JP2002117359A - Electronic commercial transaction and method of data transmission - Google Patents

Abstract

PROBLEM TO BE SOLVED: To transmit data to an electronic cash resistor, allow payment at a retail shop and establish an electronic commercial transaction by reading the data for account settlement displayed on a display by a scanner in the electronic commercial transaction using a portable terminal. SOLUTION: In the portable terminal 1 for transmitting a display request of the data which is used by user for account settlement and displaying the data replied and the scanner 4 for reading the data, the portable terminal 1 displaying the data is brought close to the scanner 4, which reads the data displayed, thereby, the data are transmitted for establishing the electronic commercial transaction through the electronic cash resistor linked to the scanner 4. The display of the portable terminal 1 is considered as an optional display by characters 12, numbers 13 or barcodes 14 to execute reading corresponding to the scanner capable of reading a plurality of types.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to electronic commerce and a method of transmitting data thereof.

[0002]

2. Description of the Related Art Conventionally, in the electronic commerce using a portable terminal, when purchasing a product, payment data has been transmitted through communication or the Internet.

[0003]

In the data transmission by communication or the Internet, payment data transmitted by a server can be transmitted to a band terminal, but payment data of a portable terminal is installed in a retail store. It could not be transmitted to an electronic cash register, and it was not possible to settle products purchased at retail stores. Therefore, by bringing the payment data displayed on the portable terminal close to the scanner, the scanner can read the data and make purchases at a retail store where the payment can be made at the electronic cash register linked to the scanner. It seeks to eliminate disadvantages.

[0004]

According to the first aspect of the present invention, there is provided a portable terminal for transmitting a data display request used by a user for settlement and displaying the returned data, and a scanner for reading the data. The data displayed in (1) is brought close to the scanner, and the scanner reads the displayed data, thereby enabling transmission of data for establishing electronic commerce.

According to a second aspect of the present invention, there is provided a portable terminal for transmitting a display request of data used by a user for settlement and displaying the returned data, and a scanner for reading the data.
The display of the portable terminal can be arbitrarily displayed using characters, numerals, and bar codes.

The electronic commerce according to the first and second aspects of the present invention and a method of transmitting the data will be described in detail below.

[0007] When the user accesses the server with the portable terminal and transmits a request for displaying payment data, the returned payment data is displayed on the display. The display contents of the data are arbitrarily set as required, such as the user's name, bank name, account number, and the like.

[0008] The data can be displayed by characters, numbers, and bar codes.
Display method combining characters, numbers, and barcodes, such as displaying characters and barcodes, characters and numbers, and reading characters and barcodes, barcode scanners, characters and numbers reading characters, and numeric scanners To do.

Further, by bringing the surface of the display on which the data is displayed close to the scanner as described above, the scanner reads the data, and the settlement data of the user is transmitted to the electronic cash register associated with the scanner.

In the method of collecting the commodity price, the commodity price is transmitted to the server through the electronic cash register together with the data read by the scanner to the server via the Internet or a telephone line. The server that has received the data and the product price sends a request for a product price withdrawal to the user's bank along with the data via the Internet or a telephone line. The bank receiving the request for withdrawal executes the withdrawal of the product price from the user's account. Also, the server and the bank may be the same company, and the data read by the scanner is sent directly to the user's bank through the electronic cash register via the Internet or telephone line, and the request is received. The bank withdraws the product price from the user's account.

As described above, there are many possible methods for transmitting data and merchandise price from the electronic cash register to the user's bank, and any method can be set according to the situation.

Furthermore, the settlement method according to the present invention can be settled not only with an electronic cash register but also with other devices.

As another device, a scanner is attached to a CD machine or an ATM machine installed in a bank, and data is read by the attached scanner. Money, transfer, etc. become possible, and the portable terminal can be used as a bank card.

It is also possible to settle at the vending machine, which is supported by providing the vending machine with a scanner and data storage means. The storage unit stores and stores the data read by the scanner. The data is transmitted to the portable reading device using a connector. Alternatively, a communication function is provided together with the scanner, and data read by the scanner is transmitted to the server by the communication function.

In the cigarette vending machine, the time zone during which the vending machine can purchase the cigarette is specified. However, by displaying the age in the data, the vending machine whose age has been read can be set so that an adult can purchase cigarettes even after hours. , 24-hour sales are possible.

Further, by reading the age in the same manner as described above, it is possible to set so that minors cannot purchase alcoholic beverages with a vending machine for alcoholic beverages.

As a method of transmitting settlement data to an electronic cash register, a vending machine, or the like, there is a method of transmitting the settlement data using a connector. However, it takes time and effort to connect the connector to the portable terminal. It costs.

Further, the connector has many projections, and there is a possibility that the projections may be broken or bent in a vending machine installed outdoors.

More specifically, the scanner has no protrusions, and its surface can be protected by using a material such as reinforced plastics, and can be used in equipment installed in any place.

[0020]

BEST MODE FOR CARRYING OUT THE INVENTION A user accesses a server with a portable terminal, downloads settlement data from the server by a predetermined button operation such as inputting a personal identification number, and the downloaded data is represented by letters, numbers and bar codes. Appears on the display. Further, the data is read by bringing the surface of the display on which the data is displayed close to the scanner of the electronic cash register installed in the retail store where the price for the product has been input, whereby the payment at the retail store is completed. If necessary,
For example, input of a personal identification number performed on a debit card or signing of a slip is performed.

Further, the read data and the commodity price are transmitted to the server through the electronic cash register via the Internet or a telephone line. The server to which the data and the product price have been sent sends a request for withdrawal of the product along with the data to the user's bank via the Internet or a telephone line, and the bank receiving the request executes the withdrawal of the product price from the user's account. Do

[0022]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment will be described below with reference to the accompanying drawings using a portable telephone as a portable terminal. In FIG. 1, a user accesses a server (2) using a portable terminal (1) and transmits a display request for payment data, and the returned data is displayed on a display of the portable terminal (1). You. The displayed data is read by the scanner (4) by bringing the surface of the display on which the data is displayed close to the scanner (4) of the electronic cash register (3) to which the price for the goods has been input. Further, the data read by the scanner (4) is transmitted to the server (2) via the Internet or a telephone line together with the commodity price through an electronic cash register (3) linked to the scanner (4). The server (2), which has received the data and the product price, sends a request for withdrawal of the product price to the user bank (5) via the Internet or a telephone line, and the user bank (5) sends the request for the product price from the user's account. Perform a debit.

In FIG. 2, the settlement data displayed on the mobile phone (11) is displayed on the display (15) by characters (12), numbers (13) and bar codes (14). In addition, the display (1
By bringing the surface of 5) close to a scanner (not shown), the scanner reads the data and transmits the data to an electronic cash register (not shown) associated with the scanner. In the figure, the data is displayed by characters (12), numbers (13), and bar codes (14), but a display method combining these is also possible, and the display method may be arbitrarily displayed if necessary. In the drawing, the displayed characters are also an example. Further, in the drawing, the frame of the displayed data is displayed or hidden as necessary.

In order to read the data more reliably, it is possible to turn on the light of the display (15) when displaying the data so as to keep the data display clear.

[0025]

As described above, according to the electronic commerce and the data transmission method of the present invention, since the settlement data is displayed on the display of the portable terminal by characters, numbers and bar codes, the characters, numerals and bar code scanner are used. When the scanner reads the data displayed on the portable terminal, the electronic cash register linked to the scanner installed in the retail store enables the settlement of the product price.

[0026]

[Brief description of the drawings]

FIG. 1 is a procedure explanatory diagram showing an electronic commerce and a data transmission method thereof according to the present invention.

FIG. 2 is a front view showing settlement data using a portable telephone on a portable terminal of the electronic commerce and the data transmission method of the present invention.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Mobile terminal 2 Server 3 Electronic cash register 4 Scanner 5 User bank 11 Mobile telephone 12 Character 13 Number 14 Bar code 15 Display

Claims (2)

[Claims] 1. A portable terminal for transmitting a display request of data used by a user for settlement and displaying returned data,
In a scanner for reading data, the data displayed on the portable terminal is brought close to the scanner, and the scanner reads the displayed data, thereby enabling transmission of data for establishing electronic commerce. Electronic commerce and its data transmission method. 2. A portable terminal for transmitting a display request of data used by a user for settlement and displaying the returned data;
An electronic commerce and a data transmission method thereof, wherein in the scanner for reading data, the display of the portable terminal can be arbitrarily displayed using characters, numbers, and bar codes.