JP2002099865A - Payment management device, payment collection system, and storage medium - Google Patents

Abstract

(57) [Summary] [PROBLEMS] To provide a price management device, a price collection agency system, and a storage medium that allow anyone to easily use online shopping. A plurality of user terminals are connected to a network.
In the case of shopping at a store opened on the Web server 11 on the Internet, the purchase price management server 13 collects the product purchase price together with the Internet connection fee to the ISP server 10, and the ISP server 10 receives the IP address from the ISP server 10. The product purchase price specified and collected by proxy is managed for each ISP server 10 and each user,
Manage payments to stores.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a shopping fee collection system for purchasing goods using the Internet, and more particularly to a price management device for an Internet service provider to perform shopping fee collection. The present invention relates to a payment collection system and a storage medium.

[0002]

2. Description of the Related Art In recent years, in the Internet and personal computer communications, there are many services that provide shopping services at shops on the Internet and personal computer communications. Such online shopping can be broadly classified into the following three forms.

[0003] One is a service using a shop inside personal computer communication, and this form is the oldest. The user arrives at the target product by tracing the menu on the PC communication, and when he indicates his intention to purchase the product, he can purchase the product and adds his / her fee to the PC communication usage fee paid regularly. Collected. In this service, everything from the selection of a product to the intent to purchase is performed only within the system on the PC communication, so that the PC communication service provider can easily grasp which user purchased which product. . Therefore, there is a feature that it is easy to add the price to the communication usage fee. Also, only PC communication members can shop.

[0004] A second service is to use a shop inside a Web site of an Internet service provider. This form is an application of the form of personal computer communication to an Internet service provider (hereinafter abbreviated as ISP). An ISP member-only online shop is opened inside the ISP's own Web server, and the member follows the link on the Web to reach the target product and indicate his intention to purchase there. Buy products by doing. The fee is charged in addition to the ISP connection fee as in the case of personal computer communication. This service is a development of the service using personal computer communication. By applying to the Internet, it is possible to browse the shop without being a member of your ISP, but you must be a member of the ISP for actual shopping. I can't do it.

[0005] The third service is a service provided by a general store establishing a homepage on the Internet.
That is, an XX shop or a OO department store opens a Web site, lists a product in the Web site, and allows a visitor to the site to purchase a product. However, since payment by cash is not possible, a payment method such as prepaid, cash on delivery, card payment, etc., is used as in ordinary mail-order sales. In this service, the purchaser has specified IS
Although there is a merit that shopping can be performed without subscribing to the P, only the mail order by catalog is applied to the Internet, and the trouble and troublesomeness in settlement are inferior to those using the personal computer communication and the ISP.

[0006]

However, in such a conventional personal computer communication, online shopping using an ISP, or a store established on a homepage, only a specific member can use it, or payment is not possible. There was a problem that it was troublesome.

[0007] An object of the present invention is to provide a charge management device, a charge collection agent system, and a storage medium that allow anyone to easily use online shopping.

[0008]

According to the first aspect of the present invention,
A plurality of user terminals (for example, user terminal 1 shown in FIG. 1)
2) a store server (for example, the Web server 1 shown in FIG. 1) opened on a network (for example, the network 20 shown in FIG. 1) using the network connection service
In the case where the user makes a purchase by accessing 1), the purchase price is collected from the user, and a payment management device that manages payment to the store (for example, the purchase price management server 13 shown in FIG. 1).
The payment management device is a provider of the network connection service (for example, the ISP server 1 shown in FIG. 1).
0) and a receiving unit (for example, the CPU 301 that performs the processing shown in step S501 in FIG. 10) for receiving the information of the purchase price, and a provider of the network connection service received by the receiving unit. (E.g., a CPU 301 that performs the process shown in step S502 in FIG. 10) that specifies the provider of the network connection service from the information to be provided, and the user A proxy collection requesting means (for example, CPU 301 for performing the processing shown in step S503 of FIG. 10) for requesting that the purchase price be collected by proxy together with the usage fee of the network connection service, and proxy collection by the proxy collection requesting means For each network connection service provider that requested Purchase price management means for managing an incoming payment (for example, C for performing the processing shown step S601 of FIG. 11
PU301) and payment price management means (for example, a CPU 3 that performs the processing shown in step S602 in FIG. 11) that manages the purchase price proxy collected by the provider of the network connection service as a payment price for each store.
01).

According to the first aspect of the present invention, when a plurality of user terminals use a network connection service to access a server of a store established on the network and perform shopping, the purchase price is reduced. Collected from users,
A payment management device that manages payment to a store, wherein the payment management device receives, by a receiving unit, information specifying a provider of a network connection service and information of a purchase price. The provider of the network connection service is specified from the received information for specifying the provider of the network connection service, and the usage fee of the user for the network connection service is provided to the provider of the network connection service specified by the specifying unit by the proxy collection request unit. As well as a request to collect the purchase price on behalf of
The purchase price management means manages the purchase price for each network connection service provider who has requested the proxy collection by the proxy collection request means, and the purchase collected by the network connection service provider by the payment price management means In order to manage the payment as a payment for each store, a user who uses an arbitrary network connection service can install any network connection service by placing a payment management device between the provider of the network connection service and the store providing the product. Even if you shop at a store on the network and do not register as a member in advance, the purchase price is automatically collected from the provider of the network connection service at the time of payment, so that shopping can be done easily and conveniently. In addition, the store that provides the product can settle the payment to some extent instead of each purchase and sale, so that no extra labor is required and the purchase method is simple, so that the sales can be increased.

According to a fourth aspect of the present invention, a plurality of user terminals (for example, the user terminal 12 shown in FIG. 1) are opened on a network (for example, the network 20 shown in FIG. 1) by using a network connection service. When the user accesses a server (eg, the Web server 11 shown in FIG. 1) of the store and performs shopping, the purchase price is collected from the user and payment to the store is made by a price management device (eg, FIG. 1). A purchase collection management system managed by the purchase price management server 13), wherein the server of the store transmits information for specifying a provider of the network connection service and information of the purchase price (for example, A Web server 11 that performs the process shown in step S404 of FIG. 9 is provided, and the payment management device is a provider of the network connection service (for example, A receiving unit (for example, a CPU 301 that performs the processing shown in step S501 in FIG. 10) for receiving information for specifying the ISP server 10 shown in FIG. 1 and the purchase price information, and the network connection received by the receiving unit. A specifying unit (for example, a CPU 301 that performs the processing shown in step S502 in FIG. 10) that specifies the provider of the network connection service from the information that specifies the provider of the service, and the network connection service that is specified by the specifying unit. Proxy collection requesting means (for example, CPU 301 for performing the processing shown in step S503 in FIG. 10) for requesting a provider to collect the purchase price by proxy together with the usage charge of the user for the network connection service; Network connection requested to be collected by proxy Purchase price management means for managing the purchase price for each provider of the service (e.g., CPU 3 performing the process shown step S601 of FIG. 11
01) and payment price management means for managing the purchase price proxy-collected by the network connection service provider as a payment price for each store (for example, FIG. 1).
CPU 301 that performs the processing shown in step S602 of FIG. 1), and when the network connection service is requested to collect by proxy by the proxy collection requesting unit, the information of the purchase price and the network connection service are provided. Receiving means (for example, C that performs the processing shown in step S301 in FIG. 8)
PU101) and proxy collection means for specifying the user from the information specifying the network connection service provider received by the reception means, and collecting the purchase price for the user together with the usage fee of the user for the network connection service. (For example, the CPU 101 that performs the process shown in step S304 in FIG. 8).

According to the fourth aspect of the present invention, when a plurality of user terminals use a network connection service to access a store server established on the network and perform shopping, the purchase price is reduced. Collected from users,
A payment collection system for managing payment to a store by a price management device, wherein a server of the store transmits information specifying a network connection service providing source and information of a purchase price by a transmission unit, and manages the price. The device receives, by the receiving unit, information for specifying the provider of the network connection service and information on the purchase price, and by the specifying unit,
The provider of the network connection service is identified from the information identifying the provider of the network connection service received by the receiving means, and the proxy collection requesting means connects the network connection service of the user to the provider of the network connection service specified by the identifying means. Request that the purchase price be collected by proxy together with the service usage fee, manage the purchase price for each network connection service provider that requested the proxy collection by the proxy collection requesting means, and manage the payment price. The management means manages the purchase price collected by the provider of the network connection service as a payment for each store, and the provider of the network connection service requests the reception means to collect the proxy by the proxy collection request means. Purchase information and network connection Information that specifies the provider of the service is received, and the proxy collection unit specifies the user from the information that specifies the provider of the network connection service received by the receiving unit, and together with the usage fee for the user's network connection service In order to collect the purchase price on behalf of the customer, the user using any network connection service,
Even if you shop at a networked store,
The purchase price automatically collected from each user together with the usage fee for the network connection service can be paid to the stores on the network, so that the users and the stores do not have to perform any complicated procedures, etc. You can shop.

[0012]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below in detail with reference to FIGS. FIG. 1 is a diagram showing an embodiment of a payment collection agency system to which the present invention is applied.

First, the configuration will be described. FIG. 1 is a diagram showing a system configuration of the payment collection agency system 1. This figure 1
In the payment collection system 1, the network 2
ISP servers (Internet S
ervice Provider Server) 10, multiple Web servers 1
1. Purchase price management server 13 and DNS server (Doma
in Name System Server) 14 and the ISP
A plurality of user terminals 12 are further connected to the server 10.

In FIG. 1, two ISP servers 10, two Web servers 11, and four user terminals 1
2, one purchase price management server 13, and one DNS
Although the case where the server 14 is connected is shown, the number of these servers is not particularly limited.

The ISP server 10 is a server for providing a connection service to the Internet, and the user terminal 12 connected to the ISP server is connected to the Internet (network 20) via the ISP server.

The ISP server 10 performs user authentication of the user terminal 12 by using a user ID and a password given in advance to connect the user terminal 12 to the Internet. The user terminal 12 that has been correctly authenticated by the user ID and the password has a unique IP address (Internet Protocol Addr.
ess) and the Internet (network 20)
Connect to This IP address is fixed when the connection method of the user terminal is a connection using a dedicated line for data communication, but is automatically assigned by the ISP server 10 when a dial-up IP connection using a public line is used. Each time the IP address changes.

The ISP server 10 has a connection charge management function for managing the connection charge of the Internet connection service for each user terminal 12. Further, when the purchase price management server 13 requests the collection of the purchase price of the product purchased by the user terminal 12, the user terminal 12 is specified from the transmitted IP address, and the connection fee of the user terminal 12 is determined. It has a proxy collection function that adds the purchase price to the product and collects it by proxy.

The Web server 11 is a server for establishing a homepage (HP) of a store that provides merchandise on the Internet, and has a merchandise transaction management function for managing transactions of merchandise provided on the HP.

The user terminal 12 is connected to an ISP server via a telephone line, an ISDN line, a data communication line, or the like, and is connected to the Internet (network 20) via the ISP server.

The user terminal 12 accesses an HP of a store opened on the Web server 11 via the Internet and purchases a product on the Internet.

The purchase price management server 13 is a server managed by a service agency that mediates the collection of the product price between the ISP and the store that provides the product.

When the purchase price management server 13 receives an inquiry as to whether or not it is possible to collect a proxy from the Web server 11 that has received the product purchase request, the purchase price management server 13 uses the DNS server 14
The ISP server is identified from the P address, and the ISP server 1
Request a surrogate collection at 0.

The purchase price management server 13 calculates the total product purchase price for each user terminal 12 in order to collect the product purchase price collected by proxy from the ISP server 10 that performed the proxy collection of the product purchase price. Has a product purchase price management function of calculating the total product purchase price for each store in order to pay the product purchase price collected by proxy to the store that provided the service.

The purchase price management server 13 transmits to the ISP server 10 a payment request for the product purchase price collected by proxy for each user terminal 12 calculated by the shopping price management function, and transmits a proxy request for each store that provided the product. Pay the collected product purchase price to each store.

The DNS server 14 has an IP address and an IS
It manages a database that describes the correspondence with the P server 10, and has a configuration in which the ISP server 10 can be specified from the IP address in response to a request from the purchase price management server 13.

FIG. 2 is a block diagram showing the main configuration of the ISP server 10. 2, the ISP server 10 includes a CPU (Central Processing Unit) 101,
Display unit 102, input unit 103, transmission control unit 104, RA
M (Random Access Memory) 105, storage device 106,
The storage device 106 includes a storage medium 107 and the like, and each unit except the storage medium 107 is connected by a bus 108.

The CPU 101 develops an application program specified from a server program, a system program, and various application programs stored in the storage device 106 into a work area (not shown) in the RAM 105. In accordance with data input from the transmission control unit 104, various processes are executed in accordance with an application program, and the processing results are stored in a designated storage destination in the RAM 105. Further, display information for displaying the processing result is generated and output to the display unit 102, and the processing result is transmitted to the Web server 11, the user terminal 12, the purchase price management server 13, and the like.

The CPU 101 is connected to the user terminal 12 via a telephone line, an ISDN line, a data communication line, or the like.
When an Internet connection request is transmitted from, an Internet connection process described later is executed.

In this Internet connection processing, C
The PU 101 causes the user ID 12 and the password that have been given to the user terminal 12 that has made access to be transmitted as user authentication information, and performs user authentication of the user terminal 12. If the user authentication is successful, a unique IP address is assigned to the user terminal 12, and an Internet connection service is provided.

The CPU 101 manages the connection time of the user terminal 12 using the Internet connection service, calculates a connection fee for each user terminal 12, and stores the connection fee.
06.

The CPU 101 controls the purchase price management server 13
Sends a proxy purchase request for the purchase price of the product via the Internet, a proxy collection process described later is executed.

In this proxy collection process, the CPU 101
Is transmitted from the purchase price management server 13 to the IP of the user terminal 12.
When the address and the purchase price are received as the proxy collection request information, the user terminal 12 is specified based on the transmitted IP address, and whether or not the proxy collection is possible is confirmed. When proxy collection is possible, the purchase price of the product is stored in the purchase management information table 10a in the storage device 106 together with the connection fee of the user terminal 12. Then, proxy collection permission information indicating whether proxy collection is possible is transmitted to the purchase price management server 13.

The display unit 102 is a CRT (Cathode Ray Tu)
be), a liquid crystal display (LCD), or the like, and displays the contents of data transmitted and received via the input unit 103 and the transmission control unit 104 based on the display information input from the CPU 101 on the display screen. To be displayed.

The input unit 103 includes a keyboard provided with a cursor key, numeric input keys, and various function keys, and outputs a pressing signal corresponding to a key pressed on the keyboard.
Output to PU101. Note that the input unit 103 may include a pointing device such as a mouse and a touch panel, and other input devices as necessary.

The transmission control unit 104 has a LAN (Local Area)
Network), WAN (Wide Area Network), or an interface connectable to a transmission medium connected to various networks such as the Internet. Here, the transmission medium includes a telephone line, a metal wire, a coaxial cable, an optical fiber cable, and the like, and forms the above-described network by being connected to various devices. The transmission control unit 104 is a modem (MODEM: MOdeul
ator / DEModulator) or terminal adapter (TA: Te)
rminal Adapter), telephone line, IS
The modem performs control for communicating with an external device via a communication line of a DN line, and the modem controls communication with an external device such as a personal computer via a telephone line.
The digital data processed by the PU 101 is modulated into an analog signal in the frequency band of the telephone line,
A device that demodulates an analog signal input via a telephone line into a digital signal.
In order to communicate with an external device such as a personal computer via a DN line, the existing interface
This is a device for converting to an interface corresponding to DN.

The RAM 105 forms a work area for temporarily storing various programs executed by the CPU 101 and data related to these various programs.

The storage device 106 has a storage medium 107 in which programs, data and the like are stored in advance, and this storage medium 107 is constituted by a magnetic or optical recording medium or a semiconductor memory. This storage medium 1
Reference numeral 07 denotes a unit fixedly provided in the storage device 106 or a unit detachably attached thereto.
Stores the server program, the system program, various application programs corresponding to the system, a communication control processing program, data processed by the various processing programs, document data, and the like.

The programs, data, and the like stored in the storage medium 107 are partially or wholly received from another device such as a server or a client from the transmission control unit 104 via a transmission medium such as a network line and stored. The storage medium 107 may be a storage medium of a server constructed on a network. Furthermore, the program may be configured to be transmitted to a server or a client via a transmission medium such as a network line and installed in these devices.

FIG. 3 is a block diagram showing a main configuration of the user terminal 12. As shown in FIG. In FIG. 3, the user terminal 12
Comprises a CPU 201, a display unit 202, an input unit 203, a transmission control unit 204, a RAM 205, a storage device 206, a storage medium 207 included in the storage device 206, and the like.
Each part except the storage medium 207 is connected by a bus 208.

The CPU 201 develops an application program designated from among a server program, a system program, and various application programs stored in the storage device 206 in a work area (not shown) in the RAM 205, and In accordance with the data input from the transmission control unit 204, various processes are executed in accordance with the application program, and the processing results are stored in a specified storage destination in the RAM 205. Further, display information for displaying the processing result is generated and output to the display unit 202, and the ISP server 10, W
The processing result is transmitted to the web server 11, the purchase price management server 13, and the like.

The CPU 201 accesses an HP established on the Web server 11 via the Internet, and executes an Internet shopping use process described later.

In the Internet shopping use process, the CPU 201 executes a telephone line, an ISDN line,
An Internet connection request is transmitted to the ISP server 10 via a data communication line or the like. Then, the user ID and password are transmitted, and when the user is authenticated,
An IP address is assigned and an Internet connection service is provided.

When the Internet connection service is provided, the CPU 201 executes the Web connection via the Internet.
The user accesses a website established on the server 11 to request product information. Then, a desired product for purchase is selected from the transmitted product information, and the desired product information is transmitted to the Web server 11.

Here, the merchandise information is, for example, information of merchandise provided on the HP given as an image or the like. In addition to the characteristics of the merchandise, the merchandise price, merchandise name, merchandise number, etc. Given. The purchase desired product information is, for example, when the user of the user terminal 12 selects a product desired to be purchased from the product information, a product price, a product name, a product number, and the like are transmitted to the Web server 11 as purchase desired product information. You.

The CPU 201 receives the proxy collection permission / prohibition information from the Web server 11. If proxy collection is possible,
If the IP address is discarded, the processing is terminated, and if proxy collection is not possible, processing for another payment method is executed.

The display unit 202 has a display screen such as a CRT or an LCD, and displays the contents of data transmitted and received through the input unit 203 and the transmission control unit 204 based on display information input from the CPU 201. Display on the screen.

The input unit 203 includes a keyboard provided with cursor keys, numeric input keys, and various function keys, and outputs a pressing signal corresponding to a key pressed on the keyboard.
Output to PU201. Note that the input unit 203 may include a pointing device such as a mouse and a touch panel, and other input devices as necessary.

The transmission control unit 204 is an interface that can be connected to a transmission medium connected to various networks such as a LAN, a WAN, or the Internet. Here, the transmission medium includes a telephone line, a metal wire, a coaxial cable, an optical fiber cable, and the like, and forms the above-described network by being connected to various devices. The transmission control unit 204 is a modem (MODEM)
Or a terminal adapter (TA), etc.
The modem 201 is controlled by the CPU 201 to perform communication with an external device via a telephone line or an ISDN line and to communicate with an external device such as a personal computer via a telephone line. Is a device that modulates digital data into an analog signal in a frequency band of a telephone line, and demodulates an analog signal input through the telephone line into a digital signal. This device converts an existing interface into an interface corresponding to ISDN in order to communicate with an external device such as a computer.

The RAM 205 forms a work area for temporarily storing various programs executed by the CPU 201 and data related to the various programs.

The storage device 206 has a storage medium 207 in which programs, data and the like are stored in advance, and this storage medium 207 is constituted by a magnetic or optical recording medium or a semiconductor memory. This storage medium 2
Reference numeral 07 denotes a storage device which is fixedly provided in the storage device 206 or is detachably mounted.
Stores the server program, the system program, various application programs corresponding to the system, a communication control processing program, data processed by the various processing programs, document data, and the like.

The programs, data, and the like stored in the storage medium 207 are partially or wholly received from another device such as a server or a client from the transmission control unit 204 via a transmission medium such as a network line and stored. The storage medium 207 may be a storage medium of a server constructed on a network. Furthermore, the program may be configured to be transmitted to a server or a client via a transmission medium such as a network line and installed in these devices.

FIG. 4 is a block diagram showing the main configuration of the purchase price management server 13. 4, the purchase price management server 13 includes a CPU 301, a display unit 302, an input unit 303, a transmission control unit 304, a RAM 305, a storage device 306, a storage medium 307 included in the storage device 306, and the like. Each part except 307 is a bus 30
8.

The CPU 301 develops an application program specified from the server program, the system program, and the various application programs stored in the storage device 306 into a work area (not shown) in the RAM 305, and In response to the data input from the transmission control unit 304, various processes are executed in accordance with the application program, and the processing results are stored in a specified storage destination in the RAM 305. Further, display information for displaying the processing result is generated and output to the display unit 302, and the ISP server 10, W
The processing result is transmitted to the web server 11, the DNS server 14, and the like.

The CPU 301 sends a message from the Web server 11
When an inquiry about the possibility of proxy collection is made, a proxy collection availability inquiry process described later is executed.

The CPU 301 receives the IP address of the user terminal 12 and the purchase price from the Web server 11 as proxy collection request information in the proxy collection permission / inquiry inquiry process.

The CPU 301 accesses the DNS server 14 and, based on the received IP address,
Specify 0. Then, to the specified ISP server 10,
The IP address and the product purchase price are transmitted as proxy collection request information, and an inquiry is made as to whether or not proxy collection is possible.

When the result of the proxy collection is received from the ISP server 10, the result is transmitted to the Web server 11.
Send to If a surcharge is available,
The purchase store and the ISP are collected for each user terminal and stored in the storage device 306 as the purchase management information table 13a.

The CPU 301 executes a merchandise purchase price collection process in which the merchandise purchase price collected by the ISP is paid to a store that provides the merchandise.

The CPU 301 stores the purchase management information table 13 for each user terminal 12 stored in the storage device 306.
From a, the total purchase price of each ISP is calculated, the payment price is transmitted to each ISP, and the payment is confirmed.

Further, a total merchandise purchase price for each store is calculated from the purchase management information table 13a for each user terminal 12 stored in the storage device 306, a transfer fee is transmitted to each store, and a transfer confirmation is performed. I do.

The display unit 302 has a display screen such as a CRT or an LCD, and displays the contents of data transmitted and received through the input unit 303 and the transmission control unit 304 based on display information input from the CPU 301. Display on the screen.

The input unit 303 includes a keyboard provided with a cursor key, numeric input keys, and various function keys, and outputs a pressing signal corresponding to a key pressed on the keyboard.
Output to PU301. Note that the input unit 303 may include a pointing device such as a mouse and a touch panel, and other input devices as necessary.

The transmission control unit 304 is an interface that can be connected to a transmission medium connected to various networks such as a LAN, a WAN, or the Internet. Here, the transmission medium includes a telephone line, a metal wire, a coaxial cable, an optical fiber cable, and the like, and forms the above-described network by being connected to various devices. The transmission control unit 304 is a modem (MODEM)
Or a terminal adapter (TA), etc.
The modem 301 is controlled by the CPU 301 to perform communication with an external device via a telephone line or an ISDN line and to communicate with an external device such as a personal computer via a telephone line. Is a device that modulates digital data into an analog signal in a frequency band of a telephone line, and demodulates an analog signal input through the telephone line into a digital signal. This device converts an existing interface into an interface corresponding to ISDN in order to communicate with an external device such as a computer.

The RAM 305 forms a work area for temporarily storing various programs executed by the CPU 301 and data related to these various programs.

The storage device 306 has a storage medium 307 in which programs, data, and the like are stored in advance, and the storage medium 307 is constituted by a magnetic or optical recording medium or a semiconductor memory. This storage medium 3
Reference numeral 07 denotes a storage medium that is fixedly provided in the storage device 306 or is detachably mounted.
Stores the server program, the system program, various application programs corresponding to the system, a communication control processing program, data processed by the various processing programs, document data, and the like.

The programs, data, and the like stored in the storage medium 307 are partially or wholly received from another device such as a server or a client from the transmission control unit 304 via a transmission medium such as a network line and stored. The storage medium 307 may be a storage medium of a server constructed on a network. Furthermore, the program may be configured to be transmitted to a server or a client via a transmission medium such as a network line and installed in these devices.

FIGS. 5A to 5C show the ISP server 1.
0, a purchase management information table stored in the storage device of each of the Web server 11 and the purchase price management server 13.

First, FIG. 5A shows the ISP server 10.
FIG. 5 is a diagram showing an example of a purchase management information table 10a stored in a storage device 106 of FIG. Is stored. Then, the total of the connection charge and the total purchase price is charged to the user of the user terminal 12 by the company managing the ISP.

FIG. 5B shows a purchase management information table 1 stored in a storage device (not shown) of the Web server 11.
FIG. 2 is a diagram illustrating an example of a user 1a, in which a purchase date, a purchased product, and a product purchase price are stored for each user of the user terminal 12. The Web server 11 stores the purchase management information table 1
1a, the purchase price managed by the ISP server 10 is collected by the purchase price management server 13,
Check that the payment has been made correctly.

FIG. 5C shows the purchase price management server 13.
FIG. 3 is a diagram showing an example of a purchase management information table 13a stored in a storage device 306 of the first embodiment, in which an ISP server, a purchase store, and a product purchase price are stored for each user of the user terminal 12; Based on the purchase management table 13a, the purchase price management server 13 requests the ISP server 10 that has performed the proxy collection for the product purchase price, and pays the product purchase price to the store that provided the product. I do.

Next, the operation of this embodiment will be described. First, the Internet shopping use process executed by the CPU 201 of the user terminal 12 will be described with reference to the flowchart shown in FIG.

First, the CPU 201 of the user terminal 12
In step S101, the user connects to the ISP server 10 owned by the ISP to which the user subscribes via a telephone line, an ISDN line, a data communication line, or the like, and requests an Internet connection service.

Then, the flow shifts to step S102, where I
Sends the user ID and password to the SP server 10,
After receiving the user authentication and proceeding to step S103, when the user authentication is performed, an IP address is assigned.
The IP address assigned here is a telephone line or IS
When a dial-up connection such as a DN line is made, the IP address changes every time the connection is made. When a connection is made using a data communication line, the IP address changes every time the connection is made. Not assigned a fixed IP address.

CPU 20 assigned IP address
1 proceeds to step S104 and starts using the Internet connection service based on this IP address. Then, the process proceeds to step S105 to access the HP of the store opened on the Web server 11.

The CPU 201 proceeds to step S106, requests product information on this HP, and displays the received product information on the display screen. Then, Step S107
Then, a desired product to be purchased is selected from the product information, and the desired product information is transmitted to the Web server 11.

The CPU 201 proceeds to step S108 and, upon receiving the proxy collection permission / prohibition information transmitted from the ISP, proceeds to step S109 and determines whether or not proxy collection is possible. If proxy collection is possible, step S
The process proceeds to step 110 to display on the display unit 202 that the product purchase price is collected in addition to the connection fee, and
Move to 112. If proxy collection is not possible, CPU2
In step S111, the process proceeds to step S111 to execute processing for another payment method, and then proceeds to step S112.

In step S112, the CPU 201
Confirms whether or not to end the use of the Internet shopping. If the use is not to be ended, step S105
Return to If the use is to be terminated, the process proceeds to step S113. In the case of a dynamic IP address, the IP address is discarded. In the case of a fixed IP address, the IP address is held as it is, and a request for terminating the Internet connection service is made. , And the process ends.

Next, an Internet connection process executed by the CPU 101 of the ISP server 10 will be described with reference to FIG.
This will be described with reference to the flowchart shown in FIG.

The CPU 101 of the IPS server 10 receives the user ID and the password transmitted from the user terminal 12 in step S201. Then, the process proceeds to step S202 to perform user authentication for confirming that the user is a registered user based on the received user ID and password.

When the user authentication is successful, the CPU 101 proceeds to step S203, and allocates a dynamic IP address when the user terminal 12 is a dial-up connection, and allocates a fixed IP when the user terminal 12 is a data communication line. Then, the process shifts to step S204 to start supplying the Internet connection service.

The CPU 101 proceeds to step S205 and checks whether or not there is a request for ending the Internet connection service from the user terminal 12. If there is no request for ending, the service is provided as it is. If there is, the process proceeds to step S206, where the assigned I
If the P address is a dynamic IP address, the IP address is released. If the P address is a fixed IP address, the IP address is maintained and the process proceeds to step S207.

At step S207, CPU 101 adds a connection fee according to the time of using the Internet connection service for each user, and ends the processing.

The proxy collection request processing executed by the CPU 101 of the IPS server 10 will be described with reference to the flowchart shown in FIG.

In step S301, the CPU 101 of the IPS server 10 receives the IP address of the user terminal 12 and the product purchase price from the purchase price management server 13 as proxy collection request information.

Then, the flow shifts to step S302, where the user who has assigned the received IP address is specified.
If the user has not been specified, the process proceeds to step S305, where it is determined that proxy collection of the product purchase price is not possible, and the process proceeds to step S306. If the user is identified,
It is determined that proxy collection of the product purchase price is possible and step S3
In step S 306, the purchase price is stored together with the connection fee of the user terminal 12 as purchase management information in the purchase management information table 10 a in the storage device 106.
Move to

In step S306, the CPU 101 transmits proxy collection permission / prohibition information indicating whether or not proxy collection is possible to the purchase price management server 13, and ends the process.

[0107] W where the HP of the store providing the product is opened
The HP access processing executed by the web server 11 will be described with reference to the flowchart shown in FIG.

In step S401, the Web server 11 transmits the product information to the user terminal 12 that has accessed the HP. The process proceeds to step S402, and when the purchase desired product information is transmitted from the user terminal 12, the process proceeds to step S403 to acquire the IP address used by the user terminal 12.

Then, the flow shifts to step S404, where the IP address used by the user terminal 12 and the purchase price of the product are transmitted to the purchase price management server 13 as proxy collection request information, and an inquiry is made as to whether or not proxy collection is possible.

Then, the process proceeds to step S405, and upon receiving the proxy collection permission / prohibition information from the purchase price management server 13, the process proceeds to step S406 to transmit the proxy collection permission / prohibition information to the user terminal 12.

The Web server 11 proceeds to step S407 and determines whether or not proxy collection is possible. If proxy collection is possible, the Web server 11 proceeds to step S408 and purchase management table 11a in a storage device (not shown). Then, the purchase management information is stored for each user terminal 12, and the process ends. Here, the purchase management information stored by the Web server 11 indicates, for each user, a purchase date, a purchased product, and a purchase price of a product purchased by the user of the user terminal 12.

If proxy collection is not possible, step S409
, Perform processing for other payment methods,
The process proceeds to step S408, where the purchase management information is stored for each user terminal 12, and the process ends.

The proxy collection permission / inhibition inquiry process executed by the CPU 301 of the purchase price management server 13 will be described with reference to the flowchart shown in FIG.

CPU 301 of purchase price management server 13
Receives the proxy collection request information transmitted from the Web server 11 in step S501, and
2. Obtain the IP address and the purchase price for the product.

The CPU 301 proceeds to step S502, accesses the DNS server 14, and obtains the ISP server 10 used by the user terminal 12 from the obtained IP address.
To identify.

Then, the flow shifts to step S503, where the IP address and the purchase price of the commodity are transmitted as proxy collection request information to the specified ISP server 10, and an inquiry is made as to whether or not proxy collection is possible.
The server 10 receives, from the server 10, information about whether or not to collect the purchase price of the commodity.

The CPU 301 proceeds to step S505 to transmit the received proxy collection permission / prohibition information to the Web server 11, and proceeds to step S506 to determine whether proxy collection is possible. If proxy collection is possible, the process proceeds to step S507, where the storage device 30 is used as purchase management information.
6, and the processing is terminated. If proxy collection is not possible, the processing is terminated. Here, the purchase management information stored by the purchase price management server 13 is the ISP used by the user terminal 12.
The server 10, the store where the product was purchased, and the product purchase price are stored in the purchase management information table 13 a for each user terminal 12.

Further, the CPU of the purchase price management server 13
The purchase price collection process executed by the process 301 will be described with reference to the flowchart shown in FIG.

CPU 301 of purchase price management server 13
Calculates the total merchandise purchase price of each user terminal 12 for each ISP from the purchase management information table 13a in the storage device 306 in step S601,
Send a payment request to each ISP and confirm payment.

Then, the flow shifts to step S602, where the purchase price of the product of the user terminal 12 is calculated for each store from the purchase management information table 13a in the storage device 306, and the transfer price is transmitted to each store. The transfer is confirmed, and the process ends.

[0101] Here, a form in which a commission paid to a service agent that manages the purchase price management server 13 is subtracted from the transfer price to be transferred to the store in advance may be used, or the commission may be separately added later. A form in which a store pays a service agent may be used.

FIG. 12 is a diagram showing a flow of information exchanged among the ISP server 10, the Web server 11, the user terminal 12, the purchase price management server 13, and the DNS server 14 in the payment collection agency system 1. It is. The numbers shown in this figure correspond to the numbers shown in the flowcharts shown in FIGS. 6 to 11 and indicate the flow of information on the Internet. (However, (10)
And (11) are numbers shown only in FIG. )

First, as shown in (1), the user terminal 12
Sends the user ID and the password to the ISP server 10 as user authentication information. In (2),
When the user authentication is successful, the IP address is transmitted from the ISP server 10 to the user terminal 12.

In (3), product information is transmitted from the Web server 11 to the user terminal 12, and in (4),
The purchase desired product information is transmitted from the user terminal 12 to the Web server 11. And in (5), We
The proxy collection permission / inhibition information is transmitted from the server b to the user terminal 12.

In (6), proxy collection request information including the IP address of the user terminal 12 and the product purchase price is transmitted from the Web server 11 to the purchase price management server 13, and in (9), the purchase price management The server 13 transmits proxy collection permission / prohibition information to the Web server 11.

In (7), the purchase price management server 1
3 sends to the ISP server 10 the I
The proxy collection request information including the P address and the purchase price of the product is transmitted.
SP 10 transmits proxy collection permission / prohibition information to purchase price management server 13.

Further, in (10), the purchase price management server 13 sends the user terminal 12 to the DNS server 14.
In (11), the information of the ISP server 10 used by the user terminal 12 whose ISP server 10 is specified from the transmitted IP address is transmitted from the DNS server 14 to the purchase price management server 13. You.

As described above, according to the embodiment of the present invention, the purchase price management server is provided between the ISP and the store that provides the product, so that the user using the arbitrary ISP can use the arbitrary shop. Without paying a membership beforehand, the price is automatically set at the time of payment.
Since it is collected from P, you can shop easily and conveniently.

Further, since the payment method, the payment fee, and the like do not differ from store to store, and the payment can be made collectively to a certain extent, labor and fees are not required more than necessary.

Alternatively, the store that provides the product can settle the payment to some extent rather than for each purchase and sale, so that no extra labor is required and the purchase method is simple, so that the sales can be increased.

Further, since the purchase price of the product is simultaneously collected from the connection fee of the ISP currently used, information such as a bank account and a personal identification number of a cash card is not leaked to the Internet every time shopping is performed. Also, it is safe in terms of security.

The present invention is not limited to the above embodiment. For example, the user is specified using the IP address of the user terminal. Any network using a communication protocol for recognizing a communication partner by adding to transmission data is not limited to a network using a protocol such as TCP / IP, and a user is identified using other information. You may.

Further, in this embodiment, the use of the Internet is assumed, but the information portion for specifying the organization or group manages a plurality of identification information indicating itself, and assigns the identification information to the user. The service is not limited to a network connection service using a protocol such as TCP / IP as long as it provides a service for connecting a user's computer device to a network. Service can be provided.

[0114] In addition, although the collection of the product purchase price is described, what is handled may not be a product but may be, for example, the provision of another service such as music, a movie, a game, and the like. In addition, various design changes can be made without departing from the scope of the present invention.

[0115]

According to the payment management device of the invention described in claim 1, and the storage medium of the invention described in claim 5, a user using an arbitrary network connection service can shop at a store on an arbitrary network. Even if the user does not register as a member beforehand, the purchase price is automatically collected from the provider of the network connection service at the time of settlement, so that shopping can be performed easily and conveniently. In addition, the store that provides the product can settle the payment to some extent instead of each purchase and sale, so that no extra labor is required and the purchase method is simple, so that the sales can be increased.

According to the second aspect of the present invention, when a plurality of user terminals make purchases at a plurality of stores on a network by a purchase price distribution means, the plurality of network devices are connected to each other. Since the purchase price collected by the connection service provider is distributed to each of the multiple stores, it is not necessary to use a different payment method for each store. Automatic payment can be made in conjunction with the network connection service connection fee.

According to the third aspect of the present invention, the provider of the network connection service is the Internet service provider, and the information for specifying the provider of the network connection service is a plurality of information held by the Internet service provider. Among the IP addresses assigned to the user's network connection service, the price management device assigns the IP address based on the IP address assigned to the user's network connection service received by the receiving means. When the Internet service provider owned is specified and the proxy collection requesting means is requested by the Internet service provider for proxy collection, the IP address transmitting means is assigned to the user's network connection service as information for specifying the user. In order to send the IP address,
It is possible to identify an Internet service provider based on an IP address and easily authenticate a user without transmitting special information or performing a complicated authentication procedure. Thus, information such as a bank account and a personal identification number of a cash card is not leaked to the Internet every time shopping is performed, and security is safe.

According to the bill collection system of the present invention, even if a user using an arbitrary network connection service makes a shopping at a store on the network, the network connection service can be used. The purchase price automatically collected from each user along with the connection fee,
Since payment can be made to a store on the network, the user and the store do not need to perform any troublesome procedures and the like, and can easily shop.

[Brief description of the drawings]

FIG. 1 is a diagram showing a system configuration of a payment collection agency system 1 according to an embodiment of the present invention.

FIG. 2 is a diagram showing a main configuration of an ISP server 10 of FIG. 1;

FIG. 3 is a diagram showing a main configuration of a user terminal 12 of FIG. 1;

FIG. 4 is a diagram showing a configuration of a main part of a purchase price management server 13 of FIG. 1;

FIG. 5 is a diagram illustrating an example of a purchase management information table stored in a storage device of the ISP server 10, the Web server 11, and the purchase price management server 13.

FIG. 6 is a flowchart showing an Internet shopping use process executed by CPU 201 of user terminal 12 in FIG. 3;

FIG. 7 is a flowchart showing an Internet connection process executed by the CPU 101 of the ISP server 10 of FIG. 2;

FIG. 8 is a flowchart showing a proxy collection request process executed by a CPU 101 of the ISP server 10 of FIG. 2;

FIG. 9 is a diagram illustrating H executed by the Web server 11 of FIG. 1;
It is a flowchart which shows P access processing.

FIG. 10 is a flowchart showing a proxy collection permission / inhibition inquiry process executed by a CPU 301 in FIG. 4;

11 is a CPU 30 of the purchase price management server 13 in FIG.
6 is a flowchart showing a purchase price collection process executed by the first embodiment;

FIG. 12 is a diagram schematically showing a flow of information exchanged on a network.

[Explanation of symbols]

 1 Payment Collection Agency System 10 ISP Server 11 Web Server 12 User Terminal 13 Purchase Price Management Server 20 Network 101, 201, 301 CPU 102, 202, 302 Display Unit 103, 203, 303 Input Unit 104, 204, 304 Transmission Control Unit 105, 205, 305 RAM 106, 206, 306 Storage device 107, 207, 307 Storage medium 108, 208, 308 Bus

Claims (5)

[Claims] When a plurality of user terminals use a network connection service to access a server of a store established on a network and perform shopping, the purchase price is collected from the user and the purchase price is charged to the store. A payment management device that manages payment, wherein the payment management device includes: a receiving unit configured to receive information specifying a provider of the network connection service and information of the purchase price; and the network received by the receiving unit. Specifying means for specifying the provider of the network connection service from the information for specifying the provider of the connection service; and providing the provider of the network connection service specified by the specifying means together with the usage fee of the user for the network connection service. Proxy collection request means for requesting that the purchase price be collected by proxy, Means for managing the purchase price for each network connection service provider who has requested proxy collection by means; and payment for the store for the purchase price proxy collected by the network connection service provider. A payment management device, comprising: a payment management unit that manages the payment as: 2. The system according to claim 1, wherein said plurality of user terminals, when a plurality of said user terminals perform shopping at a plurality of said stores on a network, a plurality of purchase prices collected by proxy from a plurality of said network connection service providers. 2. The payment management device according to claim 1, further comprising a purchase price distribution means for distributing the purchase price corresponding to each of the stores. 3. The provider of the network connection service is an Internet service provider, and the information for specifying the provider of the network connection service is a plurality of Internet service providers.
An IP address assigned to the user's network connection service among the P addresses, wherein the charge management device is based on an IP address assigned to the user's network connection service received by the receiving means. When the Internet service provider holding the IP address is specified and the proxy collection requesting means requests the Internet service provider to perform proxy collection, the IP assigned to the network connection service of the user as information for specifying the user. 2. The payment management device according to claim 1, further comprising an IP address transmission unit for transmitting an address. 4. When a plurality of user terminals use a network connection service to access a store server established on the network and make a purchase, the purchase price is collected from the user and the user is charged to the store. A payment collection system for managing payment by a payment management device, wherein the store server includes a transmission unit configured to transmit information for specifying a provider of the network connection service and information on the purchase price, A management unit configured to: receive information that specifies a provider of the network connection service and information about the purchase price; and perform network connection from information that specifies the provider of the network connection service received by the reception unit. Specifying means for specifying a service provider; and the network connection server specified by the specifying means. Proxy collection request means for requesting a service provider to collect the purchase price by proxy together with the user's usage fee for the network connection service; and a network connection service provider requesting proxy collection by the proxy collection request means. A purchase price management unit that manages the purchase price for each store; and a payment price management unit that manages the purchase price proxy collected by a provider of the network connection service as a payment price for each store. A connection service providing source, when requested to perform proxy collection by the proxy collection requesting unit, receiving means for receiving the purchase price information and information specifying the network connection service providing source; and From the information identifying the provider of the network connection service received by the receiving means; Identify the user
A proxy collection means, comprising: a proxy collection unit configured to collect the purchase price by proxy together with a usage fee of the user for the network connection service. 5. When a plurality of user terminals use a network connection service to access a server of a store established on the network and perform shopping, the purchase price is collected from the user and the user is charged to the store. A storage medium storing a computer-executable program for managing payment, the computer-executable program for receiving information for specifying a provider of the network connection service and information on the purchase price A computer-executable program code for specifying the provider of the network connection service from the received information for specifying the provider of the network connection service; and The purchase price together with the user's network connection service charge A computer code that can be executed by a computer for requesting proxy collection, a program code that can be executed by a computer for managing the purchase price for each network connection service provider that has requested proxy collection, and the network A storage medium storing a program comprising: a computer-executable program code for managing the purchase price proxy collected by a connection service provider as a payment price for each store.