JP2002092465A - Financial planning information providing device, financial planning information providing system, and financial planning information providing method - Google Patents

Abstract

(57) [Problem] To provide an FP information providing apparatus capable of providing FP-related information immediately and effectively using a computer network such as the Internet. SOLUTION: The FP information providing apparatus of the present invention includes a pickup condition DB15 storing conditions for extracting FP-related information from various information and news articles, and a news pickup for extracting FP-related information based on the pickup conditions. Processing unit 12a and FP for storing FP related information
A link / summary processing unit 12b that obtains link information of a publisher of the FP-related information based on the information DB 16 and the FP-related information, creates a summary of the FP-related information, and generates FP-provided information; BKDB for storing backup data of FP-related information stored in DB 16 and FP provision information generated by link / summarization processing unit 12b
17 are provided.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to financial planning (FP) for providing information related to financial planning (hereinafter, also simply referred to as "FP (Financial Planning)") provided by news organizations such as newspaper companies and companies. The present invention relates to an information providing device, an FP information providing system, and an FP information providing method. In particular, the present invention relates to an FP information providing apparatus, an FP information providing system, and an FP information providing method capable of providing FP-related information immediately and effectively using a computer network such as the Internet.

[0002]

2. Description of the Related Art Generally, financial planning (FP) -related information is provided together with other information in news by news organizations such as newspaper companies and news and publications provided (announced) by companies and the like.

[0003] In addition, in order to provide only FP-related information,
Some FP-related information is extracted (pick-up) from the various types of information provided as described above, and the FP-related information is published once a month in a magazine.

[0004]

However, since the demand for the FP-related information as described above is not so large as compared with other information, only the FP-related information is transmitted by news organizations such as newspaper companies or information distribution companies. Not offered as a separate category. Further, it is conceivable to obtain FP-related information by providing a link to directly access information on a web page of a news organization such as a newspaper company or an information distribution company using the Internet or the like. Information distribution companies often prohibit links to provided news articles due to issues such as the copyright of the articles. For this reason, there is a problem that FP-related information cannot be provided using a computer network such as the Internet, and FP-related information cannot be provided immediately and effectively.

[0005] Further, when a person other than a news organization such as a newspaper company or an information distribution company provides FP-related information, the article is directly written, and the FP-related information is continuously provided with trouble. There was a problem that it was difficult.

Accordingly, an object of the present invention is to provide an FP information providing apparatus, an FP information providing system, and an FP information providing that can provide FP related information instantaneously and effectively using a computer network such as the Internet. Is to provide a way.

[0007]

In order to solve the above problems, a financial planning information providing apparatus according to the present invention is a financial planning information providing apparatus for providing financial planning information, and is connected to a computer network such as the Internet. Network processing means for receiving various information from an information source terminal connected to the computer network and transmitting financial planning related information to a user terminal connected to the computer network, and various types of information obtained from the information source terminal. And financial planning information providing execution means for extracting financial planning related information from the information to generate financial planning providing information.

[0008] Here, an input means for inputting financial planning related information may be further provided. Further, it is possible to further include a financial planning provision information storage unit that stores the financial planning provision information generated by the financial planning information provision execution unit.

[0009] The network processing means may transmit the financial planning provision information to the user terminal by a Web page or an e-mail.

The financial planning information providing and executing means includes financial planning related information extracting means for extracting financial planning related information from various types of information obtained from the information source terminal, and financial planning extracted from the financial planning related information extracting means. Retrieve the site information of the terminal that issued the information from the related information to obtain link information of the terminal that issued the information, create a summary of financial planning related information, and provide financial planning by linking the summary with the link information Link / summarization processing means for generating information.

In order to solve the above problems, a financial planning information providing system according to a first aspect of the present invention includes a user terminal, an information source terminal for providing various information, and various types of information obtained from the information source terminal. A financial planning information providing apparatus that extracts financial planning related information from the information of the financial planning information to generate financial planning providing information, and a computer network such as the Internet that connects the user side terminal, the information source terminal, and the financial planning information providing apparatus. In the financial planning information providing system, the financial planning information providing apparatus is the financial planning information providing apparatus described in paragraphs 0007 to 0009.

In order to solve the above-mentioned problems, a financial planning information providing system according to a second aspect of the present invention comprises a user terminal, an information source terminal for providing various information, and various types of information obtained from the information source terminal. Financial planning information providing device that extracts financial planning related information from the information of the financial planning and generates financial planning providing information, a publisher terminal provided by a financial planning related information publisher, a user terminal, an information source terminal, and a publisher A financial planning information providing system comprising: a terminal and a computer network such as the Internet for connecting the financial planning information providing device.
0. The financial planning information providing device described in item 0.

[0013] In order to solve the above-mentioned problems, a financial planning information providing method system according to a first aspect of the present invention is a financial planning information providing method for providing financial planning information using a computer network such as the Internet. And obtaining various information from the computer network, extracting financial planning-related information from the various information based on predetermined conditions, and, based on the extracted financial planning-related information, a link to a publisher of the financial planning-related information. In addition to obtaining information, a summary of the financial planning related information is created, and financial plan provision information is generated by associating the link information with the summary, and in response to a user request. Te, provides financial planning provides information to the user via the computer network, characterized in that.

In order to solve the above-mentioned problems, a financial planning information providing method system according to a second aspect of the present invention is a financial planning information providing method for providing financial planning information using a computer network such as the Internet. The computer extracts financial planning-related information based on predetermined conditions from various types of information obtained from the computer network,
The present invention is characterized in that link information of a source of extracted financial planning related information and a summary of the financial planning related information are provided to a user via a computer network.

Here, the financial planning provision information can be provided to the user by a Web page or an e-mail.

Since a summary of financial planning related information and link information of the publisher of the information can be prepared in advance and the information can be provided to a terminal connected to a computer network such as the Internet, the financial information can be immediately and effectively provided. Planning related information can be provided to the user.

[0017]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a financial planning (hereinafter, also simply referred to as "FP") information providing apparatus, an FP information providing system, and an FP will be described with reference to the drawings.
An embodiment of an information providing method will be described.

FIG. 1 is a diagram showing an embodiment of an FP information providing system to which the FP information providing device of the present invention is applied.

This FP information providing system has a client function, and has user-side terminals 20a and 20b such as PCs (Personal Computers) for searching and acquiring FP-related information on the user side, and a client function. A mobile terminal 20c such as a mobile phone for searching and acquiring FP-related information on the user side, and an FP information providing device (hereinafter simply referred to as an “FP server”) that is a FP news server having a server function and providing FP-related information. 10), a server function, a news organization news server (hereinafter, also simply referred to as a “news server”) 40 provided by a news organization such as a newspaper company or an information distribution company, and a server function. , An information publisher server provided by the publisher of FP-related information including newspapers, magazines, announcement news, etc. Comprises a computer network such as the Internet for connecting the end 20a~20c and each server 10, 40, 50 (hereinafter, simply referred to as "network") and 30.

Here, a plurality of news servers 40 and presentation source servers are prepared on the network and can be connected simultaneously.

The network 30 can be constructed using the Internet or an intranet.
In this case, an existing application or system that conforms to the Internet communication protocol can be used, so that the financial planning information providing system of the present invention can be realized at low cost.

FIG. 2 is a diagram showing an example of the configuration of the FP server 10 shown in FIG. In FIG. 2, the FP server 1
0 is a Web DB (Web Data B) that stores a Web page or a network application serving as an information search screen provided to the user terminals 20a to 20c (FIG. 1).
ase) 13 and a computer network 3 connected to a computer network 30 such as the Internet.
0 is connected to the terminals 20a to 20c (FIG. 1).
a web page processing unit 11 that transmits an web screen and receives information from each of the servers 40 and 50 (FIG. 1);
Keyboard, scanner, mouse to input P related information,
Modem, FD (Floppy disk), CD-ROM (Compa
The information input unit 18 for obtaining information from a storage medium such as ct Disk Read Only Memory) and the FP-related information extracted from each of the servers 40 and 50 (FIG. 1) and various information obtained from the information input unit 18 (pickup). User terminal 20a
1 to 20c (FIG. 1), and an FP information provision execution unit 12 that provides the FP provision information, and an FP provision information DB 14 that stores the FP provision information prepared by the FP information provision execution unit 12.

Here, the Web page processing unit 11 executes the FP
The FP provision information stored in the provision information DB 14 is
It can be transmitted to the terminals 20a to 20c (FIG. 1) by b page or e-mail.

Further, the FP information provision execution unit 12 is
Pickup condition DB that stores conditions for extracting (pickup) FP-related information from various information and news articles received by the page processing unit 11 from the news server 40.
A news pickup processing unit 12a for extracting FP-related information from various information and news articles received from the news report server 40 by the web page processing unit 11 based on the pickup conditions stored in the pickup condition DB 15; FP information D that stores FP-related information extracted (picked up) by the news pickup processing unit 12a and FP-related information input from the information input unit 18
Based on the B16 and the FP-related information stored in the FP information DB 16, the origin of the information is searched, and the URL (Uniform Resource) of the server 50 of the origin of the FP-related information is retrieved.
ce Locator) and link information.
A link / summary processing unit 12b that creates a summary of the FP-related information stored in the information DB 16 and associates the link information with the summary of the FP-related information to generate FP provision information.
And a BKDB 17 for storing FP-related information stored in the FP information DB 16 and backup data of the FP provision information generated by the link / summarization processing unit 12b.

Next, the FP of the present invention shown in FIGS.
The operation of the information providing device (FP server 10) and the FP information providing system will be described. In the following description, as a specific example, the terminal 20a is a PC having a client function, and is connected to the computer network 30.
Is assumed to be the Internet.

First, the FP-provided information editing process will be described.

FIG. 3 is a flowchart showing the FP provision information editing processing. In FIG. 1 to FIG. 3, first, in the pickup condition DB 15 of the FP information provision execution unit 12 of the FP server 10, FP information from various information and news articles previously received from the news server 40 by the Web page processing unit 11 is stored.
A condition for extracting (pickup) related information is prepared and stored (step 301).

For example, when the FP information to be provided is limited to those officially announced by a public organization or a company, the selection criteria (excerpt conditions) and the reasons for selection (excerpt reasons) can be as follows. .

(1) Public and quasi-public organizations such as government offices, affiliated organizations, and industry associations Publishers: Economic Planning Agency, National Land Agency, Ministry of Finance, Bank of Japan, General Affairs Agency, Ministry of Posts and Telecommunications, National Land Agency, Housing Finance Corporation, Pension Welfare Service Corps,
Leasing business association, Japan Securities Dealers Association, etc. Information content: economic trends, savings trends, investment trends, land prices trends,
Interest rate, tax, pension, real estate, insurance, life plan, system change, etc. Reason: Information published by government agencies can be judged to be accurate and suitable for linking to a Web page.

(2) Individual Companies (Financial Institutions, General Enterprises) Publisher: Companies of a predetermined size or more Information content: Large mergers, large alliances, new company establishments, development of innovative new products, etc. related to the financial business Which is officially released by the company. Specific example: Large-scale mergers, large-scale alliances, and new company establishment criteria for the financial business are large. For example, if it is a bank, it is at the level of a city bank, trust bank, or Xingchang Bank. The criterion for developing innovative new products is whether to provide completely new financial services. However, it could also be the case if another company started a completely new financial service. For example, the following items are assumed to be applicable to a completely new financial service. Loans: Amount, period, borrowing interest rate, repayment method, collateral, guarantor, reception method (sales method, sales tool, method of delivering funds), incidental services (prize and other added services) Deposits: amount Term, interest rate setting, reception method, incidental services Investment: Amount, period, minimum guarantee, dividend method, reception method, incidental services, investment target, composition type (trust, anonymous union, voluntary union, LPS, etc.), commission Services: New services, additional services, services that are free to pay or significant discounts from paid reasons: Here, limited to large companies, because there is too much information on individual companies, etc. Therefore, narrow down to large companies, which are the publishers with the most attention.

(3) Unified Standard Information content: Limited to only official release information that can be confirmed on the Web page. It does not deal with news articles such as newspaper companies or news agencies or news articles or speculation articles. Reason: The public organization shown in (1) has lower credibility compared to the information published by the public agency and requires consideration for copyright of the article, which is not suitable for linking to a Web page. is there.

As described above, the excerpt conditions are selected in consideration of the excerpt reason and stored in the pickup condition DB 15, and based on the pickup conditions stored in the pickup condition DB 15, the news pickup processing unit 12a , The news server 40 in the web page processing unit 11
From various information and news articles received from FP
The relevant information is extracted (step 302). Here, since the information suitable for linking is extracted for the above-described extraction reason, it is possible to effectively provide the FP information by linking to the Web page of the publisher.

The extracted FP-related information is stored in the FP information DB 16. The FP-related information obtained from other than the Web page is input from the information input unit 18 and stored in the FP information DB 16 (Step 303).

Next, the link / summarization processing unit 12b
Based on the FP-related information stored in the information DB 16, the source of the information (public office, company, etc.) is specified, and the source server 5 of the source of the posting of the FP-related information is specified.
Link information such as a URL (Uniform Resource Locator) of 0 is acquired (step 304).

Then, the link / summarization processing unit 12b
A summary of the FP-related information stored in the P information DB 16 is created, and the FP-provided information is generated by associating the summary of the FP-related information with the link information (step 305).

Next, the link / summary processing unit 12b stores the generated FP provision information in the FP provision information DB 14, and stores the FP provision information and the FP related information related thereto in the BKDB 17 (step 306). BKD
The information in B17 is used as backup data, and can also be used as a back number of information by retaining data for a long period of time.

Steps 301 to 306 are the FP provision information editing processing. Next, a method of providing FP provision information to a user will be described.

FIG. 4 is a flowchart showing a method of providing FP provision information to a user. In FIG. 1, FIG. 2 and FIG. 4, first, the user operates a user terminal (hereinafter, “P
C) 20a via a computer network (hereinafter also referred to as the “Internet”) 30
It connects to the Web page processing unit 11 of the FP server 10.
In response to a connection request from the PC 20a, the Web page processing unit 11 searches a Web page stored in the Web DB 13 for a Web page of an information search screen, and searches for the Web page.
Send page b to PC 20a. Thereby, PC2
The Web page of the information search screen is displayed on the screen 0a (step 401).

Next, from the PC 20a, the We
Search information required for each item on page b is input, and this search information is transmitted to the Web of server 10 via network 30.
It is transmitted to the page processing unit 11 (step 402).

The Web page processing unit 11 stores the FP provision information DB1 based on the search information received from the PC 20a.
4 is transmitted to the user PC 20a as a Web page (step 403).

Here, the Web page processing unit 11 executes the FP
The FP provision information stored in the provision information DB 14 can be transmitted by e-mail.

When the FP-provided information is received by the user's PC 20a, the user checks the summary of the FP-related information.
If necessary, an FP-related article can be obtained directly from the publisher server 50 based on link information such as a URL included in the FP provision information (step 404).

Here, the FP that can be provided by the FP server 10
If there is related information, the FP related information is
B13, and as the link information of the FP provision information, not the link destination of the presentation source server 50 but the FP server 1
The URL of the Web page of 0 may be transmitted. As a result, the user's PC 20a can directly obtain an FP-related article from the FP server 10.

The above is the method of providing the FP provision information to the user.

The FP information providing apparatus, the FP information providing system, and the FP information providing method of the present invention have been described above. A voice recognition unit is provided in the FP information providing apparatus, and information is communicated by voice input / output. You can also.

[0046]

As described above, according to the FP information providing apparatus, the FP information providing system, and the FP information providing method of the present invention, the FP related information selected as information suitable for linking for a predetermined excerpt reason. Since the information can be provided to the terminal connected to the computer network such as the Internet by the summary of the information and the link information of the publisher, the FP related information can be provided to the user immediately and effectively. Now you can.

Further, since the FP-related information and the summary thereof are stored for a long time, such information can be used as a back number, so that the past FP-related information can be easily obtained at any time.

[Brief description of the drawings]

FIG. 1 is a diagram showing an example of an FP information providing system according to the present invention.

FIG. 2 is a diagram illustrating an example of an FP information providing device according to the present invention.

FIG. 3 is a flowchart showing an FP provision information editing process.

FIG. 4 is a flowchart illustrating a method of providing FP provision information to a user.

[Explanation of symbols]

 10 Server 11 Web page processing unit 12 FP information provision execution unit 12a News pickup processing unit 12b Link / summarization processing unit 13 WebDB 14 FP provision information DB 15 Pickup condition DB 16 FP information DB 17 BKDB 18 Information input unit 20a, 20b, 20c Terminal 30 Computer network 40 Press news server 50 Information source server

Claims (12)

[Claims] 1. A financial planning information providing apparatus for providing financial planning information, wherein the apparatus is connected to a computer network such as the Internet and receives various information from an information source terminal connected to the computer network. Network processing means for transmitting financial planning-related information to a user terminal connected to the network; and financial planning information for extracting financial planning-related information from various types of information obtained from the information source terminal to generate financial planning provision information A financial planning information providing device, comprising: a providing execution unit. 2. The financial planning information providing apparatus according to claim 1, further comprising input means for inputting financial planning related information. 3. The financial planning information providing device according to claim 1, further comprising a financial planning providing information storage unit that stores the financial planning providing information generated by the financial planning information providing executing unit. . 4. The financial planning information providing apparatus according to claim 1, wherein the network processing unit transmits the financial planning providing information to the user terminal by a Web page. 5. The financial planning information providing apparatus according to claim 1, wherein the network processing means transmits the financial planning providing information to the user terminal by electronic mail. 6. The financial planning information provision executing means, wherein the financial planning related information extracting means extracts financial planning related information from the various types of information obtained from the information source terminal; and the financial planning related information extracting means extracts the financial planning related information. Searching the site information of the terminal of the presenter of the information from the financial planning related information thus obtained to obtain link information of the terminal of the presenter, creating a summary of the financial planning related information, and creating the summary and the link 4. The financial planning information providing apparatus according to claim 1, further comprising: link / summarization processing means for generating financial planning providing information in association with the information. 7. A user side terminal, an information source terminal for providing various information, and financial planning information for extracting financial planning related information from various information obtained from the information source terminal to generate financial planning provision information And a computer network such as the Internet that connects the user-side terminal, the information source terminal, and the financial planning information providing device.A financial planning information providing system, comprising: A financial planning information providing system, comprising: the financial planning information providing device according to claim 1. 8. A user-side terminal, an information source terminal for providing various information, and financial planning information for extracting financial planning-related information from various information obtained from the information source terminal to generate financial planning provision information A providing device, a presenter terminal provided by a presenter of the financial planning related information, and a computer network such as the Internet for connecting the user side terminal, the information source terminal, the presenter terminal and the financial planning information providing device. A financial planning information providing system comprising: the financial planning information providing device according to claim 6, wherein the financial planning information providing device is the financial planning information providing device according to claim 6. Nan Shall planning information providing system. 9. A financial planning information providing method for providing financial planning information using a computer network such as the Internet, wherein various types of information are obtained from the computer network, and financial planning related information is obtained from the various types of information. Extracted based on predetermined conditions, based on the extracted financial planning-related information, obtain link information of the financial planning-related information publication source, and create a summary of the financial planning-related information; Generates financial planning provision information by associating the summary, and provides the financial planning provision via the computer network in response to a user request Providing broadcast to the user, financial planning information providing method characterized in that. 10. A financial planning information providing method for providing financial planning information using a computer network such as the Internet, wherein a computer is used to convert financial planning-related information from various types of information obtained from the computer network to a predetermined format. Financial planning information, wherein the financial planning information is extracted based on a condition and provided to the user via the computer network with link information of the source of the extracted financial planning related information and a summary of the financial planning related information. Delivery method. 11. The financial planning information providing method according to claim 9, wherein the financial planning providing information is provided to the user via a Web page. 12. The financial planning information providing method according to claim 9, wherein the financial planning providing information is provided to the user by electronic mail.