JP2002085851A - Economic indicator forecast game system - Google Patents

Abstract

(57) [Summary] [Problem] To make it easy to participate in a game by using an information terminal and a communication network by using an economic indicator of a free economy market as a competitive event, and to easily and quickly obtain a game result. Provide an economic indicator prediction game system that can be obtained. SOLUTION: A user inputs entry data including an entry value of an economic index at a specific point in time in an information terminal (step 7). The integrated processing device performs a hit determination process based on the entry data transmitted from the information terminal through the communication network provided by the communication carrier C2 and the actual data of the economic index at a specific time provided by the information providing company C1 ( Step 11), the winning order is determined. In the winning notification process (step 13), winning data including the winning order is transmitted to the information terminal. A game system can be easily constructed at low cost by using the existing communication infrastructure.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an information communication system comprising an information terminal, an integrated processing device, and a communication network for connecting between a plurality of information terminals and the integrated processing device to transmit and receive input information and output information. The present invention relates to an economic indicator prediction game system that enables a large number of users using information terminals to enjoy predicting economic indicators as a game using the system.

[0002]

2. Description of the Related Art Conventionally, a plurality of participants have anticipated a certain event, enjoyed the reasoning to be expected and hit the target, praised the participant who made the prediction, gave a prize,
Alternatively, various intellectual games, such as paying out a payout to a winner, have been proposed and actually implemented. For example, in Japan, public competitions such as horse racing, bicycle racing, boat racing, and auto racing are conducted under the jurisdiction of the central ministry or sponsored by local governments as a system for paying dividends to the target among the participants. I have. In this type of game, it is possible to infer the starting frame order, the condition of competitors and competition means, the development of the game, etc., enjoy their own race prediction, and obtain a payout according to the prediction.

[0003] However, such public competitions,
Although each has a large number of supporters, the competition itself is not a sport or event watching that ordinary members of society can enjoy everyday. In addition, although measures have been taken to increase the number of participants, a fixed support layer is generally formed,
It is difficult to completely dispel doubts that artificial operations may occur, and it may not be convinced of the race results. For this reason, it has created a psychological resistance for ordinary members of society to participate casually. Also, in public sports such as horse racing, bicycle racing, boat racing, and auto racing,
All of these require the construction and maintenance and management of large-scale facilities such as stadiums and polling places, as well as training of athletes, and a portion of the sales of voting tickets paid by participants is used for the funds. This is a factor that reduces the allocation to the payout.

[0004] Further, small-scale competitions and prize-winning projects without a dividend may be performed as a plan in a local shopping district, a specific sales promotion measure, or a specific commemorative / entry business. However, it is rare for such small-scale projects to disseminate information that such a project itself will be performed, and it is difficult for ordinary people who can participate to obtain such information. There may be.
In addition, the operation itself is limited due to the limited number of participants and the difficulty in introducing advanced systems,
The operation method is also a primitive method, requiring human labor,
On the contrary, operating costs may increase.

[0005] By the way, the free market economy such as exchange rates, interest rates, or stock prices is a familiar event that reflects on daily life, and the future level is determined based on the global and domestic political and economic conditions, etc. It is a field that everyone has an interest in, because it has intellectual attractiveness because it has the aspect of applying inferences and making intelligent predictions using techniques taught by academia. In addition, participating in the free market economy, if the prediction is correct, will provide not only economic but also intellectual satisfaction.

However, in the conventional prize system,
In the case of manual procedures, the possibility of falsification or loss cannot be wiped out, and it may not always be said that fair and accurate management is maintained. Also, in a system such as a lottery that issues on a paper basis, it is easy to lose items before the winning number is confirmed, or forget to confirm the winning number even if the winning number is confirmed. In many cases, the rights of the winner will not be exercised because they are not exchanged. In addition, the minimum trading unit for individuals to invest in financial instruments based on the free market economy, such as foreign currency deposits and financial futures markets that are affected by trends in exchange rates and interest rates, or financial instruments that use stock indicators such as average stock prices. However, it requires a considerable amount of funding, requires advanced expertise in economics and finance, and produces good results if the forecast is correct. At present, individuals who can lose some or most of them and can participate in the investment are limited to those who can afford.

[0007]

Therefore, the event of competing for a hit is regarded as an economic index of a free economy market in which it is judged that there is little room for human operation to be performed directly. Paying attention to the remarkable spread of information terminals such as trademark, etc., using information terminals and communication networks, it is easy to participate in the game, game operation is performed fairly, and the game result is easily and There is a problem whether an economic indicator prediction game system that can be obtained quickly can be constructed. In addition, this economic indicator forecast game system can be applied to a prize system that provides prizes and prizes to winners under fair management, and even small amounts of money can be participated, and the entered voting money is fair. There is a problem whether it can be applied to the lottery system that pays the winners as dividends under operation.

[0008] An object of the present invention is to solve the above-mentioned problems, and the information terminals of a plurality of users are connected to a central integrated processing device through a communication network, so that the operation of the system does not require manpower. It is still another object of the present invention to provide an economic indicator prediction game system that can easily enjoy an intellectual game using a general information terminal without requiring large-scale capital investment and operation costs. Also, to provide a sweepstakes system that can compete in the prediction of economic indicators and perform fair management, or a lottery system that can participate with a small amount of money and perform fair management. It is.

[0009]

According to the present invention, there is provided an information terminal capable of inputting and outputting information, and transmitting output information including a processing result calculated based on input information input from the information terminal to the information terminal. A possible integrated processing device, and a communication network for connecting between the plurality of information terminals and the central processing unit and transmitting and receiving the input information and the output information, and a user of the information terminal can identify a future The entry data including the entry value of the economic indicator at the time is input as the input information in the information terminal, and the integrated processing device determines the entry data transmitted from the information terminal through the communication network and the entry data at the specific time. While determining the winning ranking of the user based on the actual data of the economic indicator,
The present invention relates to an economic indicator prediction game system that performs a winning process including a winning notification to the user by transmitting winning data including the winning ranking to the information terminal as the output information.

According to this economic indicator prediction game system, the user simply enters the entry data including the entry value of the economic indicator at a specific point in the future as input information at the information terminal to participate in the economic indicator prediction game. It becomes possible. The integrated processing device determines the winning order of the user based on the entry data transmitted from the information terminal through the communication network and the actual data of the economic indicator at a specific point in time. Furthermore, the user can quickly know the winning notification by performing the winning process of transmitting the winning data including the winning order to the information terminal as output information. The spread of information terminals such as mobile phones has been remarkable in recent years, and a communication network can use an existing communication infrastructure. Only by providing the central processing unit at the center, this game system can be easily constructed at low cost.

In this economic indicator prediction game system, the information terminal and the integrated processing device can be connected to an economic information providing site that provides data related to the economic indicator, and can be connected to the past or present in response to a request from the information terminal. Is provided from the economic information providing site to the information terminal, and the actual data of the economic index at the specific time is obtained from the economic information providing site in response to a request from the general processing device. Provided to the processing device. Data on economic indicators is also available from private economic information sites. That is,
If a user wants to know past or current economic index data when participating in a game, connect to an economic information providing site and obtain the economic index data in response to a request from an information terminal. Is also possible. Also,
In response to a request from the integrated processing device, the integrated processing device is connected to an economic information providing site, and actual data of economic indicators at a specific point in time is provided to the integrated processing device. When performing the input processing of the winning data, the integrated processing device determines the winning order based on the actual data and the entry data input by the user.

[0012] In this economic indicator prediction game system, the information terminal includes an input operation unit for the user to input the input information, transmits the input information to the general processing device, and transmits the input information to the general processing device. The portable terminal includes a transmission / reception unit that receives the output information, and a data display unit that displays the input information and the output information transmitted from the integrated processing device. The user
An input operation unit inputs input information including a data entry. The output information transmitted from the integrated processing device is displayed on the data display unit. However, it goes without saying that the input information and the information from the economic information providing site may be displayed on the data display unit.

[0013] In this economic indicator prediction game system, the comprehensive processing device is provided with a user profile for specifying the user. That is, the user profile stores personal information registered when the user uses this game service. The integrated processing device, when connected from the information terminal through the communication network, determines whether the user is unregistered or registered, and if not registered, the user inputs to the information terminal Register personal information in the user profile. The user profile includes the user's telephone number, address, name, age, password, user ID, bank account,
And email address.

[0014] This economic indicator prediction game system can be applied to a prize system in which a prize is awarded to the user according to the winning ranking in the winning process. In other words, this economic indicator prediction game system can be applied to a prize system in which the organizer prepares a certain prize and gives the prize to the winner. If the prize is a prize, the prize is transferred to the user's bank account stored in the user profile. It is also possible that the organizer collects the participation fee from the participants and deducts the system operation cost, and then distributes a dividend or a prize to the winner.

In this economic indicator prediction game system, the data entry includes an entry amount corresponding to the entry value of the economic indicator, and the winning data includes a payout amount to the user. The present invention can be applied to a lottery system that issues a settlement instruction to a settlement organization that issues a transfer of the refund amount to the account of the winning user. When the economic indicator forecast game system is applied to the lottery system, game participants
It is possible to input the entry amount corresponding to the entry value of the economic indicator as the intention of the participant. The entry amount can be paid by, for example, automatic debit from the user's account. The winning data includes the amount of refund to the user, and by instructing the transfer of the amount of refund to the account of the winning user in the winning process, a settlement instruction to the clearing house is performed.

In this economic indicator prediction game system, the economic indicator is an economic indicator composed of one or a combination of a plurality of free economic market indicators such as interest rates, exchange rates, and average stock prices of stock markets.

[0017]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, an embodiment of an economic indicator prediction game system according to the present invention will be described with reference to the accompanying drawings. FIG. 1 is a conceptual diagram showing an outline of a system when an economic indicator prediction game system according to the present invention is applied to a lottery system. Economic Indicator Forecast Game System 1
As shown in FIG. 1, the system comprises a general processing device 2, an information terminal 3 owned or carried by a user, and a communication network 4 connecting the general processing device 2 and the information terminal 3. The general processing device 2 includes a user master having a user profile D1, entry data D2, and winning data D3. The user profile D1 is a file for storing personal information registered when a user uses the service of this system. In the contents of this system, the personal information includes a telephone number, an address, a name, an age, a password,
User ID, voting payment and winning account transfer account, e-mail address, etc. The entry data D2 is data for storing the content of the application or voting by the user using the service of this system, and the winning data D3 stores the winning information of the user. The economic index prediction game system 1 includes, as an external institution, an information provider C1 that provides market data, a communication network 4 as a communication infrastructure, and position information and user information indicating the use position of the information terminal 3. Communication carrier C2 to provide, electronic cash clearinghouse C3 to provide account balance information together with user information
And the ordinary bank C4 are functionally linked.

FIG. 2 is a flowchart showing the flow of information input / output and processing in the economic indicator prediction game system 1. Hereinafter, the function of the economic indicator prediction game system 1 will be described based on the flowchart shown in FIG. First, the information terminal 3 is turned on by the user (step 1). Here, the information terminal 3 can be, for example, a fixed terminal or a mobile terminal, and is assigned a unique ID. Fixed terminals, for example,
It is a personal computer equipped with devices connected to a communication network such as a keyboard, a display, and the Internet. The mobile terminal may be a commercially available mobile phone, PHS (registered trademark), or the like. For inputting input information, an input operation unit such as a numeric keypad that supports not only numbers but also characters and symbols, and character information A transmission / reception unit having a communication function including a communication antenna for transmitting and receiving input and output information including data to and from the integrated processing device, and a liquid crystal display capable of displaying character and graphic information. It has a display for displaying information and output information.

When the power of the information terminal 3 is turned on, a main menu in which accessible sites are arranged is displayed on the display, so that the economic index prediction system according to the present invention is prepared as one of the accessible sites. The selected lottery site is selected and accessed (step 2). Since the content of the economic indicator prediction game is exclusively for members, it is necessary to determine whether or not the one operating the information terminal 3 is truly a member. If you access the site,
It is determined whether the person operating the information terminal 3 has been registered or not registered as a member. This determination is based on the ID unique to the information terminal 3 and the user master (user profile D1).
This is performed by collating with the password stored in.

If the information terminal 3 has not been registered, it is displayed on the display of the information terminal 3 that the information terminal 3 has not been registered for the economic indicator prediction game, and the process proceeds to user registration (step 3). You will be prompted to do so. In the user registration in step 3, an initial registration process of a user for participating in and using the economic indicator prediction game is performed. These pieces of personal information are registered in the user profile D1 of the integrated processing device 2 through the communication network 4 by operating an input operation unit (a key such as a numeric keypad to which characters and functions are assigned) of the information terminal 3. The user temporarily ends at this stage for a request for a check on the system side as shown in the figure, but if the system side has taken measures, the user may shift to the selection of the service menu in the next step 4. It is possible.

If the person who operates the information terminal 3 is a member who has already registered for the economic indicator prediction game, the process proceeds to selection of a service menu (step 4). In the selection of the service menu in step 4, a “user information reference menu” and a “lottery menu”, which are the contents of the service of this system, are displayed on the display of the information terminal 3. 3
By operating, one of the selections is performed.

When the "user information reference menu" is selected (step 5), "change password", "current entry data", "past winning data", and "past winning data" are displayed on the display of the information terminal 3. The "winning amount" is displayed, and the user can select one by inputting to the input operation unit of the information terminal 3. However, when referring to “change of password” and “current entry data”, it is necessary to confirm that the operator of the information terminal 3 is who he or she is. These information can be referred to only when the user inputs the information in 3 and is authenticated. After referring to the information, the process can be ended once as shown in the figure, but can be returned to the selection of the service menu in step 4 by the user's selection.

When the "rotary menu" is selected (step 6), various indices targeted for the lottery are input. Among the indicators to be targeted are the services provided by the system, which are economic indicators formed by markets in free markets, such as interest rates, the average stock index of major and all stocks, and the yen / dollar exchange rate. It can be used as an economic indicator such as currency exchange. Of course, the inclusion of these economic indicators in the Lottery would require the approval of the authorities, but this is possible if the legal environment is in place. Specifically, it is selected from predetermined single or plural economic indicators displayed on the display of the information terminal 3.

When an economic index to be subjected to lottery is selected in step 6, the process proceeds to data entry (step 7). In step 7, first, it is determined whether or not data entry is possible by referring to information (position information, user information) from the communication carrier C2. In some cases, there may be restrictions on the entry area. In the case of a mobile terminal, the location information can be obtained with high accuracy, so it is determined whether or not the mobile terminal operated by the person attempting to enter exists in a publicly permitted area. In some cases, there is a restriction on the qualification of the user to participate in the game system based on personal information or the like obtained from the user profile D1. It is determined whether or not the person who enters the password and attempts to enter from the information terminal 3 has the qualification to be publicly permitted based on the personal information recognized from the user profile D1.

If entry is possible, the expected values of various economic indicators selected in the lottery menu in step 6, ie, entry values, are inputted from the information terminal 3. If the target index is, for example, an economic index at a specific time, the input data is the date and time of the specific time (if selectable by the user; unnecessary if specified by the organizer) And the economic indicator value for that date (for example,
Closing price of the day). Since this service is lottery, the voting amount according to the economic index value is also input. However, the entry data D2 at this point is in a state of a temporary entry. At the time of entry, reference data including market data for each rotary object is displayed through the communication network 4 provided by the communication carrier C2 from the information providing company C1 or the like. The entry data D2 stores various index data registered by the user and the status of the data. The information providing company C1 is a distribution source of economic index data such as a public organization or a news organization, and the communication carrier C2 is a first-class telecommunications carrier.

An electronic cash process is performed in step 8. That is, in this content, data registered in advance at the electronic cash clearing house C3 is input (user ID and password), and
An instruction to withdraw the voted amount from the user's account is issued.

The processing of this entry is performed in step 9. That is, the information terminal 3 is an electronic cash settlement agency C3
, Receive information such as a notice of completion of withdrawal or a notice of insufficient deposit balance. In the case of the debit completion notification, the entry data D
The provisional entry data entered in No. 2 is used as the main entry, and the completion of data entry acceptance is displayed. If the balance of the deposit is insufficient, an error occurs and a display indicating that entry is not possible is performed.

In the finalized data input processing in step 10,
The fair and confirmed market data on the election day is entered. That is, the integrated processing device obtains a fair economic index at a specific point in time from an organization such as the information providing company C1 through a communication network, and performs input processing as finalized data. In the winning determination process in step 11, based on the market data input in the finalized data input process in step 10, a winning determination is made from the data of this entry (step 9) stored in the entry data D2. The number of unsuccessful IDs is calculated. Also,
In the winning money processing of step 12, the number of IDs calculated in the winning determination processing of step 11 and the electronic cash settlement institution C
Using the amount entered in step 3, the winning user is specified, and the winning amount is calculated for each winner. The electronic cash clearing house C3 can be an organization jointly operated by the ordinary bank C4, which is a financial institution composed of city banks, regional banks, and the like.

In the winning notification processing in step 13, data relating to the user determined to be winning in the winning determination processing in step 11, personal data registered in the user profile D 1, and the winning money processing in step 12 are obtained. The winning user is notified of the winning via the information terminal 3 based on the information on the winning money. Information on the winning is stored in winning data D3 prepared in the user master. In the settlement instruction processing of step 14, step 12
A payment (transfer) instruction is made to the electronic cash clearing house C3 based on the money amount information such as the winning amount calculated in the winning money processing and personal account information entered and registered in the user master. In this system, there is no fear of falsification or loss which may cause doubt in the conventional system, and the user can immediately know his / her right or wrong by this notification of winning.

In the economic indicator prediction game system, exchange rates and average stock prices, or economic indicators in a plurality of markets can be combined as objects of lottery. When the winning ranking of a plurality of users occupies the first place, it is also possible to perform a winning match only by the surviving users. The above embodiment has been described as a system in which an entry is made by using an electronic cash and a winning is paid to a winner. However, the electronic cash and its settlement institution C3 and ordinary bank C4 are described.
Needless to say, the present system can be used as a game in which only entry of data, determination of winning, and notification of winning are simply performed without intervening, and only winning is achieved. Further, the system may be such that the organizer of the game contributes a prize money and pays a prize to a winner without the user inputting the amount of money in step 8. If the prize is a prize, the electronic cash and its clearing house C3,
It is more convenient to intervene the ordinary bank C4.

In the lottery, there may be cases where regulations are required for the entry area due to the difference between the organizing organizations such as local governments and local governments. However, by utilizing the location information of the mobile terminal, physical restrictions such as lottery tickets can be obtained. Instead of identifying the terminal at the place of purchase, it is possible to systematically determine whether the terminal is located in an area where the terminal is officially permitted, and accept the entry.

[0032]

Since the present invention is configured as described above, it has the following effects. In other words, this economic indicator prediction game system focuses on the remarkable spread of information terminals such as mobile phones and PHS (registered trademark) in recent years, and functions as an information terminal and an existing communication infrastructure as a system operation infrastructure. Using the existing communication network,
By simply providing the central processing unit at the center, this economic indicator prediction game system can be easily constructed at low cost. On the user side, it becomes easier to participate in the game using an information terminal that has become very popular, while the event of competing for the hit is almost free from artificial life, which is judged to have little room for direct manipulation. By using it as an economic indicator of the economic market,
Makes it easier to get interested. The user only needs to input entry data including the entry value of the economic indicator at a specific point in the future as input information on the information terminal, without going to a specific polling place as in a public event, and expecting the economic indicator. It becomes possible to participate in the game.

When the present system is applied as a lottery system, the user can not only enjoy intellectual forecasts of economic indicators as a lottery, but also perform exchange transactions that have conventionally been generally performed. It is possible to make entry with a small amount of money in transactions that could not participate without a large amount of funds or advanced expertise, such as securities transactions and commodity transactions. In this way, in a broad sense, the creation of a new market derived from the traditional trading in economic markets will be realized by using efficient systems while maintaining fair rules. The integrated processing device determines the winning order of the user based on the entry data of the user transmitted from the information terminal through the communication line and the actual data of the economic index at a specific time, and outputs the winning data including the winning order to the output information. Since the winning process is transmitted to the information terminal, the user can quickly know the winning notification. Therefore,
According to the economic indicator prediction game system according to the present invention,
An economic indicator forecast game that allows you to easily enjoy intellectual games using general information terminals without requiring any human resources to operate the system and without requiring large-scale capital investment and operation costs. A system can be provided.

[Brief description of the drawings]

FIG. 1 is a conceptual diagram showing an outline of a system when an economic indicator prediction game system according to the present invention is applied to a lottery system.

FIG. 2 is a flowchart showing a flow of processing of the economic indicator prediction game system shown in FIG.

[Explanation of symbols]

 1 Economic Indicator Forecast Game System 2 Comprehensive Processing Unit 3 Information Terminal 4 Communication Network (Communication Carrier C2) C1 Information Provider C3 Electronic Cash Settlement C4 Ordinary Bank D1 User Profile D2 Entry Data D3 Winning Data

Claims (10)

[Claims] An information terminal capable of inputting / outputting information; a general processing device capable of transmitting output information including a processing result calculated based on input information input from the information terminal to the information terminal; A communication network that connects between the information terminal and the central processing unit to transmit and receive the input information and the output information, wherein a user of the information terminal can enter an economic index entry value at a specific point in time in the future. Entry data containing the input as the input information in the information terminal, the integrated processing device, the entry data transmitted from the information terminal through the communication network and the actual data of the economic indicator at the specific point in time The winning order of the user is determined based on the winning order, and the winning data including the winning order is transmitted to the information terminal as the output information. An economic indicator prediction game system comprising a winning process including a winning notification. 2. The information terminal and the integrated processing device can be connected to an economic information providing site that provides data relating to the economic index, and the past or present economic index data is displayed in response to a request from the information terminal. The economic information providing site provides the information terminal with the information terminal, and in response to a request from the general processing device, actual data of the economic index at the specific time is provided from the economic information providing site to the general processing device. Claim 1 comprising:
Economic indicator forecast game system described in. 3. The information terminal according to claim 1, wherein the information terminal is an input operation unit for the user to input the input information, and the information terminal transmits the input information to the general processing device and receives the output information from the general processing device. The economic indicator prediction game system according to claim 1, comprising a portable terminal having a transmission / reception unit and a data display unit for displaying the input information and the output information transmitted from the integrated processing device. 4. The economic indicator prediction game system according to claim 1, wherein the general processing device is provided with a user profile for specifying the user. 5. The integrated processing device determines whether the user is unregistered or registered when the information terminal is connected through the communication network. The economic indicator prediction game system according to claim 4, comprising registering personal information input to an information terminal in the user profile. 6. The economic indicator according to claim 5, wherein the user profile includes a telephone number, an address, a name, an age, a password, a user ID, a bank account, and a mail address of the user. Expected game system. 7. The economic indicator prediction game according to claim 1, wherein the game is applied to a sweepstakes system for giving a sweepstakes to the user according to the winning ranking in the winning process. system. 8. The economic indicator forecast game of claim 6, wherein the prize is a prize, the prize comprising the user being credited to the user's bank account stored in the user profile. system. 9. The entry data includes an entry amount corresponding to an entry value of the economic indicator, and the winning data includes a refund amount to the user. The economic indicator prediction game system according to any one of claims 1 to 6, wherein the system is applied to a lottery system that issues a settlement instruction to a settlement institution that issues a transfer of the reimbursement amount to the user's account. . 10. The system according to claim 1, wherein said economic indicator is an economic indicator composed of any one or a combination of a plurality of free economic market indicators such as interest rates, exchange rates, stock market average stock prices and the like. 10. The economic indicator prediction game system according to any one of items 9.