JP2001344314A - Notifying method and notifying system of detailed statement of use - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a method and a system for notifying statement of use, which enables users to easily grasp detailed data of a service usage rate and a pattern and to eliminate works for managing and accumulating the detailed data of the service usage. SOLUTION: This system for notifying the details of the service usage connects user terminals 1 to 3 and a portable telephone company server 4 that is connected with an usage breakdown database 41 via the Internet 100. The system registers the detailed data of the service used by the users with the usage detailed database 41 and sends a registration notice from the portable telephone company server 4 to the user terminal 1 by an electronic mail. The user, who confirms the electronic mail, accesses the portable telephone company server 4 from the user terminal 1, downloads an arbitrary period of the detailed data of the service, which are registered with the usage detailed database 41, and accumulates the detailed data of the service usage. Accordingly, the users can bring the detailed data of the portable telephone usage into the user terminal 1 and can confirm the accumulated data in a graph format.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method for notifying usage details and a usage notification system, and more particularly to a method for notifying usage details such as usage fees of telephones owned by a user and usage fees of public services such as gas, water and electricity. It relates to a usage statement notification system.

[0002]

2. Description of the Related Art Conventionally, a user who uses a wireless or wired telephone is notified of the usage fee of the telephone used on a monthly basis as a usage statement at the end of the month or at the beginning of the month, and the user designates the usage on a specified date. The usage fee has been paid by a method such as being automatically debited from a bank account or the like, or transferred to a designated account using a transfer form mailed together with the usage statement.

[0003] In addition, regarding utility charges such as gas, water, electricity, etc., similarly to the case of the above-mentioned telephone, the usage fee used every month is automatically deducted from a designated account or mailed together with a usage statement. Payment has been made by a method such as transfer using a transfer paper.

For example, FIG. 35 is a plan view showing an example of a usage statement of a conventional mobile phone. In FIG. 35,
The usage statement of the conventional mobile phone describes a call history of the mobile phone used by the user during a predetermined period of one month. The format of the usage statement shown is
Normally, the mail is sent when the user desires to notify the call history in advance, and this is not the case when the notification of the call history is not desired.

[0005] In FIG. 35, the usage statement of the conventional mobile phone notifies the user of the usage status in a form such as a call date, a callee number, a call start time, a call end time, a use time, and a service application item. Was to do.

[0006] The usage statement of such a mobile phone is mailed to the user every month, and after confirming information such as simply how much the usage fee this month is and when it will be withdrawn, it is stored in a predetermined place. Or, it would be destroyed upon confirmation.

FIG. 36 is a plan view showing an example of a conventional utility bill. FIG. 36 shows an electricity usage fee statement (a), a water usage statement (b), and a gas usage statement (c). Common to these usage statements are usage information for the previous month, usage amount for the current month, usage fee based on the difference between them, and information such as when the usage fee is withdrawn from the designated account. This is a small piece of paper that is abbreviated.

[0008] With respect to utilities such as electricity, water and gas, each meter reader who visits to check each meter is used by a small tallying device to calculate each amount of electricity, water and gas. After checking the meter,
The usage fee was calculated based on the difference between the usage amount for the previous month and the usage amount for the current month, a usage statement was issued in the form of a small piece of paper, and posted in a post.

In recent years, the spread of mobile phones has been remarkable,
There are various fee systems (charge forms). For example, it is assumed that, during a month, the user's usage status is most suitable at the time of the mobile phone subscription contract, taking into account different information for each user, such as the area to call, the time zone, and the number of destinations. The contract was made by selecting the rank of the fee system.

[0010] The rank of this fee system is, for example, A
The user who has selected rank A is suitable for a user who has a low monthly usage fee, and is selected by a user having a relatively small number of calls, and has selected rank B. The user is suitable for a user having a medium monthly usage fee, assuming that the number of outgoing calls is selected by a user or the like having a relatively long usage time for one time. , Is suitable for users with relatively large numbers of calls and usage time,
It is suitable for so-called heavy users who have a considerable monthly fee.

In such a charge system, by applying a different discount rate to each rank, a user having a high monthly fee is applied with a high discount rate, and a user having a low monthly charge is applied with a low discount rate. Was applicable.

[0012]

However, since the above-mentioned usage statement is firstly based on a paper, in order for the user to actually keep and manage the paper, a small piece of paper delivered every month is required. There is a problem that the storage location such as a predetermined file must be determined and managed, and when a specific usage statement is required, it must be searched out of it.

[0013] Secondly, there is a case in which payment management of a usage statement is performed using a cashier (household account book) or the like. In this case, changes in past usage fees (monthly or yearly) are monitored. At the time of calculation, first, only specific data (for example, usage details of a mobile phone) entered in a household account book is picked up, and a spreadsheet program mounted on a personal computer or the like used at home is started. After the data input operation is performed, the past usage charge transition and the like are confirmed by the graph or table calculated and output. Therefore, there is a problem that the burden on the user for data aggregation is large. there were.

Thirdly, it is difficult to determine whether or not the charge system selected at the time of the mobile phone subscription contract is suitable for the user according to the usage status of the user. Whether or not the fee system being used is the most appropriate for the user is determined by the data individually compiled by the user,
There was a problem that it took time to change the service contents.

According to the present invention, a method of notifying users of usage details such as usage charges and usage status of telephones and public services, etc., and reducing a user's trouble of managing and totaling usage details data can be achieved. And a usage statement notification system.

More specifically, a first object of the present invention is to provide a usage statement which allows the user to easily confirm usage statement data of telephones and public services by e-mail distributed to a user terminal owned by the user. It is an object of the present invention to provide a method and a usage report system.

A second object of the present invention is to download usage statement data of a user registered in a database and to load the usage statement data into a user terminal owned by the user, and to fetch the captured usage statement data in a format desired by the user. It is an object of the present invention to provide a usage statement notification method and a usage statement notification system capable of totaling and managing.

[0018] A third object of the present invention is to provide a service provider company server that notifies an optimum service content based on the usage status of each user, and that allows a service content change procedure to be performed on a communication line. It is an object of the present invention to provide a method and a usage report system.

[0019]

In order to solve the above-mentioned problems, the invention according to the first aspect of the present invention provides a method in which usage detail data for a service used by a user is transmitted from a service providing server to the service providing server at regular intervals. A registration step for registering in the database to be managed, and notification that the usage statement data has been registered in the database by the registration step and brief information of the usage statement data from the service provider server to the user terminal by e-mail via the communication line. And a notifying step.

According to a second aspect of the present invention, in the first aspect of the present invention, there is provided an acquisition step of acquiring usage statement data registered in a database from a user terminal via a service provider server. .

The third aspect of the present invention is the first or second aspect.
In the described invention, the database is characterized in that the usage statement data is registered in association with a different identification number for each user.

According to a fourth aspect of the present invention, in the third aspect of the invention, in the obtaining step, a request for obtaining usage detail data is transmitted from the user terminal to the service providing company server via a communication line, and the service providing company server Reads the usage statement data registered in the database based on the identification number of the user terminal, and transmits the read usage statement data to the user terminal.

According to a fifth aspect of the present invention, in the fourth aspect of the present invention, the acquisition request includes the specified period information input at the user terminal.

According to a sixth aspect of the present invention, in the first aspect of the present invention, the user terminal has a storing step of storing the usage statement data acquired in the acquiring step in a memory. It is characterized by being.

According to a seventh aspect of the present invention, in the sixth aspect of the invention, the user terminal has a totalizing step of totalizing the usage statement data stored in the storing step.

According to an eighth aspect of the present invention, in the invention according to the seventh aspect, the totaling step reads out usage statement data for an arbitrarily designated period from the usage statement data stored in the storage step, and reads the usage statement read out. The data is aggregated in a desired graph format.

According to a ninth aspect of the present invention, in the invention according to any one of the fourth to eighth aspects, the user terminal opens the electronic mail in the notification step and transmits a request for acquiring usage statement data at the same time. It is characterized by.

According to a tenth aspect of the present invention, in the first aspect of the present invention, the service providing server analyzes the current usage status of the user based on usage statement data registered in the database. A notification step of notifying an optimum service content for each user based on an analysis result of the analysis step.

[0029] An eleventh aspect of the present invention is characterized in that, in the tenth aspect of the present invention, an optimum service content is notified at predetermined intervals.

According to a twelfth aspect of the present invention, the predetermined period is arbitrarily designated by a user terminal.

According to a thirteenth aspect of the present invention, in the invention according to any one of the tenth to twelfth aspects, there is provided an acquisition method for acquiring usage statement data registered in a database from a user terminal via a service provider server. It is characterized by having a step.

According to a fourteenth aspect of the present invention, in the invention according to any one of the tenth to thirteenth aspects, the database is registered in such a manner that the usage statement data is associated with a different identification number for each user. Features.

According to a fifteenth aspect of the present invention, in the invention of the fourteenth aspect, in the obtaining step, a request for acquiring usage detail data is transmitted from the user terminal to the service providing company server via the communication line, and the service providing company server Reads the usage statement data registered in the database based on the identification number of the user terminal, and transmits the read usage statement data to the user terminal.

[0034] According to a sixteenth aspect of the present invention, in the fifteenth aspect, the acquisition request includes the specified period information input at the user terminal.

According to a seventeenth aspect of the present invention, in the invention according to any one of the thirteenth to sixteenth aspects, the user terminal has a storing step of storing the usage statement data acquired in the acquiring step in a memory. It is characterized by being.

[0036] The invention according to claim 18 is characterized in that, in the invention according to claim 17, the user terminal has a counting step of counting the usage statement data stored in the storage step.

According to a nineteenth aspect of the present invention, in the invention according to the eighteenth aspect, the totaling step reads out usage statement data for an arbitrarily designated period from the usage statement data stored in the storage step, and reads the read usage statement. The data is aggregated in a desired graph format.

According to a twentieth aspect of the present invention, in the invention according to any one of the thirteenth to nineteenth aspects, the user terminal transmits the request for acquiring usage statement data at the same time as opening the electronic mail in the notification step. It is characterized by.

According to a twenty-first aspect of the present invention, in the invention according to any one of the tenth to twentieth aspects, when the user terminal is notified of the optimum service content in the notification step, the user terminal transmits the optimum service content to the service providing company server. On the other hand, a service content change request is transmitted via a communication line.

According to a twenty-second aspect of the present invention, in the invention of the twenty-first aspect, upon receiving a service content change request from a user terminal, the service provider server changes the service content for the user of the user terminal. It is characterized by having a step.

According to the twenty-third aspect of the present invention, the first and second aspects are provided.
2. In the invention described in any one of 2., the user terminal accesses the bank company server via the communication line, and requests a transfer of a usage fee based on the usage statement data notified by e-mail in the notification step. It has a request step.

According to a twenty-fourth aspect of the present invention, in the twenty-third aspect, the bank company server has an authentication step of authenticating the user terminal when receiving the transfer request in the transfer request step.

According to a twenty-fifth aspect of the present invention, in the invention according to the twenty-fourth aspect, when the user terminal is authenticated in the authentication step, the bank company server accepts a transfer request and transfers a usage fee based on the usage statement data. And a transfer processing result notification step of notifying the user terminal of the result of the transfer processing by e-mail.

The invention according to claim 26 is the invention according to claims 1-2.
In the invention according to any one of the above items 5, the communication line comprises:
It is characterized by being an Internet line.

According to a twenty-seventh aspect of the present invention, there is provided a usage statement notification system for notifying a fee for a service used by a user, wherein the usage statement notification system connects a user terminal to a service providing company server via a communication line. And
The service provider server is characterized by having a database for registering information on services used by the user as usage detail data.

According to a twenty-eighth aspect of the present invention, in the twenty-seventh aspect, the service provider server registers the usage statement data from the service provider server to the database connected to the service provider server at regular intervals. Then, the fact that the usage statement data is registered in the database and the outline information of the usage statement data are notified to the user terminal by e-mail via a communication line.

According to a twenty-ninth aspect, in the twenty-seventh aspect or the twenty-eighth aspect, the user terminal acquires usage statement data registered in a database via a communication line and a service providing company server. And

According to a thirtieth aspect of the present invention, in the invention according to any one of the twenty-seventh to twenty-ninth aspects, the database registers the usage statement data in association with a different identification number for each user. Features.

According to a thirty-first aspect of the present invention, in the twenty-seventh or thirty-ninth aspect, the user terminal transmits a request for obtaining usage statement data to the service providing company server via the communication line, and the service providing company server Upon receipt of the acquisition request, the usage statement data registered in the database is read based on the identification number of the user terminal, and the read usage statement data is transmitted to the user terminal via a communication line.

According to a thirty-second aspect of the present invention, in the thirty-first aspect, the acquisition request includes any specified period information of usage statement data desired to be acquired by the user terminal.

A thirty-third aspect of the present invention is characterized in that, in the thirty-first or thirty-second aspect, the user terminal has a memory for storing usage statement data acquired based on the acquisition request.

According to a thirty-fourth aspect, in the thirty-third aspect, the user terminal includes a totaling means for totalizing the usage statement data stored in the memory.

According to a thirty-fifth aspect of the present invention, in the invention according to the thirty-fourth aspect, the counting means reads out the usage statement data for an arbitrarily designated period from the usage statement data stored in the memory, and reads the read usage statement data. Are tabulated in a desired graph format.

According to a thirty-sixth aspect of the present invention, in the invention according to any one of the thirty-first to thirty-fifth aspects, the user terminal opens the electronic mail notified from the service provider server and transmits an acquisition request at the same time. It is characterized by the following.

According to a thirty-seventh aspect of the present invention, in the twenty-seventh aspect, the service provider server analyzes the current usage status of the user based on usage detail data registered in the database, and the result of the analysis. , The optimal service content is notified for each user.

According to a thirty-eighth aspect of the present invention, in the thirty-seventh aspect, the optimum service content is notified at predetermined intervals.

According to a thirty-ninth aspect, in accordance with the thirty-eighth aspect, the predetermined period is arbitrarily designated by a user terminal.

The invention according to claim 40 is the invention according to any one of claims 37 to 39, wherein the user terminal uses the usage statement data registered in the database via a communication line and a service providing company server. Is obtained.

According to the invention described in claim 41, in the invention described in any one of claims 37 to 40, the database registers the usage specification data in association with a different identification number for each user. Features.

According to a twenty-second aspect of the present invention, in any one of the thirty-seventh to forty-seventh aspects, the user terminal transmits a usage statement data acquisition request to the service provider server via a communication line. Upon receiving the acquisition request, the service providing company server reads the usage statement data registered in the database based on the identification number of the user terminal, and transmits the read usage statement data to the user terminal via the communication line. It is characterized by the following.

The invention according to claim 43 is characterized in that, in the invention according to claim 42, the acquisition request includes any specified period information of the usage statement data desired to be acquired by the user terminal.

The invention according to claim 44 is characterized in that, in the invention according to claim 42 or 43, the user terminal has a memory for storing usage statement data acquired based on the acquisition request.

The invention according to claim 45 is characterized in that, in the invention according to claim 44, the user terminal has a totaling means for totalizing the usage statement data stored in the memory.

The invention according to claim 46 is the invention according to claim 45, wherein the tally processing means reads out the usage statement data for an arbitrarily designated period from the usage statement data stored in the memory, and reads the read usage statement. The data is aggregated in a desired graph format.

The invention according to claim 47 is the invention according to any one of claims 42 to 46, wherein the user terminal opens the electronic mail notified from the service provider server and transmits an acquisition request at the same time. It is characterized by the following.

The invention according to claim 48 is the invention according to any one of claims 27 to 47, wherein the user terminal accesses the bank company server via a communication line, and notifies by e-mail in a notification step. Requesting a transfer of a usage fee based on the used usage statement data.

The invention according to claim 49 is characterized in that, in the invention according to claim 48, the bank company server has an authentication means for authenticating the user terminal when receiving a transfer request.

In the invention according to claim 50, in the invention according to claim 49, when the user terminal is authenticated by the authentication means, the bank company server accepts the transfer request and transfers a usage fee based on the usage statement data. Do
It has a transfer processing result notifying means for notifying a user terminal of the result of the transfer processing by e-mail.

According to a fifty-first aspect of the present invention, in any one of the twenty-seventh to fifty-fifth aspects, the communication line is an Internet line.

<Operation> According to the present invention, use detail data for a service used by a user is registered in a database connected to a service provider server, and a communication line is established from a user terminal confirming the fact by e-mail. The server accesses the service provider server via the server, downloads the usage statement data of the user registered in the database for an arbitrary period, and performs a process of totalizing the usage statement data.

Also, according to the present invention, when the service provider company server notifies that new usage statement data has been registered by e-mail, the user terminal accesses the bank company server and immediately after confirming the e-mail. Transfer processing to.

Further, according to the present invention, the service provider server notifies the user terminal of the service contents according to the current service usage status by e-mail, and the user who confirms the e-mail can send the e-mail to the user terminal. Access the service provider server and change the service content on the communication line.

[0073]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Next, a detailed description system and a detailed description method according to an embodiment of the present invention will be described with reference to the accompanying drawings. FIG. 1 to FIG. 34 show an embodiment of a usage specification notification method and a usage specification notification system according to the present invention.

<First Embodiment> FIG. 1 shows a first embodiment of the present invention.
1 is a system configuration diagram schematically illustrating a usage statement notification system according to an embodiment of the present invention. FIG. 1 shows a case where a user who uses a mobile phone is notified of a usage statement.

In FIG. 1, a usage statement notification system according to a first embodiment of the present invention comprises:
The mobile phone company server 4 is connected via the Internet 100.

Further, the mobile phone company server 4 stores the usage statement data of the mobile phone used by each user who is the owner of each of the user terminals 1 to 3 with a different identification number (for example, customer number) for each user. Etc.) is connected to a usage statement database 41 for registration in association with the above.

Each of the user terminals 1 to 3 is a terminal device owned by each user, and has a function of accessing the Internet 100 via a communication line such as a telephone line. The user terminals 1 to 3 may be, for example, a personal computer connected via a telephone line distributed to each home or a mobile phone owned by a user, provided that the user terminals 1 to 3 have an environment capable of accessing the Internet 100. It is not particularly limited.

In FIG. 1, three user terminals 1 to 3 are connected to the mobile phone company server 4 via the Internet 100, but the number of connected terminals is not limited.

The mobile phone company server 4 manages the usage statement data of the mobile phone owned by each user. The usage statement data of each user, which is controlled here, is stored in each It is registered in a usage statement database 41 described below in association with a different identification number for each user.

When new usage statement data is registered in the usage statement database 41, the mobile phone company server 4 sends a new usage statement to the user terminal identified by the identification number of the usage statement data. It has a function of delivering an outline of data (similar to a conventional usage statement) and an e-mail indicating a method of downloading data registered in the usage statement database 41.

As described above, the usage statement database 41 records and manages usage statement data of each user, which is collectively managed by the mobile phone company server 4, in association with a different identification number for each user.

The usage statement data includes information such as an identification number that differs for each user, a service usage fee for each user for a certain period, and a service usage date and time. For example, regarding the use of the mobile phone according to the first embodiment of the present invention, information such as a one-month usage fee, usage time, transmission time, transmission date and time, and transmission destination telephone number is included.

Thus, when the mobile phone company server 4 reads out the usage statement data of each user from the usage statement database 41, the mobile phone company server 4 reads out the usage statement data based on the identification number assigned to each user, and performs unauthorized access. It is configured to be readable after performing a plurality of encryption (password) processes in consideration of security for prevention.

FIG. 2 is a sequence diagram showing an operation example of the usage statement notification system according to the first embodiment of the present invention. The usage fee of the mobile phone used by the user for a predetermined period and the call information such as the calling history and the call time of the user are collected by the mobile phone company server 4 at regular intervals, and stored in the usage detail database 41 as usage detail data. be registered.

In FIG. 2, first, the mobile phone company server 4 stores call information (customer number, charge, call record, call time, e-mail) for one month as a predetermined period used by the user.
tc) as usage statement data, usage statement database 4
1 (step S1).

Next, the usage statement database 41 acquires the customer number included in the usage statement data transmitted from the mobile phone company server 4, and performs registration processing of data associated with the acquired customer number. After the completion of the data registration, the usage statement database 41 reports the completion of the registration of the usage statement data to the mobile phone company server 4 (step S2).

When the mobile phone company server 4 reports in step S2 that the registration of the usage statement data for the current month is completed from the usage statement database 41, the user terminal corresponding to the customer number included in the usage statement data 1 is notified by e-mail that new usage statement data has been registered in the usage statement database 41 (step S3).

This e-mail not only indicates that new usage statement data has been registered in the usage statement database 41, but can also be transmitted with a simplified outgoing call history and other call information attached. It is possible.

When the user terminal 1 is notified in step S3 that the usage statement data has been registered in the usage statement database 41, the user terminal 1 requests the mobile phone company server 4 to download the usage statement data (step S4).

As will be described later, when requesting the download of the usage statement data from the user terminal 1, the user accesses the home page for downloading the usage statement managed and operated by the mobile phone company server 4, and obtains necessary information ( (Including authentication information), and then the download process is performed. At this time, each data communication has been subjected to an encryption process, a compression process, and the like.

When the mobile phone company server 4 receives the request for the usage statement data from the user terminal 1 in step S4, the mobile phone company server 4 reads the data based on the customer number into the usage statement database 41 (step S5).

The usage statement database 41 reads out usage statement data having a matching customer number from the usage management data recorded and managed in response to a data read request from the mobile phone company server 4, and reads the usage statement data.
(Step S6).

When reading of the usage statement data is completed in step S6, the mobile phone company server 4 downloads the usage statement data to the user terminal 1 (step S7).

The user terminal 1 stores the usage statement data downloaded in step S7 at a predetermined address of a memory provided in the user terminal 1, and performs a process of counting the usage statement data (step S8).

As described above, the user can check the usage statement data as an e-mail on the user terminal 1 owned by the user, and can download the data itself to the user terminal and take it in. Therefore, it is possible to check the usage statement data at any time.

In step S4, when a request to download the usage statement data from the user terminal 1 is transmitted to the mobile phone company server 4, the download is requested as the specified period information, for example, from March 1999 to Information such as October 1999 can be transmitted at the same time.

Further, in step S3 of FIG. 2, by opening the electronic mail from the mobile phone company server 4 and at the same time performing the processing (A) of steps S4 to S7, the user can The download process of the usage statement data may be completed only by opening the email.

FIG. 3 is a diagram showing a first example of an e-mail distributed from a mobile phone company server in the first embodiment of the present invention. In FIG. 3, the e-mail delivered from the mobile phone company server includes the subject “XX mobile phone company,
"E-mail notification service for use statement for March".

After the above title, "customer number",
Information such as “billing date”, “transfer amount”, and “transfer date” is described, and the procedure of the download service is indicated.

According to FIG. 3, first, a usage statement managed and operated by the XX mobile phone company server is shown in the lower part where "1. Access the XX mobile phone company server." The address of the homepage that provides the data download service is displayed in a color different from other descriptions.

Next, the telephone number (customer number) of the mobile phone owned by the user is assigned to the customer number. In the input field to specify the period of the usage statement data desired to be downloaded.

Finally, after inputting the information described above, the download button is clicked to download the usage statement data.

Based on the above order, the user can download the usage statement data for an arbitrary period to the user terminal owned by the user.

When the user terminal accesses the mobile phone company server, the user clicks on the address portion (displayed in a different color) of the homepage that provides the usage statement data download service described above.
Can be accessed automatically.

FIG. 4 is a diagram showing an embodiment of detailed call information distributed simultaneously with the electronic mail shown in FIG. FIG. 4 shows the usage status of the mobile phone used by the user for one month in detail. The call information can be set so as not to be attached at the request of the user.

FIG. 4 shows “call date”, “destination telephone number”, “call start time”,
Items such as “call end time”, “usage time”, and “usage time frame” indicate detailed call information on the usage status of the user.

Note that A to A described in the “use time frame”
C is, for example, a service time that differs depending on each mobile phone company, A (22:00 to 8:00), B (17:00 to 22:00), C
(8:00 to 17:00), which is a simplified representation of a time frame arbitrarily delimited.

FIG. 5 is a first display example of the user terminal when downloading usage statement data from the usage statement database in the first embodiment of the present invention.

[0109] As described above, when the e-mail delivered from the mobile phone company server is opened, a screen displaying the download method is displayed together with the usage statement data. The user can automatically access the homepage shown in FIG. 5 by clicking on the address portion (displayed in a different color) of the homepage that provides the usage statement data download service described in this download method. .

In FIG. 5, the home page of the usage statement data download service provided by the mobile phone company has a customer number. An input field and a password input field are displayed.

Customer No. The input field is for inputting the telephone number (customer number) of the mobile phone currently used by the user, and the password input field is for entering the password registered at the time of contract for using the usage statement data download service. This is a field for inputting.

In FIG. 5, the password can be set arbitrarily by a combination of letters, numbers, symbols, etc., and the number of characters is not particularly limited. When the number of service users is large, It is possible to add the number of characters as needed.

When the user inputs at least the above user information (customer No. and password), the user clicks the send button to execute the authentication process between the user terminal and the mobile phone company server. When an erroneous input is made, after selecting clear, correct information is input again.

After performing the authentication processing based on the transmitted user information (customer number and password) in the mobile phone company server, if the authentication is OK, the access to the next page of the above home page is permitted. , Certification NG
If so, the input screen of the user information (FIG. 5) is displayed again, and an instruction message for performing the input operation again is displayed.

Here, if a situation occurs in which authentication NG continues multiple times in the mobile phone company server, there is a possibility that unauthorized access is attempted, and the connection with the user terminal is cut off. After sending to the user terminal,
By performing a disconnection process, unauthorized access may be prevented.

FIG. 6 is a second display example of the user terminal when downloading desired usage statement data from the usage statement database in the first embodiment of the present invention. In the display screen shown in FIG. 6, the authentication processing by the mobile phone company server based on the user information input in FIG.
It is a screen displayed when it is K.

As shown in FIG. 6, after notifying that the authentication processing based on the user information is OK, the period information of the usage statement data registered as the data of the user is displayed.

The user inputs a desired period for downloading in the input field based on the period information. here,
For example, when specifying a period of a plurality of months from April 1999 to January 2000, input “April 1999 to January 2000” in the above input box. By clicking the download button, the download process of the usage statement data for the designated period is started.

When downloading the usage specification data for one month arbitrarily designated, the same “year” and “year” and “ By inputting "month" and clicking a download button, a download process of usage statement data for a designated period is started.

As described above, the desired "year" and "month"
Information can be downloaded arbitrarily, so the download process does not have to be performed at the same time as the e-mail is delivered. Also, even if you forget to download, the usage statement data download service will be provided at a later date By accessing the provided homepage, the usage statement data can be downloaded.

FIG. 7 shows a third display example of the user terminal when downloading desired usage statement data from the usage statement database in the first embodiment of the present invention. In FIG. 7, on the display screen shown in FIG.
By simply providing a “latest data download” button and clicking this button, only the latest usage statement data newly registered in the usage statement database can be downloaded.

Thus, a user who downloads every month can download the latest usage statement data simply by clicking the “download latest data” button, so that it is troublesome to input “year” and “month”. Can be omitted, and operability and convenience are excellent.

Note that the usage statement data downloaded here is stored at a specified memory address of a memory provided in the user terminal. Therefore, when reading from the memory, the reading process is performed based on this memory address. Done.

FIG. 8 is a flowchart showing an example of a totaling process in the user terminal after the download process of the user's desired usage statement data is completed in the first embodiment of the present invention. The processing program of the user terminal used when performing the totalization processing of the usage statement data is performed by a recording medium such as a CD-ROM or a floppy (registered trademark) disk from a service provider when the user contracts for the usage statement notification service in advance. Will be mailed or distributed, or
After subscribing to the usage statement notification service, the service provider company server may be accessed to download the processing program.

In FIG. 8, first, usage specification data for which a tally process is to be performed is specified (step S11). The usage specification data specified here is fetched from a database provided in the user terminal based on the memory address specified for each data (step S12).

Next, of the items registered as usage specification data, the user specifies items desired to be graphed, for example, usage fee, transmission destination frequency, and the like (step S13).

The user terminal selects a graph most suitable for graphing the designated item (step S).
14). Examples of the graph form selected here include a bar graph, a pie chart, and a line graph. However, the graph form is not particularly limited, and may be displayed two-dimensionally or three-dimensionally. The form can be various by being processed by a processing program such as

If the graph selected in step S14 is a bar graph, it is converted into a bar graph based on the data of the designated item (step S15), and if it is a pie graph, it is converted into a pie graph. (Step S16),
If it is a line graph, it is converted to a line graph (step S17).

Steps S15, S16, S1 described above
The data converted into each graph form by 7 is displayed on the user terminal (step S18).

FIG. 9 is a display screen at the time of the tallying process in the user terminal shown in FIG. In FIG. 9, a screen for performing usage statement data totaling management is displayed on the user terminal, and a message “Please specify the period of usage statement data to be totaled.” Is displayed.

When the user starts this screen, the user inputs the period of the usage statement data desired to be tabulated in the input field.

Next, "Which item do you want to graph?"
And a plurality of items are indicated.
Here, for example, items such as a usage fee in a specified period, a destination frequency in the specified period, a usage time, and a transmission time are set, but the present invention is not limited to this.

[0133] After specifying the clicked portion added to the head of the above items, when the "display" button is clicked,
The tabulation processing results are displayed in various graph formats as shown in FIGS.

FIG. 10 is a first graph showing the result of the tallying process according to the first embodiment of the present invention. FIG. 10 shows a case where the user clicks “Usage fee for specified period” on the display screen shown in FIG.
The results totaled for one year are displayed in a bar graph.

In FIG. 10, the vertical axis shows the usage fee, and the horizontal axis shows each month. The user who checks this graph can easily recognize visually that the usage fee in June is high. Can be.

FIG. 11 is a second graph showing the result of the tallying process in the first embodiment of the present invention. FIG. 11 shows the case where the user clicks “Usage fee for specified period” on the display screen shown in FIG.
The results totaled for one year are displayed in a line graph.

In FIG. 11, similarly to FIG. 10 described above, the vertical axis shows the usage fee and the horizontal axis shows each month, and the user who checks this graph has a high usage fee in June. This can be easily recognized visually.

FIG. 12 is a third graph showing the result of the tallying process according to the first embodiment of the present invention. FIG. 12 shows, as a pie chart, the result of totaling the designated period in March 2000, assuming that “the number of destinations in the designated period” is clicked on the display screen shown in FIG.

In FIG. 12, the displayed pie chart is
Since it is displayed in different colors and the calling frequency for the destination phone number is displayed as "%", for example,
The transmission frequency for “090-0000-0002” is 30%, and it can be easily visually recognized that the transmission frequency is the highest.

FIG. 13 is a fourth graph showing the result of the tallying process according to the first embodiment of the present invention. In FIG. 13, as a result of clicking “the number of destinations in the designated period” on the display screen shown in FIG. ing.

In FIG. 13, the displayed bar graph is
By displaying the number of outgoing calls on the vertical axis and each destination telephone number on the horizontal axis, for example, as in FIG.
It can be easily visually recognized that the number of transmissions to “0-0000-0002” is the largest, 14 times.

FIG. 14 is a fifth graph showing the results of the tallying process according to the first embodiment of the present invention. FIG. 14 shows the case where the “use time in the designated period” shown in FIG. 9 is clicked, and the designated period is set to 1 in March 2000.
The results totaled over the months are displayed in a line graph.

In FIG. 14, the displayed line graph displays the use time (in minutes) on the vertical axis and the use date on the horizontal axis, for example, on March 7, March 14, and March 3.
It can be easily recognized visually that the use of the month 22 was by far the most.

In FIG. 14, the display of the weekend (Saturday and Sunday) is displayed in a different color, for example, red, so that it is easy to recognize when comparing the degree of use on weekdays with the degree of use on weekends. Can be achieved.

FIG. 15 is a sixth graph showing the result of the tallying process according to the first embodiment of the present invention. FIG. 15 shows a case where the “use time in the designated period” shown in FIG. 9 is clicked, and the designated period is set to 1 in March 2000.
The results totaled over the months are displayed in a bar graph.

In FIG. 15, the displayed bar graph is
As in FIG. 14, by displaying the use time (in minutes) on the vertical axis and the use date on the horizontal axis, it is possible to easily recognize visually that the use on March 7 was the largest, for example. .

Also, in FIG. 15, the display of the weekend (Saturday and Sunday) is displayed in a different color, for example, red, so that the degree of recognition on the weekday and the degree of weekend use can be compared. The effect that it becomes easy can be produced.

FIG. 16 is a seventh graph showing the result of the tallying process according to the first embodiment of the present invention. FIG. 16 shows a case where the “Usage fee for the designated period” shown in FIG. 9 is clicked.
The results totaled for three years are displayed in a three-dimensional solid line graph.

In FIG. 16, the vertical axis shows the usage fee, the horizontal axis shows each month, and the information for each year is displayed in different colors. For example, in the past three years, the usage fee in June every year is displayed. Can be easily recognized visually.

<Second Embodiment> FIG. 17 is a system configuration diagram showing an outline of a usage statement notification system according to a second embodiment of the present invention. It differs from the first embodiment of the present invention described above in that the bank company server 5 is connected via the Internet 100.

Referring to FIG. 17, a usage statement notification system according to a second embodiment of the present invention includes
The mobile phone company server 4 and the bank company server 5 are connected via the Internet 100.

Further, similarly to the first embodiment of the present invention,
The mobile phone company server 4 stores the usage statement data of the mobile phone by each user who is the owner of each of the user terminals 1 to 3 with a different identification number (for example, customer number) for each user.
Usage statement database 41 for registration in association with
Is connected.

Each of the user terminals 1 to 3 is a terminal device owned by each user, and has a function of accessing the Internet 100 via a communication line such as a telephone line. The user terminals 1 to 3 may be, for example, a personal computer connected via a telephone line distributed to each home or a mobile phone owned by a user, provided that the user terminals 1 to 3 have an environment capable of accessing the Internet 100. It is not particularly limited.

In FIG. 17, user terminals 1 to 3 are transmitted to mobile phone company server 4 via Internet 100.
Are connected, but the number of connected devices is not limited.

The mobile phone company server 4 manages and supervises the usage statement data of the mobile phone owned by each user. The usage statement data of each user supervised here is, as described above, It is registered in a usage statement database 41 described below in association with a different identification number for each user.

When the mobile phone company server 4 registers the new usage statement data in the usage statement database 41, the mobile phone company server 4 sends the new usage statement data to the user terminal identified by the identification number of the usage statement data. It has a function of delivering brief information (corresponding to a conventional usage statement) and an e-mail indicating a method of downloading data registered in the usage statement database 41.

As described above, the usage statement database 41 stores and manages usage statement data of each user, which is collectively managed by the mobile phone company server 4, in association with information such as identification numbers that differ for each user. ing.

Thus, when the mobile phone company server 4 reads out the usage statement data of each user from the usage statement database 41, the mobile phone company server 4 reads out the usage statement data based on the identification number assigned to each user, and performs unauthorized access. It is configured to be readable after performing a plurality of encryption (password) processes in consideration of security for prevention.

The bank company server 5 is managed and operated by a bank company having an account owned by the user, and based on a transaction instruction (transfer, etc.) from the user sent via a communication line (Internet 100). , Withdrawal management.

For example, when accessing the bank server 5 from the user terminal 1, authentication processing using an account number or a password (password) owned by the user is performed a plurality of times.
The transmission data has been subjected to encryption processing.

FIG. 18 is a sequence diagram showing an operation example of the usage statement notification system according to the second embodiment of the present invention. The usage fee of the mobile phone used by the user for a predetermined period and the call information such as the calling history and the call time of the user are collected by the mobile phone company server 4 at regular intervals, and stored in the usage detail database 41 as usage detail data. be registered.

In FIG. 18, first, the mobile phone company server 4 registers the user's one-month communication information (customer number, usage fee, outgoing call record, communication time, etc) in the usage specification database 41 as usage specification data. (Step S21).

Next, the usage statement database 41 acquires a customer number included in the usage statement data transmitted from the mobile phone company server 4, and registers the data in association with the acquired customer number. After the completion of the data registration, the usage statement database 41 reports the completion of the registration of the usage statement data to the mobile phone company server 4 (step S22).

[0164] The mobile phone company server 4 proceeds to step S22.
When the usage statement database 41 reports that the registration of the usage statement data is completed, the usage statement data is stored in the usage statement database 41 for the user terminal 1 corresponding to the customer number included in the usage statement data. Notification of the registration is sent by e-mail (step S2
3).

In addition to indicating that new usage statement data has been registered in the usage statement database 41, this e-mail can be transmitted with a simplified transmission history and other information attached. It is.

The user terminal 1 determines in step S23
When notified that new usage statement data has been registered in the usage statement database 41, a homepage for performing a transfer and the like managed and operated by the bank company server 5 is started, and a bank account number owned by the user is set up. Then, the user inputs authentication information based on the personal identification number (password) and requests an authentication process (step S24).

Upon receiving the authentication processing request from the user terminal 1, the bank company server 5 executes the user authentication processing based on the transmitted authentication information such as the bank account number and the password (step S25), and performs the authentication. If it is determined to be OK, this is notified to the user terminal 1 (step S2).
7).

The authentication process in step S25 is configured to be able to execute the authentication process a plurality of times in consideration of an incorrect number being input by the user. , The upper limit is set. Therefore, in step S25, for example, by setting in advance not to perform the authentication processing four or more times, the processing is forcibly terminated (step S26), and the effect of suppressing unauthorized access and the like can be obtained. it can.

If there is an error in the first input,
By inquiring both the user's bank account number and the password again, it becomes difficult for the user to recognize which information has an error. It is possible to further improve the security by performing the rotation.

The user terminal 1 performs step S27
When notified that the authentication processing in the bank company server 5 is OK, the user requests the user to transfer the usage fee for the current month registered in the usage statement database from the user's bank account (step S28). ).

In step S28, the information transmitted from the user terminal 1 to the bank company server 5 is, for example, “○ × mobile phone company (designated account)” as transfer information indicating which service provider is to be transferred and how much. "April 2000 usage fee ¥ 8442 yen"
Specify and send such information. Note that this designation method may be either a direct input format or a preset format.

The bank company server 5 performs a process of transferring the specified amount from the user's bank account to the specified account based on the transfer information transmitted as described above (step S29).

When the transfer process from the bank company server 5 is completed, the mobile phone company server 4 reports this to the bank company server 5 (step S30).

When the bank company server 5 is notified in step S30 that the transfer process to the mobile phone company has been completed, it notifies that the transfer process based on the transfer information specified for the user terminal 1 has been completed. The notification is made (step S31), and the process ends.

In step S 31, the user terminal 1 is set up at the same time as the transfer processing by the bank company server 5 is completed.
Not only informs that the transfer process has been completed, but also reports transaction information such as a debit process from a bank account owned by the user and a transfer process.

As a result, the user can check information such as when and what from the user's own bank account at the user terminal, thereby improving the user's convenience.

When the above processing is completed, the user requests the mobile phone company server 4 to download new usage statement data (step S32).

As in the first embodiment of the present invention described above, when a request for downloading usage statement data is made from the user terminal 1, the usage statement download management and operation performed by the mobile phone company server 4 is performed. Is accessed, and necessary information (including authentication information) is input, and then the download process is performed. At this time, each data communication has been subjected to an encryption process, a compression process, and the like.

Upon receiving the download request from the user terminal 1, the mobile phone company server 4 requests the usage statement database 41 to read data based on the customer number (step S33).

The usage statement database 41 reads information corresponding to the customer number from the usage statement data stored and managed in response to a data read request from the mobile phone company server 4 and transmits the information to the mobile phone company server 4. (Step S34).

The mobile phone company server 4 determines in step S33
When the reading of the usage statement data is completed, the usage statement data is downloaded to the user terminal 1 (step S35).

The user terminal 1 stores and saves the data downloaded in step S35 in a predetermined memory, and performs a process of summing up usage statement data (step S36).

Note that, in the second embodiment of the present invention,
Although a configuration for intentionally performing the transfer processing of the usage fee is shown, in the case of automatic payment from a bank account specified in advance, an e-mail is sent from the bank company server 5 when the transfer processing is completed. It is also possible to adopt a configuration for automatic distribution.

Also, in the second embodiment of the present invention,
The transfer process in steps S24 to S31 is a download process (steps S32 to S3).
It is also possible to perform it after 5) is completed.

As described above, according to the second embodiment of the present invention, the user can check the usage statement data as an e-mail on the user terminal owned by the user, and can copy the data itself. It can be downloaded to the user terminal and imported, and furthermore, since the usage fee transfer process can be performed while visually checking the user terminal, the notification issued in the transfer process can also be received as an e-mail. it can.

FIG. 19 is a display example of the user terminal at the time of the transfer processing in the second embodiment of the present invention.
In FIG. 19, on the display screen of the user terminal, a bank account number input field and a password (password) input field are provided as authentication information for authenticating the user.

When performing the transfer processing from the bank account owned by the user, the user first accesses the bank company server, accesses the homepage for performing the transfer processing, and displays the screen shown in FIG. Let it.

When the screen shown in FIG. 19 is displayed on the user terminal, the user inputs the above-described authentication information in a predetermined input field, and clicks a “send” button to display the bank company. It is possible to request the server 5 for an authentication process.

FIG. 20 is a display example of the user terminal after the completion of the authentication processing in the second embodiment of the present invention. FIG.
In the case where the bank company server 5 determines that the user authentication process is OK, the user is notified of the fact and a transfer destination account input field for performing the transfer process;
A transfer amount input field is displayed.

The user confirms this screen and, when requesting a transfer processing on the spot, inputs the designated account of the transfer destination (@bank XX branch ------), and
Enter the transfer amount ($ 8,448). For the information entered in this way, a confirmation screen will be displayed after pressing the "OK" button. If there is an error at that time, make the correction and click the "OK" button again And request the transfer process.

Further, in the second embodiment of the present invention,
Conventionally, the bank company server notifies the completion of the transfer process and sends a confirmation of completion of the transfer process (equivalent to a receipt) from the mobile phone company server. With regard to the received receipt, it is possible to eliminate the trouble of the user such as storage management.

<Third Embodiment> FIG. 21 is a sequence diagram showing an operation example of a usage statement notifying system according to a third embodiment of the present invention. The usage statement notification system according to the third embodiment of the present invention performs the same analysis processing as the result of the tallying performed by the user terminal in the first and second embodiments of the present invention described above on the mobile phone company server. And provides service switching information to the user terminal based on the processing result.

For example, as a current service of a mobile phone company, a charge system (service) according to the use situation of each user, such as late-night discount, specific designated destination discount, and weekend discount, is provided. However, the contents of such a fee system are contracted on the assumption that the user himself / herself will use the service at the time of the contract, and often differ from the actual usage.

In the third embodiment of the present invention, in order to solve such a problem, the contents of the fee system at the time of contract of the user and the current usage status are analyzed, and the most suitable for the user is analyzed. Is provided to the user via a communication line as service switching information.

In FIG. 21, first, the mobile phone company server 4 registers the user's one-month call information (customer number, usage fee, call record, call time, etc) in the usage specification database 41 as usage specification data. (Step S51).

Next, the usage statement database 41 acquires the customer number included in the usage statement data transmitted from the mobile phone company server 4, and registers the usage statement data in association with the acquired customer number. . After completion of the registration processing of the usage statement data, the usage statement database 4
1 reports to the mobile phone company server 4 that the registration of the usage statement data has been completed (step S52).

The mobile phone company server 4 proceeds to step S52.
, When it is reported from the usage statement database 41 that the registration of the usage statement data is completed, the usage statement data is read out from the usage statement database 41 for each customer number, and the usage status analysis processing for each user is executed ( Step S53).

In the analysis processing in step S53, an analysis is performed based on the transmission start time and the transmission frequency of the user corresponding to the customer number, or the difference between the use time between the weekday and the weekend, and the user enters the current contract. After checking with the current fee system, it is determined whether or not the current fee system is suitable for the usage situation of the user. As a result of this determination, if it is determined that the current fee system is not suitable for the user, the service switching information prompting the user to change the fee system is stored in the usage statement database 41 for the usage statement data for the current month. Notify by e-mail along with the registration (step S5
4).

When the user changes to the charge system according to the current usage status by this e-mail, the user accesses a homepage for changing the contract contents of the mobile phone company server 4 and performs a service contents change process. The request is transmitted (step S55).

In step S55, the mobile phone company server 4 that has received the request for changing the charge system executes the change processing procedure for the charge system, and reports to the user terminal 1 that the processing has been completed (step S56). .

In the analysis processing by the mobile phone company server 4 in step S53, if it is determined that the current usage status is suitable for the currently contracted fee system, the service switching information is described in the e-mail. Instead, an e-mail as shown in FIG. 3 is delivered.

FIG. 22 is an example of an e-mail in which service switching information is described in the third embodiment of the present invention. In FIG. 22, similarly to FIG. 3 described above,
The title of the transmitted e-mail is given a title such as “E-mail notification service of XX mobile phone company, statement of use in March”.

After the above title, "customer number",
Information such as “billing date”, “transfer amount”, and “transfer date” is described, and the procedure of the download service is indicated.

[0204] As a download procedure, first, the first part under "Access to the XX mobile phone company server" is managed and operated by the XX mobile phone company server. The address of the homepage that provides the usage statement data download service is indicated by different colors.

Second, the telephone number (customer number) of the mobile phone owned by the user is assigned to the customer number. In the input field to specify the period of the usage statement data desired to be downloaded.

Third, after inputting the information described above, the download button is clicked to download the usage statement data.

[0207] In addition to the contents described above, there is a description recommending the services of "late night discount" and "weekend discount" as the most suitable fee system along with the analysis result of the current usage situation.

[0208] For example, in FIG.
Analysis results show that during the month of the month, the total number of outgoing calls is 40, of which 32 are on Saturdays and Sundays, 8 are on weekdays, and 30 are late-night calls. I have. The method of describing the analysis result is not particularly limited.

[0209] For example, if the user's current contract contents of the charge system do not include services such as late-night discount and weekend discount, the charge system (service such as late-night discount and weekend discount described above as the most suitable service for the user). ) Is recommended.

The user who confirms the e-mail performs the same tallying process as in the first embodiment of the present invention to confirm the current usage status, grasps the current usage status, and checks the service contract contents. When a change is determined, the user can automatically access a change homepage of the charge system managed and operated by the mobile phone company server by clicking a "contract change button" displayed on the e-mail. .

FIG. 23 is a display example of the user terminal when accessing the homepage of the charge system change by the mobile phone company server in the third embodiment of the present invention. In FIG. 23, the homepage of the charge system change includes a customer number for entering a customer number. An input field and a password (password) input field are displayed. After inputting these items, the user clicks a “send” button to request an authentication process.

FIG. 24 is a diagram showing a portable telephone company server.
FIG. 11 is a diagram showing a case where the current fee system content of the user is displayed on the user terminal when the authentication process is OK. In FIG. 24, it is shown that the current contract content of the user is a charge plan A with a three-hour free call, and as a charge system suitable for the user based on the analysis of the current usage status, “late night discount” or The service content of "Weekend Discount" is shown.

After confirming the most appropriate service content information notified by e-mail, the user clicks "YES" to use the late-night discount service.
Also, when using the weekend discount service, similarly, "Y
By clicking "ES", the necessity of the service item is appropriately selected, and when all the input operations are completed, "OK" is determined.
Click the button to execute the re-contract process based on the displayed content.

As described above, according to the third embodiment of the present invention, the user is provided with a charge system considered to be most suitable for the user himself / herself by e-mail from the mobile phone company server at regular intervals. Therefore, the charge system can be changed on the Internet without performing the conventional change procedure, and the most efficient charge system can be used without particular awareness.

[0215] The above-mentioned charge plan and contents of various services are not limited to the above. If the number of outgoing calls to a specific destination is large based on the analysis result by the mobile phone company server, the specific designated destination discount service is provided. Each mobile phone company changes the service content, such as applying a service or applying a long distance discount service when the number of long distance calls is large.

In the first to third embodiments of the present invention described above, the description is made as a mobile phone company, but the present invention is not limited to this, and the same applies to a wired telephone. .

<Fourth Embodiment> FIG. 25 is a system configuration diagram showing an outline of a usage statement notification system according to a fourth embodiment of the present invention. FIG. 25 shows a system configuration in the case of notifying a user of a public service of a usage statement. This public service is usually
It indicates services such as electricity, gas, and water, but is not particularly limited to these.

Referring to FIG. 25, a usage statement notification system according to a fourth embodiment of the present invention comprises
And the public service provider server 6 are connected via the Internet 100.

[0219] The public service provider server 6 stores the usage data of the public service by each user who is the owner of each of the user terminals 1 to 3 with a different identification number (for example, customer number) for each user. Is connected to a usage statement database 61 for registration in association with.

The user terminals 1 to 3 are terminal devices owned by each user and have a function of accessing the Internet 100 via a communication line such as a telephone line. The user terminals 1 to 3 may be, for example, a personal computer connected via a telephone line distributed to each home or a mobile phone owned by a user, provided that the user terminals 1 to 3 have an environment capable of accessing the Internet 100. It is not particularly limited.

In FIG. 25, three user terminals 1 to 3 are connected to the public service provider server 6 via the Internet 100, but the number of connected terminals is not limited.

The public service provider server 6 manages and supervises usage data of public services used by each user. The usage data of each user supervised here is, as described above, Each user is associated with a different identification number and registered in a usage statement database 61 described later.

The public service providing company server 6
When new usage statement data is registered in the usage statement database 61, new usage statement data and new usage statement data are registered in the usage statement database 61 for the user terminal identified by the identification number of the usage statement data. It has a function of delivering an e-mail indicating a data download method.

As described above, the usage statement database 61 stores and manages the usage statement data of each user, which is centrally managed by the public service provider server 6, in association with information such as identification numbers different for each user. are doing.

Here, the usage statement data is associated with a different identification number for each user, and the service usage fee, service usage amount (for example,
Gas, water, electricity, etc.).

Thus, when the public service provider server 6 reads out the usage statement data of each user from the usage statement database 61, it reads out based on the identification number assigned to each user, and performs unauthorized access. It is configured to be readable after performing a plurality of encryption (password) processes in consideration of security in order to prevent the problem.

FIG. 26 is a sequence diagram showing an operation example of the usage statement notifying system according to the fourth embodiment of the present invention. Information such as the usage fee and usage amount of the public service used by the user for a predetermined period is totaled by the public service provider server 6 at regular intervals and registered in the usage specification database 61 as usage specification data.

In FIG. 26, first, the public service provider server 6 registers the user's usage information (customer number, usage fee, usage amount, etc) in the usage specification database 61 as usage specification data (step S61).

Next, the usage statement database 61 acquires the customer number included in the usage statement data transmitted from the public service provider server 6, and registers the usage statement data in association with the acquired customer number. Do. After completing the registration of the usage statement data, the usage statement database 61 reports to the public service provider server 6 that the registration of the usage statement data has been completed (step S62).

When the public service provider server 6 is notified in step S62 that the registration of the usage statement data is completed from the usage statement database 61, the user terminal 1 corresponding to the customer number included in the usage statement data The usage statement data is stored in the usage statement database 6
1 is notified by e-mail (step S63).

[0231] This electronic mail can not only indicate that new usage statement data has been registered in the usage statement database 61, but can also be transmitted with information on the usage status described in a simplified manner. .

[0232] The user terminal 1 performs step S63.
When notified that new usage statement data has been registered in the usage statement database 61, the usage request database server 6 is requested to download the usage statement data (step S64).

As will be described later, when requesting the download of the usage statement data from the user terminal 1, the user accesses the home page for downloading the usage statement managed and operated by the public service provider server 6, and obtains necessary information. (Including authentication information) is input, and the download process is performed. At this time, each data communication
It has been subjected to encryption processing, compression processing, and the like.

Upon receiving the download request from the user terminal 1 in step S64, the public service provider server 6 reads the usage statement data registered in association with the customer number into the usage statement database 61. Perform (Step S65).

In response to a data reading request from the public service provider server 6, the usage statement database 61 reads out the usage statement data with the matching customer number from the registered usage statement data, and (Step S66).

Upon completion of reading the usage statement data in step S66, the public service provider server 6 downloads the usage statement data to the user terminal 1 (step S67).

The user terminal 1 stores the usage statement data downloaded in step S67 at a predetermined address of a database provided in the user terminal 1, and performs a process of totalizing the usage statement data (step S68).

As described above, the user can confirm the usage statement data as an e-mail on the user terminal 1 owned by the user, and download the data itself to the user terminal 1 and take it in. In addition, since the tallying process can be performed on a user basis, it is possible to always confirm the usage statement data in a desired format.

In step S64, when the user terminal 1 transmits a request to download the usage statement data to the public service provider server 6, the information of the period for which the user desires to download data may be, for example, from March 1999 to Designation information such as October 1999 can also be transmitted at the same time.

Further, in step S63 of FIG. 26, by opening the electronic mail from the mobile phone company server 4 and at the same time performing the processing (B) of steps S64 to S67, the user can The download process of the usage statement data may be completed only by opening the email.

FIG. 27 is a flowchart showing an example of a tallying process in the user terminal after the download process of the user's desired usage statement data is completed in the fourth embodiment of the present invention.

In FIG. 27, first, tabulation processing (statistics)
Is specified (step S71).
The usage statement data specified here is fetched from a database provided in the user terminal based on the memory address specified for each data (step S
72).

The user terminal selects a graph most suitable for graphing the designated item (Step S).
73). Examples of the graph form selected here include a bar graph, a pie chart, and a line graph. However, the graph form is not particularly limited, and may be displayed two-dimensionally or three-dimensionally. The form can be various by being processed by a processing program such as

If the graph selected in step S73 is a bar graph, it is converted into a bar graph based on the data of the designated item (step S74), and if it is a pie graph, it is converted into a pie graph. (Step S75),
If it is a line graph, it is converted to a line graph (step S76).

Steps S74, S75, S7 described above
The data converted into each graph form by 6 is displayed on the user terminal (step S77).

FIG. 28 is a display example at the time of the tallying process in the user terminal shown in FIG. In FIG. 28, a usage statement data totaling management screen is displayed on the display screen of the user terminal, and a message “Please specify the period of usage statement data to be totaled.” Is displayed.

When the user starts this display screen,
Enter the period of the usage statement data to be totaled in the input field.

Next, "Which item do you want to graph?"
And a plurality of example items are shown. Here, the usage fee during the specified period, the usage amount during the specified period, the variation in the usage fee during the specified period,
Items such as the variation in the usage amount during the designated period are set, but the present invention is not limited to this.

When the "display" button is clicked after designating and inputting the above items, graphs as shown in FIGS. 29 to 32 are displayed.

FIG. 29 is a first graph showing the results of the tallying process according to the fourth embodiment of the present invention. FIG. 29 shows that the designated period is set to 199 assuming that “use fee in designated period” is clicked on the display screen shown in FIG.
The transition of public utility charges in one year of eight years is displayed by a line graph.

In FIG. 29, the vertical axis shows the item of the usage fee, and the horizontal axis shows each month. The user who checks this graph shows that the usage fee in the summer of July, August and September is gas,
The fact that the water supply is generally high can be easily recognized visually.

FIG. 30 is a second graph showing the result of the tallying process according to the fourth embodiment of the present invention. In FIG. 30, the designated period is set to 199 assuming that the user clicks on “usage during designated period” on the display screen shown in FIG.
The results totaled over the two years from 2008 to 1999 are displayed in a line graph.

In FIG. 30, similarly to FIG. 29 described above, the vertical axis shows the item of the usage fee, and the horizontal axis shows a line graph showing each month. A user who checks this graph can easily recognize visually that the usage fee in summer in the past two years is high.

In FIG. 30, the items for each year are as follows:
Each is distinguished by different colors, or solid line,
It can also be represented by a broken line, a dashed line, or the like.

FIG. 31 is a third graph showing the result of the tallying process according to the fourth embodiment of the present invention. FIG. 31 shows, as a case of clicking “variation in usage fee during specified period” on the display screen shown in FIG. 28, the results of counting the specified periods in 1998 and 1999 in a pie chart.

In FIG. 31, the displayed pie chart is
Each item (electricity, gas, water) is displayed in a different color scheme, and the percentage of each usage as a variation in usage fee is indicated by “%”. For example,
Referring to the 1998 graph, 46% electricity, 3 gas
It is 3% and the water supply is 21%, and it can be easily recognized visually that the ratio of electricity accounts for about half of the total public utility payment.

FIG. 32 is a fourth graph showing the result of the tallying process according to the fourth embodiment of the present invention. In FIG. 32, the two pie charts shown in FIG. 31 are displayed as bar charts for easy comparison.

In FIG. 32, the displayed bar graph is
By displaying the usage fee on the vertical axis and each service item on the horizontal axis, for example, the usage fee for electricity is high in 1998, while the usage fee for gas and water is 1999. Can be easily visually recognized.

<Fifth Embodiment> FIG. 33 is a system configuration diagram showing an outline of a utilization statement notification system according to a fifth embodiment of the present invention. The fourth embodiment of the present invention is different from the fourth embodiment in that the bank company server 5 is connected to the Internet 100.

Referring to FIG. 33, a usage statement notification system according to a fifth embodiment of the present invention comprises
And the public service provider server 6 and the bank company server 5 are connected via the Internet 100.

Further, similarly to the fourth embodiment of the present invention,
The public service provider server 6 has user terminals 1 to
A usage statement database 61 for registering the usage statement data of public service by each user who is the owner of No. 3 in association with a different identification number (for example, customer number) for each user is connected.

Each of the user terminals 1 to 3 is a terminal device owned by each user, similarly to the above-described embodiments, and is connected to the Internet 10 via a communication line such as a telephone line.
0 is provided. The user terminals 1 to 3 may be, for example, a personal computer connected via a telephone line distributed to each home or a mobile phone owned by a user.
There is no particular limitation as long as it has an environment that allows access to.

In FIG. 33, three user terminals 1 to 3 are connected to the public service provider server 6 via the Internet 100, but the number of connected terminals is not limited.

The public service provider server 6 manages and supervises usage fee detail data of public services used by each user. The utilization detail data of each user supervised here is, as described above, Each user is associated with a different identification number and registered in a usage statement database 61 described later.

Also, this public service providing company server 6
When new usage statement data is registered in the usage statement database 61, new usage statement data and new usage statement data are registered in the usage statement database 61 for the user terminal identified by the identification number of the usage statement data. It has a function of delivering an e-mail indicating a data download method.

As described above, the usage statement database 61 stores and manages the usage statement data of each user, which is centrally managed by the public service provider server 6, in association with information such as identification numbers different for each user. are doing.

Thus, when the public service provider server 6 reads the usage statement data of each user from the usage statement database 61, it reads the usage statement data based on the identification number assigned to each user. It is configured to be readable after performing a plurality of encryption (password) processes in consideration of security in order to prevent the problem.

The bank company server 5 is managed and operated by a bank company having an account owned by the user, and based on a transaction instruction (transfer or the like) from the user sent via a communication line (Internet 100). , Withdrawal management.

For example, when accessing the bank company server 5 from the user terminal 1, authentication using an account number or a password (password) owned by the user is performed a plurality of times.
The transmission data has been subjected to encryption processing.

FIG. 34 is a sequence diagram showing an operation example of the public service use statement notification system according to the fifth embodiment of the present invention. Information such as the usage fee of the public service used by the user for a predetermined period and the usage amount of the user is collected by the public service provider server 6 at regular intervals and registered in the usage statement database 61 as usage statement data. .

In FIG. 34, first, the public service provider server 6 registers usage information (identification number, usage fee, usage amount, etc) of the user for one month in the usage specification database 61 as usage data for the current month. (Step S81).

Next, the usage statement database 61 acquires an identification number included in the usage statement data transmitted from the public service provider server 6, and registers the data in association with the acquired identification number. After the completion of the data registration, the usage statement database 61 reports the registration completion of the usage statement data to the public service provider server 6 (step S82).

When the public service provider server 6 is notified in step S82 that the registration of the usage statement data has been completed from the usage statement database 61, the public service provider server 6 sends the user terminal corresponding to the identification number included in the usage statement data to the user terminal. On the other hand, the fact that the usage statement data has been registered in the usage statement database 61 is notified by e-mail (step S
83).

This e-mail not only indicates that new usage statement data has been registered in the usage statement database 61, but also transmits a simplified description of the usage fee, usage amount, and other information attached to the email. It is also possible.

When the user terminal is notified in step S83 that new usage statement data has been registered in the usage statement database 61, the user terminal sets a homepage for performing a transfer process and the like managed and operated by the bank company server 5. Upon activation, the user inputs authentication information based on the bank account number and personal identification number (password) owned by the user, and requests authentication processing (step S84).

Upon receiving the request for the authentication process from the user terminal 1, the bank company server 5 executes the user authentication process based on the transmitted authentication information such as the bank account number and the password (step S85). If it is determined to be OK, the fact is notified to the user terminal 1 (step S8).
7).

The authentication process in step S85 is configured to be able to execute the authentication process a plurality of times in consideration of an incorrect number being input by the user. , The upper limit is set. Therefore, in step S85, for example, by setting in advance not to perform the authentication process four or more times, the process is forcibly terminated (step S86), and the effect of suppressing unauthorized access and the like can be obtained. it can.

If there is an error in the first input,
By inquiring both the user's bank account number and the password again, it becomes difficult to recognize which information was incorrect, and such a process of collating the password multiple times is required. Thereby, security can be further improved.

[0279] When the user terminal is notified in step S87 that the authentication processing in the bank company server 5 is OK, then the user terminal uses the user account registered in the usage statement database 61 from the user's bank account. Request transfer processing of the fee (step S88).

In step S88, the information transmitted from the user terminal 1 to the bank company server 5 is, for example, “○ × Gas company (designated account)” as transfer information indicating which public service provider should be transferred. To "April 2000 usage fee ¥ 3020 yen"
Specify and send such information. Note that this designation method may be either a direct input format or a preset format.

The bank company server 5 performs a process of transferring the specified amount from the user's bank account to the specified account based on the transfer information transmitted as described above (step S89).

When the transfer processing from the bank company server 5 is completed, the public service provider company server 6 reports this to the bank company server 5 (step S9).
0).

When the bank company server 5 is notified in step S90 that the transfer process to the mobile phone company has been completed, it notifies that the transfer process based on the transfer information specified for the user terminal 1 has been completed. The notification is made (step S91), and the process ends.

[0284] In step S91, the user terminal 1
Not only informs that the transfer process has been completed, but also reports transaction information such as a debit process from a bank account owned by the user and a transfer process.

Thus, the user can check information such as when and for what from the user's bank account at the user terminal, thereby improving the user's convenience.

When the above process is completed, the user requests the public service provider server 6 to download new usage statement data (for the current month) (step S92).

As in the above-described fourth embodiment of the present invention, when the download of the usage statement data is requested from the user terminal 1, the public service provider server 6
Access to the usage statement download homepage managed and operated by, required information (including authentication information)
Is input and the download process is performed. At this time, each data communication has been subjected to an encryption process, a compression process, and the like.

When receiving the download request from the user terminal 1, the public service provider server 6 requests the usage statement database 61 to read data based on the identification number (step S83).

In response to a data read request from the public service provider server 6, the usage statement database 61 reads information matching the customer number from the stored and used usage statement data, and reads the information corresponding to the customer number. (Step S84).

[0290] When the reading of the usage statement data in step S33 is completed, the public service provider server 6 downloads the usage statement data to the user terminal 1 (step S85).

[0291] The user terminal 1 stores the data downloaded in step S35 in a predetermined memory, and performs a process of summing up usage statement data (step S86).

In the fifth embodiment of the present invention,
Although a configuration for intentionally performing the transfer processing of the usage fee is shown, in the case of automatic payment from a bank account specified in advance, an e-mail is sent from the bank company server 5 when the transfer processing is completed. It is also possible to adopt a configuration for automatic distribution.

As described above, according to the fifth embodiment of the present invention, the user can check the usage statement data as an e-mail on the user terminal owned by the user, and can copy the data itself. It can be downloaded to the user terminal and imported, and furthermore, since the usage fee transfer process can be performed while visually checking the user terminal, the notification issued in the transfer process can also be received as an e-mail. it can.

Each of the above-described embodiments is a preferred embodiment of the present invention, and can be variously modified and implemented without departing from the gist of the present invention. For example, in the third embodiment of the present invention, the switching information of the fee system is configured to be delivered by e-mail every month. However, this period is set to, for example, every three months or half a year. By setting the distribution to be performed every time, it becomes possible to set the charge system based on the analysis of the usage status of the long-term span.

Further, the form of the graph displayed as the result of the tallying process in each of the above embodiments is not limited to the above, and the graph setting items can be arbitrarily changed by the user. it can. For example, in the fourth embodiment of the present invention, a graph displaying the transition of the utility bill of the user is shown, but as data registered in the usage statement data as usage statement data,
Naturally, it is also possible to graph the usage amount.

In each of the embodiments described above, by unifying data formats downloaded from a service provider server such as a mobile phone company server or a public service provider server, users who use services can be diversified. It is possible to collectively perform the charge totaling process.

Further, as a modified example of the fourth and fifth embodiments of the present invention, an automatic meter reading system in which meter reading information of a utility bill is automatically transmitted to a public service provider server at regular intervals using wireless communication or the like. By applying the system, the meter reading work conventionally performed manually by a public service provider is automated, and the usage fee notification based on the meter reading information transmitted by wireless communication is shown in the above-described embodiment. By using such a method, it is possible to significantly reduce labor costs.

[0298]

As is apparent from the above description, according to the usage statement notification system and the usage statement notification method of the present invention, when new usage statement data is registered in the database, the service provider company server transmits the new usage statement data to the Internet network. Notifying that new usage statement data has been registered to the user terminal via e-mail and notifying the user of the method of downloading the usage statement data by e-mail You can check the fee.

Further, according to the usage statement notification system and the usage statement notification method of the present invention, after the usage statement data of the service used by the user is taken into the user terminal based on the download method notified by e-mail. Since the totalization result of the usage statement data can be displayed in a graph format desired by the user, it is possible to visually recognize the transition of each item such as monthly usage time information and usage fee information, for example.

According to the usage statement notification system and the usage statement notification method of the present invention, since the service provider company server and the bank company server are connected via the communication line, the e-mail notified to the user terminal , The user who confirms that the new usage statement data has been registered in the usage statement database can access the bank company server via the same communication line, perform the transfer processing on the spot, and automatically debit in advance Is notified by e-mail that the automatic debit has been completed, so that the user can check the payment status by e-mail.

Further, according to the usage statement notification system and the usage statement notification method of the present invention, the usage statement data for each user is analyzed by the mobile phone company server, and the charge system suitable for each user is periodically analyzed. Then, the charge system information most suitable for each user is notified by e-mail via a communication line, and the user who has confirmed the e-mail changes the charge system on the communication line when the charge system is changed. Since the procedure can be performed, the trouble of having to go to a retail store or the like and perform the contract change procedure can be eliminated.

[Brief description of the drawings]

FIG. 1 is a system configuration diagram showing an outline of a usage statement notification system according to a first embodiment of the present invention.

FIG. 2 is a sequence diagram showing an operation example of the usage statement notification system according to the first embodiment of the present invention.

FIG. 3 is a first example of an e-mail delivered to a user terminal in the first embodiment of the present invention.

FIG. 4 is a second example of an e-mail delivered to a user terminal in the first embodiment of the present invention.

FIG. 5 is a first display example of the user terminal at the time of download according to the first embodiment of the present invention.

FIG. 6 is a second display example of the user terminal at the time of downloading according to the first embodiment of the present invention.

FIG. 7 is a third display example of the user terminal at the time of downloading according to the first embodiment of the present invention.

FIG. 8 is a flowchart illustrating an aggregation processing operation of the user terminal according to the first embodiment of the present invention.

FIG. 9 is a display example of a user terminal at the time of a tallying process according to the first embodiment of the present invention.

FIG. 10 is a first graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 11 is a second graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 12 is a third graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 13 is a fourth graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 14 is a fifth graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 15 is a sixth graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 16 is a seventh graph showing the result of the tallying process according to the first embodiment of the present invention.

FIG. 17 is a system configuration diagram illustrating an outline of a usage statement notification system according to a second embodiment of the present invention;

FIG. 18 is a sequence diagram showing an operation example of a usage statement notification system according to the second embodiment of the present invention.

FIG. 19 is a display example of a user terminal at the time of authentication processing according to the second embodiment of the present invention.

FIG. 20 is a display example of the user terminal after the completion of the authentication processing according to the second embodiment of the present invention.

FIG. 21 is a sequence diagram showing an operation example of the usage statement notification system according to the third embodiment of the present invention.

FIG. 22 is an example of an e-mail prompting a service content change according to the third embodiment of the present invention.

FIG. 23 is a display example of a user terminal when accessing a homepage for changing the contract details in the third embodiment of the present invention.

FIG. 24 is a display example of the user terminal when the authentication processing of the mobile phone company server is OK in the third embodiment of the present invention.

FIG. 25 is a configuration diagram schematically showing a usage statement notification system according to a fourth embodiment of the present invention.

FIG. 26 is a sequence diagram showing an operation example of the usage statement notification system according to the fourth embodiment of the present invention.

FIG. 27 is a flowchart illustrating a tallying operation of the user terminal according to the fourth embodiment of the present invention.

FIG. 28 is a display example of a user terminal at the time of tallying processing according to the fourth embodiment of the present invention.

FIG. 29 is a first graph showing the result of the aggregation process according to the fourth embodiment of the present invention.

FIG. 30 is a second graph showing the result of the tallying process according to the fourth embodiment of the present invention.

FIG. 31 is a third graph showing the result of the tallying process according to the fourth embodiment of the present invention.

FIG. 32 is a fourth graph showing the result of the tallying process according to the fourth embodiment of the present invention.

FIG. 33 is a system configuration diagram showing an outline of a usage statement notification system according to a fifth embodiment of the present invention.

FIG. 34 is a sequence diagram showing an operation example of the usage statement notification system according to the fifth embodiment of the present invention.

FIG. 35 is a diagram showing a usage statement of a conventional mobile phone.

FIG. 36 is a diagram showing a conventional usage statement of a fee for a public service.

[Explanation of symbols]

 1-3 User terminal 4 Mobile phone company server 41 Usage statement database 100 Internet network

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06F 17/60 246 G06F 17/60 246 506 506 506

Claims (51)

[Claims] A registration step of registering usage statement data for a service used by a user from a service provider server to a database managed by the service provider server at regular intervals; and A notification step of notifying the user terminal of the registration in the database and the brief information of the usage statement data from the service provider server to the user terminal via an e-mail via a communication line. Method. 2. The method according to claim 1, further comprising an acquisition step of acquiring usage statement data registered in the database from the user terminal via the service provider server. 3. The usage statement notification method according to claim 1, wherein the database registers the usage statement data in association with a different identification number for each user. 4. The method according to claim 1, wherein the obtaining step includes: transmitting a usage data acquisition request from the user terminal to the service provider server via the communication line, wherein the service provider server is registered in the database. 4. The method according to claim 3, further comprising reading the detailed data based on the identification number of the user terminal, and transmitting the read detailed use data to the user terminal. 5. The method according to claim 4, wherein the acquisition request includes designated period information input at the user terminal. 6. The use according to claim 2, wherein the user terminal has a storage step of storing usage statement data acquired in the acquisition step in a memory. Statement notification method. 7. The usage statement notification method according to claim 6, wherein the user terminal has a counting step of counting the usage statement data stored in the storage step. 8. The tallying step reads the usage statement data for an arbitrarily designated period from the usage statement data stored in the storage step, and performs a tallying process on the read usage statement data in a desired graph format. 8. The method according to claim 7, wherein: 9. The usage statement according to claim 4, wherein the user terminal transmits a request for obtaining usage statement data at the same time as opening the electronic mail in the notification step. Notification method. 10. The service providing company server, comprising: an analyzing step of analyzing a current usage status of the user based on usage statement data registered in the database; and The method according to claim 1, further comprising: a notification step of notifying an optimum service content for each user. 11. The system according to claim 10, wherein the optimum service content is notified at predetermined intervals.
Usage statement notification method described. 12. The method according to claim 11, wherein the predetermined period is arbitrarily designated by the user terminal. 13. The method according to claim 10, further comprising an acquisition step of acquiring usage statement data registered in the database from the user terminal via the service provider company server. Usage statement notification method described. 14. The usage statement notification method according to claim 10, wherein the database registers the usage statement data in association with a different identification number for each user. . 15. The acquisition step, wherein a request for acquiring usage statement data is transmitted from the user terminal to the service provider company server via the communication line, and the service provider server is registered in the database. 15. The method according to claim 14, wherein the detailed data is read based on the identification number of the user terminal, and the read detailed data is transmitted to the user terminal. 16. The method according to claim 15, wherein the acquisition request includes designated period information input at the user terminal. 17. The use according to claim 13, wherein the user terminal has a storage step of storing, in a memory, usage statement data acquired in the acquisition step. Statement notification method. 18. The method according to claim 17, wherein the user terminal includes a totalizing step of totalizing the usage statement data stored in the storing step. 19. The tallying step reads out usage statement data for an arbitrarily designated period from the usage statement data stored in the storage step, and performs a tallying process on the read usage statement data in a desired graph format. 19. The method according to claim 18, wherein: 20. The usage statement according to claim 13, wherein the user terminal transmits a request for obtaining usage statement data at the same time as opening the electronic mail in the notification step. Notification method. 21. The user terminal transmits a service content change request to the service provider server via the communication line when an optimal service content is notified in the notification step. 21. The usage statement notification method according to any one of claims 10 to 20. 22. The service providing company server, upon receiving a service content change request from the user terminal,
The method according to claim 21, further comprising a service content changing step of changing service content for a user of the user terminal. 23. The user terminal has a transfer requesting step of accessing a bank company server via the communication line and requesting a transfer of a usage fee based on usage statement data notified by e-mail in the notification step. 3. The method according to claim 1, wherein
3. The usage statement notification method according to any one of 2. 24. The method according to claim 23, wherein the bank company server has an authentication step of authenticating the user terminal when receiving the transfer request in the transfer request step. 25. When the user terminal is authenticated in the authentication step, the bank company server accepts the transfer request, performs a transfer process of a usage fee based on the usage statement data, and displays a result of the transfer process. 25. The method according to claim 24, further comprising the step of notifying the user terminal of the transfer result by e-mail. 26. The method according to claim 1, wherein the communication line is an Internet line. 27. A usage statement notification system for notifying a fee for a service used by a user, wherein the usage statement notification system is connected to a user terminal and a service providing company server via a communication line, and A use statement notification system, wherein the company server includes a database for registering information on services used by the user as use statement data. 28. The service providing company server registers usage statement data from the service providing server to a database connected to the service providing server from the service providing server at regular intervals, and a message that the usage detail data has been registered in the database. 28. The usage statement notification system according to claim 27, wherein the user terminal is notified of the summary information of the usage statement data by e-mail via the communication line. 29. The use statement notification according to claim 27, wherein the user terminal acquires the use statement data registered in the database via the communication line and the service provider server. system. 30. The usage statement notification system according to claim 27, wherein the database registers the usage statement data in association with a different identification number for each user. . 31. The user terminal transmits an acquisition request for usage statement data to the service provider server via the communication line, and the service provider server registers in the database upon receiving the acquisition request. 31. The use according to claim 29, wherein the read usage statement data is read out based on an identification number of the user terminal, and the read usage statement data is transmitted to the user terminal via the communication line. Statement notification system. 32. The utilization statement notification system according to claim 31, wherein the acquisition request includes any specified period information of utilization statement data desired to be acquired by the user terminal. 33. The usage statement notification system according to claim 31, wherein the user terminal has a memory for storing usage statement data acquired based on the acquisition request. 34. The usage statement notification system according to claim 33, wherein said user terminal includes a totaling unit for totalizing usage specification data stored in said memory. 35. The counting means reads out usage statement data for an arbitrarily designated period from the usage statement data stored in the memory, and counts the read usage statement data in a desired graph format. 35. The use statement notification system according to claim 34, wherein: 36. The use according to claim 31, wherein the user terminal transmits the acquisition request at the same time as opening the e-mail notified from the service provider server. Statement notification system. 37. The service provider server analyzes a current usage status of a user based on usage statement data registered in the database, and, based on a result of the analysis, an optimum usage status for each user. 25. The usage statement notification system according to claim 24, wherein the service content is notified. 38. The system according to claim 37, wherein the optimum service content is notified at predetermined intervals.
Usage statement notification system described. 39. The usage statement notification system according to claim 38, wherein the predetermined period is arbitrarily designated by the user terminal. 40. The user terminal according to claim 37, wherein the user terminal acquires usage statement data registered in the database via the communication line and the service provider server. Usage statement notification system described in 1. 41. The usage statement notification system according to claim 37, wherein the database registers the usage statement data in association with a different identification number for each user. . 42. The user terminal transmits an acquisition request for usage statement data to the service provider server via the communication line, and the service provider server registers in the database upon receiving the acquisition request. 43. The usage statement data read out based on the identification number of the user terminal, and the read usage statement data is transmitted to the user terminal via the communication line. 2. The usage statement notification system according to claim 1. 43. The usage statement notification system according to claim 42, wherein said acquisition request includes any specified period information of usage statement data desired to be obtained by said user terminal. 44. The usage statement notification system according to claim 42, wherein said user terminal has a memory for storing usage statement data acquired based on said acquisition request. 45. The user terminal according to claim 44, wherein the user terminal includes a tally processing unit for tallying the usage statement data stored in the memory.
Usage statement notification system described. 46. The aggregation processing means reads out usage statement data for an arbitrarily designated period from the usage statement data stored in the memory, and aggregates the read usage statement data in a desired graph format. 46. The usage statement notification system according to claim 45, wherein: 47. The use according to any one of claims 42 to 46, wherein the user terminal opens the electronic mail notified from the service provider server and transmits the acquisition request at the same time. Statement notification system. 48. The user terminal accesses a bank company server via the communication line, and requests a transfer of a usage fee based on usage statement data notified by e-mail in the notification step. The use statement notification system according to any one of claims 27 to 47. 49. The usage statement notification system according to claim 48, wherein said bank company server has an authentication unit for authenticating said user terminal when receiving said transfer request. 50. When the user terminal is authenticated by the authentication means, the bank company server accepts the transfer request, performs a transfer processing of a usage fee based on the usage statement data, and outputs a result of the transfer processing. 50. A transfer processing result notifying means for notifying the user terminal by e-mail.
Usage statement notification system described. 51. The communication line according to claim 27, wherein the communication line is an Internet line.
50. The usage statement notification system according to any one of items 50 to 50.