JP2001265963A - Method and apparatus for value distribution between individuals - Google Patents

Abstract

(57) [Summary] [Problem] When an individual trades electronic data through an auction site on a computer network,
Delivery effort is reduced, and payment defaults
It is an object of the present invention to provide an inter-individual value distribution method and an apparatus thereof, in which troubles such as non-delivery of delivery are suppressed, the time required for transactions is shortened, and goods can be handled immediately. . SOLUTION: When an individual trades electronic data through an auction site on a computer network, settlement and delivery are also performed at the same time.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION The present invention relates to a settlement / electronic value distribution function in addition to a function for matching needs and seeds performed by a conventional auction server when distributing electronic value information such as electronic data over a network. It is possible to simplify and speed up electronic transactions,
The present invention relates to an inter-individual value distribution method and an apparatus for promoting electronic value distribution on a network.

[0002]

2. Description of the Related Art Conventionally, when trading electronic value such as electronic data on a network, after matching needs and seeds via an auction server for assisting an auction, the seller and buyer of the electronic value are used. And
Perform payment and delivery at your own risk.

FIG. 4 is a flowchart showing a processing operation in a conventional electronic value distribution method.

[0004] First, a person who wishes to sell electronic value information such as electronic data is required to sell electronic value information (payment method, price, etc.) in the registration process.
Is registered in the auction server (S11), and during the auction process, buyers are solicited and prices are determined with the buyers (S12). In other words, a person who wants to purchase electronic value information takes in information on a desired product from the auction server and contacts the sales applicant (S
12). After the sales contract is concluded, during the settlement process,
At the individual's responsibility, settlement is performed (S13), and at the individual's responsibility during the delivery process. Electronic value information is exchanged, and the transaction ends (S14).

[0005]

In the above conventional example,
When electronic value is exchanged on a computer network, generally, an auction server is used to disclose seller information and buyer information, and a successful bidder is determined using an appropriate pricing algorithm (S11, S12). Settlement is performed between the parties (S13), and procedures such as delivery are performed (S1).
4).

However, in the above conventional example, since the procedures of the final settlement process (S13) and the delivery process (S14) are entrusted between the parties, problems such as payment failure and delivery failure may occur. There is.

[0007] Also, when trading electronic data, it is necessary to exchange values and goods using settlement means such as registered mail / transfer and delivery means such as e-mail. There is a problem that it is complicated, especially concert tickets, sports tickets, etc., where transactions on computer networks are expected to expand in the future
There is a problem that the above conventional example is not suitable for dealing with data requiring immediacy.

According to the present invention, when an individual trades electronic data through an auction site on a computer network, labor related to delivery is reduced, and troubles such as payment failure and delivery failure are suppressed.
It is another object of the present invention to provide an inter-individual value distribution method and an apparatus thereof, in which the time required for transactions is shortened and real-time products can be handled.

[0009]

According to the present invention, when an individual trades electronic data through an auction site on a computer network, payment and delivery are simultaneously performed.

[0010]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS FIG. 1 is a flowchart showing the operation of an inter-individual value distribution device VF1 according to one embodiment of the present invention.

The inter-individual value distribution device VF1 includes a transaction intermediary function of the auction server in order to prevent complicated processing relating to settlement and delivery between parties when performing inter-person transactions using the auction server. It has a payment function and electronic delivery function.

First, in the registration process (S1), in addition to the information on the electronic value information, the electronic value information itself (electronic data to be sold, etc.) is also transmitted to the auction server. In the auction process (S2), Matching between needs and seeds is performed, and in the download process (S3), payment / delivery of electronic value information is performed.

[0013] By doing so, the function limited to only the matching of the trading partner in the conventional auction server covers the entire series of transactions including settlement and delivery, so that the processing performed by the user can be simplified. Be transformed into

By managing a series of processes related to settlement / delivery by the inter-individual value distribution device VF1, troubles such as default of delivery and default of payment can be prevented. In addition, the total time required, including the settlement and delivery procedures, is greatly reduced, which makes it possible to handle products with immediateness. Therefore, electronic transactions between individuals can be performed easily, safely, and in a short time.

FIG. 2 is a block diagram showing an inter-individual value distribution device VF1 according to one embodiment of the present invention.

The inter-individual value distribution device VF1 includes an auction server 101 such as a workstation and a sales client terminal 201 such as a personal computer / PDA.
And a purchase client terminal 301.

The auction server 101 such as a workstation has a processing program 102 and a database 105 therein. Sales client terminal 201
Is composed of a personal computer, a PDA, etc., is connected via a network, and has a processing program 2
02. The purchase client terminal 301 includes a personal computer, a PDA, and the like, is connected via a network, and has a processing program 302 therein.

Here, in order to clarify the processing flow, the sales client terminal 201 and the purchase client terminal 301 will be described separately. However, in actuality, the processing program 202 of the sales client terminal 201 and the purchase client terminal Processing program 30 included in 301
The two need not be separate programs.

(First Embodiment) FIG. 3 is a block diagram specifically showing the inter-individual value distribution device VF1.

The auction server 101 has a processing program 102 and an auction database 105. As a function of the processing program 102, the registration receiving unit 1
03, a server-side delivery unit 104, a sale-desired product display unit 106, a purchase reception unit 107, and a matching unit 108
, Desired condition presenting section 109, and desired product display section 11
0 and the server-side settlement unit 111.

The sales client terminal 201 has a processing program 202. As functions of the processing program 202, a registration request section 203, a delivery section 204, and a settlement section 20 are provided.
And 5. The purchase client terminal 301 has a processing program 302, and functions of the processing program 302 include a purchase request unit 303, a delivery unit 304, and a settlement unit 3.
05.

The inter-individual value distribution device VF1 is provided between a sales client terminal for selling the electronic value information possessed by an individual to another person and a purchase client terminal for purchasing the electronic value information possessed by the sales applicant. In the example of the inter-individual value distribution device having an auction server that assists distribution of electronic value information, the auction database 105 stores electronic value information possessed by the sales client terminal based on a request from the sales client terminal. Is an example of a registering means for registering in the auction server.

Also, delivery units 104, 204, 304,
The settlement units 111, 205, and 305 are examples of a download processing unit in which the sales client terminal performs settlement / delivery processing for purchasing electronic value information from the auction server. The receiving unit 103 and the auction database 105 are provided by a sales desired condition registration unit that registers desired conditions for selling electronic value information to another person and electronic value information based on a request from the sales client terminal. It is an example.

The desired product display section 106 is an example of desired product display means for displaying the desired conditions and electronic value information on a network.
3, the purchase reception unit 107, and the auction database 105, based on the request from the purchase client terminal, register desired conditions for purchasing electronic value information and desired electronic condition information. This is an example of a means, and the purchase desired product display section 110 is an example of a purchase desired product display means for publishing the desired condition and electronic value information on a network.

The matching unit 108 is an example of matching means for matching a desired sales condition from the sales client terminal with a purchase condition of electronic value information registered in the auction server. This is an example of matching means for matching a desired purchase condition from a terminal with a sales condition of electronic value information registered in the auction server.

Next, a specific operation in the above embodiment will be described.

First, as the inter-individual value distribution device VF1,
The predetermined user A who wants to sell the auction server 101
, The user B wants to sell electronic data (electronic value information), and the purchaser B purchases the electronic data to be sold.

Then, the user A who wants to sell starts the sales client terminal 201 and
1 from the registration request unit 203 to the auction server 101
A registration request is issued to the registration accepting unit 103 of. Registration reception unit 10
3 activates the server-side delivery unit 104 after successfully receiving the registration request. The server side delivery unit 104 and the delivery unit 204 of the sales client terminal 201 communicate with each other, and transfer the electronic data to be sold from the sales client terminal 201 to the auction server 101. After successfully receiving the electronic data to be sold, the server-side delivery unit 104 registers the electronic data to be sold in the auction database 105 as data to be sold. The outline of the data to be sold (electronic data to be sold) registered in the database 105 is sent to the sales-desired-goods display section 106 and made public through the network.

On the other hand, the purchase requesting user B is the sales user A
It is assumed that the user wants to purchase the registered electronic data from the auction server 101.

First, the user B who wants to purchase activates the purchase client terminal 301 and purchases the client terminal 301.
From the purchase requesting unit 303 of the auction server 101 to the purchase receiving unit 107 of the auction server 101. Purchase reception unit 10
7 obtains the target electronic data from the auction database 105 after successfully receiving the purchase request. After successfully acquiring the electronic data to be sold, the purchase accepting unit 107 activates the server-side settlement unit 111.

The server-side settlement unit 111 of the auction server 101 is connected to the settlement unit 30 of the purchase client terminal 301.
5 and communicate with each other to perform settlement. After the settlement is normally completed, the purchase receiving unit 107 sets the server-side delivery unit 104
Send a delivery request to

The delivery unit 10 on the auction server 101 side
4 communicates with the delivery unit 304 on the sales client terminal 201 side in accordance with the delivery request, and delivers the electronic data to be sold to the user B.

Thereafter, the purchase receiving unit 107 notifies the user A that the merchandise (electronic data to be sold) has been normally sold by means such as e-mail. User A
After receiving the notification, the sales client terminal 201
Is started again, and the settlement unit 205 on the sales client terminal 201 side and the settlement unit 111 on the auction server 101 side
Communicate with each other, and the user A is paid for the electronic data.

(Second Embodiment) In a second embodiment, information indicating what kind of merchandise (electronic data) the user B wants to purchase is disclosed on a server. In this embodiment, if user A has electronic data, it is sold to user B.

If the product desired by the purchase requesting user B does not exist in the sales requesting product display section 106, the purchase requesting user B activates the purchase client terminal 301 and transmits the desired product information to the purchase request section. Input to 303. The purchase request unit 303 issues a purchase request to the purchase reception unit 107 of the auction server 101. Purchase reception unit 10
7 receives the purchase request and registers the purchase request data in the auction database 105. Database 1
The purchase request data registered in 05 is displayed on the purchase desired product display section 110 and made public through a network.

On the other hand, the user A who wants to sell has his own electronic data corresponding to the information displayed on the purchase wish display section 110, and considers selling his own electronic data to the user B who wants to buy. Suppose.

Here, first, the user A who wants to sell sends information indicating that he / she wants to sell electronic data from the registration requesting unit 203 to the server-side registration receiving unit 103.
The registration receiving unit 103 activates the delivery unit 104 of the auction server 101, and the server-side delivery unit 104 communicates with the delivery unit 204 of the sales client terminal 201 to receive electronic data to be sold. Thereafter, the registration receiving unit 103 notifies the purchase requesting user B by means such as an e-mail.

After receiving the notification, the user B who wants to purchase activates the purchase client terminal 301 again, and the settlement unit 305 of the purchase client terminal 301 and the settlement unit 111 of the auction server 101 communicate with each other. The price of the data is paid to the auction server 101 side. After the settlement, the delivery unit 104 of the auction server 101 and the delivery unit 304 of the sales client terminal 201 communicate with each other, and the electronic data to be sold is delivered to the purchaser B.

Thereafter, the purchase accepting section 107 notifies the user A who wants to sell that the merchandise (electronic data to be sold) has been normally transferred by means of e-mail or the like. After receiving the notification, the user A activates the sales client terminal 201 again, and the settlement unit 205 of the sales client terminal 201 and the server settlement unit 111 communicate with each other. Paid for.

(Third Embodiment) In a third embodiment, information about a product (electronic data to be sold) that the user A who wants to sell wants to sell is stored in the auction database 105.
In this embodiment, matching is performed with already registered data.

In the first embodiment, the auction server 1
When the registration receiving unit 103 receives the information on the registration, the registration receiving unit 103 registers the information in the auction database 105. In the second embodiment, at that time, the purchase request information stored in the auction database 105 and the information of the electronic data that the sales request user A wants to sell are
The matching unit 108 matches, and the user A who wants to sell is
Information close to the request of the auction database 105
, The information that is close to the request of the user A who wants to sell is returned to the sales client terminal 201. Also,
If there is a gap with the desired information of user A who wants to sell,
The desired condition presenting unit 109 is activated, and the desired condition of the user A who wants to sell is presented using the desired product presenting unit 106. For a specific process using the desired condition presentation unit 109, an arbitrary existing auction algorithm is used.

(Fourth Embodiment) In the fourth embodiment, when information about a product that the purchaser B wishes to purchase is registered in the auction database 105, electronic data that is already registered and that the user wants to sell is registered. This is an embodiment in which data and matching are performed.

In the second embodiment, the auction server 1
When the purchase accepting unit 107 of 01 receives the information on the purchase, the information is registered in the auction database 105. In this case, in the fourth embodiment, the matching unit 108 matches the information stored in the auction database 105 with the information that the purchaser B wants to purchase. When the information is stored in the auction database 105, the ID of the electronic information close to the request of the purchaser B is returned to the sales client terminal 201. Further, the request of the user B who wants to purchase and the auction database 105
If there is a gap between the information and the information stored in the user, the desired condition presenting unit 109 is activated, and the desired condition of the purchase requesting user B is presented using the purchase desired product presenting unit 110.
For a specific process using the desired condition presentation unit 109, an arbitrary existing auction algorithm is used.

[0044]

According to the present invention, when an individual transacts electronic data through an auction site on a computer network, settlement and delivery are performed at the same time, so that the labor required for settlement and delivery between the parties after a successful bid is reduced. In addition, troubles such as default of payment and default of delivery are suppressed, and the time required for the transaction is shortened, so that it is possible to immediately handle products.

[Brief description of the drawings]

FIG. 1 is an apparatus V for personal value distribution according to an embodiment of the present invention.
It is a flowchart which shows operation | movement of F1.

FIG. 2 is a personal value distribution device V according to an embodiment of the present invention.
It is a block diagram showing F1.

FIG. 3 is a block diagram specifically showing the inter-individual value distribution device VF1.

FIG. 4 is a flowchart showing an operation in a conventional electronic value distribution method.

[Explanation of symbols]

 VF1 ... value distribution device between individuals, 101 ... auction server, 103 ... registration reception unit, 104 ... server side delivery unit, 105 ... auction database, 106 ... sale desired product display unit, 107 ... purchase reception unit, 108 ... matching unit, 109: desired condition presenting section; 110: desired product display section. 111: server side settlement unit, 201: sales client terminal, 203: registration request unit, 204: delivery unit, 205: settlement unit, 301: purchase client terminal, 303: purchase request unit, 304: delivery unit, 305: settlement unit .

 ────────────────────────────────────────────────── ─── Continuing on the front page (72) Inventor Kazuo Morimura 2-3-1 Otemachi, Chiyoda-ku, Tokyo F-term in Nippon Telegraph and Telephone Corporation (reference) 5B049 AA02 BB11 BB33 BB36 CC05 CC10 CC36 DD01 EE00 FF03 GG02 GG04 GG07

Claims (10)

[Claims] An electronic value information is provided between a sales client terminal for selling electronic value information possessed by an individual to another person and a purchase client terminal for purchasing the electronic value information possessed by a sales applicant. Registering the electronic value information possessed by the sales client terminal in the auction server based on the request of the sales client terminal; and the sales client And a download processing step in which the terminal performs a settlement / delivery process for purchasing electronic value information from the auction server. 2. A sales desired condition registration step according to claim 1, wherein a desired condition for selling the electronic value information to another person and the electronic value information are registered based on the request from the sales client terminal. Displaying a desired product for sale and electronic value information on a network, and displaying the desired product for sale on a network. 3. The purchase desired condition registration step according to claim 1, wherein a desired condition for purchasing electronic value information and electronic value information are registered based on a request from the purchase client terminal. Displaying a condition and electronic value information on a network, and displaying a desired product for sale on a network. 4. The individual according to claim 1, further comprising a matching step of matching a desired sales condition from the sales client terminal with a purchase condition of electronic value information registered in the auction server. Inter-value distribution method. 5. The individual according to claim 1, further comprising a matching step of matching a desired purchase condition from the purchase client terminal with a sales condition of electronic value information registered in the auction server. Inter-value distribution method. 6. Electronic value information between a sales client terminal for selling electronic value information possessed by an individual to another person and a purchase client terminal for purchasing electronic value information possessed by a sales applicant. Registration means for registering the electronic value information possessed by the sales client terminal in the auction server based on the request of the sales client terminal; and A client terminal comprising: download processing means for performing a payment / delivery process for purchasing electronic value information from the auction server; 7. A sales desired condition registration means for registering desired conditions for selling electronic value information to another person and electronic value information based on a request from the sales client terminal. A sales-desired-goods display means for publishing the desired conditions and electronic value information on a network; 8. The purchase request condition registration means according to claim 6, wherein a desired condition for purchasing electronic value information and electronic value information are registered based on a request from the purchase client terminal; And a purchase desired product display means for publishing conditions and electronic value information on a network. 9. An individual according to claim 6, further comprising matching means for matching a desired sales condition from said sales client terminal with a purchase condition of electronic value information registered in said auction server. Inter-value distribution device. 10. An individual according to claim 6, further comprising matching means for matching a desired purchase condition from said purchase client terminal with a sales condition of electronic value information registered in said auction server. Inter-value distribution device.