JP2001143120A - Automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction device in view of security. SOLUTION: This automatic transaction device is provided with a cash fetching BOX 2c for housing cash inputted to the device, a passbook fetching BOX 3b for fetching a passbook which should not be returned to a customer, and a card fetching BOX 4b for fetching a card which should not be returned to the customer. For identifying the authenticity of cash, when it is recognized that more than a certain number of authenticity reject cash is present among the cash inputted to the device, the cash inputted to the device is fetched by the cash fetching BOX 2c, and the passbook and card inserted into the device in the transaction are fetched by the passbook fetching BOX 3b and the card fetching BOX 4b.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus which is installed in a financial institution such as a bank and performs deposit and withdrawal transactions.

[0002]

2. Description of the Related Art Conventionally, a financial institution such as a bank is provided with an automatic transaction apparatus for performing transaction processing such as deposit and withdrawal by a customer himself. When a bill is inserted into such an automatic transaction apparatus, the authenticity of the bill is discriminated, and when the bill is discriminated as a falsified or forged bill, the bill is once accumulated in the apparatus and collectively, or each time, the inside of the apparatus. Banknotes are returned to customers. That is, the system control is such that even if a forged bill is inserted into the automatic transaction apparatus, it is not accepted.

[0003]

In the above-described conventional automatic transaction apparatus, even if a forged or forged banknote is inserted, it is simply not accepted, so that it is possible to easily make a deposit and the security is weak. There was a point.

[0004]

SUMMARY OF THE INVENTION In order to solve the above-mentioned problems, the present invention specifies a customer from a passbook or card inserted into the device at the time of a transaction, and verifies bills inserted into the device by the customer. In the automatic transaction apparatus which performs the processing different from the genuine bill as a true / false reject bill, the banknote receiving BOX containing the above-mentioned bills is discriminated. And the media import B that captures the passbook and the card that are not returned to the customer
OX is provided, and at the time of authenticity discrimination of the banknotes, when it is recognized that a certain number or more of the true / false reject banknotes are present among the banknotes inserted into the device, the banknotes input into the device are In addition to taking in the bill taking-in box, the passbook and the card inserted into the apparatus at the time of the transaction are taken in the medium taking-in box.

[0005] According to the above configuration, at the time of authenticity discrimination of a bill,
Of the bills inserted into the device, when recognizing that there is a certain number or more of true and rejected bills, the banknotes inserted into the device are taken into the banknote take-in box, and the passbook inserted into the device during the transaction and By taking the card into the medium take-in BOX, it is possible to identify the customer who put in the counterfeit note from the passbook or the card, and also obtain the counterfeit note.

[0006]

Embodiments of the present invention will be described below with reference to the drawings. Elements common to the drawings are assigned the same reference numerals.

[0007] First Embodiment FIG. 1 a block diagram showing a configuration of an automatic teller machine of the first embodiment, FIG. 2 is a perspective view showing an automatic teller machine of the first embodiment. 1 and 2, an automatic transaction apparatus 1
A banknote pay-in / pay-out device 2 that performs deposit and withdrawal processing of banknotes and coins (hereinafter simply referred to as banknotes), and a bookkeeping machine 3 that performs processing to passbooks such as identification and bookkeeping of bankbooks (not shown). A card reader 4 for identifying a cash card or the like (not shown) and reading information recorded on a magnetic stripe of the cash card or the like, and provided in the automatic transaction apparatus 1 as shown in FIG. And a control unit that is connected to the operation screen 6 on which information is input from the customer, the banknote depositing / dispensing machine 2, the bookkeeping machine 3, the card reader 4, and the operation screen 6, and controls them. 5 are built in.

As shown in FIG. 2, the automatic transaction apparatus 1 is connected to a banknote pay-in / pay-out machine 2 and is connected to a banknote pay-in / pay-out port 2a through which a banknote is inserted and discharged, and a bookkeeping machine 3, Passbook insertion / ejection port 3a to be a passbook insertion / ejection port
And a card insertion / ejection port 4 for inserting and ejecting a card
a is formed.

The banknote pay-in / pay-out device 2 is distinguished from a bill validator 2b for discriminating the authenticity and the number of bills and the like when the bill validating device 2b discriminates a deposited bill, and is not a normal bill. A bill taking-in box 2c for taking in all deposited bills present in the apparatus 1 when it is recognized that the abnormal bills are equal to or greater than a predetermined fixed number. Note that the banknote receiving box 2c may be provided separately from a normally provided reject box, or may be taken into the reject box as long as the captured banknotes can be identified.

The bookkeeping machine 3 is a passbook used at the time of a transaction when a bill is taken into the bill depositing / dispensing machine 2,
Passbook import B, which is a medium import box for importing a passbook existing in the device 2 when an instruction is given by the control unit 5
OX3b is provided. The card reader 4 is a cash card used at the time of a transaction when the bill is taken into the bill input / output device 1 and takes in the cash card existing in the device 1 when the taking-in is instructed by the control unit 5. A card import box 4b, which is a medium import box, is provided.

When the controller 5 receives a signal from the banknote pay-in / pay-out device 2 indicating that at least a predetermined number of abnormal banknotes have been inserted into the device 1, the controller 5 sends the signal to the bookkeeping device 3 and the card reader 4 to the device 1 Passbook and cash card BOX3b and card BOX4b
A signal for instructing to store the information is transmitted.

Next, the operation of depositing money into the automatic transaction apparatus 1 having the above configuration will be described with reference to FIGS. 1 and 2 and the flowchart shown in FIG. FIG. 3 is a flowchart showing a processing procedure for depositing money according to the first embodiment. First, the customer selects a deposit on the operation screen 6, and inserts a cash card into the automatic transaction apparatus 1 from the card insertion / exit port 4a of the card reader 4, or automatically enters a passbook from the passbook insertion / exit port 3a of the bookkeeping machine 3. It is inserted into the device 1. In step S1, when the card reader 4 or the bookkeeping machine 3 detects that a cash card has been inserted or that a passbook has been inserted, the card reader 4 or the bookkeeping machine 3 transmits the insertion to the control unit 5.

Next, the customer inserts the bill into the automatic transaction apparatus 1 through the bill deposit and withdrawal port 2a. In step S <b> 2, when the banknote pay-in / pay-out device 2 detects that the banknote has been inserted into the device 1, the banknote pay-in / pay-out device 2 transmits the input to the control unit 5. In step S3, the banknote pay-in / pay-out device 2 performs a counting process in the banknote recognition device 2b, and discriminates the authenticity and the number of banknotes. At the time of counting, if the bill identifying device 2b discriminates that the bill is not a normal bill, the bill is regarded as a true / false reject bill and the number of true / false reject bills is counted. In step S4, the bill recognizing device 2b counts all bills inserted into the device 1, and then determines whether there is a true / false reject bill. If it is determined that there is a true / false reject banknote, the process proceeds to step S5, whereas if “no”, the process proceeds to step S10.

In step S5, the bill validator 2b determines whether or not there are more than a predetermined number of true / false reject bills. If it is determined that the number of authenticity reject banknotes is equal to or more than a predetermined number, the process proceeds to step S6, whereas if “No”, the process proceeds to step S12. Step S
At 6, the banknote pay-in / pay-out device 2 interrupts the payment procedure and transmits to the control unit 5 that there is a certain number or more of true / false reject banknotes. When the control unit 5 receives a signal indicating that the number of rejected bills is equal to or more than a predetermined number, the process proceeds to step S7. In step S7, the control unit 5 transmits a signal instructing the bookkeeping machine 3 and the card reader 4 to store the passbook and the cash card existing in the apparatus 1 in the passbook BOX 3b and the card BOX 4b. Receiving this signal, the bookkeeping machine 3 and the card reader 4
Are stored in the passbook import box 3b and the card import box 4b, respectively, which are present in the device 1 in the passbook and the cash card.

In step S8, the control unit 5 controls the bill depositing / dispensing machine 2
, The deposited banknotes present in the apparatus 1 are taken in as banknote take-in boxes 2c.
A signal for instructing to capture is transmitted. Upon receipt of this signal, the banknote pay-in / pay-out device 2 stores all the deposited banknotes present in the device 1 in the banknote take-in box 2c. Step S
At 9, the control unit 5 sends a signal to the operation screen 6 to instruct the customer to go to the window. Upon receiving this signal, the operation screen 6 indicates that the user is going to the counter.

On the other hand, from step S4 to step S10
In step S10, the banknote pay-in / pay-out device 2 accepts the banknote, performs a depositing process, and proceeds to step S11.
In step S11, the control unit 5 transmits a signal for instructing the passbook and the cash card to be returned to the customer to the recording machine 3 and the card reader 4. Upon receiving this signal, the bookkeeping machine 3 and the card reader 4 discharge the passbook and the cash card from the passbook insertion / ejection port 3a and the card insertion / ejection port 4a, and return them to the customer.

On the other hand, from step S5 to step S12
In step S12, the banknote pay-in / pay-out device 2 interrupts the payment procedure, and the control unit 5 does not reach the predetermined number of true / false reject banknotes but exists in the banknotes. Is transmitted. When the control unit 5 receives a signal indicating that the true / false reject bill has not reached the predetermined number but exists in the deposited bill, the process proceeds to step S13. In step S13, the control unit 5 transmits a signal to the banknote pay-in / pay-out device 2 to instruct the customer to return the deposited banknotes present in the device 1 to the customer. Receiving this signal, the banknote pay-in / pay-out device 2
All the bills present in the banknote are released from the bill deposit / withdrawal port 2a for return to the customer. In step S14, the control unit 5 transmits a signal for instructing the passbook and the cash card to be returned to the customer to the recording machine 3 and the card reader 4. When this signal is received, the bookkeeping machine 3 and the card reader 4
Is discharged from the passbook insertion / ejection port 3a and the card insertion / ejection port 4a and returned to the customer.

In the first embodiment, when it is recognized that a certain number or more of true and false reject bills are present among the bills inserted into the machine 1 by the customer,
By storing all the banknotes present in the banknote in the banknote take-in box 2c and storing them in the passbook and the cashcard BOX3b and the card take-in BOX4b existing in the apparatus 1, respectively, the banknote is altered from the passbook or the cash card. It is possible to identify a customer who has inserted a voucher or counterfeit ticket, and also obtain a modified or counterfeit ticket.

Second Embodiment Next, a second embodiment will be described. The same parts as those in the first embodiment are denoted by the same reference numerals, and description thereof will be omitted. In the second embodiment, the configuration of the automatic transaction apparatus 1 is the same as that of the first embodiment, and the description is omitted. FIG. 4 is a block diagram showing the configuration of the automatic transaction device according to the second embodiment. The difference between the second embodiment and the first embodiment is that, as shown in FIG. 4, the control unit 5 is connected to a host computer 7 installed at a remote place. The processing is performed according to the instruction. The control unit 5 also outputs a signal indicating that there are at least a predetermined number of authenticity rejected bills among the bills inserted into the apparatus 1.
, A signal indicating that the number of authenticity reject bills is equal to or greater than a predetermined number is transmitted to the host computer 7, and the host computer 7 issues an alarm when receiving this signal.

Next, the operation of depositing money into the automatic transaction apparatus 1 having the above configuration will be described with reference to FIGS. 2 and 4 and the flowchart shown in FIG. FIG. 5 is a flowchart showing a processing procedure for depositing money according to the second embodiment. FIG.
From step S21 to step S in the flowchart shown in FIG.
Up to 26, the same processing as steps S1 to S6 of the flowchart shown in FIG.

In step S27, the control unit 5 sends a signal indicating that there are more than a predetermined number of rejected bills among the bills inserted into the apparatus 1.
Is transmitted to the host computer 7. When the host computer 7 receives a signal indicating that the number of rejected bills is equal to or more than a predetermined fixed number, the host computer 7 issues an alarm so as to notify a security company or a clerk that the rejected bills are equal to or more than the predetermined fixed number. It has become. The security company or a staff member responds to this alarm.

Steps S28 and S29 are the same as steps S7 and S8 in FIG. 3 and will not be described.

On the other hand, steps S24 to S3
0, the processing from step S30 to step S31 is performed from step S10 to step S1 in FIG.
Since the processing is the same as the processing up to 1, the description is omitted.

Further, steps S25 to S3
When the process proceeds to step S2, the processing from step S32 to step S34 is performed from step S12 to step S1 in FIG.
Since the processing is the same as the processing up to 4, the description is omitted.

As described above, in the second embodiment, in addition to the effects of the above-described first embodiment, the device 1
When it is recognized that there are a certain number or more of true and false reject bills among the bills inserted in the host computer 7, the fact is notified to the host computer 7 and the host computer 7 issues an alarm. Staff and staff can respond immediately.

Third Embodiment Next, a third embodiment will be described. The same parts as those in the first embodiment are denoted by the same reference numerals, and description thereof will be omitted. FIG. 6 is a block diagram illustrating a configuration of the automatic transaction apparatus according to the third embodiment. The difference between the third embodiment and the first embodiment is that, as shown in FIG.
The control unit 5 is connected to a data area 8 which is a storage unit provided in the automatic transaction apparatus 1. When the controller 5 receives a signal from the banknote pay-in / pay-out device 2 indicating that there are at least a predetermined number of authenticity-rejected banknotes among the banknotes inserted into the device 1, the controller 3 and the card reader 4, data of a passbook and a cash card existing in the device 1 at that time (data that can identify a customer such as an account number) are received and stored in the data area 8. On the other hand, passbook import box 3b, card import box 4b,
The bill take-in box 2c is not provided. The other configuration is the same as that of the first embodiment, and the description is omitted.

Next, the operation of depositing money into the automatic transaction apparatus 1 having the above configuration will be described with reference to FIGS. 2 and 6 and the flowchart shown in FIG. FIG. 7 is a flowchart showing a processing procedure of deposit according to the third embodiment. Steps S41 to S4 in the flowchart shown in FIG.
Up to 6, the same processes as those in steps S1 to S6 of the flowchart shown in FIG.

In step S47, the control unit 5 receives from the banknote depositing / dispensing machine 2 a signal indicating that there are at least a predetermined number of authenticity rejected banknotes among the banknotes inserted into the apparatus 1. At the same time, the control unit 5 controls the recording machine 3
And, the data read from the magnetic stripe of the passbook and the cash card existing in the device 1 is received from the card reader 4. Then, this data is stored in the data area 8. In step S48, the control unit 5 controls the bill depositing / dispensing machine 1
Then, a signal for instructing the customer to return the bills present in the apparatus 1 to the customer is transmitted. Upon receipt of this signal, the banknote pay-in / pay-out device 1 discharges all the banknotes present in the apparatus 1 from the banknote pay-in / pay-out port 2a for return to the customer. Step S4
At 9, the control unit 5 sends a signal to the bookkeeping machine 3 and the card reader 4 to instruct to return the passbook and the cash card to the customer. Upon receipt of this signal, the bookkeeping machine 3 and the card reader 4 discharge the passbook and the cash card from the passbook insertion / ejection port 3a and the card insertion / ejection port 4a, and return them to the customer.

On the other hand, from step S44 to step S5
0, the processing from step S50 to step S51 is performed from step S10 to step S1 in FIG.
Since the processing is the same as the processing up to 1, the description is omitted.

Further, the above steps S45 to S5
In step S52, the banknote pay-in / pay-out device 2 interrupts the payment procedure in step S52, and the control unit 5 does not reach the predetermined number of true / false reject banknotes. Is transmitted. When the control unit 5 receives a signal indicating that the true / false reject bill has not reached the predetermined number but exists in the deposited bill, the process proceeds to step S48.

As described above, in the present embodiment, the customer who has inserted the true / false reject bill can be specified based on the data stored in the data area 8 in step S47.

In the third embodiment described above, when it is recognized that a certain number or more of true and false reject bills are present among the bills inserted into the apparatus 1 by the customer, the data read from the passbook and the cash card are read. Is stored in the data area 8, it is possible to identify the customer who put in the fake ticket or the counterfeit ticket based on this data.

Fourth Embodiment Next, a fourth embodiment will be described. The same parts as those in the first embodiment are denoted by the same reference numerals, and description thereof will be omitted. FIG. 8 is a perspective view illustrating an automatic transaction apparatus according to the fourth embodiment, and FIG. 9 is a block diagram illustrating a configuration of the automatic transaction apparatus according to the fourth embodiment. The difference between the fourth embodiment and the first embodiment is that, as shown in FIG.
The automatic transaction apparatus 1 is provided with a camera 9 at a position where a customer at the time of a transaction can be photographed. As shown in FIG. 9, the camera 9 is connected to the control unit 5, and the control of the camera 9 is performed by the control unit 5, and an image captured by the camera 9 is transmitted to the control unit 5.

When the controller 5 receives a signal from the banknote pay-in / pay-out device 2 indicating that there are at least a predetermined number of authenticity-rejected banknotes among the banknotes inserted into the apparatus 1, the camera 9 at that time. , And the captured video is stored in a storage unit (not shown). The other configuration is the same as that of the first embodiment, and the description is omitted.

Next, the operation of depositing money into the automatic transaction apparatus 1 having the above configuration will be described with reference to FIGS. 8 and 9 and the flowchart shown in FIG. FIG. 10 is a flowchart showing a processing procedure for depositing money according to the fourth embodiment. Steps S61 to S66 of the flowchart shown in FIG.
Since the same processing as in steps 1 to S6 is performed, the description is omitted.

In step S67, the controller 5 receives a signal from the banknote depositing / dispensing machine 2 indicating that there are at least a predetermined number of authenticity-rejected banknotes among the banknotes inserted into the apparatus 1. Then, the control unit 5 controls the camera 9 to photograph the customer who is trading. Step S68 and step S69 correspond to step S48 and step S shown in FIG.
The description is omitted because it is the same as 49.

On the other hand, steps S64 to S7
0, the processing from step S70 to step S71 is performed from step S10 to step S1 in FIG.
Since the processing is the same as the processing up to 1, the description is omitted.

Further, steps S65 to S7 are performed.
In step S72, the banknote pay-in / pay-out device 2 interrupts the depositing procedure, and the control unit 5 does not reach the predetermined number of true / false reject banknotes in step S72. Is transmitted. When the control unit 5 receives a signal indicating that the number of true / false reject bills has not reached the predetermined number but exists in the deposited bill, the process proceeds to step S68.

As described above, in the present embodiment, the customer who has inserted the true / false reject bill can be specified based on the customer image taken in step S67.

In the fourth embodiment described above, when it is recognized that there are a certain number or more of true and false reject bills among the bills inserted into the apparatus 1 by the customer, the customer is photographed by the camera 9. Thereby, the customer who has put in the altered ticket or the counterfeit ticket can be specified based on this video.

Fifth Embodiment Next, a fifth embodiment will be described. The configuration of the automatic transaction apparatus 1 is the same as that of the first, second, third, and fourth embodiments, respectively, and thus the description is omitted. FIG. 11 shows the fifth
It is a flow chart which shows the processing procedure of payment of an embodiment.

In the fifth embodiment, step S8
1, Step S82, Step S83, Step S84
The processing of step S1, step S2 in FIG.
Steps S3 and S4, steps S21, S22, S23 and S24 in FIG. 5, steps S41, S42, S43 and S44 in FIG. 7, steps S61 and S62 in FIG. , Step S63, and Step S64, respectively, and are different from the first, second, third, and fourth embodiments in that Step S5 in FIG. 3, Step S25 in FIG. 5, and Step S25 in FIG. In the process of step S45 and step S65 in FIG. 10, a method of determining whether or not a true / false reject bill exists in a predetermined number or more of bills inserted into the device 1 is included in the device 1. It is determined by the ratio of the number of true / false reject bills to the number of bills inserted. Is that was how to. That is, in step S85, it is determined whether the ratio of the number of true / false reject bills to the number of bills inserted into the apparatus 1 is equal to or greater than a predetermined fixed ratio.

Alternatively, of the bills inserted into the device 1,
It is also possible to use both a method of determining whether there is a certain number of true / false reject bills or more and a method of determining the ratio of the number of true / false reject bills to the number of bills inserted into the apparatus 1. good.

Other processing is shown in FIGS. 3, 5, 7, and 10.
The processing is the same as that of the first, second, third, and fourth embodiments shown in FIG.

As described above, also in the fifth embodiment, the same effects as those in the first to fourth embodiments can be obtained.

[0046]

As described above in detail, according to the present invention, a bill taking-in box for containing bills inserted into the apparatus.
And a media take-in box that takes in a passbook and a card that are not returned to the customer. When authenticating the banknotes, it is determined that there are a certain number or more of authenticity rejected banknotes among the banknotes inserted into the device. When recognizing, the banknotes inserted into the device are taken into the banknote taking-in box, and the passbook and the card inserted into the device at the time of the transaction are taken into the medium taking-in box, so that the banknote or the card is It is possible to specify a customer who has input a fake ticket or counterfeit ticket, and also obtain a fake ticket or counterfeit ticket. As a result, an automatic transaction device that is strong in security can be provided.

[Brief description of the drawings]

FIG. 1 is a block diagram illustrating a configuration of an automatic transaction apparatus according to a first embodiment.

FIG. 2 is a perspective view showing the automatic transaction device according to the first embodiment.

FIG. 3 is a flowchart illustrating a payment processing procedure according to the first embodiment.

FIG. 4 is a block diagram illustrating a configuration of an automatic transaction apparatus according to a second embodiment.

FIG. 5 is a flowchart illustrating a payment processing procedure according to the second embodiment.

FIG. 6 is a block diagram illustrating a configuration of an automatic transaction device according to a third embodiment.

FIG. 7 is a flowchart illustrating a payment processing procedure according to the third embodiment.

FIG. 8 is a perspective view showing an automatic transaction apparatus according to a fourth embodiment.

FIG. 9 is a block diagram illustrating a configuration of an automatic transaction device according to a fourth embodiment.

FIG. 10 is a flowchart illustrating a payment processing procedure according to the fourth embodiment.

FIG. 11 is a flowchart illustrating a payment processing procedure according to the fifth embodiment.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 5 Control part 7 Host computer 8 Data area 9 Camera

Claims (8)

[Claims] Claims 1. A customer is identified from a passbook or a card inserted into a device at the time of a transaction, and a bill inserted into the device by the customer is authenticated, and as a result of the identification, the banknote is determined to be a counterfeit note. In an automatic transaction device that performs processing different from a genuine note as a true / false reject banknote, a bill taking-in BOX containing the above-mentioned bills inserted into the device.
And a medium take-in box that takes in the passbook and the card that are not returned to the customer. At the time of authenticity discrimination of the banknotes, a certain number or more of the authenticity rejected banknotes are present in the banknotes inserted into the device. When recognizing that the transaction is performed, the banknotes inserted into the apparatus are taken into the banknote receiving box, and the passbook and the card inserted into the apparatus at the time of the transaction are transferred to the medium taking BO.
An automatic transaction apparatus characterized in that it is loaded into X. 2. The automatic transaction device is installed in a remote place, and issues a warning when receiving a signal indicating that a certain number or more of the true / false reject bills are present among the bills inserted into the device. While being connected to a computer, when the authenticity discrimination of the bills is recognized, the host computer recognizes that the authenticity reject bills are present in a certain number or more of the bills inserted into the apparatus. The automatic transaction device according to claim 1, wherein the automatic transaction device transmits a signal indicating that a certain number of bills or more exist. 3. A customer is identified from a passbook or a card inserted into the device at the time of a transaction, and the bill inserted into the device by the customer is authenticated, and as a result of the identification, the banknote is determined to be a counterfeit note. In an automatic transaction device that performs a process different from a genuine note as a genuine reject banknote, when authenticating the banknote, when the genuine reject banknote is present in a certain number or more of the banknotes inserted into the device. When recognized, a storage unit is provided for storing data that can be used to identify a customer, which is read from the passbook and the card present in the device, and is inserted into the device at the time of authenticity discrimination of the bill. When recognizing that a certain number or more of the true / false reject bills are present in the bills, the bills inserted into the device are returned to the customer and inserted into the device at the time of the transaction. Automated teller machine, characterized in that the passbook and the card stored in the storage unit reads the data. 4. An automatic transaction apparatus for authenticating and discriminating a bill inserted into a device by a customer and, as a result of the discrimination, a bill judged to be a fake bill as a true / false reject bill and performing processing different from that of a true bill. In, a camera is provided at a position where a customer at the time of a transaction can be photographed, and at the time of authenticity discrimination of the bill, when it is recognized that the authenticity rejected bill is present in a certain number or more of the bills inserted into the apparatus, An automatic transaction apparatus wherein the bills inserted into the apparatus are returned to the customer, and the customer during the transaction is photographed by the camera. 5. A customer is identified from a passbook or a card inserted into the device at the time of a transaction, and the bill inserted into the device by the customer is authenticated, and as a result of the identification, the banknote is determined to be a counterfeit note. In an automatic transaction device that performs processing different from a genuine note as a true / false reject banknote, a bill taking-in BOX containing the above-mentioned bills inserted into the device.
And a medium take-in box that takes in the passbook and the card that are not returned to the customer. When authenticating the banknote, the ratio of the number of the authenticity rejected banknotes to the number of the banknotes inserted into the device is provided. Is recognized to be a certain percentage or more, the banknotes inserted into the apparatus are taken into the banknote take-in box, and the passbook and the card inserted into the apparatus at the time of the transaction are taken into the medium take-in box. An automatic transaction apparatus characterized by the above-mentioned. 6. The transaction device is installed in a remote location, and is alarmed upon receiving a signal indicating that the ratio of the number of the true / false reject bills to the number of bills inserted into the device is equal to or more than a certain ratio. The host computer recognizes that the ratio of the number of the authenticity rejected bills to the number of the bills inserted into the apparatus is equal to or more than a certain ratio at the time of authenticity discrimination of the bills. 6. The automatic transaction apparatus according to claim 5, wherein the automatic transaction apparatus transmits a signal indicating that the ratio of the number of the true / false reject bills to the number of the bills inserted into the apparatus is equal to or more than a predetermined ratio. 7. A customer is specified from a passbook or a card inserted into the device at the time of a transaction, and the bill inserted into the device by the customer is authenticated. As a result of the identification, the banknote is determined to be a counterfeit note. In an automatic transaction device that performs a process different from a genuine note as a genuine reject banknote, the ratio of the number of the genuine reject banknotes to the number of the banknotes inserted into the device is determined at the time of authenticity discrimination of the banknotes. When it is recognized that it is a certain percentage or more, a storage unit that stores data that can be used to identify a customer, which is read from the passbook and the card present in the device, is provided. When it is recognized that the ratio of the number of the true / false rejected bills to the number of the bills inserted into the device is equal to or greater than a certain ratio, the bills inserted into the device are returned to the customer. To with, an automatic teller machine and to store in the storage unit reads the data from said passbook and the card is inserted into the apparatus at the time of the transaction. 8. An automatic transaction apparatus for authenticating and discriminating a bill inserted into an apparatus by a customer and, as a result of the discrimination, processing a bill which is determined to be a fake bill as a true / false reject bill different from a true bill. In the above, a camera is provided at a position where a customer at the time of a transaction can be photographed, and at the time of authenticity discrimination of the banknote, the ratio of the number of the true / false reject banknotes to the number of the banknotes inserted into the device is a certain ratio or more. The automatic transaction apparatus characterized in that, when recognizing that the bill is inserted into the apparatus, the bill is returned to the customer, and the customer in transaction is photographed by the camera.