JP2000259899A - Card issuing device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent the issue of wrong cards by reading the cards issued by an embossed card issue means by a reader means, sending the read cards to an external device to confirm the usability of the embossed cards and then issuing the cards as long as they are usable. SOLUTION: A center terminal 8 issues a contract document via a print 2 if it's accepted, sends the emboss data to an embossed part 7 via a communication control part 4 and writes the emboss/magnetic data on a new card to issue the card. A user inserts an issued temporary card into a card reader/issue part 6. An entire image of the card whose magnetic data are correctly written is read by a camera mechanism 3. Then the 'card usable' data are written to the magnetic data on the inserted card by an instruction of the terminal 8 and the card is returned to the user when the emboss contents are correct and the contents of the emboss data are coincident with the contents of the transmitting data.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to issuance of an embossed card in an automatic transaction apparatus for providing services such as card issuance.

[0002]

2. Description of the Related Art In recent years, automatic transaction devices for accepting new contracts and issuing cash cards have become widespread in financial institutions and the like. However, those devices issue embossed cards. Even in a device which is equipped with a device and issues an embossed card, it cannot be confirmed that the card to be issued is correctly embossed.

[0003]

In the above prior art,
When a card was issued under a new contract or the like, it was not possible to confirm that the issued card was correctly embossed and that magnetic data was correctly written.

[0004] An object of the present invention is to solve the above-mentioned problem, and to prevent the issuance of an unauthorized card by confirming the embossed / magnetic content of the card with a card reader / camera after issuing the card at a card issuing terminal. It is in.

[0005]

To achieve the above object, the present invention relates to an automatic transaction apparatus having a reading means for reading a medium, an issuing means for issuing a medium, and an emboss card issuing means for issuing an emboss card. When the card issued by the emboss card issuing means is read by the reading means and transmitted to an external device to confirm whether or not the embossed card can be used, and when the card is usable, the card is issued by the issuing means. It was done.

[0006]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described below with reference to FIGS. FIG. 1 is a configuration diagram of the emboss data issuing device, FIGS. 2 to 4 show a processing flow of the emboss data issuing device, FIG. 5 shows a terminal screen of the center, and FIG. 6 shows a card format.

In FIG. 1, reference numeral 1 denotes an automatic transaction device,
The automatic transaction apparatus 1 has a display having a touch panel, and a display and input means 5 for inputting necessary information by an operator pressing the touch panel according to the display, a card capable of reading / writing a magnetic card and issuing a card. Lead / Issuing Unit 6 (In the issuing unit, a pre-embossed card (temporary card) is stored in a hopper.) Also, an embossing unit 7 that presses and issues an emboss on the issued card, a transaction statement (Printing unit 2 for issuing contracts, etc.), camera mechanism 3 for reading the data of documents and cards as images, and camera mechanism 3 (camera mechanism is for checking the documents and the upper part of card reading / issuing unit 6 for checking the cards) A communication control unit 4 is provided, and is connected to the center terminal 8 via the communication control unit.

The display and input means 5, card reading / issuing unit 6, embossing unit 7, printing unit 2, camera mechanism 3, and communication control unit 4 are controlled by the main control unit 5, respectively.

The center terminal 8 processes image data and transaction data transmitted from the automatic transaction apparatus 1.

Next, the flow of a transaction will be described with reference to FIGS.

In a new transaction or the like (card issuing process),
Input necessary information for personal information (name, address, etc.) and card issuance (transaction) from the display and input means 5 (10
1). Thereafter, when the identification document or the like is read by the camera mechanism 3 (102), it is transmitted to the center terminal 8 via the communication control unit 4 (103). The center terminal performs the examination based on the transmitted data, and if "examination OK", issues a contract from the printing unit 2 (104). afterwards,
The card issuing data (emboss data) is transmitted from the center terminal 8 to the emboss unit 7 via the communication control unit 4 (105). The emboss unit 7 writes the emboss / magnetic data on the new card based on the transmitted data and issues the card (106). The card issued here is not a usable state but a provisional card. The user inserts the provisional card issued by the emboss unit 7 into a card reader /
It is inserted into the issuing unit 6 (107). The card inserted into the card reader / issuing section 6 reads the magnetic data with the card reader and checks whether the magnetic data is OK (108).

[0012] As shown in FIG. 5, the contents of the “magnetic data” displayed on the screen of the center terminal 8 are confirmed by the operator of the center terminal 8. The card on which the magnetic data has been correctly written is thereafter read as an image of the entire image of the card by the camera mechanism 3 attached to the upper part of the card reading / issuing unit and transmitted to the center terminal 8 via the communication control unit 4. Is performed (109). The center terminal 2 confirms the transmitted image data of the card, and confirms that the embossed content of the card matches the transmitted embossed data and that there is no illegality in the embossed position or the like ( 11
0). As shown in FIG. 5, the contents and position of the emboss,
The operator of the center terminal 8 visually checks whether there is any improper embossed character. If there is no injustice in the emboss contents and the contents of the emboss data match the transmission data, the center terminal 8 sends “card usable data” to the card reader / issuing unit via the communication control unit 4. The data is transmitted, and "card usable" data is written in the magnetic data of the inserted card (111).

As shown in FIG. 6, the "card usable" flag of a part of the magnetic data of the card is changed from "0" to "1". It is "0" when the emboss card is issued. Thereafter, the inserted card is returned to the user again (1.
12). “Card issue” in FIG. 5 is executed by the operator of the center terminal 8. The user receives the card and the transaction ends.

If the magnetic data is invalid (unreadable / no data) at (108), the magnetic data of the card is written again and the card is issued (113).

Alternatively, a card collection command is transmitted from the center terminal 8 to the card reader / issuing machine, and the card is collected (114). Here, "data invalid" is displayed in the magnetic data display field of FIG. 5, and the operator of the center terminal 8 collects the card. The collected card is collected in a reject box of the card reader / issuer 6.

Thereafter, a command for issuing a provisional card is transmitted from the center terminal 8, and a pre-embossed embossed card stored in the hopper of the card reader / issuer 6 is issued (115). At the time of issuing the card, the magnetic data of the embossed card is read to transmit the data of the issued card to the center terminal 8, and the "card usable" data is written to the embossed card as the magnetic data and issued (116). ). The card issued here is a provisional card (temporary card) whose name and date of issue are not embossed because the issued emboss card is fraudulent, so the official embossed card will be sent at a later date (117).

As described above, when the data on the card is illegitimate (unreadable / no data), either the rewriting of the card magnetic data or the provisional card is issued.

In the case of "NG" in (110), a card collection command is transmitted from the center terminal 2 to the card reader / issuing unit 6, and an unauthorized card is collected. (118) The collected card is collected in a reject box of the card reader / issuing machine 6. After that, a card is issued again from the emboss unit 7, and the contents of the card emboss are similarly confirmed. (119) (The reissue in FIG. 5 is executed by the operator of the center terminal 8. Thereafter, (10)
7) Perform the following confirmation work again. If the embossed content is "OK", data indicating that the card can be used is transmitted from the center terminal 8 to the card reader / issuing unit via the communication control unit 4, and "card usable" is added to the magnetic data of the inserted card. Data is written. After that, the inserted card is returned to the user again (12
0).

As described above, when embossing a card having no emboss for card issuing business and issuing the card, the magnetic data / emboss data can be confirmed as described above to prevent the issuance of an unauthorized card.

[0020]

According to the present invention, an unauthorized card is improperly embossed (magnetic data is not correctly written, etc.) during card issuance by an automatic transaction apparatus or the like.
Issuance can be prevented.

[Brief description of the drawings]

FIG. 1 shows a configuration diagram of an automatic transaction apparatus according to one embodiment of the present invention.

FIG. 2 shows a processing flow of the automatic transaction apparatus according to one embodiment of the present invention.

FIG. 3 shows a processing flow of the automatic transaction apparatus according to one embodiment of the present invention.

FIG. 4 shows a processing flow of the automatic transaction apparatus according to one embodiment of the present invention.

FIG. 5 shows an example of a center screen according to the present invention.

FIG. 6 shows an example of a card format used in the present invention.

[Explanation of symbols]

1: Automatic transaction device, 2: Printing unit, 3: Camera mechanism, 4:
Communication control unit, 5: display and input means, 6: card reader / issuing unit, 7: auto embosser, 8: center terminal

 ──────────────────────────────────────────────────続 き Continued on the front page F term (reference) 3E044 AA09 BA04 BA10 CA05 CA10 DA05 DB15 DE01 DE02 DE05 DE07 5B049 AA05 BB46 CC16 DD04 EE07 EE22 FF03 FF04 FF08 GG04 GG07 5B055 EE21 EE27 KK01 KK09 KK10 KK23 PA05 PA09 PB03 5B058 CA31 CA35 KA11 KA31 KA37 5B072 BB08 CC26 CC27 DD01 DD04 DD21 GG07 MM01

Claims (1)

[Claims] 1. An automatic transaction apparatus having a reading means for reading a medium, an issuing means for issuing a medium, and an emboss card issuing means for issuing an embossed card, wherein the card issued by the embossed card issuing means is read by the reading means. The emboss card issuance device reads the data and transmits the data to an external device to check whether the embossed card can be used. If the card is usable, the embossed card issuance device issues the card.