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IT201700099811A1 - METHOD AND SYSTEM TO AUTHENTICATE AND AUTHORIZE A TRANSACTION - Google Patents

METHOD AND SYSTEM TO AUTHENTICATE AND AUTHORIZE A TRANSACTION

Info

Publication number
IT201700099811A1
IT201700099811A1 IT102017000099811A IT201700099811A IT201700099811A1 IT 201700099811 A1 IT201700099811 A1 IT 201700099811A1 IT 102017000099811 A IT102017000099811 A IT 102017000099811A IT 201700099811 A IT201700099811 A IT 201700099811A IT 201700099811 A1 IT201700099811 A1 IT 201700099811A1
Authority
IT
Italy
Prior art keywords
authorize
authenticate
transaction
Prior art date
Application number
IT102017000099811A
Other languages
Italian (it)
Inventor
Emanuele Mapelli
Loris Cacciatori
Original Assignee
Unicredit S P A
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Unicredit S P A filed Critical Unicredit S P A
Priority to IT102017000099811A priority Critical patent/IT201700099811A1/en
Priority to SI201800187A priority patent/SI25524A/en
Publication of IT201700099811A1 publication Critical patent/IT201700099811A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3247Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
IT102017000099811A 2017-09-06 2017-09-06 METHOD AND SYSTEM TO AUTHENTICATE AND AUTHORIZE A TRANSACTION IT201700099811A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
IT102017000099811A IT201700099811A1 (en) 2017-09-06 2017-09-06 METHOD AND SYSTEM TO AUTHENTICATE AND AUTHORIZE A TRANSACTION
SI201800187A SI25524A (en) 2017-09-06 2018-08-23 Procedure and system for the authentication and authorization of a transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
IT102017000099811A IT201700099811A1 (en) 2017-09-06 2017-09-06 METHOD AND SYSTEM TO AUTHENTICATE AND AUTHORIZE A TRANSACTION

Publications (1)

Publication Number Publication Date
IT201700099811A1 true IT201700099811A1 (en) 2019-03-06

Family

ID=60813894

Family Applications (1)

Application Number Title Priority Date Filing Date
IT102017000099811A IT201700099811A1 (en) 2017-09-06 2017-09-06 METHOD AND SYSTEM TO AUTHENTICATE AND AUTHORIZE A TRANSACTION

Country Status (2)

Country Link
IT (1) IT201700099811A1 (en)
SI (1) SI25524A (en)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070069008A1 (en) * 2005-09-27 2007-03-29 Amit Klein System and method for conducting secure transactions
GB2449240A (en) * 2007-05-14 2008-11-19 F Secure Oyj Conducting secure online transactions using CAPTCHA
EP2043021A1 (en) * 2007-09-25 2009-04-01 Fiducia IT AG Online banking system and method for electronic communication that keeps data secure
US20090199272A1 (en) * 2008-02-06 2009-08-06 Arcot Systems, Inc. Authentication using a turing test to block automated attacks
FR2974923A1 (en) * 2011-05-03 2012-11-09 Jean Claude Pailles Method for securing information in image sent from server to user terminal e.g. personal computer, involves establishing mark containing recognizable data in image, and sending image incorporating mark to user terminal
US20130124425A1 (en) * 2007-11-27 2013-05-16 Sunil Agrawal System and Method for In-Band Transaction Verification

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070069008A1 (en) * 2005-09-27 2007-03-29 Amit Klein System and method for conducting secure transactions
GB2449240A (en) * 2007-05-14 2008-11-19 F Secure Oyj Conducting secure online transactions using CAPTCHA
EP2043021A1 (en) * 2007-09-25 2009-04-01 Fiducia IT AG Online banking system and method for electronic communication that keeps data secure
US20130124425A1 (en) * 2007-11-27 2013-05-16 Sunil Agrawal System and Method for In-Band Transaction Verification
US20090199272A1 (en) * 2008-02-06 2009-08-06 Arcot Systems, Inc. Authentication using a turing test to block automated attacks
FR2974923A1 (en) * 2011-05-03 2012-11-09 Jean Claude Pailles Method for securing information in image sent from server to user terminal e.g. personal computer, involves establishing mark containing recognizable data in image, and sending image incorporating mark to user terminal

Also Published As

Publication number Publication date
SI25524A (en) 2019-03-29

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