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GB2512450B - A method of generating a payment/credit instrument - Google Patents

A method of generating a payment/credit instrument

Info

Publication number
GB2512450B
GB2512450B GB1401512.7A GB201401512A GB2512450B GB 2512450 B GB2512450 B GB 2512450B GB 201401512 A GB201401512 A GB 201401512A GB 2512450 B GB2512450 B GB 2512450B
Authority
GB
United Kingdom
Prior art keywords
payment
generating
credit instrument
credit
instrument
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
GB1401512.7A
Other versions
GB2512450A (en
GB201401512D0 (en
Inventor
Kent Farrell
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
COMMUNISIS PLC
Original Assignee
COMMUNISIS PLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=47988534&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=GB2512450(B) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by COMMUNISIS PLC filed Critical COMMUNISIS PLC
Publication of GB201401512D0 publication Critical patent/GB201401512D0/en
Publication of GB2512450A publication Critical patent/GB2512450A/en
Application granted granted Critical
Publication of GB2512450B publication Critical patent/GB2512450B/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
    • G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
    • G07D7/004—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using digital security elements, e.g. information coded on a magnetic thread or strip
    • G07D7/0047—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using digital security elements, e.g. information coded on a magnetic thread or strip using checkcodes, e.g. coded numbers derived from serial number and denomination

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
GB1401512.7A 2013-02-01 2014-01-29 A method of generating a payment/credit instrument Expired - Fee Related GB2512450B (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB201301787A GB201301787D0 (en) 2013-02-01 2013-02-01 Fraud prevention measures

Publications (3)

Publication Number Publication Date
GB201401512D0 GB201401512D0 (en) 2014-03-12
GB2512450A GB2512450A (en) 2014-10-01
GB2512450B true GB2512450B (en) 2017-06-21

Family

ID=47988534

Family Applications (2)

Application Number Title Priority Date Filing Date
GB201301787A Ceased GB201301787D0 (en) 2013-02-01 2013-02-01 Fraud prevention measures
GB1401512.7A Expired - Fee Related GB2512450B (en) 2013-02-01 2014-01-29 A method of generating a payment/credit instrument

Family Applications Before (1)

Application Number Title Priority Date Filing Date
GB201301787A Ceased GB201301787D0 (en) 2013-02-01 2013-02-01 Fraud prevention measures

Country Status (1)

Country Link
GB (2) GB201301787D0 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20200193442A1 (en) 2016-11-11 2020-06-18 Communisis Limited Method of generating a payment/credit instrument
GB2569173B (en) * 2017-12-08 2020-02-19 Checkprint Ltd Anti-fraud measures in relation to cheques
GB2583894A (en) * 2019-04-01 2020-11-18 Communisis Ltd Method of generating a payment/credit instrument

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3990558A (en) * 1973-10-08 1976-11-09 Gretag Aktiengesellschaft Method and apparatus for preparing and assessing payment documents
US4637634A (en) * 1985-07-24 1987-01-20 Troy Seymour L Two-part bank draft
US5432506A (en) * 1992-02-25 1995-07-11 Chapman; Thomas R. Counterfeit document detection system
US5754653A (en) * 1995-07-26 1998-05-19 Canfield; Henry A. Coding formula for verifying checks and credit cards
US6390362B1 (en) * 1999-06-30 2002-05-21 David A. Martin Method and device for preventing check fraud
US20020065786A1 (en) * 2000-11-24 2002-05-30 Marco Martens Method and apparatus for depositing paper checks from home or office
US20100284532A1 (en) * 2009-05-05 2010-11-11 Burnett Steven D Systems for embedding information in data strings

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US3990558A (en) * 1973-10-08 1976-11-09 Gretag Aktiengesellschaft Method and apparatus for preparing and assessing payment documents
US4637634A (en) * 1985-07-24 1987-01-20 Troy Seymour L Two-part bank draft
US5432506A (en) * 1992-02-25 1995-07-11 Chapman; Thomas R. Counterfeit document detection system
US5754653A (en) * 1995-07-26 1998-05-19 Canfield; Henry A. Coding formula for verifying checks and credit cards
US6390362B1 (en) * 1999-06-30 2002-05-21 David A. Martin Method and device for preventing check fraud
US20020065786A1 (en) * 2000-11-24 2002-05-30 Marco Martens Method and apparatus for depositing paper checks from home or office
US20100284532A1 (en) * 2009-05-05 2010-11-11 Burnett Steven D Systems for embedding information in data strings

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
Carpenter, Paul C., et al. "The Universal Patient Identifier: a discussion and proposal." Proceedings of the Annual Symposium on Computer Application in Medical Care. American Medical Informatics Association, 1993. *
Watson Label Products - Bar Code 39. Available at https://www.wlp.com/bar-code-39.html *

Also Published As

Publication number Publication date
GB2512450A (en) 2014-10-01
GB201401512D0 (en) 2014-03-12
GB201301787D0 (en) 2013-03-20

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Legal Events

Date Code Title Description
PCNP Patent ceased through non-payment of renewal fee

Effective date: 20210129

S72Z Claim or counterclaim for revocation before the court (sect. 72 patents act1977)

Free format text: PATENT REVOKED