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GB2314662A - Value transfer system - Google Patents

Value transfer system

Info

Publication number
GB2314662A
GB2314662A GB9722462A GB9722462A GB2314662A GB 2314662 A GB2314662 A GB 2314662A GB 9722462 A GB9722462 A GB 9722462A GB 9722462 A GB9722462 A GB 9722462A GB 2314662 A GB2314662 A GB 2314662A
Authority
GB
United Kingdom
Prior art keywords
purse
value
class
transfer system
value transfer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
GB9722462A
Other versions
GB9722462D0 (en
GB2314662B (en
Inventor
David Barrington Everett
John Viner
Alan Bailey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mondex International Ltd
Original Assignee
Mondex International Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GBGB9509582.4A external-priority patent/GB9509582D0/en
Application filed by Mondex International Ltd filed Critical Mondex International Ltd
Priority to GB9722462A priority Critical patent/GB2314662B/en
Publication of GB9722462D0 publication Critical patent/GB9722462D0/en
Publication of GB2314662A publication Critical patent/GB2314662A/en
Application granted granted Critical
Publication of GB2314662B publication Critical patent/GB2314662B/en
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/229Hierarchy of users of accounts
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Devices For Executing Special Programs (AREA)

Abstract

The invention is concerned with systems for transferring value between electronic purses, usually in the form of IC or "Smart" cards, via the intermediary of an interface device. In order to control the flow of value between purses a hierarchical class structure is proposed. This is achieved by assigning to each purse a class which controls the conditions under which value may he transferred to an from (mainly from) a purse. Thus each purse stores in memory a representation of its own class, together with a list of those classes to which the purse can transfer value.
GB9722462A 1995-05-11 1996-05-09 Value transfer system Expired - Lifetime GB2314662B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB9722462A GB2314662B (en) 1995-05-11 1996-05-09 Value transfer system

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
GBGB9509582.4A GB9509582D0 (en) 1995-05-11 1995-05-11 Value transfer system
PCT/GB1996/001104 WO1996036025A2 (en) 1995-05-11 1996-05-09 Value transfer system
GB9722462A GB2314662B (en) 1995-05-11 1996-05-09 Value transfer system

Publications (3)

Publication Number Publication Date
GB9722462D0 GB9722462D0 (en) 1997-12-24
GB2314662A true GB2314662A (en) 1998-01-07
GB2314662B GB2314662B (en) 1998-07-08

Family

ID=26307018

Family Applications (1)

Application Number Title Priority Date Filing Date
GB9722462A Expired - Lifetime GB2314662B (en) 1995-05-11 1996-05-09 Value transfer system

Country Status (1)

Country Link
GB (1) GB2314662B (en)

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1983003018A1 (en) * 1982-02-25 1983-09-01 Ericsson Telefon Ab L M A portable device for storing and transferring data
EP0114773A2 (en) * 1983-01-20 1984-08-01 Bull S.A. Method and device for authorizing the holder of a portable object, such as a card, access by means of this card, to at least one service delivered by at least one authorizing organisation
WO1993010503A1 (en) * 1991-11-15 1993-05-27 Citibank, N.A. Electronic-monetary system
EP0256768B1 (en) * 1986-08-05 1994-03-02 Oki Electric Industry Company, Limited Transaction processing apparatus
EP0619565A1 (en) * 1986-09-02 1994-10-12 Pitney Bowes, Inc. Automated transaction system with insertable cards for downloading rate or service program data
EP0360613B1 (en) * 1988-09-22 1995-01-04 Bally Gaming International, Inc. Game machine data transfer system
EP0555683B1 (en) * 1992-02-13 1998-11-11 Cabalia International S.A. System using intelligent cards for the electronic management and control of automatic recreation and games apparatus and of discotheques and games and recreation rooms in general

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1983003018A1 (en) * 1982-02-25 1983-09-01 Ericsson Telefon Ab L M A portable device for storing and transferring data
EP0114773A2 (en) * 1983-01-20 1984-08-01 Bull S.A. Method and device for authorizing the holder of a portable object, such as a card, access by means of this card, to at least one service delivered by at least one authorizing organisation
EP0256768B1 (en) * 1986-08-05 1994-03-02 Oki Electric Industry Company, Limited Transaction processing apparatus
EP0619565A1 (en) * 1986-09-02 1994-10-12 Pitney Bowes, Inc. Automated transaction system with insertable cards for downloading rate or service program data
EP0360613B1 (en) * 1988-09-22 1995-01-04 Bally Gaming International, Inc. Game machine data transfer system
WO1993010503A1 (en) * 1991-11-15 1993-05-27 Citibank, N.A. Electronic-monetary system
EP0555683B1 (en) * 1992-02-13 1998-11-11 Cabalia International S.A. System using intelligent cards for the electronic management and control of automatic recreation and games apparatus and of discotheques and games and recreation rooms in general

Also Published As

Publication number Publication date
GB9722462D0 (en) 1997-12-24
GB2314662B (en) 1998-07-08

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Legal Events

Date Code Title Description
PE20 Patent expired after termination of 20 years

Expiry date: 20160508