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GB2355093A - An automated payment system for execution and settlement of network purchase transactions - Google Patents

An automated payment system for execution and settlement of network purchase transactions

Info

Publication number
GB2355093A
GB2355093A GB0100516A GB0100516A GB2355093A GB 2355093 A GB2355093 A GB 2355093A GB 0100516 A GB0100516 A GB 0100516A GB 0100516 A GB0100516 A GB 0100516A GB 2355093 A GB2355093 A GB 2355093A
Authority
GB
United Kingdom
Prior art keywords
seller
buyer
network
purchase transactions
administration network
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GB0100516A
Other versions
GB0100516D0 (en
Inventor
David P Kurrasch
Alan E Holroyde
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
GLOBAL PAYMENTS ADVISORS
Original Assignee
GLOBAL PAYMENTS ADVISORS
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by GLOBAL PAYMENTS ADVISORS filed Critical GLOBAL PAYMENTS ADVISORS
Publication of GB0100516D0 publication Critical patent/GB0100516D0/en
Publication of GB2355093A publication Critical patent/GB2355093A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G06Q20/123—Shopping for digital content
    • G06Q20/1235—Shopping for digital content with control of digital rights management [DRM]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G06Q20/38215—Use of certificates or encrypted proofs of transaction rights
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A system for completing purchases between a buyer and at least one seller includes an administration network with a server, seller software, a buyer database including buyer entitlements and authentication, a seller database including seller entitlement and authentication. The administration network matches financial entitlements and authentications of buyers and sellers for purchase transactions. The administration network further includes financial intermediary resources that have a database with a list of approved buyers matched to each buyer's personalized purchasing capacities. A plurality of seller networks are coupled to the administration network. Each seller network includes a server and resources that provide quotes for product sale transactions.
GB0100516A 1999-06-03 2000-06-02 An automated payment system for execution and settlement of network purchase transactions Withdrawn GB2355093A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13757199P 1999-06-03 1999-06-03
PCT/US2000/015290 WO2000075888A1 (en) 1999-06-03 2000-06-02 An automated payment system for execution and settlement of network purchase transactions

Publications (2)

Publication Number Publication Date
GB0100516D0 GB0100516D0 (en) 2001-02-21
GB2355093A true GB2355093A (en) 2001-04-11

Family

ID=22478051

Family Applications (1)

Application Number Title Priority Date Filing Date
GB0100516A Withdrawn GB2355093A (en) 1999-06-03 2000-06-02 An automated payment system for execution and settlement of network purchase transactions

Country Status (3)

Country Link
EP (1) EP1101209A1 (en)
GB (1) GB2355093A (en)
WO (1) WO2000075888A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002063532A (en) * 2000-06-05 2002-02-28 Anetsukusu Syst Kk Order settlement system
FR2829601B1 (en) * 2001-09-13 2007-03-09 Alexandre Fusiller METHOD AND INSTALLATION FOR SECURING A PAYMENT OPERATION CARRIED OUT FOR THE REMOTE PURCHASE OF PRODUCTS AND / OR SERVICES OVER A DIGITAL INFORMATION COMMUNICATION NETWORK
CA3124246C (en) * 2014-09-12 2023-01-31 10353744 Canada Ltd. Electronic certificate-based transaction system
DE102018204447B4 (en) 2018-03-22 2019-12-19 Madana Ug (Haftungsbeschränkt) Automated process for the protection of electronic data for the purpose of data processing by third parties, including transparent and uninterrupted remuneration

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5724424A (en) * 1993-12-16 1998-03-03 Open Market, Inc. Digital active advertising
EP0855687A2 (en) * 1997-01-15 1998-07-29 AT&T Corp. System and method for distributed content electronic commerce
WO1999007121A2 (en) * 1997-07-29 1999-02-11 Netadvantage Corporation Method and system for conducting electronic commerce transactions
WO1999030293A2 (en) * 1997-11-26 1999-06-17 Helsingin Puhelin Oyj - Helsingfors Telefon Abp Method of billing for services and products purchased over a network

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5724424A (en) * 1993-12-16 1998-03-03 Open Market, Inc. Digital active advertising
EP0855687A2 (en) * 1997-01-15 1998-07-29 AT&T Corp. System and method for distributed content electronic commerce
WO1999007121A2 (en) * 1997-07-29 1999-02-11 Netadvantage Corporation Method and system for conducting electronic commerce transactions
WO1999030293A2 (en) * 1997-11-26 1999-06-17 Helsingin Puhelin Oyj - Helsingfors Telefon Abp Method of billing for services and products purchased over a network

Also Published As

Publication number Publication date
EP1101209A1 (en) 2001-05-23
GB0100516D0 (en) 2001-02-21
WO2000075888A1 (en) 2000-12-14

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)