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GB2345175B - Secure payment card and system with apparatus for remote authentication - Google Patents

Secure payment card and system with apparatus for remote authentication

Info

Publication number
GB2345175B
GB2345175B GB9929463A GB9929463A GB2345175B GB 2345175 B GB2345175 B GB 2345175B GB 9929463 A GB9929463 A GB 9929463A GB 9929463 A GB9929463 A GB 9929463A GB 2345175 B GB2345175 B GB 2345175B
Authority
GB
United Kingdom
Prior art keywords
payment card
remote authentication
secure payment
secure
authentication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
GB9929463A
Other versions
GB9929463D0 (en
GB2345175A (en
Inventor
Richard Mervyn Gardner
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of GB9929463D0 publication Critical patent/GB9929463D0/en
Publication of GB2345175A publication Critical patent/GB2345175A/en
Application granted granted Critical
Publication of GB2345175B publication Critical patent/GB2345175B/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347Passive cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1058PIN is checked locally

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
GB9929463A 1998-12-21 1999-12-13 Secure payment card and system with apparatus for remote authentication Expired - Fee Related GB2345175B (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GBGB9828208.0A GB9828208D0 (en) 1998-12-21 1998-12-21 Secure payment card

Publications (3)

Publication Number Publication Date
GB9929463D0 GB9929463D0 (en) 2000-02-09
GB2345175A GB2345175A (en) 2000-06-28
GB2345175B true GB2345175B (en) 2003-09-17

Family

ID=10844708

Family Applications (2)

Application Number Title Priority Date Filing Date
GBGB9828208.0A Ceased GB9828208D0 (en) 1998-12-21 1998-12-21 Secure payment card
GB9929463A Expired - Fee Related GB2345175B (en) 1998-12-21 1999-12-13 Secure payment card and system with apparatus for remote authentication

Family Applications Before (1)

Application Number Title Priority Date Filing Date
GBGB9828208.0A Ceased GB9828208D0 (en) 1998-12-21 1998-12-21 Secure payment card

Country Status (1)

Country Link
GB (2) GB9828208D0 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001344545A (en) * 2000-03-29 2001-12-14 Ibm Japan Ltd Processing system, server, processing terminal, communication terminal, processing method, data management method, processing execution method, program
WO2002013152A1 (en) * 2000-08-08 2002-02-14 Davide Martignon Safety method and system for circulating confidential data on public-access communication means
FR2843217A1 (en) * 2002-08-01 2004-02-06 Patrick Uzan Secure remote payments over the Internet or by telephone, uses coded grid send by payment handlers to user to encode card data, which is decoded using a customer identifier to locate starting point on the grid
GB0228384D0 (en) * 2002-12-04 2003-01-08 Howell David W Transaction

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4720860A (en) * 1984-11-30 1988-01-19 Security Dynamics Technologies, Inc. Method and apparatus for positively identifying an individual
WO1991009383A1 (en) * 1989-12-08 1991-06-27 Watkins Christopher John Corni A method of automatic verification of personal identity
US5056141A (en) * 1986-06-18 1991-10-08 Dyke David W Method and apparatus for the identification of personnel
US5163097A (en) * 1991-08-07 1992-11-10 Dynamicserve, Ltd. Method and apparatus for providing secure access to a limited access system
US5239583A (en) * 1991-04-10 1993-08-24 Parrillo Larry A Method and apparatus for improved security using access codes
US5251259A (en) * 1992-08-20 1993-10-05 Mosley Ernest D Personal identification system
US5606614A (en) * 1993-10-15 1997-02-25 British Telecommunications Public Limited Company Personal identification systems
US5742035A (en) * 1996-04-19 1998-04-21 Kohut; Michael L. Memory aiding device for credit card pin numbers

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4720860A (en) * 1984-11-30 1988-01-19 Security Dynamics Technologies, Inc. Method and apparatus for positively identifying an individual
US5056141A (en) * 1986-06-18 1991-10-08 Dyke David W Method and apparatus for the identification of personnel
WO1991009383A1 (en) * 1989-12-08 1991-06-27 Watkins Christopher John Corni A method of automatic verification of personal identity
US5239583A (en) * 1991-04-10 1993-08-24 Parrillo Larry A Method and apparatus for improved security using access codes
US5163097A (en) * 1991-08-07 1992-11-10 Dynamicserve, Ltd. Method and apparatus for providing secure access to a limited access system
US5251259A (en) * 1992-08-20 1993-10-05 Mosley Ernest D Personal identification system
US5606614A (en) * 1993-10-15 1997-02-25 British Telecommunications Public Limited Company Personal identification systems
US5742035A (en) * 1996-04-19 1998-04-21 Kohut; Michael L. Memory aiding device for credit card pin numbers

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
Special Report Network Security Touch Technologies,Inc, June 1997 *

Also Published As

Publication number Publication date
GB9929463D0 (en) 2000-02-09
GB2345175A (en) 2000-06-28
GB9828208D0 (en) 1999-02-17

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Legal Events

Date Code Title Description
732E Amendments to the register in respect of changes of name or changes affecting rights (sect. 32/1977)
PCNP Patent ceased through non-payment of renewal fee

Effective date: 20101213