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GB2291724A - Communication system - Google Patents

Communication system Download PDF

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Publication number
GB2291724A
GB2291724A GB9514605A GB9514605A GB2291724A GB 2291724 A GB2291724 A GB 2291724A GB 9514605 A GB9514605 A GB 9514605A GB 9514605 A GB9514605 A GB 9514605A GB 2291724 A GB2291724 A GB 2291724A
Authority
GB
United Kingdom
Prior art keywords
terminal
pass
result
telephone
travel pass
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
GB9514605A
Other versions
GB9514605D0 (en
GB2291724B (en
Inventor
John Wolfgang Halpern
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GB9115403A external-priority patent/GB2258371A/en
Priority claimed from GB919115408A external-priority patent/GB9115408D0/en
Priority claimed from GB919122242A external-priority patent/GB9122242D0/en
Application filed by Individual filed Critical Individual
Priority to GB9514605A priority Critical patent/GB2291724B/en
Priority claimed from GB9400814A external-priority patent/GB2272552B/en
Publication of GB9514605D0 publication Critical patent/GB9514605D0/en
Publication of GB2291724A publication Critical patent/GB2291724A/en
Application granted granted Critical
Publication of GB2291724B publication Critical patent/GB2291724B/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0723—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07701—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction
    • G06K19/07703—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction the interface being visual
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0008—General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
    • G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
    • G06K7/10316—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers
    • G06K7/10326—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves using at least one antenna particularly designed for interrogating the wireless record carriers the antenna being of the very-near field type, e.g. capacitive
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G06Q20/0652—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash e-cash with decreasing value according to a parameter, e.g. time
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/253—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition visually
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/28—Individual registration on entry or exit involving the use of a pass the pass enabling tracking or indicating presence
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/082—Features insuring the integrity of the data on or in the card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0833—Card having specific functional components
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M1/00—Substation equipment, e.g. for use by subscribers
    • H04M1/66—Substation equipment, e.g. for use by subscribers with means for preventing unauthorised or fraudulent calling
    • H04M1/667—Preventing unauthorised calls from a telephone set
    • H04M1/67—Preventing unauthorised calls from a telephone set by electronic means
    • H04M1/675—Preventing unauthorised calls from a telephone set by electronic means the user being required to insert a coded card, e.g. a smart card carrying an integrated circuit chip

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Health & Medical Sciences (AREA)
  • Toxicology (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Computer Hardware Design (AREA)
  • Electromagnetism (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Computer Interaction (AREA)
  • Signal Processing (AREA)
  • Credit Cards Or The Like (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
  • Meter Arrangements (AREA)
  • Near-Field Transmission Systems (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

A telephone set has a built-in card reader, having non-contact data transfer means.

Description

COIUNICATION SYSThNS A TIS "TRAVEL PASS" Having, in patent applications paralell to the present one, described the pocketsize personal data carrier, also referred to briefly as "travel pass" in some detail and also defined the inventive features in respect of its data processing sequences and dialogues with a local terminal, the role (as referred to in the parent application) of public communication systems in transmitting those sequences and dialogues over an unlimited distance, will be addressed in this present paper.
An electronic data carrier for interfacing with multiple service providers is being proposed not as a curiosity but for the convenience and improved security of people dealing with other people. This applies not only to all those cases where the data carrier is a financial instrument dispensing cash or mediates the debiting of an account but also for the equally important moments when fresh value has to be transmitted to a data carrier.
This updating process can be carried out at a Bank equipped with a Reader connected to the Bank's computer. The security measures described in this series of applications together with the referenced material are strict and efficient, irrespective of where the updating is taking place. However, from the point of view of the individual card bearer - especially on all those occasions where the card dispenses virtual cash - , the need to go to the nearest ATM, let alone to the nearest branch of one's Bank - can become an often recurring inceonvenience.
It is for this reason that existing private communication facilities such as the mobile phone and the worldwide telephone network are a natural ally in utilizing the advantages of a digitally operated personal card, provided the requisite terminals are made available for dependable and rapid remote fund transfer.
The techniques described by the author in earlier patents (GB 2092 344, GB 2,075,732, GB 2,057,740 and GB 2,130,412) lend themselves well to the maintaining of confidentrilaity and authenticity in the transmission of data over the phone lines.
On the basis of this prior information and the instructions given in the priority papers (WO 93/02430), both public and private telephone connecte yerminals can be built.
The private telephone in a person's home needs to adopt to these new possibilities. A combined product, both telephone and card-terminal, is therefor proposed. These can work side by side as independent systems but require a dual use telephone set. Equally, public telephones might be modified to accommodate in their structure a card-update terminal. Finally, especially in places of public transport, there may be dedicated telephone-connected Card Update Units. These units need not be equipped with PIN entry key boards for the updating of those cards which already have a keyboard for a.o. the recalling of expenditures and status reports.
Keyboardless public Update Units suitable also for outdoor installations would be fairly inexpensive and could be set up near major bus stops, in railway stations, on trains, boats, and in aircraft.

Claims (6)

1. A telephone set connectable to the existing network of telephone lines and switching stations characterized by built-in facilities to connect by non-contact data transfer means described in the herein cited literature, with a 'travel pass' as herein defined and to communicate with a distant smart card terminal on the basis of agreed "travel pass" protocol standards.
2. A telephone set as in Claim 1, wherein the protocol standard includes authenticity checking proceedures as described in GB 2,057,740 and GB 2,092,344.
3. A telephone set as in Claim 1 wherein the data transmitted to a distant station are scrambled in a continuous chain of varaiable length data words as set out in GB 2,130,412 B.
4. A telephone set as in Claim 1, or in Claims 2 and 3, characterized by an all-weather shroud, a slot for inserting a pass for non-contact connec tion with the telephone set and by the absence of a dialling keyboard, furthermore by means in the electronic circuit within the telephone set to receive from the "travel pass" in a scrambled form the tele phone number to be sent out to a Bank, and further means to descramble the number and to adapt it to the locally used dialling form, and to send it out via the general telephone system.
5. An electronic fund transfer system comprising a travel pass device and utlizing a public communication system to mediate private payments be tween spatially separated places w h e r e i n during each update transaction the date and the time of the transaction is recorded in both the computer memory of the account system concerned as also in the said "travel pass" involved in an update operation, and no subsequent update attempt is executed without first testing the equalness of the two redords of the dates and times of the preceding update, and, if these are not equal, the tele-connection is aborted.
6. An electronic fund transfer system comprising a travel pass device and a telephone terminal connected to a communication system to mediate private payments between spatially separate places one of which is an issue location of funds wherein said pass is relieved from executing any computational tasks by delegating them to the computerized telecommunication terminal insofar as calculations required in the course of a transaction are carried out by said terminal's own computing facilities, and wherein assurance for correctness of the results entered into a travel pass is obtained by a procedure which comprises: : (a) calculation of a transaction result in the terminal along one of several possible ways of performing the calculation (b) transmission of the result to the data carrier or "travel pass" (c) readout of the result from the travel pass (d) calculation of the transaction by the terminal electronics along a second of possible ways of obtaining the required computing result (e) comparing the second result wit the figure returned through readout from the pass under (c) (f) if the compared figures are equal, a comparator output is generated or visibly displayed permitting the processor controller of the data carrier to enter the result into its non-volatile memory.
6. An electronic fund transfer system comprising a travel pass device and a telephone terminal connected to a communication system to mediate private payments between spatially separate places one of which is an issue location of funds w h e r e i n said pass is relieved from executing any computational tasks by delegating them to the computerized telecommu nication terminal insofar as calculations required in the course of a transaction are carried out by said terminal's own computing facili ties, and wherein assurance for correctness of the results entered into a travel pass is obtained by a procedure which comprises:: (a) calculation of a transaction result in the terminal along one of several possible ways of performing the calculation (b) transmission of the result to the data carrier or "travel pass" (c) readout of the result from the travel pass (d) calculation of the transcation by the terminal electronics along a second of possible ways of obtaining the required computing result (e) comparing the second result with the figure returned through readout from the pass under (c) (f) if the compared figures are equal, a comparator output is generated or visibly displayed permitting the processor controller of the data carrier to enter the result into its non-volatile memory.
Amendments to the claims have been filed as follows 1. A data transfer terminal for exchanging data with a noncontact electronic pass device, said terminal comprising a telephone set connectable to the existing network of telephone lines and switching stations, said telephone set having built-in facilities to connect by non-contact data transfer means with an electronic device and to communicate with a distant smart card terminal.
2. A terminal as in Claim 1, wherein communication is carried out on the basis of protocol standards including authenticity checking procedures as described in GB 2,057,740 and GB 2,092,344.
3. A terminal as in Claim 1 wherein the data transmitted to a distant station are scrambled in a continuous chain of variable length data words as set out in GB 2,130,412 5.
4. A terminal as in Claim 1, or in claims 2 and 3, characterized by an all-weather shroud, a slot for inserting a pass for noncontact connection with the telephone set and by the absence of a dialling keyboard, furthermore by means in the electronic circuit within the telephone set to receive from the device in a scrambled form the telephone number to be sent out to a Bank, and further means to descramble the number and to adapt it to the locally used dialling form, and to send it out via the general telephone system.
5. An electronic fund transfer system comprising a travel pass device and utilizing a public communication system to mediate private payments between spatially separated placed wherein during each update transaction the date and the time of the transac. on is recorded in both the computer memory of an aountany system concerned and also in said travel pass device involved in an update operation, and ne subsequent update attempt I executed w theut first testing the equality of the two records of the dates and times of the preceding update, and, if these are not equal, the tele connection is aborted.
GB9514605A 1991-07-17 1992-07-16 Communication systems and the "travel pass" Expired - Fee Related GB2291724B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB9514605A GB2291724B (en) 1991-07-17 1992-07-16 Communication systems and the "travel pass"

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
GB9115403A GB2258371A (en) 1991-07-17 1991-07-17 A proximity data transfer method and device
GB919115408A GB9115408D0 (en) 1991-07-17 1991-07-17 Versatile personal data carrier and payment instrument
GB919122242A GB9122242D0 (en) 1991-10-19 1991-10-19 Method for transferring data by proximity with limited range,and low-cost personal card device for same
GB9514605A GB2291724B (en) 1991-07-17 1992-07-16 Communication systems and the "travel pass"
GB9400814A GB2272552B (en) 1991-07-17 1992-07-16 Electronic travel pass

Publications (3)

Publication Number Publication Date
GB9514605D0 GB9514605D0 (en) 1995-09-13
GB2291724A true GB2291724A (en) 1996-01-31
GB2291724B GB2291724B (en) 1996-04-10

Family

ID=27450717

Family Applications (8)

Application Number Title Priority Date Filing Date
GB9514607A Expired - Fee Related GB2291726B (en) 1991-07-17 1992-07-16 Protection against misuse of issued cards
GB9514605A Expired - Fee Related GB2291724B (en) 1991-07-17 1992-07-16 Communication systems and the "travel pass"
GB9514606A Expired - Fee Related GB2291725B (en) 1991-07-17 1992-07-16 An electronic travel pass
GB9514612A Expired - Fee Related GB2291730B (en) 1991-07-17 1992-07-16 Method for sending digital data in a noisy environment
GB9514609A Expired - Fee Related GB2291727B (en) 1991-07-17 1992-07-16 The conventional smart card as a data base for a non-contact "travel pass"
GB9514610A Expired - Fee Related GB2291728B (en) 1991-07-17 1992-07-16 A system of revolving cash update for cards through vending terminals
GB9514714A Expired - Fee Related GB2291731B (en) 1991-07-17 1992-07-16 An electronic travel pass
GB9514611A Expired - Fee Related GB2291729B (en) 1991-07-17 1992-07-16 An electronic travel pass system

Family Applications Before (1)

Application Number Title Priority Date Filing Date
GB9514607A Expired - Fee Related GB2291726B (en) 1991-07-17 1992-07-16 Protection against misuse of issued cards

Family Applications After (6)

Application Number Title Priority Date Filing Date
GB9514606A Expired - Fee Related GB2291725B (en) 1991-07-17 1992-07-16 An electronic travel pass
GB9514612A Expired - Fee Related GB2291730B (en) 1991-07-17 1992-07-16 Method for sending digital data in a noisy environment
GB9514609A Expired - Fee Related GB2291727B (en) 1991-07-17 1992-07-16 The conventional smart card as a data base for a non-contact "travel pass"
GB9514610A Expired - Fee Related GB2291728B (en) 1991-07-17 1992-07-16 A system of revolving cash update for cards through vending terminals
GB9514714A Expired - Fee Related GB2291731B (en) 1991-07-17 1992-07-16 An electronic travel pass
GB9514611A Expired - Fee Related GB2291729B (en) 1991-07-17 1992-07-16 An electronic travel pass system

Country Status (1)

Country Link
GB (8) GB2291726B (en)

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GB2353889B (en) * 1999-09-02 2003-12-31 John Wolfgang Halpern Telephone-supported travel pass for the transfer of funds and of authentic entitlement passes or tickets
EP1482452A1 (en) * 2003-05-30 2004-12-01 Hitachi Ltd. Portable terminal

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US6101477A (en) * 1998-01-23 2000-08-08 American Express Travel Related Services Company, Inc. Methods and apparatus for a travel-related multi-function smartcard
GB2333665B (en) * 1998-01-24 2000-11-29 Gpt Ltd Transaction system
DE69814376T2 (en) * 1998-07-27 2003-12-04 Hitachi Computer Products (Europe) S.A., Olivet Electronic terminal
GB2350461B (en) * 1999-03-22 2003-12-31 Burall Infosys Ltd Contactless smart card reader
TW409905U (en) * 1999-12-07 2000-10-21 Ding Ling Hung Sensing type automatic vending machine
DE10033714A1 (en) * 2000-07-12 2002-01-31 Hirschmann Electronics Gmbh High frequency device with interference radiation compensation
GB2367934B (en) * 2000-10-13 2004-07-07 Nokia Mobile Phones Ltd Electronic authorisations
FR2834367B1 (en) * 2001-12-28 2005-06-24 A S K NON-CONTACT PORTABLE OBJECT COMPRISING AT LEAST ONE PERIPHERAL DEVICE CONNECTED TO THE SAME ANTENNA AS THE CHIP
ATE528721T1 (en) 2007-06-18 2011-10-15 Acreo Ab DEVICE AND METHOD FOR CAPACITIVE READING OF A CODE
FR2923309B1 (en) * 2007-11-07 2013-03-22 Xiring DEVICE FOR READING PORTABLE OBJECTS OF COMMUNICATION WITHOUT CONTACT OR WITH CONTACT.

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GB2353889B (en) * 1999-09-02 2003-12-31 John Wolfgang Halpern Telephone-supported travel pass for the transfer of funds and of authentic entitlement passes or tickets
EP1482452A1 (en) * 2003-05-30 2004-12-01 Hitachi Ltd. Portable terminal
US7356645B2 (en) 2003-05-30 2008-04-08 Hitachi, Ltd. Portable terminal with an IC card mounted thereon
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Also Published As

Publication number Publication date
GB9514607D0 (en) 1995-09-13
GB9514605D0 (en) 1995-09-13
GB2291726B (en) 1996-04-03
GB9514606D0 (en) 1995-09-13
GB2291726A (en) 1996-01-31
GB2291727B (en) 1996-04-10
GB2291731A (en) 1996-01-31
GB2291728B (en) 1996-04-10
GB9514610D0 (en) 1995-09-13
GB2291729B (en) 1996-04-10
GB2291725B (en) 1996-04-10
GB2291728A (en) 1996-01-31
GB2291729A (en) 1996-01-31
GB2291724B (en) 1996-04-10
GB2291725A (en) 1996-01-31
GB2291730A (en) 1996-01-31
GB9514609D0 (en) 1995-09-13
GB9514612D0 (en) 1995-09-13
GB2291730B (en) 1996-04-10
GB9514714D0 (en) 1995-09-20
GB9514611D0 (en) 1995-09-13
GB2291731B (en) 1996-04-10
GB2291727A (en) 1996-01-31

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