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GB2261538B - Transaction authentication system - Google Patents

Transaction authentication system

Info

Publication number
GB2261538B
GB2261538B GB9124124A GB9124124A GB2261538B GB 2261538 B GB2261538 B GB 2261538B GB 9124124 A GB9124124 A GB 9124124A GB 9124124 A GB9124124 A GB 9124124A GB 2261538 B GB2261538 B GB 2261538B
Authority
GB
United Kingdom
Prior art keywords
authentication system
transaction authentication
transaction
authentication
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
GB9124124A
Other versions
GB9124124D0 (en
GB2261538A (en
Inventor
James Carden
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Governor and Co of Bank of Scotland
Governor and Co of Bank of England
Original Assignee
Governor and Co of Bank of Scotland
Governor and Co of Bank of England
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Governor and Co of Bank of Scotland, Governor and Co of Bank of England filed Critical Governor and Co of Bank of Scotland
Priority to GB9124124A priority Critical patent/GB2261538B/en
Publication of GB9124124D0 publication Critical patent/GB9124124D0/en
Publication of GB2261538A publication Critical patent/GB2261538A/en
Application granted granted Critical
Publication of GB2261538B publication Critical patent/GB2261538B/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
GB9124124A 1991-11-13 1991-11-13 Transaction authentication system Expired - Fee Related GB2261538B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB9124124A GB2261538B (en) 1991-11-13 1991-11-13 Transaction authentication system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB9124124A GB2261538B (en) 1991-11-13 1991-11-13 Transaction authentication system

Publications (3)

Publication Number Publication Date
GB9124124D0 GB9124124D0 (en) 1992-01-02
GB2261538A GB2261538A (en) 1993-05-19
GB2261538B true GB2261538B (en) 1995-05-24

Family

ID=10704576

Family Applications (1)

Application Number Title Priority Date Filing Date
GB9124124A Expired - Fee Related GB2261538B (en) 1991-11-13 1991-11-13 Transaction authentication system

Country Status (1)

Country Link
GB (1) GB2261538B (en)

Families Citing this family (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB9321357D0 (en) * 1993-10-15 1993-12-22 British Telecomm Personal identification systems
GB2283349A (en) * 1993-10-29 1995-05-03 Ibm Transaction processing system
US5473692A (en) * 1994-09-07 1995-12-05 Intel Corporation Roving software license for a hardware agent
WO1996010811A1 (en) * 1994-09-30 1996-04-11 Siemens Aktiengesellschaft Process for generating electronic signatures and use of a pseudo-random generator therefor
FR2748591B1 (en) * 1996-05-07 1998-06-05 France Telecom METHOD FOR PERFORMING A SECURE ELECTRONIC TRANSACTION WITH DOUBLE SIGNATURE
US5991411A (en) * 1996-10-08 1999-11-23 International Business Machines Corporation Method and means for limiting adverse use of counterfeit credit cards, access badges, electronic accounts or the like
SE512748C2 (en) * 1997-05-15 2000-05-08 Access Security Sweden Ab Procedure, active card, system and use of active card to carry out an electronic transaction
FR2770071B1 (en) * 1997-10-16 1999-12-24 France Telecom PERSON IDENTIFICATION SYSTEM
GB2331822B (en) * 1997-12-01 2002-04-17 Global Money Transfer Holdings Method and apparatus for money transfers
DE19856362C2 (en) * 1998-12-07 2002-06-27 Orga Kartensysteme Gmbh Data exchange system
FR2796788B1 (en) * 1999-07-20 2002-02-08 France Telecom METHOD OF PERFORMING AN ELECTRONIC TRANSACTION USING MULTIPLE SIGNATURES
EP1132839B1 (en) * 1999-09-16 2012-04-04 Panasonic Corporation Communication terminal
JP2001313636A (en) * 2000-04-28 2001-11-09 Sony Corp Authentication system, authentication method, authentication device and method
FR2811452A1 (en) * 2000-07-07 2002-01-11 Thomson Multimedia Sa MICROPAYMENT TRANSACTION MANAGEMENT SYSTEM AND METHOD, CLIENT, MERCHANT AND FINANCIAL INTERMEDIATE DEVICES
DE10203705A1 (en) * 2002-01-31 2003-08-14 Giesecke & Devrient Gmbh Electronic payment transfer process
FR2840479B1 (en) * 2002-05-31 2004-09-10 Schlumberger Systems & Service METHOD FOR SECURING AN ONLINE TRANSACTION
FR2842631A1 (en) * 2002-07-19 2004-01-23 Grp Des Cartes Bancaires METHOD FOR RECORDING IN A CHIP CARD AND CHIP CARD FOR CARRYING OUT THIS METHOD
FR2835078A1 (en) * 2002-10-16 2003-07-25 Thierry Baillietaieb Credit card security system for secure credit card payments, uses an encryption unit which calculates a secure code from the invariant elements of the credit card and variable elements keyed in
US8166310B2 (en) * 2004-05-29 2012-04-24 Ironport Systems, Inc. Method and apparatus for providing temporary access to a network device
WO2007020510A1 (en) * 2005-08-16 2007-02-22 The Standard Bank Of South Africa Limited A system for authorising the use of a financial transaction card
GB2434014A (en) * 2006-01-10 2007-07-11 Clive Leader Transaction verification using signed data combination

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB1458646A (en) * 1974-07-08 1976-12-15
WO1986003040A1 (en) * 1984-11-15 1986-05-22 Intellicard International, Inc. A unitary, self-contained card verification and validation system and method
US5023908A (en) * 1984-11-30 1991-06-11 Kenneth Weiss Method and apparatus for personal identification

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB1458646A (en) * 1974-07-08 1976-12-15
WO1986003040A1 (en) * 1984-11-15 1986-05-22 Intellicard International, Inc. A unitary, self-contained card verification and validation system and method
US5023908A (en) * 1984-11-30 1991-06-11 Kenneth Weiss Method and apparatus for personal identification

Also Published As

Publication number Publication date
GB9124124D0 (en) 1992-01-02
GB2261538A (en) 1993-05-19

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Legal Events

Date Code Title Description
PCNP Patent ceased through non-payment of renewal fee

Effective date: 20031113