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GB201302040D0 - System and method for mobile wallet transaction processing - Google Patents

System and method for mobile wallet transaction processing

Info

Publication number
GB201302040D0
GB201302040D0 GBGB1302040.9A GB201302040A GB201302040D0 GB 201302040 D0 GB201302040 D0 GB 201302040D0 GB 201302040 A GB201302040 A GB 201302040A GB 201302040 D0 GB201302040 D0 GB 201302040D0
Authority
GB
United Kingdom
Prior art keywords
transaction processing
mobile wallet
wallet transaction
mobile
processing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GBGB1302040.9A
Other versions
GB2510431A (en
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Barclays Bank PLC
Original Assignee
Barclays Bank PLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Barclays Bank PLC filed Critical Barclays Bank PLC
Priority to GB1302040.9A priority Critical patent/GB2510431A/en
Publication of GB201302040D0 publication Critical patent/GB201302040D0/en
Priority to PCT/GB2014/050328 priority patent/WO2014122453A2/en
Publication of GB2510431A publication Critical patent/GB2510431A/en
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
GB1302040.9A 2013-02-05 2013-02-05 Mobile wallet transaction system using different communication protocols Withdrawn GB2510431A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GB1302040.9A GB2510431A (en) 2013-02-05 2013-02-05 Mobile wallet transaction system using different communication protocols
PCT/GB2014/050328 WO2014122453A2 (en) 2013-02-05 2014-02-05 System and method for mobile wallet transaction processing

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB1302040.9A GB2510431A (en) 2013-02-05 2013-02-05 Mobile wallet transaction system using different communication protocols

Publications (2)

Publication Number Publication Date
GB201302040D0 true GB201302040D0 (en) 2013-03-20
GB2510431A GB2510431A (en) 2014-08-06

Family

ID=47988756

Family Applications (1)

Application Number Title Priority Date Filing Date
GB1302040.9A Withdrawn GB2510431A (en) 2013-02-05 2013-02-05 Mobile wallet transaction system using different communication protocols

Country Status (2)

Country Link
GB (1) GB2510431A (en)
WO (1) WO2014122453A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10853783B1 (en) 2015-12-30 2020-12-01 Wells Fargo Bank, N.A. Processing online transactions with an intermediary system
US10546289B1 (en) 2015-12-30 2020-01-28 Wells Fargo Bank, N.A. Mobile wallets with automatic element selection
US11868989B1 (en) 2015-12-30 2024-01-09 Wells Fargo Bank, N.A. Mobile wallets and companion smart cards
US10540729B1 (en) 2015-12-30 2020-01-21 Wells Fargo Bank, N.A. Mobile wallets with packaged travel services
US10902405B1 (en) 2016-05-11 2021-01-26 Wells Fargo Bank, N.A. Transient mobile wallets
CA3265742A1 (en) * 2022-08-23 2024-02-29 Affinitiquest.Io Method and credential for consent-based analysis of mobile wallet data

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10040644A1 (en) * 2000-08-14 2002-02-28 Arndt Jablonowski Data transmitting method for Internet-based payment system, involves sending divided frames of payment data, to processor through two channels using different protocols
EP1388797A3 (en) * 2002-08-08 2004-10-13 Fujitsu Limited Methods, apparatus and framework for purchasing of goods and services
US7375616B2 (en) * 2004-09-08 2008-05-20 Nokia Corporation Electronic near field communication enabled multifunctional device and method of its operation
FR2923635B1 (en) * 2007-11-13 2011-05-20 True Money Co Ltd SYSTEM FOR ELECTRONIC COMMERCE TRANSACTIONS, PORTABLE ELECTRONIC DEVICE, COMMUNICATION NETWORK, CORRESPONDING COMPUTER PROGRAM PRODUCT AND METHOD.
EP2365672A1 (en) * 2010-03-01 2011-09-14 Gemalto SA Method of selecting a protocol
US20120143703A1 (en) * 2010-12-03 2012-06-07 Google Inc. Multiple contactless device interactions and communication protocols per tap
US8751317B2 (en) * 2011-05-12 2014-06-10 Koin, Inc. Enabling a merchant's storefront POS (point of sale) system to accept a payment transaction verified by SMS messaging with buyer's mobile phone

Also Published As

Publication number Publication date
GB2510431A (en) 2014-08-06
WO2014122453A3 (en) 2014-10-02
WO2014122453A2 (en) 2014-08-14

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)