[go: up one dir, main page]

GB201003335D0 - Mitigating fraud risk in offer and rewards programs - Google Patents

Mitigating fraud risk in offer and rewards programs

Info

Publication number
GB201003335D0
GB201003335D0 GBGB1003335.5A GB201003335A GB201003335D0 GB 201003335 D0 GB201003335 D0 GB 201003335D0 GB 201003335 A GB201003335 A GB 201003335A GB 201003335 D0 GB201003335 D0 GB 201003335D0
Authority
GB
United Kingdom
Prior art keywords
reward
offer
rewards
offers
transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
GBGB1003335.5A
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
NTF GROUP Pty Ltd
Original Assignee
NTF GROUP Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by NTF GROUP Pty Ltd filed Critical NTF GROUP Pty Ltd
Priority to GBGB1003335.5A priority Critical patent/GB201003335D0/en
Publication of GB201003335D0 publication Critical patent/GB201003335D0/en
Priority to PCT/GB2011/000263 priority patent/WO2011104514A1/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/384—Payment protocols; Details thereof using social networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention relates to a system and method for mitigating the risk of wastage (through unqualified targeting) and fraud associated with transaction based rewards and offer programs, which link offers and the level of reward to a customer's pattern of expenditure, while allowing customers to validate or authenticate a transaction record (e.g. a purchase receipt) at a terminal remote from a Point of Sale (for example, at a Concierge desk or at the exit of a Shopping Mall), in order to receive promotional offers or rewards to which they are entitled. The validation or authentication of transaction records means those making the promotional offer or funding the reward can control to whom an offer is made, or to whom the reward is conveyed, without requiring the customer to sign up to a loyalty card program. Customers entitled to promotional offers or rewards, by virtue of validating or authenticating their transaction record can potentially share offers or reward with friends or colleagues via a social networking portal, but only where they are eligibility to do so (through validating or authenticating their transaction record), and only in a manner prescribed by the program sponsor.
GBGB1003335.5A 2010-02-26 2010-02-26 Mitigating fraud risk in offer and rewards programs Ceased GB201003335D0 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
GBGB1003335.5A GB201003335D0 (en) 2010-02-26 2010-02-26 Mitigating fraud risk in offer and rewards programs
PCT/GB2011/000263 WO2011104514A1 (en) 2010-02-26 2011-02-25 A system and method for mitigating fraud risk in offer and reward programs

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GBGB1003335.5A GB201003335D0 (en) 2010-02-26 2010-02-26 Mitigating fraud risk in offer and rewards programs

Publications (1)

Publication Number Publication Date
GB201003335D0 true GB201003335D0 (en) 2010-04-14

Family

ID=42125743

Family Applications (1)

Application Number Title Priority Date Filing Date
GBGB1003335.5A Ceased GB201003335D0 (en) 2010-02-26 2010-02-26 Mitigating fraud risk in offer and rewards programs

Country Status (2)

Country Link
GB (1) GB201003335D0 (en)
WO (1) WO2011104514A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2495720A (en) * 2011-10-18 2013-04-24 Shopitize Ltd Method and system for providing a loyalty program
ITMI20121230A1 (en) * 2012-07-16 2014-01-17 Mauro Amigoni USER PROFILING SYSTEM AND METHOD.
GB2556864B (en) 2016-07-29 2021-04-14 Gelliner Ltd Payment confirmation system and method
CN111429145B (en) * 2020-03-26 2022-04-01 深圳市腾讯计算机系统有限公司 Risk control method and device for electronic transaction and electronic equipment

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7120591B1 (en) * 1999-08-15 2006-10-10 Parago, Inc. Rebate processing system and method providing promotions database and interface
US20040210481A1 (en) * 1999-09-15 2004-10-21 Quinlan Christopher F. Method and system for redeeming promotional offers
CA2392229C (en) * 1999-11-30 2016-08-30 Transforming Technologies, Inc. Methods, systems, and apparatuses for secure interactions
US7493268B2 (en) * 2001-04-16 2009-02-17 International Business Machines Corporation Method for processing electronic rebates
US20050256807A1 (en) * 2004-05-14 2005-11-17 Brewington James G Apparatus, system, and method for ultraviolet authentication of a scanned document

Also Published As

Publication number Publication date
WO2011104514A1 (en) 2011-09-01

Similar Documents

Publication Publication Date Title
US11954707B2 (en) Consumer presence based deal offers
US10546315B2 (en) Systems and methods to enable offer and rewards marketing, and customer relationship management (CRM) network platform
US20220270098A1 (en) System for remote dual-security instrument transfer using encrypted verification data and location-based authentication
US20140236701A1 (en) Mobile phone based rebate device for redemption at a point of sale terminal
US20160171489A1 (en) Method and system for promotional offers exchange
AU2020200206A1 (en) Consumer device payment token management
US20160343018A1 (en) Discount service system and method according to discount conditions
US20170109716A1 (en) User directed donation system and method
WO2011084522A3 (en) Portal including merchant funded affiliate cash back service
US20110119122A1 (en) Transaction processing method and system
WO2013012200A3 (en) Complex payment system using a portable terminal, and complex payment method
US20170124606A1 (en) Integrating Online Ratings and Reviews for Businesses with Point of Sale (POS) or EPOS (Electronic Point of Sale) Systems to Increase Integrity and Authenticity
US20180315080A1 (en) System and Method for Verifying Completion of an Activity
US11869035B1 (en) Systems and methods for distributing advertisements
US20170249608A1 (en) Fpga based data and currency exchange
TWM583565U (en) Computer implemented system and computer based system
GB201003335D0 (en) Mitigating fraud risk in offer and rewards programs
US20170061466A1 (en) Nfc enabled mobile payment incorporating automatic redemption of value added services
CA2923334A1 (en) Providing mobile loyalty services via a native mobile application
US11049111B2 (en) Systems and methods to provide data communication channels for user inputs to a centralized system
US11763351B2 (en) Fundraising platform
GB201209031D0 (en) Game entry
US20140019224A1 (en) Facilitating consumer activity through an electronic card device
KR102308180B1 (en) Terminal and service providing device, electronic wallet system comprising the same, control method thereof and computer readable medium having computer program recorded therefor
AU2014101048A4 (en) Barcodes for authentication, identification of user with a gateway

Legal Events

Date Code Title Description
AT Applications terminated before publication under section 16(1)