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FR3101465B1 - Methods of transmitting and receiving data relating to a payment transaction, corresponding devices and computer program. - Google Patents

Methods of transmitting and receiving data relating to a payment transaction, corresponding devices and computer program. Download PDF

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Publication number
FR3101465B1
FR3101465B1 FR1910845A FR1910845A FR3101465B1 FR 3101465 B1 FR3101465 B1 FR 3101465B1 FR 1910845 A FR1910845 A FR 1910845A FR 1910845 A FR1910845 A FR 1910845A FR 3101465 B1 FR3101465 B1 FR 3101465B1
Authority
FR
France
Prior art keywords
transmitting
data relating
payment transaction
methods
computer program
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
FR1910845A
Other languages
French (fr)
Other versions
FR3101465A1 (en
Inventor
Philippe Levionnais
Olivier Lepetit
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Orange SA
Original Assignee
Orange SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Orange SA filed Critical Orange SA
Priority to FR1910845A priority Critical patent/FR3101465B1/en
Publication of FR3101465A1 publication Critical patent/FR3101465A1/en
Application granted granted Critical
Publication of FR3101465B1 publication Critical patent/FR3101465B1/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/045Payment circuits using payment protocols involving tickets
    • G06Q20/0457Payment circuits using payment protocols involving tickets the tickets being sent electronically
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/047Payment circuits using payment protocols involving electronic receipts
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04BTRANSMISSION
    • H04B13/00Transmission systems characterised by the medium used for transmission, not provided for in groups H04B3/00 - H04B11/00
    • H04B13/005Transmission systems in which the medium consists of the human body

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

L’invention concerne un procédé de transmission d’au moins une donnée relative à une transaction de paiement entre un terminal de paiement électronique d’un commerçant et un dispositif de paiement d’un utilisateur, comprenant la génération de ladite au moins une donnée par ledit terminal de paiement électronique, le codage de ladite au moins une donnée générée dans une trame d’un protocole de communication en champ proche, et la transmission de ladite au moins une donnée codée à destination d’un terminal de l’utilisateur, via au moins un canal de communication en champ proche. Corrélativement, l’invention concerne également un procédé de réception d’une telle donnée. Figure pour l’abrégé : 1AThe invention relates to a method of transmitting at least one piece of data relating to a payment transaction between an electronic payment terminal of a merchant and a payment device of a user, comprising the generation of said at least one piece of data by said electronic payment terminal, the encoding of said at least one piece of data generated in a frame of a near-field communication protocol, and the transmission of said at least one piece of encoded data to a terminal of the user, via at least one near-field communication channel. Correspondingly, the invention also relates to a method for receiving such data. Figure for the abstract: 1A

FR1910845A 2019-10-01 2019-10-01 Methods of transmitting and receiving data relating to a payment transaction, corresponding devices and computer program. Active FR3101465B1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
FR1910845A FR3101465B1 (en) 2019-10-01 2019-10-01 Methods of transmitting and receiving data relating to a payment transaction, corresponding devices and computer program.

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR1910845 2019-10-01
FR1910845A FR3101465B1 (en) 2019-10-01 2019-10-01 Methods of transmitting and receiving data relating to a payment transaction, corresponding devices and computer program.

Publications (2)

Publication Number Publication Date
FR3101465A1 FR3101465A1 (en) 2021-04-02
FR3101465B1 true FR3101465B1 (en) 2021-10-15

Family

ID=68987986

Family Applications (1)

Application Number Title Priority Date Filing Date
FR1910845A Active FR3101465B1 (en) 2019-10-01 2019-10-01 Methods of transmitting and receiving data relating to a payment transaction, corresponding devices and computer program.

Country Status (1)

Country Link
FR (1) FR3101465B1 (en)

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7748618B2 (en) * 2006-08-21 2010-07-06 Verizon Patent And Licensing Inc. Secure near field transaction
JP6239903B2 (en) * 2013-08-29 2017-11-29 シャープ株式会社 Sales data processor
US9842329B2 (en) * 2015-02-13 2017-12-12 Sony Corporation Body area network for secure payment
FR3064787B1 (en) * 2017-03-31 2019-07-12 Ingenico Group METHOD OF PROCESSING DATA WITH A PAYMENT TERMINAL, TERMINAL OF PAYMENT AND PROGRAM THEREOF

Also Published As

Publication number Publication date
FR3101465A1 (en) 2021-04-02

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