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FR2908211B1 - Procede et systeme de retrait d'argent a l'aide d'un telephone mobile - Google Patents

Procede et systeme de retrait d'argent a l'aide d'un telephone mobile

Info

Publication number
FR2908211B1
FR2908211B1 FR0609741A FR0609741A FR2908211B1 FR 2908211 B1 FR2908211 B1 FR 2908211B1 FR 0609741 A FR0609741 A FR 0609741A FR 0609741 A FR0609741 A FR 0609741A FR 2908211 B1 FR2908211 B1 FR 2908211B1
Authority
FR
France
Prior art keywords
mobile telephone
removing money
money
telephone
mobile
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR0609741A
Other languages
English (en)
Other versions
FR2908211A1 (fr
Inventor
Serge Barthelemy
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Paycool International Ltd
Original Assignee
Paycool International Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paycool International Ltd filed Critical Paycool International Ltd
Priority to FR0609741A priority Critical patent/FR2908211B1/fr
Priority to PCT/FR2007/001819 priority patent/WO2008065271A2/fr
Publication of FR2908211A1 publication Critical patent/FR2908211A1/fr
Application granted granted Critical
Publication of FR2908211B1 publication Critical patent/FR2908211B1/fr
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/203Dispensing operations within ATMs
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
FR0609741A 2006-11-08 2006-11-08 Procede et systeme de retrait d'argent a l'aide d'un telephone mobile Expired - Fee Related FR2908211B1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
FR0609741A FR2908211B1 (fr) 2006-11-08 2006-11-08 Procede et systeme de retrait d'argent a l'aide d'un telephone mobile
PCT/FR2007/001819 WO2008065271A2 (fr) 2006-11-08 2007-11-04 Procede et systeme de retrait d'argent a l'aide d'un telephone mobile

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0609741A FR2908211B1 (fr) 2006-11-08 2006-11-08 Procede et systeme de retrait d'argent a l'aide d'un telephone mobile

Publications (2)

Publication Number Publication Date
FR2908211A1 FR2908211A1 (fr) 2008-05-09
FR2908211B1 true FR2908211B1 (fr) 2009-02-20

Family

ID=38244847

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0609741A Expired - Fee Related FR2908211B1 (fr) 2006-11-08 2006-11-08 Procede et systeme de retrait d'argent a l'aide d'un telephone mobile

Country Status (2)

Country Link
FR (1) FR2908211B1 (fr)
WO (1) WO2008065271A2 (fr)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2009157003A1 (fr) * 2008-06-26 2009-12-30 Suresh Babubhai Kapadia Système et procédé pour empêcher le détournement d'une carte de crédit/carte de débit volée, perdue, reproduite, falsifiée ou contrefaite
FR3021142B1 (fr) 2014-05-19 2016-05-27 Sesame Touch Authentification ubiquitaire
US11062316B2 (en) 2017-08-14 2021-07-13 Feedzai—Consultadoria e Inovaçâo Tecnológica, S.A. Computer memory management during real-time fraudulent transaction analysis
CN111986405B (zh) * 2020-09-01 2022-04-26 中国银行股份有限公司 一种基于自助取款机的共有财产取款验证方法和装置
EP3971851A1 (fr) * 2020-09-22 2022-03-23 IPCO 2012 Limited Dispositif électronique, procédé et produit programme informatique permettant d'ordonner l'exécution d'une transaction demandée à un guichet automatique
US20250209893A1 (en) * 2023-12-20 2025-06-26 Fidelity Information Services, Llc Systems and methods for currency amount determination in touchless atm services

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB9323489D0 (en) * 1993-11-08 1994-01-05 Ncr Int Inc Self-service business system
WO1999014711A2 (fr) * 1997-09-17 1999-03-25 Andrasev Akos Procede de controle de l'utilisation legitime d'une carte de debit ou d'un moyen similaire donnant droit a disposer d'un compte bancaire
US7089214B2 (en) * 1998-04-27 2006-08-08 Esignx Corporation Method for utilizing a portable electronic authorization device to approve transactions between a user and an electronic transaction system
FI105243B (fi) * 1999-01-13 2000-06-30 Sonera Oyj Menetelmä ja järjestelmä maksunhallintaan
FR2801995B1 (fr) * 1999-12-07 2005-09-09 Bruno Duval Procede et systeme de gestion d'une transaction securisee a travers un reseau de communication
EP1134705A3 (fr) * 2000-02-18 2003-08-20 NRC International Inc. Terminal libre service
US8065226B2 (en) * 2000-07-20 2011-11-22 Citicorp Development Center, Inc. Method and system for performing a cash transaction with a self-service financial transaction terminal
DE10066375A1 (de) * 2000-08-09 2007-10-25 Vodafone Holding Gmbh Verfahren zur Bezahlung an beliebigen Verkaufs- bzw. Dienstleistungsstellen mit Mobiltelefon
GB2396472A (en) * 2002-12-18 2004-06-23 Ncr Int Inc System for cash withdrawal
US8321346B2 (en) * 2002-12-19 2012-11-27 International Business Machines Corporation Automated teller machine for use with computing devices
US20080007388A1 (en) * 2004-04-08 2008-01-10 Patch Pte Ltd. Apparatus For Identification, Authorisation And/Or Notification

Also Published As

Publication number Publication date
FR2908211A1 (fr) 2008-05-09
WO2008065271A2 (fr) 2008-06-05
WO2008065271A3 (fr) 2008-09-25

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