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FR2827982B1 - METHOD FOR SECURING TRANSACTIONS - Google Patents

METHOD FOR SECURING TRANSACTIONS

Info

Publication number
FR2827982B1
FR2827982B1 FR0110138A FR0110138A FR2827982B1 FR 2827982 B1 FR2827982 B1 FR 2827982B1 FR 0110138 A FR0110138 A FR 0110138A FR 0110138 A FR0110138 A FR 0110138A FR 2827982 B1 FR2827982 B1 FR 2827982B1
Authority
FR
France
Prior art keywords
securing transactions
transactions
securing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR0110138A
Other languages
French (fr)
Other versions
FR2827982A1 (en
Inventor
Yves Eonnet
Evrard Guelton
Vincent Rigal
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Smart Design
Original Assignee
Smart Design
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Smart Design filed Critical Smart Design
Priority to FR0110138A priority Critical patent/FR2827982B1/en
Priority to AU2002341013A priority patent/AU2002341013A1/en
Priority to PCT/FR2002/002671 priority patent/WO2003012703A2/en
Publication of FR2827982A1 publication Critical patent/FR2827982A1/en
Application granted granted Critical
Publication of FR2827982B1 publication Critical patent/FR2827982B1/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
FR0110138A 2001-07-27 2001-07-27 METHOD FOR SECURING TRANSACTIONS Expired - Fee Related FR2827982B1 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
FR0110138A FR2827982B1 (en) 2001-07-27 2001-07-27 METHOD FOR SECURING TRANSACTIONS
AU2002341013A AU2002341013A1 (en) 2001-07-27 2002-07-25 Method for making transactions secure
PCT/FR2002/002671 WO2003012703A2 (en) 2001-07-27 2002-07-25 Method for making transactions secure

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR0110138A FR2827982B1 (en) 2001-07-27 2001-07-27 METHOD FOR SECURING TRANSACTIONS

Publications (2)

Publication Number Publication Date
FR2827982A1 FR2827982A1 (en) 2003-01-31
FR2827982B1 true FR2827982B1 (en) 2005-02-18

Family

ID=8866041

Family Applications (1)

Application Number Title Priority Date Filing Date
FR0110138A Expired - Fee Related FR2827982B1 (en) 2001-07-27 2001-07-27 METHOD FOR SECURING TRANSACTIONS

Country Status (3)

Country Link
AU (1) AU2002341013A1 (en)
FR (1) FR2827982B1 (en)
WO (1) WO2003012703A2 (en)

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5708422A (en) * 1995-05-31 1998-01-13 At&T Transaction authorization and alert system
AU3977597A (en) * 1996-08-08 1998-02-25 Robert Richard Bock Financial transaction, authorization, notification and security apparatus
AU9362498A (en) * 1997-09-17 1999-04-05 Akos Andrasev Method for checking rightful use of a debit card or similar means giving right of disposing of a bank account
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method

Also Published As

Publication number Publication date
WO2003012703A3 (en) 2003-11-20
FR2827982A1 (en) 2003-01-31
WO2003012703A2 (en) 2003-02-13
AU2002341013A1 (en) 2003-02-17

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Legal Events

Date Code Title Description
ST Notification of lapse

Effective date: 20060331