[go: up one dir, main page]

ES2170673A1 - Payments transaction processing system installed in point-of-sale terminal, selects specified telecommunication equipment based on information of mobile telephone verified using specified telephone number - Google Patents

Payments transaction processing system installed in point-of-sale terminal, selects specified telecommunication equipment based on information of mobile telephone verified using specified telephone number

Info

Publication number
ES2170673A1
ES2170673A1 ES200001573A ES200001573A ES2170673A1 ES 2170673 A1 ES2170673 A1 ES 2170673A1 ES 200001573 A ES200001573 A ES 200001573A ES 200001573 A ES200001573 A ES 200001573A ES 2170673 A1 ES2170673 A1 ES 2170673A1
Authority
ES
Spain
Prior art keywords
specified
telephone number
message
acceptance
mobile telephone
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Granted
Application number
ES200001573A
Other languages
Spanish (es)
Other versions
ES2170673B2 (en
Inventor
Branches Mario Cantero
Simon Ivan Clemente
La Cruz Vega Jose Manuel De
Martin Javier Diaz
Hernandez Pedro Martinez
Dennes Gonzalo Gomez-Acebo
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mobipay Espana SA
Original Assignee
Mobipay Espana SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mobipay Espana SA filed Critical Mobipay Espana SA
Priority to SI200030384T priority Critical patent/SI1136961T1/en
Priority to DE1136961T priority patent/DE1136961T1/en
Priority to DK00202720T priority patent/DK1136961T3/en
Priority to IL13759100A priority patent/IL137591A0/en
Priority to PT00202720T priority patent/PT1136961E/en
Priority to DE60008496T priority patent/DE60008496D1/en
Priority to AT00202720T priority patent/ATE260500T1/en
Priority to EP00202720A priority patent/EP1136961B1/en
Priority to SG200004364A priority patent/SG86428A1/en
Priority to HU0003043A priority patent/HU224086B1/en
Priority to SK1165-2000A priority patent/SK11652000A3/en
Priority to CA002315308A priority patent/CA2315308A1/en
Priority to AU51840/00A priority patent/AU758512B2/en
Priority to ARP000104019 priority patent/AR025034A1/en
Priority to UY26272A priority patent/UY26272A1/en
Priority to NZ506168A priority patent/NZ506168A/en
Priority to JP2000236795A priority patent/JP3708807B2/en
Priority to TW089115714A priority patent/TW511364B/en
Priority to NO20003971A priority patent/NO20003971L/en
Priority to DO2000000059A priority patent/DOP2000000059A/en
Priority to EA200000745A priority patent/EA003681B1/en
Priority to PL00341887A priority patent/PL341887A1/en
Priority to TR2000/02314A priority patent/TR200002314A2/en
Priority to MA26037A priority patent/MA25156A1/en
Priority to CNB001305859A priority patent/CN1201609C/en
Priority to KR1020000045704A priority patent/KR20010092636A/en
Priority to BR0004917-4A priority patent/BR0004917A/en
Priority to IDP20000662D priority patent/ID29692A/en
Priority to CZ20002888A priority patent/CZ20002888A3/en
Priority to PE2000000797A priority patent/PE20010687A1/en
Priority to CO00059191A priority patent/CO5300488A1/en
Priority to PA8499401A priority patent/PA8499401A1/en
Priority to SV2000000145A priority patent/SV2003000145A/en
Priority to HK02101152.0A priority patent/HK1043418B/en
Publication of ES2170673A1 publication Critical patent/ES2170673A1/en
Application granted granted Critical
Publication of ES2170673B2 publication Critical patent/ES2170673B2/en
Priority to US11/385,053 priority patent/US20070027803A1/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Telephonic Communication Services (AREA)
  • Meter Arrangements (AREA)

Abstract

A data bank (21) contains information regarding specified telephone number of payer and digital mobile telephone (16). The information corresponding to digital mobile telephone is verified using specified telephone number and a specified telecommunication equipment is selected accordingly. A server (20) verifies whether message received through telecommunication unit contains telephone number and identification code of associated payer (13) and payee (14) respectively, and whether transaction authorization request received through telecommunication unit and associated telephone number, satisfies preset authorization criterion, and whether safety parameter received through telecommunication unit satisfies safety criterion, and generates acceptance messages when specified identification code and telephone number are detected, when authorization request satisfies preset criterion and when safety parameter satisfies safety criterion, respectively. An account management unit authorized based on authorization request, processes debit and credit in payers and payee account when acceptance messages are generated. A rejection message generator generates rejection message when at least one acceptance message is not generated and a confirmation message generator generates confirmation message when at least one acceptance message is generated. The generated acceptance and rejection messages are transmitted to telecommunication unit. The confirmation message selectively transferred to mobile telephone (16) identified by specified telephone number and identification code. An Independent claim is also included for method for processing payments and transactions between payers and payee.
ES200001573A 2000-03-24 2000-06-23 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE. Expired - Fee Related ES2170673B2 (en)

Priority Applications (35)

Application Number Priority Date Filing Date Title
DE1136961T DE1136961T1 (en) 2000-03-24 2000-07-31 System and method for real-time remote payments and transactions using a mobile phone
DK00202720T DK1136961T3 (en) 2000-03-24 2000-07-31 Real-time remote payments and transactions using a mobile phone
IL13759100A IL137591A0 (en) 2000-03-24 2000-07-31 System and process for remote payments and transactions in real time by mobile telephone
PT00202720T PT1136961E (en) 2000-03-24 2000-07-31 SYSTEM AND PROCESS FOR REAL-TIME TELEPHONES AND TELEPHONES, BY MOBILE PHONE
SI200030384T SI1136961T1 (en) 2000-03-24 2000-07-31 System and process for remote payments and transactions in real time by mobile telephone
DE60008496T DE60008496D1 (en) 2000-03-24 2000-07-31 System and method for real-time remote payments and transactions using a mobile phone
AT00202720T ATE260500T1 (en) 2000-03-24 2000-07-31 SYSTEM AND METHOD FOR REMOTE PAYMENTS AND REAL-TIME TRANSACTIONS USING A MOBILE TELEPHONE
EP00202720A EP1136961B1 (en) 2000-03-24 2000-07-31 System and process for remote payments and transactions in real time by mobile telephone
SG200004364A SG86428A1 (en) 2000-03-24 2000-08-01 System and process for remote payments and transactions in real time by mobile telephone
HU0003043A HU224086B1 (en) 2000-03-24 2000-08-02 System and process for remote payments and transactions in real time by mobil telephone
SK1165-2000A SK11652000A3 (en) 2000-03-24 2000-08-02 System and process for remote payments and transactions in real time by mobile telephone
CA002315308A CA2315308A1 (en) 2000-03-24 2000-08-03 System and process for remote payments and transactions in real time by mobile telephone
ARP000104019 AR025034A1 (en) 2000-03-24 2000-08-04 SYSTEM AND PROCEDURE FOR DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.
UY26272A UY26272A1 (en) 2000-03-24 2000-08-04 SYSTEM AND PROCEDURE FOR PAYMENTS AND REMOTE TRANSACTIONS IN REAL TIME THROUGH A MOBILE PHONE.
NZ506168A NZ506168A (en) 2000-03-24 2000-08-04 System and process for remote payments and transactions in real time by mobile telephone
JP2000236795A JP3708807B2 (en) 2000-03-24 2000-08-04 System and processing of real-time remote payment transaction by mobile phone
TW089115714A TW511364B (en) 2000-03-24 2000-08-04 System and process for remote payments and transactions in real time by mobile telephone
NO20003971A NO20003971L (en) 2000-03-24 2000-08-04 Real-time remote payment and transactions using mobile phone
AU51840/00A AU758512B2 (en) 2000-03-24 2000-08-04 System and process for remote payments and transactions in real time by mobile telephone
EA200000745A EA003681B1 (en) 2000-03-24 2000-08-07 Process and system for remote payments and transactions in real time by mobile telephone
DO2000000059A DOP2000000059A (en) 2000-03-24 2000-08-07 SYSTEM AND PROCEDURE FOR DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE
TR2000/02314A TR200002314A2 (en) 2000-03-24 2000-08-07 System and process for remote payments and transactions in real time by mobile phone.
MA26037A MA25156A1 (en) 2000-03-24 2000-08-07 SYSTEM AND METHOD FOR REMOTE AND REAL TIME PAYMENT AND TRANSACTIONS BY MOBILE TELEPHONE.
CNB001305859A CN1201609C (en) 2000-03-24 2000-08-07 System for realizing reat-time long distance payment and business by mobile telephone and treating method
KR1020000045704A KR20010092636A (en) 2000-03-24 2000-08-07 System and process for remote payments and transactions in real time by mobile telephone
BR0004917-4A BR0004917A (en) 2000-03-24 2000-08-07 System and process for remote payments and transactions in real time by mobile phone
IDP20000662D ID29692A (en) 2000-03-24 2000-08-07 SYSTEM AND PROCESS FOR PAYMENT AND TRANSACTION OF DISTANCE DISTANCE IN REAL TIME WITH MOVING PHONE
CZ20002888A CZ20002888A3 (en) 2000-03-24 2000-08-07 System and method for treating payments and transactions
PE2000000797A PE20010687A1 (en) 2000-03-24 2000-08-07 SYSTEM AND PROCEDURE FOR REMOTE PAYMENTS AND TRANSACTIONS IN REAL TIME VIA MOBILE PHONE
PL00341887A PL341887A1 (en) 2000-03-24 2000-08-07 System for and method of remotely real-time effecting payments and transactions by means of a cellular telephone
CO00059191A CO5300488A1 (en) 2000-03-24 2000-08-08 SYSTEM AND PROCEDURE FOR DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE
PA8499401A PA8499401A1 (en) 2000-03-24 2000-08-09 SYSTEM AND PROCEDURE FOR DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE
SV2000000145A SV2003000145A (en) 2000-03-24 2000-08-16 SYSTEM AND PROCEDURE FOR DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.
HK02101152.0A HK1043418B (en) 2000-03-24 2002-02-18 System and process for remote payments and transactions in real time by mobile telephone
US11/385,053 US20070027803A1 (en) 2000-03-24 2006-03-14 System and process for remote payments and transactions in real time by mobile telephone

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ES200000724A ES2170647B2 (en) 2000-03-24 2000-03-24 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.

Publications (2)

Publication Number Publication Date
ES2170673A1 true ES2170673A1 (en) 2002-08-01
ES2170673B2 ES2170673B2 (en) 2003-09-16

Family

ID=8492855

Family Applications (3)

Application Number Title Priority Date Filing Date
ES200000724A Expired - Fee Related ES2170647B2 (en) 2000-03-24 2000-03-24 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.
ES200001573A Expired - Fee Related ES2170673B2 (en) 2000-03-24 2000-06-23 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.
ES200001574A Expired - Fee Related ES2172405B2 (en) 2000-03-24 2000-06-23 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.

Family Applications Before (1)

Application Number Title Priority Date Filing Date
ES200000724A Expired - Fee Related ES2170647B2 (en) 2000-03-24 2000-03-24 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.

Family Applications After (1)

Application Number Title Priority Date Filing Date
ES200001574A Expired - Fee Related ES2172405B2 (en) 2000-03-24 2000-06-23 PROCEDURE AND SYSTEM OF DISTANCE PAYMENTS AND TRANSACTIONS IN REAL TIME BY MOBILE PHONE.

Country Status (10)

Country Link
AR (1) AR025034A1 (en)
CO (1) CO5300488A1 (en)
CR (1) CR6337A (en)
DO (1) DOP2000000059A (en)
ES (3) ES2170647B2 (en)
GT (1) GT200000135A (en)
PA (1) PA8499401A1 (en)
PE (1) PE20010687A1 (en)
SV (1) SV2003000145A (en)
ZA (1) ZA200003925B (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
ES2204242B1 (en) * 2001-06-28 2005-07-16 Mobipay España, S.A. SYSTEM TO MAKE TRANSACTIONS OF PAYMENTS BY MOBILE PHONE.

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996013814A1 (en) * 1994-10-28 1996-05-09 Behruz Vazvan Real time tele-payment system
WO1999033034A1 (en) * 1997-12-23 1999-07-01 Global Mobility Systems, Inc. System and method for controlling financial transactions over a wireless network

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6868391B1 (en) * 1997-04-15 2005-03-15 Telefonaktiebolaget Lm Ericsson (Publ) Tele/datacommunications payment method and apparatus
FR2779896B1 (en) * 1998-06-15 2000-10-13 Sfr Sa METHOD FOR REMOTE PAYING, BY MEANS OF A MOBILE RADIOTELEPHONE, THE ACQUISITION OF A GOOD AND / OR A SERVICE AND CORRESPONDING MOBILE RADIOTELEPHONE SYSTEM AND

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1996013814A1 (en) * 1994-10-28 1996-05-09 Behruz Vazvan Real time tele-payment system
WO1999033034A1 (en) * 1997-12-23 1999-07-01 Global Mobility Systems, Inc. System and method for controlling financial transactions over a wireless network

Also Published As

Publication number Publication date
AR025034A1 (en) 2002-11-06
ES2172405B2 (en) 2003-09-16
DOP2000000059A (en) 2007-02-15
ES2170673B2 (en) 2003-09-16
PA8499401A1 (en) 2002-02-21
CO5300488A1 (en) 2003-07-31
CR6337A (en) 2005-10-05
ES2172405A1 (en) 2002-09-16
SV2003000145A (en) 2003-08-19
ES2170647A1 (en) 2002-08-01
ES2170647B2 (en) 2003-09-16
GT200000135A (en) 2001-01-10
ZA200003925B (en) 2001-02-05
PE20010687A1 (en) 2001-07-05

Similar Documents

Publication Publication Date Title
US10937031B2 (en) System and method for local data conversion
CN103093340B (en) Based on dynamic payment system and the method for asynchronous communication technology
US6612487B2 (en) Method and system for account activation
US8165965B2 (en) Transaction method with a mobile apparatus
AU741873C (en) Electronic transaction
WO2003044710A1 (en) Apparatus, method and system for payment using a mobile device
IL137591A0 (en) System and process for remote payments and transactions in real time by mobile telephone
US20020073024A1 (en) System and methods of using wireless communication devices to conduct financial transactions
CN1319219A (en) Method and system for paying for goods or services
CA2313798A1 (en) Portable 1-way wireless financial messaging unit
CN101464981A (en) Bank card account security system and method through mobile phone orientation authentication card owner identification
JP2008532157A (en) Payment card transaction security method and authorization center to use this method
CN105260886A (en) Payment processing method and device, NFC (Near Field Communication) portable terminal and wearable terminal
WO2003107288A1 (en) Method for mobile payment
AU2841399A (en) Mobile telephone system with prepaid card
WO2004112275A1 (en) An electronic billing system using blinking signal of display panel of mobile communication terminal and a method thereof
KR20010017603A (en) Card-phone set which is wireless telephone and method thereof
ES2172405A1 (en) Payments transaction processing system installed in point-of-sale terminal, selects specified telecommunication equipment based on information of mobile telephone verified using specified telephone number
US7181429B1 (en) Apparatus and method for storing electronic money
CN1987939A (en) Method and system for withdrawing cash from bank special business account by mobile phone conferming mode
KR20040027232A (en) Remote payment system by proxy using a mobile phone and method thereof
KR100478254B1 (en) Payment Method using Mobile Terminal with IC Chip
KR20090051287A (en) Merchant monitoring method and system and recording medium therefor
MXPA00006174A (en) Transaction authentication for 1-way wireless financial messaging units
MXPA00006173A (en) Portable 1-way wireless financial messaging unit

Legal Events

Date Code Title Description
EC2A Search report published

Date of ref document: 20020801

Kind code of ref document: A1

Effective date: 20020801

FG2A Definitive protection

Ref document number: 2170673B2

Country of ref document: ES

FD2A Announcement of lapse in spain

Effective date: 20161214