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EP2628140A4 - METHOD OF PAYING WITH A PAYMENT SERVICE AND TABS SELECTED BY A FIRST PARTY AND OPENED BY A SECOND PARTY TO ANY GEOGRAPHICAL LOCATION OF THE MOBILE DEVICE OF PART I - Google Patents

METHOD OF PAYING WITH A PAYMENT SERVICE AND TABS SELECTED BY A FIRST PARTY AND OPENED BY A SECOND PARTY TO ANY GEOGRAPHICAL LOCATION OF THE MOBILE DEVICE OF PART I

Info

Publication number
EP2628140A4
EP2628140A4 EP11833173.5A EP11833173A EP2628140A4 EP 2628140 A4 EP2628140 A4 EP 2628140A4 EP 11833173 A EP11833173 A EP 11833173A EP 2628140 A4 EP2628140 A4 EP 2628140A4
Authority
EP
European Patent Office
Prior art keywords
party
paying
opened
mobile device
geographical location
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP11833173.5A
Other languages
German (de)
French (fr)
Other versions
EP2628140A1 (en
Inventor
Jack Dorsey
William Henderson
Brian Grassadonia
James M Mckelvey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Block Inc
Original Assignee
Square Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/903,753 external-priority patent/US20110084139A1/en
Priority claimed from US12/985,982 external-priority patent/US8573486B2/en
Priority claimed from US13/005,822 external-priority patent/US8870070B2/en
Priority claimed from US13/010,976 external-priority patent/US9016572B2/en
Priority claimed from US13/012,495 external-priority patent/US8500018B2/en
Priority claimed from US13/043,258 external-priority patent/US8870071B2/en
Priority claimed from US13/043,263 external-priority patent/US8876003B2/en
Priority claimed from US13/043,268 external-priority patent/US8302860B2/en
Priority claimed from US13/043,270 external-priority patent/US8235287B2/en
Priority claimed from US13/043,203 external-priority patent/US8573487B2/en
Priority claimed from US13/088,038 external-priority patent/US9619797B2/en
Application filed by Square Inc filed Critical Square Inc
Publication of EP2628140A1 publication Critical patent/EP2628140A1/en
Publication of EP2628140A4 publication Critical patent/EP2628140A4/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347—Passive cards

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Transfer Between Computers (AREA)
  • Mobile Radio Communication Systems (AREA)
EP11833173.5A 2010-10-13 2011-10-07 METHOD OF PAYING WITH A PAYMENT SERVICE AND TABS SELECTED BY A FIRST PARTY AND OPENED BY A SECOND PARTY TO ANY GEOGRAPHICAL LOCATION OF THE MOBILE DEVICE OF PART I Ceased EP2628140A4 (en)

Applications Claiming Priority (13)

Application Number Priority Date Filing Date Title
US12/903,753 US20110084139A1 (en) 2009-10-13 2010-10-13 Systems and methods for financial transaction through miniaturized card reader
US12/903,823 US8534546B2 (en) 2009-10-13 2010-10-13 Systems and methods for card present transaction without sharing card information
US12/985,982 US8573486B2 (en) 2010-10-13 2011-01-06 Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer
US13/005,822 US8870070B2 (en) 2010-10-13 2011-01-13 Card reader device
US13/010,976 US9016572B2 (en) 2010-10-13 2011-01-21 Systems and methods for financial transaction through miniaturized card with ASIC
US13/012,495 US8500018B2 (en) 2010-10-13 2011-01-24 Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device
US13/043,258 US8870071B2 (en) 2010-10-13 2011-03-08 Read head device with selected sampling rate
US13/043,263 US8876003B2 (en) 2010-10-13 2011-03-08 Read head device with selected output jack characteristics
US13/043,268 US8302860B2 (en) 2010-10-13 2011-03-08 Read head device with narrow card reading slot
US13/043,270 US8235287B2 (en) 2010-10-13 2011-03-08 Read head device with slot configured to reduce torque
US13/043,203 US8573487B2 (en) 2010-10-13 2011-03-08 Integrated read head device
US13/088,038 US9619797B2 (en) 2010-10-13 2011-04-15 Payment methods with a payment service and tabs selected by a first party and opened by a second party at an geographic location of the first party's mobile device
PCT/US2011/055387 WO2012051071A1 (en) 2010-10-13 2011-10-07 Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device

Publications (2)

Publication Number Publication Date
EP2628140A1 EP2628140A1 (en) 2013-08-21
EP2628140A4 true EP2628140A4 (en) 2014-05-21

Family

ID=45938665

Family Applications (1)

Application Number Title Priority Date Filing Date
EP11833173.5A Ceased EP2628140A4 (en) 2010-10-13 2011-10-07 METHOD OF PAYING WITH A PAYMENT SERVICE AND TABS SELECTED BY A FIRST PARTY AND OPENED BY A SECOND PARTY TO ANY GEOGRAPHICAL LOCATION OF THE MOBILE DEVICE OF PART I

Country Status (4)

Country Link
EP (1) EP2628140A4 (en)
JP (2) JP2014500537A (en)
CA (1) CA2812611C (en)
WO (1) WO2012051071A1 (en)

Families Citing this family (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9436955B2 (en) 2009-06-10 2016-09-06 Square, Inc. Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers
US9619797B2 (en) 2010-10-13 2017-04-11 Square, Inc. Payment methods with a payment service and tabs selected by a first party and opened by a second party at an geographic location of the first party's mobile device
JP5745476B2 (en) * 2012-08-08 2015-07-08 ビートロボ, インコーポレーテッドBeatrobo, Inc. Connected device, application program, and content acquisition system
US9985699B1 (en) 2014-12-16 2018-05-29 Blazer and Flip Flops, Inc. NFC center
US10580011B1 (en) 2014-12-17 2020-03-03 Blazer and Flip Flops, Inc. NFC-based options selection
US11062375B1 (en) 2014-12-17 2021-07-13 Blazer and Flip Flops, Inc. Automatic shopping based on historical data
US10679207B1 (en) 2014-12-17 2020-06-09 Blazer and Flip Flops, Inc. Bill splitting and account delegation for NFC
US10262318B1 (en) 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. Eligibility verification for real-time offers
US10262311B1 (en) 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. NFC-based payments tagging
US10410021B1 (en) 2017-12-08 2019-09-10 Square, Inc. Transaction object reader with digital signal input/output and internal audio-based communication
US11087301B1 (en) 2017-12-19 2021-08-10 Square, Inc. Tamper resistant device

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070203836A1 (en) * 2006-02-28 2007-08-30 Ramy Dodin Text message payment
US20070255620A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Transacting Mobile Person-to-Person Payments
US20100108762A1 (en) * 2009-06-10 2010-05-06 Morley Jr Robert E Card reader device for a cell phone and method of use
WO2010111130A2 (en) * 2009-03-25 2010-09-30 George Wallner Audio/acoustically coupled card reader

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2521748B1 (en) * 1982-02-15 1986-01-17 Crouzet Sa ENCODER READER FOR MAGNETIC INFORMATION MEDIA
US5603078A (en) * 1995-09-15 1997-02-11 Spectravision, Inc. Remote control device with credit card reading and transmission capabilities having multiple IR LEDs
US7085710B1 (en) * 1998-01-07 2006-08-01 Microsoft Corporation Vehicle computer system audio entertainment system
JP2001357337A (en) * 2000-04-12 2001-12-26 Pioneer Electronic Corp Transaction processing device and method using portable terminal device, and customer authentication device and method
US7430674B2 (en) * 2002-02-12 2008-09-30 Semtek Innovative Solutions, Inc. Magnetic stripe reader with power management control for attachment to a PDA device
JP2003242428A (en) * 2002-02-19 2003-08-29 Fujitsu Frontech Ltd Cellular phone with card function and cellular phone with settlement function
US7336973B2 (en) * 2002-10-30 2008-02-26 Way Systems, Inc Mobile communication device equipped with a magnetic stripe reader
JP2006004264A (en) * 2004-06-18 2006-01-05 Hitachi Ltd Portable information terminal and electronic payment method using portable information terminal
JP2006127390A (en) * 2004-11-01 2006-05-18 Glory Ltd Debit payment system using cellular phone terminal and its method
US8352323B2 (en) * 2007-11-30 2013-01-08 Blaze Mobile, Inc. Conducting an online payment transaction using an NFC enabled mobile communication device
GB0621189D0 (en) * 2006-10-25 2006-12-06 Payfont Ltd Secure authentication and payment system
US8103022B2 (en) * 2006-11-30 2012-01-24 Broadcom Corporation Method and system for detecting, and controlling power for, an auxiliary microphone
US8793184B2 (en) * 2007-02-12 2014-07-29 Visa U.S.A. Inc. Mobile payment services
KR101151059B1 (en) * 2007-05-11 2012-06-01 에스케이플래닛 주식회사 Method and system for ordering goods remotely by using rfid
US20090119170A1 (en) * 2007-10-25 2009-05-07 Ayman Hammad Portable consumer device including data bearing medium including risk based benefits
JP2009205196A (en) * 2008-02-26 2009-09-10 Nec Corp Communication information processing terminal
US7896248B2 (en) * 2009-06-10 2011-03-01 Rem Holdings 3, Llc Card reader device and method of use

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070203836A1 (en) * 2006-02-28 2007-08-30 Ramy Dodin Text message payment
US20070255620A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Transacting Mobile Person-to-Person Payments
WO2010111130A2 (en) * 2009-03-25 2010-09-30 George Wallner Audio/acoustically coupled card reader
US20100108762A1 (en) * 2009-06-10 2010-05-06 Morley Jr Robert E Card reader device for a cell phone and method of use

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of WO2012051071A1 *

Also Published As

Publication number Publication date
EP2628140A1 (en) 2013-08-21
CA2812611A1 (en) 2012-04-19
JP2017033603A (en) 2017-02-09
CA2812611C (en) 2016-06-14
WO2012051071A1 (en) 2012-04-19
JP2014500537A (en) 2014-01-09

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PUAI Public reference made under article 153(3) epc to a published international application that has entered the european phase

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RIN1 Information on inventor provided before grant (corrected)

Inventor name: GRASSADONIA, BRIAN

Inventor name: HENDERSON, WILLIAM

Inventor name: MCKELVEY, JAMES, M.

Inventor name: DORSEY, JACK

A4 Supplementary search report drawn up and despatched

Effective date: 20140417

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