EP1552483A2 - Device and method for conducting a money deposit transaction - Google Patents
Device and method for conducting a money deposit transactionInfo
- Publication number
- EP1552483A2 EP1552483A2 EP03794950A EP03794950A EP1552483A2 EP 1552483 A2 EP1552483 A2 EP 1552483A2 EP 03794950 A EP03794950 A EP 03794950A EP 03794950 A EP03794950 A EP 03794950A EP 1552483 A2 EP1552483 A2 EP 1552483A2
- Authority
- EP
- European Patent Office
- Prior art keywords
- banknotes
- compartment
- checking
- operator
- input
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Withdrawn
Links
- 238000000034 method Methods 0.000 title claims abstract description 16
- 238000000151 deposition Methods 0.000 claims abstract description 20
- 238000012360 testing method Methods 0.000 claims description 11
- 238000012432 intermediate storage Methods 0.000 claims description 5
- 230000003287 optical effect Effects 0.000 claims description 2
- 238000012805 post-processing Methods 0.000 abstract description 5
- 238000003860 storage Methods 0.000 description 5
- 230000000717 retained effect Effects 0.000 description 2
- 238000000926 separation method Methods 0.000 description 2
- 230000005540 biological transmission Effects 0.000 description 1
- 230000014759 maintenance of location Effects 0.000 description 1
- 238000005259 measurement Methods 0.000 description 1
- 238000012545 processing Methods 0.000 description 1
- 239000000126 substance Substances 0.000 description 1
- 238000012546 transfer Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/40—Device architecture, e.g. modular construction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/50—Sorting or counting valuable papers
Definitions
- the invention relates to an apparatus and a method for carrying out a money deposit transaction.
- EP 0 811 208 B1 describes, for example, a money depositing device in which banknotes are inputted in bundles, isolated, checked, the accepted banknotes are fed to a buffer store that is not accessible to the operator during the current transaction, and the unaccepted banknotes are fed to a freely accessible return compartment. If the operator agrees to the final storage of the accepted banknotes, they are transferred from the buffer into a banknote cassette and finally stored there, protected against unauthorized access by the operator.
- Such devices are used, for example, for a retailer to deposit his daily cash income without the help of bank employees and for the automatically determined nominal value of the banknotes entered to be credited to a bank account of the retailer.
- the banknotes deposited in such a cash deposit device are processed further by an authority authorized for this purpose, such as a cash center or a value transport company (WTU). This can be done, for example, by separating the banknotes finally stored in the cassettes according to their nominal value and / or location. Position sorting means, for example, that banknotes lying on the front are separated from banknotes lying on the back. For post-processing, specially designed banknote sorting devices are mostly used for these functions. However, this post-processing carried out by the cash centers or the value transport companies is relatively cost-intensive. Based on this, it is the object of the present invention to provide an apparatus and a method for carrying out a money deposit transaction which simplifies processing processes which are connected with such a money deposit transaction.
- WTU value transport company
- the invention is therefore based on the idea that location sorting is not carried out first in the post-processing by cash centers or WTUs with the aid of separate banknote sorting devices, but rather by the depositing operator himself during the depositing process using the money depositing device.
- the single figure shows a schematic view of the functional components of a cash deposit device 1 according to an embodiment of the present invention.
- the deposit device 1 has a housing 2.
- An input compartment 3, freely accessible from the outside, is integrated in the housing 2, into which the operator can enter banknotes BN which are to be retained by the device 1 and, for example, to be credited to a bank account of the operator.
- the banknotes BN can have any layers in the bundle.
- a transport device 4 which can have separation and transport means known per se, the bank notes BN entered as a bundle in the compartment 3 are transported individually by a test device 5, in which they are checked for certain physical or chemical properties. In addition to checking the authenticity, the checking device 5 also serves in particular to determine the position of the entered banknotes BN.
- the test device 5 is checked in the test device 5, for example, whether the bank notes BN are inserted into the compartment 3 with their top or bottom side facing up and are trans- be ported. This position check can be carried out with the aid of known optical transmission or reflection measurements. Depending on the result of the check, the bank notes BN are then fed to one of three possible storage compartments 6-8.
- the first compartment 6 is an output compartment which is freely accessible from the outside and into which the rejection path nodes which are not accepted by the testing device 5 are output. These can be banknotes, for example, which are not recognized by the checking device 5 because, for example, they are not genuine or are too worn out.
- all those banknotes BN are output that were recognized as genuine by the checking device 5, but whose position does not correspond to a predetermined position. This can mean, for example, that all those banknotes are output into the compartment 7 which have been transported with their back upwards through the test device 5 and recognized as genuine and / or fit for circulation. All other banknotes BN that have been accepted by the checking device 5 in a genuine and / or fit for circulation and have the predetermined position, that is to say oriented with the front facing upward, are transported into the third storage compartment 8, which serves as an intermediate storage 8.
- the storage compartment 8 is closed during a current transaction, for example by a flap (not shown) which can be automatically locked from the inside, in such a way that the operator has no access to the banknotes located in the intermediate store 8.
- a separation is automatically carried out from the banknotes oriented with the front facing upwards and with the rear facing upwards.
- the operator is indicated by means of a display and input unit 9, for example by displaying a corresponding text or the lighting of an associated one Symbol in the form of a pictogram prompted to take out the banknotes BN located in the compartment 7 as a bundle, to turn them over and to put them back into the input compartment 3.
- the banknotes in the compartment 8 serving as a buffer are transported into a banknote cassette 10 integrated in the housing 2, which is also for the user from the outside is not accessible.
- the cassette 10 are usually exchangeably mounted in the housing.
- the deposit data for crediting the deposited amounts are forwarded to an account determined by the operator to a bank center.
- the previously described components of the cash deposit device 1 are controlled by means of a control unit 11 via signal lines, not shown.
- the control device 11 regulates in particular also the deflection of the banknotes BN into the respective compartments 6-8 or the transport out of the compartment 8.
- the individual process can also be terminated by means of the display and input unit 9.
- the flap of the compartment 8 is automatically activated, unlocked and opened after the transaction has ended, so that the operator now has free access to the bank notes BN to be removed.
- the buffer 8 is in no case accessible to the operator and the banknotes are therefore transferred to one of the two freely accessible output compartments 6, 7 in the event of a transaction being aborted via appropriate transport means.
- the invention thus enables a simple and inexpensive location sorting of banknotes in money depositing devices.
Landscapes
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE10239563 | 2002-08-28 | ||
DE10239563A DE10239563A1 (en) | 2002-08-28 | 2002-08-28 | Automated banknote paying in machine with sorting machinery that requires a user to insert notes in the correct orientation with the notes rejected for re-insertion if they are not correctly inserted |
PCT/EP2003/009499 WO2004025577A2 (en) | 2002-08-28 | 2003-08-27 | Device and method for conducting a money deposit transaction |
Publications (1)
Publication Number | Publication Date |
---|---|
EP1552483A2 true EP1552483A2 (en) | 2005-07-13 |
Family
ID=31724140
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
EP03794950A Withdrawn EP1552483A2 (en) | 2002-08-28 | 2003-08-27 | Device and method for conducting a money deposit transaction |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1552483A2 (en) |
AU (1) | AU2003258676A1 (en) |
DE (1) | DE10239563A1 (en) |
WO (1) | WO2004025577A2 (en) |
ZA (1) | ZA200501791B (en) |
Families Citing this family (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE102007025940A1 (en) | 2007-06-04 | 2008-12-11 | Giesecke & Devrient Gmbh | Device for paying a predetermined invoice amount and method Acceptance of value documents and output of value documents stored in a storage device |
US8851367B2 (en) | 2009-09-11 | 2014-10-07 | Glory Ltd. | Money processing device |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4596924A (en) * | 1982-06-16 | 1986-06-24 | Tokyo Shibaura Denki Kabushiki Kaisha | Automatic depositing apparatus |
JPH1166388A (en) * | 1997-08-14 | 1999-03-09 | Fujitsu Ltd | Automatic transaction equipment |
JP2000200379A (en) * | 1999-01-07 | 2000-07-18 | Fujitsu Ltd | Paper processing equipment |
-
2002
- 2002-08-28 DE DE10239563A patent/DE10239563A1/en not_active Withdrawn
-
2003
- 2003-08-27 AU AU2003258676A patent/AU2003258676A1/en not_active Abandoned
- 2003-08-27 EP EP03794950A patent/EP1552483A2/en not_active Withdrawn
- 2003-08-27 WO PCT/EP2003/009499 patent/WO2004025577A2/en not_active Application Discontinuation
-
2005
- 2005-03-02 ZA ZA200501791A patent/ZA200501791B/en unknown
Non-Patent Citations (1)
Title |
---|
See references of WO2004025577A2 * |
Also Published As
Publication number | Publication date |
---|---|
WO2004025577A2 (en) | 2004-03-25 |
AU2003258676A1 (en) | 2004-04-30 |
AU2003258676A8 (en) | 2004-04-30 |
WO2004025577A3 (en) | 2004-05-27 |
DE10239563A1 (en) | 2004-03-18 |
ZA200501791B (en) | 2005-09-12 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
PUAI | Public reference made under article 153(3) epc to a published international application that has entered the european phase |
Free format text: ORIGINAL CODE: 0009012 |
|
17P | Request for examination filed |
Effective date: 20050329 |
|
AK | Designated contracting states |
Kind code of ref document: A2 Designated state(s): AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IT LI LU MC NL PT RO SE SI SK TR |
|
AX | Request for extension of the european patent |
Extension state: AL LT LV MK |
|
DAX | Request for extension of the european patent (deleted) | ||
17Q | First examination report despatched |
Effective date: 20050919 |
|
RIN1 | Information on inventor provided before grant (corrected) |
Inventor name: MAETZIG, CHRISTOPH |
|
GRAP | Despatch of communication of intention to grant a patent |
Free format text: ORIGINAL CODE: EPIDOSNIGR1 |
|
STAA | Information on the status of an ep patent application or granted ep patent |
Free format text: STATUS: THE APPLICATION HAS BEEN WITHDRAWN |
|
18W | Application withdrawn |
Effective date: 20080703 |