CN213582391U

CN213582391U - Service equipment for banking business

Info

Publication number: CN213582391U
Application number: CN202021232475.0U
Authority: CN
Inventors: 肖玉冰; 高春晓
Original assignee: Agricultural Bank of China Shandong Branch
Current assignee: Agricultural Bank of China Shandong Branch
Priority date: 2020-06-29
Filing date: 2020-06-29
Publication date: 2021-06-29
Anticipated expiration: 2030-06-29

Abstract

The application discloses service equipment for banking business, including: the control module is used for controlling the working state of each module; the depositing and withdrawing module is connected with the control module and is used for discharging or feeding money under the control of the control module; the interaction module is connected with the control module and used for interacting with a user and determining the service executed by the user; and the wireless communication module is connected with the control module and is used for data interaction between the control module and the server. The service equipment not only can handle deposit and withdrawal businesses, but also can execute various businesses through the interaction module, and is very convenient. And through wireless communication module, need not to lay the special line and can accomplish the communication, saved the cost.

Description

Service equipment for banking business

Technical Field

The application relates to the field of banks, in particular to service equipment for banking business.

Background

Typically, when a user wants to perform banking, he or she needs to go to the bank to perform the banking. However, in some remote areas, banks are far away from each other, which makes it very inconvenient to handle banking.

In the prior art, some banking transactions may be handled via smart transfer telephones or via off-the-line ATMs. However, the smart transfer phone is limited to software and hardware configuration, and does not support cash services such as depositing and withdrawing. And the off-line ATM can only handle very limited banking services such as deposit and withdrawal, and a special line needs to be laid to access a banking service system, so that the cost is high.

Disclosure of Invention

In order to solve the above problem, the present application provides a service device for banking business, including: the control module is used for controlling the working state of each module; the depositing and withdrawing module is connected with the control module and is used for discharging or feeding money under the control of the control module; the interaction module is connected with the control module and used for interacting with a user and determining the service executed by the user; and the wireless communication module is connected with the control module and is used for data interaction between the control module and the server.

In one example, a case is further included; the control module, the depositing and withdrawing module and the wireless communication module are arranged inside the box body, and the interaction module is arranged outside the box body.

In one example, the depositing and withdrawing module includes: the paper money inlet and outlet is arranged on the surface of the box body; and the money box is arranged inside the box body.

In one example, the depositing and dispensing module further comprises a banknote validating device, an identification device; the currency detecting equipment is used for verifying the authenticity of the currency; the identification device is used for identifying the denomination of the banknote.

In one example, the interaction module includes: the system comprises a touch screen, a card reader, a password input device and an identity card identification area; the touch screen, the card reader, the password input device and the identification card identification area are connected with the control module.

In one example, a recommendation module is also included; the recommending module comprises a display screen and is used for recommending corresponding banking business and e-commerce business to the user.

In one example, a scanning device is also included; the scanning equipment is connected with the control module and used for scanning the two-dimensional codes and the bar codes.

In one example, an image pickup apparatus is further included; the camera shooting equipment is connected with the control module and used for collecting the face data of the user.

In one example, a printing device is also included; and the printing equipment is connected with the control module and is used for printing.

In one example, the wireless communication module includes at least one of a 3G module, a 4G module, a 5G module, and a Wi-Fi module.

The service equipment provided by the application can bring the following beneficial effects:

the service equipment not only can handle deposit and withdrawal businesses, but also can execute various businesses through the interaction module, and is very convenient. And through wireless communication module, need not to lay the special line and can accomplish the communication, saved the cost.

Drawings

The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:

fig. 1 is a schematic diagram of a service device for banking business in an embodiment of the present application;

the system comprises an interaction module 1, a password input device 11, a recommendation module 2, a box body 3, a box body 4 and a money inlet and outlet.

Detailed Description

The technical solutions in the embodiments of the present invention will be described clearly and completely with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only some embodiments of the present invention, not all embodiments. Based on the embodiments in the present invention, all other embodiments obtained by a person skilled in the art without creative work belong to the protection scope of the present invention.

It should be noted that the terms of orientation such as left, right, up, down, front and back in the embodiments of the present invention are only relative concepts or are referred to the normal use state of the product, i.e. the traveling direction of the product, and should not be considered as limiting.

In addition, it should be noted that the dynamic terms such as "relative movement" mentioned in the embodiments of the present invention include not only a change in position but also a movement in which a state changes without a relative change in position such as rotation or rolling.

Finally, it is noted that when an element is referred to as being "on" or "disposed" to another element, it can be on the other element or intervening elements may also be present. When an element is referred to as being "connected to" another element, it can be directly connected to the other element or intervening elements may also be present.

As shown in fig. 1, an embodiment of the present application provides a service device for banking, which may specifically refer to a service device for performing related banking and e-commerce services, where the banking may include financial products, money depositing and withdrawing services, and the e-commerce services may refer to shannon e-commerce services. The service device may include: a control module (not shown), a depositing and withdrawing module, an interaction module 1 and a wireless communication module (not shown).

The control module is mainly used for controlling the working state of each module, and can be a processor with corresponding functions, and the model of the processor is not limited.

The depositing and withdrawing module is connected with the control module and is mainly used for depositing bank notes, performing bank note discharging or bank note feeding operation under the control of the control module and providing a money withdrawing or depositing service for a user.

The interactive module 1 is connected with the control module, and is mainly used for interacting with a user to determine a service which the user wants to execute, and transmitting corresponding data to the control module. The business can be a deposit business, a withdrawal business, other financial business and the like. For example, the social security service can be used for transacting services such as new agricultural joint payment and social security pension for the client; the national payment service includes paying electric charge, telephone charge, cable TV charge, etc. Invest in financing business, the customer can handle business such as exchange of business and activities, purchase financing products, etc.; transfer accounts and inquiry services, including cross-bank transfer accounts, account balance inquiry, transaction detail inquiry and the like; the performance statistic business can be used for counting marketing performances such as the card issuing amount, the time point deposit balance, the daily average deposit balance and the like of the website according to time periods, and promoting the development of a bank-enterprise co-construction mode.

The wireless communication module is connected with the control module and is mainly used for data interaction between the control module and the server, and the data interaction can be completed without laying a special line, so that the cost is saved. The wireless communication module can be at least one of a 3G module, a 4G module, a 5G module and a Wi-Fi module, supports multiple wireless communication modes, and has a strict firewall access strategy in the aspect of network security.

In one embodiment, as shown in fig. 1, the service device is further provided with a box 3, the control module, the depositing and withdrawing module and the wireless communication module are arranged inside the box, and the interaction module 1 is arranged outside the box 3 and may be arranged on the surface of the box 3, so as to facilitate the operation of a user.

Further, the depositing and withdrawing module may include a banknote inlet and outlet 4 and a banknote box (not shown in the figure), the banknote box is disposed inside the box body 3 and is mainly used for storing banknotes, and the banknote inlet and outlet 4 is disposed on the surface of the box body 3 and can be opened or closed under the control of the control module.

Certainly, the depositing and withdrawing module can also include currency examine equipment and identification equipment, and currency examine equipment mainly used verifies the truth of bank note, and identification equipment mainly used discerns the denomination of bank note, when placing the bank note in the service equipment, verifies the truth by currency examine equipment, is categorised by identification equipment discernment denomination, then can make the user when withdrawing money, can not only take out the amount of money of whole hundred denominations, and is very convenient.

In one embodiment, the interaction module 1 includes a touch screen, a card reader, a password input device 11, and an identification card recognition area, and the touch screen, the card reader, and the password input device 11 are all connected to the control module. The touch screen can display various services, and when a user wants to execute a corresponding service, a corresponding service request can be sent by operating on the touch screen. The card reader is used for reading information of a bank card inserted by a user, and the password input unit 11 is used for inputting a password by the user. The identification card recognition area can be arranged beside the touch screen and used for recognizing the identification card information of the user.

In one embodiment, the service device further includes a recommendation module 2, and the recommendation module 2 may include a display screen, and is disposed on the chassis 3, and can recommend corresponding banking business and e-commerce business according to the information of the user, so that the user can perform the business more conveniently.

In one embodiment, the service device further comprises a scanning device, such as a scanning gun or the like. The scanning device is connected with the control module, can be arranged on the surface of the case 3, and can support the code scanning identification of the two-dimensional codes and the bar codes so that a user can input corresponding information in the form of the two-dimensional codes and the bar codes.

In one embodiment, the service device further comprises a camera device, and the camera device is connected with the control module and is mainly used for collecting face data of the user. The face data can be used for face recognition, and corresponding financial products can be recommended through the face recognition. The camera equipment can also be used for whole-course monitoring, so that the post-incident tracing of illegal behaviors is facilitated.

In one embodiment, the service device further comprises a printing device, the printing device is connected with the control module, and when the user has corresponding printing requirements, the printing device can be used for printing.

In one embodiment, the bank notes in the service device can be owned by the person in charge of the service device, and the person in charge can inquire the number and the denomination of the bank notes in the service device at any time and dynamically adjust the cash amount in the service device through the depositing and withdrawing function. When the user withdraws money, the money can be transferred to the account of the responsible person, and then the service equipment withdraws money. The amount of money owned by the person in charge is not changed, and the cash input to the service device is simpler.

The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims

1. A service device for banking, comprising:

the control module is used for controlling the working state of each module;

the depositing and withdrawing module is connected with the control module and is used for discharging or feeding money under the control of the control module;

the interaction module is connected with the control module and used for interacting with a user and determining the service executed by the user;

the wireless communication module is connected with the control module and is used for data interaction between the control module and the server;

the device also comprises a box body;

the control module, the depositing and withdrawing module and the wireless communication module are arranged inside the box body, and the interaction module is arranged outside the box body;

the depositing and withdrawing module comprises:

the paper money inlet and outlet is arranged on the surface of the box body;

the money box is arranged inside the box body;

the depositing and withdrawing module further comprises money detecting equipment and identifying equipment;

the currency detecting equipment is used for verifying the authenticity of the currency;

the identification equipment is used for identifying the denomination of the bank note and identifying the denomination for classification;

the system also comprises a recommendation module;

the recommending module comprises a display screen and is used for recommending corresponding banking business and e-commerce business to the user;

the interaction module comprises: the system comprises a touch screen, a card reader, a password input device and an identity card identification area;

the touch screen, the card reader, the password input device and the identification card identification area are connected with the control module.

2. The apparatus of claim 1, further comprising a scanning device;

the scanning equipment is connected with the control module and used for scanning the two-dimensional codes and the bar codes.

3. The apparatus according to claim 1, further comprising an image pickup apparatus;

the camera shooting equipment is connected with the control module and used for collecting the face data of the user.

4. The apparatus of claim 1, further comprising a printing apparatus;

and the printing equipment is connected with the control module and is used for printing.

5. The device of claim 1, wherein the wireless communication module comprises at least one of a 3G module, a 4G module, a 5G module, and a Wi-Fi module.