CN203366388U - Insurance claim settlement system - Google Patents
Insurance claim settlement system Download PDFInfo
- Publication number
- CN203366388U CN203366388U CN 201320469914 CN201320469914U CN203366388U CN 203366388 U CN203366388 U CN 203366388U CN 201320469914 CN201320469914 CN 201320469914 CN 201320469914 U CN201320469914 U CN 201320469914U CN 203366388 U CN203366388 U CN 203366388U
- Authority
- CN
- China
- Prior art keywords
- insurance
- insurance company
- end equipment
- resolution
- wireless communication
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Fee Related
Links
- 238000004891 communication Methods 0.000 claims abstract description 17
- 238000001514 detection method Methods 0.000 claims description 7
- 206010039203 Road traffic accident Diseases 0.000 abstract description 18
- 238000000034 method Methods 0.000 abstract description 11
- 238000012423 maintenance Methods 0.000 description 6
- 238000012545 processing Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000010200 validation analysis Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000011835 investigation Methods 0.000 description 1
- 238000010295 mobile communication Methods 0.000 description 1
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The utility model relates to the field of insurance systems, and provides an insurance claim settlement system which is simple in structure, quickly handles traffic accident claim settlement cases, saves plenty of human and material resources for an insurance company, simplifies claim settlement processes, and completes clam settle management links. The insurance claim settlement system comprises front-end equipment and an insurance company server, the front-end equipment comprises a GPS module, a camera, a control panel and a wireless communication module, wherein the control panel is connected with the GPS module, the camera and the wireless communication module, and the insurance company server is connected with the camera and the GPS module through the wireless communication module.
Description
Technical field
The utility model relates to the insurance system field, particularly a kind of settlement of insurance claim system.
Background technology
?during the traditional insurance Claims Resolution, the user need to be confirmed whether to meet the settlement of insurance claim standard by the form of phone or fax, Claims Resolution program complexity, and different Claims Resolution assistant directors understands differently and causes the clause of settling a claim, also may cause the standard of Claims Resolution inconsistent, to the user, cause great inconvenience.China Patent No.: 200810094183.2, a kind of method and system that uses location technology to be applied to insurance industry vehicle insurance Claims Resolution assistant authentification is disclosed, its core concept is the information such as time when by technological means, objectively recording client vehicles and be in danger, place, driving trace, with the associated description that the client is in danger while reporting a case to the security authorities, compare, for the vehicle insurance Claims Resolution provides objective, necessary evidence, help the vehicle insurance claims personnel effectively to screen insurance fraud, prevent to greatest extent the generation of the event such as insurance fraud.A kind of system of using positioning technique to carry out vehicle insurance claim assistant authentification, this system is divided into external system and Claims Resolution assistant authentification system, and external system comprises: global position system, vehicle mobile terminals equipment, mobile communications network; Claims Resolution assistant authentification system comprises: the communication server, database server, GIS server, WEB server.But this kind of authentication mode and Claims Resolution system still can't solve the Claims Resolution assistant director and need examine the actual investigation in the place of accident, insurance company still needs to spend a large amount of human and material resources resources and removes to process Traffic Accidents, its Claims Resolution timeliness speed is slow, Claims Resolution process complexity, can't improve the Claims Resolution management link.
The utility model content
Therefore, for above-mentioned problem, the utility model proposes a kind of simple in structure, fast processing traffic hazard Claims Resolution case, save a large amount of human and material resources of insurance company, simplify the Claims Resolution process, improve the settlement of insurance claim system of Claims Resolution management link.
For solving this technical matters, the utility model is taked following scheme: a kind of settlement of insurance claim system, comprise front-end equipment and insurance company server, described front-end equipment comprises GPS module, camera, control panel and wireless communication module, described control panel is connected with GPS module, camera and wireless communication module respectively, and described insurance company server is connected with the GPS module with camera respectively through wireless communication module.
Further, also be provided with automatic detection module on described front-end equipment, this automatic detection module connects and is controlled by the vehicle launch motor.
By adopting the aforementioned techniques scheme, the beneficial effects of the utility model are: by the front-end equipment be connected in real time with insurance company server is set in car, immediately scene of an automobile accident information is sent to insurance company server, instant judgement traffic accident situation weight, the validation of information Claims Resolution of taking according to front-end equipment when light, go to voluntarily insurance company to complete Claims Resolution or without insurance company, send the Claims Resolution assistant director to go collection in worksite traffic accident information to specifying maintenance depot's maintenance by the car owner, when heavy, can send the Claims Resolution assistant director to go to gather now traffic accident information nearby by positioning system, thereby fast processing traffic hazard Claims Resolution case, save a large amount of human and material resources of insurance company, simplify the Claims Resolution process, improve the Claims Resolution management link, native system is simple in structure, but wide popularization and application.
The accompanying drawing explanation
Fig. 1 is the system principle diagram of the utility model embodiment;
Fig. 2 is the Claims Resolution method flow block diagram of the utility model embodiment.
Embodiment
Now with embodiment, the utility model is further illustrated by reference to the accompanying drawings.
With reference to figure 1, settlement of insurance claim system of the present utility model, comprise front-end equipment 1 and insurance company server 2, described front-end equipment 1 comprises GPS module 11, camera 12, control panel 13, wireless communication module 14 and automatic detection module 15, this wireless communication module 14 is the GPRS wireless communication module, described control panel 13 respectively with GPS module 11, camera 12 is connected with wireless communication module 14, described insurance company server 2 is connected with GPS module 11 with camera 12 respectively through wireless communication module 14, described automatic detection module 15 connects and is controlled by the vehicle launch motor.
With reference to figure 2, a kind of settlement of insurance claim method comprises the following steps:
(1), the car owner goes to insurance company to handle the business of insuring, insurance company is by car owner's the date of insuring, mobile phone, car plate and vehicle relevant information typing insurance company server, and provide one to be installed on the interior front-end equipment that can be connected with the insurance company server real-time communication of insured car, this front-end equipment and car plate are set correspondence code, a corresponding car plate of front-end equipment;
(2) front-end equipment of binding mutually with the vehicle information of insuring that, the car owner obtains previous step is installed in insured car;
(3), after the occurrence of the traffic accident, the removable front-end equipment of car owner in scene of an automobile accident starts car, select to connect insurance company server by the control panel of this front-end equipment, click " request connects " button on control panel, after insurance company server is received connection request, accept and ask to open the camera of front-end equipment, the car owner clicks " confirming to connect " button on control panel, then by car owner's floor traffic accident situation, insurance company server receives the judgement of the laggard driving misfortune of car owner's shooting picture weight by the wireless communication module of front-end equipment, if traffic accident gently enters next step (4), if the heavy step (5) that enters of traffic accident,
(4), traffic accident is lighter, the insurance company server request starts the GPS module of car Inner Front End equipment, near sending according to the locating information insurance company server, branch office's related data is to the car owner, the car owner drives voluntarily to branch office and is settled a claim or to specifying maintenance depot's maintenance according to this data, thereby completes Claims Resolution;
(5), traffic accident is heavier, " 110 " are dialed in insurance company's suggestion, request simultaneously starts the GPS module of car Inner Front End equipment, and locating information is sent to near branch office, then gathers related data by branch office's scene of an automobile accident of sending someone, thereby completes Claims Resolution,
(6) whether whether automatic detection is insured and is expired, and, after vehicle launch, the front-end equipment in car starts automatically, automatically detect to insure to expire, if the automatic-prompting that expires expires; Then by the car owner, selected whether to continue to insure, if continue, insure, connect insurance company server, the GPS module that starts front-end equipment positions, near being sent by insurance company server, branch office's information is to the car owner, the car owner goes to this branch office to complete to continue to insure, if do not continue to insure, do not point out and give back insurance company by front-end equipment.
The utility model by arranging the front-end equipment be connected in real time with insurance company server in car, immediately scene of an automobile accident information is sent to insurance company server, instant judgement traffic accident situation weight, the validation of information Claims Resolution of taking according to front-end equipment when light, go to voluntarily insurance company to complete Claims Resolution or without insurance company, send the Claims Resolution assistant director to go collection in worksite traffic accident information to specifying maintenance depot's maintenance by the car owner, when heavy, can send the Claims Resolution assistant director to go to gather now traffic accident information nearby by positioning system, thereby fast processing traffic hazard Claims Resolution case, save a large amount of human and material resources of insurance company, simplify the Claims Resolution process, improve the Claims Resolution management link, native system is simple in structure, but wide popularization and application.
Although specifically show and introduced the utility model in conjunction with preferred embodiment; but the those skilled in the art should be understood that; within not breaking away from the spirit and scope of the present utility model that appended claims limits; can make a variety of changes the utility model in the form and details, be protection domain of the present utility model.
Claims (2)
1. a settlement of insurance claim system, it is characterized in that: comprise front-end equipment and insurance company server, described front-end equipment comprises GPS module, camera, control panel and wireless communication module, described control panel is connected with GPS module, camera and wireless communication module respectively, and described insurance company server is connected with the GPS module with camera respectively through wireless communication module.
2. a kind of settlement of insurance claim system according to claim 1, it is characterized in that: also be provided with automatic detection module on described front-end equipment, this automatic detection module connects and is controlled by the vehicle launch motor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320469914 CN203366388U (en) | 2013-08-03 | 2013-08-03 | Insurance claim settlement system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201320469914 CN203366388U (en) | 2013-08-03 | 2013-08-03 | Insurance claim settlement system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203366388U true CN203366388U (en) | 2013-12-25 |
Family
ID=49814124
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201320469914 Expired - Fee Related CN203366388U (en) | 2013-08-03 | 2013-08-03 | Insurance claim settlement system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN203366388U (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103353974A (en) * | 2013-08-03 | 2013-10-16 | 甘木林 | System and method for insurance claim settlement |
| CN107516278A (en) * | 2016-06-15 | 2017-12-26 | 平安科技（深圳）有限公司 | The treating method and apparatus that vehicle insurance is reported a case to the security authorities |
| TWI709935B (en) * | 2019-01-08 | 2020-11-11 | 新光產物保險股份有限公司 | Automatic claim application method and system thereof |
-
2013
- 2013-08-03 CN CN 201320469914 patent/CN203366388U/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103353974A (en) * | 2013-08-03 | 2013-10-16 | 甘木林 | System and method for insurance claim settlement |
| CN107516278A (en) * | 2016-06-15 | 2017-12-26 | 平安科技（深圳）有限公司 | The treating method and apparatus that vehicle insurance is reported a case to the security authorities |
| TWI709935B (en) * | 2019-01-08 | 2020-11-11 | 新光產物保險股份有限公司 | Automatic claim application method and system thereof |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN103353974A (en) | System and method for insurance claim settlement | |
| CN204926181U (en) | Unmanned on duty electric automobile leases system | |
| US11783430B1 (en) | Automatic claim generation | |
| CN104183120B (en) | Real-time road based on road conditions picture shares the method with program request | |
| CN105005932A (en) | Traffic accident responsibility identification and claim settlement method | |
| CN202662060U (en) | Automobile insurance information service system utilizing vehicle-mounted information | |
| US9323993B2 (en) | On-street parking management methods and systems for identifying a vehicle via a camera and mobile communications devices | |
| CN105847282A (en) | Vehicle control method, server and system | |
| CN105005853A (en) | Automotive aftermarket service management system | |
| CN104992364A (en) | Unattended electric car rental system and rental method | |
| CN105118109A (en) | Traveling recording system and recording method | |
| CN104123834A (en) | Taxi calling management settlement system and method | |
| CN103941691A (en) | Train-mounted information real-time monitoring system and method based on mobile terminal | |
| CN103366408A (en) | Cellphone parking timing and charging system and application method | |
| CN104092757A (en) | Transportation facility real-time monitoring method and system based on two-dimension codes | |
| CN103116982A (en) | A Traffic Violation Behavior Coordination System Based on Mobile Internet Devices | |
| CN101306686A (en) | Automobile remote diagnostic control system | |
| CN110807842A (en) | Vehicle-mounted T-BOX and non-stop toll collection method | |
| CN203366388U (en) | Insurance claim settlement system | |
| CN110198425A (en) | Vehicular video recording method, device, storage medium and electronic device | |
| CN106375484A (en) | Vehicle information remote acquiring method and vehicle information remote monitoring system | |
| CN106296115A (en) | A kind of automobile insurance self-service Claims Resolution system | |
| CN104180812A (en) | Telematics system for sending POI (Point Of Interest) to automobile and control method of Telematics system | |
| CN108106625A (en) | New-energy automobile charging navigation system based on internet | |
| CN104486366A (en) | Vehicle Internet communication system and method |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20131225 Termination date: 20150803 |
|
| EXPY | Termination of patent right or utility model |