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CN201196816Y - Check printer capable of printing digital endorsement - Google Patents

Check printer capable of printing digital endorsement Download PDF

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Publication number
CN201196816Y
CN201196816Y CNU2008200785492U CN200820078549U CN201196816Y CN 201196816 Y CN201196816 Y CN 201196816Y CN U2008200785492 U CNU2008200785492 U CN U2008200785492U CN 200820078549 U CN200820078549 U CN 200820078549U CN 201196816 Y CN201196816 Y CN 201196816Y
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CN
China
Prior art keywords
check
module
paying
card
cheque punch
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CNU2008200785492U
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Chinese (zh)
Inventor
邵军利
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Chongqing Datang New Digital Coltd
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CNU2008200785492U priority Critical patent/CN201196816Y/en
Application granted granted Critical
Publication of CN201196816Y publication Critical patent/CN201196816Y/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

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Abstract

The utility model relates to a check printer capable of printing a digitization signature. The check printer comprises a safety module, an input module, a processor module and a printing module, wherein the safety module is used for the mutual authentication of a check paying IC card or a check paying USBKEY; the input module is used for inputting essential information of the note; the processor module is used for controlling the check paying IC card or the check paying USBKEY, working out the digitization signature according to the essential information of the note and sending the digitization signature and the essential information of the note to the printing module; and the printing module is used for printing the digitization signature and the essential information of the note on a paper check. In utility model, the practicability and convenience of the check printer and the digitization and safety of the paying coder are combined, thereby considering the later expansion of the net payment, further solving the transitional problem and the environmental support problem in the digitalization payment and still continuing to the net payment era.

Description

A kind of cheque punch that can print digitized signature
Technical field
The utility model relates to a kind of cheque punch that can print digitized signature.
Background technology
The payment information digitized processing, this undoubtedly is an observable trend! But but the key of dealing with problems to the digitizing payment mode how by the existing mode transition of tradition.
Traditional bill is handled and is relied on the seal control safety in the bank, and this is very insecure.Preservation, transmission and the retrieval of paper-bill simultaneously also will spend huge cost.At present domestic check clearing is the process trouble not only, and with high costs! So present digital signature technology will bring the dramatic change of bank paying aspect.Use the digitizing that will become of digital signature technology, the bill of bank, promptly in each processing links of bill, bill will no longer be papery but numeral.Like this, just can preserve, transmit and handle digitized bill, thereby shorten processing procedure greatly, also reduce cost simultaneously with the means of electronization.Moreover, the digitizing check also will improve the security of check greatly.
But how from existing treatment scheme and mode transition to digitizing completely, take into account various development level, region and environment for use, meet people's use habit, then be a thing that the benevolent see benevolence and the wise see wisdom.The level of informatization of this and related fields has very big relation, with people's use habit and cultural concept very big relation is arranged also.Therefore the processing of this transition problem has just become the key of digitizing payment.
It is considered herein that and to realize this transition, must on paper-bill, realize the payment information digitizing earlier as much as possible, and in other processing links of bill, continue to use existing business model and delivery mode.Compare the use habit that meets people like this, thus popularize than being easier to, thus realize seamlessly transitting.
Domestic had two relevant trials in the process of paying development by mails!
First cheque punch.Cheque punch only is to solve the problem that Renminbi numeral Hanzify is capitalized and the date label are write, and can not bring other any benefits of digitizing payment.Nonetheless, cheque punch is because it has solved the problem of convenience, and sales volume at home is only in 100,000.
It two is payment ciphers.Over past ten years, domestic a lot of banks and producer work in this respect.But, except when the time the related legal provision ambiguity and restriction thereof outside, payment cipher also not too meets people's use habit, the payment environment around incompatible, thereby promote not fully up to expectations.Payment cipher only is to calculate payment cipher, and people also will copy password on the check very hardly.Adopt the paying by check IC-card again or more radically, a ticket data of holding successfully is write in the IC-card, necessarily require receiving bank synchronously to possess its environment for use and do like this.Such as: the patent of the domestic patent No. 99211516.7, its processing is exactly like this.Perhaps will prop up ticket data and write in the electronic bill card, perhaps make a copy of down in digital signature data.Though above-mentioned payment cipher provides printer interface, printer is its external unit, and promptly printer is not the part of this equipment.Because solve the difference of thinking, such scheme effect and the present invention in actual use has very big difference.
The utility model combines digitizing, the security of practicality, convenience and the payment cipher of cheque punch, taken into account the expansion of later network payment, thereby can solve the transition problem and the environment support problem of numeral payment, and can be extended to the epoch of network payment.
Summary of the invention
The purpose of this utility model is to provide a kind of cheque punch that can print digitized signature, and described cheque punch can be handled the digital signature of check, prints digitized check information, and can be connected to network to carry out in-line processing.
The utility model provides a kind of cheque punch that can print digitized signature, and described printer comprises: security module is used for authenticating mutually with paying by check IC-card or paying by check USB KEY; Interface module, the interface that is used to be provided to the payment IC-card or pays USB KEY; Load module is used to import the bill key element; Processor module, be used at least a portion of described bill key element is sent to described paying by check IC-card or paying by check USB KEY, so that it calculates digital signature, and will import print module into from digital signature and the described bill key element of described paying by check IC-card or paying by check USB KEY; And print module, be used for described digital signature and described bill key element are printed on paper checks.
Use not only compatible existing check processing environment of paper checks and treatment scheme, and can realize digitizing once more by scanning and manual mode at an easy rate again.Because the key element on the described paper checks all is digitized, no seal, no image, the Data Elements on it are in number from proper in addition, so can prove it self authenticity and legitimacy.
The utility model is realized the digitized problem of bill key element by print digital signature and the bill key element that is calculated by payment IC-card or USB KEY on paper checks thereby solved on paper checks.Cheque punch of the present utility model can also further be connected with network to carry out various payment processes with computing machine.Therefore, the utility model can solve the transition problem and the development problem of check digitization, will promote faster, the use more widely of digital signature.
Description of drawings
Below with reference to accompanying drawings specific embodiments of the present utility model is described in detail, in the accompanying drawings:
Fig. 1 is the modular structure block diagram according to cheque punch of the present utility model.
Embodiment
Fig. 1 is the modular structure block diagram according to cheque punch of the present utility model.
Referring to Fig. 1, cheque punch comprises with lower module: display module 110, load module 120, clock module 130, processor module 140, security module 150, IC-card interface module 160, print module 170, usb interface module 180, Network Interface Module 190, wherein:
Display module 110 is according to the control display reminding information of paying by check IC-card.Preferably, display module 110 is selected the LCD display part, and its size is can show under same screen that all bill key elements are as the criterion.
Load module 120 provides the input of numeral, letter and Chinese character.Preferably, load module 120 is selected touch formula waterproof and dustproof key boards, and basic 3 X, 4 keyboards add 4 function keys, can input digit, letter and support Chinese character pinyin input method.
Clock module 130 still can rely on self-contained button cell to keep timing behind described Check Printing tester in power-down state.Preferably, clock module 130 is selected the clock devices of degree of precision, with the button cell power supply that can charge; Simultaneously, time parameter can be by the function menu setting.
The operation of processor module 140 other modules of control cheque punch, described processor module comprises microprocessor module, data-carrier store module and program storage module.Preferably, processor module 140 comprises:
Microprocessor module is selected 32-bit microprocessor;
The data-carrier store module, the SDRAM of selection 16M;
The program storage module, the FLASH RAM of selection 32M.
Security module 150 comprises authentication IC-card interface module, is used to connect built-in authentication IC-card; And closely bundle the authentication IC-card of use with cheque punch.Described authentication IC-card provides the identity characteristic identifying information of cheque punch, such as coding; The check information that the record cheque punch was handled; The paying by check IC-card that authentication is used on cheque punch, perhaps paying by check USBKEY.Preferably, in security module 150, authentication IC-card interface module is selected built-in little card reader, and the SIM card card reader of similar mobile phone can be carried out the IC-card authentication in the mode of sealing.
IC-card interface module 160 connects the paying by check IC-card.Preferably, IC-card interface module 160 is selected the IC-card interface that meets ISO 7816 series standards of contact, and is the Contact Type Ic Card interface module of standard.
The location of print module 170 control paper checks and paper feed control, and be controlled on the relevant position of paper checks and print the corresponding digital content.Preferably, print module 170 is selected the print device module of degree of precision control paper feed and location.
Usb interface module 180 is connected communication with computing machine, carry out software upgrading, perhaps is connected the paying by check with digital signature with paying by check USB KEY and handles.Preferably, usb interface module 180 selects to support the module device of USB 2.0.
Network Interface Module 190 is connected with network by the mode of LAN (Local Area Network), carries out basic communication and handles, other function treatment of expansion cheque punch on the basis of basic communication.Preferably, Network Interface Module 190 is selected RJ45, promptly supports the interface module that LAN (Local Area Network) connects.
On the basis of hardware configuration and module, further:
Described cheque punch is connected with network with computing machine with Network Interface Module 190 by usb interface module 180, carries out program upgrade;
Described cheque punch is connected with network with computing machine with Network Interface Module 190 by usb interface module 180, carries out the in-line processing with the center associated server, as check replacement etc., expands more function according to various application requirements.
More than be the selection and the cooperation of basic hardware, and from the cheque punch of being integrated into one of physical arrangement.
The workflow of printing digitized signature is described below in conjunction with a specific embodiment of the present utility model.
Paying by check IC-card (or check USB KEY) and security module 150 authenticate (this process is owing to be not key content of the present utility model, and has been technique known, so need not at this detailed description) mutually.After authentication is passed through, control the processing procedure (being similar to the control of SIM cards of mobile phones) of cheque punch by the paying by check IC-card.The user imports bill key elements by load module 120 to processor module 140 according to the control of paying by check IC-card.Processor module 140 is with bill key element afferent limb paying by check IC-card, and indication paying by check IC-card calculates digital signature according to the bill key element of being imported.Then, the paying by check IC-card sends back processor module 140 with the digital signature that calculates and bill key element and controlled variable, such as the amount of money, time, organization, position, size etc.Processor module 140 is sent to print module 170 with digital signature and bill key element and controlled variable, and control print module 170 is printed digital signature and bill key element on paper checks.Thereby printing digital signature and other bill key elements are achieved on paper checks.
Combined with hardware be the setting of software function, the various functions that can provide hardware environment to support by software upgrading.Software upgrading is undertaken by USB interface or network interface.
In conjunction with the cheque punch of digital signature, can realize following multiple function:
Draw a cheque: print digitizing check with digital signature;
Accept check: on the check that receives, print and accept the digitized signature authentication information of check enterprise;
Check lookup: the information that inquiry is drawn a cheque on the paying by check IC-card, generally can write down tens of check information;
Historical query: the check record that the inquiry cheque punch was printed in the authentication IC-card from be built in cheque punch.
Check replacement: connect banking system and confirm enterprise identity, and report the loss the check of signing and issuing and not accepting.
Other bank's processing capacities that it is contemplated that of online or off line such as long-range submission payment information, realize network digital payment completely, or the like.
The subsidiary function that also has some cheque punchs, such as: password is revised, operating personnel's management, or the like.
The processing capacity of these softwares depends on paying by check IC-card or payment USB KEY with the security of handling, and cheque punch hardware and program itself do not relate to security and handle; Simultaneously, as the STK technology of the SIM card of mobile phone, control parameter input flow process, calculation process and the display reminding information of described cheque punch by the paying by check IC-card.So, can many enterprises use different payment IC-card separately, and shared same cheque punch, security of its payment behavior has abundant assurance, and is separate.This shared number of the enterprise is unrestricted.
Use of the present utility model is not limited to the field of numeral payment, and other need handle the information-based field of digital signature, can use on the basis of upgrade software equally.
The utility model is integrated into integrated terminal device with digitized processing and traditional cheque punch, has solved the transition and the development problem of payout figureization.
Obviously, under the prerequisite that does not depart from true spirit of the present utility model and scope, the utility model described here can have many variations.Therefore, the change that all it will be apparent to those skilled in the art that all should be included within the scope that these claims contain.

Claims (8)

1. the cheque punch that can print digitized signature is characterized in that comprising:
Security module is used for authenticating mutually with paying by check IC-card or paying by check USB KEY;
Interface module, the interface that is used to be provided to the payment IC-card or pays USB KEY;
Load module is used to import the bill key element;
Processor module, be used at least a portion of described bill key element is sent to described paying by check IC-card or paying by check USB KEY, so that it calculates digital signature, and will import print module into from digital signature and the described bill key element of described paying by check IC-card or paying by check USB KEY; And
Print module is used for described digital signature and described bill key element are printed on paper checks.
2. cheque punch according to claim 1 is characterized in that described interface module comprises payment IC-card interface module, is used to connect the paying by check IC-card.
3. cheque punch according to claim 1 is characterized in that described security module comprises:
Authenticate IC-card, be used to provide the identity characteristic identifying information of cheque punch, the check information that the record cheque punch was handled, paying by check IC-card or paying by check USB KEY that authentication is used on cheque punch; And
Authentication IC-card interface module is used to connect described authentication IC-card.
4. cheque punch according to claim 1 is characterized in that described interface module also comprises usb interface module, is used to be connected to paying by check USB KEY and handles to carry out paying by check.
5. cheque punch according to claim 1 is characterized in that it also comprises Network Interface Module, and described Network Interface Module is connected with network to be used for:
Carry out the software program upgrading of cheque punch, and/or
The network function of expansion cheque punch.
6. cheque punch according to claim 5 is characterized in that described Network Interface Module is the RJ45 port.
7. cheque punch according to claim 1 is characterized in that it also comprises:
Display module is used for display reminding information.
8. cheque punch according to claim 7 is characterized in that described display module is a LCD display.
CNU2008200785492U 2008-01-15 2008-01-15 Check printer capable of printing digital endorsement Expired - Fee Related CN201196816Y (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CNU2008200785492U CN201196816Y (en) 2008-01-15 2008-01-15 Check printer capable of printing digital endorsement

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CNU2008200785492U CN201196816Y (en) 2008-01-15 2008-01-15 Check printer capable of printing digital endorsement

Publications (1)

Publication Number Publication Date
CN201196816Y true CN201196816Y (en) 2009-02-18

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Family Applications (1)

Application Number Title Priority Date Filing Date
CNU2008200785492U Expired - Fee Related CN201196816Y (en) 2008-01-15 2008-01-15 Check printer capable of printing digital endorsement

Country Status (1)

Country Link
CN (1) CN201196816Y (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101827183A (en) * 2009-03-02 2010-09-08 唐善科 Remote note signing machine

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101827183A (en) * 2009-03-02 2010-09-08 唐善科 Remote note signing machine

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Legal Events

Date Code Title Description
C14 Grant of patent or utility model
GR01 Patent grant
ASS Succession or assignment of patent right

Owner name: CHONGQING DATANG NEW DIGITAL CO., LTD.

Free format text: FORMER OWNER: SHAO JUNLI

Effective date: 20110212

C41 Transfer of patent application or patent right or utility model
COR Change of bibliographic data

Free format text: CORRECT: ADDRESS; FROM: 100220 ROOM 1208, BUILDING 58, EAST ZONE 1, TIANTONGYUAN, CHANGPING DISTRICT, BEIJING TO: 401336 5/F, RONGHUI BUILDING, NO.8, YUMA ROAD, CHAYUAN NEW AREA, NAN'AN DISTRICT, CHONGQING

TR01 Transfer of patent right

Effective date of registration: 20110212

Address after: 401336, the 5 floor, Rong Hui building, 8 Jade Road, tea garden New District, Nan'an District, Chongqing

Patentee after: Chongqing Datang New Digital Co.LTD

Address before: 100220, 58, Beijing, Changping District, 1208 East Building

Patentee before: Shao Junli

CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20090218

Termination date: 20130115

CF01 Termination of patent right due to non-payment of annual fee