CN209640922U - A kind of payment devices and system - Google Patents

Abstract

The application discloses a payment device and system. It includes a receiving module, a reading module, an analysis module, a sending module and a display module; among them, the reading module is connected to the receiving module, the analysis module is connected to the reading module, and the sending module is connected to the analysis module. The modules are connected, the display module is connected with the receiving module, the display module includes a liquid crystal display, the liquid crystal display is located at the position of the reading window, and the camera shoots images to be read through the liquid crystal display. The user can determine the transaction result through the liquid crystal display screen, which increases the experience of the user.

Description

A payment device and system

technical field

The present application relates to the technical field of payment equipment, in particular to a payment equipment and system.

Background technique

With the advancement of technology, more and more people use mobile terminals to pay in the transaction process, especially in shopping malls, supermarkets, restaurants, convenience stores, hotels and other mass consumption scenarios, payment devices are even more indispensable.

However, traditional payment devices only have the function of scanning QR codes to collect money. In terms of human-computer interaction, generally only voice prompts the user whether the operation is successful, and some even do not prompt the user. After the user completes the payment, he needs to confirm whether the payment is successful. The process user experience is poor.

Contents of the invention

In view of this, the embodiment of the present application provides a payment device and system, and the user can confirm information through the liquid crystal display screen in the payment device and system, which improves the experience of the user.

In order to solve the above-mentioned technical problems, the embodiments of this specification are implemented as follows:

A payment device provided by an embodiment of this specification includes a receiving module, a reading module, an analyzing module, a sending module, and a display module;

The receiving module is used to receive an operation instruction from an operation device connected to the payment device, and to communicate with a third-party server;

The reading module is connected to the receiving module and includes a camera for reading the image to be read outside the payment device captured by the camera through the reading window;

The parsing module is connected to the reading module for parsing the image to be read to obtain a parsing result;

The sending module is connected to the parsing module for sending the parsing result to the third-party server;

The display module is connected to the receiving module for displaying transaction information during the transaction process;

The display module includes a liquid crystal display located at the position of the reading window, and the camera captures the image to be read through the liquid crystal display.

Optionally, the operating device includes a keyboard connected to the payment device or a host computer connected to the payment device; the third-party server includes any one of a payment platform and a verification platform.

Optionally, the image to be read includes any one of payment code, refund code, verification code and face image.

Optionally, the transaction information includes any one of transaction reminder information, transaction process information and transaction result information;

The transaction prompt information is the information displayed on the liquid crystal display screen by the display module in response to the operation instruction issued by the operation device;

The transaction process information is the information displayed on the liquid crystal display during the communication process between the payment device and the third-party server;

The transaction result information is the information displayed on the liquid crystal display screen by the display module in response to the confirmation information; the confirmation information is generated after the third-party server checks the analysis result.

Optionally, the transaction prompt information includes any one of payment prompt information, refund prompt information and write-off prompt information;

The transaction process information includes any one of payment process information, refund process information and write-off process information;

The transaction result information includes any one of payment success information, payment failure information, refund success information, refund failure information, verification success information, and verification failure information.

Optionally, the display module is also used to display device configuration information;

The device configuration information includes at least one of network information, volume information, and working mode information of the payment device.

Optionally, the payment device further includes a voice broadcast module connected to the receiving module for broadcasting voice information.

Optionally, the payment device further includes a multi-function keyboard connected to the receiving module for issuing the operation instruction.

Optionally, the multifunctional keyboard is designed separately from the payment device, and is connected to the payment device in a wireless or wired manner.

Optionally, the multifunctional keyboard is installed on the surface of the payment device.

Optionally, the payment device further includes a touch module, fixed on the liquid crystal display, so that the liquid crystal display has a touch function.

Optionally, the working mode of the payment device includes at least one of payment mode, refund mode and write-off mode.

Optionally, the payment device further includes a time control module, configured to control the display time of the transaction information.

Optionally, the payment device further includes a preset information storage module, and the preset information stored by the preset information storage module is used for displaying on the liquid crystal display;

The preset information includes at least one of advertisement information, payment channel information, and operation step instruction information.

This specification also provides a payment system, which includes any of the above-mentioned payment devices, and the payment system also includes an operating device and a third-party server;

The operating device is connected to the payment device, and is used to issue an operation instruction to the payment device;

The third-party server is connected to the payment device network, and is used to check the analysis result, obtain a payment result, and send the payment result to the payment device.

Optionally, the operating device includes a keyboard or a host computer.

The above-mentioned at least one technical solution adopted in the embodiment of this specification can achieve the following beneficial effects: the camera in the payment device and system provided by the application captures the image to be read, and uses the liquid crystal display to display the transaction information, and the user can determine the transaction information through the displayed transaction information. The transaction results increase the user experience.

On the other hand, in the payment device and system provided by this application, the liquid crystal display is located at the position of the reading window, and the camera captures the image to be read through the liquid crystal display, that is, the reading window and the liquid crystal display are located at the same position in this application, and the liquid crystal The display screen can not only display the transaction display, but also can be used as a reading window for the camera to capture images to be read. There is no need to set the reading window and the display screen separately, which reduces the size of the payment device and system to a certain extent Setting two installation ports to respectively install the reading window and the display screen also simplifies the manufacturing process of the payment equipment and system.

Description of drawings

The drawings described here are used to provide a further understanding of the application and constitute a part of the application. The schematic embodiments and descriptions of the application are used to explain the application and do not constitute an improper limitation to the application. In the attached picture:

FIG. 1 is a schematic diagram of a payment device provided by an embodiment of this specification;

Fig. 2 is a schematic diagram of the position of the liquid crystal display screen provided by the embodiment of this specification;

FIG. 3 is a schematic diagram of information displayed on a liquid crystal display screen provided by an embodiment of this specification;

Fig. 4 is a schematic diagram of a payment device with a voice broadcast module provided by the embodiment of this specification;

Fig. 5 is a schematic structural diagram of another payment device provided by the embodiment of this specification;

Fig. 6 is a schematic diagram of another payment device provided by the embodiment of this specification;

Fig. 7 is a schematic diagram of another display information of the liquid crystal display provided by the embodiment of this specification;

Fig. 8 is a schematic diagram of another display information of the liquid crystal display provided by the embodiment of this specification;

Fig. 9 is a schematic diagram of a payment device with a touch screen provided by the embodiment of this specification;

Fig. 10 is a schematic diagram of the payment system provided by the embodiment of this specification.

Detailed ways

In order to make the purpose, technical solution and advantages of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and corresponding drawings. Apparently, the described embodiments are only some of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

The technical solutions provided by various embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

Example 1

Embodiment 1 of this specification provides a payment device, and FIG. 1 is a schematic structural diagram of the payment device provided by this specification embodiment. As shown in Figure 1, the payment device provided by Embodiment 1 of this specification includes: a receiving module 1, a reading module 2, an analyzing module 3, a sending module 4 and a display module 5;

Among them, the receiving module 1 is used to receive the operation instructions issued by the operating device, and is used to communicate with the third-party server; the reading module 2 is connected to the receiving module 1, including the camera 6, which is used for reading the camera 6 through the reading The image to be read outside the payment device captured by the window 201; the analysis module 3 is connected to the reading module 2 for analyzing the image to be read to obtain the analysis result; the sending module 4 and the analysis module 3 connected, for sending the analysis result to the third-party server; the display module 5 is connected with the receiving module 1 for displaying the transaction information in the transaction process; the display module 5 includes a liquid crystal display 501, and the liquid crystal display The screen 501 is located at the position of the reading window 201 , see FIG. 2 for details, and the camera 6 captures the image to be read through the liquid crystal display 501 .

Wherein, the liquid crystal display 501 can be a transparent display, and its transparency is preferably 60% to 80%, so that the transparent display can display information normally, and the light outside the payment device can enter the camera through the transparent display, and will not Affects the camera to capture graphics to be read. Moreover, since transparent displays of different specifications use different polarizers and have different light transmittances, the payment system provided in Embodiment 1 of this specification can also choose to adapt to cameras of different specifications according to the light transmittance of the liquid crystal display. When the light transmittance of the liquid crystal display is high, an ordinary camera can be used; when the light transmittance of the liquid crystal display is low, a high-definition camera or a camera with supplementary light function can be used. Through the configuration of LCD screen and camera, it can meet the needs of different users.

The connections between the receiving module 1 and the reading module 2, between the reading module 2 and the analysis module 3, between the analysis module 3 and the sending module 4, between the receiving module 1 and the display module 5 can be A wired connection may also be used for a wireless connection, and the specific connection method is not limited here. For example, the reading module 2 and the parsing module 3 can be integrated or assembled in one circuit board, which facilitates the assembly of the payment device.

The camera in the payment device provided in Example 1 of this specification captures the image to be read, and uses the liquid crystal display to display the transaction information. The user can determine the transaction result through the displayed transaction information, which increases the experience of the user.

On the other hand, in the payment device provided in Example 1 of this specification, the liquid crystal display is located at the position of the reading window, and the camera captures the image to be read through the liquid crystal display, that is, the reading window and the liquid crystal display are located at the same position in this application. The LCD screen can display transaction information, and can also be used as a reading window for the camera to capture images to be read. There is no need to set the reading window and the display screen separately, which reduces the size of the payment device to a certain extent and does not require any settings. The reading window and the display screen are respectively installed in the two installation ports, which also simplifies the manufacturing process of the payment device.

The operating device may include a keyboard connected to the payment device or a host computer connected to the payment device. Specifically, the payment device performs corresponding work in response to an operation command issued by the keyboard or the host computer. The operating instructions in Embodiment 1 may include instructions for changing the payment device from a standby state to a working state and instructions for making the payment device perform required operations. Taking the payment collection operation as an example, the "Enter" key on the keyboard connected to the payment device can be set as the instruction key to change the payment device from standby to working state, and the operator clicks the "Enter" key to make the payment device enter the working state , and then click the number keys on the keyboard to input the amount to be paid, and the corresponding amount will be displayed on the LCD screen of the payment device.

In Example 1 of this specification, the instruction for the payment device to change from the standby state to the working state may also include an instruction generated when the payment device senses that the external light change is greater than the light change threshold, that is, the instruction to enter the working state may be issued by the payment device itself. Specifically, the payment device may include a photosensitive device. When the carrier displaying the image to be read is close to the payment device, the photosensitive device senses that the amount of light change is greater than the light change threshold, so that the payment device enters the working state from the standby state, for example, The default working mode of the payment device is the payment mode. When the user brings the payment code presented by the mobile phone close to the payment device, the photosensitive device senses that the light change outside the payment device is greater than the light change threshold, so that the payment device enters the payment mode from the standby state. working status. This command does not require the operator to operate the keyboard or the upper computer to issue, that is, the operator does not need to operate, which increases the intelligence of the payment device and improves the interaction with the user.

The payment device provided in Embodiment 1 of this specification can provide operation instructions through various ways, and the user can choose an appropriate way to input operation instructions according to actual needs or personal preferences, which increases user experience.

Moreover, the third-party server may include any one of a payment platform and a verification platform, so that the payment device has multiple functions.

The image to be read may include any one of payment code, refund code, verification code and face image. For example, when the image to be read is a payment code, the payment device will perform the payment operation, the camera will capture the payment code through the LCD screen, the reading module will read the captured payment code, and the analysis module will read the payment code. The payment code is analyzed to obtain the analysis result, and the sending module sends the analysis result to the payment platform for information verification, and feeds back the confirmation result to the payment device. The verification content can include user identity information, payment amount, payment channel, and payee information Wait, the payment platform can be Alipay, WeChat, bank online banking and other backgrounds. When the image to be read is a verification code, the camera captures the verification code through the LCD screen, the reading module reads the captured verification code, and the analysis module analyzes the read verification code, After getting the analysis result, the sending module sends the analysis result to the write-off platform for information verification, and feeds back the confirmation result to the payment device. At this time, the write-off content will also be marked on the write-off platform. The write-off platform can be background management system. The payment device provided in Example 1 of this description can not only identify the payment code, but also identify the refund code and verification code, which increases the function of the payment device. When the user needs a refund or verification operation, no additional Purchasing or using other equipment provides convenience for users.

Moreover, the image to be read in Embodiment 1 of this specification may include any type of image that can be captured by a camera, and may be static or dynamic. When capturing a dynamic image, the camera captures at least one of the dynamic images. The frame image is used as the image to be read. The image to be read may specifically include a barcode image, a two-dimensional code image, a face image, a retinal image, a fingerprint image, a body image, etc., where the body image may include the user expressing confirmation of payment through specific morphological actions, such as , the user compares a "V" with the index finger and middle finger to confirm the payment.

Moreover, the display module 5 is connected with the receiving module 1, and the display module 5 includes a liquid crystal display 501 for displaying transaction information during the transaction.

Wherein, the transaction information includes any one of transaction prompt information, transaction process information, and transaction result information; The information displayed on the screen; the transaction process information is the information displayed on the LCD screen during the communication process between the payment device and the third-party server; the transaction result information is the information displayed by the display module in response to Confirmation information is information displayed on the liquid crystal display; the confirmation information is generated after the third-party server checks the analysis result. The payment device provided in Embodiment 1 of this specification can not only display the final confirmation information of the transaction, but also display prompt information before the transaction and display process information during the transaction.

The transaction prompt information may include any of payment prompt information, refund prompt information, and write-off prompt information; the transaction process information includes any of payment process information, refund process information, and write-off process information; The above transaction result information may include any one of payment success information, payment failure information, refund success information, refund failure information, write-off success information, and write-off failure information.

The payment device provided in Example 1 of this specification can provide and display various information, and the information content can correspond to the operation process, so that the user can confirm the operation process through the display content of the liquid crystal display screen, without relying on carriers such as mobile phones to confirm information, which is convenient The user confirms the information, which enhances the interaction between the payment device and the user.

Fig. 3 is a schematic diagram of information displayed on the LCD screen provided by Embodiment 1 of this specification. As shown in Fig. 3a, when the payment operation is performed, the content displayed on the LCD screen may include information such as the working mode, payment amount, payment result, etc., wherein The payment amount can be used as a transaction reminder message to remind the user that the current payment operation is being performed, and the specific amount to be paid is also displayed on the LCD screen. The payment result can include information such as "√success" and "×failure", respectively indicating the The first payment is successful or the payment fails. As shown in Figure 3b, when the refund operation is performed, the content displayed on the LCD screen can include information such as the working mode, refund amount, refund result, etc., prompting the user that the current refund operation is being performed, and the specific amount that needs to be refunded It is also displayed on the LCD screen, and the refund result can include information such as "√success" and "×failure", respectively indicating that the refund is successful or failed. As shown in Figure 3c, when the verification operation is performed, if the verification code presented consists of a barcode and a series of numbers, the content displayed on the LCD can include information such as the working mode, the last few digits of the verification code, and the verification result , reminding the user that the verification operation is currently being performed. The last few digits of the verification code, usually four digits, can also be displayed on the LCD screen, so that the user can confirm whether the verification code processed in the device is produced by a mobile phone or other carriers. The write-off code, the write-off result can include information such as "√success" and "×failure", respectively indicating that the write-off was successful or failed. Among them, the liquid crystal display can also display the words "paying", "refunding" and "writing off" to indicate the transaction process information.

It should be noted that Figure 3 is only a schematic representation of display information, showing a part of the display content required by the payment device during the working process, and the display content does not mean that it will be displayed at the same time, for example, when the payment device enters from a sleep state In the working state, the working mode is displayed on the LCD screen, such as the word "payment". When the operator enters the payment amount through the keyboard, the payment amount is displayed on the LCD screen, such as the word "6". After the payment device reads the payment code, The payment result information is displayed on the LCD screen, such as "√Success". In addition, the type and content of information displayed on the liquid crystal display screen, the specific style and display position of each type of information can be set as required. For example, Figure 3 shows the payment operation display of the word "payment", and words such as "receipt" can also be displayed according to needs, and optionally, it can also display other words indicating the meaning of refund, payment, verification, etc. Letters, graphics, images and other information other than , are not specifically limited here. The display module 5 is also used to display device configuration information; the device configuration information includes at least one of network information, volume information, and working mode information of the payment device. Specifically, as shown in Figure 3, the LCD screen can also display equipment configuration information such as network status, voice volume, and working mode, and can also include prompt information on payment channels, such as the logo of Alipay payment, the logo of WeChat payment, bank Pay sign etc. The specific display content can be set according to needs, and the specific situation is not limited here.

The working mode of the payment device provided in this manual can include at least one of payment mode, refund mode and verification mode. The same payment device can perform different tasks to meet the needs of different users, and users can use one device Switching between different working modes completes different tasks, increases the function of the payment device, and improves the utilization rate of the device.

Wherein, the payment mode may specifically include:

The receiving module 1 receives the payment operation signal, and the payment operation signal may include a signal to make the payment device enter the payment mode, for example, the "payment" button set in the keyboard connected to the payment device, or the working mode set in the payment device The signal sent by the switch button; the payment prompt information is displayed in the liquid crystal display 501; the camera 6 shoots the payment image to be read and positioned at the reading window 201; the reading module 3 reads the payment image to be read, and the analysis module 3 analyzes the payment image Read the payment image to be read to obtain the analysis result; the sending module 4 sends the analysis result to the payment platform, and the payment platform checks the analysis result and generates payment confirmation information; and the liquid crystal display 501 displays The payment confirmation information.

The refund mode may specifically include:

The receiving module 1 receives the refund operation signal, and the refund operation signal may include a signal to make the payment device enter the payment mode, for example, the signal sent by the "refund" button set in the keyboard connected to the payment device, or the payment The signal sent by the working mode switch button set in the device; the refund prompt information is displayed in the liquid crystal display 501; the camera 6 shoots the image of the refund waiting to be read in the reading window 201; payment image, the analysis module 3 analyzes the refund image to be read to obtain the analysis result; the sending module 4 sends the analysis result to the payment platform, and the payment platform checks the analysis result and generates a refund confirmation information; and the refund confirmation information is displayed on the liquid crystal display 501.

The write-off mode may specifically include:

The receiving module 1 receives the verification operation signal, and the verification operation signal may include a signal to make the payment device enter the verification mode, for example, a signal sent by the "verification" button set in the keyboard connected to the payment device, or The signal sent by the working mode switching button set in the payment device; the verification message is displayed in the liquid crystal display 501; the camera 6 shoots the verification image to be read in the reading window 201; the reading module 3 reads and reads For the refund image, the analysis module 3 analyzes the image to be read and written off to obtain the analysis result; the sending module 4 sends the analysis result to the write-off platform, which may specifically include the background system for write-off, the write-off platform The analysis result is checked, and write-off confirmation information is generated; and the write-off confirmation information is displayed on the liquid crystal display 501 .

The payment device provided in Embodiment 1 of this specification may include a mode condition knob, which is connected to the receiving module in the payment device and used to adjust the working mode of the payment device, so that the user can adjust the working mode of the payment device without the help of other devices. convenient.

Wherein, the payment device may also include a voice broadcast module. As shown in FIG. 4 , the voice broadcast module 7 is connected to the receiving module 1 for broadcasting voice information. Specifically, the voice broadcast module 7 includes a speaker, and several broadcast holes can be set on the surface of the payment device, and the speaker is located near the broadcast hole, so that the broadcast voice information can be transmitted to the outside of the device to the maximum extent, and the loss of volume can be reduced. And the loudspeaker can broadcast specific voice information, such as, when performing payment operations, before the user shows the payment code, the payment amount is displayed on the liquid crystal display 501, and the voice broadcast module can broadcast the voice information of "please show the payment code", When the payment is successful, the word "success" is displayed on the liquid crystal display 501, and the voice broadcast module can broadcast the voice information of "payment successful" at the same time, thereby reminding the user to perform relevant operations, and the confirmation information is transmitted to the user in the form of voice. Information can be confirmed on the liquid crystal display and at the same time received through hearing, enhancing the interaction between the user and the payment device.

In order to reduce the cost, the voice broadcast module 7 can also include a buzzer, the buzzer is located near the broadcast hole, and the buzzer sends beeps of different specifications to indicate different information. Specifically, when the payment device is in the write-off mode, the buzzer emits a "beep", indicating that the payment device is in the working mode and can carry out the write-off work. The buzzer emits a "beep", indicating that the shooting is successful. The user can wait for the verification and write-off process. After the payment device completes the verification and write-off, the LCD will display the word "Success", and the buzzer will emit two "beeps" Prompt means write-off is successful, if write-off fails, the words "failure" will be displayed on the LCD screen, and the buzzer will emit a long sound of "beep~", preferably 3 seconds in length, indicating write-off failure.

The payment device provided in Example 1 of this specification can display transaction information on the LCD screen, and can also provide transaction information through voice broadcasting. Two information reminder methods are used to make information reminders diverse, and users can choose from Get transaction information in multiple ways, so as to ensure that users can obtain transaction information. For example, when the noise in the environment is high, the user cannot clearly know the transaction information through the voice broadcast, but can also confirm the transaction information through the content displayed on the LCD screen; for another example, when the transaction information is displayed on the LCD screen, the user Pay attention to other places, but do not know the transaction information in the LCD screen, you can also know the corresponding transaction information in voice mode through voice broadcast, and you can also perform related operations.

Example 2

Based on the payment device provided in Embodiment 1 above, the payment device provided in Embodiment 2 of this specification may also include a multifunctional keyboard. Figure 5 is another payment device provided in this embodiment. As shown in Figure 5, the payment device includes: A receiving module 1 , a reading module 2 , an analyzing module 3 , a sending module 4 and a display module 5 .

Specifically, the receiving module 1 is used to receive the operation instruction issued by the operating device, and is used to communicate with the third-party server; The image to be read outside the payment device captured by the reading window 201; the analysis module 3 is connected to the reading module 2 for analyzing the image to be read to obtain the analysis result; the sending module 4 and the analysis module 3 connection, for sending the analysis result to the third-party server; the display module 5 is connected with the receiving module 1, and is used to display the transaction information in the transaction process; the display module 5 includes a liquid crystal display 501, and the liquid crystal The display screen 501 is located at the position of the reading window 201 , see FIG. 2 for details, and the camera 6 captures the image to be read through the liquid crystal display screen 501 .

As shown in FIG. 5 , the payment device provided in Embodiment 2 of this specification also includes a multi-function keyboard 8 connected to the receiving module 1 for issuing the operation instructions.

Wherein, the multifunctional keyboard 8 is designed separately from the payment device, and is connected to the payment device in a wireless or wired manner. Specifically, the multifunctional keyboard 8 may include a data cable, one end of the data cable is connected to the multifunctional keyboard 8, and the other end of the data cable may be provided with a USB interface for connecting to a payment device. The USB interface (Universal Serial Bus, Universal Serial Bus) is a serial bus standard for connecting computer systems and external devices, and is also a technical specification for input and output interfaces.

The payment device includes a keyboard interface connected to the multi-function keyboard 8, and may include a data interface corresponding to the USB interface in the data line, so that the multi-function keyboard 8 and the payment device are connected in a wired manner.

The multi-function keyboard 8 may also include a keyboard wireless processing module for communicating with the payment device in a wireless manner. The payment device may also include a device wireless processing module corresponding to the keyboard wireless processing module, so that the keyboard wireless processing module communicates with the device wireless processing module to complete the wireless connection between the multi-function keyboard 8 and the payment device. Specifically, the keyboard wireless processing module and the device wireless processing module can communicate through at least one of Bluetooth, wireless network, and RFID (Radio Frequency Identification, radio frequency identification).

In practical applications, the multi-function keyboard 8 can be configured as an optional component. Specifically, when the payment device is connected to the host computer, the multi-function keyboard 8 may not be selected at this time, and the host computer is used to operate the payment device; of course, even The payment device is connected to the host computer, and the multi-function keyboard 8 can also be selected, for example, the multi-function keyboard 8 is placed at a convenient position to improve the user's operability.

As shown in FIG. 5 , the payment device may also include a voice broadcast module 7 connected to the receiving module 1 for broadcasting voice information. Specifically, the voice broadcast module 7 includes a speaker or a buzzer, and several broadcast holes can be set on the surface of the payment device, and the speaker or buzzer is located near the broadcast hole, so that the broadcast voice information can be spread to the device to the greatest extent. externally, reducing volume loss. For details, refer to the specific content provided in Embodiment 1 of this specification, and details are not repeated here.

The payment device provided by Embodiment 2 of this specification adds a multifunctional keyboard on the basis of Embodiment 1 of this specification, and has the advantages of the payment device provided by Embodiment 1 above. The function keyboard increases the optional specifications of the payment device, and the multi-function keyboard can be placed in a convenient position for users to use.

Example 3

Based on the payment device provided in Embodiment 1 above, the payment device provided in Embodiment 3 of this specification includes a multi-function keyboard connected to the receiving module 1 for issuing the operation instructions; the multi-function keyboard is installed on the payment device s surface. Figure 6 is a schematic diagram of another payment device provided in this embodiment. As shown in Figure 6, the payment device includes: a receiving module 1, a reading module 2, an analysis module 3, a sending module 4 and a display module 5 .

Specifically, the receiving module 1 is used to receive the operation instruction issued by the operating device, and is used to communicate with the third-party server; The image to be read outside the payment device; the parsing module 3 is connected to the reading module 2 for parsing the image to be read to obtain the parsing result; the sending module 4 is connected to the parsing module 3 to use The analysis result is sent to the third-party server; the display module 5 is connected with the receiving module 1 for displaying the transaction information in the transaction process; the display module 5 includes a liquid crystal display 501, and the liquid crystal display 501 is located at The position of the reading window 201 is shown in FIG. 2 for details. The camera 6 captures the image to be read through the liquid crystal display 501 .

As shown in FIG. 6 , the payment device provided by Embodiment 3 of this specification also includes a multi-function keyboard 8 connected to the receiving module 1 for issuing the operation instructions.

Wherein, the multi-function keyboard 8 is integrated with the payment device, the multi-function keyboard 8 is installed on the surface of the payment device, the multi-function keyboard 8 moves together with the payment device, and when the payment device is placed, there is no need for multi-function The keyboard 8 is arranged in a specific position, which reduces the occupied area of the device.

Wherein, the multi-function keyboard 8 can be directly embedded on the surface of the payment device, and when the multi-function keyboard 8 needs to be operated, the user can directly operate it.

The multi-function keyboard 8 can also be movably connected to the surface of the payment device, and the surface of the payment device has a groove corresponding to the multi-function keyboard 8 for placing the multi-function keyboard 8 . Specifically, a hinge or link is used to fix the multi-function keyboard 8 and the surface of the payment device. When the multi-function keyboard 8 needs to be used, the multi-function keyboard 8 is folded from the groove on the surface of the payment device to the outside , when the multi-function keyboard 8 is not needed, then fold the multi-function keyboard 8 into the groove on the surface of the payment device, which reduces the occupied area of the payment device to a certain extent, and when the multi-function keyboard 8 is located in the groove , the keyboard cannot be observed from the outside of the payment device, making the payment device more aesthetically pleasing.

The multifunctional keyboard 8 can include working mode buttons, such as "payment mode" button, "refund mode" button, and "write-off mode" button; it can also include working mode switching buttons, such as, the default working mode of the payment device is the payment mode , press the working mode switching button once to switch the payment device to the refund mode, press the working mode switching button again to switch the payment device to the verification mode, on this basis, press the working mode switching button again to switch the payment device to the payment mode mode, the working mode of the payment device can be switched through the working mode switching button. The user can switch the working mode by operating the multi-functional keyboard 8 installed in the payment device, without operating in other devices, which simplifies the operation process.

Taking the shopping mall as an example, the default working mode of the payment device provided in Embodiment 3 of this manual is the payment mode. When making payment in the shopping mall, the cashier inputs the payment amount through the multi-functional keyboard, and the amount is displayed on the LCD, as shown in As shown in Figure 7a, it can be used for consumers to confirm whether the payment amount is correct. The consumer presents the payment code, and the payment device takes a picture of the payment code and recognizes it, and obtains the confirmation information, as shown in Figure 7b, indicating that the payment is successful. The information shown in 7c indicates that the payment failed and the operation needs to be performed again. When the shopping mall conducts certain activities, some vouchers will be issued to consumers. There is a verification code with a unique identification in the voucher. When consumers make payment, they can first show the voucher and deduct part of the amount before proceeding. Payment, when the consumer presents the voucher, in order to ensure that the voucher is valid, the voucher needs to be confirmed, and generally the same voucher cannot be used again, that is, the voucher needs to be written off. , the cashier can switch the payment device from the payment mode to the verification mode through the working mode button or the working mode switch button in the multi-functional keyboard, so as to perform verification processing on the voucher. When the payment device is in the verification mode, the LCD will display The transaction information shown in Figure 8a can be displayed on the screen, and the text "Please show the verification code" is used to remind the consumer to show the verification code in the voucher on the position of the LCD screen, and the camera in the payment device passes through the LCD screen. Shoot the verification code, and the reading module reads the photographed verification code. At this time, the information shown in Figure 8b can be displayed on the LCD screen, showing the last four digits of the verification code, which is convenient for consumers to check. Whether the verification code of the verification processing is the same as the verification code presented, the analysis module in the payment device further analyzes the read verification code, and the sending module sends the analysis result to the verification platform, and the verification The platform can include the background of the shopping mall for voucher management, which records the detailed information of the voucher, including the numbers and images in the verification code. The verification platform checks the analysis results and feeds back the confirmation results to the payment device. If the information shown in Figure 8c is displayed on the liquid crystal display at the time, it means that the voucher is valid and the write-off is successful; if the information shown in Figure 8d is displayed, it means that the voucher is invalid and the write-off fails. After the verification process of the voucher is completed, the cashier then switches the payment device from the verification mode to the payment mode through the working mode button or the working mode switch button in the multi-functional keyboard, and further completes the payment operation. The specific process is the same as the above payment The process is the same and will not be repeated here.

As shown in Fig. 6, the payment device provided by Embodiment 3 of this specification may also include a voice broadcast module 7, which is connected to the receiving module 1 for broadcasting voice information. Specifically, the voice broadcast module 7 includes a speaker or a buzzer, and the surface of the payment device is provided with several broadcast holes, and the speaker or buzzer is located near the broadcast holes, so that the broadcast voice information can be spread to the device to the greatest extent. externally, reducing volume loss. For details, refer to the specific content provided in Embodiment 1 of this specification, and details are not repeated here.

The payment device provided by Embodiment 3 of this specification adds a multi-function keyboard on the basis of Embodiment 1 of this specification, and has the advantages of the payment device provided by Embodiment 1 above. At the same time, the multi-function keyboard provided by Embodiment 3 of this specification is fixed on The surface of the payment device effectively reduces the footprint of the payment device, and increases the optional specifications of the payment device to meet the needs of different users.

Example 4

On the basis of any one of the above-mentioned embodiments 1 to 3, embodiment 4 of this specification provides a payment device with a touch screen, and FIG. 9 is a schematic diagram of the payment device with a touch screen provided by the embodiment of this specification. As shown in FIG. 9 , the payment device includes: a receiving module 1 , a reading module 2 , an analyzing module 3 , a sending module 4 and a display module 5 .

Specifically, the receiving module 1 is used to receive the operation instruction issued by the operating device, and is used to communicate with the third-party server; The image to be read outside the payment device; the parsing module 3 is connected to the reading module 2 for parsing the image to be read to obtain the parsing result; the sending module 4 is connected to the parsing module 3 to use The analysis result is sent to the third-party server; the display module 5 is connected with the receiving module 1 for displaying the transaction information in the transaction process; the display module 5 includes a liquid crystal display 501, and the liquid crystal display 501 is located at The position of the reading window 201 is shown in FIG. 2 for details. The camera 6 captures the image to be read through the liquid crystal display 501 .

The payment device provided in Embodiment 4 of this specification may also include a touch module 9 , see FIG. 9 for details, which is fixed on the liquid crystal display 501 so that the liquid crystal display 501 has a touch function. Users can perform corresponding operations by touching the LCD screen, which enhances the operability of the device.

Wherein, the payment device may also include a preset information storage module, and the preset information stored by the preset information storage module is used for displaying on the liquid crystal display; the preset information includes advertisement information, payment channel information , at least one of operation step instruction information. When the payment device is in a non-working state, the preset information stored in the preset information storage module can be displayed on the liquid crystal display 501, which improves the utilization rate of the liquid crystal display.

The payment device may also include a time control module for controlling the display time of the transaction information. Specifically, the time control module can be connected with the receiving module. When the transaction information received by the receiving module is displayed on the LCD, the time control module controls the display time of the transaction information. For example, the time control module controls the liquid crystal display The display time of the transaction prompt information is 3 seconds, and the display time of the transaction result information is 5 seconds, which can satisfy the user to confirm the transaction information without taking up the process time. It should be noted that the specific duration is set according to actual needs, and is not specifically limited here.

Among them, the operation information received by the payment device, the captured image to be read, etc. can interrupt the time control module to control the display time of the transaction information. For example, the time control module controls the display time of the transaction result information to be 5 seconds, and in the third When another user presents a new image to be read in the reading window, that is, the position of the LCD screen, the payment device will immediately take a picture of the image to be read, so that the display of the transaction result information on the LCD screen is interrupted, and the display is similar to the new image. The transaction information corresponding to the image to be read. Therefore, the waiting time of the user can be reduced, and the working efficiency of the payment device can be improved.

The payment device provided in Embodiment 4 of this specification adds a touch module on the basis of Embodiment 1 to Embodiment 3 of this specification, and has the advantages of at least one of the payment devices in Embodiment 1 to Embodiment 3 above. The payment device provided in Embodiment 4 of the specification may include a touch module, so that the liquid crystal display has a touch function, and the user can operate on the liquid crystal display, which enhances the operability of the device and the experience of the user. In addition, the payment device provided in Embodiment 4 of this specification may include a preset information storage module, so that the preset information stored in the preset information storage module can be displayed on the liquid crystal display 501, which enriches the display content of the liquid crystal display, The utilization ratio of the liquid crystal display screen is also improved. Furthermore, the payment device provided in Embodiment 4 of this specification may further include a time control module to control the time for displaying information on the liquid crystal display, improving the flexibility of displaying information on the liquid crystal display.

Example 5

Based on any payment device in Embodiment 1 to Embodiment 4 above, this Embodiment 5 provides a payment system, which includes any payment device in Embodiment 1 to Embodiment 4 above, as shown in FIG. 10 , The payment system also includes an operating device 101 and a third-party server 102; the operating device 101 is connected to the payment device 100, and is used to issue an operation instruction to the payment device 100; The parsing result is verified, and the payment result is obtained, and the payment result is sent to the payment device 100 .

Wherein, the operating device 100 includes a keyboard or a host computer. The payment system provided in Embodiment 5 can use the operating device to issue operating instructions to the payment device, which increases the operation mode of the payment device, so that the payment device can be operated by other devices, and the user can choose according to actual needs, which improves the user experience. sex.

And the payment system provided by Embodiment 5 also includes a third-party server 102, which is used to check the transaction information received in the payment system, and feed back the transaction results, so that the payment system has the function of information verification, and better meets the needs of users .

Wherein the third-party server 102 can include any one of the payment platform and the write-off platform. When the payment system processes the payment or refund information, it can communicate with the payment platform to complete the information check; , can communicate with the write-off platform to complete the information check. For different operation processes, different third-party servers 102 can be selected to complete different operations, thereby meeting the needs of different users.

The payment system provided in Embodiment 5 of this specification may include any payment device in Embodiment 1 to Embodiment 4 above, and has the advantages of at least one embodiment of Embodiment 1 to Embodiment 4, and will not be repeated here.

It should also be noted that the term "comprises", "comprises" or any other variation thereof is intended to cover a non-exclusive inclusion such that a process, method, article, or apparatus comprising a set of elements includes not only those elements, but also includes Other elements not expressly listed, or elements inherent in the process, method, commodity, or apparatus are also included. Without further limitations, an element defined by the phrase "comprising a ..." does not exclude the presence of additional identical elements in the process, method, article or apparatus comprising said element.

The above descriptions are only examples of the present application, and are not intended to limit the present application. For those skilled in the art, various modifications and changes may occur in this application. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application shall be included within the scope of the claims of the present application.

Claims (10)

1. A payment device, characterized in that the payment device includes a receiving module, a reading module, an analysis module, a sending module and a display module; The receiving module is used to receive an operation instruction from an operation device connected to the payment device, and to communicate with a third-party server; The reading module is connected to the receiving module and includes a camera for reading the image to be read outside the payment device captured by the camera through the reading window; The parsing module is connected to the reading module for parsing the image to be read to obtain a parsing result; The sending module is connected to the parsing module for sending the parsing result to the third-party server; The display module is connected to the receiving module for displaying transaction information during the transaction process; The display module includes a liquid crystal display located at the position of the reading window, and the camera captures the image to be read through the liquid crystal display. 2. A payment device according to claim 1, wherein the operating device includes a keyboard connected to the payment device or a host computer connected to the payment device; the third-party server includes a payment platform , any of the write-off platforms. 3. The payment device according to claim 1, wherein the image to be read includes any one of payment code, refund code, verification code and face image. 4. The payment device according to claim 1, wherein the transaction information includes any one of transaction prompt information, transaction process information and transaction result information; The transaction prompt information is the information displayed on the liquid crystal display screen by the display module in response to the operation instruction issued by the operation device; The transaction process information is the information displayed on the liquid crystal display during the communication process between the payment device and the third-party server; The transaction result information is the information displayed on the liquid crystal display screen by the display module in response to the confirmation information; the confirmation information is generated after the third-party server checks the analysis result. 5. A payment device according to claim 4, wherein the transaction prompt information includes any one of payment prompt information, refund prompt information and write-off prompt information; The transaction process information includes any one of payment process information, refund process information and write-off process information; The transaction result information includes any one of payment success information, payment failure information, refund success information, refund failure information, verification success information, and verification failure information. 6. A payment device according to claim 1, wherein the display module is also used to display device configuration information; The device configuration information includes at least one of network information, volume information, and working mode information of the payment device. 7. The payment device according to claim 1, characterized in that, the payment device further comprises a touch module fixed on the liquid crystal display screen so that the liquid crystal display screen has a touch function. 8. The payment device according to claim 1, wherein the working mode of the payment device includes at least one of payment mode, refund mode and write-off mode. 9. A payment device according to claim 1, characterized in that the payment device further comprises a preset information storage module, and the preset information stored in the preset information storage module is used in the LCD displayed on the display; The preset information includes at least one of advertisement information, payment channel information, and operation step instruction information. 10. A payment system, characterized in that the payment system includes the payment device according to any one of claims 1 to 9, and the payment system further includes an operating device and a third-party server; The operating device is connected to the payment device, and is used to issue an operation instruction to the payment device; The third-party server is connected to the payment device network, and is used to check the analysis result, obtain a payment result, and send the payment result to the payment device.