CN207976906U - Transaction Cards with Fingerprint Recognition - Google Patents

Abstract

The utility model provides a transaction card with function is discerned to fingerprint contains and has card body, fingerprint discernment and transaction processor, energy storage electric capacity, fingerprint sensing receiver, control switch, display element, non-contact radio frequency antenna and contact communication unit. Therefore, external power can be obtained by the non-contact radio frequency antenna or the contact communication unit for use during transaction, the energy storage capacitor is charged at the same time to serve as standby power, when the external power is obtained by the non-contact radio frequency antenna or the contact communication unit, the fingerprint sensing receiver and the fingerprint identification and transaction processor are started by the control switch to receive and identify the fingerprint, when the fingerprint is confirmed to be a card holder, transaction is carried out by the fingerprint identification and transaction processor, and fingerprint identification information and transaction information are displayed by the display unit, so that the safety during transaction is improved.

Description

Transaction Cards with Fingerprint Recognition

technical field

The utility model relates to a transaction card with a fingerprint identification function, in particular to a transaction card with a fingerprint identification function.

Background technique

Generally, the existing electronic transaction cards, such as financial cards, credit cards, stored-value cards, leisure cards, etc., are divided into contact type or non-contact type according to the way of use. The electrical contact of the card machine enables the card reader to read the required data in the chip for transaction; the non-contact type is to embed the induction coil and its radio frequency identification tag in the card, and make the reading module close to the reading module. The antenna of the group and the card induction coil induce each other to generate power, and provide the reading module to read the data of the radio frequency identification tag for the required transaction.

However, as far as the existing electronic transaction card is concerned, since the card itself does not have any mechanism for identifying the cardholder or the consumer, problems such as being stolen or lost and then used by others under another person's name often occur, and when the transaction is carried out Generally, consumers can only be informed by the store whether the card has completed the transaction, but cannot display the transaction status by the card, resulting in the risk of personal data and transaction data being stolen after the transaction or during the transaction process, making the electronic transaction card safe. Big discount.

Contents of the invention

Therefore, how to invent a transaction card with fingerprint identification function, so that it can receive and identify the fingerprint, and when the fingerprint is confirmed to be the cardholder himself, the transaction will be carried out, and the security of the transaction will be improved. The purpose is to effectively improve the existing deficiencies, which will be actively disclosed by the utility model.

In view of the shortcomings of the above-mentioned prior art, the inventor felt that it was not perfect, so he exhausted his mind to study and overcome it, and then developed a transaction card with fingerprint identification function, in order to receive and identify fingerprints. When it is confirmed that the fingerprint is the cardholder himself, the transaction is carried out, so as to achieve the purpose of improving the security of the transaction.

In order to achieve the above purpose and other purposes, the utility model provides a transaction card with fingerprint recognition function, which includes: a card body; a fingerprint recognition and transaction processor disposed on the card body; disposed on the card body and connected to a circuit The energy storage capacitor of the fingerprint identification and transaction processor; the fingerprint sensing receiver located on the card body and connected to the fingerprint identification and transaction processor; the fingerprint identification and transaction processor located on the card body and connected to the fingerprint identification and transaction processor A control switch; a display unit set on the card body and connected to the fingerprint recognition and transaction processor; a non-contact radio frequency antenna set on the card body and connected to the fingerprint recognition and transaction processor; and set on the card body And the circuit connects the fingerprint identification and the contact communication unit of the transaction processor.

In the above-mentioned transaction card with fingerprint identification function, the card body includes a carrier, a front printing layer, a front transparent protective layer, a back printing layer, a back transparent protective layer, the fingerprint identification and transaction processor, the energy storage capacitor, the The fingerprint sensing receiver, the control switch, the display unit, the non-contact radio frequency antenna and the contact communication unit are arranged on the carrier, the front printing layer is arranged on one side of the carrier, and the front transparent protective layer is arranged on The front printing layer is on one side, the back printing layer is arranged on the other side of the carrier, the back transparent protective layer is arranged on one side of the back printing layer, and the front printing layer and the front transparent protective layer have corresponding contacts respectively. The perforation of the type communication unit, the front printed layer has a switch pattern corresponding to the control switch, or the front printed layer and the front transparent protective layer respectively have a switch pattern corresponding to the control switch, and the front printed layer has a switch pattern corresponding to the display unit Perforation, or the front printing layer and the front transparent protective layer respectively have perforations corresponding to the display unit.

In the above-mentioned transaction card with fingerprint identification function, the carrier has a recessed portion, and the fingerprint sensing receiver is arranged in the recessed portion, so that the surface of the fingerprint sensing receiver is lower than the carrier, and the front printing layer and the front face The transparent protective layers respectively have perforations corresponding to the fingerprint sensing receivers.

In the above-mentioned transaction card with fingerprint recognition function, the fingerprint sensing receiver is arranged on the surface of the carrier, so that the surface of the fingerprint sensing receiver and the carrier are on the same plane.

In the above-mentioned transaction card with fingerprint identification function, the fingerprint identification and transaction processor includes a storage unit and a security module.

In the above-mentioned transaction card with fingerprint identification function, the energy storage capacitor is a hard supercapacitor or a flexible supercapacitor.

In the above transaction card with fingerprint recognition function, the fingerprint sensing receiver is a hard fingerprint sensing receiver or a flexible fingerprint sensing receiver.

The above-mentioned transaction card with fingerprint identification function further includes a rectification and voltage stabilization unit, which is arranged on the card body and connected to the fingerprint identification and transaction processor and the energy storage capacitor, the non-contact radio frequency antenna and The contact communication between units.

In the above transaction card with fingerprint recognition function, the control switch is a shrapnel switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch.

In the above transaction card with fingerprint recognition function, the display unit has a flexible display, at least one luminous body or a combination thereof.

Thus, the transaction card with fingerprint identification function of the present utility model can obtain external power from the non-contact radio frequency antenna or contact communication unit for use during transactions, and simultaneously charge the energy storage capacitor as backup power, And when the non-contact radio frequency antenna or contact communication unit obtains external power, the fingerprint sensing receiver and fingerprint identification and transaction processor are activated by the control switch to receive and identify the fingerprint, and the fingerprint is confirmed to be the cardholder In person, the transaction is carried out by the fingerprint identification and the transaction processor, and the display unit displays the fingerprint identification information and the transaction information, so as to achieve the purpose of improving the security of the transaction.

In order to enable a further understanding of the features and technical content of the present utility model, please refer to the following detailed description and accompanying drawings of the present utility model, but these descriptions and accompanying drawings are only used to illustrate the present utility model, rather than to the present utility model any limitation on the scope of rights.

Description of drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention or the prior art, the drawings that need to be used in the description of the embodiments will be briefly introduced below. Obviously, the accompanying drawings in the following description are only the present invention For some novel embodiments, those skilled in the art can also obtain other drawings based on these drawings without any creative work.

Fig. 1 is a schematic view of the appearance of a preferred embodiment of the present invention.

Fig. 2 is an exploded schematic view of a preferred embodiment of the present invention.

Fig. 3 is a schematic cross-sectional view of a preferred embodiment of the present invention.

Fig. 4 is a schematic block diagram of a preferred embodiment of the present invention.

reference sign

1 card body

11 carrier

111 Recess

12 front printing layer

121, 122, 124 perforations

123 switch patterns

13 Front transparent protective layer

131, 132 perforation

14 Back printing layer

15 Transparent protective layer on the back

2 Fingerprint identification and transaction processor

21 storage unit

22 Security Modules

3 storage capacitor

4 Fingerprint sensing receiver

5 control switch

6 display unit

61 flexible displays

62 illuminants

7 Contactless RF Antenna

8 contact communication unit

9 rectification and voltage stabilization unit

Detailed ways

In order to fully understand the purpose, features and effects of the present utility model, the utility model is described in detail by the following specific embodiments, and in conjunction with the accompanying drawings, as follows:

Please refer to Fig. 1 to Fig. 4, as shown in the figure: the utility model provides a kind of transaction card with fingerprint identification function, and it is at least made up of card body 1, fingerprint identification and transaction processor 2, energy storage capacitor 3, fingerprint sensing A receiver 4, a control switch 5, a display unit 6, a non-contact radio frequency antenna 7 and a contact communication unit 8 are formed.

The fingerprint recognition and transaction processor can be set 2 on the card body 1 to store the user's fingerprint data, personal data and transaction data, and to perform calculation processing during fingerprint recognition and transaction.

The energy storage capacitor 3 is arranged on the card body 1 and connected to the fingerprint identification and transaction processor 2. The energy storage capacitor 3 can be a supercapacitor for storing power as a backup.

The fingerprint sensing receiver 4 is set on the card body 1 and connected to the fingerprint identification and transaction processor 2 for receiving fingerprint data.

The control switch 5 is set on the card body 1 and is connected to the fingerprint recognition and transaction processor 2 by a circuit, and can start the fingerprint recognition and transaction processor 2 and the fingerprint sensing receiver 4 after obtaining power, and is used as a trigger for fingerprint recognition. control.

The display unit 6 is arranged on the card body 1 and is connected to the fingerprint recognition and transaction processor 2 by a circuit, and is used for prompting in different display modes during fingerprint recognition and transaction.

The non-contact radio frequency antenna 7 is located on the card body 1 and connected to the fingerprint identification and transaction processor 2. It can be an induction coil to obtain external power for non-contact transactions.

The contact communication unit 8 is arranged on the card body 1 and connected to the fingerprint identification and transaction processor 2. The contact communication unit 8 can be an integrated circuit chip for contact transaction.

When the utility model uses the card body 1 for non-contact transactions, the user can use the card body 1 close to the reading module (not shown), so that the non-contact radio frequency antenna 7 can read the information from the reading module. electromagnetic waves to induce and generate the required power, so that the control switch 5 activates the fingerprint sensing receiver 4 and the fingerprint identification and transaction processor 2 after obtaining external power, allowing the cardholder to place his finger (originally preset fingerprint) touches the fingerprint sensing receiver 4, and after the fingerprint sensing receiver 4 receives the fingerprint, it is received and identified by the fingerprint recognition and transaction processor 2, and when it is confirmed that the fingerprint is the cardholder himself , then the display unit 6 automatically outputs confirmation information (such as: various lights or text information), and makes the fingerprint identification and transaction processor 2 exchange personal data and transaction data with the reading module, and use The display unit 6 automatically outputs transaction information (such as various lights or text messages) to inform consumers that the transaction is being processed or completed, and when the transaction is completed and the card body 1 is removed, the non-transaction The contact radio frequency antenna 7 is powered off because it cannot read the electromagnetic wave from the reading module, and then the fingerprint identification and transaction processor 2 and the fingerprint sensing receiver 4 are turned off, so that the display unit 6 cannot Output any transaction information again, to remind the consumer that this transaction ends and the card is in unused state; light signal or text information), and close the fingerprint recognition and transaction processor 2, so as to achieve enhanced transaction security.

When using the card body 1 for contact transactions, insert the card body 1 into a card reader (not shown), make the contact communication unit 8 contact with the card reader electromechanically, and then let the card reader pass through The contact communication unit 8 supplies power to generate the required power, so that the control switch 5 activates the fingerprint sensing receiver 4 and the fingerprint recognition and transaction processor 2 after obtaining external power, so that the cardholder will The finger (the finger of the original preset fingerprint) is in contact with the fingerprint sensing receiver 4, and after the fingerprint sensing receiver 4 receives the fingerprint, it is received and identified by the fingerprint identification and transaction processor 2, and the fingerprint is confirmed to be When the cardholder is himself, the display unit 6 will automatically output confirmation information (such as: various lights or text information), and make the fingerprint identification and transaction processor 2 and the reading module carry out personal data and transaction data exchange, and make the display unit 6 automatically output transaction information (such as: various lights or text messages), to inform consumers that this transaction is being processed or has been processed, and when the transaction is completed, remove the card body 1, the contact communication unit 8 is powered off because it cannot read the electromagnetic wave from the reading module, and then the fingerprint identification and transaction processor 2 and the fingerprint sensing receiver 4 are turned off, so that The display unit 6 no longer outputs any transaction information to remind consumers that the transaction is over and the card is in an unused state; if it is confirmed that the fingerprint is not the cardholder's own, then the display unit 6 automatically outputs wrong information (such as: various lights or text information), and close the fingerprint recognition and transaction processor 2, so as to achieve the safety of enhancing transactions.

In addition, when the non-contact radio frequency antenna 7 or the contact communication unit 8 obtains external power through the reading module or card reader, the energy storage capacitor 3 can be charged at the same time as a backup power, which can be used in The non-contact radio frequency antenna 7 or the contact communication unit 8 is used for power supply when power is obtained.

In an embodiment of the present invention, the card body 1 may include a carrier 11, a front printing layer 12, a front transparent protective layer 13, a back printing layer 14, and a back transparent protective layer 15. The fingerprint recognition and transaction processor 2 , the energy storage capacitor 3, the fingerprint sensing receiver 4, the control switch 5, the display unit 6, the non-contact radio frequency antenna 7 and the contact communication unit 8 can be set on the carrier 11, the front printing layer 12 is set on one side of the carrier 11 to cover the fingerprint identification and transaction processor 2, the energy storage capacitor 3, the fingerprint sensing receiver 4 and the non-contact radio frequency antenna 7, and the front transparent protective layer 13 is set on On one side of the front printing layer 12 , the back printing layer 14 is set on the other side of the carrier 1 , and the back transparent protective layer 15 is set on one side of the back printing layer 14 . And the front printing layer 12 and the front transparent protective layer 13 can respectively have perforations 121, 131 corresponding to the contact communication unit 8, the front printing layer 12 can have at least one perforation 122 corresponding to the display unit 6, or the The front transparent protective layer 13 can also have at least one perforation (not shown) corresponding to the display unit 6, and the utility model takes the front printing layer 12 with a perforation 122 as an example; in addition, the front printing layer 12 can have a pair of The switch pattern 123 of the control switch 5 (or the front transparent protective layer 13 may also have a switch pattern corresponding to the control switch 5, not shown in the figure), in addition, the carrier board 11 can be FPC, PCB or FR4, and the The front printing layer 12 , the front transparent protection layer 13 , the back printing layer 14 and the back transparent protection layer 15 can be made of ABS, PETG, PVC or PET.

In an embodiment of the present invention, the carrier 11 has a recessed portion 111, and the fingerprint sensing receiver 4 is disposed in the recessed portion 111, and the front printing layer 12 and the front transparent protective layer 13 have corresponding The perforations 124, 132 of the fingerprint sensing receiver 4, in this way, can make the surface of the fingerprint sensing receiver 4 lower than the carrier 11, thereby effectively preventing the fingerprint sensing receiver 4 from being scratched during storage or use ; In addition, the fingerprint sensing receiver 4 can also be arranged on the surface of the carrier 11 as required, so that the surface of the fingerprint sensing receiver 4 and the carrier 11 are located on the same plane (not shown) and the fingerprint sensing The receiver 4 is a rigid fingerprint sensing receiver or a flexible fingerprint sensing receiver; so that the utility model can be more in line with the needs of actual use.

In one embodiment of the present utility model, the fingerprint identification and transaction processor 2 includes a storage unit 21 and a security module 22, the storage unit 21 can be used to store the user's fingerprint data, personal data and transaction data, the security The module 22 can be used for calculation processing during fingerprint identification and transaction.

In one embodiment of the present utility model, it may further include a rectification and voltage stabilization unit 9, which is arranged on the carrier 11 of the card body 1 and is circuit-connected to the fingerprint identification and transaction processor 2 and the energy storage capacitor 3, Between the non-contact radio frequency antenna 7 and the contact communication unit 8, the rectifying and stabilizing unit 9 is used to stabilize the voltage during use and avoid damage to the fingerprint identification and transaction processor 2 caused by voltage instability. The unit 9 can be covered by the front printing layer 12 .

In an embodiment of the present invention, the control switch 5 can be a shrapnel switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch, so as to meet different usage conditions and production requirements.

In an embodiment of the present invention, the display unit 6 has a flexible display 61, at least one luminous body 62 or a combination thereof, and the flexible display can be preset in the fingerprint identification and transaction processor 2 61 display mode, so as to utilize the flexible display 61 to output relevant text information, and the illuminant 62 can be LED, and when making, the illuminant can be preset in the fingerprint identification and transaction processor 2 The display mode of 62, such as: constant light, flashing, cyclic light or changing light color and other modes, can use the luminous body 62 to output relevant information to meet the needs of different display states.

The utility model has been described above with preferred embodiments, but those skilled in the art should understand that the embodiments are only used to describe the utility model, and should not be interpreted as limiting the scope of the utility model. It should be noted that all changes and replacements equivalent to this embodiment should be included within the scope of the present utility model. Therefore, the protection scope of the present utility model shall be determined by the scope defined in the claims.

The above descriptions are only examples of the present utility model, and are not intended to limit the patent scope of the present utility model.

Claims (10)

1. A transaction card with a fingerprint identification function, characterized in that it comprises: card body; The fingerprint identification and transaction processor is located on the card body; An energy storage capacitor is arranged on the card body and connected to the fingerprint identification and transaction processor; A fingerprint sensing receiver is located on the card body and connected to the fingerprint identification and transaction processor; A control switch is set on the card body and connected to the fingerprint identification and transaction processor; A display unit is arranged on the card body and connected to the fingerprint recognition and transaction processor; A non-contact radio frequency antenna is located on the card body and is circuit-connected to the fingerprint recognition and transaction processor; and The contact communication unit is arranged on the card body and connected with the fingerprint identification and transaction processor. 2. The transaction card with fingerprint identification function as claimed in claim 1, wherein the card body includes a carrier, a front printing layer, a front transparent protective layer, a back printing layer, and a back transparent protective layer, and the fingerprint identification and The transaction processor, the energy storage capacitor, the fingerprint sensing receiver, the control switch, the display unit, the non-contact radio frequency antenna and the contact communication unit are arranged on the carrier, and the front printing layer is arranged on the carrier On one side, the front transparent protective layer is arranged on one side of the front printing layer, the back printing layer is arranged on the other side of the carrier, the back transparent protective layer is arranged on one side of the back printing layer, and the front printing layer The front transparent protective layer has a perforation corresponding to the contact communication unit, the front printed layer has a switch pattern corresponding to the control switch, or the front printed layer and the front transparent protective layer have a switch pattern corresponding to the control switch , the front printing layer has perforations corresponding to the display unit, or the front printing layer and the front transparent protective layer have perforations corresponding to the display unit respectively. 3. The transaction card with fingerprint identification function as claimed in claim 2, characterized in that, the carrier has a recess, the fingerprint sensing receiver is arranged in the recess, so that the surface of the fingerprint sensing receiver is lower than The carrier, the front printing layer and the front transparent protective layer respectively have perforations corresponding to the fingerprint sensing receivers. 4 . The transaction card with fingerprint identification function as claimed in claim 2 , wherein the fingerprint sensing receiver is disposed on the surface of the carrier so that the surface of the fingerprint sensing receiver and the carrier are on the same plane. 5. The transaction card with fingerprint identification function as claimed in claim 1, wherein the fingerprint identification and transaction processor includes a storage unit and a security module. 6 . The transaction card with fingerprint recognition function according to claim 1 , wherein the energy storage capacitor is a rigid supercapacitor or a flexible supercapacitor. 7 . The transaction card with fingerprint identification function as claimed in claim 1 , wherein the fingerprint sensing receiver is a rigid fingerprint sensing receiver or a flexible fingerprint sensing receiver. 8. The transaction card with fingerprint identification function as claimed in claim 1, further comprising a rectification and voltage stabilization unit, which is arranged on the card body and connected to the fingerprint identification and transaction processor and the storage Between the energy capacitor, the non-contact radio frequency antenna and the contact communication unit. 9. The transaction card with fingerprint identification function according to claim 1, wherein the control switch is a shrapnel switch, a resistive touch switch, a capacitive touch switch or a fingerprint switch. 10. The transaction card with fingerprint identification function as claimed in claim 1, wherein the display unit has a flexible display, at least one luminous body or a combination thereof.