CN204990362U - Card emulation - Google Patents

Abstract

The utility model provides an analog card, comprising: a first interface for receiving first data sent by a card sleeve and sending it to a security chip, receiving second data sent by the security chip and sending it to the card sleeve; The second interface is configured to receive the third data sent by the terminal and send it to the security chip, and receive the fourth data sent by the security chip and send it to the terminal; the security chip is connected to the first interface and The second interface is connected to receive the first data sent by the first interface, send the second data to the first interface, and receive the third data sent by the second interface, Send the fourth data to the second interface. Based on the analog card of the utility model, the function of connecting the terminal and the card sleeve and performing data interaction between the two can be realized.

Description

mock card

technical field

The utility model relates to the technical field of electronic information security, in particular to an analog card.

Background technique

In the existing transaction process, such as withdrawing money or swiping a card for shopping, users usually need to carry the bank card issued by the bank with them. There is a certain security risk in carrying the bank card with them. Once lost, it is easy to cause losses to the user's assets. In addition, due to the variety of bank cards, a user may have multiple bank cards from different banks at the same time. If you need to carry multiple bank cards from different banks, it is not portable enough. When using certain bank cards in the card, there may be inter-bank transactions when using these bank cards to withdraw money or swipe the card for shopping, resulting in unnecessary fees in the transaction.

Therefore, there is an urgent need to provide a transaction solution that is convenient for users to carry and has high security in the prior art.

Utility model content

The utility model aims to solve the above problems.

The main purpose of the utility model is to provide an analog card.

In order to achieve the above object, the technical solution of the utility model is specifically realized in the following way:

One aspect of the utility model provides an analog card, including: a first interface, used to receive the first data sent by the card sleeve and send it to the security chip, receive the second data sent by the security chip and send it to the card set; the second interface is used to receive the third data sent by the terminal and send it to the security chip, and receive the fourth data sent by the security chip and send it to the terminal; the security chip is connected to the first The interface is connected to the second interface, and is used to receive the first data sent by the first interface, send the second data to the first interface, and receive the third data sent by the second interface. data, sending the fourth data to the second interface.

Another aspect of the utility model provides an analog card, including: a first interface for receiving the first data sent by the card sleeve and sending it to the control chip, receiving the second data sent by the control chip and sending it to the The card sleeve; the second interface is used to receive the third data sent by the terminal and send it to the control chip, and receive the fourth data sent by the control chip and send it to the terminal; the security chip is used to receive the The fifth data sent by the control chip is to send the sixth data to the control chip; the control chip is connected to the security chip, the first interface and the second interface, and is used to receive the first the first data sent by the interface, send the second data to the first interface, receive the third data sent by the second interface, send the fourth data to the second interface, receive The sixth data sent by the security chip is to send the fifth data to the security chip.

Another aspect of the utility model provides an analog card, including: a first interface for receiving the first data sent by the card sleeve and sending it to the control chip, receiving the second data sent by the control chip and sending it to the The card sleeve; the second interface is used to receive the third data sent by the terminal and send it to the security chip, and receive the fourth data sent by the security chip and send it to the terminal; the security chip is connected to the second interface connected to receive the fifth data sent by the control chip, send the sixth data to the control chip, receive the third data sent by the second interface, and send the fourth data to the second interface data; the control chip is connected to the security chip and the first interface, and is used to receive the first data sent by the first interface, send the second data to the first interface, and receive The sixth data sent by the security chip is to send the fifth data to the security chip.

In addition, the analog card also includes: a battery; the battery is used to provide power for the analog card.

In addition, the first interface is a contact interface and/or a wireless interface.

In addition, the wireless interface includes: 2.4G interface, Bluetooth interface, infrared interface, WIFI interface, NFC interface or RFID interface.

In addition, the second interface is a contact interface and/or a non-contact interface.

In addition, the non-contact interface is an NFC interface.

In addition, the analog card also includes: a charge controller connected to the battery for receiving electric energy and charging the battery.

In addition, the ferrule is a mobile device.

In addition, the card holder is a mobile device and an electronic signature device, or the card holder is an electronic signature device.

It can be seen from the above-mentioned technical solution provided by the utility model that based on the analog card of the utility model, the function of connecting the terminal and the card sleeve and performing data interaction between the two can be realized, and further can be managed with the card sleeve and the real card. The device cooperates to realize the purpose of being convenient for the user to carry and having high safety.

Description of drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the accompanying drawings that need to be used in the description of the embodiments will be briefly introduced below. Obviously, the accompanying drawings in the following description are only some embodiments of the present invention , for those skilled in the art, other drawings can also be obtained based on these drawings without creative work.

Fig. 1 is the structural representation of the analog card that the utility model embodiment 1 provides;

Fig. 2 is the schematic structural diagram of the analog card provided by Embodiment 2 of the present invention;

Fig. 3 is a schematic structural diagram of the analog card provided by Embodiment 3 of the present invention.

detailed description

The technical solutions in the embodiments of the present invention are clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of them. . Based on the embodiments of the present utility model, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present utility model.

In describing the present utility model, it should be understood that the terms "center", "longitudinal", "transverse", "upper", "lower", "front", "rear", "left", "right", The orientations or positional relationships indicated by "vertical", "horizontal", "top", "bottom", "inner", "outer", etc. are based on the orientation or positional relationships shown in the drawings, and are only for the convenience of describing the present invention. Novel and simplified descriptions do not indicate or imply that the device or element referred to must have a specific orientation, be constructed and operate in a specific orientation, and therefore should not be construed as limiting the utility model. In addition, the terms "first" and "second" are used for descriptive purposes only, and cannot be understood as indicating or implying relative importance or quantity or position.

In the description of the present utility model, it should be noted that, unless otherwise clearly stipulated and limited, the terms "installation", "connection" and "connection" should be understood in a broad sense, for example, it can be a fixed connection or a flexible connection. Detachable connection, or integral connection; it can be mechanical connection or electrical connection; it can be direct connection or indirect connection through an intermediary, and it can be the internal communication of two components. Those of ordinary skill in the art can understand the specific meanings of the above terms in the present utility model in specific situations.

The embodiment of the utility model will be further described in detail below in conjunction with the accompanying drawings.

The utility model provides a framework for data interaction to provide a transaction solution that is convenient for users to carry and has high security. The data interaction framework includes: simulated cards, card sleeves and a real card manager.

in:

The simulated card may include one or more simulated cards, and the simulated card may be a card manufactured separately or a real card reserved with a simulated card function. The simulated card is the same size as the existing bank card. In this data interaction framework, it can replace the real card to complete the transaction. The analog card cooperates with existing terminals (such as ATM machines, POS machines, bus recharge machines, etc.) to complete transactions. The simulated card can perform data interaction with the card sleeve.

A card sleeve can include one or more card sleeves, and the card sleeve can manage one or more simulated cards, and each simulated card can only belong to and be managed by one card sleeve. The card sleeve can be a device that is separately manufactured in the shape of a card jacket, or it can be a mobile device with a card sleeve function, including: smart phones, tablet computers (PAD), PDA (such as handheld computers, learning machines), notebook computers, electronic Book reading devices, wearable devices (such as smart watches, smart glasses, etc.), etc. The card sleeve can cooperate with the simulated card for data interaction, and the card sleeve can also perform data interaction with the real card manager. In addition, the card holder can also be a combination of a mobile device and an electronic signature device; the card holder can also be only an electronic signature device. Among them, the electronic signature device can be a key device, such as ICBC U-Shield, Agricultural Bank K-Pay, etc.

The real card manager can manage one or more card sleeves, and the real card manager has at least one read-write interface, which can be a contact (such as a contact contact in the form of a card slot, etc.) interface and/or Non-contact (such as NFC, etc.) interface, so that the real card manager can connect different types of real cards in different ways; the real card manager can also perform data interaction with the card holder.

In this data interaction framework, the simulated card and the real card are smart chip cards.

Based on the above data structure, the utility model provides an analog card for data interaction between the analog card and the card holder.

Example 1

Fig. 1 has shown the schematic structural diagram of the simulation card of the utility model embodiment 1, referring to Fig. 1, the simulation card of the utility model embodiment 1 comprises:

The first interface 101, the second interface 102, and the security chip 103; wherein:

The first interface 101 is used to receive the first data sent by the card holder and send it to the security chip 103, and receive the second data sent by the security chip 103 and send it to the card holder;

The second interface 102 is configured to receive the third data sent by the terminal and send it to the security chip 103, and receive the fourth data sent by the security chip 103 and send it to the terminal;

The security chip 103 is connected to the first interface 101 and the second interface 102, and is used to receive the first data sent by the first interface 101, send the second data to the first interface 101, and receive the third data sent by the second interface 102, The fourth data is sent to the second interface 102 .

Wherein: the first interface 101 can be a contact interface, the first interface 101 can also be a wireless interface, and the first interface 101 can also be a contact interface and a wireless interface, so as to perform data interaction with the card sleeve through the first interface 101 . Among them, the contact interface can be contacts, etc., and the model of the contact interface can be 8035 of NXP Company, 8025 of NCN Company, etc.; the wireless interface can be 2.4G interface, bluetooth interface, infrared interface, WIFI interface, NFC interface or RFID Interface, etc., the model of the wireless interface can be QN9021, PN512, TIF256 of Texas Instruments, RC663 of NXP, etc.

The second interface 102 is a contact interface, or a contactless interface, or a contact interface and a contactless interface, so as to perform data interaction with different types of terminals through the second interface 102 . Specifically, the contact interface may be a contact, and the non-contact interface may be an NFC interface. The model of the contact interface can be 8035 of NXP Company, 8025 of NCN Company, etc.; the model of the non-contact interface can be PN512, RC663 of NXP Company, etc.

The security chip 103 has data processing functions such as encryption, decryption, verification, verification verification, certificate verification, signature and/or signature verification. Embodiment 1 of the utility model controls the first interface 101 and the second interface 102 through the security chip 103 Data transmission can improve security. Specifically, the security chip 103 may be the Z8D256U of National Technology, or the STSEL78 of Infineon. In addition, the security chip 103 may have a storage unit for data storage. Of course, the security chip 103 may also have contact and/or non-contact interfaces, so as to expand the functions of the security chip 103 .

Based on the analog card of Embodiment 1 of the present utility model, it can realize the function of connecting the terminal and the card sleeve, and performing data interaction between the two, and can further cooperate with the card sleeve and the real card manager to realize the convenience for the user to carry, and the safety higher purpose.

Further, in order to ensure the power supply of the analog card, the analog card can supply power for the analog card through the first interface 101 and/or the second interface 102, and a battery 104 can also be added in the analog card to provide power for the analog card, and the battery 104 can It is a non-rechargeable battery, or it can be a rechargeable battery. If it is a rechargeable battery, the simulation card can also include a charging controller, which can be connected to the battery 104 for receiving electric energy and charging the battery 104. Of course, the charging The controller can be set in the battery 104 or in the security chip 103. When the first interface 101 and/or the second interface 102 have a charging function, the charging controller can also be set in the first interface with a charging function. 101 and/or the second interface 102, of course, a separate charging interface (such as a USB interface) can also be set on the analog card, and the charging controller can be set on the charging interface.

Further, in order to facilitate data storage, the analog card of Embodiment 1 of the present utility model can also be provided with a separate memory; the memory can be connected to the security chip 103 for storing data.

Of course, the first to fourth data in Embodiment 1 of the present utility model may be different data, in addition, the first data may be the same as the fourth data, and the third data may be the same as the second data.

The data recorded in the present invention may also include instructions and the like.

Example 2

The difference between this embodiment 2 and embodiment 1 is that in this embodiment 2, the first interface and the second interface are called through the control chip, and the specific implementation is as follows:

Fig. 2 shows the schematic structural diagram of the simulation card of embodiment 2 of the present utility model, referring to Fig. 2, the simulation card of embodiment 2 of the present utility model comprises:

The first interface 201, the second interface 202, the security chip 203 and the control chip 204; wherein:

The first interface 201 is used to receive the first data sent by the card holder and send it to the control chip 204, and receive the second data sent by the control chip 204 and send it to the card holder;

The second interface 202 is configured to receive the third data sent by the terminal and send it to the control chip 204, and receive the fourth data sent by the control chip 204 and send it to the terminal;

The security chip 203 is configured to receive the fifth data sent by the control chip 204, and send the sixth data to the control chip 204;

The control chip 204 is connected with the security chip 203, the first interface 201 and the second interface 202, and is used to receive the first data sent by the first interface 201, send the second data to the first interface 201, and receive the data sent by the second interface 202. The third data, the fourth data is sent to the second interface 202 , the sixth data sent by the security chip 203 is received, and the fifth data is sent to the security chip 203 .

Wherein: the first interface 201 can be a contact interface, the first interface 201 can also be a wireless interface, and the first interface 201 can also be a contact interface and a wireless interface, so as to perform data interaction with the card sleeve through the first interface 201 . Among them, the contact interface can be contacts, etc., and the model of the contact interface can be 8035 of NXP Company, 8025 of NCN Company, etc.; the wireless interface can be 2.4G interface, bluetooth interface, infrared interface, WIFI interface, NFC interface or RFID Interface, etc., the model of the wireless interface can be QN9021, PN512, TIF256 of Texas Instruments, RC663 of NXP, etc.

The second interface 202 is a contact interface, or a contactless interface, or a contact interface and a contactless interface, so as to perform data interaction with different types of terminals through the second interface 202 . Specifically, the contact interface may be a contact, and the non-contact interface may be an NFC interface. The model of the contact interface can be 8035 of NXP Company, 8025 of NCN Company, etc.; the model of the non-contact interface can be PN512, RC663 of NXP Company, etc.

The security chip 203 has data processing functions such as encryption, decryption, verification, verification verification, certificate verification, signature and/or signature verification. Specifically, the security chip 203 may be Z8D256U of National Technology or STSEL78 of Infineon. In addition, the security chip 203 may have a storage unit for data storage. Of course, the security chip 203 may also have a contact and/or non-contact interface, so as to expand the functions of the security chip 203 .

The control chip 204 controls data interaction between the first interface 201 , the second interface 202 and the security chip 203 . Specifically, the control chip 204 may be an STM32 of ST Company, a Z32 of National Technology, or the like. In addition, the control chip 204 may have a storage unit for data storage.

Based on the analog card of Embodiment 2 of the present utility model, it can realize the function of connecting the terminal and the card holder, and performing data interaction between the two, and can further cooperate with the card holder and the real card manager to realize the convenience for the user to carry, and the safety higher purpose.

Further, in order to ensure the power supply of the analog card, the analog card can supply power for the analog card through the first interface 201 and/or the second interface 202, and a battery 205 can also be added in the analog card to provide power for the analog card, and the battery 205 can It is a non-rechargeable battery, and it can also be a rechargeable battery. If it is a rechargeable battery, the simulation card can also include a charging controller, which can be connected to the battery 205 to receive electric energy and charge the battery 205. Of course, the charging The controller can be set in the battery 205, can also be set in the security chip 203, can also be set in the control chip 204, when the first interface 201 and/or the second interface 202 have a charging function, the charging controller can also It is set on the first interface 201 and/or the second interface 202 with charging function, of course, a separate charging interface (such as a USB interface) can also be set on the analog card, and the charging controller can be set on the charging interface.

Further, in order to facilitate data storage, the analog card of Embodiment 2 of the present invention can also have a separate memory; the memory can be connected to the control chip 204 or to the security chip 203 for storing data.

Of course, the first to sixth data in Embodiment 2 of the present utility model can be different data, in addition, the first data can be the same as the fourth data, the third data can be the same as the second data, and the fifth data can be the same as the first data. The first data is the same, the fifth data may be the same as the third data, the sixth data may be the same as the second data, and the sixth data may be the same as the fourth data.

The data recorded in the present invention may also include instructions and the like.

Example 3

The difference between Embodiment 3 and Embodiment 1 is that in Embodiment 3, the first interface is called through the control chip, and the second interface is called through the security chip. The specific implementation is as follows:

Fig. 3 shows the schematic structural diagram of the simulation card of the third embodiment of the utility model, referring to Fig. 3, the simulation card of the third embodiment of the utility model includes:

The first interface 301, the second interface 302, the security chip 303 and the control chip 304; wherein:

The first interface 301 is used to receive the first data sent by the card holder and send it to the control chip 304, and receive the second data sent by the control chip 304 and send it to the card holder;

The second interface 302 is configured to receive the third data sent by the terminal and send it to the security chip 303, and receive the fourth data sent by the security chip 303 and send it to the terminal;

The security chip 303 is connected to the second interface 302, and is used to receive the fifth data sent by the control chip 304, send the sixth data to the control chip 304, receive the third data sent by the second interface 302, and send the sixth data to the second interface 302. Four data;

The control chip 304 is connected with the security chip 303 and the first interface 301, and is used for receiving the first data sent by the first interface 301, sending the second data to the first interface 301, receiving the sixth data sent by the security chip 303, and sending the data to the security chip 303. Chip 303 sends fifth data.

Wherein: the first interface 301 can be a contact interface, the first interface 301 can also be a wireless interface, and the first interface 301 can also be a contact interface and a wireless interface, so as to perform data interaction with the card sleeve through the first interface 301 . Among them, the contact interface can be contacts, etc., and the model of the contact interface can be 8035 of NXP Company, 8025 of NCN Company, etc.; the wireless interface can be 2.4G interface, bluetooth interface, infrared interface, WIFI interface, NFC interface or RFID Interface, etc., the model of the wireless interface can be QN9021, PN512, TIF256 of Texas Instruments, RC663 of NXP, etc.

The second interface 302 is a contact interface, or a contactless interface, or a contact interface and a contactless interface, so as to perform data interaction with different types of terminals through the second interface 302 . Specifically, the contact interface may be a contact, and the non-contact interface may be an NFC interface. The model of the contact interface can be 8035 of NXP Company, 8025 of NCN Company, etc.; the model of the non-contact interface can be PN512, RC663 of NXP Company, etc.

The security chip 303 has data processing functions such as encryption, decryption, verification, verification verification, certificate verification, signature and/or signature verification. In Embodiment 3 of the present utility model, the security chip 303 controls the data transmission of the second interface 302, which can improve security. Specifically, the security chip 303 may be Z8D256U of National Technology or STSEL78 of Infineon. In addition, the security chip 303 may have a storage unit for data storage. Of course, the security chip 303 may also have contact and/or non-contact interfaces, so as to expand the functions of the security chip 303 .

The control chip 304 controls data interaction between the first interface 301 and the security chip 303 . Specifically, the control chip 304 may be an STM32 of ST Company, a Z32 of National Technology, or the like. In addition, the control chip 304 may have a storage unit for data storage.

Based on the analog card of Embodiment 3 of the present utility model, it can realize the function of connecting the terminal and the card holder, and performing data interaction between the two, and can further cooperate with the card holder and the real card manager to realize the convenience for the user to carry, and the safety higher purpose.

Further, in order to ensure the power supply of the analog card, the analog card can supply power for the analog card through the first interface 301 and/or the second interface 302, and a battery 305 can also be added in the analog card to provide power for the analog card, and the battery 305 can It is a non-rechargeable battery, and it can also be a rechargeable battery. If it is a rechargeable battery, the simulation card can also include a charging controller, which can be connected to the battery 305 to receive electric energy and charge the battery 305. Of course, the charging The controller can be set in the battery 305, can also be set in the security chip 303, can also be set in the control chip 304, when the first interface 301 and/or the second interface 302 have a charging function, the charging controller can also Set on the first interface 301 and/or the second interface 302 with charging function, of course, a separate charging interface (such as USB interface) can also be set on the analog card, and the charging controller can be set on the charging interface.

Further, in order to facilitate data storage, the analog card of Embodiment 3 of the present invention can also have a separate memory; the memory can be connected to the control chip 304 or to the security chip 303 for storing data.

Of course, the first to sixth data in Embodiment 3 of the present utility model can be different data. In addition, the first data can be the same as the fifth data, the second data can be the same as the sixth data, and the third data can be the same as the sixth data. The sixth data is the same, and the fourth data may be the same as the fifth data.

The data recorded in the present invention may also include instructions and the like.

The "connected" mentioned in the utility model can be directly connected or indirectly connected.

In the description of this specification, descriptions referring to the terms "one embodiment", "some embodiments", "example", "specific examples", or "some examples" mean that specific features described in connection with the embodiment or example , structures, materials or features are included in at least one embodiment or example of the present invention. In this specification, schematic representations of the above terms do not necessarily refer to the same embodiment or example. Furthermore, the specific features, structures, materials or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.

Although the embodiments of the present invention have been shown and described above, it can be understood that the above-mentioned embodiments are exemplary and cannot be construed as limitations of the present invention. The above-mentioned embodiments can be changed, modified, replaced and modified within the scope of the present utility model under the principle and purpose. The scope of the invention is defined by the appended claims and their equivalents.

Claims (11)

1. A simulation card, characterized in that, comprising: The first interface is used to receive the first data sent by the card holder and send it to the security chip, and receive the second data sent by the security chip and send it to the card holder; The second interface is used to receive the third data sent by the terminal and send it to the security chip, and receive the fourth data sent by the security chip and send it to the terminal; The security chip is connected to the first interface and the second interface, and is used to receive the first data sent by the first interface, send the second data to the first interface, and receive the first data sent by the first interface. the third data sent by the second interface, and send the fourth data to the second interface. 2. An analog card, characterized in that it comprises: The first interface is used to receive the first data sent by the card holder and send it to the control chip, and receive the second data sent by the control chip and send it to the card holder; The second interface is used to receive the third data sent by the terminal and send it to the control chip, and receive the fourth data sent by the control chip and send it to the terminal; a security chip, configured to receive fifth data sent by the control chip, and send sixth data to the control chip; The control chip is connected to the security chip, the first interface, and the second interface, and is used to receive the first data sent by the first interface, and send the first data to the first interface. second data, receiving the third data sent by the second interface, sending the fourth data to the second interface, receiving the sixth data sent by the security chip, and sending the sixth data to the security chip Describe the fifth data. 3. An analog card, characterized in that it comprises: The first interface is used to receive the first data sent by the card holder and send it to the control chip, and receive the second data sent by the control chip and send it to the card holder; The second interface is used to receive the third data sent by the terminal and send it to the security chip, and receive the fourth data sent by the security chip and send it to the terminal; The security chip is connected to the second interface, and is used to receive fifth data sent by the control chip, send sixth data to the control chip, and receive the third data sent by the second interface, sending the fourth data to the second interface; The control chip is connected to the security chip and the first interface, and is used to receive the first data sent by the first interface, send the second data to the first interface, and receive the The sixth data sent by the security chip is to send the fifth data to the security chip. 4. The analog card according to any one of claims 1 to 3, further comprising: a battery; The battery is used to provide power for the analog card. 5. The analog card according to any one of claims 1 to 3, characterized in that, the first interface is a contact interface and/or a wireless interface. 6. The analog card according to claim 5, wherein the wireless interface comprises: a 2.4G interface, a Bluetooth interface, an infrared interface, a WIFI interface, an NFC interface or an RFID interface. 7. The analog card according to claim 4, wherein the second interface is a contact interface and/or a contactless interface. 8. The analog card according to claim 7, wherein the contactless interface is an NFC interface. 9. The simulation card according to claim 4, further comprising: The charging controller is connected with the battery and is used for receiving electric energy and charging the battery. 10. The analog card according to any one of claims 1-3, characterized in that, the card holder is a mobile device. 11. The simulated card according to any one of claims 1-3, wherein the card holder is a mobile device and an electronic signature device, or the card holder is an electronic signature device.