Summary of the invention
What propose in order to address the above problem the objective of the invention is to: mobile communication terminal and electronic payment authentication method that the execution electronic accounting authenticating step that a kind of password and authentication document can not run off easily is provided.
And, provide not to be subordinated to the authenticating step that is stored in the authentication information in the PC (PC:Personal computer).
Mobile communication terminal of the present invention in order to achieve the above object,, its feature comprises a following youngster part: positional information module portion, the positional information of receiving terminal; Storage part, storage log on as electronic accounting and allow the primary importance information in area and comprise the electronic accounting sign whether electronic accounting allows; The electronic accounting module compares the second place information of primary importance information and terminal present position, and judges that whether electronic accounting allows; Interface portion, wireless or be wiredly connected to electronic accounting client (client), during electronic accounting above-mentioned electronic accounting sign is sent to above-mentioned electronic accounting client.
At this moment, the electronic accounting sign has true value (TRUE) falsity (FALSE), and true value (TRUE) expression allows electronic accounting, and falsity (FALSE) expression does not allow electronic accounting.
And electronic payment authentication method of the present invention, its feature comprises following several sections: login step allows area login primary importance information to electronic accounting; Comparison step, receiving terminal present position are second place information, and compare with primary importance information; First sets step, when positional information is identical, the value of electronic accounting sign is set at true value (TRUE); Second sets step, when positional information is inequality, the value of electronic accounting sign is set at falsity (FALSE); Transfer step according to the electronic accounting request, transmits the electronic accounting sign.
At this moment, after the electronic accounting transfer step, also comprise: confirm step, confirm the value of electronic accounting sign; When execution in step, the value of electronic accounting sign are true value (TRUE), carry out electronic accounting; The refusal step, when the value of electronic accounting sign was falsity (FALSE), refusal was carried out electronic accounting.
At this, electronic accounting allows the area to change, and needs the authentication of terminal and the electronic accounting authentication of electronic accounting client during above-mentioned change.
And the electronic accounting client includes after the electronic accounting sign confirms that electronic accounting whether, carries out the electronic accounting authentication module of electronic accounting.
Therefore, the present invention has following effect: only carry out electronic accounting at ad-hoc location, therefore, password and authentication document are not run off and are had fail safe highly; And, utilize mobile communication terminal to carry out the electronic accounting authenticating step, therefore, prevent losing by others' attack or authentication document.
Aforesaid the present invention has following effect: only carry out electronic accounting at ad-hoc location, therefore, password and authentication document are not run off and are had fail safe highly; And, utilize mobile communication terminal to carry out the electronic accounting authenticating step, therefore, prevent losing by others' attack or authentication document.
Describe the present invention below in conjunction with the drawings and specific embodiments, but not as a limitation of the invention.
Embodiment
Fig. 1 is the concept map of system of the execution electronic accounting authentication of the embodiment of the invention.
As shown in Figure 1, this system comprises: mobile communication terminal 100, only carry out the electronic accounting authentication in particular locality; Positional information server 120, the position of grasping terminal is to mobile communication terminal delivering position information; Electronic accounting client 130 is carried out electronic accounting; Electronic settlement server 150.
That is, form by the positional information receiving unit with according to the part of this positional information execution electronic accounting.
At first, position message pick-up part is described: mobile communication terminal 100 wireless connections are in the base station 110, this base station 110 is connected in positional information server 120, during the positional information of positional information server 120 receiving terminals, grasps location information of terminals and to associated terminal delivering position information.The location information receiving step describes in detail in Fig. 3 described later.
The part of carrying out electronic accounting is by mobile communication terminal 100, and wire/wireless is connected in the electronic accounting client 130 of mobile communication terminal 100, and the electronic settlement server 150 of handling electronic accounting constitutes.Certainly, mobile communication terminal 100 and electronic accounting client 130 are utilized the data communication cable, the wired or infrared communication of USB cable etc., and the wireless mode of bluetooth etc. is connected.Electronic accounting client 130 is connected by internet 140 with electronic settlement server 150, and internet 140 can be the network that is made of wired or wireless.To the electronic accounting execution in step, in Fig. 4 described later, describe in detail.
Electronic accounting client 130 is provided with Web visit device, and the user selects commodity and carries out electronic accounting by Web visit device.Certainly, for this electronic accounting, be set with electronic accounting authentication module 131.For example: PC (Personal computer), notebook (Notebook) etc. are set with Internet Explorer (explorer) or navigation (navigation), at this, are set with the electronic accounting authentication module of generally acknowledging certificates of recognition etc.
Fig. 2 is a pie graph of carrying out the mobile communication terminal of electronic accounting authentication in the system of Fig. 1.
As shown in Figure 2, mobile communication terminal 100 comprises: control part 200, key input part 210, display part 220, electronic accounting module 230, storage part 240, interface portion 250, positional information module 260, wireless circuit unit 270.
The function that realizes in the control part 200 control mobile communication terminals, and with other parts deal with data and signal.Particularly, login specific location information in an embodiment of the present invention, and utilize it to carry out electronic accounting in particular locality.
Key input part 210 is by numerical key (0-9), and special keys (*, #), text button, the function key of carrying out function constitutes.User's indication is sent to control part 200, certainly, can set special keys separately for the electronic accounting pattern in the present invention, different therewith, do not set special keys separately, utilize general key to carry out in the menu screen mode.
Display part 220 can be LCD (LCD:Liquid Crystal Display) or organic light emitting display (OLED:Organic light emitting diode), shows menu screen that the control user according to control part 200 selects and according to its execution picture, result screen.Particularly, show the electronic accounting menu screen in an embodiment of the present invention.In the electronic accounting menu, has the menu that allows the area with the affirmation electronic accounting of the next menu-style.
After electronic accounting module 230 confirms that electronic accountings whether, and its result sends control part 200 to, the positional information that is electronic accounting module 230 reading terminals judges whether terminal is in the particular locality afterwards, and after determining that whether electronic accounting allows, it is sent to electronic accounting client 130.
Memory 240 comprises flash memory, random asccess memory (RAM), electricallyerasable ROM (EEROM) (EEPROM:electrically erasable programmable read only memory).The call processing software of handling utilization system (OS:operating system) and terminal in real time is stored in the flash memory, from random asccess memory, reads its program parameter and state.At this, read-only memory (ROM) is made of EEPROM, and the erasable non-performance data of store electricity are also carried out the input and output of ordering according to control part 200.
Particularly exist, storage is preserved the login position information 241 of the positional information that receives from positional information server 120 and is included the electronic accounting sign 242 whether electronic accounting allows in the embodiments of the invention.
Certainly, login position information 241 needs only to carry out in particular locality the login step of the terminal positional information of electronic accounting.Login step is described in detail in Fig. 3 described later.
Interface portion 250 is to carry out the interface that connects between electronic accounting client 130 and the terminal 100.As mentioned above, terminal 100 can be connected by wire/wireless with electronic accounting client 130, and the electronic accounting sign 242 that is stored in the storage part 240 is sent to electronic accounting client 130 from terminal 100.
Positional information module 260 is carried out from the function of the positional information of positional information server 120 receiving terminals 100.Usually utilize the GSP receiving position information.
Wireless circuit unit 270 receives external signal by antenna (ANT), and it is sent to control part 200 or transmits the data that are stored in the memory 240.Promptly from positional information server 120 receiving position informations or transmit the note of request position information.
Fig. 3 is the flow chart of stored position information in mobile communication terminal of the embodiment of the invention, and strictly saying can be using the function of electronic accounting to regard the step that the login electronic accounting allows the area as in particular locality.
As shown in Figure 3, the user carries out the electronic accounting function a310 of terminal in particular locality, at this, request login " electronic accounting allows the area ", making the user can utilize authentication information to carry out electronic accounting a320, is exactly that the user signs in to the step that connects the area for the electronic accounting function after carrying out specifically.For example: limit geographic coverage, can only carry out clearing in best PC position or at the PC of office.
When the user asked to login, mobile communication terminal 100 was to the positional information a330 of positional information server 120 requesting terminals 100.
Afterwards, positional information server 120 is surveyed the position of terminal 100, and positional information is sent to terminal 100a340.
Mobile communication terminal 100 receives a350 in the login position information 241 that is stored in storage part 240 after the above-mentioned positional information.At this, store a plurality of " electronic accounting allows the area " as required, also can change.Need the password (Verification Number) of mobile communication terminal and PC electronic accounting to authenticate in order to change " electronic accounting allows the area ".
Sign in to electronic accounting and allow after the area, utilize it to carry out electronic accounting in particular locality.Describe the electronic accounting execution in step among Fig. 4 in detail, promptly Fig. 4 is the flow chart that utilizes mobile communication terminal execution electronic accounting verification process of the embodiment of the invention.
As shown in Figure 4, the user is in particular locality a410 in order to carry out electronic accounting, and at this, user 400 is identical with user 300 among above-mentioned Fig. 3.
Just difference is represented in order to help to understand the present invention for this, and promptly user 300 is the terms that use when signing in to " electronic accounting allows the area ", and user 400 is the addresses that sign in to the people of particular locality execution electronic accounting function afterwards.
User 400 is in after the particular locality, selects the electronic accounting function and carries out " electronic accounting allows the area to confirm " a411, a412 in terminal 100.
At this moment, electronic accounting module 230 is request position information a413 for the present position of grasping terminal, and certainly, positional information module 260 sends the location information request note to positional information server 120.
Positional information server 120 and sends positional information to terminal 100a414 once more after terminal 100 receiving position information request notes are grasped the positional information of terminal 100.Certainly, the positional information module 260 of receiving position information sends positional information to electronic accounting module 230.
Electronic accounting module 230 is during from positional information server 120 receiving position informations, and the login position of the present position of electronic accounting module 230 comparison terminals and " electronic accounting allows the area " also judges whether identical a420.
Judged result is the present position of terminal when identical with the login position, the electronic accounting sign is set at " true value (TRUE) " a421.
Afterwards, the user attempts to carry out electronic accounting a431 in electronic accounting client 130, and promptly the user utilizes the Web visit device that is set in the electronic accounting client 130, is buying commodity on the internet, and is attempting to carry out electronic accounting.Certainly, only illustrated and bought the embodiment of commodity, but also gone for using the internet bank of electronic accounting or security personnel to authenticate.At this moment, be set with electronic accounting authentication module 131 in the electronic accounting client 130.
Afterwards, when the user attempted to carry out to the electronic accounting of certain commodity, above-mentioned electronic accounting authentication module 131 transmitted the note a432 that confirms that whether electronic accountings allow to terminal 100.
The terminal 100 whether the reception electronic accounting allows sends the electronic accounting signs 242 that are stored in the storage part 240 to electronic accounting client 130a433.
Afterwards, on duty when be " true value (TRUE) " after the electronic accounting sign 242 that electronic accounting client 130 is confirmed to receive, to electronic settlement server 150 request electronic accountings authentication a434, promptly ask electronic accountings to electronic settlement server 150.
In contrast, when the present position of the terminal among the comparison step a420 of position and login position are inequality, the electronic accounting sign is set at " falsity (FALSE) " a450.
Afterwards, the user attempts to carry out electronic accounting a461 in electronic accounting client 130.
At this moment, the electronic accounting authentication module 131 of electronic accounting client 130 transmits the note a462 that confirms that whether electronic accounting allows to terminal 100.
The terminal 100 whether the reception electronic accounting allows sends the electronic accounting signs 242 that are stored in the memory 240 to electronic accounting client 130a463.
Afterwards, on duty when be " falsity (FALSE) " after the electronic accounting sign 242 that electronic accounting client 130 is confirmed to receive, have the note a464 that can't carry out the electronic accounting content for user's 400 demonstrations.It is the note that the screen displayed of electronic accounting client 130 has the user's content that is not proper.
Certainly; the present invention also can have other various embodiments; under the situation that does not deviate from spirit of the present invention and essence thereof; those of ordinary skill in the art work as can make various corresponding changes and distortion according to the present invention, but these corresponding changes and distortion all should belong to the protection range of the appended claim of the present invention.