CN1444377A - Hand set charging and fee-deducting method - Google Patents

Abstract

The invention discloses a mobile phone charging deduction method, which is characterized in that: 1) according to the request input by the user or the setting of the system, a plurality of mobile phone cards are corresponding to the same charging or deduction account, and these corresponding to the same The mobile phone card of a billing or deduction account is called a group user, and this account is called a group account; 2) monitor each mobile phone card in the group user, and when any one of the mobile phone cards has a call and generates a call fee, the generated call fee will be recorded. Credit to or debit from group accounts. Since a plurality of users share one account, members with a large call volume will share the expenses, which eliminates the problem that the call charges cannot be used up within the validity period without reducing the income of the operator. Moreover, due to the shared account, a connection is established between users within the group, which provides the possibility for users within the group to restrict other users.

Description

Mobile phone billing deduction method

Technical field:

The invention relates to a mobile phone billing deduction method.

Background technique:

With the rapid development of mobile communications, mobile phone services are becoming more and more popular. It is not uncommon for a family to have multiple mobile phones, but troubles and inconveniences also arise. For post-paid users, each family member must have their own The account is paid monthly; for prepaid (ie PPC, Pre-Pay Charge) users, they must also purchase recharge cards to inject funds into their own accounts, and must use up their respective balances within a certain period of time, so that it is possible Appearing in the same family, the person with a small amount of call traffic will not be able to use up the phone charges, while the person with a large amount of call traffic will have insufficient phone charges, so they must continue to recharge or deposit. Moreover, family members can’t enjoy more discounts for calls. I want to equip children or the elderly with mobile phones for easy contact, but because they can’t impose the necessary restrictions on their mobile phones, I’m worried that they can’t use them correctly or call some irrelevant numbers. overrun.

Similarly, for a small-scale company and other units, some personnel may have very little mobile phone traffic, and most of their calls come from within the company, and once a call is needed, it is often an important call. These people are likely not willing to provide their own mobile phones. If the unit wants to distribute mobile phones for them, then in addition to paying the mobile phone purchase fee, there is also the trouble that the prepaid mobile phone charges are endless, and the calling of the mobile phone cannot be restricted and the call charge is controlled.

There are many similar examples that can be cited.

Invention content:

The purpose of the present invention is to solve the above problems, provide a mobile phone billing deduction method, solve the problem of uneven traffic within the group, and provide the possibility for one user to restrict other users.

In order to achieve the above object, the present invention proposes a mobile phone billing and deduction method, which is characterized in that it includes the following steps: 1) according to the request input by the user or the setting of the system, multiple mobile phone cards are corresponding to the same billing or deduction method; On the charge account, these mobile phone cards corresponding to the same billing or deduction account are called group users, and this account is called a group account; 2) monitor each mobile phone card in the group user, when any mobile phone card calls and generates After the call fee is charged, the call fee incurred will be credited to or deducted from the group account.

Due to the adoption of the above scheme, a plurality of users share an account, and members with a large call volume will share the expenses like this, which eliminates the problem that the call charges cannot be used up within the validity period and does not reduce the income of the telecommunications company. Due to the shared account, a connection is established between users within the group, which provides the possibility for users within the group to restrict other users.

Description of drawings:

Fig. 1 is a diagram of service state transition of a home user according to an embodiment of the present invention.

Fig. 2 is a relationship diagram of service states of home users according to an embodiment of the present invention.

Fig. 3 is a schematic structural diagram of a wireless intelligent network platform system.

Fig. 4 is a schematic flowchart of setting related service characteristics in the embodiment of the present invention.

Detailed ways:

The present invention will be described in further detail below through specific embodiments and in conjunction with the accompanying drawings.

This embodiment is a brand-new service designed according to the idea of the present invention—family user service, which provides a service similar to family package and parental control mode for prepaid users, referred to as MFU, namely Mobile Family User. This example can be applied to other group users (such as corporate groups) with a slight modification, and it can also be applied to post-paid users, and can be based on GSM (Global System for Digital Mobile Communications) multiple access) network.

The family user service described in this embodiment is such a service. There is a member in a family who has a mobile phone and a prepaid account, and its UIM card (User Identify Management user identity management card, the unique user identification card of the CDMA network) is used as the main Other members of the family have their own mobile phones and UIM cards, and the UIM cards of other members are used as secondary cards, which can use the funds in the prepaid account corresponding to the main card (we call it a group account). The expenses of all family members will be deducted from the group account. Both the main card and the auxiliary card can be used to recharge the group account with the recharge card. The original fund validity period limit can be shortened proportionally according to the number of the main and auxiliary cards (configurable by the operator). For example, if the 100 yuan recharge card has an additional valid period of 6 months, and the total number of primary and secondary cards of a household user is 3, then the additional valid period after injecting 100 yuan into the group account is 2 months. This has no impact on the operator's existing systems and operating strategies, but the benefits to users are obvious. Members of the family with a small amount of traffic will not run out of funds, because the shared account, due to the large amount of traffic members to balance the remaining funds.

The operator can issue a set of cards for family users. If the family members already have prepaid mobile phones, the user can set one of them as the main card by calling the phone, and the original prepaid account will automatically become a group account. The access number can be set for other prepaid mobile phones to join the family user business and become a new secondary card. The number of mobile phones that can be added cannot exceed the limit (the main card user can control, but it needs to be within the range configured by the operator). Similarly, the operator can also independently issue the main card, and the main card user can add the secondary card by himself, that is, the primary card user can set an ordinary prepaid mobile phone as the secondary card by dialing an access number through the mobile phone, or set a secondary card to change For ordinary prepaid mobile phones.

The main card user can set the monthly call fee limit of each supplementary card user. If the limit is exceeded, the supplementary card user will not be able to make calls; the main card user can also restrict the calling authority of the supplementary card, such as restricting all calls and only allowing family calls. Outgoing, limited international long-distance calls, unlimited domestic long-distance calls, restricted international and domestic long-distance calls, unlimited, etc. The call between the main card and the supplementary card belonging to the same family account, or between the supplementary card and the supplementary card is a family call, and the family call can get more discounts than the preferential number.

Operators can package and issue different sets of cards for family users, such as "couple card", "three-member family card", "family portrait card" and so on. Operators can even issue "company cards" for small and medium group users.

Below we detail the basic content of the business one by one:

⊙Business platform

The home user service in this example is based on the prepaid service platform and supports various basic functions of the prepaid platform. Home service users have the attributes of prepaid services and new features of home users. Some prepaid service functions can be used unchanged in the home user service, while some functions have been expanded.

(1) The home business user is still a prepaid user in essence, and needs to recharge the group account in advance, and the call fee will be deducted from the account. If the account is used up, no more calls can be made.

(2) In the prepaid service, there is a one-to-one correspondence between the mobile phone number and the prepaid account. In the family user service, multiple mobile numbers correspond to a prepaid account, which is called a "family account". The service feature of the call monitoring of the original prepaid service has just been extended in the home user service, and it will become possible to monitor the calls of multiple mobile numbers simultaneously from the original monitoring of a mobile phone number call.

(3) Users can switch between home user services and prepaid services. Prepaid users can register as the main card of the family user, and the main card of the family user can set other prepaid mobile phones to join the group account through the "additional card" function to become the secondary card of the group account. The primary card or secondary card of a family user can also be converted into an ordinary prepaid mobile phone by setting the secondary card through the "secondary card detachment" function. The main card can also be converted into a secondary card through the "primary card transfer function". In addition, if a group account has no secondary card, the main card can close the family user business through the "principal card cancellation function". After the main card is cancelled, it also becomes an ordinary prepaid user.

(4) The operator's call restrictions on prepaid users are also applicable to home service users, but in the home service, the main card of the family can also set call restrictions on the secondary card, and the calls of the secondary card are subject to the superposition of the two restrictions.

(5) There is no difference between changing the password, reporting the loss, reporting the loss, calling the operator, screening incoming calls, restricting outgoing calls, call forwarding and balance, call duration, and failed call notification.

(6) The family user business still supports recharge and balance query, but with some expansions, the recharge of the family user is recharge to the group account, and the processing of the additional validity period has been changed; the family user can query the balance of the group account, and can also query the archive balance.

(7) The home user business also has the concepts of validity period, retention period, and freezing period, but these are for the entire account rather than for a single user.

(8) The billing matrix of the prepaid service and the operator's regional preferential methods and preferential rates are still the basis for the billing of the home user's call, but the home call of the home user can have a large additional family call discount, and also It is possible to distinguish between the calling party and the called party for flexible preferential settings, such as the implementation of one-way charging.

(9) The home user service is a functional subitem of the prepaid service, and does not need to use an independent service key.

Based on the prepaid platform, the home user business can be promoted among existing prepaid users, or can be promoted independently after different packages.

(As previously mentioned, the present invention can also be applied on postpaid platforms, although from a commercial point of view, it may need to be gradually developed on the basis of personal and family credit enhancement).

⊙System Overview Diagram

See Figure 1 for the service state transition diagram of home users, and Figure 2 for the relationship between primary and secondary cards and home service states.

⊙Characteristics of business

Home user services may have the following service characteristics:

1. Primary card registration

Prepaid users can register and open the "family user" service by telephone. After activation, the UIM card becomes the main card, and a new prepaid family account is created.

The main card user can choose the following two ways to deal with the balance and validity period under the original prepaid account:

(1) archive

At this time, the balance of the family account is zero, and the validity period can be set by the system.

(2) Transfer to family account

At this time, the balance of the family account is the remaining amount of the prepaid account, and the validity period is the value after the validity period of the prepaid account is evenly apportioned according to the capacity of the family users.

The main card user should also determine its family user capacity, that is, the maximum number of members in the family user.

The service fee for activation of the main card needs to be deducted from the prepaid account of the main card. If the balance in the prepaid account is insufficient, activation of the main card is prohibited.

The main card activation fee can be configured by the operator.

After the main card is opened, the validity period and retention period of the corresponding prepaid account are set to the maximum period (service validity period).

To open the main card, you need to enter the main card user password.

2. Active cancellation of main card

Active cancellation of the main card means that the main card can actively close the home user service by dialing the management process.

(1) When the main card is cancelled, the family account is within the validity period

After the main card is cancelled, it becomes an ordinary prepaid user, and the original group account funds and validity period are transferred to the main card prepaid account. At this time, the balance of the family account is directly added to the prepaid account of the main card, and is not limited by the maximum recharge limit of the prepaid card. The validity period added to the main card prepaid account is the product of the validity period of the family account and the capacity of the family user, but at the same time it is subject to the maximum validity period of the prepaid account of two years.

(2) When the main card is canceled, the family account is in the retention period

After the main card is cancelled, it becomes an ordinary prepaid user, and the balance of the original group account is directly added to the main card prepaid account, and is not limited by the maximum recharge limit of the prepaid account.

If the "archive" method is selected when the main card is activated, the validity period and retention period after the main card is canceled are the same as when the main card is added.

If the "transfer to family account" method is selected when the main card is activated, the system can set it after the main card is cancelled.

The main card needs to input the main card user password for active cancellation.

3. The main card is automatically canceled

When the family account is in the frozen period, when the main card initiates or accepts a call, no matter whether the family user has a secondary card or not, the main card will be automatically converted into an ordinary prepaid user.

The main card becomes an ordinary prepaid user, and the funds in the original group account are treated as accumulated call charges and will not be returned to the main card.

If the main card is activated and the "storage" method is selected, after the main card is automatically canceled, the balance and validity period of the prepaid account are the same as when the main card is activated. However, it should be noted that the amount of the main card prepaid account is the balance after deducting the opening fee of the main card.

If the method of "transfer to family account" is selected when the main card is activated, the balance of the prepaid account will be zero after the main card is automatically cancelled, which can be set by the system.

The main card is automatically canceled without entering any password.

4. The secondary card actively joins

Ordinary prepaid users can join a family user by dialing the management process, but must provide the main card number and family account password.

The supplementary card can choose the following two methods to deal with the balance and validity period under the original prepaid account:

(1) seal up;

(2) transfer to the family account;

After the supplementary card is added to the family user, the validity period and retention period of the corresponding prepaid account are set to the maximum period (service validity period).

A secondary card that actively joins a family user must meet the capacity constraints of the family user.

The service fee for adding a supplementary card is deducted from the family account. If the balance in the family account is insufficient, the operation of adding a supplementary card will fail.

The service fee for adding a supplementary card can be configured by the operator.

5. Add the main card to the secondary card

The main card can add ordinary prepaid users to the family user through the dial management process. When the primary card is added to the secondary card, the primary card user password, secondary card number and password must be provided.

When the supplementary card is added, there are two ways to deal with the balance and validity period of the original prepaid account:

(1) seal up;

(2) Transfer to the group account;

When the supplementary card is transferred to the family account, the balance of the prepaid account will be added directly to the family account, and the validity period of the prepaid account will be shared equally according to the capacity of the family user and added to the family account.

The handling of prepaid account balances and expiration dates is controlled by the carrier. If the operator allows selection, the supplementary card shall choose the handling method of the prepaid account balance and validity period when the supplementary card joins the activation notice.

If it is a prepaid account that has not been used for the first time, after the primary card is added to the secondary card, the secondary card will be activated automatically.

After the supplementary card is added to the family user, the validity period and retention period of the corresponding prepaid account are set to the maximum period (service validity period).

The service fee for adding a supplementary card is deducted from the family account. If the balance in the family account is insufficient, the operation of adding a supplementary card will fail.

The service fee for adding a supplementary card can be configured by the operator.

6. Add the secondary card to the secondary card

The secondary card can add ordinary prepaid users to the family user through the dial management process. When the supplementary card is added to the supplementary card, the family account password, supplementary card number and password must be provided.

When the supplementary card is added, there are two ways to deal with the balance and validity period of the original prepaid account:

(1) seal up;

(2) Transfer to the group account;

When the supplementary card is transferred to the family account, the balance of the prepaid account will be directly added to the family account, and the validity period of the prepaid account will be evenly apportioned according to the family user capacity and added to the family account.

The handling of prepaid account balances and expiration dates is controlled by the carrier. If the operator allows selection, the supplementary card shall choose the handling method of the prepaid account balance and validity period when the supplementary card joins the activation notice.

If it is a prepaid account that has not been used for the first time, after the primary card is added to the secondary card, the secondary card will be activated automatically.

After the supplementary card is added to the family user, the validity period and retention period of the corresponding prepaid account are set to the maximum period (service validity period).

The service fee for adding a supplementary card is deducted from the family account. If the balance in the family account is insufficient, the operation of adding a supplementary card will fail.

The service fee for adding a supplementary card can be configured by the operator.

7. Enable notifications for home users

When a prepaid user registers or joins a group account, the system activates a notification operation for a family user.

Operators can configure the prepaid user's funds and validity period to be processed in the following three ways when a prepaid user joins:

(1) User selection;

(2) seal up;

(3) Transfer to the family account.

When registering as a prepaid user or actively joining a group account as a supplementary card, the system will notify the user that the user has joined the group account during its operation. If the balance processing method is seal or transfer, the system will notify the user of the balance processing method. If the balance processing method is selected by the user, the system prompts the user to choose. If the user does not make a choice, the user will be notified again to choose when the user initiates a call in the future, and the user will not be notified again until the user chooses.

After a prepaid user passively joins a family account, when making a call for the first time, the system will play a secondary card and enable a notification sound to remind the user that he has joined the group account. Other processing is the same as registration and active joining.

The main card number is used to identify the family user in the notification sound of the activation of the secondary card.

After the supplementary card is added, if the call is accepted before receiving the notification of activation of the supplementary card, the amount of the family account will be deducted as the call fee.

8. The secondary card is automatically disengaged

The secondary card can separate itself from the family user and become an ordinary prepaid user through the dial management process. The user password of the secondary card must be provided when the secondary card is voluntarily removed.

When the supplementary card has just left the family user, the balance and validity period of the corresponding prepaid account are divided into the following two situations:

(1) If you choose the "sealed" method when adding the supplementary card, the balance of the prepaid account will be the sealed balance, and the validity period will be extended from the departure date according to the number of days before the addition.

(2) If the "transfer to family account" method is selected when the supplementary card is added, the balance of the prepaid account will be zero, and the validity period can be set by the system.

9. The primary card cancels the secondary card

The main card can make the secondary card out of the family user and turn it into an ordinary prepaid user by dialing the management process. If the primary card cancels the secondary card, the primary card user password is required, but the secondary card user password is not required.

When the supplementary card has just left the family user, the balance and validity period of the corresponding prepaid account are divided into the following two situations:

(1) If you choose the "sealed" method when adding the supplementary card, the balance of the prepaid account will be the sealed balance, and the validity period will be extended from the departure date according to the number of days before the addition.

(2) If the "transfer to family account" method is selected when the supplementary card is added, the balance of the prepaid account will be zero, and the validity period can be set by the system.

10. Cancellation of secondary card

The supplementary card can make other supplementary cards separate from family users and turn them into ordinary prepaid users through the dial management process. If the supplementary card cancels other supplementary cards, the family account password is required, and the supplementary card user password is not required.

When the supplementary card has just left the family user, the balance and validity period of the corresponding prepaid account are divided into the following two situations:

(1) If you choose the "sealed" method when adding the supplementary card, the balance of the prepaid account will be the sealed balance, and the validity period will be extended from the departure date according to the number of days before the addition.

(2) If the "transfer to family account" method is selected when the supplementary card is added, the balance of the prepaid account will be zero, and the validity period can be set by the system.

11. The auxiliary card is automatically disengaged

When the family account enters the freezing period, the secondary card will automatically become an ordinary prepaid user when it initiates or accepts a call for the first time.

If a call is initiated, the system will play a prompt tone. If the call is accepted, the system will not play the prompt tone.

When the supplementary card has just left the family user, the balance and validity period of the corresponding prepaid account are divided into the following two situations:

(1) If you choose the "sealed" method when adding the supplementary card, the balance of the prepaid account will be the sealed balance, and the validity period will be extended from the date of withdrawal according to the number of days before the addition.

(2) If the "transfer to family account" method is selected when the supplementary card is added, the balance of the prepaid account will be zero, and the validity period can be set by the system.

12. External calls from home users

Family members can initiate and accept calls from non-members of the family, and they will be billed according to the discounts for calls outside the family. The discounts can be used for basic call charges, long-distance charges, roaming charges, and additional charges.

13. Internal calls for home users

Family members can initiate and accept calls from their own family members, and they will be charged as internal calls of the family user. Household users can get a larger discount for internal calls. Discounts can be discounted on basic call charges, long-distance charges, roaming charges, and additional charges. Here we should pay attention to the difference with the preferential number. If the home user is also a preferential number, only the discount for family calls will be considered.

14. Query or set family member call restrictions

The main card can restrict the call authority of the secondary card by dialing the management process, but the user password of the main card needs to be entered.

The secondary card who knows the password of the group account can also set other secondary card calling rights.

The primary card and the secondary card who know the password of the group account can inquire about the calling authority of all family members.

Generally, the secondary card can only inquire about its own calling authority.

The rights of the secondary card are divided into the following categories: restrict all calls, restrict non-home calls, restrict domestic long-distance calls, restrict international long-distance calls, unlimited and restricted roaming. By default, the system restricts international calls and allows roaming.

When restricting domestic long-distance calls, if the long-distance call is a domestic call, it is allowed.

When restricting roaming, calls from roaming family members are allowed if they are intra-family calls.

15. Query or set the monthly call limit of family members

The main card or the supplementary card user who knows the group account password can limit the monthly call charge of the supplementary card by dialing the management process, and can set the maximum monthly call charge limit of the supplementary card. When the secondary card reaches the monthly call charge limit, the secondary card can no longer initiate and accept calls (including internal calls from home users), and the call management process cannot perform charging operations.

If the secondary card reaches the monthly charge limit of the secondary card during the call, the call should be terminated.

The main card or the supplementary card users who know the group account password can check the monthly limit of all supplementary card users.

Generally, the supplementary card can only check its own monthly limit.

16. Family account top-up

The main and secondary card mobile phones can dial the management process, and use the recharge card to recharge the family account. The recharge amount is directly added to the group account, and the validity period of the recharge card is shared according to the family user capacity and then added to the group account validity period.

Family account top-ups are subject to the maximum allowable amount for the family account.

The maximum allowable amount of a family account is equal to the product of the average maximum amount of family members and the capacity of the family user.

17. Inquiry of monthly phone charges for family accounts

The main card can inquire about the family account's current month and previous month's phone charges without entering the family account password.

The supplementary card can also check the family account's current month and previous month's phone charges, but the family account password must be entered.

18. Query the monthly accumulative phone bill of family members

The main card can query the current month and previous month's phone charges of all members of the family user by dialing the management process, without entering the password of the secondary card.

Sub-card users who know the group account password can also check the current month and previous month's call charges of all members.

19. Query your own phone charges for primary and secondary cards

The primary and secondary cards can check their own current month and previous month's call charges by dialing the management process without entering the user password.

20. Family account balance and validity query

The main card and the auxiliary card can check the balance and validity period of the family account by dialing the management process without entering a password.

21. Check whether the specified family member exists

The primary and secondary cards can query whether a certain mobile phone number exists among the family users by dialing the management process.

22. Main card transfer

The user dials the management process to set a sub-card in the family account as the new main card, and converts it to a sub-card by himself, and the family account password remains unchanged. It can be set so that only the main card has this authority. If the main card is lost, you can go to the business hall to transfer the main card with the main card number and the main card user password.

23. The main card changes the family account password

You can modify the password of the corresponding family account by dialing the management process (it can be set so that only the main card has this permission), and you need to enter the main card user password.

Embodiments of the present invention

The present invention is implemented in the form of telecommunication services, has no direct relationship with specific network technology, network form, and operators, and can be practically used in CDMA wireless networks.

Implementation:

Figure 3 is the system structure of the wireless intelligent network platform, which consists of a service switching point (Service Switching Point, SSP), a service control point (SCP, Service Control Point), a signaling transfer point (STP), an intelligent peripheral (IP, Intelligent Peripheral ), Service Management System (SMS, Service Management System), Service Creation Environment (SCE, Service Creation Environment) and other parts.

The SSP is the connection point connecting the existing wireless network and the intelligent network, and provides the function of accessing the function set of the intelligent network. The SSP can detect the request of the intelligent service and communicate with the SCP; respond to the request of the SCP, allowing the service logic in the SCP to affect the call processing.

SCP is the core component of the intelligent network, which stores user data and business logic. The main function of the SCP is to receive the query information sent by the SSP and query the database, and perform various decodings; at the same time, the SCP can start different business logics according to the call events reported by the SSP, and send call control instructions to the corresponding SSP according to the business logic , so as to realize various intelligent calls.

IP is a special resource to assist in the completion of intelligent services. It usually has various voice functions, such as speech synthesis, playing recorded notifications, receiving dual-tone multi-frequency dialing, performing voice recognition, and so on. IP can be an independent physical device, or it can be used as a part of SSP. It accepts the control of SCP and executes the operation specified by SCP business logic.

SMS is also a computer system. SMS generally has five functions, namely, business logic management, business data management, user data management, business monitoring, and traffic management. The new business logic created in the business generation environment is input into the SMS by the service provider, and the SMS loads it into the SCP to provide the new service on the communication network.

The function of SCE is to generate new business logic according to the needs of customers. SCE provides business designers with a friendly graphical editing interface. Customers use various standard graphic elements to design the business logic of the new business and define the corresponding data for it.

The implementation process of the present invention will be described in detail below.

The MFU service is generated by the SCE service generation environment, accepts the management of the SMS system, downloads it to the SCP environment, and communicates and interacts with the SSP in the switch. The MFU service logic controls the connection and progress of the call.

After the user has applied for the MFU service, he only needs to dial the phone number of the other party to make a call. The MFU business logic will authenticate the user and provide corresponding services according to the service functions signed by the user; the same is true for answering calls. The service function provides corresponding services.

MFU service users can dial a specific management number to enter the management process and set the relevant service characteristics of the FMU service, as shown in Figure 4.

To sum up, MFU (Mobile Family Service) is a brand-new service. Its basic features are: one member of a family has a mobile phone account, and its UIM card is used as the main card, and several UIM cards can be added as supplementary cards for Other members of the family can use the funds in the account. Calls between the primary card and paying card users can get discounts. At present, on this basis, it also integrates powerful functions such as prepaid services, and truly provides high-quality and convenient services for the majority of home users.

For users, they can enjoy more preferential tariff policies while removing all kinds of troubles and inconveniences. First of all, for each ordinary prepaid user in the family, they must buy recharge cards to inject funds into their respective accounts. The family user business passes through a group account, and any member can share the funds in the group account with other members every time they recharge. Secondly, for each ordinary prepaid user in the family, the respective balance must be used up within a certain period of time. In this way, the member with a small traffic volume cannot use up the funds within the specified time limit, and the family user service uses the shared account function, and the members with a large traffic volume will balance the remaining funds. Furthermore, each ordinary prepaid user in the family cannot enjoy special discounts for calling each other. Although it is possible to obtain discounts for calling relatives and friends by setting preferential numbers, group account services may allow family calls to obtain greater discounts. Finally, users want to equip children or the elderly with mobile phones for easy contact, but they are worried that they may not use them correctly or call some irrelevant numbers, resulting in loss or overspending of calls. Users can completely avoid these situations by applying for home user services and setting them correctly.

The mode of setting up a family master card account for the household user business also makes it a good gift. "You call and I pay" can better reflect the care of the information age than gift items such as candy, cigarettes and alcohol; the household user business has the Functions such as primary card control, centralized payment, call charge control and inquiry, secondary card joining and secondary card detachment enable it to provide a "quasi-MVPN (Mobile Virtual Private Network, Mobile Virtual Private Network) service" for small and medium-sized groups.

For operators, capturing the family-based user group is equivalent to occupying a larger market share and obtaining greater business opportunities. After the family user's primary card application is successful, other prepaid cards can be added as secondary cards or members can be attracted to buy new prepaid cards to join. The operator provides more discounts for family calls so that family users can enjoy more benefits. Help increase user loyalty.

Therefore, this service and other similar services developed by the method of the present invention have truly realized a triple win for service providers, operators and users!

The business described in this embodiment can be applied to other group users (such as company groups) with a slight modification, and it can also be applied to post-paid users, and can be based on the GSM (Global System for Mobile Communications) network, or It is based on CDMA (Code Division Multiple Access) network, and these all belong to the protection scope of the present invention.

Claims (12)

1, a kind of hand set charging and fee-deducting method, it is characterized in that comprising the steps: 1) according to the request of user's input or the setting of system, a plurality of mobile phone cards are corresponded on the same charging or the account that deducts fees, these mobile phone cards corresponding to the same charging or the account that deducts fees are called group user, and this account is called group account; 2) monitor each mobile phone card in the group user, after wherein any mobile phone card conversation takes place and produces telephone expenses, the telephone expenses that taken place are counted in the group account or from group account deduct.

2, hand set charging and fee-deducting method as claimed in claim 1, it is characterized in that: wherein the method that a plurality of mobile phone cards are corresponded on the same charging or the account that deducts fees comprises the steps: 1) to set a mobile phone card be main card, and generate group's number of the account with the charging account or the pre-paid account of this main card self; 2) set one or more mobile phone cards again and be secondary card, the original corresponding account of pair card is cancelled corresponding relation seal up for safekeeping or balance transfer that will be wherein in group account; 3) group account is blocked common charging account or pre-paid account as main card and pair, up to main card or secondary card cancellation.

3, hand set charging and fee-deducting method as claimed in claim 2 is characterized in that:

The method of setting main card is: accept user's input by phone, according to the request of user's input the mobile phone card that is applied is set at main card, and generates group account with the charging account or the pre-paid account of this main card self; If the prepaid user, for the remaining sum in the former pre-paid account of main card, handle one of as follows: 1) seal up for safekeeping: this moment, the remaining sum of group account was zero, and the term of validity is by system's automatic setting; 2) change group account over to: this moment, the group account remaining sum was former pre-paid account remaining sum, and the term of validity is set according to the former pre-paid account term of validity and group user capacity; The content that need import when wherein main card is set comprises: group user capacity, main card user cipher;

The method of cancellation main card comprises one of following two kinds at least: 1) main card is initiatively cancelled: system receives the request of the cancellation main card of main card user input by telephone system, judge and whether also have secondary card in group user this moment, as do not have, then close group account, main card changes domestic consumer's card into; 2) main card is cancelled automatically: system cancels main card automatically according to the condition of setting.

4, hand set charging and fee-deducting method as claimed in claim 2 is characterized in that:

The method of setting secondary card comprises following several: 1) secondary card initiatively adds: accept the regular handset card user by calling the request of input, after verifying the main card number and group account password that it provides, it is added group user, and group account can be sealed or change over to the remaining sum under its former account up for safekeeping; 2) main card adds secondary card: accept the main card user by calling the request of input, after its main card user cipher that provides, secondary card number sign indicating number and password are provided, the regular handset card user is joined in this group user, and secondary card adds fashionablely can seal or change over to group account up for safekeeping to the remaining sum on the former account; 3) secondary card adds secondary card: accept secondary card user by calling the request of input, after verifying group account password that secondary card user provides, secondary card number sign indicating number and password to be added, the regular handset card user is joined in this group user, and secondary card adds fashionablely can seal or change over to group account up for safekeeping to the remaining sum on the former account;

The method of the secondary card of cancellation comprises following several: 1) secondary card initiatively breaks away from: receive the request that secondary cartoon is crossed the requirement oneself disengaging group user of phone input, its secondary card user password that provides is provided after, change it into regular handset card user; When secondary card has just broken away from group user, the remaining sum and the term of validity of corresponding pre-paid account are divided following two kinds of situations: if A) secondary card adds fashionable selection and " seals " mode up for safekeeping, mobile phone card account balance is for sealing remaining sum up for safekeeping after then breaking away from, and the term of validity is for postponing from breaking away from day by term of validity fate before adding; B) if secondary card adds the fashionable selection mode that " changes group account over to ", then breaking away from back mobile phone card account balance is zero, and the term of validity can be by default; 2) the secondary card of main card cancellation: receive main card by calling the request of input, its main card user cipher that provides is provided after, make secondary card break away from group user, change common mobile phone card user into; When secondary card has just broken away from group user, the remaining sum and the term of validity of corresponding pre-paid account are divided following two kinds of situations: if A) secondary card adds fashionable selection and " seals " mode up for safekeeping, mobile phone card account balance is for sealing remaining sum up for safekeeping after then breaking away from, and the term of validity is for postponing from breaking away from day by term of validity fate before adding; B) if secondary card adds the fashionable selection mode that " changes group account over to ", then breaking away from back mobile phone card account balance is zero, and the term of validity can be by default; 3) the secondary card of secondary card cancellation: receive secondary cartoon and cross the request of calling input, its group account password that provides is provided after, make other secondary cards break away from group user, change common mobile phone card user into; When secondary card has just broken away from group user, corresponding mobile phone card account's the remaining sum and the term of validity are divided following two kinds of situations: if A) secondary card adds fashionable selection and " seals " mode up for safekeeping, then mobile phone card account balance is for sealing remaining sum up for safekeeping, and the term of validity is for postponing from breaking away from day by term of validity fate before adding; B) if secondary card adds the fashionable selection mode that " changes group account over to ", then mobile phone card account balance is zero, and the term of validity can be by default; 4) secondary card breaks away from automatically: system is according to the condition of setting, automatically make secondary card break away from group user, when secondary card has just broken away from group user, corresponding mobile phone card account's the remaining sum and the term of validity are divided following two kinds of situations: if A) secondary card adds fashionable selection and " seals " mode up for safekeeping, then mobile phone card account balance is for sealing remaining sum up for safekeeping, and the term of validity is for postponing from breaking away from day by term of validity fate before adding; B) if secondary card adds the fashionable selection mode that " changes group account over to ", then mobile phone card account balance is zero, and the term of validity can be by default.

5, hand set charging and fee-deducting method as claimed in claim 2, it is characterized in that: when the mobile phone card user is registered as main card or the secondary card adding of conduct group account, also carry out group account and enable notice by prompt tone, wherein in two kinds of situation: A) when the mobile phone card user is registered as main card or initiatively adds group account as the pair card, in its operation application process, notify; B) when the mobile phone card user joins group account as the pair card is passive, notify when making a call the first time after this pair card adds.

6, hand set charging and fee-deducting method as claimed in claim 1 or 2 is characterized in that: when called out mutually group user inside, the 0-1 of telephone expenses rate doubly when the telephone expenses rate of its generation was ordinary call.

7, hand set charging and fee-deducting method as claimed in claim 2, it is characterized in that: receive main card or secondary cartoon and cross the request of calling input, behind the main card user cipher of checking main card input or the group account password of secondary card input, system is limited the calling authority of pair card, or provides inquiry to the calling authority limited case of pair card; If secondary card can not be imported group's account password, then only provide the calling authority of this pair card inquiry oneself; Secondary card authority comprises following several at least: restriction all-calls, the non-family of restriction call out, restriction domestic trunk call, restriction international long-distance are called out, unrestricted and restriction roaming.

8, hand set charging and fee-deducting method as claimed in claim 2, it is characterized in that: receive main card or secondary cartoon and cross the request of calling input, behind the main card user cipher of checking main card input or the group account password of secondary card input, system limits pair card monthly call charge, or the monthly limit of all secondary card users inquired about, secondary card the highest monthly telephone expenses limit is set, after the pair card reaches quota of monthly call charge, secondary card can not be initiated and call accepted again, if being stuck in, pair reaches the restriction of secondary card monthly call charge, then dropped calls in the communication process; If secondary card can not be imported group's account password, then only provide the monthly limit of this pair card inquiry oneself.

9, hand set charging and fee-deducting method as claimed in claim 2, it is characterized in that: receive main card or secondary cartoon and cross the request of calling input, system supplements with money group account, recharge amount directly is added to group account, and the rechargeable card term of validity is shared the back equally by the group user capacity and added the group account term of validity.

10, hand set charging and fee-deducting method as claimed in claim 2, it is characterized in that: receive main card or secondary cartoon and cross the request of calling input, system provides various inquiries, comprising: the inquiry of telephone expenses during each telephone expenses of each major-minor card user in the inquiry of telephone expenses, the group account during each telephone expenses of group account, to oneself the inquiry, the inquiry that whether exists in this group user to the inquiry of the remaining sum of group account and the term of validity, to certain phone number of telephone expenses.

11, hand set charging and fee-deducting method as claimed in claim 2, it is characterized in that: receive main card or secondary cartoon and cross the request of calling input, certain secondary card that system is provided with among the account of this group is new main card, and former main card then is converted to secondary card, and the group account password is constant.

12, hand set charging and fee-deducting method as claimed in claim 2 is characterized in that: receive main card or secondary cartoon and cross the request of calling input, and after verifying the main card user cipher of its input, the password of corresponding group account is revised by system.

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