CN112132694B - Method, device, equipment and storage medium for confirming and checking policy and security case - Google Patents

Abstract

The invention provides a method for confirming and checking a security case of a security order, which comprises the steps of executing first trial calculation on security data of the security order to be confirmed according to a security order request instruction to obtain first trial calculation data; performing first verification on the to-be-confirmed policy security data based on the first trial calculation data to obtain first verification conclusion data; when the first check conclusion data is failed in check, the second trial calculation data is called back, and the second trial calculation data is obtained by executing trial calculation after user change operation; and executing a second check on the to-be-confirmed security data based on the second trial calculation data to obtain changed to-be-confirmed security data, and executing security confirmation on the changed to-be-confirmed security data. The invention executes the bidirectional verification in the verification process of the security case, can avoid the operation of executing the security verification in the background caused by not finding out the operation of re-changing after submitting the security verification in time, and improves the working efficiency of the security case verification of the security case.

Description

Method, device, equipment and storage medium for confirming and verifying insurance policy preservation cases

Technical Field

The embodiments of the present invention relate to the field of big data technology, and in particular to a method, device, equipment and storage medium for confirming and verifying insurance policy preservation cases.

Background technique

Currently in the insurance industry, in order to ensure the accuracy of the final amount, the confirmation operation of policy preservation cases will logically separate the trial calculation and the preservation confirmation calculation amount to achieve collision verification. If the amounts are not equal, the preservation confirmation cannot proceed.

However, in the confirmation operation of the policy preservation case, after the user submits the trial calculation and the policy preservation case has been submitted to the preservation confirmation stage, the user may still find that the original relevant information needs to be modified. After the user modifies the relevant information of the policy preservation case, it will cause the trial calculation amount to be inconsistent with the confirmed amount in the preservation confirmation stage. The preservation confirmation process cannot proceed and can only be rolled back or withdrawn and redone, which greatly affects work efficiency.

In actual operations, when the above method is used to perform preservation confirmation operations, the problem of inconsistency between the preservation confirmation amount and the trial calculation amount occurs on average once a day. The above preservation confirmation method has greatly affected the work efficiency of preservation case confirmation and has greatly affected the user experience.

Summary of the invention

In view of this, an embodiment of the present invention provides a method, device, equipment and storage medium for confirming and verifying a policy preservation case, which is used to solve the problem that when a policy preservation case has been submitted to the preservation confirmation stage, the user modifies the original relevant information and cannot perform preservation confirmation. The case can only be confirmed by rolling back or withdrawing the case and redoing it, resulting in low work efficiency.

The embodiment of the present invention solves the above technical problems through the following technical solutions:

A method for confirming and verifying a policy preservation case, comprising:

Receiving a preservation request instruction sent by a client, wherein the preservation request instruction carries the preservation data of the insurance policy to be confirmed;

Performing a first trial calculation on the to-be-confirmed policy preservation data according to the policy preservation request instruction to obtain first trial calculation data;

Performing a first verification on the to-be-confirmed insurance policy preservation data based on the first trial calculation data to obtain first verification conclusion data;

When the first verification conclusion data is a verification failure, calling back the second trial calculation data, the second trial calculation data is the trial calculation data obtained by executing the trial calculation after the user change operation;

A second check is performed on the policy preservation data to be confirmed based on the second trial calculation data to obtain the changed policy preservation data to be confirmed, and preservation confirmation is performed on the changed policy preservation data to be confirmed.

Furthermore, the performing a first trial calculation on the to-be-confirmed policy preservation data according to the policy preservation request instruction to obtain first trial calculation data further includes:

Acquire the insurance policy preservation type from the insurance policy preservation data to be confirmed;

Determine the target trial calculation rules based on the policy preservation type;

A first trial calculation is performed on the to-be-confirmed insurance policy preservation data based on the target trial calculation rule to obtain first trial calculation data.

Further, performing a first verification on the to-be-confirmed insurance policy preservation data based on the first trial calculation data to obtain first verification conclusion data includes:

Obtaining the first trial calculation data submission time of the to-be-confirmed insurance policy preservation data;

Traversing the trial calculation data associated with the to-be-confirmed insurance policy preservation data to determine the latest submission time of the trial calculation data;

When the latest submission time of the trial calculation data is later than the submission time of the first trial calculation data, first verification conclusion data is generated, and the first verification conclusion data is verification failure.

Furthermore, after performing a first check on the to-be-confirmed insurance policy preservation data based on the first trial calculation data to obtain first check conclusion data, the method further includes:

A first confidence level corresponding to a plurality of indicators of the insurance policy preservation data to be confirmed when executing the first trial calculation is obtained.

Further, performing a second check on the to-be-confirmed policy preservation data based on the second trial calculation data to obtain the changed policy preservation data to be confirmed, and performing preservation confirmation on the changed policy preservation data to be confirmed includes:

Based on the second trial calculation data, obtaining second confidences corresponding to a plurality of indicators of the insurance policy preservation data to be confirmed when executing the second trial calculation;

Compare the first confidence levels and the second confidence levels corresponding to the multiple indicators to determine the indicator to be changed;

The corresponding indicator in the policy preservation data to be confirmed is replaced by the indicator to be changed to obtain the changed policy preservation data to be confirmed, and preservation confirmation is performed on the changed policy preservation data to be confirmed.

Furthermore, when the first verification conclusion data is verification failure, calling back the second trial calculation data further includes:

Generate a two-way verification instruction based on the first verification conclusion data;

The second trial calculation data is called back based on the two-way verification instruction, and a temporary form is created based on the second trial calculation data.

Furthermore, the performing preservation confirmation on the changed insurance policy preservation data to be confirmed also includes:

Extracting user data from the policy preservation request instruction;

Determine the risk level based on the to-be-confirmed policy preservation data and user data;

Generate a policy preservation confirmation task based on the risk level and the policy preservation data to be confirmed, and push the policy preservation confirmation to the client;

Receive a policy preservation confirmation instruction generated by the client based on the policy preservation confirmation task;

Based on the policy preservation confirmation instruction, preservation confirmation is performed on the changed policy preservation data to be confirmed.

In order to achieve the above-mentioned purpose, an embodiment of the present invention further provides a device for confirming and verifying an insurance policy preservation case, comprising:

A receiving module, used to receive a preservation request instruction sent by a client, wherein the preservation request instruction carries the preservation data of the insurance policy to be confirmed;

A trial calculation module, used for performing a first trial calculation on the to-be-confirmed policy preservation data according to the policy preservation request instruction to obtain first trial calculation data;

A first verification module, configured to perform a first verification on the to-be-confirmed insurance policy preservation data based on the first trial calculation data to obtain first verification conclusion data;

A callback module, used for calling back second trial calculation data when the first verification conclusion data is a verification failure, wherein the second trial calculation data is trial calculation data obtained by executing a trial calculation after a user change operation;

The second verification module is used to perform a second verification on the policy preservation data to be confirmed based on the second trial calculation data to obtain the changed policy preservation data to be confirmed, and perform preservation confirmation on the changed policy preservation data to be confirmed.

In order to achieve the above-mentioned purpose, an embodiment of the present invention also provides a device, which includes a memory, a processor, and a computer program stored in the memory and executable on the processor, and when the processor executes the computer program, the steps of the insurance policy preservation case confirmation and verification method as described above are implemented.

In order to achieve the above-mentioned purpose, an embodiment of the present invention also provides a computer-readable storage medium, which stores a computer program. The computer program can be executed by at least one processor to enable the at least one processor to perform the steps of the insurance policy preservation case confirmation and verification method as described above.

The embodiments of the present invention provide a method, device, equipment and storage medium for confirming and verifying policy preservation cases. The present invention determines whether there is a user who changes the policy preservation data to be confirmed after submitting the trial calculation data through a first verification of the policy preservation data to be confirmed; when the first verification conclusion data is a verification failure, the second trial calculation data is called back to perform a second verification, and a two-way verification is performed during the policy preservation case confirmation and verification process to ensure that preservation confirmation can be performed in time for the changed policy preservation data, avoid the failure to timely discover the user's re-change operation after submitting the preservation confirmation review, and cause the background to perform the preservation confirmation operation, thereby improving the work efficiency of policy preservation case confirmation.

The present invention is described in detail below with reference to the accompanying drawings and specific embodiments, but is not intended to limit the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS

FIG1 is a flowchart of the steps of a method for confirming and verifying an insurance policy preservation case according to a first embodiment of the present invention;

FIG2 is a flowchart of the steps of executing the first trial calculation in the insurance policy preservation case confirmation and verification method according to the first embodiment of the present invention;

3 is a flowchart of the steps of performing the first verification in the insurance policy preservation case confirmation verification method according to the first embodiment of the present invention;

4 is a flowchart of the steps of calling back the second trial calculation data in the insurance policy preservation case confirmation and verification method according to the first embodiment of the present invention;

5 is a flowchart of the steps of performing the second verification in the insurance policy preservation case confirmation verification method according to the first embodiment of the present invention;

6 is a flowchart of the steps of executing preservation confirmation in the insurance policy preservation case confirmation and verification method according to the first embodiment of the present invention;

7 is a schematic diagram of a program module of a device for verifying and verifying a policy preservation case according to a second embodiment of the present invention;

FIG8 is a schematic diagram of the hardware structure of the device according to the third embodiment of the present invention.

Detailed ways

In order to make the purpose, technical solutions and advantages of the present invention more clearly understood, the present invention is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention and are not intended to limit the present invention. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of the present invention.

The technical solutions between the various embodiments can be combined with each other, but they must be based on the fact that they can be implemented by ordinary technicians in the field. When the combination of technical solutions is contradictory or cannot be implemented, it should be deemed that such combination of technical solutions does not exist and is not within the scope of protection required by the present invention.

Embodiment 1

Please refer to Figure 1, which shows a flowchart of the steps of the policy preservation case confirmation and verification method in an embodiment of the present invention. It can be understood that the flowchart in the embodiment of the method is not used to limit the order of executing the steps. The following is an exemplary description using a computer device as the execution subject, as follows:

As shown in FIG1 , the insurance policy preservation case confirmation and verification method may include steps S100 to S500 , wherein:

Step S100: receiving a preservation request instruction sent by a client, wherein the preservation request instruction carries the policy preservation data to be confirmed.

Specifically, preservation refers to the non-public services such as premise services, core services, basic services, and additional services provided by insurance companies to ensure the accuracy and effectiveness of insurance contracts, such as contract changes, annuity or maturity payment, etc., based on the terms of the contract and the application of the customer after the insurance contract is established. It is a service provided by insurance companies to specific insured persons. It can be understood that after the insurance contract is established, the insurance company fulfills the insurance payment obligations agreed in the contract through core services (claims, payment); maintains the accuracy of the insurance contract through basic services (changes, withdrawals, and management services); and maintains the effectiveness of the insurance contract through premise services and additional services. Among them, the change service in the basic service refers to: the insured applies for changes to the contract content within the validity period of the contract in accordance with the company's regulations, and the changes take effect after the company agrees and annotates on this contract; in accordance with the contract terms, in order to make the customer's policy valid, the policy is changed at the customer's request, thereby serving the customer.

Exemplarily, the policy preservation request instruction is used to request the computer device to perform preservation confirmation on the policy preservation data to be confirmed.

Step S200, performing a first trial calculation on the to-be-confirmed policy preservation data according to the policy preservation request instruction to obtain first trial calculation data.

Specifically, the first trial calculation data is the first trial calculation amount data after the computer device performs a trial calculation in response to the application items in the policy preservation request instruction sent by the client.

In an exemplary embodiment, please continue to refer to FIG. 2 , step S200 may further include:

Step S201, obtaining the insurance policy preservation type from the insurance policy preservation data to be confirmed;

Step S202, determining a target trial calculation rule based on the insurance policy preservation type;

Step S203, performing a first trial calculation on the to-be-confirmed insurance policy preservation data based on the target trial calculation rule to obtain first trial calculation data.

In an exemplary embodiment, before executing the trial calculation, it is also necessary to obtain the preservation type from the preservation confirmation request instruction so that the computer device can quickly identify the type of insurance policy preservation requested by the user. The preservation type includes but is not limited to the preservation service of the subject, the preservation service of the contract content, the preservation service of the contract form, etc.

Among them, the subject of insurance refers to the object involved in the insurance business, and the subjects of insurance include: the insurer (insurance company), the insured, and the policyholder and the beneficiary; the subject's preservation service content includes but is not limited to: the insurer's policy migration, policyholder changes (information changes and ID card changes), insured information changes (ID card, gender, age, occupation changes, etc.), and beneficiary changes.

The preservation services of the contract content are divided into core content preservation and non-core content preservation. Core content preservation refers to claims and payments, etc.; non-core content preservation refers to premise services, basic services (changes (modification of personal information): such as adding or removing people to the preservation; cancellation of insurance; management services: such as renewal, reinstatement, policy pledge loans, dividend distribution, etc.) and additional services.

The contractual preservation service refers to the preservation of the insurance policy, such as reissuance of insurance policy loss report, reissuance of insurance contract, etc. Step S300, performing a first check on the to-be-confirmed insurance policy preservation data based on the first trial calculation data to obtain first check conclusion data.

In an exemplary embodiment, when the backend receives the policy preservation request instruction sent by the client, the computer device automatically performs a first verification operation on the policy preservation data to be confirmed. The computer device automatically performs a first verification operation on the policy preservation data to be confirmed, which can be understood as automatically identifying whether the client has made a change operation before performing a subsequent preservation confirmation operation.

In an exemplary embodiment, please continue to refer to FIG. 3 , step S300 may further include:

Step S301, obtaining the first trial calculation data submission time of the to-be-confirmed insurance policy preservation data;

Step S302, traversing the trial calculation data associated with the insurance policy preservation data to be confirmed to determine the latest submission time of the trial calculation data;

Step S303: When the latest submission time of the trial calculation data is later than the submission time of the first trial calculation data, first verification conclusion data is generated, and the first verification conclusion data is verification failure.

In an exemplary embodiment, after receiving the policy preservation request instruction sent by the client, the computer device will perform a first trial calculation on the policy preservation data to be confirmed, and after obtaining the first trial calculation data, the first trial calculation data and the policy preservation data to be confirmed will be sent to the background. At this time, the computer device automatically identifies whether the user has performed a change operation on the client through the background. If the user finds that the original operation information is incorrect, the user will change the operation information of the policy preservation data to be confirmed, and then perform a second trial calculation operation based on the changed policy preservation data to be confirmed to obtain the second trial calculation data. If after the second trial calculation operation, the user still finds that the operation information is incorrect, the user can continue to change the operation information of the policy preservation data to be confirmed, and then perform the latest trial calculation operation based on the policy preservation data to be confirmed after the latest change to obtain the latest trial calculation data.

The trial calculation data of each trial calculation for each policy preservation data to be confirmed is associated with the policy preservation data to be confirmed. When the first verification is performed on the policy preservation data to be confirmed, the trial calculation data associated with the policy preservation data to be confirmed are traversed to obtain the submission time corresponding to each trial calculation data. The first trial calculation data corresponds to the first trial calculation data submission time, the second trial calculation data corresponds to the second trial calculation data submission time, and so on, to determine the latest submission time of the trial calculation data. Parse the policy preservation data to be confirmed to obtain the submission time of the policy preservation data to be confirmed. If the submission time of the first trial calculation data is equal to the latest submission time of the trial calculation data, it is considered that there is no change, and the first verification conclusion data of successful verification is generated, and the preservation confirmation of the policy preservation data to be confirmed is directly performed based on the first verification conclusion data. If the submission time of the first trial calculation data is later than the submission time of the first trial calculation data, the first verification conclusion data of failed verification is generated, which can be understood as there is a change in the operation information.

In an exemplary embodiment, after performing a first verification on the policy preservation data to be confirmed based on the first trial calculation data to obtain first verification conclusion data, it also includes: obtaining a first confidence level corresponding to multiple indicators of the policy preservation data to be confirmed when performing the first trial calculation.

Step S400: when the first verification conclusion data is verification failure, calling back the second trial calculation data, the second trial calculation data is the trial calculation data obtained by executing the trial calculation after the user's change operation.

In an exemplary embodiment, please continue to refer to FIG. 4 , when the first verification conclusion data is verification failure, the step S400 of calling back the second trial calculation data further includes the following steps:

Step S401, generating a two-way verification instruction based on the first verification conclusion data;

Step S402, calling back second calculation data based on the two-way verification instruction, and creating a temporary form based on the second calculation data.

In an exemplary embodiment, if the first verification conclusion data is a verification failure, it can be understood that there is a change in the operation information. The method can generate a two-way verification instruction based on the first verification conclusion data, and call back the second trial calculation data based on the two-way verification instruction.

Step S500, performing a second check on the policy preservation data to be confirmed based on the second trial calculation data to obtain the changed policy preservation data to be confirmed, and performing preservation confirmation on the changed policy preservation data to be confirmed.

In an exemplary embodiment, please continue to refer to FIG. 5 , step S500 may further include:

Step S501, based on the second trial calculation data, obtaining second confidences corresponding to a plurality of indicators of the insurance policy preservation data to be confirmed when performing the second trial calculation;

Step S502, comparing the first confidence levels and the second confidence levels corresponding to the multiple indicators to determine the indicator to be changed;

Step S503, replacing the corresponding indicator in the to-be-confirmed policy preservation data with the to-be-changed indicator to obtain the changed policy preservation data to be confirmed, and performing preservation confirmation on the changed policy preservation data to be confirmed.

In an exemplary embodiment, the confidence corresponding to multiple indicators can be calculated by comparing the change model. The multiple indicators (R) include: age, occupation, effective date, gender, security level, preservation application date, discount, insurance type, etc.

Exemplarily, the model parameters of the comparison change model include but are not limited to: the weight corresponding to age is W1, the dynamic distribution factor (L) corresponding to age is 0.5, the weight corresponding to occupation is W2, the dynamic distribution factor corresponding to occupation is 0.1, the weight corresponding to the effective date is W3, the dynamic distribution factor corresponding to the effective date is 0.005, the weight corresponding to gender is W4, the dynamic distribution factor corresponding to gender is 0.005, the weight corresponding to the protection level is W5, the dynamic distribution factor corresponding to the protection level is 0.3, the weight corresponding to the preservation application date is W6, the dynamic distribution factor corresponding to the preservation application date is 0, the weight corresponding to the discount is W7, the dynamic distribution factor corresponding to the discount is 0, the weight corresponding to the insurance type is W8, the dynamic distribution factor corresponding to the insurance type is 0, and so on.

The specific comparison change model is: K = (H (R (i)) + di) MOD m * W; K represents the confidence corresponding to the indicator, H represents the hash function, m represents the hash number, di represents the incremental sequence, MOD represents the remainder function, R represents the indicator, and R (i) represents the ith indicator. The indicator is identified as the influencing factor on the premium, and the confidence represents the degree of influence of each indicator attribute on the premium result. The factors affecting the premium are determined through data modeling, and then the degree of influence of the indicator attribute on the premium result is given through the comparison change model. Through the comparison change model, the comparison scatter is distributed according to the degree of influence, so that the time complexity is changed from O (n) to O (logn).

In an exemplary embodiment, when the policy preservation data to be confirmed is submitted to the background, the first confidence K1 corresponding to multiple indicators of the policy preservation data to be confirmed at this time can be calculated by comparing the change model. When the first verification result is a verification failure, the second trial calculation data and the calculation logic when executing the second trial calculation data are called back to create a temporary form, and the second confidence K2 corresponding to multiple indicators of the policy preservation data to be confirmed at this time is calculated by comparing the change model. The indicators corresponding to K1 not equal to K2 are determined as indicators to be changed, and the policy preservation data to be confirmed are replaced based on these indicators to be changed to obtain the changed policy preservation data to be confirmed. In an exemplary embodiment, please continue to refer to Figure 6. The method also includes the specific steps of performing preservation confirmation on the changed policy preservation data to be confirmed:

Step S601, extracting user data from the policy preservation request instruction;

Step S602, determining the risk level based on the to-be-confirmed insurance policy preservation data and user data;

Step S603, generating a policy preservation confirmation task based on the risk level and the policy preservation data to be confirmed, and pushing the policy preservation confirmation to the client;

Step S604, receiving the policy preservation confirmation instruction generated by the client based on the policy preservation confirmation task;

Step S605: executing preservation confirmation on the changed policy preservation data to be confirmed based on the policy preservation confirmation instruction.

For example, after obtaining the changed policy preservation data to be confirmed, the computer device will re-trigger the payment summary function after receiving the policy preservation confirmation instruction, and modify the relevant receipt invoice and other information to ensure the subsequent advancement of the preservation confirmation process.

The present invention determines whether there is any user who has changed the policy preservation data to be confirmed after submitting the trial calculation data through a first verification of the policy preservation data to be confirmed; when the first verification conclusion data is a verification failure, the second trial calculation data is called back to execute the second verification, and a two-way verification is executed during the policy preservation case confirmation verification process to ensure that the policy preservation data after the change can be timely confirmed, and avoid the background execution of the preservation confirmation operation due to the user's re-change operation after submitting the preservation confirmation for review being not discovered in time, thereby liberating the productivity of counter staff, operation and maintenance personnel, and development personnel; improving the work efficiency of policy preservation case confirmation; improving timeliness, while allowing the user experience to develop in a benign manner, and improving the company's image to a certain extent.

Embodiment 2

Please continue to refer to Figure 7, which shows a schematic diagram of the program module of the policy preservation case confirmation and verification device of the present invention. In this embodiment, the policy preservation case confirmation and verification device 20 may include or be divided into one or more program modules, one or more program modules are stored in a storage medium, and are executed by one or more processors to complete the present invention and implement the above-mentioned policy preservation case confirmation and verification method. The program module referred to in the embodiment of the present invention refers to a series of computer program instruction segments that can perform specific functions, and is more suitable for describing the execution process of the policy preservation case confirmation and verification device 20 in the storage medium than the program itself. The following description will specifically introduce the functions of each program module of this embodiment:

The receiving module 700 is used to receive a preservation request instruction sent by a client, wherein the preservation request instruction carries the policy preservation data to be confirmed.

The trial calculation module 710 is used to perform a first trial calculation on the to-be-confirmed policy preservation data according to the policy preservation request instruction to obtain first trial calculation data.

The first verification module 720 is used to perform a first verification on the to-be-confirmed insurance policy preservation data based on the first trial calculation data to obtain first verification conclusion data.

The callback module 730 is used to call back the second trial calculation data when the first verification conclusion data is a verification failure, wherein the second trial calculation data is the trial calculation data obtained by executing the trial calculation after the user's change operation.

The second verification module 740 is used to perform a second verification on the policy preservation data to be confirmed based on the second trial calculation data to obtain the changed policy preservation data to be confirmed, and perform preservation confirmation on the changed policy preservation data to be confirmed.

In an exemplary embodiment, the trial calculation module 710 is also used to: obtain the policy preservation type from the policy preservation data to be confirmed; determine the target trial calculation rule based on the policy preservation type; and perform a first trial calculation on the policy preservation data to be confirmed based on the target trial calculation rule to obtain first trial calculation data.

In an exemplary embodiment, the first verification module 720 is also used to: obtain the first trial calculation data submission time of the policy preservation data to be confirmed; traverse the trial calculation data associated with the policy preservation data to be confirmed to determine the latest submission time of the trial calculation data; when the latest submission time of the trial calculation data is later than the first trial calculation data submission time, generate first verification conclusion data, and the first verification conclusion data is verification failure.

In an exemplary embodiment, the first verification module 720 is further used to obtain a first confidence level corresponding to a plurality of indicators of the insurance policy preservation data to be confirmed when executing the first trial calculation.

In an exemplary embodiment, the second verification module 740 is also used to: obtain, based on the second trial calculation data, a second confidence level corresponding to multiple indicators of the policy preservation data to be confirmed when executing the second trial calculation; compare the first confidence level and the second confidence level corresponding to the multiple indicators to determine the indicators to be changed; replace the corresponding indicators in the policy preservation data to be confirmed with the indicators to be changed to obtain the changed policy preservation data to be confirmed, and perform preservation confirmation on the changed policy preservation data to be confirmed.

In an exemplary embodiment, the callback module 730 is further used to: generate a two-way verification instruction based on the first verification conclusion data; call back the second trial calculation data based on the two-way verification instruction, and create a temporary form based on the second trial calculation data.

In an exemplary embodiment, the policy preservation case confirmation and verification method also includes: extracting user data from the policy preservation request instruction; determining the risk level based on the policy preservation data to be confirmed and the user data; generating a policy preservation confirmation task based on the risk level and the policy preservation data to be confirmed, and pushing the policy preservation confirmation to the client; receiving the policy preservation confirmation instruction generated by the client based on the policy preservation confirmation task; and performing preservation confirmation on the changed policy preservation data to be confirmed based on the policy preservation confirmation instruction.

Embodiment 3

Refer to Figure 8, which is a schematic diagram of the hardware architecture of the device of the third embodiment of the present invention. In this embodiment, the device 2 is a computer device that can automatically perform numerical calculations and/or information processing according to pre-set or stored instructions. The device 2 can be a rack server, a blade server, a tower server or a cabinet server (including an independent server, or a server cluster composed of multiple servers), etc. As shown in Figure 8, the device 2 at least includes, but is not limited to, a memory 21, a processor 22, a network interface 23, and a policy preservation case confirmation and verification device 20 that can communicate with each other through a system bus. Among them:

In this embodiment, the memory 21 includes at least one type of computer-readable storage medium, and the readable storage medium includes flash memory, hard disk, multimedia card, card-type memory (for example, SD or DX memory, etc.), random access memory (RAM), static random access memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), programmable read-only memory (PROM), magnetic memory, disk, optical disk, etc. In some embodiments, the memory 21 can be an internal storage unit of the device 2, such as a hard disk or memory of the device 2. In other embodiments, the memory 21 can also be an external storage device of the device 2, such as a plug-in hard disk equipped on the computer device 2, a smart memory card (Smart Media Card, SMC), a secure digital (Secure Digital, SD) card, a flash card (Flash Card), etc. Of course, the memory 21 can also include both the internal storage unit of the device 2 and its external storage device. In this embodiment, the memory 21 is generally used to store the operating system and various application software installed on the device 2, such as the program code of the insurance policy preservation case confirmation and verification device 20 in the above embodiment. In addition, the memory 21 can also be used to temporarily store various types of data that have been output or are to be output.

In some embodiments, the processor 22 may be a central processing unit (CPU), a controller, a microcontroller, a microprocessor, or other data processing chip. The processor 22 is generally used to control the overall operation of the computer device 2. In this embodiment, the processor 22 is used to run the program code stored in the memory 21 or process data, such as running the insurance policy preservation case confirmation and verification device 20 to implement the insurance policy preservation case confirmation and verification method of the above embodiment.

The network interface 23 may include a wireless network interface or a wired network interface, and the network interface 23 is generally used to establish a communication connection between the device 2 and other electronic devices. For example, the network interface 23 is used to connect the device 2 to an external terminal through a network, and to establish a data transmission channel and a communication connection between the device 2 and the external terminal. The network may be a wireless or wired network such as an intranet, the Internet, a global system of mobile communication (GSM), wideband code division multiple access (WCDMA), a 4G network, a 5G network, Bluetooth, or Wi-Fi.

It should be noted that FIG. 8 only shows a device 2 having components 20 - 23 , but it should be understood that it is not required to implement all of the components shown, and more or fewer components may be implemented instead.

In this embodiment, the insurance policy preservation case confirmation and verification device 20 stored in the memory 21 can also be divided into one or more program modules, and the one or more program modules are stored in the memory 21 and executed by one or more processors (processor 22 in this embodiment) to complete the present invention.

For example, FIG7 shows a schematic diagram of a program module of the second embodiment of the device 20 for verifying and confirming the policy preservation case. In this embodiment, the device 20 for verifying and confirming the policy preservation case can be divided into a receiving module 700, a trial calculation module 710, a first verification module 720, a callback module 730, and a second verification module 740. The program module referred to in the present invention refers to a series of computer program instruction segments that can perform specific functions, which is more suitable for describing the execution process of the device 20 for verifying and confirming the policy preservation case in the device 2 than a program. The specific functions of the program modules 700-740 have been described in detail in the second embodiment and will not be repeated here.

Embodiment 4

This embodiment also provides a storage medium, such as a computer-readable storage medium such as a flash memory, a hard disk, a multimedia card, a card-type memory (for example, an SD or DX memory, etc.), a random access memory (RAM), a static random access memory (SRAM), a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM), a programmable read-only memory (PROM), a magnetic memory, a disk, an optical disk, a server, an App application store, etc., on which a computer program is stored, and the program implements the corresponding function when executed by the processor. The storage medium of this embodiment is used to store the insurance policy preservation case confirmation and verification device 20, and implements the insurance policy preservation case confirmation and verification method of the above embodiment when executed by the processor.

The serial numbers of the above embodiments of the present invention are only for description and do not represent the advantages or disadvantages of the embodiments.

Through the description of the above implementation methods, those skilled in the art can clearly understand that the above embodiment methods can be implemented by means of software plus a necessary general hardware platform, and of course by hardware, but in many cases the former is a better implementation method.

The above are only preferred embodiments of the present invention, and are not intended to limit the patent scope of the present invention. Any equivalent structure or equivalent process transformation made using the contents of the present invention specification and drawings, or directly or indirectly applied in other related technical fields, are also included in the patent protection scope of the present invention.

Claims (10)

1. The method for confirming and checking the policy and the security case is characterized by comprising the following steps of:

receiving a security request instruction sent by a client, wherein the security request instruction carries security data of a security policy to be confirmed;

executing first trial calculation on the to-be-confirmed policy security data according to the policy security request instruction so as to obtain first trial calculation data;

performing first verification on the to-be-confirmed policy security data based on the first trial calculation data to obtain first verification conclusion data;

when the first check conclusion data is failed in check, second trial calculation data is called back, wherein the second trial calculation data is obtained by executing trial calculation after user change operation;

and executing a second check on the to-be-confirmed policy security data based on the second trial calculation data to obtain changed to-be-confirmed policy security data, and executing security confirmation on the changed to-be-confirmed policy security data.

2. The method for validating a policy security case according to claim 1, wherein the executing a first trial calculation on the policy security data to be validated according to the policy security request instruction to obtain first trial calculation data further comprises:

acquiring the security type of the security policy from the security data of the security policy to be confirmed;

determining a target trial calculation rule based on the policy security type;

and executing first trial calculation on the to-be-confirmed policy security data based on the target trial calculation rule to obtain first trial calculation data.

3. The policy security case verification method according to claim 2, wherein the performing a first verification on the policy security data to be verified based on the first trial calculation data to obtain first verification conclusion data includes:

acquiring a first trial calculation data submitting time of the to-be-confirmed policy security data;

traversing the trial calculation data associated with the to-be-confirmed policy security data to determine the latest submission time of the trial calculation data;

and when the latest submitting time of the trial calculation data is later than the submitting time of the first trial calculation data, generating first check conclusion data, wherein the first check conclusion data is failed in check.

4. The policy security case verification method according to claim 3, wherein after performing a first verification on the policy security data to be verified based on the first trial calculation data to obtain first verification conclusion data, further comprising:

and acquiring first confidence degrees corresponding to a plurality of indexes of the security data to be confirmed when the first trial calculation is executed.

5. The policy security case verification method according to claim 4, wherein the performing, based on the second trial calculation data, a second verification on the policy security data to be verified to obtain modified policy security data to be verified, and performing security verification on the modified policy security data to be verified includes:

acquiring second confidence coefficients corresponding to a plurality of indexes of the policy security data to be confirmed when the second trial calculation is executed based on the second trial calculation data;

comparing the first confidence degrees and the second confidence degrees corresponding to the indexes to determine the index to be changed;

and replacing the corresponding index in the to-be-confirmed security data by the to-be-changed index to obtain the changed to-be-confirmed security data, and executing security confirmation on the changed to-be-confirmed security data.

6. The policy security case verification method according to claim 1, wherein when the first verification conclusion data is verification failure, the callback of the second trial calculation data further includes:

generating a bidirectional verification instruction based on the first verification conclusion data;

and calling back second trial calculation data based on the bidirectional verification instruction, and creating a temporary form based on the second trial calculation data.

7. The policy security case verification method according to claim 1, wherein the performing security verification on the changed policy security data to be verified further comprises:

extracting user data from the policy security request instruction;

determining a risk level based on the policy security data to be confirmed and the user data;

generating a policy security confirmation task based on the risk level and the policy security data to be confirmed, and pushing the policy security confirmation to the client;

receiving a policy security confirmation instruction generated by the client based on the policy security confirmation task;

and executing security confirmation on the changed security data to be confirmed based on the security confirmation instruction.

8. A policy-preserving case validation and verification device, comprising:

the receiving module is used for receiving a security request instruction sent by the client, wherein the security request instruction carries security data of a security policy to be confirmed;

the trial calculation module is used for executing first trial calculation on the to-be-confirmed policy security data according to the policy security request instruction so as to obtain first trial calculation data;

the first verification module is used for executing first verification on the to-be-confirmed policy security data based on the first trial calculation data to obtain first verification conclusion data;

the callback module is used for callback second trial calculation data when the first check conclusion data is failed in check, wherein the second trial calculation data is obtained by executing trial calculation after user change operation;

and the second checking module is used for executing a second check on the to-be-confirmed security data based on the second trial calculation data so as to obtain changed to-be-confirmed security data, and executing security confirmation on the changed to-be-confirmed security data.

9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the steps of the policy security case validation checking method according to any of claims 1 to 7 when the computer program is executed by the processor.

10. A computer-readable storage medium, wherein a computer program is stored in the computer-readable storage medium, the computer program being executable by at least one processor to cause the at least one processor to perform the steps of the policy security case validation checking method according to any one of claims 1 to 7.