CN111369252A - Account checking method and device suitable for payment equipment - Google Patents
Account checking method and device suitable for payment equipment Download PDFInfo
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- CN111369252A CN111369252A CN202010162395.0A CN202010162395A CN111369252A CN 111369252 A CN111369252 A CN 111369252A CN 202010162395 A CN202010162395 A CN 202010162395A CN 111369252 A CN111369252 A CN 111369252A
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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Abstract
The disclosure provides an account checking method applicable to payment equipment, which is characterized by receiving an account checking instruction sent by a merchant terminal, wherein the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal; according to the account checking instruction, combining the target data identification with the account checking request parameter mapping operation to obtain target source data; and performing account checking processing based on the target source data to obtain an account checking result. The method can accurately and safely complete the checking tasks with large data volume and concentrated density, and has the feasibility and the usability of reducing the labor cost and improving the checking efficiency. The disclosure also provides an account checking device suitable for the payment equipment.
Description
Technical Field
The disclosure relates to the technical field of intelligent hardware and mobile payment, in particular to an account checking method and device suitable for payment equipment.
Background
In the prior art, along with the popularization of electronic payment methods, more and more electronic payment methods (such as WeChat, Paibao, Unionpay and the like) are accepted by consumers, and meanwhile, great convenience is brought to people.
However, when checking account, it is common to extract files and data from each payment device at regular time, initiate the check account with a single machine, obtain check account differences after the check account is completed, and generate check account files for the user to download. For large data volume or concentrated and intensive account checking tasks, the management and control force is not large, and the account checking efficiency and result accuracy are difficult to guarantee.
Disclosure of Invention
In order to solve technical problems in the prior art, the embodiments of the present disclosure provide an account checking method and apparatus suitable for a payment device, which can accurately and safely complete a large data volume and concentrated and intensive account checking task, and have feasibility and usability for reducing labor cost and improving account checking efficiency.
In a first aspect, an embodiment of the present disclosure provides an account checking method for a payment device, where an account checking instruction sent by a merchant terminal is received, where the account checking instruction includes a target data identifier and an account checking request parameter responsible for the merchant terminal; according to the account checking instruction, combining the target data identification with the account checking request parameter mapping operation to obtain target source data; and performing account checking processing based on the target source data to obtain an account checking result.
In one embodiment, the obtaining target source data by combining the target data identifier with the audit request parameter mapping operation includes: and acquiring target source data corresponding to the target data identification from a data buffer corresponding to a third-party payment channel according to the account checking instruction.
In one embodiment, the obtaining target source data by combining the target data identifier with the audit request parameter mapping operation includes: calling a request message template, carrying out field mapping of the checking request parameters, and generating a checking request message; calling a third-party payment channel interface to obtain an account checking response message according to the account checking request message; and calling a response message template, performing field mapping of the audit response message, and generating the mapped audit response message to finish the acquisition of the target source data.
In one embodiment, the performing audit processing based on the target source data, and obtaining an audit result includes: processing the target source data to obtain target data in a preset format; and performing account checking processing based on the target data to obtain the account checking result.
In one embodiment, the performing audit processing based on the target source data, and obtaining an audit result includes: and performing account checking processing by adopting multiple threads based on the target source data to obtain an account checking result.
In one embodiment, the method further comprises the following steps: and sending the checking result to a payment device management platform for storage.
In a second aspect, the disclosed embodiments provide a computer-readable storage medium, on which a computer program is stored, which when executed by a processor, implements the steps of the method described above.
In a third aspect, the disclosed embodiments provide a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method described above when executing the program.
In a fourth aspect, an embodiment of the present disclosure provides an account checking device suitable for a payment device, where the device includes: the system comprises a receiving module, a processing module and a processing module, wherein the receiving module is used for receiving an account checking instruction sent by a merchant terminal, and the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal; the acquisition module is used for acquiring target source data according to the account checking instruction by combining the target data identifier corresponding to the account checking request parameter mapping operation; and the account checking module is used for performing account checking processing based on the target source data to obtain an account checking result.
In one embodiment, the method further comprises the following steps: and the storage module is used for sending the checking result to a payment equipment management platform for storage.
The invention provides an account checking method and device suitable for payment equipment, which are used for receiving an account checking instruction sent by a merchant terminal, wherein the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal; according to the account checking instruction, combining the target data identification with the account checking request parameter mapping operation to obtain target source data; and performing account checking processing based on the target source data to obtain an account checking result. The method can accurately and safely complete the checking tasks with large data volume and concentrated density, and has the feasibility and the usability of reducing the labor cost and improving the checking efficiency.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings needed to be used in the description of the embodiments are briefly introduced as follows:
fig. 1 is a schematic flow chart illustrating steps of an audit method applied to a payment device according to an embodiment of the present invention;
fig. 2 is a schematic flowchart illustrating steps of an audit method applied to a payment device according to another embodiment of the present invention;
fig. 3 is a schematic structural diagram of an account checking device suitable for a payment device in an embodiment of the present invention;
fig. 4 is a schematic structural diagram of an account checking device suitable for a payment apparatus according to another embodiment of the present invention;
FIG. 5 is a hardware block diagram of an audit device suitable for use with a payment device in one embodiment of the invention;
FIG. 6 is a schematic diagram of a computer-readable storage medium in one embodiment of the invention.
Detailed Description
The present application will now be described in further detail with reference to the accompanying drawings and examples.
In the following description, the terms "first" and "second" are used for descriptive purposes only and are not intended to indicate or imply relative importance. The following description provides embodiments of the disclosure, which may be combined or substituted for various embodiments, and this application is therefore intended to cover all possible combinations of the same and/or different embodiments described. Thus, if one embodiment includes feature A, B, C and another embodiment includes feature B, D, then this application should also be considered to include an embodiment that includes one or more of all other possible combinations of A, B, C, D, even though this embodiment may not be explicitly recited in text below.
In order to make the objects, technical solutions and advantages of the present invention more clearly apparent, specific embodiments of an audit method and an audit device suitable for a payment device according to the present invention are described in further detail below by way of examples and with reference to the accompanying drawings. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
Example 1
As shown in fig. 1, a schematic flow chart of an account checking method applied to a payment device in an embodiment specifically includes the following steps:
and 11, receiving an account checking instruction sent by the merchant terminal, wherein the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal.
And step 12, according to the audit command, combining the target data identifier correspondence and the audit request parameter mapping operation to obtain target source data.
Specifically, the obtaining of the target source data by combining the mapping operation of the target data identifier corresponding to the audit request parameter includes: and acquiring target source data corresponding to the target data identification from a data buffer corresponding to a third-party payment channel according to the account checking instruction. In addition, the obtaining of the target source data by combining the mapping operation between the target data identifier and the audit request parameter includes: calling a request message template, carrying out field mapping of the checking request parameters, and generating a checking request message; calling a third-party payment channel interface to obtain an account checking response message according to the account checking request message; and calling a response message template, performing field mapping of the audit response message, and generating the mapped audit response message to finish the acquisition of the target source data. Therefore, the accuracy and the usability of acquiring the target source data by combining the target data identification correspondence and the parameter mapping operation of the checking request are improved.
And step 13, performing account checking processing based on the target source data to obtain an account checking result.
Specifically, performing audit processing based on the target source data, and obtaining an audit result includes: processing the target source data to obtain target data in a preset format; and performing account checking processing based on the target data to obtain the account checking result. In addition, performing audit processing based on the target source data, and obtaining an audit result includes: and performing account checking processing by adopting multiple threads based on the target source data to obtain an account checking result. Therefore, the accuracy and the efficiency of obtaining the account checking result are improved.
In this embodiment, an account checking instruction sent by a merchant end is received, where the account checking instruction includes a target data identifier and an account checking request parameter responsible for the merchant end; according to the account checking instruction, combining the target data identification with the account checking request parameter mapping operation to obtain target source data; and performing account checking processing based on the target source data to obtain an account checking result. The method can accurately and safely complete the checking tasks with large data volume and concentrated density, and has the feasibility and the usability of reducing the labor cost and improving the checking efficiency.
Example 2
As shown in fig. 2, a schematic flow chart of an account checking method applicable to a payment device in another embodiment specifically includes the following steps:
step 21, receiving an account checking instruction sent by the merchant terminal, wherein the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal.
And step 22, according to the audit command, combining the target data identifier correspondence and the audit request parameter mapping operation to obtain target source data.
Specifically, the obtaining of the target source data by combining the mapping operation of the target data identifier corresponding to the audit request parameter includes: and acquiring target source data corresponding to the target data identification from a data buffer corresponding to a third-party payment channel according to the account checking instruction.
In addition, the obtaining of the target source data by combining the mapping operation between the target data identifier and the audit request parameter includes: calling a request message template, carrying out field mapping of the checking request parameters, and generating a checking request message; calling a third-party payment channel interface to obtain an account checking response message according to the account checking request message; and calling a response message template, performing field mapping of the audit response message, and generating the mapped audit response message to finish the acquisition of the target source data.
It should be noted that, invoking the request message template, performing field mapping of the audit request parameters, and generating the audit request message includes: acquiring a field to be mapped in a request message template as a first target field; acquiring a field corresponding to the first target field in the checking request parameter as a second target field; and converting the attribute of the second target field into the attribute of the first target field to generate an account checking request message. The request message template is in a first programming language format, and before converting the attribute of the second target field into the attribute of the first field, the method also comprises the step of converting the second target field into the first programming language format.
In addition, calling a response message template, performing field mapping on the audit response message, and generating the mapped audit response message to complete acquisition of target source data, including: acquiring a field to be mapped in a response message template as a third target field; acquiring a field corresponding to the third target field in the checking response message as a fourth target field; and converting the attribute of the fourth target field into the attribute of the third target field to generate a mapped audit response message so as to complete the acquisition operation of the target source data. Therefore, flexibility and usability of obtaining target source data by combining target data identification correspondence and audit request parameter mapping operation are improved.
And step 23, performing account checking processing based on the target source data to obtain an account checking result.
Specifically, performing audit processing based on the target source data, and obtaining an audit result includes: processing the target source data to obtain target data in a preset format; and performing account checking processing based on the target data to obtain the account checking result. In addition, performing audit processing based on the target source data, and obtaining an audit result includes: and performing account checking processing by adopting multiple threads based on the target source data to obtain an account checking result. Therefore, the accuracy and the efficiency of obtaining the account checking result are improved.
And step 24, sending the checking result to a payment device management platform for storage.
It should be noted that the payment device management platform is a system platform for managing at least one payment device. Wherein, be provided with the display screen subassembly on the payment equipment, the display screen subassembly includes display screen and semiconductor fingerprint module. Specifically, the display screen include the screen apron and with the screen apron looks range upon range of light-emitting module, the screen apron is equipped with light transmission district and non-light transmission district, the display screen shows the image through light transmission district, the light-emitting module is equipped with main part and kink, the main part has the orientation go out the plain noodles in light transmission district, it is parallel to go out the plain noodles the screen apron, the kink connect in the main part is close to the edge in non-light transmission district, the kink is towards keeping away from the direction hunch-up of screen apron, with non-light transmission district forms the interval.
In addition, the semiconductor fingerprint module includes semiconductor fingerprint input module and the semiconductor fingerprint processing module that links to each other with semiconductor fingerprint input module. Specifically, the semiconductor fingerprint input module comprises a semiconductor fingerprint sensor chip, a touch signal output circuit and a semiconductor fingerprint head sensor circuit, wherein the touch signal output circuit and the semiconductor fingerprint head sensor circuit are connected to the semiconductor fingerprint sensor chip; in addition, semiconductor fingerprint processing module includes semiconductor fingerprint processing chip and connects in semiconductor fingerprint module circuit, the external interface circuit of semiconductor fingerprint processing chip.
In this embodiment, sending the checking result to the payment device management platform for storage is added. Therefore, the flexibility and convenience of the real-time calling of the checked account of the checking method suitable for the payment equipment are improved.
Based on the same inventive concept, an account checking device suitable for the payment equipment is also provided. Because the principle of the device for solving the problems is similar to that of the checking method suitable for the payment equipment, the implementation of the device can be realized according to the specific steps of the method, and repeated parts are not described again.
Fig. 3 is a schematic structural diagram of an account checking device suitable for a payment apparatus in an embodiment. The audit device 10 suitable for a payment apparatus includes: a receiving module 100, an acquiring module 200 and an accounting module 300.
The receiving module 100 is configured to receive an account checking instruction sent by a merchant terminal, where the account checking instruction includes a target data identifier and an account checking request parameter responsible for the merchant terminal; the obtaining module 200 is configured to obtain target source data according to the audit command by combining the target data identifier correspondence and the audit request parameter mapping operation; the account checking module 300 is configured to perform account checking processing based on the target source data, and obtain an account checking result.
In the embodiment, an account checking instruction sent by a merchant terminal is received through a receiving module, wherein the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal; then, according to the account checking instruction, combining the target data identification with the account checking request parameter mapping operation to obtain target source data through an obtaining module; and finally, performing account checking processing based on the target source data through an account checking module to obtain an account checking result. The device can accurately and safely complete the large data volume and concentrated and intensive account checking tasks, and has the advantages of reducing labor cost and improving the feasibility and the usability of account checking efficiency.
Fig. 4 is a schematic structural diagram of an account checking device suitable for a payment apparatus in another embodiment. The checking apparatus 10 for payment device further includes: a memory module 400.
The storage module 400 is configured to send the audit result to the payment device management platform for storage.
In this embodiment, a storage module is added, that is, the audit result is sent to the payment device management platform for storage. Therefore, the flexibility and convenience of the real-time calling of the checked account of the checking method suitable for the payment equipment are improved.
Fig. 5 is a hardware block diagram illustrating an audit device suitable for a payment device according to an embodiment of the present disclosure. As shown in fig. 5, the accounting device 50 suitable for a payment apparatus according to an embodiment of the present disclosure includes a memory 501 and a processor 502. The various components of the audit device 50 suitable for use with a payment device are interconnected by a bus system and/or other form of connection mechanism (not shown).
The memory 501 is used to store non-transitory computer readable instructions. In particular, memory 501 may include one or more computer program products that may include various forms of computer-readable storage media, such as volatile memory and/or non-volatile memory. Volatile memory can include, for example, Random Access Memory (RAM), cache memory (or the like). The non-volatile memory may include, for example, Read Only Memory (ROM), a hard disk, flash memory, and the like.
The processor 502 may be a Central Processing Unit (CPU) or other form of processing unit having data processing capabilities and/or instruction execution capabilities, and may control other components in the audit device 50 suitable for use with a payment device to perform desired functions. In one embodiment of the present disclosure, the processor 502 is configured to execute the computer readable instructions stored in the memory 501, so that the audit device 50 adapted to the payment apparatus executes the audit method adapted to the payment apparatus. The audit device applied to the payment apparatus is the same as the above-described embodiment of the audit method applied to the payment apparatus, and a repeated description thereof will be omitted herein.
Fig. 6 is a schematic diagram illustrating a computer-readable storage medium according to an embodiment of the present disclosure. As shown in fig. 6, a computer-readable storage medium 600 according to embodiments of the present disclosure has non-transitory computer-readable instructions 601 stored thereon. The non-transitory computer readable instructions 601, when executed by a processor, perform the audit method for a payment device according to embodiments of the present disclosure described above with reference to the above.
In the above, according to the checking method and apparatus for payment devices and the computer-readable storage medium of the embodiments of the disclosure, a large data volume and concentrated and intensive checking task can be accurately and safely completed, and the beneficial effects of reducing labor cost, improving checking efficiency, and being feasible and easy to use are achieved.
The foregoing describes the general principles of the present disclosure in conjunction with specific embodiments, however, it is noted that the advantages, effects, etc. mentioned in the present disclosure are merely examples and are not limiting, and they should not be considered essential to the various embodiments of the present disclosure. Furthermore, the foregoing disclosure of specific details is for the purpose of illustration and description and is not intended to be limiting, since the disclosure is not intended to be limited to the specific details so described.
The block diagrams of devices, apparatuses, systems referred to in this disclosure are only given as illustrative examples and are not intended to require or imply that the connections, arrangements, configurations, etc. must be made in the manner shown in the block diagrams. These devices, apparatuses, devices, systems may be connected, arranged, configured in any manner, as will be appreciated by those skilled in the art. Words such as "including," "comprising," "having," and the like are open-ended words that mean "including, but not limited to," and are used interchangeably therewith. The words "or" and "as used herein mean, and are used interchangeably with, the word" and/or, "unless the context clearly dictates otherwise. The word "such as" is used herein to mean, and is used interchangeably with, the phrase "such as but not limited to".
Also, as used herein, "or" as used in a list of items beginning with "at least one" indicates a separate list, such that, for example, a list of "A, B or at least one of C" means A or B or C, or AB or AC or BC, or ABC (i.e., A and B and C). Furthermore, the word "exemplary" does not mean that the described example is preferred or better than other examples.
It is also noted that in the systems and methods of the present disclosure, components or steps may be decomposed and/or re-combined. These decompositions and/or recombinations are to be considered equivalents of the present disclosure.
Various changes, substitutions and alterations to the techniques described herein may be made without departing from the techniques of the teachings as defined by the appended claims. Moreover, the scope of the claims of the present disclosure is not limited to the particular aspects of the process, machine, manufacture, composition of matter, means, methods and acts described above. Processes, machines, manufacture, compositions of matter, means, methods, or acts, presently existing or later to be developed that perform substantially the same function or achieve substantially the same result as the corresponding aspects described herein may be utilized. Accordingly, the appended claims are intended to include within their scope such processes, machines, manufacture, compositions of matter, means, methods, or acts.
The previous description of the disclosed aspects is provided to enable any person skilled in the art to make or use the present disclosure. Various modifications to these aspects will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other aspects without departing from the scope of the disclosure. Thus, the present disclosure is not intended to be limited to the aspects shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
The foregoing description has been presented for purposes of illustration and description. Furthermore, this description is not intended to limit embodiments of the disclosure to the form disclosed herein. While a number of example aspects and embodiments have been discussed above, those of skill in the art will recognize certain variations, modifications, alterations, additions and sub-combinations thereof.
Claims (10)
1. An audit method applicable to a payment device, the method comprising:
receiving an account checking instruction sent by a merchant terminal, wherein the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal;
according to the account checking instruction, combining the target data identification with the account checking request parameter mapping operation to obtain target source data;
and performing account checking processing based on the target source data to obtain an account checking result.
2. The method as claimed in claim 1, wherein the obtaining target source data in association with the mapping operation between the target data identifier and the audit request parameter comprises: and acquiring target source data corresponding to the target data identification from a data buffer corresponding to a third-party payment channel according to the account checking instruction.
3. The method as claimed in claim 1, wherein the obtaining target source data in association with the mapping operation between the target data identifier and the audit request parameter comprises: calling a request message template, carrying out field mapping of the checking request parameters, and generating a checking request message;
calling a third-party payment channel interface to obtain an account checking response message according to the account checking request message;
and calling a response message template, performing field mapping of the audit response message, and generating the mapped audit response message to finish the acquisition of the target source data.
4. The method of claim 1, wherein the performing the audit process based on the target source data comprises: processing the target source data to obtain target data in a preset format;
and performing account checking processing based on the target data to obtain the account checking result.
5. The method of claim 1, wherein the performing the audit process based on the target source data comprises: and performing account checking processing by adopting multiple threads based on the target source data to obtain an account checking result.
6. An audit method applicable to a payment device according to claim 1 further including: and sending the checking result to a payment device management platform for storage.
7. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 6.
8. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of the method of any of claims 1-6 are implemented when the program is executed by the processor.
9. An audit device suitable for use with a payment device, the device comprising:
the system comprises a receiving module, a processing module and a processing module, wherein the receiving module is used for receiving an account checking instruction sent by a merchant terminal, and the account checking instruction comprises a target data identifier and an account checking request parameter which are responsible for the merchant terminal;
the acquisition module is used for acquiring target source data according to the account checking instruction by combining the target data identifier corresponding to the account checking request parameter mapping operation;
and the account checking module is used for performing account checking processing based on the target source data to obtain an account checking result.
10. An audit device suitable for use with a payment device according to claim 9 further including: and the storage module is used for sending the checking result to a payment equipment management platform for storage.
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Application publication date: 20200703 |