CN110910009B - Power consumer management method and device, computer equipment and storage medium - Google Patents
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Abstract
Description
技术领域technical field
本申请涉及电力用户管理技术领域,特别是涉及一种电力用户管理方法、装置、计算机设备和存储介质。The present application relates to the technical field of power user management, in particular to a power user management method, device, computer equipment and storage medium.
背景技术Background technique
随着社会经济的增长速度逐渐放缓,经济下行压力逐步增大,电费回收压力与日俱增。面对社会上不同类别的用电电力用户,电力供应商只能对某类电力用户的全体采取防控措施进行风险管理,无法量化或分群管控。另外,为完成电费回收任务,每月催费工作量占总工作量一半左右,对其他业务的推进造成严重的影响,工作效率低。As the growth rate of the social economy gradually slows down, the downward pressure on the economy gradually increases, and the pressure on electricity charge recovery is increasing day by day. Faced with different types of electricity users in the society, power suppliers can only take prevention and control measures for all of a certain type of electricity users for risk management, and cannot quantify or group control. In addition, in order to complete the task of electricity fee recovery, the workload of monthly reminders accounts for about half of the total workload, which has a serious impact on the promotion of other businesses and low work efficiency.
目前,采用的催费方法一直还停留在原来固有的模式,例如到期统一催费、到期统一停电等,虽然上述方法规范但不是最优的催费方法,例如对于某些电力用户,不管工作人员怎么催费,都是在某一个固定时间才缴费;有些电力用户是一直缴费记录良好突然欠费;有些电力用户是顽固欠费电力用户,不管怎么催费,不到停电不缴费的情况,每个电力用户的行为背后都有不同的原因,因此,在实现过程中,发明人发现传统技术中至少存在如下问题:传统技术无法有效、统筹地管理电力用户。At present, the payment reminder method adopted has always remained in the original inherent mode, such as unified payment reminder when due, unified power outage when due, etc. Although the above method is standardized, it is not the optimal payment method. For example, for some power users, regardless of No matter how the staff urges them to pay, they only pay at a certain fixed time; some power users have a good payment record and suddenly owe their bills; , there are different reasons behind the behavior of each power user. Therefore, during the implementation process, the inventor found at least the following problems in the traditional technology: the traditional technology cannot effectively and comprehensively manage power users.
发明内容Contents of the invention
基于此,有必要针对上述技术问题,提供一种能够合理管理电力用户的电力用户管理方法、装置、计算机设备和存储介质。Based on this, it is necessary to provide a power user management method, device, computer equipment and storage medium capable of reasonably managing power users in order to address the above technical problems.
一种电力用户管理方法,包括以下步骤:A power user management method, comprising the following steps:
获取电力用户的用电行为信息和外部征信信息;用电行为信息包括业扩报装信息、诉求信息、欠费信息和违约用电信息;外部征信信息包括法律诉讼信息、法院公告信息和失信人被执行信息;Obtain electricity consumption behavior information and external credit investigation information of power users; electricity consumption behavior information includes business expansion application information, appeal information, arrears information and default electricity consumption information; external credit investigation information includes legal proceedings information, court announcement information and information on the execution of dishonest persons;
对用电行为信息和外部征信信息进行标准化处理;Standardize the electricity consumption behavior information and external credit information;
对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程的特征工程;Carry out in-depth analysis of the standardized power consumption behavior information and external credit information, and establish the feature engineering of the payment characteristics of power users;
基于电力用户的缴费特征,建立用户催费评分模型;Based on the payment characteristics of power users, a user reminder scoring model is established;
采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略。Use the user reminder scoring model to score power users, and call the corresponding reminder strategy based on the scoring results.
在其中一个实施例中,对用电行为信息和外部征信信息进行标准化处理的步骤中,包括步骤:In one of the embodiments, the step of standardizing the electricity usage behavior information and external credit information includes the steps of:
分别识取用电行为信息和外部征信信息中对应的最大属性值和最小属性值;Respectively identify the corresponding maximum attribute value and minimum attribute value in the electricity consumption behavior information and external credit information;
基于各最大属性值和各最小属性值,对应将用电行为信息和外部征信信息分别标准化映射入预设映射区间。Based on each maximum attribute value and each minimum attribute value, the electricity consumption behavior information and external credit information are respectively standardized and mapped into the preset mapping interval.
在其中一个实施例中,用户催费评分模型包括电费违约系数模型、欠费频度模型、电费拖欠系数模型和催收敏感系数模型。In one of the embodiments, the user reminder scoring model includes an electricity fee default coefficient model, an arrears frequency model, an electricity fee arrears coefficient model, and a collection sensitivity coefficient model.
在其中一个实施例中,基于以下公式获取电费违约系数模型:In one of the embodiments, the electricity default coefficient model is obtained based on the following formula:
其中,D表示电费违约系数模型;R表示应收用户违约金;n表示电力用户总数量;L表示最近一次产生应收违约金的月份与当前月份的间隔;Among them, D represents the electricity fee default coefficient model; R represents the liquidated damages receivable from users; n represents the total number of power users; L represents the interval between the month when the most recent liquidated damages receivable occurred and the current month;
基于以下公式获取欠费频度模型:Obtain the arrears frequency model based on the following formula:
其中,A表示欠费频度模型。Among them, A represents the arrears frequency model.
在其中一个实施例中,基于以下公式获取电费拖欠系数模型:In one of the embodiments, the electricity bill arrears coefficient model is obtained based on the following formula:
其中,Q表示电费拖欠系数模型;n表示电力用户总数量;P表示缴费日期;D表示电费发行日期;N表示共欠费次数;Among them, Q represents the coefficient model of electricity bill arrears; n represents the total number of power users; P represents the date of payment; D represents the date of electricity bill issuance; N represents the total number of arrears;
基于以下公式获取催收敏感系数模型:Obtain the collection sensitivity coefficient model based on the following formula:
其中,C表示催收敏感系数模型;d1表示当前月份;d2表示立户日期。Among them, C represents the collection sensitivity coefficient model; d 1 represents the current month; d 2 represents the date of account opening.
在其中一个实施例中,对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程步骤中,建立特征工程的方法包括以下方法中的一种或任意组合:时间戳处理方法、分解类别属性方法、分箱/分区方法、交叉特征方法、特征选择方法、特征缩放方法和特征提取方法。In one of the embodiments, in-depth analysis is carried out on the standardized processing of electricity consumption behavior information and external credit information, and in the feature engineering step of establishing the payment characteristics of power users, the method of establishing feature engineering includes one of the following methods or Any combination of: timestamp processing methods, decomposing category attribute methods, binning/partitioning methods, cross-feature methods, feature selection methods, feature scaling methods, and feature extraction methods.
一种电力用户管理装置,包括:A power user management device, comprising:
信息获取模块,用于获取电力用户的用电行为信息和外部征信信息;用电行为信息包括业扩报装信息、诉求信息、欠费信息和违约用电信息;外部征信信息包括法律诉讼信息、法院公告信息和失信人被执行信息;The information acquisition module is used to obtain electricity consumption behavior information and external credit information of power users; electricity consumption behavior information includes business expansion application information, appeal information, arrears information, and breach of contract electricity consumption information; external credit information includes legal proceedings Information, court announcement information and information on the enforcement of dishonest persons;
标准化处理模块,用于对用电行为信息和外部征信信息进行标准化处理;Standardized processing module, used for standardized processing of electricity consumption behavior information and external credit information;
特征工程提取模块,用于对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程;The feature engineering extraction module is used for in-depth analysis of the standardized processing of electricity consumption behavior information and external credit information, and the establishment of feature engineering of the payment characteristics of power users;
模型建立模块,用于基于电力用户的缴费特征的特征工程,建立用户催费评分模型;The model building module is used for feature engineering based on the payment characteristics of electric power users, and establishes a user reminder scoring model;
策略调用模块,用于采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略。The strategy invoking module is used to use the user fee reminder scoring model to score the power users, and call the corresponding fee reminder strategy according to the score result.
在其中一个实施例中,标准化处理模块包括:In one of the embodiments, the standardized processing module includes:
属性值识取单元,用于分别识取用电行为信息和外部征信信息中对应的最大属性值和最小属性值;The attribute value recognition unit is used to respectively recognize the corresponding maximum attribute value and minimum attribute value in the electricity consumption behavior information and the external credit information;
映射单元,用于基于各最大属性值和各最小属性值,对应将用电行为信息和外部征信信息分别标准化映射入预设映射区间。The mapping unit is configured to standardize and map electricity consumption behavior information and external credit information into preset mapping intervals based on each maximum attribute value and each minimum attribute value.
一种计算机设备,包括存储器和处理器,存储器存储有计算机程序,处理器执行计算机程序时实现上述方法的步骤。A computer device includes a memory and a processor, the memory stores a computer program, and the processor implements the steps of the above method when executing the computer program.
一种计算机可读存储介质,其上存储有计算机程序,计算机程序被处理器执行时实现上述方法的步骤。A computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the steps of the above method are realized.
上述技术方案中的一个技术方案具有如下优点和有益效果:One of the above technical solutions has the following advantages and beneficial effects:
本申请各实施例提供的电力用户管理方法通过以下步骤:获取电力用户的用电行为信息和外部征信信息;对用电行为信息和外部征信信息进行标准化处理;对标准化处理后的用电行为信息和外部征信信息进行深度分析,提取电力用户的缴费特征;基于电力用户的缴费特征,建立用户催费评分模型;采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略,实现基于用电行为信息和外部征信信息建立电力用户的用户催费评分模型,然后利用用户催费评分模型对电力用户进行缴费行为评分,并依据评分结果针对电力用户采用相应的催费策略,从而实现基于大数据技术快速有效管理电力用户,并且统筹管理店里用户。The power user management method provided by each embodiment of the present application goes through the following steps: acquiring power user’s power usage behavior information and external credit information; standardizing the power usage behavior information and external credit information; Conduct in-depth analysis of behavior information and external credit information to extract the payment characteristics of power users; establish a user reminder scoring model based on the payment characteristics of power users; use the user reminder scoring model to score power users, and call the corresponding Based on the electricity consumption behavior information and external credit information, the user reminder scoring model of power users can be established, and then the user reminder scoring model can be used to score the payment behavior of power users, and according to the scoring results, corresponding measures can be taken for power users. To realize the rapid and effective management of power users based on big data technology, and to coordinate the management of users in the store.
附图说明Description of drawings
图1为一个实施例中电力用户管理方法的流程示意图;Fig. 1 is a schematic flow chart of a power user management method in an embodiment;
图2为一个实施例中标准化处理步骤的流程示意图;Fig. 2 is a schematic flow chart of standardization processing steps in an embodiment;
图3为一个实施例中电力用户管理装置的结构框图;Fig. 3 is a structural block diagram of a power user management device in an embodiment;
图4为一个实施例中计算机设备的内部结构图。Figure 4 is an internal block diagram of a computer device in one embodiment.
具体实施方式Detailed ways
为了使本申请的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本申请进行进一步详细说明。应当理解,此处描述的具体实施例仅仅用以解释本申请,并不用于限定本申请。In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.
为了解决传统技术无法有效、统筹地管理电力用户的问题,在一个实施例中,如图1所示,提供了一种电力用户管理方法,包括以下步骤:In order to solve the problem that traditional technologies cannot effectively and comprehensively manage power users, in one embodiment, as shown in Figure 1, a method for managing power users is provided, including the following steps:
步骤S110,获取电力用户的用电行为信息和外部征信信息;用电行为信息包括业扩报装信息、诉求信息、欠费信息和违约用电信息;外部征信信息包括法律诉讼信息、法院公告信息和失信人被执行信息。Step S110, obtain electricity consumption behavior information and external credit investigation information of electric power users; electricity consumption behavior information includes business expansion application information, appeal information, arrears information and breach of contract electricity consumption information; external credit investigation information includes legal proceedings information, court Announcement information and information on the execution of dishonest persons.
需要说明的是,本申请是基于大数据技术实现的,在一个示例中,可采用spark技术或hadoop技术实现本申请方法步骤。通过大数据平台可谓本申请提供基础数据的存储能力以及强大的数据处理能力。It should be noted that this application is implemented based on big data technology. In one example, spark technology or hadoop technology can be used to implement the method steps of this application. Through the big data platform, it can be said that this application provides basic data storage capabilities and powerful data processing capabilities.
用电行为信息是指业扩报装信息、诉求信息、欠费信息和违约用电信息等信息,可从电网营销系统上获取;外部征信信息是指法律诉讼信息、法院公告信息和失信人被执行信息等信息,可从银行系统获取。Electricity consumption behavior information refers to information such as business expansion application information, appeal information, arrears information, and power consumption information in breach of contract, which can be obtained from the grid marketing system; external credit information refers to legal litigation information, court announcement information, and dishonesty information. Information such as executed information can be obtained from the banking system.
步骤S120,对用电行为信息和外部征信信息进行标准化处理。Step S120, standardize the electricity usage behavior information and external credit information.
需要说明的是,在对信息进行深度分析之前,需要先将信息进行标准化处理,再利用标准化后的信息进行深度分析。信息标准化处理是指统计信息的指数化。具体的,信息标准化处理主要包括数据同趋化处理和无量纲化处理两个方面,其中,信息同趋化处理主要解决不同性质信息问题,对不同性质指标直接加总不能正确反映不同作用力的综合结果,须先考虑改变逆指标信息性质,使所有指标对测评方案的作用力同趋化,再加总才能得出正确结果;信息无量纲化处理主要解决数据的可比性。信息标准化处理的方法有很多种,在一个示例中,可采用最小—最大标准化方法;在另一个示例中,可采用Z-score标准化方法;在又一个示例中,可采用按小数定标标准化方法。经过标准化处理后,原始信息均转换为无量纲化指标测评值,即各指标值都处于同一个数量级别上,可以进行综合测评分析。It should be noted that before in-depth analysis of information, it is necessary to standardize the information first, and then use the standardized information for in-depth analysis. Information standardization refers to the indexation of statistical information. Specifically, information standardization processing mainly includes two aspects: data homogeneity processing and dimensionless processing. Among them, information homogeneity processing mainly solves the problem of information of different natures, and direct summation of different nature indicators cannot correctly reflect different forces. To synthesize the results, we must first consider changing the information properties of the inverse indicators, so that all indicators have the same force on the evaluation plan, and then sum up to get the correct result; the dimensionless processing of information mainly solves the comparability of data. There are many ways to normalize information. In one example, the minimum-maximum normalization method can be used; in another example, the Z-score normalization method can be used; in another example, the decimal scaling normalization method can be used . After standardized processing, the original information is converted into dimensionless index evaluation values, that is, each index value is at the same quantitative level, and comprehensive evaluation and analysis can be performed.
在一个示例中,如图2所示,对用电行为信息和外部征信信息进行标准化处理的步骤中,包括步骤:In one example, as shown in Figure 2, the steps of standardizing the electricity usage behavior information and external credit information include the steps:
步骤S210,分别识取用电行为信息和外部征信信息中对应的最大属性值和最小属性值;Step S210, respectively identifying the corresponding maximum attribute value and minimum attribute value in the electricity usage behavior information and external credit information;
步骤S220,基于各最大属性值和各最小属性值,对应将用电行为信息和外部征信信息分别标准化映射入预设映射区间。Step S220, based on each maximum attribute value and each minimum attribute value, respectively standardize and map electricity consumption behavior information and external credit information into a preset mapping interval.
需要说明的是,识取用电行为信息的最大属性值和最小属性值,基于该最大属性值和最小属性值,将用电行为信息标准化映射如预设映射区间,在一个示例中,预设映射区间为[0,1]。具体映射公式为:映射后的数据=(映射后的数据-最小属性值)/(最大属性值-最小属性值)。It should be noted that the maximum attribute value and the minimum attribute value of the electricity consumption behavior information are recognized, and based on the maximum attribute value and the minimum attribute value, the electricity consumption behavior information is standardized and mapped as a preset mapping interval. In one example, the preset The mapping interval is [0, 1]. The specific mapping formula is: mapped data=(mapped data-minimum attribute value)/(maximum attribute value-minimum attribute value).
识取外部征信信息的最大属性值和最小属性值,基于该最大属性值和最小属性值,将外部征信信息标准化映射如预设映射区间,在一个示例中,预设映射区间为[0,1]。具体映射公式为:映射后的数据=(映射后的数据-最小属性值)/(最大属性值-最小属性值)。Recognize the maximum attribute value and the minimum attribute value of the external credit information, and based on the maximum attribute value and the minimum attribute value, standardize the external credit information mapping as a preset mapping interval. In one example, the preset mapping interval is [0 ,1]. The specific mapping formula is: mapped data=(mapped data-minimum attribute value)/(maximum attribute value-minimum attribute value).
步骤S130,对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程。Step S130, conduct in-depth analysis on the standardized processing of electricity consumption behavior information and external credit information, and establish a feature engineering of payment characteristics of power users.
需要说明的是,深度分析是对用电行为信息和外部征信信息中所需特征的提取过程,在该步骤中,提取的是电力用户的缴费特征层,其中,缴费特征用于记录电力用户的缴费行为,例如,电力用户在接收到缴费清单时立即缴费、电力用户在出现违约金后才缴费、电力用户一直拖欠不缴费。It should be noted that in-depth analysis is the process of extracting required features from electricity consumption behavior information and external credit information. In this step, the payment feature layer of power users is extracted, and the payment features are used to record power user For example, power users pay immediately when they receive the bill of payment, power users pay only after there is a penalty for breach of contract, and power users have been in arrears and have not paid.
在一个示例中,基于特征工程提取电力用户的缴费特征,特征工程是将信息属性转换为信息特征的过程,属性代表了信息的所有维度,从而筛选出更好的特征,获取更好的训练信息,特征工程包括特征提取、特征构建、特征选择。In one example, feature engineering is used to extract the payment features of power users. Feature engineering is the process of converting information attributes into information features. Attributes represent all dimensions of information, so as to filter out better features and obtain better training information. , feature engineering includes feature extraction, feature construction, and feature selection.
进一步的,对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程步骤中,建立所述特征工程方法包括以下方法中的一种或任意组合:时间戳处理方法、分解类别属性方法、分箱/分区方法、交叉特征方法、特征选择方法、特征缩放方法、时间戳处理方法和特征提取方法。Further, in the feature engineering step of establishing the payment characteristics of power users by in-depth analysis of the standardized electricity consumption behavior information and external credit information, the feature engineering method includes one or any combination of the following methods: Timestamp processing methods, decomposing category attribute methods, binning/partitioning methods, cross-feature methods, feature selection methods, feature scaling methods, timestamp processing methods, and feature extraction methods.
步骤S140,基于电力用户的缴费特征的特征工程,建立用户催费评分模型。Step S140, based on the feature engineering of the electricity user's payment characteristics, a user reminder scoring model is established.
需要说明的是,用户催费评分模型用于基于大数据对电力用户的用电行为、例如缴费行为,进行评分。具体的,用户催费评分模型包括电费违约系数模型、欠费频度模型、电费拖欠系数模型和催收敏感系数模型。It should be noted that the user reminder scoring model is used to score the power consumption behavior of power users, such as payment behavior, based on big data. Specifically, the user reminder scoring model includes an electricity fee default coefficient model, an arrears frequency model, an electricity fee arrears coefficient model, and a collection sensitivity coefficient model.
在一个示例中,基于以下公式获取电费违约系数模型:In one example, the electricity default coefficient model is obtained based on the following formula:
其中,D表示电费违约系数模型;R表示应收用户违约金;n表示电力用户总数量;L表示最近一次产生应收违约金的月份与当前月份的间隔;Among them, D represents the electricity fee default coefficient model; R represents the liquidated damages receivable from users; n represents the total number of power users; L represents the interval between the month when the most recent liquidated damages receivable occurred and the current month;
基于以下公式获取欠费频度模型:Obtain the arrears frequency model based on the following formula:
其中,A表示欠费频度模型。Among them, A represents the arrears frequency model.
进一步的,基于以下公式获取电费拖欠系数模型:Further, the electricity fee arrears coefficient model is obtained based on the following formula:
其中,Q表示电费拖欠系数模型;n表示电力用户总数量;P表示缴费日期;D表示电费发行日期;N表示共欠费次数;Among them, Q represents the coefficient model of electricity bill arrears; n represents the total number of power users; P represents the date of payment; D represents the date of electricity bill issuance; N represents the total number of arrears;
基于以下公式获取催收敏感系数模型:Obtain the collection sensitivity coefficient model based on the following formula:
其中,C表示催收敏感系数模型;d1表示当前月份;d2表示立户日期。Among them, C represents the collection sensitivity coefficient model; d 1 represents the current month; d 2 represents the date of account opening.
步骤S150,采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略。Step S150, using the user fee reminder scoring model to rate the power user, and call the corresponding fee reminder strategy according to the score result.
需要说明的是,根据用户催费评分模型对电力用户进行评分,在评分结果出来后,根据评分结果调用相应的催费策略。预先针对不懂的评分等级设定对应的催费策略,例如,评分高的电力用户,直接向其发送缴费账单;评分中等的电力用户,向相关工作人员的移动设备上发送催费任务单,以使相关工作人员根据催费任务单去催促缴费;评分低的电力用户,通过电力管理系统停止向其输送电能,其中,评分高、中、低可根据当地管理需求而定。It should be noted that the power users are scored according to the user reminder scoring model, and after the scoring results come out, the corresponding reminder strategies are invoked according to the scoring results. Set the corresponding payment reminder strategy in advance for the rating level that you don’t understand. For example, electricity users with high scores will send payment bills directly to them; electricity users with medium scores will send payment reminder tasks to relevant staff’s mobile devices. To enable relevant staff to urge payment according to the urging task list; power users with low scores stop sending power to them through the power management system, among which, high, medium, and low scores can be determined according to local management needs.
本申请电力用户管理方法的各实施例中,获取电力用户的用电行为信息和外部征信信息;对用电行为信息和外部征信信息进行标准化处理;对标准化处理后的用电行为信息和外部征信信息进行深度分析,提取电力用户的缴费特征;基于电力用户的缴费特征,建立用户催费评分模型;采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略,实现基于用电行为信息和外部征信信息建立电力用户的用户催费评分模型,然后利用用户催费评分模型对电力用户进行缴费行为评分,并依据评分结果针对电力用户采用相应的催费策略,从而实现基于大数据技术快速有效管理电力用户,并且统筹管理店里用户。In each embodiment of the power user management method of the present application, the power consumption behavior information and external credit information of power users are obtained; the power consumption behavior information and external credit information are standardized; the standardized power consumption behavior information and Conduct in-depth analysis of external credit information to extract the payment characteristics of power users; establish a user reminder scoring model based on the payment characteristics of power users; use the user reminder scoring model to score power users, and call the corresponding payment reminder based on the scoring results Based on the electricity consumption behavior information and external credit information, the user reminder scoring model for power users can be established, and then the user reminder scoring model can be used to score the payment behavior of power users, and according to the scoring results, corresponding payment reminders can be adopted for power users strategy, so as to realize the rapid and effective management of power users based on big data technology, and coordinate the management of users in the store.
应该理解的是,虽然图1和2的流程图中的各个步骤按照箭头的指示依次显示,但是这些步骤并不是必然按照箭头指示的顺序依次执行。除非本文中有明确的说明,这些步骤的执行并没有严格的顺序限制,这些步骤可以以其它的顺序执行。而且,图1和2中的至少一部分步骤可以包括多个子步骤或者多个阶段,这些子步骤或者阶段并不必然是在同一时刻执行完成,而是可以在不同的时刻执行,这些子步骤或者阶段的执行顺序也不必然是依次进行,而是可以与其它步骤或者其它步骤的子步骤或者阶段的至少一部分轮流或者交替地执行。It should be understood that although the various steps in the flow charts of FIGS. 1 and 2 are displayed sequentially as indicated by the arrows, these steps are not necessarily executed sequentially in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order restriction on the execution of these steps, and these steps can be executed in other orders. Moreover, at least some of the steps in Figures 1 and 2 may include a plurality of sub-steps or stages, these sub-steps or stages are not necessarily performed at the same time, but may be performed at different times, these sub-steps or stages The order of execution is not necessarily performed sequentially, but may be performed alternately or alternately with at least a part of other steps or sub-steps or stages of other steps.
在一个实施例中,如图3所示,提供了一种电力用户管理装置,包括:In one embodiment, as shown in Figure 3, a power user management device is provided, including:
信息获取模块31,用于获取电力用户的用电行为信息和外部征信信息;用电行为信息包括业扩报装信息、诉求信息、欠费信息和违约用电信息;外部征信信息包括法律诉讼信息、法院公告信息和失信人被执行信息;The
标准化处理模块33,用于对用电行为信息和外部征信信息进行标准化处理;
特征工程提取模块35,用于对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程;The feature
模型建立模块37,用于基于电力用户的缴费特征的特征工程,建立用户催费评分模型;The
策略调用模块39,用于采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略。The
在一个实施例中,标准化处理模块包括:In one embodiment, the normalization processing module includes:
属性值识取单元,用于分别识取用电行为信息和外部征信信息中对应的最大属性值和最小属性值;The attribute value recognition unit is used to respectively recognize the corresponding maximum attribute value and minimum attribute value in the electricity consumption behavior information and the external credit information;
映射单元,用于基于各最大属性值和各最小属性值,对应将用电行为信息和外部征信信息分别标准化映射入预设映射区间。The mapping unit is configured to standardize and map electricity consumption behavior information and external credit information into preset mapping intervals based on each maximum attribute value and each minimum attribute value.
关于电力用户管理装置的具体限定可以参见上文中对于电力用户管理方法的限定,在此不再赘述。上述电力用户管理装置中的各个模块可全部或部分通过软件、硬件及其组合来实现。上述各模块可以硬件形式内嵌于或独立于计算机设备中的处理器中,也可以以软件形式存储于计算机设备中的存储器中,以便于处理器调用执行以上各个模块对应的操作。For the specific limitations of the power user management device, please refer to the above-mentioned definition of the power user management method, which will not be repeated here. Each module in the above electric power user management device can be fully or partially realized by software, hardware and a combination thereof. The above-mentioned modules can be embedded in or independent of the processor in the computer device in the form of hardware, and can also be stored in the memory of the computer device in the form of software, so that the processor can invoke and execute the corresponding operations of the above-mentioned modules.
在一个实施例中,提供了一种计算机设备,该计算机设备可以是服务器,其内部结构图可以如图4所示。该计算机设备包括通过系统总线连接的处理器、存储器、网络接口和数据库。其中,该计算机设备的处理器用于提供计算和控制能力。该计算机设备的存储器包括非易失性存储介质、内存储器。该非易失性存储介质存储有操作系统、计算机程序和数据库。该内存储器为非易失性存储介质中的操作系统和计算机程序的运行提供环境。该计算机设备的数据库用于存储电行为信息、外部征信信息等数据。该计算机设备的网络接口用于与外部的终端通过网络连接通信。该计算机程序被处理器执行时以实现一种电力用户管理方法。In one embodiment, a computer device is provided. The computer device may be a server, and its internal structure may be as shown in FIG. 4 . The computer device includes a processor, memory, network interface and database connected by a system bus. Wherein, the processor of the computer device is used to provide calculation and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs and databases. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage medium. The database of the computer equipment is used to store data such as electrical behavior information and external credit information. The network interface of the computer device is used to communicate with an external terminal via a network connection. When the computer program is executed by the processor, a power user management method is realized.
本领域技术人员可以理解,图4中示出的结构,仅仅是与本申请方案相关的部分结构的框图,并不构成对本申请方案所应用于其上的计算机设备的限定,具体的计算机设备可以包括比图中所示更多或更少的部件,或者组合某些部件,或者具有不同的部件布置。Those skilled in the art can understand that the structure shown in Figure 4 is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation to the computer equipment on which the solution of the application is applied. The specific computer equipment can be More or fewer components than shown in the figures may be included, or some components may be combined, or have a different arrangement of components.
在一个实施例中,提供了一种计算机设备,包括存储器和处理器,存储器中存储有计算机程序,该处理器执行计算机程序时实现以下步骤:In one embodiment, a computer device is provided, including a memory and a processor, a computer program is stored in the memory, and the processor implements the following steps when executing the computer program:
获取电力用户的用电行为信息和外部征信信息;用电行为信息包括业扩报装信息、诉求信息、欠费信息和违约用电信息;外部征信信息包括法律诉讼信息、法院公告信息和失信人被执行信息;Obtain electricity consumption behavior information and external credit investigation information of power users; electricity consumption behavior information includes business expansion application information, appeal information, arrears information and default electricity consumption information; external credit investigation information includes legal proceedings information, court announcement information and information on the execution of dishonest persons;
对用电行为信息和外部征信信息进行标准化处理;Standardize the electricity consumption behavior information and external credit information;
对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程;Carry out in-depth analysis of the standardized processing of electricity consumption behavior information and external credit information, and establish the feature engineering of the payment characteristics of power users;
基于电力用户的缴费特征的特征工程,建立用户催费评分模型;Based on the feature engineering of the payment characteristics of power users, a user reminder scoring model is established;
采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略。Use the user reminder scoring model to score power users, and call the corresponding reminder strategy based on the scoring results.
在一个实施例中,处理器执行计算机程序时还实现以下步骤:In one embodiment, the following steps are also implemented when the processor executes the computer program:
分别识取用电行为信息和外部征信信息中对应的最大属性值和最小属性值;Respectively identify the corresponding maximum attribute value and minimum attribute value in the electricity consumption behavior information and external credit information;
基于各最大属性值和各最小属性值,对应将用电行为信息和外部征信信息分别标准化映射入预设映射区间。Based on each maximum attribute value and each minimum attribute value, the electricity consumption behavior information and external credit information are respectively standardized and mapped into the preset mapping interval.
在一个实施例中,提供了一种计算机可读存储介质,其上存储有计算机程序,计算机程序被处理器执行时实现以下步骤:In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented:
获取电力用户的用电行为信息和外部征信信息;用电行为信息包括业扩报装信息、诉求信息、欠费信息和违约用电信息;外部征信信息包括法律诉讼信息、法院公告信息和失信人被执行信息;Obtain electricity consumption behavior information and external credit investigation information of power users; electricity consumption behavior information includes business expansion application information, appeal information, arrears information and default electricity consumption information; external credit investigation information includes legal proceedings information, court announcement information and information on the execution of dishonest persons;
对用电行为信息和外部征信信息进行标准化处理;Standardize the electricity consumption behavior information and external credit information;
对标准化处理后的用电行为信息和外部征信信息进行深度分析,建立电力用户的缴费特征的特征工程;Carry out in-depth analysis of the standardized processing of electricity consumption behavior information and external credit information, and establish the feature engineering of the payment characteristics of power users;
基于电力用户的缴费特征的特征工程,建立用户催费评分模型;Based on the feature engineering of the payment characteristics of power users, a user reminder scoring model is established;
采用用户催费评分模型对电力用户进行评分,并依据评分结果调用相应的催费策略。Use the user reminder scoring model to score power users, and call the corresponding reminder strategy based on the scoring results.
在一个实施例中,计算机程序被处理器执行时还实现以下步骤:In one embodiment, when the computer program is executed by the processor, the following steps are also implemented:
分别识取用电行为信息和外部征信信息中对应的最大属性值和最小属性值;Respectively identify the corresponding maximum attribute value and minimum attribute value in the electricity consumption behavior information and external credit information;
基于各最大属性值和各最小属性值,对应将用电行为信息和外部征信信息分别标准化映射入预设映射区间。Based on each maximum attribute value and each minimum attribute value, the electricity consumption behavior information and external credit information are respectively standardized and mapped into the preset mapping interval.
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分流程,是可以通过计算机程序来指令相关的硬件来完成,所述的计算机程序可存储于一非易失性计算机可读取存储介质中,该计算机程序在执行时,可包括如上述各方法的实施例的流程。其中,本申请所提供的各实施例中所使用的对存储器、存储、数据库或其它介质的任何引用,均可包括非易失性和/或易失性存储器。非易失性存储器可包括只读存储器(ROM)、可编程ROM(PROM)、电可编程ROM(EPROM)、电可擦除可编程ROM(EEPROM)或闪存。易失性存储器可包括随机存取存储器(RAM)或者外部高速缓冲存储器。作为说明而非局限,RAM以多种形式可得,诸如静态RAM(SRAM)、动态RAM(DRAM)、同步DRAM(SDRAM)、双数据率SDRAM(DDRSDRAM)、增强型SDRAM(ESDRAM)、同步链路(Synchlink)DRAM(SLDRAM)、存储器总线(Rambus)直接RAM(RDRAM)、直接存储器总线动态RAM(DRDRAM)、以及存储器总线动态RAM(RDRAM)等。Those of ordinary skill in the art can understand that all or part of the processes in the methods of the above embodiments can be implemented through computer programs to instruct related hardware, and the computer programs can be stored in a non-volatile computer-readable memory In the medium, when the computer program is executed, it may include the processes of the embodiments of the above-mentioned methods. Wherein, any references to memory, storage, database or other media used in the various embodiments provided in the present application may include non-volatile and/or volatile memory. Nonvolatile memory can include read only memory (ROM), programmable ROM (PROM), electrically programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), or flash memory. Volatile memory can include random access memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in many forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Chain Synchlink DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), etc.
以上实施例的各技术特征可以进行任意的组合,为使描述简洁,未对上述实施例中的各个技术特征所有可能的组合都进行描述,然而,只要这些技术特征的组合不存在矛盾,都应当认为是本说明书记载的范围。The technical features of the above embodiments can be combined arbitrarily. To make the description concise, all possible combinations of the technical features in the above embodiments are not described. However, as long as there is no contradiction in the combination of these technical features, they should be It is considered to be within the range described in this specification.
以上所述实施例仅表达了本申请的几种实施方式,其描述较为具体和详细,但并不能因此而理解为对申请专利范围的限制。应当指出的是,对于本领域的普通技术人员来说,在不脱离本申请构思的前提下,还可以做出若干变形和改进,这些都属于本申请的保护范围。因此,本申请专利的保护范围应以所附权利要求为准。The above-mentioned embodiments only express several implementation modes of the present application, and the description thereof is relatively specific and detailed, but should not be construed as limiting the scope of the patent application. It should be noted that those skilled in the art can make several modifications and improvements without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the scope of protection of the patent application should be based on the appended claims.
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