CN110009324A

CN110009324A - Self-help settlement methods, devices and systems under a kind of line

Info

Publication number: CN110009324A
Application number: CN201910103275.0A
Authority: CN
Inventors: 李千元; 贺武杰; 张建伟
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2019-02-01
Filing date: 2019-02-01
Publication date: 2019-07-12
Also published as: WO2020156003A1; TW202030666A; TWI724530B

Abstract

This specification embodiment discloses self-help settlement methods, devices and systems under a kind of line, this method comprises: self-help settlement equipment obtains merchandise news by the commodity that scanning target user chooses, the payment request for the merchandise news obtained initiated based on the target user carries out self-help payment, and the settlement information of the target user is uploaded to server device, wherein, the settlement information includes at least: payment information and identity；After export inspection equipment collects the biological information of the target user, the biological information is sent to the server device；Server device determines the payment information of the target user, and the payment information based on the target user based on the biological information, and Xiang Suoshu export inspection equipment returns to the self-help settlement result of the target user；Export inspection equipment is based on the self-help settlement result and determines whether to let pass to the target user.

Description

Offline self-service settlement method, device and system

Technical Field

The specification relates to the technical field of computer software, in particular to an offline self-service settlement method, device and system.

Background

Currently, in shopping scenes such as offline supermarkets and shopping malls, cash registers are often arranged at exit positions, and each cash register is provided with a cashier to manually settle accounts of commodities selected by customers.

A cashier is arranged at a cash desk for manual settlement, which is a traditional settlement mode and can effectively avoid the settlement from escaping. However, due to the site limitation of the exit position and the investment cost limitation of the cashier and the equipped cashier, when the number of settlement customers is large, the trouble of queuing and settlement is easy to occur, which not only brings poor shopping settlement experience to the customers, but also reduces the settlement efficiency.

Disclosure of Invention

The embodiment of the specification aims to provide an offline self-service settlement method, device and system so as to effectively improve shopping settlement experience and settlement efficiency.

In order to solve the above technical problem, the embodiments of the present specification are implemented as follows:

in a first aspect, an offline self-service settlement method is provided, including:

the self-service settlement equipment obtains commodity information by scanning commodities selected by a target user;

the self-service settlement equipment carries out self-service payment based on a payment request aiming at the acquired commodity information initiated by the target user and uploads the settlement information of the target user to server-side equipment, wherein the settlement information at least comprises: payment information and an identity;

after the export inspection equipment acquires the biological characteristic information of the target user, sending the biological characteristic information to the server-side equipment;

the server-side equipment determines payment information of the target user based on the biological characteristic information, and returns a self-service settlement result of the target user to the export inspection equipment based on the payment information of the target user;

the export verification device determines whether to clear the target user based on the self-checkout result.

In a second aspect, an offline self-service settlement method is provided, including:

the server side equipment receives settlement information of a target user; the settlement information is obtained by self-service payment of the self-service settlement equipment based on a payment request initiated by the target user, the payment request is initiated aiming at commodity information obtained by scanning commodities selected by the target user through the self-service settlement equipment, and the settlement information at least comprises: payment information and an identity;

the server side equipment determines payment information of the target user based on the biological characteristic information of the target user acquired by the export verification equipment, and returns a self-service settlement result of the target user to the export verification equipment based on the payment information of the target user; wherein the self-settlement result is used to indicate whether the export verification device passes the target user.

In a third aspect, an offline self-service settlement method is provided, including:

after the export inspection equipment acquires the biological characteristic information of the target user, the biological characteristic information is sent to the server-side equipment; the biometric information is used for the server side equipment to determine payment information of the target user, and a self-service settlement result of the target user is returned to the export verification equipment based on the payment information of the target user;

In a fourth aspect, an offline self-service settlement system is provided, which includes: self-service settlement equipment, server-side equipment and export inspection equipment; wherein,

the self-service settlement equipment obtains commodity information by scanning commodities selected by a target user; and performing self-service payment based on a payment request for the acquired commodity information initiated by the target user, and uploading settlement information of the target user to server-side equipment, wherein the settlement information at least comprises: payment information and an identity;

the exit inspection equipment sends the biological characteristic information to the server-side equipment after collecting the biological characteristic information of the target user;

the server-side equipment determines the payment information of the target user based on the biological characteristic information and returns the self-service settlement result of the target user to the export inspection equipment based on the payment information of the target user;

the export verification device determines whether to permit the target user based on the self-settlement result.

In a fifth aspect, an offline self-service settlement device is provided, including:

the receiving module is used for receiving settlement information of a target user; the settlement information is obtained by self-service payment of the self-service settlement equipment based on a payment request initiated by the target user, the payment request is initiated aiming at commodity information obtained by scanning commodities selected by the target user through the self-service settlement equipment, and the settlement information at least comprises: payment information and an identity;

the processing module is used for determining the payment information of the target user based on the biological characteristic information of the target user acquired by the export verification equipment and returning the self-service settlement result of the target user to the export verification equipment based on the payment information of the target user; wherein the self-settlement result is used to indicate whether the export verification device passes the target user.

In a sixth aspect, an offline self-service settlement device is provided, including:

the sending module is used for sending the biological characteristic information to the server side equipment after the biological characteristic information of the target user is collected; the biometric information is used for the server side equipment to determine payment information of the target user, and a self-service settlement result of the target user is returned to the export verification equipment based on the payment information of the target user;

and the processing module determines whether to pass the target user based on the self-service settlement result.

In a seventh aspect, an electronic device is provided, including:

a processor; and

a memory arranged to store computer executable instructions that, when executed, cause the processor to:

receiving settlement information of a target user; the settlement information is obtained by self-service payment of the self-service settlement equipment based on a payment request initiated by the target user, the payment request is initiated aiming at commodity information obtained by scanning commodities selected by the target user through the self-service settlement equipment, and the settlement information at least comprises: payment information and an identity;

determining payment information of the target user based on the biological characteristic information of the target user acquired by the export inspection equipment, and returning a self-service settlement result of the target user to the export inspection equipment based on the payment information of the target user; wherein the self-settlement result is used to indicate whether the export verification device passes the target user.

In an eighth aspect, an electronic device is provided, including:

a processor; and

after the biological characteristic information of the target user is collected, the biological characteristic information is sent to the server-side equipment; the biometric information is used for the server side equipment to determine payment information of the target user, and a self-service settlement result of the target user is returned to the export verification equipment based on the payment information of the target user;

determining whether to clear the target user based on the self-checkout result.

In a ninth aspect, a computer-readable storage medium is presented, storing one or more programs that, when executed by an electronic device comprising a plurality of application programs, cause the electronic device to:

In a tenth aspect, a computer-readable storage medium is presented, storing one or more programs that, when executed by an electronic device including a plurality of application programs, cause the electronic device to:

determining whether to clear the target user based on the self-checkout result.

According to the technical scheme provided by the embodiment of the specification, the self-service settlement device is used for self-service settlement of the commodities selected by the target user, and the self-service settlement device uploads settlement information to the server device, so that after the target user finishes shopping, the payment information is matched from the locally stored settlement information based on the biological characteristic information of the target user acquired by the export inspection device, then whether the target user finishes self-service settlement is determined based on the payment information, and whether the export inspection device passes the target user is determined based on the self-service settlement result. Therefore, under the condition that the investment cost is approximately the same, the self-service settlement equipment arranged can be used for reducing or even avoiding queuing settlement, and the settlement experience and the settlement speed of the user are improved. Moreover, the condition of the user settlement escape can be reduced through the cooperative processing of the export inspection equipment and the server-side equipment. Therefore, the settlement efficiency is improved as a whole.

Drawings

In order to more clearly illustrate the embodiments of the present specification or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, it is obvious that the drawings in the following description are only some embodiments described in the present specification, and for those skilled in the art, other drawings can be obtained according to the drawings without any creative effort.

FIG. 1a is a schematic diagram of an architecture of an offline self-checkout system provided by one embodiment of the present description;

FIG. 1b is a schematic block diagram of self-checkout device 102 provided by one embodiment of the present description;

FIG. 1c is a schematic block diagram of self-checkout device 102 provided in another embodiment of the present description;

FIG. 2a is one of the steps of an offline self-checkout method provided by one embodiment of the present description;

FIG. 2b is a second schematic diagram illustrating the steps of an offline self-settlement method according to yet another embodiment of the present disclosure;

FIG. 3a is a schematic flow chart diagram of an offline self-checkout method provided by an embodiment of the present description;

FIG. 3b is a schematic flow chart of an offline self-checkout method according to another embodiment of the present disclosure;

FIG. 4 is a third schematic diagram illustrating the steps of an offline self-checkout method according to an embodiment of the present disclosure;

FIG. 5 is a fourth step schematic of an offline self-checkout method provided by an embodiment of the present description;

fig. 6 is a schematic structural diagram of an electronic device provided in an embodiment of the present specification;

fig. 7 is a schematic structural diagram of an offline self-checkout apparatus 700 provided in an embodiment of the present description;

fig. 8 is a schematic structural diagram of an offline self-checkout apparatus 800 provided in one embodiment of the present specification.

Detailed Description

In order to make those skilled in the art better understand the technical solutions in the present specification, the technical solutions in the embodiments of the present specification will be clearly and completely described below with reference to the drawings in the embodiments of the present specification, and it is obvious that the described embodiments are only a part of the embodiments of the present specification, and not all of the embodiments. All other embodiments obtained by a person skilled in the art based on the embodiments in the present specification without any inventive step should fall within the scope of protection of the present specification.

First, a system architecture of an offline self-settlement scheme in the embodiment of the present specification is described. The system architecture is suitable for application scenes of supermarkets, shopping malls and other places for self-service commodity selection. Referring to fig. 1a, the system architecture may include: a plurality of self-checkout devices 102, a server device 104, and a plurality of export verification devices 106; multiple exit verification devices 106 may be positioned side-by-side at an exit location of a shopping venue as shown in FIG. 1 a.

As shown in fig. 1b, the self-service settlement device 102 may include: a payment terminal 1021 and a self-service cash register terminal 1022; the self-service cash register terminal 1022 is used for scanning the code of the commodity selected by the target user to acquire commodity information, and the payment terminal 1021 is used for assisting the self-service cash register terminal 1022 to realize self-service payment of the target user; the plurality of self-service cash register terminals 1022 may be self-service cash register stations, and are distributed at different positions in the shopping place; the payment terminal 1021 can be handheld by a target user, for example, a mobile phone, a tablet computer and the like, and the payment terminal 1021 is generally carried by the target user and is not limited by places; the server device 104 as a background server may be disposed in a machine room of the shopping venue, and establishes a wireless connection or a wired connection with each self-service cash register terminal 1022. Considering that the investment cost of the self-service cash register terminal 1022 is fixed, under the condition of the same investment cost, a larger number of self-service cash register terminals 1022 can be set to cooperate with the payment terminal 1022 held by the target user, so as to alleviate or even solve the queuing problem.

Alternatively, as shown in fig. 1c, the self-service settlement device 102 may be a payment terminal 1021 held by a target user; the payment terminal 1021 can be used for scanning the code of the commodity selected by the target user to obtain commodity information, and realizing self-service payment of the target user through the payment settlement function of the payment terminal 1021. The payment terminal 1021 held by the target user can be a mobile phone, a tablet personal computer and other terminals carried by the target user, is not limited by places, can realize self-service settlement in any shopping area of a shopping place, and effectively avoids queuing troubles.

Therefore, shopping settlement experience is improved, and settlement efficiency can be improved. In addition, through the cooperation of the exit check device 106 and the server device 104, whether the customer completes self-settlement or not can be determined, and the target user is intercepted or cleared based on the self-settlement result. Therefore, the order escaping is effectively reduced or even avoided.

Example one

Referring to fig. 2a, a schematic diagram of steps of an offline self-checkout method provided in an embodiment of the present specification, the method may include the following steps:

step 202: the self-service settlement equipment obtains commodity information by scanning commodities selected by a target user.

It should be understood that a scanning device is arranged in the self-service settlement device, and the scanning device is used for scanning the two-dimensional code or the bar code carried by the commodity selected by the target user so as to acquire commodity information.

Wherein the commodity information may include: one or more of commodity category, commodity model, commodity unit price, commodity weight, commodity size, commodity quantity and the like.

Step 204: the self-service settlement device carries out self-service payment based on a payment request for the acquired commodity information initiated by the target user and uploads the settlement information of the target user to the server side device, wherein the settlement information at least comprises: payment information and an identification.

After the commodity information is acquired, the self-service settlement device can realize self-service payment based on a payment request initiated by a target user for at least one commodity in the commodities corresponding to the commodity information.

An implementable solution, said self-checkout device may comprise: a self-service cash register terminal and a payment terminal; then, when the self-service settlement device obtains the commodity information by scanning the commodity selected by the target user in step 202, the method may specifically include:

the self-service cash register terminal obtains commodity information by scanning commodities selected by a target user.

In other words, the self-service cash register terminal scans the two-dimensional code or the bar code of the commodity through the scanning device arranged on the self-service cash register terminal so as to acquire commodity information. The scanning device can be a movable code scanning gun connected with the self-service cash terminal or a code scanning device fixed on the self-service cash terminal body.

Correspondingly, when the self-service settlement device performs self-service payment based on the payment request for the obtained commodity information initiated by the target user in step 204 and uploads the settlement information of the target user to the server device, the method may specifically include:

the self-service cash register terminal sends a payment request to a payment terminal based on the acquired commodity information initiated by the target user;

the payment terminal carries out self-service payment based on the payment request and returns settlement information of the target user to the self-service cash register terminal;

and the self-service cash register terminal uploads the settlement information to server-side equipment.

In specific implementation, settlement operation can be manually triggered by a target user based on commodity information on the self-service cash register terminal so as to display order information on the self-service cash register terminal; after the target user confirms and submits order information, the self-service cash register terminal is triggered to initiate a payment request to a payment terminal held by the target user, and the target user can realize self-service payment through a payment APP (for example, a payment bank, an electronic bank or other related payment APPs) in the held payment terminal. And then, the payment terminal returns the settlement information to the self-service cash register terminal, and the settlement information is uploaded to the server-side equipment by the self-service cash register terminal. It should be understood that, a premise that the self-service cash register terminal initiates a payment request to a payment terminal held by a target user is that account information of the payment terminal can be acquired through an input operation of the target user so as to perform information interaction with the payment terminal.

Or, the target user can manually trigger settlement operation based on the commodity information on the self-service cash register terminal so as to display the order information on the self-service cash register terminal; after the target user confirms and submits order information, the self-service cash register terminal is triggered to initiate a payment request to a payment terminal held by the target user, and the payment request can be realized by displaying a payment page, so that the target user can scan the payment page through a payment APP (for example, a payment treasure, an electronic bank or other associated payment APPs) in the held payment terminal to realize self-service payment, or the target user can select a payment type (for example, the payment type can include the payment treasure, the electronic bank or other associated payment APPs) through the displayed payment page, and after the self-service cash register terminal jumps to a payment client corresponding to the corresponding payment type, an account number and a corresponding payment password are input to carry out self-service payment. And then, the payment terminal (a handheld payment terminal or a payment client) returns the settlement information to the self-service cash register terminal, and the settlement information is uploaded to the server-side equipment by the self-service cash register terminal. Wherein the payment page may be presented with: two-dimensional code, bar code number and other graphic and/or text information.

In another implementation, the self-checkout apparatus includes: a payment terminal;

then, when the self-service settlement device obtains the commodity information by scanning the commodity selected by the target user in step 202, the method may specifically include:

the payment terminal obtains commodity information by scanning commodities selected by a target user.

In other words, the payment terminal held by the target user scans the two-dimensional code or the barcode of the commodity through the scanning device arranged on the payment terminal so as to acquire commodity information. The scanning device may be an internal device that implements a code scanning function with hardware equipment such as a camera. For example, various scanning functions of the payment APP may be utilized to scan the code merchandise.

and the payment terminal held by the target user carries out self-service payment based on the payment request aiming at the acquired commodity information initiated by the target user, and uploads the settlement information of the target user to the server side equipment.

For example, a payment terminal held by a target user can scan a code of a commodity selected by the target user through a scanning function in the payment bank to acquire commodity information; and then, self-service settlement payment can be carried out based on a payment request initiated by the target user aiming at the acquired commodity information, and settlement information is uploaded to the server-side equipment. The settlement cost of the self-service payment mode is relatively low, the settlement operation can be dispersed to each target user, the trouble of settlement queuing can be effectively avoided under the condition of reducing the cost investment, the settlement experience is further improved, and meanwhile the settlement efficiency can also be improved.

In this embodiment of the present specification, after completing self-service payment, the self-service settlement device may acquire payment information returned based on a payment request initiated by a target user, where the payment information at least may include: paid information; wherein the paid information at least comprises: paid goods, paid amount, etc. In fact, when the balance is insufficient or only self-service payment is performed on some goods in the order information when the target user performs self-service payment, the payment information may further include unpaid information and the like, where the unpaid information at least may include: unpaid goods, unpaid amount, and the like.

It should be understood that the self-service settlement device may upload settlement information of a target user to the server device, wherein the settlement information at least includes: payment information and an identification. The identity identification is an identification for representing the uniqueness of the identity of the target user, and can be the name, code number or certificate number of the target user. For example, the settlement information may be: target user a and payment information for target user a.

Optionally, an implementation that is referred to in this specification embodiment, the identity is obtained based on an account identity in the payment information of the target user. Generally speaking, when the target user performs self-service payment, corresponding payment information can be generated based on the account identity of the payment APP used by the target user during self-service payment, that is, the payment information includes the account identity of the payment APP used by the target user during self-service payment, so that the self-service settlement device can upload the acquired payment information and the identity determined based on the account identity extracted from the payment information to the server device for processing.

Optionally, another implementation manner referred to in this specification embodiment is that the identification is obtained based on biometric information of the target user collected by the self-service settlement device. It should be understood that the self-service settlement device may further include a biometric acquisition device, and specifically may include: an image acquisition device, a voiceprint acquisition device, a fingerprint acquisition device, or the like. For example, the camera may have a face capture function and/or an iris capture function, the acoustic instrument may have a voiceprint capture function, and the fingerprint machine may have a fingerprint capture function. Correspondingly, when the self-service settlement equipment carries out self-service payment based on commodities selected by a target user, the biological characteristic information of the target user can be acquired through the biological characteristic acquisition device of the self-service settlement equipment, and the biological characteristic information can comprise: face information, iris information, voice print information, fingerprint information, or the like. Therefore, the self-service settlement equipment can upload the acquired payment information and the identity acquired based on the acquired biological characteristic information of the target user to the server-side equipment for processing.

Step 206: and after the outlet inspection equipment acquires the biological characteristic information of the target user, sending the biological characteristic information to the server-side equipment.

After the target user selects and purchases the commodity and carries out self-service payment, the target user can leave the shopping place through the exit inspection equipment. The exit checking device can be set to be an exit channel with a certain length, when a target user enters the exit checking device, the biological characteristic information of the target user can be acquired through the biological characteristic acquisition device in the exit checking device, and the biological characteristic information is sent to the server-side device.

It should be understood that the biometric acquisition device in the export verification facility may be the same as or different from the biometric acquisition device in the automated settlement facility. Or all be provided with multiple type biological characteristic collection device simultaneously, for example, be provided with camera and fingerprint appearance in the self-service settlement equipment, be provided with camera and fingerprint appearance in the export check out test set, like this, under the facial information or the unreliable condition of iris information of camera collection, can use fingerprint appearance to gather target user's fingerprint information.

Step 208: and the server-side equipment determines the payment information of the target user based on the biological characteristic information, and returns the self-service settlement result of the target user to the export verification equipment based on the payment information of the target user.

Optionally, in step 208, when the server device determines the payment information of the target user based on the biometric information, the method may specifically perform:

firstly, the server-side equipment determines the identity of the target user based on the biological characteristic information.

In view of the popularization of big data services, real-name personal identity information is widely advocated in various service fields. Therefore, after the server-side equipment acquires the biological characteristic information acquired by the outlet inspection equipment, the identity of the target user can be matched from the big data system quickly. Alternatively, in order to secure personal information of the target user, the identifier referred to in this embodiment of the present specification may be a machine-readable language, for example, a string with a preset length.

And secondly, the server-side equipment determines the matched payment information of the target user based on the identification of the target user.

And the server-side equipment searches the payment information matched with the identity identifier from the locally stored settlement information based on the identity identifier. It should be understood that the payment information searched at this time may be the payment information in one settlement information, or may be the sum of a plurality of payment information in a plurality of settlement information (i.e., the self-service settlement device uploads a plurality of settlement information based on a plurality of self-service payments of the target user).

Optionally, in step 208, the step of returning, by the server device, the self-service settlement result of the target user to the export verification device based on the payment information of the target user may specifically include:

and the server side equipment determines whether the target user completes self-service settlement or not based on the payment information of the target user, and returns a self-service settlement result of the target user to the export inspection equipment.

In this embodiment of the present specification, the server device determines whether the target user completes self-service settlement based on the payment information of the target user, which may be specifically implemented in the following three ways, which are described below respectively.

The first method is as follows:

the server side equipment determines whether the target user completes self-service settlement or not based on the payment information of the target user, and the determination comprises the following steps:

if the payment information of the target user contains unpaid information, determining that the target user does not finish self-settlement;

and if the non-payment information does not exist in the payment information of the target user, determining that the target user completes self-service settlement.

Therefore, the server side equipment can determine whether the target user completes self-service settlement according to whether unpaid information exists in the payment information of the target user, the determination of whether the target user completes self-service settlement can be directly and rapidly achieved, the settlement escape probability is reduced, and the settlement efficiency is improved.

The second method comprises the following steps:

the settlement information further includes: and the commodity information of the commodity selected by the target user.

The server-side equipment determines the matched payment information of the target user based on the identification of the target user, and the method comprises the following steps:

and the server side equipment determines the matched payment information of the target user and the commodity information of the target user based on the identification of the target user.

and the server side equipment checks the payment information of the target user based on the commodity information of the target user and determines whether the target user completes self-service settlement or not based on a checking result.

The server side equipment checks the payment information of the target user based on the commodity information of the target user, and determines whether the target user completes self-service settlement based on a checking result, wherein the steps comprise:

the server side equipment calculates the payment amount of the commodity selected by the target user based on the commodity quantity and the commodity unit price in the commodity information of the target user;

the server side equipment checks the paid information in the payment information of the target user based on the payment amount;

if the verification is passed, determining that the target user completes self-service settlement;

otherwise, determining that the target user does not finish self-settlement.

In this way, the server side equipment can calculate the payment amount of the commodity selected by the target user according to the commodity information of the target user, and determine whether the target user completes self-service settlement according to whether the payment amount is consistent with the payment amount related to the paid information in the payment information.

In both the first and second aspects, the payment information of the target user and the product information of the target user can be understood as the present settlement information generated by the target user during the present shopping, and the history settlement information in the third aspect described below can be distinguished.

The third method comprises the following steps:

Determining payment information of the matched target user based on the identification of the target user, comprising:

and the server side equipment determines the matched payment information of the target user, the commodity information of the target user and the historical settlement information of the target user based on the identification of the target user.

The historical settlement information at least comprises one or a combination of the following information:

historical payment information and historical self-service settlement results of the target user are obtained from local server equipment; historical payment information and historical self-service settlement results of the target user are acquired from other server-side equipment corresponding to other shopping places; and credit rating information of the target user is acquired from a third-party credit evaluation institution.

Wherein the third party credit evaluation institution may be a bank, a payment treasurer, or other APP that may obtain a credit rating. For example, the credit level information may be a personal credit level obtained from a bank, a beijiao level (specifically, a beijiao amount) obtained from a payer, a beijiao level (specifically, a beijiao amount), an ant level (specifically, an ant score), and the like.

the method comprises the steps that firstly, the server-side equipment determines a settlement index of a target user based on payment information of the target user, commodity information of the target user and historical settlement information of the target user, wherein the settlement index is used for evaluating the probability of the target user for executing self-service settlement behaviors;

in a specific implementation, the server device may extract first settlement data representing a settlement level in a local shopping place, second settlement data representing a settlement level in another shopping place, and credit data representing a credit level granted to a third-party credit evaluation organization, respectively, based on the payment information of the target user, the commodity information of the target user, and the historical settlement information of the target user; and the server side equipment inputs the first settlement data, the second settlement data and the credit data into a preset settlement index model to obtain the settlement index of the target user.

It should be understood that the preset settlement index model referred to in this specification may be a linear weighted average model, for example, in which the first settlement data corresponds to a first weighting factor, the second settlement data corresponds to a second weighting factor, and the credit data corresponds to a third weighting factor. The model can be debugged according to historical settlement data to determine respective values of the first weight factor, the second weight factor and the third weight factor. In fact, the preset settlement index model can be obtained by simulation training based on artificial intelligence technology, machine learning algorithm, deep learning algorithm and other modes, and the embodiment of the specification is not limited to this.

And secondly, the server-side equipment determines whether the target user completes self-service settlement or not based on the settlement index.

In specific implementation, the server device may compare the settlement index with a preset threshold;

if the settlement index is larger than or equal to the preset threshold value, determining that the target user completes self-settlement;

otherwise, determining that the target user does not finish self-settlement.

The preset threshold may be an empirical value based on historical settlement information or the probability of escaping the single from the local shopping place in a plurality of time periods.

Step 210: the export verification device determines whether to clear the target user based on the self-checkout result.

According to the technical scheme of the embodiment of the specification, self-service settlement is carried out on the commodities selected by the target user through the self-service settlement device, settlement information is uploaded to the server side device through the self-service settlement device, so that after the target user finishes shopping, payment information is matched from the locally stored settlement information based on the biological characteristic information of the target user, collected by the export inspection device, whether the target user finishes self-service settlement is determined based on the payment information, and whether the export inspection device passes the target user is determined based on the self-service settlement result. Therefore, under the condition that the investment cost is approximately the same, the self-service settlement equipment arranged can be used for reducing or even avoiding queuing settlement, and the settlement experience and the settlement speed of the user are improved. Moreover, the condition of the user settlement escape can be reduced through the cooperative processing of the export inspection equipment and the server-side equipment. Therefore, the settlement efficiency is improved as a whole.

Optionally, in an implementation manner of the embodiment of this specification, the exit inspection device is provided with an intercepting device, and then, the exit inspection device determines whether to pass the target user based on the self-service settlement result, which may be specifically implemented as:

if the target user completes self-service settlement, the export inspection equipment controls to open interception equipment to pass the target user; otherwise, the exit checking equipment controls the intercepting equipment to be kept closed so as to intercept the target user. The intercepting equipment in the mode can be understood as an automatic gate or an automatic gate, and the outlet inspection equipment can flexibly control the intercepting equipment to be kept closed or opened according to the autonomous settlement result, so that automatic interception of the target user who does not finish the self-settlement is realized. It should be understood that the intercepting device is normally in an off state by default.

Alternatively, in another implementation manner of the embodiments of the present specification, the exit checking device may be understood as a clear passage, and then the exit checking device determines whether to allow the target user based on the self-settlement result, and may specifically perform:

if the target user completes self-checkout, the export verification device does not process to clear the target user; otherwise, the exit inspection equipment sends an interception prompt to alarm equipment to intercept the target user. The alarm device in the method can be arranged on the exit inspection device, for example, the alarm device can be an alarm, and after the exit inspection device sends out the interception prompt, the alarm can play an alarm prompt tone to remind a worker to intercept the passing target user; or the alarm device can be a handheld terminal of a worker, and after the exit inspection device sends the interception prompt, the handheld terminal can prompt the worker to intercept the current target user. Therefore, the manual interception of the target user who does not finish the self-service settlement is realized by the way of sending the interception reminding.

Optionally, in this embodiment of the present specification, in order to further reduce the situation of the ticket evasion, the target user may also be checked for settlement by measuring the weight of the target user when entering the shopping place and leaving the shopping place. At this time, the settlement information further includes: a first weight of the target user collected by the entrance inspection device and a second weight of the target user carrying the goods collected by the exit device.

Referring to fig. 2b, the method further comprises:

step 212: the server-side equipment determines commodity information, a first weight and a second weight of the target user based on the biological characteristic information.

Step 214: and the server side equipment determines whether to carry out settlement verification on the target user or not based on the commodity information of the target user, the first weight and the second weight.

Optionally, in step 214, when the server device determines whether to perform a settlement check on the target user based on the commodity information of the target user and the first weight and the second weight, the method may specifically perform:

the server-side equipment determines the total weight of the commodities selected by the target user based on the commodity quantity and the single commodity weight in the commodity information of the target user; if the absolute value of the difference between the first weight and the second weight of the target user is larger than the total weight of the commodities selected by the target user, carrying out settlement check on the target user; otherwise, no processing is performed.

It should be understood that in the embodiments of the present specification, it is considered that human involvement may be required to implement in performing settlement verification on a target user. Therefore, after the server device determines to perform settlement verification on the target user, the server device may send a verification prompt to a handheld terminal of a verification staff, where the verification prompt may include: the exit through which the target user leaves the shopping venue verifies the identity of the device. The verification personnel can settle and verify the target users leaving from the corresponding exit verification equipment according to the received verification prompt.

Optionally, in an embodiment of this specification, after the server device returns the self-settlement result of the target user to the export verification device, the method further includes:

and the server side equipment marks the payment information and the self-service settlement result of the local target user as historical payment information and historical self-service settlement result respectively. Therefore, the payment information and self-service settlement results generated by the same target user during different shopping periods are distinguished in the server-side device.

The offline self-settlement scheme referred to in the present specification is described in detail below with specific examples.

Referring to fig. 3a, taking an example that a customer a (i.e. corresponding to a target user) purchases in a supermarket, a payment terminal held by the customer a may be a mobile phone a', and a plurality of self-service cash registers B are distributed in a plurality of places of the supermarket, so that the customer a can perform self-service settlement anytime and anywhere. The offline self-service settlement process also relates to a local background server C, a face recognition door D, background servers E of other supermarkets, a third-party evaluation institution F and a sampling inspection person G. The offline self-settlement process may include:

step 302 a: and the self-service cashier desk B scans the selected commodity based on the commodity code scanning request initiated by the customer A.

After the code scanning is completed, the self-service cashier desk B can acquire the commodity information of the code-scanned commodity. In fact, when sweeping the sign indicating number, receive cashier's desk B by oneself and can also gather customer A's facial image, acquire customer A's identity information through face identification.

Step 304 a: and the mobile phone A' carries out self-service payment based on the payment request sent by the self-service cashier desk B.

In specific implementation, the self-service cashier B may initiate a payment request for part or all of the code-scanned commodities based on the customer a, determine a payment amount in combination with the commodity unit price and the commodity quantity in the commodity information, and display the payment code generated based on the payment amount to the customer a. The customer A scans the payment code through the payment treasure in the mobile phone A' to complete self-service payment and generate corresponding payment information.

Step 306 a: the mobile phone A' sends the payment information to the self-service cashier B.

Step 308 a: and the self-service cashier desk B sends the commodity information, the identity information and the payment information to the local background server C.

In this step, the self-service cashier desk B may send the commodity information, the identity information, and the payment information to the local backend server C for storage together as settlement information.

Step 310 a: when the customer a leaves through the face recognition door D, the face recognition door D performs face recognition.

Step 312 a: and the face recognition door D sends the recognized face information to the local background server C and initiates a settlement index evaluation request.

Step 314 a: the local backend server C obtains the credit rating of the customer a from the third party evaluator F.

Specifically, the bei over amount, the borrowing amount, the ant credit amount, etc. can be obtained respectively, and then the credit level of the customer a is calculated based on different weight proportions. The credit rating of customer a may also be determined based on one of them.

Step 316 a: and the local background server C acquires the historical settlement information of the customer A from the background servers E of other supermarkets.

Step 318 a: and the local background server C locally acquires the current payment information, the historical payment information and the historical self-service settlement result of the customer A.

It should be understood that, in the embodiment of the present specification, the execution order of the step 314a, the step 316a, and the step 318a is not limited.

Step 320 a: the local background server C calculates the settlement index of the target user based on the credit rating obtained from the third-party evaluation organization F, the historical settlement information obtained from the background servers E of other supermarkets, the current payment information, the historical payment information and the historical self-service settlement result obtained from the local.

Step 322 a: and the local background server C determines whether the target user completes self-service settlement according to the settlement index, and returns a self-service settlement result to the sampling inspection personnel G.

In fact, the local background server C returns the self-service settlement result to the handheld terminal of the verifying personnel G. It should be understood that the face recognition door D and the handheld terminal of the sampling person G can be regarded as the exit inspection device in this specification. And an alarm device is installed in the handheld terminal.

Step 324 a: and the sampling inspection personnel G carries out manual interception on the target user according to whether the alarm equipment in the handheld terminal sends out alarm reminding or not.

Specifically, after interception, the sampling personnel G needs to perform settlement inspection on the target user, so that manual inspection is performed in a sampling inspection mode, and settlement escape is effectively reduced.

Referring to fig. 3b, taking customer a (i.e. corresponding to the target user) shopping in a supermarket as an example, the payment terminal held by customer a may be a mobile phone a ', and customer a may perform self-service settlement anytime and anywhere by means of mobile phone a'. The offline self-service settlement process also relates to a local background server C, a face recognition door D, background servers E of other supermarkets, a third-party evaluation institution F and a sampling inspection person G. The offline self-settlement process may include:

step 302 b: and the mobile phone A' scans the code of the selected commodity based on the commodity code scanning request initiated by the customer A and carries out self-service payment.

In specific implementation, the code of the commodity can be scanned through the Payment client of the customer A in the mobile phone A' so as to acquire commodity information. After the code scanning is completed, the mobile phone A' can initiate a payment request for partial or all of the code-scanned commodities based on the customer A to perform self-service payment, and generate corresponding payment information.

Step 304 b: and the mobile phone A' sends the commodity information, the identity information and the payment information to the local background server C.

In this step, the mobile phone a' may send the commodity information, the identity information, and the payment information to the local background server C for storage together as settlement information.

Step 306 b: when the customer a leaves through the face recognition door D, the face recognition door D performs face recognition.

Step 308 b: and the face recognition door D sends the recognized face information to the local background server C and initiates a settlement index evaluation request.

Step 310 b: the local backend server C obtains the credit rating of the customer a from the third party evaluator F.

Step 312 b: and the local background server C acquires the historical settlement information of the customer A from the background servers E of other supermarkets.

Step 314 b: and the local background server C locally acquires the current payment information, the historical payment information and the historical self-service settlement result of the customer A.

It should be understood that, in the embodiment of the present specification, the execution order of step 310b, step 312b, and step 314b is not limited.

Step 316 b: the local background server C calculates the settlement index of the target user based on the credit rating obtained from the third-party evaluation organization F, the historical settlement information obtained from the background servers E of other supermarkets, the current payment information, the historical payment information and the historical self-service settlement result obtained from the local.

Step 318 b: and the local background server C determines whether the target user completes self-service settlement according to the settlement index, and returns a self-service settlement result to the sampling inspection personnel G.

Step 320 b: and the sampling inspection personnel G carries out manual interception on the target user according to whether the alarm equipment in the handheld terminal sends out alarm reminding or not.

Example two

Referring to fig. 4, a schematic step diagram of an offline self-settlement method provided in an embodiment of the present disclosure is shown, where an execution subject of the method is an offline self-settlement apparatus, and may specifically be a server device, and the server device may be, for example: computers, smart phones, other intelligent handheld terminals, and the like. The offline self-settlement method may include:

step 402: the server side equipment receives settlement information of a target user; the settlement information is obtained by self-service payment of the self-service settlement equipment based on a payment request initiated by the target user, the payment request is initiated aiming at commodity information obtained by scanning commodities selected by the target user through the self-service settlement equipment, and the settlement information at least comprises: payment information and an identification.

Step 404: the server side equipment determines payment information of the target user based on the biological characteristic information of the target user acquired by the export verification equipment, and returns a self-service settlement result of the target user to the export verification equipment based on the payment information of the target user; wherein the self-settlement result is used to indicate whether the export verification device passes the target user.

It should be understood that, in the embodiment of this specification, the server device may also perform an alternative scheme related to the first embodiment, which is not described herein again.

Referring to fig. 5, a schematic step diagram of an offline self-settlement method provided in an embodiment of the present disclosure is shown, where an execution subject of the method is an offline self-settlement apparatus, and may specifically be an exit inspection apparatus, and the exit inspection apparatus may be a portal apparatus or a gateway apparatus, and is provided with a biometric information acquisition apparatus. The offline self-settlement method may include:

step 502: after the export inspection equipment acquires the biological characteristic information of the target user, the biological characteristic information is sent to the server-side equipment; the biometric information is used for the server side equipment to determine payment information of the target user, and a self-service settlement result of the target user is returned to the export verification equipment based on the payment information of the target user.

Step 504: the export verification device determines whether to clear the target user based on the self-checkout result.

It should be understood that, in the embodiment of the present specification, the exit checking apparatus may also perform the alternative mentioned in the first embodiment, and the detailed description is omitted here.

EXAMPLE III

Fig. 6 is a schematic structural diagram of an electronic device according to an embodiment of the present specification. Referring to fig. 6, at a hardware level, the electronic device includes a processor, and optionally further includes an internal bus, a network interface, and a memory. The Memory may include a Memory, such as a Random-Access Memory (RAM), and may further include a non-volatile Memory, such as at least 1 disk Memory. Of course, the electronic device may also include hardware required for other services.

The processor, the network interface, and the memory may be connected to each other via an internal bus, which may be an ISA (Industry Standard Architecture) bus, a PCI (peripheral component Interconnect) bus, an EISA (Extended Industry Standard Architecture) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one double-headed arrow is shown in FIG. 6, but that does not indicate only one bus or one type of bus.

And the memory is used for storing programs. In particular, the program may include program code comprising computer operating instructions. The memory may include both memory and non-volatile storage and provides instructions and data to the processor.

The processor reads the corresponding computer program from the nonvolatile memory into the memory and then runs the computer program to form the shared resource access control device on the logic level. The processor is used for executing the program stored in the memory and is specifically used for executing the following operations:

Alternatively, the following operations are performed:

determining whether to clear the target user based on the self-checkout result.

The method performed by the offline self-checkout apparatus according to the embodiment disclosed in fig. 2a to 5 of the present specification can be applied to or implemented by a processor. The processor may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method may be performed by integrated logic circuits of hardware in a processor or instructions in the form of software. The Processor may be a general-purpose Processor, including a Central Processing Unit (CPU), a Network Processor (NP), and the like; but also Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components. The various methods, steps and logic blocks disclosed in the embodiments of the present specification may be implemented or performed. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of a method disclosed in connection with the embodiments of the present specification may be embodied directly in a hardware decoding processor, or in a combination of hardware and software modules in the decoding processor. The software module may be located in ram, flash memory, rom, prom, or eprom, registers, etc. storage media as is well known in the art. The storage medium is located in a memory, and a processor reads information in the memory and completes the steps of the method in combination with hardware of the processor.

The electronic device may also execute the method of fig. 2a and implement the functions of the offline self-service settlement device in the embodiments shown in fig. 2a to fig. 5, which are not described herein again in this specification.

Of course, besides the software implementation, the electronic device of the embodiment of the present disclosure does not exclude other implementations, such as a logic device or a combination of software and hardware, and the like, that is, the execution subject of the following processing flow is not limited to each logic unit, and may also be hardware or a logic device.

Example four

This specification embodiment also proposes a computer-readable storage medium storing one or more programs, the one or more programs comprising instructions, which when executed by a portable electronic device comprising a plurality of application programs, are capable of causing the portable electronic device to perform the method of the embodiment shown in fig. 2a, and in particular for performing the following method:

Alternatively, the following operations are performed:

determining whether to clear the target user based on the self-checkout result.

EXAMPLE five

Referring to fig. 1a, a schematic structural diagram of an offline self-checkout system provided in an embodiment of the present disclosure is shown, where the system may include: self-checkout equipment 102, server-side equipment 104, and export verification equipment 106; wherein,

the self-service settlement equipment 102 obtains commodity information by scanning commodities selected by a target user; and performing self-service payment based on a payment request for the acquired commodity information initiated by the target user, and uploading settlement information of the target user to server-side equipment, wherein the settlement information at least comprises: payment information and an identity;

after the export verification equipment 106 acquires the biological characteristic information of the target user, sending the biological characteristic information to the server side equipment;

the server device 104 determines payment information of the target user based on the biometric information, and returns a self-service settlement result of the target user to the export verification device based on the payment information of the target user;

the exit verification device 106 determines whether to clear the target user based on the self-checkout result.

Optionally, the self-checkout apparatus 102 comprises: a self-service cash register terminal and a payment terminal;

the self-service cash register terminal can be used for acquiring commodity information by scanning commodities selected by a target user; sending a payment request to a payment terminal based on the acquired commodity information initiated by the target user;

the payment terminal can be used for carrying out self-service payment based on the payment request and returning settlement information of the target user to the self-service cash register terminal;

the self-service cash register terminal is also used for uploading the settlement information to server-side equipment.

Optionally, the self-checkout apparatus 102 comprises: a payment terminal;

the payment terminal may be configured to: acquiring commodity information by scanning commodities selected by a target user; and carrying out self-service payment based on a payment request aiming at the acquired commodity information initiated by the target user, and uploading the settlement information of the target user to a server-side device.

Fig. 7 is a schematic structural diagram of an offline self-checkout apparatus 700 according to an embodiment of the present disclosure. Referring to fig. 7, in one software implementation, an offline self-checkout apparatus 700 may include:

a receiving module 702, which receives settlement information of a target user; the settlement information is obtained by self-service payment of the self-service settlement equipment based on a payment request initiated by the target user, the payment request is initiated aiming at commodity information obtained by scanning commodities selected by the target user through the self-service settlement equipment, and the settlement information at least comprises: payment information and an identity;

the processing module 704 is used for determining the payment information of the target user based on the biological characteristic information of the target user collected by the export verification equipment and returning the self-service settlement result of the target user to the export verification equipment based on the payment information of the target user; wherein the self-settlement result is used to indicate whether the export verification device passes the target user.

Fig. 8 is a schematic structural diagram of an offline self-checkout apparatus 800 according to an embodiment of the present disclosure. Referring to fig. 8, in one software implementation, an offline self-checkout apparatus 800 may include:

the sending module 802 sends the biometric information to the server device after collecting the biometric information of the target user; the biometric information is used for the server side equipment to determine payment information of the target user, and a self-service settlement result of the target user is returned to the export verification equipment based on the payment information of the target user;

a processing module 804, which determines whether to pass the target user based on the self-settlement result.

Optionally, as an embodiment, the identity is obtained based on an account identity in the payment information of the target user. In particular, the identification may be obtained from the payment information by the receiving module 702 of the offline self-checkout apparatus 700.

Optionally, as another embodiment, the identity is obtained based on biometric information of the target user collected by the self-service settlement device. Specifically, the identification may be obtained from the connected biometric information collection device by the receiving module 702 of the offline self-checkout device 700.

In a specific implementation manner of the embodiment of the present specification, when the processing module 704 of the offline self-settlement apparatus 700 determines the payment information of the target user based on the biometric information, it is specifically configured to:

determining an identity of the target user based on the biometric information;

and determining the matched payment information of the target user based on the identification of the target user.

In a specific implementation manner of the embodiment of this specification, when the processing module 704 of the offline self-settlement apparatus 700 returns the self-settlement result of the target user to the export verification device based on the payment information of the target user, the processing module is specifically configured to:

and determining whether the target user completes self-service settlement or not based on the payment information of the target user, and returning a self-service settlement result of the target user to the export inspection equipment.

In a specific implementation manner of the embodiment of this specification, when the processing module 704 of the offline self-settlement apparatus 700 determines whether the target user completes self-settlement based on the payment information of the target user, it may specifically be configured to:

if the payment information of the target user contains unpaid information, determining that the target user does not finish self-settlement; and if the non-payment information does not exist in the payment information of the target user, determining that the target user completes self-service settlement.

In a specific implementation manner of the embodiment of this specification, the settlement information further includes: the commodity information of the commodity selected by the target user;

when the processing module 704 of the offline self-settlement apparatus 700 determines the matched payment information of the target user based on the identification of the target user, it may specifically be configured to:

and determining the matched payment information of the target user and the commodity information of the target user based on the identification of the target user. And the number of the first and second groups,

the processing module 704 of the offline self-settlement apparatus 700 may specifically be configured to, when determining whether the target user completes the self-settlement based on the payment information of the target user:

and checking the payment information of the target user based on the commodity information of the target user, and determining whether the target user completes self-service settlement based on a checking result.

In a specific implementation manner of the embodiment of this specification, when the processing module 704 of the offline self-service settlement apparatus 700 checks the payment information of the target user based on the commodity information of the target user, and determines whether the target user completes the self-service settlement based on a result of the check, the processing module may specifically be configured to:

calculating the payment amount of the commodity selected by the target user based on the commodity quantity and the commodity unit price in the commodity information of the target user; verifying the paid information in the payment information of the target user based on the payment amount; if the verification is passed, determining that the target user completes self-service settlement; otherwise, determining that the target user does not finish self-settlement.

when the processing module 704 of the offline self-settlement apparatus 700 determines the matched payment information of the target user based on the identification of the target user, the processing module is specifically configured to:

and determining matched payment information of the target user, commodity information of the target user and historical settlement information of the target user based on the identification of the target user. And the number of the first and second groups,

determining a settlement index of the target user based on the payment information of the target user, the commodity information of the target user and the historical settlement information of the target user, wherein the settlement index is used for evaluating the probability of the target user for executing self-settlement behaviors; and the server-side equipment determines whether the target user completes self-service settlement or not based on the settlement index.

In a specific implementation manner of the embodiment of the present specification, the historical settlement information includes at least one or a combination of the following information:

historical payment information and historical self-service settlement results of the target user are obtained from local server equipment;

historical payment information and historical self-service settlement results of the target user are acquired from other server-side equipment corresponding to other shopping places;

and credit rating information of the target user is acquired from a third-party credit evaluation institution.

In a specific implementation manner of the embodiment of the present specification, when the processing module 704 of the offline self-settlement apparatus 700 determines the settlement index of the target user based on the payment information of the target user, the commodity information of the target user, and the historical settlement information of the target user, it may specifically be configured to:

extracting first settlement data representing a settlement level at a local shopping place, second settlement data representing a settlement level at other shopping places, and credit data representing a credit level granted at a third-party credit evaluation agency, respectively, based on the payment information of the target user, the commodity information of the target user, and the historical settlement information of the target user; and inputting the first settlement data, the second settlement data and the credit data into a preset settlement index model to obtain the settlement index of the target user.

In a specific implementation manner of the embodiment of the present specification, when the processing module 704 of the offline self-settlement apparatus 700 determines whether the target user completes self-settlement based on the settlement index, it may specifically be configured to:

comparing the settlement index with a preset threshold; if the settlement index is larger than or equal to the preset threshold value, determining that the target user completes self-settlement; otherwise, determining that the target user does not finish self-settlement.

In a specific implementation manner of the embodiment of the present specification, when the processing module 804 of the offline self-settlement apparatus 800 determines whether to allow the target user based on the self-settlement result, it may be specifically configured to:

if the target user finishes self-service settlement, controlling to open intercepting equipment to pass the target user; otherwise, controlling the interception equipment to keep closed to intercept the target user.

if the target user completes self-settlement, not processing to pass the target user; otherwise, sending an interception prompt to alarm equipment to intercept the target user.

In a specific implementation manner of the embodiment of this specification, the settlement information further includes: a first weight of the target user collected by the entrance inspection equipment and a second weight of the target user carrying the commodity collected by the exit equipment;

the processing module 704 of the offline self-checkout apparatus 700 is further configured to:

determining commodity information, a first weight and a second weight of the target user based on the biological characteristic information; and determining whether to perform settlement verification on the target user based on the commodity information of the target user and the first weight and the second weight.

In a specific implementation manner of the embodiment of the present specification, the processing module 704 of the offline self-checkout apparatus 700, when determining whether to perform a checkout check on the target user based on the commodity information of the target user and the first weight and the second weight, may specifically be configured to:

determining the total weight of the commodities selected by the target user based on the quantity of the commodities and the weight of a single commodity in the commodity information of the target user; if the absolute value of the difference between the first weight and the second weight of the target user is larger than the total weight of the commodities selected by the target user, carrying out settlement check on the target user; otherwise, no processing is performed.

In a specific implementation manner of the embodiment of the present specification, the offline self-settlement apparatus 700 may further include: a marking module, configured to mark, after the processing module 704 returns the self-settlement result of the target user to the export verification device, the payment information and the self-settlement result of the local target user as historical payment information and historical self-settlement result, respectively.

It should be understood that the offline self-service settlement device in the embodiment of the present specification may also perform the method in fig. 2a to 5, and implement the corresponding functions of the offline self-service settlement device (or apparatus) in the embodiment shown in fig. 2a to 5, which are not described herein again.

In short, the above description is only a preferred embodiment of the present disclosure, and is not intended to limit the scope of the present disclosure. Any modification, equivalent replacement, improvement and the like made within the spirit and principle of the present specification shall be included in the protection scope of the present specification.

The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

Claims

1. An offline self-service settlement method comprises the following steps:

2. The method of claim 1, the self-checkout device comprising: a self-service cash register terminal and a payment terminal;

the self-service settlement equipment obtains commodity information by scanning commodities selected by a target user, and comprises the following steps:

the self-service cashier terminal obtains commodity information by scanning commodities selected by a target user;

the self-service settlement device carries out self-service payment based on the payment request for the acquired commodity information initiated by the target user and uploads the settlement information of the target user to the server side device, and the self-service settlement device comprises:

3. The method of claim 1, the self-checkout device comprising: a payment terminal;

the payment terminal obtains commodity information by scanning commodities selected by a target user;

and the payment terminal carries out self-service payment based on the payment request aiming at the acquired commodity information initiated by the target user and uploads the settlement information of the target user to the server side equipment.

4. The method of claim 1, wherein the identity is obtained based on an account identity in the payment information of the target user.

5. The method of claim 1, wherein the identification is obtained based on biometric information of the target user collected by the self-checkout device.

6. The method of any one of claims 1-5, wherein the server device determining payment information for the target user based on the biometric information comprises:

the server-side equipment determines the identity of the target user based on the biological characteristic information;

7. The method of claim 6, said settlement information further comprising: the commodity information of the commodity selected by the target user;

the server-side equipment determines matched payment information of the target user, commodity information of the target user and historical settlement information of the target user based on the identity of the target user;

the server side equipment returns the self-service settlement result of the target user to the export verification equipment based on the payment information of the target user, and the self-service settlement result comprises the following steps:

the server-side equipment determines a settlement index of the target user based on payment information of the target user, commodity information of the target user and historical settlement information of the target user, wherein the settlement index is used for evaluating the probability of the target user for executing self-service settlement behaviors;

the server-side equipment determines whether the target user completes self-service settlement or not based on the settlement index;

and the server-side equipment returns the self-service settlement result of the target user to the export inspection equipment.

8. The method of claim 7, wherein the historical settlement information comprises at least one or a combination of:

9. The method of claim 8, wherein the server device determines the settlement index of the target user based on the payment information of the target user, the commodity information of the target user and the historical settlement information of the target user, comprising:

the server side equipment respectively extracts first settlement data representing the settlement level in a local shopping place, second settlement data representing the settlement level in other shopping places and credit data representing the credit level granted to a third-party credit evaluation institution on the basis of the payment information of the target user, the commodity information of the target user and the historical settlement information of the target user;

and the server side equipment inputs the first settlement data, the second settlement data and the credit data into a preset settlement index model to obtain the settlement index of the target user.

10. The method of claim 8, wherein the server device determines whether the target user completes self-settlement based on the settlement index, comprising:

the server-side equipment compares the settlement index with a preset threshold;

otherwise, determining that the target user does not finish self-settlement.

11. The method of any one of claims 1-5, the exit inspection device determining whether to clear the target user based on the self-checkout result, comprising:

if the target user completes self-service settlement, the export inspection equipment controls to open interception equipment to pass the target user;

otherwise, the exit checking equipment controls the intercepting equipment to be kept closed so as to intercept the target user.

12. The method of any one of claims 1-5, the exit inspection device determining whether to clear the target user based on the self-checkout result, comprising:

if the target user completes self-checkout, the export verification device does not process to clear the target user;

otherwise, the exit inspection equipment sends an interception prompt to alarm equipment to intercept the target user.

13. The method of claim 7, said settlement information further comprising: a first weight of the target user collected by the entrance inspection equipment and a second weight of the target user carrying the commodity collected by the exit equipment;

the method further comprises the following steps:

the server-side equipment determines commodity information, a first weight and a second weight of the target user based on the biological characteristic information;

and the server side equipment determines whether to carry out settlement verification on the target user or not based on the commodity information of the target user, the first weight and the second weight.

14. The method as claimed in claim 13, wherein the determining, by the server device, whether to perform the settlement check on the target user based on the commodity information of the target user and the first weight and the second weight comprises:

the server-side equipment determines the total weight of the commodities selected by the target user based on the commodity quantity and the single commodity weight in the commodity information of the target user;

if the absolute value of the difference between the first weight and the second weight of the target user is larger than the total weight of the commodities selected by the target user, carrying out settlement check on the target user;

otherwise, no processing is performed.

15. The method of any one of claims 1-5, after the server device returns the self-checkout result of the target user to the export verification device, the method further comprising:

and the server side equipment marks the payment information and the self-service settlement result of the local target user as historical payment information and historical self-service settlement result respectively.

16. An offline self-service settlement method comprises the following steps:

17. An offline self-service settlement method comprises the following steps:

18. An offline self-checkout system comprising: self-service settlement equipment, server-side equipment and export inspection equipment; wherein,

19. An offline self-checkout apparatus comprising:

20. An offline self-checkout apparatus comprising:

21. An electronic device, comprising:

a processor; and

22. An electronic device, comprising:

a processor; and

determining whether to clear the target user based on the self-checkout result.

23. A computer-readable storage medium storing one or more programs that, when executed by an electronic device including a plurality of application programs, cause the electronic device to:

24. A computer-readable storage medium storing one or more programs that, when executed by an electronic device including a plurality of application programs, cause the electronic device to:

determining whether to clear the target user based on the self-checkout result.