CN115497234A - Campus POS machine based on third-generation social security card and payment method thereof - Google Patents
Campus POS machine based on third-generation social security card and payment method thereof Download PDFInfo
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- CN115497234A CN115497234A CN202211075267.8A CN202211075267A CN115497234A CN 115497234 A CN115497234 A CN 115497234A CN 202211075267 A CN202211075267 A CN 202211075267A CN 115497234 A CN115497234 A CN 115497234A
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- 238000000034 method Methods 0.000 title claims abstract description 63
- 238000012545 processing Methods 0.000 claims abstract description 31
- 238000004891 communication Methods 0.000 claims abstract description 24
- 230000005540 biological transmission Effects 0.000 claims abstract description 7
- 230000003993 interaction Effects 0.000 claims abstract description 7
- 230000002093 peripheral effect Effects 0.000 claims description 6
- 239000002131 composite material Substances 0.000 claims description 5
- 238000013500 data storage Methods 0.000 claims description 3
- 230000009977 dual effect Effects 0.000 claims description 2
- 230000006870 function Effects 0.000 abstract description 11
- 238000012795 verification Methods 0.000 abstract description 3
- 238000010586 diagram Methods 0.000 description 5
- 238000005516 engineering process Methods 0.000 description 3
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000002457 bidirectional effect Effects 0.000 description 1
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- 238000011161 development Methods 0.000 description 1
- 230000002452 interceptive effect Effects 0.000 description 1
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0018—Constructional details, e.g. of drawer, printing means, input means
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
- G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
- G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
- G07G1/0081—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being a portable scanner or data reader
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
- G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
- G07G1/009—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being an RFID reader
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
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- General Physics & Mathematics (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses a campus POS machine based on a third generation social security card and a payment method thereof, wherein the campus POS machine comprises a data acquisition end, a data processing end and an interaction end, wherein the data processing end comprises a central processing unit and a wireless communication module, the central processing unit is used for processing identity authentication data of an entity social security card and an electronic social security card, the central processing unit is used for carrying out local legality verification and legality verification when interacting with a platform, and the wireless communication module is used for carrying out wireless data transmission when the POS machine interacts with the platform. The method is used for quickly identifying the third-generation social security card, and can complete the identity identification and payment functions of the third-generation social security card in a campus scene by using the existing information in the third-generation social security card without extra card issuing operation; meanwhile, the payment method allows the user to freely switch the application function of the payment terminal in the third-generation social security card, and can use the social security application function, the UnionPay dual-exemption function and even the M1 card function of the social security card.
Description
Technical Field
The invention relates to the technical field of payment of POS machines, in particular to a campus POS machine based on a third-generation social security card and a payment method thereof.
Background
The wireless radio frequency identification technology is one of automatic identification technologies, carries out non-contact bidirectional data communication in a wireless radio frequency mode, and reads and writes a recording medium (an electronic tag or a radio frequency card) in the wireless radio frequency mode so as to achieve the aims of identifying a target and exchanging data, and is considered to be one of the information technologies with the most development potential in the 21 st century; at present, the application of the all-purpose card of the third generation social security card is widely popularized by the country, and particularly relates to the field of education, identity recognition, payment and fund release of the third generation social security card in a campus scene.
However, the existing campus POS machine and payment method thereof still have several disadvantages (the flow of the existing technical solution is as shown in fig. 6 and fig. 7 of the specification): first, not paying third generation social security card; secondly, the third generation social security card is used as an M1 card, the card sending platform of the one-card manufacturer is connected with an M1 card reader in advance, custom key information and personnel information are written into the M1 area of the third generation social security card, meanwhile, the key information and the personnel information are issued to the POS machine through the platform, when a user swipes the card on the POS machine for use, the POS machine senses the M1 card through the RFID module, then the locally stored key information and the locally stored personnel information are matched, and local legality verification is completed after the matching is successful; third, the key information and the personnel information of the one-card manufacturer cannot be used commonly, and after the one-card manufacturer is changed, the third-generation social security card cannot be reused. Meanwhile, the data security and reliability of the M1 area cannot be guaranteed.
Disclosure of Invention
The invention aims to: in order to solve the technical defects existing in the prior art in the description contents, the campus POS machine based on the third generation social security card and the payment method thereof are provided.
In order to achieve the purpose, the invention adopts the following technical scheme:
a campus POS machine based on a third generation social security card comprises a data acquisition end, a data processing end and an interaction end, wherein the data processing end comprises a central processing unit, a wireless communication module, a wired communication module and a memory, the central processing unit is used for processing identity authentication data of an entity social security card and an electronic social security card and comprises local legality check and legality check when the data processing end interacts with a platform, the wireless communication module is used for wireless data transmission when the POS machine interacts with the platform, the wired communication module is used for wired data transmission when the POS machine interacts with the platform, the memory is used for data storage of a payment terminal, and output ends of the wireless communication module, the wired communication module and the memory are electrically connected with an input end of a central control processor;
the data acquisition end comprises a code scanning module for sensing the electronic social security card and reading all information of the electronic social security card, a RFID module for sensing the entity social security card by a POS machine and reading necessary information for identity authentication in the entity social security card, and a security chip for isolating a business processing module from an information acquisition module, wherein the RFID sensing data and the code scanning data are transmitted and stored safely to ensure the security and integrity of the data of the entity social security card and the electronic social security card;
the interaction end comprises an LCD, a USB, an SD, audio and other peripherals, and the output ends of the LCD, the USB, the SD, the audio and the other peripherals are respectively and electrically connected with the input end of the central processing unit.
As a further description of the above technical solution:
and a PSAM for safety control when the POS machine interacts with the entity social security card is electrically connected between the RFID module and the safety chip.
As a further description of the above technical solution:
the wireless communication module includes, but is not limited to, 4G, 5G, and WIFI.
As a further description of the above technical solution:
and the POS machine is provided with an SIM (subscriber identity module) for the POS machine to move in real time for network supply.
A campus POS machine payment method based on a third generation social security card comprises the following processes:
s1, after the social security card swiping starts, a payment terminal reads and writes local IC card priority configuration information, and when only an M1 card is supported, an M1 card transaction process is executed until the social security card swiping payment operation is finished;
s2, when the M1 card is not supported, the payment terminal judges whether the CPU card is supported or not, and when the CPU card is supported, the CPU card transaction process is executed until the social security card swiping payment operation is finished;
and S3, when the payment terminal judges that the IC card does not support the M1 card or the CPU card, executing an M1+ CPU card composite transaction process until the social security card swiping payment operation is finished.
A campus POS machine payment method based on a third generation social security card comprises the following M1 card transaction flow:
s4, after the payment terminal reads and writes the priority configuration information of the local IC card in the S1, checking the M1 region secret key, and when the check is not passed, finishing the card swiping payment operation of the social security card;
and S5, when the M1 region secret key is verified to pass, reading and writing the M1 region data, matching a local white list, finally executing a deduction process, and finishing the operation of swiping the social security card for payment.
A campus POS machine payment method based on a third generation social security card comprises the following CPU card transaction flow:
s6, when the payment terminal judges that the CPU card is supported in S2, reading and writing the priority configuration information of the local CPU card, and when the social security card is prior, executing the transaction process of the social security card until the transaction process of the CPU card is finished;
s7, when the social security card does not have priority, reading and writing the UnionPay double-exempt priority configuration information, and when the UnionPay double-exempt priority is given, executing a UnionPay double-exempt transaction process until the CPU card transaction process is finished;
and S8, when the UnionPay exemption does not take precedence, executing an industry CPU card transaction process until the CPU card transaction process is finished.
A campus POS machine payment method based on a third generation social security card is characterized in that an M1+ CPU card composite transaction flow is as follows:
s9, after the social security card identification process is started, selecting a social security system environment, selecting a card issuing mechanism data file when the social security card identification process is successfully selected, reading a social security card number and an identification code when the card issuing mechanism data file is also successfully selected, and completing the social security card deduction process when the data is successfully read again;
and S10, when the social security system environment is selected, the data file of the card issuing mechanism is selected, or the social security card number and the identification code are not read successfully, executing a UnionPay exemption and industry CPU card process.
In summary, due to the adoption of the technical scheme, the invention has the beneficial effects that:
1. the method is used for quickly identifying the third-generation social security card, and can complete the identity identification and payment functions of the third-generation social security card in a campus scene by using the existing information in the third-generation social security card without extra card issuing operation; meanwhile, the payment method allows the user to freely switch the application function of the payment terminal in the third-generation social security card, and can use the social security application function, the UnionPay dual-exemption function and even the M1 card function of the social security card.
2. According to the invention, the existing key information of the third-generation social security card is fully mined, the identity recognition and payment functions of the third-generation social security card in a campus scene can be realized without secondary card issuing, and the quick recognition and seamless connection transaction of multiple types of IC cards such as an M1 card, an industry CPU card, a union pay card, the third-generation social security card and the like can be realized by only one card swiping.
Drawings
Fig. 1 is a hardware architecture diagram of a payment terminal of a campus POS machine based on a third generation social security card according to the present invention;
FIG. 2 is a diagram of a software architecture of a campus POS machine compatible with a third generation social security card;
FIG. 3 is a summary of the payment process of the present invention;
FIG. 4 is a payment flow diagram of the present invention;
FIG. 5 is a flow of social security card transactions based on a third generation social security card;
FIG. 6 is a block diagram illustrating a process of a payment terminal not supporting a third generation social security card in the prior art;
fig. 7 is a block diagram illustrating a process of processing a third-generation social security card by a payment terminal in the manner of an M1 card in the prior art.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1-5, the present invention provides a technical solution: a campus POS machine based on a third generation social security card comprises a data acquisition end, a data processing end and an interaction end, wherein the data processing end comprises a central processing unit, a wireless communication module, a wired communication module and a memory, the central processing unit is used for processing identity authentication data of an entity social security card and an electronic social security card and comprises local legality check and legality check when the data processing end interacts with a platform, the wireless communication module is used for wireless data transmission when the POS machine interacts with the platform, the wired communication module is used for wired data transmission when the POS machine interacts with the platform, the memory is used for data storage of a payment terminal, and output ends of the wireless communication module, the wired communication module and the memory are electrically connected with an input end of a central control processor;
the data acquisition end comprises a code scanning module for sensing the electronic social security card and reading all information of the electronic social security card, a RFID module for sensing the entity social security card by a POS machine and reading necessary information for identity authentication in the entity social security card, and a security chip for isolating the business processing module from the information acquisition module, wherein the code scanning module and the output end of the RFID module are electrically connected with the input end of the security chip, and the output end of the security chip is electrically connected with the input end of the central processing unit;
the interactive end comprises an LCD, a USB, an SD, audio and other peripherals, and the output ends of the LCD, the USB, the SD, the audio and the other peripherals are respectively and electrically connected with the input end of the central processing unit.
Specifically, as shown in fig. 1, an electrically connected PSAM for security control when the POS machine interacts with the entity social security card is connected between the RFID module and the security chip, the wireless communication module includes but is not limited to 4G, 5G and WIFI, and the POS machine is provided with a SIM for the POS machine to move in real time for network access.
Specifically, as shown in fig. 2, the POS interacts with the social security card to form transaction data, and the transaction data is transmitted to etsservuices through a network, and the etsservuices is mainly used for data interaction and authentication between the social security card and the social security data, executes local wallet transaction, and finally transmits the transaction data back to the POS terminal.
Specifically, as shown in fig. 1 to 7, the payment method of the campus POS machine based on the third generation social security card includes the following steps:
s1, after a social security card is swiped, a payment terminal reads and writes local IC card priority configuration information, and when only an M1 card is supported, an M1 card transaction process is executed until the social security card swiping payment operation is finished;
s2, when the M1 card is not supported, the payment terminal judges whether the CPU card is supported or not, and when the CPU card is supported, the CPU card transaction process is executed until the social security card swiping payment operation is finished;
s3, when the payment terminal judges that the IC card does not support the M1 card or the CPU card, executing an M1+ CPU card composite transaction process until the social security card swiping payment operation is finished;
s4, after the payment terminal reads and writes the priority configuration information of the local IC card in the S1, checking the M1 region secret key, and when the check is not passed, finishing the card swiping payment operation of the social security card;
s5, when the M1 region secret key is checked to pass, reading and writing M1 region data, matching a local white list, and finally executing a money deduction process, wherein the social security card swiping payment operation is finished;
s6, when the payment terminal judges that the CPU card is supported in S2, reading and writing the priority configuration information of the local CPU card, and when the social security card is prior, executing the transaction process of the social security card until the transaction process of the CPU card is finished;
s7, when the social security card does not have priority, reading and writing the UnionPay double-exempt priority configuration information, and when the UnionPay double-exempt priority is given, executing a UnionPay double-exempt transaction process until the CPU card transaction process is finished;
s8, when the UnionPay dual exemption is not preferred, executing an industry CPU card transaction process until the CPU card transaction process is finished;
s9, after the social security card identification process is started, selecting a social security system environment, selecting a card issuing mechanism data file when the selection is successful, reading the social security card number and the identification code when the card issuing mechanism data file is also selected, and finishing the social security card deduction process when the data is read again successfully;
and S10, executing a Unionpay dual-exempt and industry CPU card process when the social security system environment is selected, the card issuing institution data file is selected, or the social security card number and the identification code are not read successfully.
The above description is only for the preferred embodiment of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art should be considered to be within the technical scope of the present invention, and the technical solutions and the inventive concepts thereof according to the present invention should be equivalent or changed within the scope of the present invention.
Claims (8)
1. A campus POS machine based on a third generation social security card comprises a data acquisition end, a data processing end and an interaction end, and is characterized in that the data processing end comprises a central processing unit, a wireless communication module, a wired communication module and a memory, wherein the central processing unit is used for processing identity authentication data of an entity social security card and an electronic social security card and comprises local legality check and legality check when interacting with a platform, the wireless communication module is used for wireless data transmission when the POS machine interacts with the platform, the wired communication module is used for wired data transmission when the POS machine interacts with the platform, the memory is used for data storage of a payment terminal, and output ends of the wireless communication module, the wired communication module and the memory are electrically connected with an input end of the central control processor;
the data acquisition end comprises a code scanning module for sensing the electronic social security card and reading all information of the electronic social security card, a RFID module for sensing the entity social security card by a POS machine and reading necessary information for identity authentication in the entity social security card, and a safety chip for isolating a business processing module and an information acquisition module, wherein the RFID sensing data and the code scanning data are safely transmitted and stored to ensure the safety and integrity of the data of the entity social security card and the electronic social security card;
the interaction end comprises an LCD, a USB, an SD, audio and other peripherals, and the output ends of the LCD, the USB, the SD, the audio and the other peripherals are respectively and electrically connected with the input end of the central processing unit.
2. The third-generation social security card-based campus POS machine according to claim 1, wherein a PSAM for security control when the POS machine interacts with an entity social security card is electrically connected between the RFID module and the security chip.
3. The third-generation social security card-based campus POS machine of claim 2, wherein the wireless communication module comprises but is not limited to 4G, 5G and WIFI.
4. The third-generation social security card-based campus POS machine according to claim 3, wherein a SIM for POS machine real-time mobile network supply is installed on the POS machine.
5. The payment method of the campus POS machine based on the third generation social security card as claimed in claim 1, comprising the following steps:
s1, after the social security card swiping starts, a payment terminal reads and writes local IC card priority configuration information, and when only an M1 card is supported, an M1 card transaction process is executed until the social security card swiping payment operation is finished;
s2, when the M1 card is not supported, the payment terminal judges whether the CPU card is supported, and when the CPU card is supported, the CPU card transaction process is executed until the social security card swiping payment operation is finished;
and S3, when the payment terminal judges that the IC card does not support the M1 card or the CPU card, executing an M1+ CPU card composite transaction process until the social security card swiping payment operation is finished.
6. The payment method of the campus POS machine based on the third generation social security card as claimed in claim 5, wherein the M1 card transaction flow is as follows:
s4, after the payment terminal reads and writes the priority configuration information of the local IC card in S1, checking the M1 region secret key, and when the checking is not passed, finishing the card swiping payment operation of the social security card;
and S5, when the M1 region secret key is verified to pass, reading and writing the M1 region data, matching a local white list, finally executing a deduction process, and finishing the operation of swiping the social security card for payment.
7. The payment method of the campus POS machine based on the third generation social security card as claimed in claim 6, wherein the CPU card transaction flow is as follows:
s6, when the payment terminal judges that the CPU card is supported in S2, reading and writing the priority configuration information of the local CPU card, and when the social security card is prior, executing the transaction process of the social security card until the transaction process of the CPU card is finished;
s7, when the social security card does not have priority, reading and writing the UnionPay double-exemption priority configuration information, and when the UnionPay double-exemption priority is given, executing a UnionPay double-exemption transaction process until the CPU card transaction process is finished;
and S8, when the UnionPay dual exemption is not preferred, executing an industry CPU card transaction process until the CPU card transaction process is finished.
8. The payment method for campus POS machine based on third generation social security card as claimed in claim 7, wherein the M1+ CPU card composite transaction flow is as follows:
s9, after the social security card identification process is started, selecting a social security system environment, selecting a card issuing mechanism data file when the selection is successful, reading the social security card number and the identification code when the card issuing mechanism data file is also selected, and finishing the social security card deduction process when the data is read again successfully;
and S10, executing a Unionpay dual-exempt and industry CPU card process when the social security system environment is selected, the card issuing institution data file is selected, or the social security card number and the identification code are not read successfully.
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| CN202211075267.8A CN115497234A (en) | 2022-09-04 | 2022-09-04 | Campus POS machine based on third-generation social security card and payment method thereof |
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Application publication date: 20221220 |