CN115115371A - Risk reminder method, device, computer equipment and medium - Google Patents

Abstract

The embodiment of the application discloses a risk reminding method, a risk reminding device, computer equipment and a medium, and belongs to the technical field of computers. The method comprises the following steps: the resource transfer method comprises the steps of displaying a resource transfer interface, responding to confirmation operation in the resource transfer interface, displaying a risk reminding message under the condition that the resource transfer is not carried out, responding to viewing operation of the risk reminding message, playing a risk reminding video in the risk reminding interface, responding to re-confirmation operation in the re-displayed resource transfer interface after the risk reminding video is played, and carrying out resource transfer according to resource transfer data. The embodiment of the application provides a risk reminding mode, when resource transfer is carried out, risk reminding is carried out by playing a risk reminding video, reminding in a character form is not needed, a reminding effect is improved, resource transfer is carried out under the condition that a user confirms risks, and therefore safety of resource transfer is guaranteed.

Description

Risk reminder method, device, computer equipment and medium

technical field

The embodiments of the present application relate to the field of computer technologies, and in particular, to a risk reminder method, apparatus, computer equipment, and medium.

Background technique

With the development of computer technology, the application of electronic payment is more and more extensive. Considering that there may be payment risks in the process of electronic payment, a risk reminder method is provided in the related art, and the risk reminder message is displayed in the form of text during electronic payment, and the user can view the risk reminder message in the text form to learn. Possible risks in the current payment process. However, since the risk reminder message is displayed in the form of text, it is very easy to cause a situation that the user does not want to read or understand, and the reminder effect is poor.

SUMMARY OF THE INVENTION

The embodiments of the present application provide a risk reminder method, device, computer equipment and medium, which can improve the reminder effect. The technical solution is as follows:

In one aspect, a risk alerting method is provided, the method comprising:

displaying a resource transfer interface, the resource transfer interface includes resource transfer data, and the resource transfer interface is used to confirm the resource transfer according to the resource transfer data;

In response to the confirmation operation in the resource transfer interface, displaying a risk reminder message when the resource transfer is not performed;

In response to the viewing operation of the risk reminder message, play the risk reminder video in the risk reminder interface;

After the risk reminder video is played, in response to a re-confirmation operation in the redisplayed resource transfer interface, the resource transfer is performed according to the resource transfer data.

In a possible implementation manner, the risk reminder message includes a video playback entry, and the risk reminder video is played in the risk reminder interface in response to a viewing operation on the risk reminder message, including:

In response to a triggering operation on the video playback entry, the risk reminder video is played in the risk reminder interface.

In another possible implementation manner, the risk reminder message is used to remind the risk type corresponding to the resource transfer data, and the risk reminder is played in the risk reminder interface in response to the viewing operation of the risk reminder message Videos, including:

In response to the viewing operation of the risk reminder message, a risk reminder video matching the risk type corresponding to the resource transfer data is played in the risk reminder interface.

In another possible implementation, in response to the operation of viewing the risk reminder message, playing a risk reminder video matching the risk type corresponding to the resource transfer data in the risk reminder interface, including:

In response to the viewing operation of the risk reminder message, a video acquisition request is sent to the server, the video acquisition request carries the risk type, the server is used to query the risk reminder video matching the risk type, and returns the Risk reminder video;

The risk reminder video sent by the server is received, and the risk reminder video is played in the risk reminder interface.

In another possible implementation manner, the risk reminder message includes a video playback entry, the video playback entry is associated with a video identifier of the risk reminder video, and in response to a viewing operation of the risk reminder message, Play risk reminder videos in the risk reminder interface, including:

In response to the triggering operation on the video playback entry, a video acquisition request is sent to the server, the video acquisition request carries the video identifier associated with the video playback entry, and the server is used to query the corresponding video identifier. The risk reminder video is returned to the risk reminder video;

The risk reminder video sent by the server is received, and the risk reminder video is played in the risk reminder interface.

In another possible implementation manner, in response to the confirmation operation in the resource transfer interface, displaying a risk reminder message when the resource transfer is not performed, including:

In response to the confirmation operation in the resource transfer interface, send a second resource transfer request carrying the resource transfer data to the server, where the server is configured to transfer the resource data to the resource without performing the resource transfer Perform risk detection, obtain a risk type, and return the risk reminder message matching the risk type;

The risk reminder message sent by the server is received, and the risk reminder message is displayed.

In another aspect, a risk alerting method is provided, the method comprising:

Receive a second resource transfer request sent by the terminal, where the second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in the resource transfer interface, and the resource The transfer interface includes the resource transfer data, and the resource transfer interface is used to confirm that the resource transfer is performed according to the resource transfer data;

In the case of no resource transfer, performing risk detection on the resource transfer data to obtain a risk type corresponding to the resource transfer data;

A risk reminder video matching the risk type is sent to the terminal, and the terminal plays the risk reminder video in the risk reminder interface.

In a possible implementation manner, the resource transfer data includes an identifier of the transferee; and in the case of no resource transfer, risk detection is performed on the resource transfer data to obtain a risk type corresponding to the resource transfer data ,include:

query the historical operation record of the identity of the transfer-in party;

Perform risk detection on the resource transfer data according to the historical operation record identified by the transfer party to obtain the risk type.

In another possible implementation manner, the risk detection is performed on the resource transfer data according to the historical operation record identified by the transfer party to obtain the risk type, including:

The risk detection model is invoked, and risk detection is performed on the resource transfer data according to the historical operation record identified by the transfer party to obtain the risk type.

In another possible implementation manner, the sending a risk reminder video that matches the risk type to the terminal, and the terminal plays the risk reminder video in a risk reminder interface, including:

sending a risk reminder message matching the risk type to the terminal, and the terminal displays the risk reminder message in the resource transfer interface;

receiving a video acquisition request sent by the terminal, where the video acquisition request carries the risk type, and the video acquisition request is sent by the terminal in response to a viewing operation of the risk reminder message;

In response to the video acquisition request, the risk reminder video matching the risk type is sent to the terminal, and the terminal plays the risk reminder video in the risk reminder interface.

In another possible implementation manner, the sending the risk reminder video matching the risk type to the terminal includes:

According to the resource transfer data, the risk reminder video is updated to obtain the updated risk reminder video;

Send the updated risk reminder video to the terminal.

In another possible implementation, the risk reminder video is updated according to the resource transfer data to obtain an updated risk reminder video, including:

From the resource transfer data, extract the target keyword matching the risk reminder video;

Perform voice conversion on the target keyword to obtain the corresponding voice information of the target keyword;

The voice information is added to the risk reminder video to obtain the updated risk reminder video.

In another possible implementation, the adding the voice information to the risk reminder video to obtain the updated risk reminder video includes:

The voice information is added to the voice filling position of the risk reminder video to obtain the updated risk reminder video.

In another possible implementation manner, after the sending a risk reminder video matching the risk type to the terminal, the method further includes:

Receive a first resource transfer request sent by the terminal, the first resource transfer request is sent by the terminal in response to a re-confirmation operation in the resource transfer interface, and the first resource transfer request carries the Resource transfer data and risk confirmation messages;

In the case that the first resource transfer request carries the risk confirmation message, the resource transfer is performed according to the resource transfer data.

In another aspect, a risk reminder device is provided, the device comprising:

a display module, configured to display a resource transfer interface, where the resource transfer interface includes resource transfer data, and the resource transfer interface is used to confirm that the resource transfer is performed according to the resource transfer data;

The display module is further configured to display a risk reminder message when the resource transfer is not performed in response to the confirmation operation in the resource transfer interface;

a playback module, configured to play the risk reminder video in the risk reminder interface in response to the viewing operation of the risk reminder message;

A sending module, configured to perform resource transfer according to the resource transfer data in response to a re-confirmation operation in the redisplayed resource transfer interface after playing the risk reminder video.

In a possible implementation, the playback module includes:

a playing unit, configured to play the risk reminder video in the risk reminder interface, and display a confirmation control, where the confirmation control is used to confirm viewing of the video content in the risk reminder video;

A display unit, configured to redisplay the resource transfer interface in response to a triggering operation on the confirmation control.

In another possible implementation, the playing unit is configured to play the risk reminder video in the risk reminder interface, and display risk reminder information and the confirmation control, where the risk reminder information is used to describe the risk reminder information. the video content in the above risk warning video.

In another possible implementation, the playing unit is configured to play the risk reminder video in the risk reminder interface, and display the risk reminder information, the confirmation control and the selection control, and the selection control Used to confirm the risk warning information;

The display unit is configured to redisplay the resource transfer interface in response to a triggering operation on the confirmation control when the selection control is selected.

In another possible implementation, the playing unit is configured to play the risk reminder video in the risk reminder interface, and display the confirmation control and an information input area, where the information input area is used to indicate input the information indicated in the risk alert video;

The display unit is configured to verify the input information in the information input area in response to the triggering operation of the confirmation control; after the verification of the input information is passed, redisplay the resource transfer interface.

In another possible implementation manner, the risk reminder video includes multiple video clips, and the playback module includes:

a playing unit, configured to play the first video clip in the risk reminder interface, and display a first confirmation control, where the first confirmation control is used to confirm viewing of the video content in the first video clip;

The playing unit is further configured to play a second video clip in the risk reminder interface in response to a triggering operation on the first confirmation control;

The first video clip is any video clip in the risk warning video, and the second video clip is a video clip associated with the first video clip.

In another possible implementation, the playing unit is configured to play the first video clip in the risk reminder interface, and display first risk reminder information and the first confirmation control, the first The risk prompt information is used to describe the video content in the first video segment.

In another possible implementation, the playing unit is configured to play the first video clip in the risk reminder interface, and display the first risk reminder information, the first confirmation control and the first a selection control, the first selection control is used to confirm the first risk prompt information;

The playing unit is further configured to play a second video clip in the risk reminder interface in response to a triggering operation on the first confirmation control when the first selection control is selected.

In another possible implementation, the playing unit is configured to play the first video clip on the risk reminder interface, and display the first confirmation control and a first information input area, where the first information is input The area is used to indicate the information indicated by the input of the first video segment;

The playback unit is further configured to verify the input information in the first information input area in response to the triggering operation of the first confirmation control; after the verification of the input information is passed, the risk reminder The second video clip is played in the interface, and the second video clip is a video clip associated with the first video clip and used for playing when the verification is passed.

In another possible implementation,

The playback module is further configured to verify the input information fails, and play a third video clip in the risk reminder interface, where the third video clip is associated with the first video clip and is used when the verification fails. video clips that are played.

In another possible implementation,

The display module is further configured to redisplay the resource transfer interface in response to a triggering operation of the confirmation control corresponding to the target video clip in the risk reminder video.

In another possible implementation manner, the playback unit is further configured to, in response to a triggering operation on the first confirmation control, perform a start time point of the second video clip associated with the first confirmation control according to the first confirmation control , and play the second video clip in the risk reminder interface.

In another possible implementation manner, the sending module is configured to, in response to a re-confirmation operation in the redisplayed resource transfer interface, send the first resource carrying the resource transfer data and the risk confirmation message to the server A transfer request, where the server is configured to perform resource transfer according to the resource transfer data when the first resource transfer request carries the risk confirmation message.

In another possible implementation, the risk reminder message includes a video playback entry, and the playback module is configured to play the risk reminder in the risk reminder interface in response to a viewing operation on the video playback entry video.

In another possible implementation manner, the risk reminder message is used to remind the risk type corresponding to the resource transfer data, and the playing module is configured to, in response to the operation of viewing the risk reminder message, display the risk reminder message in the risk reminder message. A risk reminder video matching the risk type corresponding to the resource transfer data is played in the interface.

In another possible implementation, the playback module includes:

A sending unit, configured to send a video acquisition request to a server in response to a viewing operation of the risk alert message, where the video acquisition request carries the risk type, and the server is configured to query the risk alert matching the risk type video, return the risk reminder video;

A receiving unit, configured to receive the risk reminder video sent by the server, and play the risk reminder video in the risk reminder interface.

In another possible implementation, the risk reminder message includes a video playback entry, the video playback entry is associated with a video identifier of the risk reminder video, and the playback module is configured to play the video in response to The triggering operation of the portal sends a video acquisition request to the server, the video acquisition request carries the video identifier associated with the video playback entry, and the server is used to query the risk reminder video corresponding to the video identifier, and returns the risk reminder video; receive the risk reminder video sent by the server, and play the risk reminder video in the risk reminder interface.

In another possible implementation manner, the resource transfer interface includes resource transfer data, and the display module is further configured to, in response to the confirmation operation in the resource transfer interface, send a message carrying the resource transfer to the server a second resource transfer request for data, the server is configured to perform risk detection on the resource transfer data without resource transfer, obtain a risk type, and return the risk reminder message matching the risk type; receiving The risk reminder message sent by the server displays the risk reminder message.

In another aspect, a risk reminder device is provided, the device comprising:

a receiving module, configured to receive a second resource transfer request sent by the terminal, where the second resource transfer request carries resource transfer data, and the second resource transfer request is sent by the terminal in response to a confirmation operation in the resource transfer interface The resource transfer interface includes the resource transfer data, and the resource transfer interface is used to confirm that the resource transfer is performed according to the resource transfer data;

a detection module, configured to perform risk detection on the resource transfer data when the resource transfer is not performed, and obtain a risk type corresponding to the resource transfer data;

A sending module, configured to send a risk reminder video matching the risk type to the terminal, and the terminal will play the risk reminder video in the risk reminder interface.

In a possible implementation manner, the resource transfer data includes a transfer party identifier; the detection module includes:

a query unit, used for querying the historical operation record of the transfer-in party identification;

A detection unit, configured to perform risk detection on the resource transfer data according to the historical operation record identified by the transfer party to obtain the risk type.

In another possible implementation manner, the detection unit is configured to invoke a risk detection model, and perform risk detection on the resource transfer data according to the historical operation record identified by the transfer party to obtain the risk type.

In another possible implementation, the sending module includes:

a sending unit, configured to send a risk reminder message matching the risk type to the terminal, and the terminal will display the risk reminder message in the resource transfer interface;

a receiving unit, configured to receive a video acquisition request sent by the terminal, where the video acquisition request carries the risk type, and the video acquisition request is sent by the terminal in response to a viewing operation of the risk reminder message;

The sending unit is further configured to, in response to the video acquisition request, send the risk reminder video matching the risk type to the terminal, and the terminal will play the risk reminder in the risk reminder interface video.

In another possible implementation, the sending unit is further configured to update the risk reminder video according to the resource transfer data to obtain an updated risk reminder video; send the updated risk reminder video to the terminal risk reminder video.

In another possible implementation, the sending unit is further configured to extract, from the resource transfer data, a target keyword that matches the risk reminder video; perform voice conversion on the target keyword to obtain the target keyword. The voice information corresponding to the target keyword is added; the voice information is added to the risk reminder video to obtain the updated risk reminder video.

In another possible implementation manner, the sending unit is further configured to add the voice information to the voice filling position of the risk reminder video to obtain the updated risk reminder video.

In another possible implementation,

The receiving module is further configured to receive a first resource transfer request sent by the terminal, where the first resource transfer request is sent by the terminal in response to a re-confirmation operation in the resource transfer interface, the The first resource transfer request carries the resource transfer data and the risk confirmation message;

A resource transfer module, configured to perform resource transfer according to the resource transfer data when the first resource transfer request carries the risk confirmation message.

In another aspect, a computer device is provided, the computer device includes a processor and a memory, the memory stores at least one computer program, the at least one computer program is loaded and executed by the processor to achieve the above The operations performed in the risk alert method described in the aspect.

In another aspect, a computer-readable storage medium is provided, in which at least one computer program is stored, the at least one computer program is loaded and executed by a processor to implement the risks described in the above aspects Action performed in the reminder method.

In yet another aspect, a computer program product or computer program is provided, the computer program product or computer program comprising computer program code stored in a computer-readable storage medium. The processor of the computer device reads the computer program code from the computer-readable storage medium, and the processor executes the computer program code, so that the computer device implements the operations performed in the risk alert method described in the above aspects.

The beneficial effects brought by the technical solutions provided in the embodiments of the present application include at least:

The method, device, computer equipment, and medium provided by the embodiments of the present application provide a video-based risk reminder method. During resource transfer, risk reminder is performed by playing the risk reminder video, and there is no need to carry out the risk reminder in the form of text. Reminder reduces resource loss caused by ignoring reminder messages in text form, enriches reminder styles, and improves reminder effect. In addition, only when the resource transfer is initiated again after watching the played risk reminder video, the resource transfer is performed according to the resource transfer data, so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the security of the resource transfer.

Description of drawings

In order to illustrate the technical solutions in the embodiments of the present application more clearly, the following briefly introduces the accompanying drawings that need to be used in the description of the embodiments. Obviously, the drawings in the following description are only some implementations of the embodiments of the present application. For example, for those of ordinary skill in the art, other drawings can also be obtained based on these drawings without any creative effort.

1 is a schematic structural diagram of an implementation environment provided by an embodiment of the present application;

2 is a flowchart of a risk reminder method provided by an embodiment of the present application;

3 is a flowchart of a risk reminder method provided by an embodiment of the present application;

4 is a flowchart of a risk reminder method provided by an embodiment of the present application;

5 is a schematic diagram of a displayed interface provided by an embodiment of the present application;

6 is a schematic diagram of a risk reminder video composition provided by an embodiment of the present application;

7 is a schematic diagram of a displayed interface provided by an embodiment of the present application;

8 is a flowchart of a risk reminder process provided by an embodiment of the present application;

9 is a flowchart of a resource transfer process provided by an embodiment of the present application;

10 is a schematic structural diagram of a risk reminder device provided by an embodiment of the present application;

11 is a schematic structural diagram of a risk reminder device provided by an embodiment of the present application;

12 is a schematic structural diagram of a risk reminder device provided by an embodiment of the present application;

13 is a schematic structural diagram of a risk reminder device provided by an embodiment of the present application;

FIG. 14 is a schematic structural diagram of a terminal provided by an embodiment of the present application;

FIG. 15 is a schematic structural diagram of a server provided by an embodiment of the present application.

Detailed ways

In order to make the objectives, technical solutions and advantages of the embodiments of the present application more clear, the embodiments of the present application will be further described in detail below with reference to the accompanying drawings.

The terms "first", "second", etc. used in this application may be used herein to describe various concepts, but these concepts are not limited by these terms unless otherwise specified. These terms are only used to distinguish one concept from another. For example, without departing from the scope of this application, the first instructional video could be referred to as the second instructional video, and similarly, the second instructional video could be referred to as the first instructional video.

As used in this application, the terms "at least one", "plurality", "each" and "any", at least one includes one, two or more, multiple includes two or more, and each Each refers to each of the corresponding plurality, and any refers to any one of the plurality. For example, the plurality of guide video clips include 3 guide video clips, and each refers to each of the three guide video clips, and any refers to any one of the three guide video clips, It could be the first, or it could be the second, or it could be the third.

The function guidance method provided by the embodiment of the present application can be applied to a computer device. Optionally, the computer device is a terminal or a server. Optionally, the server is an independent physical server, or a server cluster or a distributed system composed of multiple physical servers, or provides cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, Cloud servers for cloud communications, middleware services, domain name services, security services, CDN (Content Delivery Network), and basic cloud computing services such as big data and artificial intelligence platforms. Optionally, the terminal is a smart phone, a tablet computer, a notebook computer, a desktop computer, a smart speaker, a smart watch, and the like.

FIG. 1 is a schematic diagram of an implementation environment provided by an embodiment of the present application. Referring to FIG. 1 , the implementation environment includes a terminal 101 and a server 102 . The terminal 101 and the server 102 are connected through a wireless or wired network. A target application provided by the server 102 is installed on the terminal 101, and the terminal 101 can realize functions such as resource transfer and message interaction through the target application. Optionally, the target application is a target application in the operating system of the terminal 101 or a target application provided by a third party. For example, the target application is an instant messaging application, which has an instant messaging function. Of course, the instant messaging application can also have other functions, such as a review function, a shopping function, a navigation function, and a resource transfer function. Optionally, the server 102 is a background server of the target application or a cloud server that provides services such as cloud computing and cloud storage.

Optionally, the terminal 101 is configured to log in to the target application based on the user ID, and send a resource transfer request carrying resource transfer data to the server 102 through the target application, and the server 102 is configured to receive the resource transfer request sent by the terminal 101, and the resource transfer is not performed. Next, security detection is performed on the resource transfer data, and after the risk type corresponding to the resource transfer data is determined, a risk reminder message and a risk reminder video are provided to the terminal 101 . The server 102 is further configured to perform resource transfer according to the resource transfer data carried in the resource transfer request.

The methods provided in the embodiments of the present application can be used in various scenarios.

For example, in the payment risk reminder scenario:

The terminal logs in to the target application based on the user ID, selects the target user ID as the transfer party from the multiple users associated with the user ID, displays the resource transfer interface, and then adopts the risk reminder method provided by the embodiment of the present application, before the resource transfer is performed. In this case, the risk reminder message and the risk reminder video are used to remind the user that the current resource transfer data is at risk, thereby improving the risk reminder effect, and the resource transfer is initiated again when the user views the risk reminder video, according to the resource transfer data. Carry out resource transfer to ensure the security of resource transfer.

FIG. 2 is a flowchart of a risk reminder method provided by an embodiment of the present application, which is applied to a terminal. As shown in FIG. 2 , the method includes:

201. The terminal displays a resource transfer interface.

The source transfer interface includes resource transfer data, where the resource transfer data is data used for resource transfer, and the resource transfer interface is used to confirm that the resource transfer is performed according to the resource transfer data.

202. In response to the confirmation operation in the resource transfer interface, the terminal displays a risk reminder message when the resource transfer is not performed.

Among them, the risk reminder message is used to remind the risks that exist during resource transfer. In the absence of resource transfer, a risk alert message is displayed to avoid the problem of resource loss due to risk.

203. The terminal plays the risk reminder video in the risk reminder interface in response to the viewing operation of the risk reminder message.

Wherein, the risk reminder interface is an interface for performing risk reminders, and the risk reminder video is a video for reminding risks that exist during resource transfer. After detecting the viewing operation of the risk reminder message, the resource transfer interface is switched to the risk reminder interface, and the risk reminder video is played in the risk reminder interface to remind the user that the current resource transfer data is at risk.

204. After playing the risk reminder video, the terminal performs resource transfer according to the resource transfer data in response to the re-confirmation operation in the redisplayed resource transfer interface.

After playing the risk reminder video, the terminal switches from the risk reminder interface to the resource transfer interface again, and then detects the re-determination operation in the resource transfer interface, which means that it is used to confirm the risk of the resource transfer data. The resource transfer data in the resource transfer is performed.

The embodiment of the present application provides a video-based risk reminder method. During resource transfer, the risk reminder is played by playing the risk reminder video, and there is no need to remind in the form of text, which reduces the need for ignoring reminder messages in the form of text. The resulting loss of resources enriches the reminder style, thereby improving the reminder effect. In addition, only when the resource transfer is initiated again after watching the played risk reminder video, the resource transfer is performed according to the resource transfer data, so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the security of the resource transfer.

FIG. 3 is a flowchart of a risk alert method provided by an embodiment of the present application, which is applied to a server. As shown in FIG. 3 , the method includes:

301. The server receives a second resource transfer request sent by the terminal.

The second resource transfer request carries resource transfer data, and the second resource transfer request is sent by the terminal in response to a confirmation operation in the resource transfer interface, where the resource transfer interface includes resource transfer data, and the resource transfer data is used for Resource transfer data, and the resource transfer interface is used to confirm the resource transfer according to the resource transfer data.

302. The server performs risk detection on the resource transfer data when the resource transfer is not performed, and obtains a risk type corresponding to the resource transfer data.

The risk type is the type of the risk existing in the resource transfer data. In the case of no resource transfer, risk detection is performed on the resource transfer data to determine the risk type corresponding to the resource transfer document, so as to avoid the problem of resource loss caused by the presence of risks in the resource transfer data.

303. The server sends a risk reminder video matching the risk type to the terminal, and the terminal plays the risk reminder video on the risk reminder interface.

A risk reminder video matching the risk type is sent to the terminal, so that subsequent terminals play the risk reminder video to remind the risk type corresponding to the current resource transfer data.

The embodiment of the present application provides a video-based risk reminder method. During resource transfer, the risk reminder is played by playing the risk reminder video, and there is no need to remind in the form of text, which reduces the need for ignoring reminder messages in the form of text. The resulting loss of resources enriches the reminder style, thereby improving the reminder effect. In addition, only when the resource transfer is initiated again after watching the played risk reminder video, the resource transfer is performed according to the resource transfer data, so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the security of the resource transfer.

FIG. 4 is a flowchart of a risk reminder method provided by an embodiment of the present application. An interactive subject in the embodiment of the present application includes a terminal and a server. As shown in FIG. 4 , the method includes:

401. The terminal displays a resource transfer interface.

The resource transfer interface includes resource transfer data, where the resource transfer data is data used for resource transfer, and the resource transfer interface is used to confirm that the resource transfer is performed according to the resource transfer data. Optionally, a resource transfer request can be initiated in the resource transfer interface. For example, in the resource transfer interface, the resource transfer request initiated by the user 1 to transfer the resource to the user 2 can be confirmed.

In a possible implementation manner, the resource transfer data includes the identifier of the transfer-in party, the identifier of the transfer-out party, and the number of resources, the number of resources is used to indicate the number of resources to be transferred, the identifier of the transfer-in party is used to indicate the party that acquires the resources, and the transfer The outgoing party identifier is used to indicate the party that transferred out the resource. Optionally, the identification of the transfer-in party is the mobile phone number, bank card number, ID number, etc. of the transfer-in party, and the identification of the transfer-out party is the mobile phone number, bank card number, ID number, etc. of the transfer-out party.

Optionally, the resource transfer interface includes a first input area, a second input area and a third input area. Wherein, the first input area is used for inputting the identifier of the transfer-out party, the second input area is used for inputting the identifier of the transfer-in party, and the third input area is used for inputting the quantity of resource transfer. In the resource interface, the user can input the identifier of the transfer-out party, the identifier of the transfer-in party and the resource quantity in the first input area, the second input area and the third input area, respectively.

Optionally, if the target application is installed on the terminal, step 401 includes: the terminal logs in to the target application based on the identity of the transfer party, displays the main interface of the target page, and responds to the trigger operation of the resource transfer control in the main interface. , the resource transfer interface is displayed, and the resource transfer interface includes the first input area, the second input area and the third input area.

Optionally, if a target application is installed on the terminal, step 401 includes: the terminal logs in to the target application based on the identity of the transfer-out party, displays the main interface of the target page, and responds to the triggering operation on the resource transfer control in the main interface, displaying a list of associated identifiers, and in response to a triggering operation of the target user identifier in the list of associated identifiers, displaying the resource transfer interface, where the resource transfer interface includes the first input area, the second input area, and the third input area, And the identification of the transferring party is displayed in the first input area, and the identification of the target user is displayed in the second input area.

Wherein, the resource transfer control is used for initiating resource transfer, and the resource transfer control is associated with the association identification list. The associated identifier list includes multiple user identifiers associated with the transferer identifier, and the target user identifier is any one of the multiple user identifiers. When a triggering operation on the target user ID is detected, which means that resources need to be transferred to the target user ID, the target user ID is used as the transfer party ID. By selecting the transfer-in party identifier to display the resource transfer interface, the transfer-in party identifier and the transfer-out party identifier can be directly displayed in the resource transfer interface, without requiring the user to input again, which improves the convenience of operation.

In a possible implementation manner, the resource transfer data includes the resource transfer quantity and the transfer party identifier, and the resource transfer interface includes the transfer party identifier and the third input area. Wherein, the third input area is used to input the quantity of resources to be transferred.

Optionally, the terminal is installed with a target application, and step 401 includes: the terminal logs in to the target application based on the identification of the transfer-out party, triggers the operation of the identification of the transfer-in party, and displays a session interface with the identification of the transfer-in party, where the session interface includes: The resource transfer control, in response to the triggering operation of the resource transfer control, displays the resource transfer interface, and the resource transfer interface displays the transfer party identifier, the resource quantity input box and the confirmation control. Since the resource transfer interface is displayed after logging in to the target application based on the identity of the transfer-out party, when a trigger operation is subsequently performed on the confirmation control to initiate resource transfer, the resource transfer data obtained from the resource transfer interface includes the transfer-in party. ID, resource transfer quantity, and the ID of the currently logged-in transferer.

For example, the target application is an instant messaging application, after logging into the instant messaging application based on the user ID, the main interface of the instant messaging application is displayed, and in response to the triggering operation on "Friend 1", a conversation interface with "Friend 1" is displayed, The conversation interface is shown in the first figure in FIG. 5 . In the conversation interface, the current user can chat with "friend 1". In the user's trigger operation of the function display controls in the session interface, multiple function controls are displayed in the session interface, as shown in the second figure in Figure 5, the multiple function controls include photo controls, shooting controls and transfer. Control, when the user triggers the transfer control, the resource transfer interface is displayed. The resource transfer interface is shown in the third figure in Figure 5. The resource transfer interface includes "Friend 1", the third input area and the transfer control. , the current user can input the quantity of resources to be transferred in the third input area, and can subsequently click on the transfer control to initiate a resource transfer request.

402. The terminal sends a second resource transfer request carrying resource transfer data to the server in response to the confirmation operation in the resource transfer interface.

The confirmation operation in the resource transfer interface means that the resource transfer data included in the resource transfer interface is confirmed to be transferred, and the second resource transfer request is sent to the server, so that the server can perform resource transfer according to the second resource transfer request. .

In a possible implementation manner, the resource transfer interface includes a confirmation control, and step 402 includes: in response to a triggering operation of the confirmation control, sending a second resource transfer request carrying the resource transfer data to the server.

Optionally, in response to the triggering operation of the confirmation control, the resource transfer data in the resource transfer interface is acquired, and a second resource transfer request carrying the resource transfer data is sent to the server. For example, the resource transfer interface includes an input area for resource transfer data, the user inputs the resource transfer data in the input area, when clicking the confirmation control, the resource transfer data input in the input area is obtained, and the resource is sent to the server to carry the resource. The first resource request to transfer data.

403. The server receives the second resource transfer request sent by the terminal, performs risk detection on the resource transfer data without performing resource transfer, obtains a risk type corresponding to the resource transfer data, and sends a risk reminder message matching the risk type to the terminal .

The risk type is used to indicate the risk type to which the risk existing in the resource transfer data belongs. Optionally, the risk types include fraud risk types, gambling risk types, theft risk types, money laundering risk types, or pyramid selling risk types. The risk alert message is used to alert the risk type corresponding to the resource transfer data. In this embodiment of the present application, different risk types are matched with different risk reminder messages.

In order to ensure the security of resources, the server performs security detection on the resource transfer data when the resource transfer is not performed, so as to avoid the problem of resource loss due to the risk of the resource transfer data, thereby ensuring the security of the resource transfer.

In a possible implementation manner, the resource transfer data includes the identifier of the transfer party; the process of performing risk detection on the resource transfer data includes: querying the historical operation record of the identifier of the transfer party, and according to the historical operation record of the identifier of the transfer party, Transfer data for risk detection and get the type of risk.

Wherein, the historical operation record is used to record the historical operation identified by the transfer-in party. Since the historical operation of the transferee is recorded in the historical operation record of the transferee, whether the identity of the transferee is safe can be determined through the historical operation record, and whether there is a risk in the resource transfer data can be determined according to the historical operation record of the identity of the transferee , in order to avoid the resource loss of the sender.

For example, if the historical operation record of the transferee ID records the operation of modifying the transfer password for multiple times within a recent period of time by the transferee ID, it can be determined according to the historical operation record that the transferee ID may be stolen. The historical operation records can determine the type of theft risk corresponding to the resource transfer data, and subsequently send a risk reminder message matching the type of theft risk to the terminal to remind the user that the identity of the transferee may have been stolen, so as to avoid the resource of the transferee loss.

In a possible implementation manner, the resource transfer data includes the identifier of the transferee, and the process of performing risk detection on the resource transfer data includes: invoking a risk detection model, and performing risk detection on the resource transfer data according to the historical operation record of the identifier of the transferee to get the risk type corresponding to the resource transfer data.

Among them, the risk detection model is a network model, which is used to determine the risk category of resource transfer data. The risk detection model is used to perform risk detection on the resource transfer data to obtain the accuracy rate of the risk category.

In a possible implementation manner, step 403 includes: the server receives the second resource transfer request sent by the terminal, performs risk detection on the resource transfer data when the resource transfer is not performed, and obtains the risk type and the corresponding risk type of the resource transfer data. Risk level, send a risk reminder message matching the risk type and the risk level to the terminal.

In this embodiment of the present application, the risk type includes multiple risk types, and each risk type corresponds to multiple risk levels. For the risk level of any risk type, the risk level is used to indicate that the resource transfer data exists belonging to the risk type the possibility of risk. For example, the higher the risk level, the greater the possibility that the resource transfer data has risks belonging to this risk type, and the lower the risk level, the lower the possibility that the resource transfer data has risks belonging to this risk type.

Moreover, in this embodiment of the present application, each risk type is matched with multiple risk reminder messages, and different risk levels are matched with different risk reminder messages. By configuring different risk reminder messages for different risk levels of each risk type, the user can be reminded of the risk type and risk level of the current resource transfer data, which ensures the accuracy of the reminder message.

404. The terminal receives the risk reminder message sent by the server, and displays the risk reminder message.

After the terminal receives the risk reminder message sent by the server to indicate that the resource transfer data sent by the terminal is at risk, the risk reminder message is displayed to remind the user of the risk type corresponding to the current resource transfer data.

In a possible implementation manner, step 404 includes: the terminal receives the risk reminder message sent by the server, and displays a reminder window in the resource transfer interface, where the reminder window includes the risk reminder message. The risk reminder message is displayed in the form of a window to highlight the display effect of the risk reminder message, thereby ensuring the reminder effect of the risk reminder message.

In a possible implementation manner, the risk reminder message includes a video play entry, where the video play entry is used to play a risk reminder video matching the risk type. For example, the video playback entry is a video playback control. By displaying the video playback portal, the risk reminder video can be played in the risk reminder interface subsequently.

Optionally, the risk reminder message further includes a cancellation control, where the cancellation control is used to close the risk reminder message, that is, to cancel the second resource transfer request. By displaying the cancellation control, the subsequent user can cancel the second resource transfer request and no longer perform the resource transfer when viewing the risk reminder message, so as to ensure the security of the resource.

It should be noted that, in this embodiment of the present application, the terminal interacts with the server to display the risk reminder message, while in another embodiment, there is no need to perform steps 402-404, and other methods can be used to respond to the resource transfer interface The confirmation action in , displays a risk alert message if the resource transfer is not in progress.

405. The terminal sends a video acquisition request to the server in response to the viewing operation on the risk reminder message.

The video acquisition request carries a risk type. After detecting the viewing operation of the risk reminder message, it indicates that a risk reminder video matching the risk type suggested by the risk reminder message needs to be played, and then a video acquisition request carrying the risk type is sent to the server, so that the subsequent server returns the same as the risk type. The risk alert video that matches the risk type is played.

In a possible implementation manner, the risk reminder message includes a video play entry, and step 405 includes: in response to a triggering operation on the video play entry, sending a video acquisition request to the server.

406. The server receives the video acquisition request sent by the terminal, inquires about the risk reminder video matching the risk type carried in the video acquisition request, and sends the risk reminder video matching the risk type to the terminal.

In the embodiment of the present application, the server stores risk reminder videos matching various risk types. After the server receives the video acquisition request sent by the terminal, it queries the risk reminder videos matching the risk type, and compares the queried risks The reminder video is sent to the terminal, so that subsequent terminals can play the risk reminder video.

In a possible implementation manner, step 406 includes: the server receives the video acquisition request sent by the terminal, queries the video database in the server for risk reminder videos matching the risk type, and sends the queried risk reminder videos to the terminal.

Wherein, the video database includes risk reminder videos stored corresponding to various risk types.

In a possible implementation manner, after the risk reminder video is queried, the process of sending the risk reminder video to the terminal includes: updating the risk reminder video according to the resource transfer data, obtaining the updated risk reminder video, and sending the updated risk reminder video to the terminal. Updated risk alert video.

The queried risk reminder video is updated through the resource transfer data, so that the resource transfer data is integrated into the updated risk reminder video, that is, the resource transfer data is included in the video content of the updated risk reminder video, so as to facilitate the follow-up Implement personalized risk alerts while playing this updated risk alert video.

Optionally, the process of updating the risk reminder video includes the following two ways:

The first method includes: extracting target keywords matching the risk warning video from the resource transfer data, performing voice conversion on the target keywords to obtain voice information corresponding to the target keywords, and adding the voice information to the risk warning video, Get updated risk alert videos.

The target keyword is a keyword included in the resource transfer data, and the target keyword matches the risk warning video. For example, the target keyword is an identifier of the transferee in the resource transfer data. When performing voice conversion on the target keyword, a TTS (Text To Speech, text-to-speech) technology can be used to obtain the voice information corresponding to the target keyword.

By adding the voice information of the target keyword to the risk reminder video, the target keyword is included in the video content of the updated risk reminder video, so that personalization can be achieved when the updated risk reminder video is played subsequently. risk warning.

For example, the information indicated by the video content in the risk warning video is "there is fraud in the current transaction, do you confirm that the counterparty of the transaction has no fraud risk?", where "***" means the voice information that needs to be added. The target keyword extracted from the resource transfer data is the name of the transferee "Zhang San", the voice information corresponding to the target keyword is added to the risk reminder video, and the updated risk reminder video is obtained. The information indicated in the video content is "The current transaction is fraudulent, do you confirm that the counterparty Zhang San has no fraud risk?".

Optionally, the process of adding the voice information to the risk reminder video includes: adding the voice information to the voice filling position of the risk reminder video to obtain an updated risk reminder video.

The risk reminder video includes a voice filling position, and after acquiring the voice information corresponding to the target keyword, the voice information is added to the voice filling position to obtain the updated risk reminder video.

For example, the risk warning video includes multiple voice filling positions, and each voice filling position is used to fill in voice information corresponding to different keywords, then according to the multiple voice filling positions, the resource transfer data is extracted from the resource transfer data. Matching target keywords, perform voice conversion on the obtained multiple target keywords, obtain the voice information corresponding to each target keyword, and add the obtained multiple voice information to the voice filling positions matched by the corresponding target keywords. , get the updated risk reminder video.

For example, the resource transfer data includes the name of the transfer-out party, the name of the transfer-in party, the transaction amount, the transaction method, the transaction time, etc., and the risk reminder video includes multiple voice filling positions, and the multiple voice filling positions include the corresponding names of the transfer-in party. The voice filling position, the voice filling position corresponding to the transaction method, and the voice filling position corresponding to the transaction time are extracted from the resource transfer data, and the keywords matching each voice filling position are extracted. After that, each key The voice information corresponding to the word is added to the corresponding voice filling position, and the updated risk reminder video is obtained. When the updated risk reminder video is played later, the updated risk reminder video can indicate the transfer party's name, transaction method and transaction hour.

It should be noted that the risk reminder video is composed of image information and voice information, and the image information corresponds to the voice information, and the image information and the voice information can be synchronized when the risk reminder video is played. The risk reminder information includes audio track slots, and different audio track slots are used to fill in different voice messages. In the above-mentioned first method, the voice filling position is the audio track slot filled with voice information in the risk reminder video. The risk reminder video already includes image information and a plurality of audio track slots corresponding to the image information, and some audio tracks The slot has been filled with voice information. After obtaining the voice information corresponding to the target keyword, the voice information corresponding to the determined target keyword is added to the corresponding audio track slot, thereby obtaining the updated risk reminder video.

As shown in FIG. 6 , the risk reminder video includes a picture track and a sound track, the picture track includes multiple picture track slots, the sound track includes multiple audio track slots, and the multiple picture track slots correspond to the multiple audio track slots one-to-one. Each track slot is filled with corresponding image information, and each audio track slot is filled with sound information that matches the image information filled in the corresponding track slot. For example, when the voice information corresponding to the target keyword is obtained as "Zhang San ”, fill the voice information in the track slot 4, the information described by the voice information in the multiple track slots is “there is fraud in the current transaction, do you confirm that the counterparty Zhang San has no fraud risk?”.

The second method includes: the resource transfer data includes the identification of the transfer-out party and the identification of the transfer-in party: query the first user information of the identification of the transfer-out party and the second user information of the identification of the transfer-in party, from the first user information and the identification of the transfer party. From the second user information, extract the target keyword matching the risk reminder video, perform voice conversion on the target keyword, obtain the voice information corresponding to the target keyword, add the voice information to the risk reminder video, and obtain the updated risk reminder video.

Wherein, the first user information is the information registered on the server with the identifier of the transfer-out party, and the second user information is the information registered on the server with the identifier of the transfer-in party, for example, the user information includes name, age, mobile phone number, ID card number, occupation and other dimensions of information. User information corresponding to a plurality of user identifiers is stored in the server, and the corresponding user information can be queried according to the identifier of the transfer-out party and the identifier of the transfer-in party. In the second method, the process of acquiring the updated risk reminder information according to the first user information and the second user information is the same as the process of acquiring the updated risk reminder information according to the resource transfer data in the above-mentioned first method. For the same reason, it is not repeated here.

407. The terminal receives the risk reminder video sent by the server, and plays the risk reminder video in the risk reminder interface.

Among them, the risk reminder interface is used to play the risk reminder video. The embodiment of the present application provides a video-based risk reminder method, by playing the risk reminder video in the risk reminder interface, to remind the user of the risks existing in the current resource transfer data.

In the embodiment of the present application, the risk reminder video includes image information and voice information. When the risk reminder video is played for risk reminder, the video content in the risk reminder video is combined, such as subtitles, voice information, facial expressions, body language, etc. , which improves the risk reminder effect.

In a possible implementation manner, step 407 includes: the terminal receives the risk reminder video sent by the server, jumps to the risk reminder interface from the resource transfer interface, and plays the risk reminder video in the risk reminder interface.

After receiving the risk reminder video, the terminal jumps from the displayed resource transfer interface to the risk reminder interface, so that the risk reminder video can be played in the risk reminder interface to remind the current risk of resource transfer data, which enriches the display mode of the interface. In order to enable users to watch the risk reminder video played in the risk reminder interface, so as to improve the risk reminder effect.

In a possible implementation, the process of playing the risk reminder video in the risk reminder interface includes the following two ways:

The first method includes: playing the risk reminder video in the risk reminder interface, displaying the confirmation control, and redisplaying the resource transfer interface in response to the triggering operation of the confirmation control.

Among them, the confirmation control is used to confirm the viewing of the video content in the risk warning video. When the triggering operation on the confirmation control is detected, it means that the video content in the risk reminder video has been watched, and the resource transfer interface is redisplayed, so that the resource transfer request can be re-initiated in the resource transfer interface subsequently.

In a possible implementation manner, the first manner includes: playing a risk alert video in the risk alert interface, and displaying risk alert information and confirmation controls.

The risk reminder information is used to describe the video content in the risk reminder video. For example, when a risk reminder video is played in the risk reminder interface, it is displayed that the person in the risk reminder video is telling information about the risks in the resource transfer data, and the risk reminder information is the content of what the person in the risk reminder video tells. Risk warning information. Optionally, the risk reminder information is displayed in the form of text. In the risk reminder interface, not only the risk reminder video is played, but also the risk reminder information used to describe the video content in the risk reminder video is displayed, and the risk reminder is carried out in various ways to ensure the risk reminder effect.

In a possible implementation manner, the first manner includes: playing a risk alert video in the risk alert interface, and displaying risk alert information, a confirmation control, and a selection control, and responding to the confirmation control in the state where the selection control is selected Trigger the operation to redisplay the resource transfer interface.

Among them, the selection control is used to confirm the risk prompt information. When the selection control is selected, it means that the risk reminder information has been confirmed, which means that the risk indicated by the risk reminder video has been confirmed. After that, the resource transfer interface is redisplayed after the trigger operation of the confirmation control, so that the resource transfer can be performed later. The resource transfer request is re-initiated in the interface.

For example, a risk reminder video is played in the risk reminder interface, and risk reminder information, a confirmation control and a selection control are displayed, and the risk reminder information is used to indicate the risks existing in the current resource transfer data. When the selection control is selected, it means that the user has been informed of the risks existing in the current resource transfer data. After triggering the confirmation control, the resource transfer interface is redisplayed, and a confirmation message is sent to the server. The server generates a confirmation protocol according to the confirmation message. The confirmation protocol includes the currently logged-in user ID, the confirmation protocol is used to indicate that the user has confirmed the risks existing in the current resource transfer data, and the server stores the confirmation protocol. Subsequently, if the user identifier causes resource loss due to the risk of resource transfer data, the confirmation protocol stored in the server can be used as a certificate to prove that the user has confirmed the risk of resource transfer data, thereby avoiding disputes.

For example, play a risk reminder video on the risk reminder interface, and display risk reminder information, confirmation controls, and selection controls. The risk reminder information is used to indicate that when the resource transfer data is not compliant, the resource transfer function identified by the transferer will be affected. Perform target operations, such as short-term or permanent restrictions on resource transfer functions identified by the transferring party. When the selection control is selected, it indicates that the transferer has permitted to perform the target operation on the resource transfer function identified by the transferer when the resource transfer data is not compliant. In the trigger operation of the confirmation control, the resource transfer interface is redisplayed, and a confirmation message is sent to the server. The server generates a confirmation protocol according to the confirmation message. The party has permitted to perform the target operation on the resource transfer function identified by the transfer party when the resource transfer data is not compliant, and the server stores the confirmation protocol. Subsequently, if the resource transfer is performed again according to the resource transfer data, and the resource transfer data is not compliant, the confirmation protocol can be used as a credential to limit the resource transfer function identified by the transfer party.

Optionally, in the risk reminder interface, when the selection control is selected, the selection control presents a first display state, and when the selection control is not selected, the selection control presents a second display state. Wherein, the first display state is different from the second display state, and is used to distinguish whether the selection control is selected. For example, the selection control is displayed in a box, when the selection control is in the first display state, a check mark is displayed in the box, and when the selection control is in the second display state, the box is empty.

Optionally, when the risk reminder video is played in the risk reminder interface, a confirmation control and a selection control in an inactive state are displayed, and in response to the selection operation of the selection control, the state of the displayed confirmation control is switched to an activated state, and in response to the selection control The trigger operation of the activated confirmation control will redisplay the resource transfer interface.

Wherein, when the confirmation control is in an inactive state, a trigger operation cannot be performed on the confirmation control, and when the confirmation control is in an activated state, a trigger operation can be performed on the confirmation control. When the confirmation control is in different states, the display effect of the confirmation control is different. For example, when the confirmation control is in an inactive state, the confirmation control is displayed in grayscale, and when the confirmation control is activated, the confirmation control is highlighted.

In a possible implementation manner, the first manner includes: playing a risk alert video in the risk alert interface, and displaying a confirmation control and an information input area, and in response to a triggering operation on the confirmation control, the input information in the information input area is displayed. Validation is performed, and after the input information is validated, the resource transfer interface is displayed again.

Wherein, the information input area is used to indicate that the user can input information in the information input area by inputting the information indicated by the risk reminder video. For example, if the risk warning video indicates "please input your name", the information input area is used to indicate the input of the person's name indicated by the risk warning video. Optionally, the information input area is a text input box, and the user can input text information in the text input box. Optionally, the information input area is a voice input area, and the user can input voice information in the voice input area.

In the trigger operation of the confirmation control in the risk reminder interface, the input information in the information input area is obtained, and the input information is verified. Only when the verification is passed, the resource transfer interface is redisplayed to ensure that the user has been informed of the risk. The video content in the video is reminded, thereby ensuring the effect of risk warning. Moreover, only when the verification is passed, the resource transfer interface is displayed again, and subsequent users can initiate a resource transfer request again on the resource transfer interface to ensure the security of the resource transfer.

For example, the risk warning video indicates "Please enter your name". Only when the input information in the information input area is the real name of the currently logged in account will the resource transfer interface be redisplayed, so that subsequent users can re-enter the resource transfer interface again. Initiate a resource transfer request.

It should be noted that the embodiment of the present application includes input information in the information input area, and describes the case where the input information is verified and passed, and in another embodiment, a risk reminder video is played in the risk reminder interface, And after the confirmation control and the information input area are displayed, the method also includes other ways.

In a possible implementation manner, when the information input area is empty, in response to the triggering operation of the confirmation control, a second reminder message is displayed in the risk reminder interface, and the second reminder message indicates that no information input has been obtained. input information in the area. A second reminder message is displayed on the risk reminder interface to indicate that the user can input information in the information input area.

In another possible implementation manner, in response to the triggering operation of the confirmation control, the input information in the information input area is verified, and if the input information fails to be verified, a third reminder message is displayed in the risk reminder interface, and the third reminder message is displayed in the risk reminder interface. The three reminder messages are used to prompt that the verification of the input information in the information input area has not passed. By displaying the third reminder message in the risk reminder interface, the user can know that the input information in the current information input area is incorrect, so that the subsequent user can re-enter information in the information input area.

The second method includes: playing the first video clip in the risk reminder interface, displaying the first confirmation control, and playing the second video clip in the risk reminder interface in response to the triggering operation of the first confirmation control.

In this embodiment of the present application, the risk reminder video includes multiple video clips, the first video clip is any video clip in the risk reminder video, the second video clip is a video clip associated with the first video clip, and the first confirmation control uses To confirm watching the video content in the first video clip. When playing the first video clip among the multiple video clips in the risk reminder interface, when the trigger operation on the first confirmation control is detected, it means that the user has confirmed to watch the video content in the first video The second video clip viewed by the video clip for the user to continue watching.

The risk reminder video provided by the embodiment of the present application is an interactive video, the risk reminder video is divided into multiple video clips, and the next video clip is played only when viewing the currently playing video clip is confirmed, so that the user can It is possible to watch multiple video clips separately to understand the risks of resource transfer data, that is, the effect of playing multiple video clips based on the user's operation on the risk reminder interface, realizes a risk reminder in the form of interactive video, thereby Improved risk reminder effect.

In a possible implementation manner, the first video clip is played in the risk reminder interface, and the first risk reminder information and the first confirmation control are displayed. The first risk prompt information is used to describe the video content in the first video segment.

In a possible implementation manner, the second manner includes: playing the first video clip in the risk reminder interface, and displaying the first risk reminder information, the first confirmation control and the first selection control, in response to the first selection When the control is selected, the triggering operation of the first confirmation control will play the second video clip in the risk reminder interface.

The first selection control is used to confirm the first risk prompt information. This step is the same as the solution for displaying the selection control in the above-mentioned first manner, and will not be repeated here.

In a possible implementation manner, the second manner includes: playing the first video clip on the risk reminder interface, displaying the first confirmation control and the first information input area, and responding to the triggering operation on the first confirmation control, The input information in the first information input area is verified, and after the verification of the input information is passed, the second video clip is played in the risk reminder interface.

Wherein, the second video clip is a video clip associated with the first video clip and used to be played when the verification is passed, and the first information input area is used to indicate the input of the information indicated by the first video clip. In the triggering operation of the first confirmation control, the input information in the first information input area is obtained, the input information is verified, and only when the verification is passed, the next video clip is played to ensure that the user has been informed of the current playback. The video content in the video clips, thus ensuring the effect of risk warning.

Optionally, after the verification of the input information, the method further includes: if the verification of the input information fails, playing a third video clip in the risk reminder interface.

The third video clip is a video clip associated with the first video clip and used for playing when the verification fails. After the verification of the input information fails, the third video clip is played, so that the verification failure can be reminded by the played third video clip subsequently.

For example, after the verification of the input information fails, the third video clip is played in the risk reminder interface, and the second confirmation control and the second information input area are displayed, and in response to the trigger operation of the second confirmation control, the second information input area is displayed. The input information in the device is verified again, and after the verification of the input information is passed, the second video clip is played in the risk reminder interface. Wherein, the second video clip is also associated with the third video clip.

In one possible implementation, based on the second manner, the method further includes: redisplaying the resource transfer interface in response to a triggering operation on the confirmation control corresponding to the target video clip in the risk warning video.

Wherein, the target video clip is any video clip in the multiple video clips included in the risk warning video. The terminal plays multiple risk video clips in the risk reminder interface according to the second method. When the target video clip is played in the risk reminder interface, the risk reminder interface also displays a confirmation control corresponding to the target video clip. Trigger the operation, indicating that the risk reminder video has been confirmed to be watched, and the resource transfer interface will be displayed again, so that the resource transfer request can be initiated again in the resource transfer interface in the future.

In the above-mentioned second manner, the risk reminder video includes multiple video clips, and the video clips can exist in different forms.

In a possible implementation manner, the risk warning video is composed of the plurality of video clips. For example, the length of the risk reminder video is 20 minutes, the risk reminder video includes 4 video clips, the first video clip is a video clip of 0-5 minutes in the risk reminder video, and the second video clip is the risk reminder A 5-10 minute video clip in the video, the third video clip is a 10-15 minute video clip in the risk warning video, and the fourth video clip is a 15-20 minute video clip in the risk warning video.

Optionally, after playing the first video clip, the process of playing the second video clip includes: in response to the triggering operation on the first confirmation control, according to the start time point of the second video clip associated with the first confirmation control, Play the second video clip in the risk reminder interface.

Wherein, the first confirmation control is associated with the start time point of the second video clip associated with the first video clip. Then, after the triggering operation of the first confirmation control, the current playback time point of the risk reminder video jumps to the start time point of the second video clip in the risk reminder video for playback, thereby realizing the playback of the risk reminder interface. The effect of the second video clip.

In a possible implementation manner, in the multiple video clips included in the risk warning video, each video clip is a complete video. That is, the multiple complete segments are combined into the risk warning video.

Optionally, after playing the first video clip, the process of playing the second video clip includes: in response to the triggering operation on the first confirmation control, sending a video acquisition request to the server, where the video acquisition request carries the information associated with the first video clip. The video identifier of the second video clip. After receiving the video acquisition request, the server queries the second video clip corresponding to the video identifier, sends the second video clip to the terminal, and the terminal receives the second video clip. In the risk reminder interface Play the second video clip.

The process of acquiring the second video segment by the terminal by interacting with the server is similar to the above step 406, and details are not repeated here.

It should be noted that, in the above two methods, during the process of playing the risk reminder video on the risk reminder interface, interaction is performed through the controls or information input areas displayed in the risk reminder interface, and voice interaction and eye movement interaction can also be used. or gesture interaction to interact.

For example, when the terminal plays the risk reminder video on the risk reminder interface, the terminal acquires the input voice information, and performs the confirmation operation in the risk reminder video or the operation of inputting the information according to the voice information. Or, when the terminal plays the risk reminder video on the risk reminder interface, the terminal captures the movement information of the user's eyes, and performs the confirmation operation in the risk reminder video or the operation of inputting information according to the movement information of the eye. Or, when the terminal plays the risk reminder video on the risk reminder interface, the terminal shoots the user's hand movement, and performs the confirmation operation in the risk reminder video or the operation of inputting information according to the hand movement.

It should be noted that, in this embodiment of the present application, the video of the risk reminder is played through the interaction between the terminal and the server. View the message, and play the risk reminder video that matches the risk type corresponding to the resource transfer data in the risk reminder interface.

It should be noted that, in this embodiment of the present application, the video of the risk reminder is played through the interaction between the terminal and the server. View the message, and play the risk reminder video in the risk reminder interface.

In a possible implementation manner, the risk reminder message includes a video playback entry, and the video playback entry is associated with a video identifier of the risk reminder video, and the process of playing the risk reminder video through the risk reminder message includes: the terminal responds to the video playback entry in response to The triggering operation, sends a video acquisition request to the server, the server queries the risk reminder video corresponding to the video identifier associated with the video playback entry carried in the video acquisition request, sends the risk reminder video to the terminal, and the terminal receives the risk reminder video sent by the server, Play the risk reminder video in the risk reminder interface.

In a possible implementation, the risk reminder message includes a video playback entry, and the process of playing the risk reminder video through the risk reminder message includes: in response to a triggering operation on the video playback entry, playing the risk reminder video in the risk reminder interface .

408. In response to the re-confirmation operation in the redisplayed resource transfer interface, the terminal sends a first resource transfer request carrying resource transfer data and a risk confirmation message to the server.

The risk confirmation message is used to indicate that the video has been watched and the risk reminder video has been confirmed, which means that the risk of the resource transfer data has been confirmed. In this embodiment of the present application, the risk confirmation message can be used as a credential for the user to confirm the risk existing in the resource transfer data. For example, the risk confirmation message can indicate that the user has confirmed the identity of the payee, or has confirmed that the payment has incurred losses and is responsible for it.

In a possible implementation manner, the process for the terminal to obtain the risk confirmation message includes: playing the risk reminder video on the risk reminder interface, displaying the confirmation control, redisplaying the resource transfer interface in response to the triggering operation on the confirmation control, and generating The risk confirmation message.

In another possible implementation manner, the risk reminder video includes multiple video clips, and the process for the terminal to obtain the risk confirmation message includes: playing the target video clip on the risk reminder interface, displaying the confirmation control corresponding to the target video clip, and responding to the In response to the trigger operation of the confirmation control, the resource transfer interface is redisplayed, and the risk confirmation message is generated.

Through a re-confirmation operation in the resource transfer interface, a first resource transfer request is sent to the server to request the server to perform resource transfer according to the first resource transfer request.

It should be noted that this step 408 is the same as the above-mentioned step 402, and details are not repeated here.

409. The server receives the first resource transfer request sent by the terminal, and in the case that the first resource transfer request carries the risk confirmation message, performs resource transfer according to the resource transfer data.

After the server receives the first resource transfer request, if the first resource transfer request carries a risk confirmation message, indicating that the risk of the resource transfer data has been confirmed, the resource transfer is performed directly according to the resource transfer document.

In a possible implementation manner, the resource transfer data includes the identifier of the transfer-out party, the identifier of the transfer-in party, and the quantity of resources, and the resource transfer process includes: transferring the resources of the resource amount in the resource account identified by the transfer-out party to the transferer in the resource account identified by the incoming party.

It should be noted that the embodiment of the present application is described based on the situation that the resource transfer data carried in the second resource transfer request is at risk. In another embodiment, after the server receives the second resource transfer request, the method The method also includes: in the case of no resource transfer, performing risk detection on the resource transfer data, and in response to passing the detection on the resource transfer data, performing resource transfer according to the resource transfer data.

It should be noted that, in the embodiment of the present application, after the terminal redisplays the resource transfer interface, the terminal detects the re-confirmation operation in the resource transfer interface, and sends a resource transfer request to the server, and the server performs the resource transfer. In another embodiment, it is not necessary to perform steps 408-409, and the terminal, in response to the re-confirmation operation in the resource transfer interface, can adopt other methods to perform resource transfer according to the resource transfer data.

The embodiment of the present application provides a video-based risk reminder method. During resource transfer, the risk reminder is played by playing the risk reminder video, and there is no need to remind in the form of text, which reduces the need for ignoring reminder messages in the form of text. The resulting loss of resources enriches the reminder style, thereby improving the reminder effect. In addition, only when the resource transfer is initiated again after watching the played risk reminder video, the resource transfer is performed according to the resource transfer data, so as to ensure that the resource transfer is carried out under the condition that the user confirms the risk, thereby ensuring the security of the resource transfer.

In addition, in the case of no resource transfer, risk detection is performed on the resource transfer data, and then the user is reminded of the risk type corresponding to the resource transfer data by playing a risk reminder video, so as to avoid the risk caused by the existence of the resource transfer data. The problem of resource loss, thus ensuring the security of resource transfer, that is, ensuring the security of online payment.

In addition, in the method provided by the embodiment of the present application, the risk reminder video includes multiple video clips, and the multiple video clips are played based on the operation performed by the user on the risk reminder interface, thereby realizing a risk reminder based on an interactive video, thereby Improved risk reminder effect.

In addition, through interactive video explanations and video confirmation of risk reminders, users can independently confirm the risks of resource transfer data, and get risk confirmation messages. The loss of resources caused by the risk of transferring data, and the probability of complaining to the payment platform.

Based on the risk reminder method provided by the above embodiment, taking the risk reminder video including multiple video clips as an example, after the second resource transfer request is initiated on the resource transfer interface displayed by the terminal, the first resource transfer request is finally re-initiated on the redisplayed resource transfer interface. During the resource transfer request process, the interface displayed by the terminal is shown in Figure 7.

After determining that the user needs to pay a sum of gambling risk funds, the terminal displays a risk reminder message corresponding to the gambling risk type on the resource transfer interface, and displays the risk reminder message in the resource transfer interface, as shown in interface 701 .

After the user clicks the trigger operation of the "Watch Reminder" control in the risk reminder message, the terminal plays the first video clip in the risk reminder interface, and displays the risk reminder information and the "Next" control corresponding to the first video clip, as shown in the interface As shown in 702, the risk reminder information includes the description information of the reason for the risk reminder, the reminder time and the gambling risk type described in the first video clip. During the playback of the first video clip, the characters in the video clip will show more serious and formal facial expressions, informing the user that there is a gambling risk in the transaction at this time.

When the user clicks the "Next" control, the terminal plays the second video clip on the risk reminder interface, and displays the risk reminder information, selection control and "Next" control corresponding to the second video clip. As shown in interface 703, the The selection controls are used to identify behaviors that are gambling risk types, and the risk alert message includes behaviors that are described in the second video clip.

In the state where the selection control is selected, the user clicks the "Next" control, the terminal plays the third video clip on the risk reminder interface, and displays the risk reminder information, text input box and "Next" corresponding to the third video clip Control, as shown in interface 704, the risk prompt information includes the need to input the name of the person in the text input box as described in the second video clip. The real person in the third video clip will ask, "To ensure that it is done by me, please enter the real name of the real-name person on this account."

After the user enters "Zhang San" in the text input box, click the "Next" control, and after the user clicks "Confirm", the real person in the second video clip replies "Understand", and the terminal plays the fourth video clip on the risk reminder interface , and display the risk prompt information, selection control and "next" control corresponding to the fourth video clip, as shown in interface 705, the selection control is used to confirm the risk matters described in the fourth video clip, the risk prompt Included in the information are the risks described in the fourth video clip.

In the state where the selection control is selected, the user clicks the "Next" control, the terminal plays the fifth video clip on the risk reminder interface, and displays the risk reminder information and the "OK" control corresponding to the fifth video clip, as shown in interface 706 As shown, the risk prompt information includes the risk of the confirmed resource transfer request described in the second video clip. After the user clicks the "OK" control, the terminal redisplays the resource transfer interface, and in the resource transfer interface redisplayed by the user, a resource transfer request is initiated again to perform resource transfer.

In addition, when the terminal plays a video clip in the risk reminder interface, a video reminder message is displayed in the risk reminder interface, and the video reminder message is used to remind that the currently playing video is a recorded video instead of a real-time video, so as to avoid users from wrongly thinking that The video played is the video of the video call.

FIG. 8 is a risk reminder process provided by an embodiment of the present application. As shown in FIG. 8 , the process includes:

1. The server judges whether the current transaction is risky. When it is determined that the current transaction is a non-risk transaction, it will make a normal payment for the current transaction. When it is determined that the current transaction is a risky transaction, it will send a risk reminder message to the terminal.

2. The terminal displays a risk reminder message on the payment interface, the risk reminder message includes a "watch video" control, and when the user clicks the "watch video" control, a risk reminder interface is displayed.

3. The terminal plays video clip 1 in the risk reminder video on the risk reminder interface, and the real person in video clip 1 explains the risks of the current transaction; the user clicks the confirmation control to play video clip 2 in the risk reminder video on the risk reminder interface , the real person in the video clip 2 guides the abandonment of the payment operation, and the user needs to confirm the information; after the user enters the information, click the next control to play the video clip 3 in the risk reminder video in the risk reminder interface, and the real person in the video clip 3 Guidance to abandon the payment operation requires the user to confirm the information again; after the user enters the information, click the next control to play the video clip 4 in the risk reminder video in the risk reminder interface, and the real person in the video clip 4 summarizes the current risk; When you click the "Continue Payment" control, you will return to the payment interface, and then you can initiate a payment request again on the payment interface.

Wherein, when the terminal plays any video clip in the risk reminder video in the risk reminder interface, the user can close the risk reminder page. If the user closes the risk reminder page, the terminal displays the payment interface. When the user initiates a payment request on the payment interface It will be blocked again, that is, the risk alert message will be displayed again.

FIG. 9 is a resource transfer process provided by an embodiment of the present application. As shown in FIG. 9 , the interaction subject includes a terminal and a server, and the process includes:

1. The payer sends a payment request to the server through the terminal.

2. The server receives the payment request, invokes the risk detection model, performs risk detection on the payment data in the payment request, determines whether the payment data is risky, and if there is a risk, determines the risk type or risk level corresponding to the payment data. If it is determined that the payment data is risk-free, the transaction will be performed normally, and the resources of the payer will be transferred to the payee according to the payment request; Development Kit, software development tool), query the risk reminder video corresponding to the risk type corresponding to the payment data, update the queried risk reminder video according to the payment data, and send the updated risk reminder video to the payer's terminal.

3. After the terminal receives the risk reminder video, it will play the risk reminder video on the risk reminder page, and the user will continue to send a payment request to the server after determining the risk.

4. The server receives the payment request, and after confirming that the payment request carries the risk confirmation message, releases the interception of the payment request, makes payment according to the payment request, and sends a payment success message to the payer's terminal after the payment is successful, prompting The payer has transferred the funds to the payee.

FIG. 10 is a schematic structural diagram of a risk reminder device provided by an embodiment of the present application. As shown in FIG. 10 , the device includes:

A display module 1001, configured to display a resource transfer interface, the resource transfer interface includes resource transfer data, and the resource transfer interface is used to confirm that the resource transfer is performed according to the resource transfer data;

The display module 1001 is further configured to display a risk reminder message when the resource transfer is not performed in response to the confirmation operation in the resource transfer interface;

Playing module 1002, configured to play the risk reminder video in the risk reminder interface in response to the viewing operation of the risk reminder message;

The sending module 1003 is configured to perform resource transfer according to the resource transfer data in response to the re-confirmation operation in the redisplayed resource transfer interface after playing the risk reminder video.

The embodiment of the present application provides a video-based risk reminder method. During resource transfer, the risk reminder is played by playing the risk reminder video, and there is no need to remind in the form of text, which reduces the need for ignoring reminder messages in the form of text. The resulting loss of resources enriches the reminder style, thereby improving the reminder effect.

In a possible implementation, as shown in FIG. 11 , the playback module 1002 includes:

The playing unit 1021 is used to play the risk reminder video in the risk reminder interface, and display a confirmation control, and the confirmation control is used to confirm viewing of the video content in the risk reminder video;

The display unit 1022 is configured to redisplay the resource transfer interface in response to the triggering operation on the confirmation control.

In another possible implementation, the playing unit 1021 is configured to play the risk reminder video in the risk reminder interface, and display risk reminder information and confirmation controls, where the risk reminder information is used to describe the video content in the risk reminder video.

In another possible implementation, the playing unit 1021 is configured to play the risk reminder video in the risk reminder interface, and display the risk reminder information, a confirmation control and a selection control, and the selection control is used to confirm the risk reminder information;

The display unit 1022 is configured to redisplay the resource transfer interface in response to the triggering operation on the confirmation control in the state where the selection control is selected.

In another possible implementation, the playing unit 1021 is configured to play the risk reminder video in the risk reminder interface, and display a confirmation control and an information input area, where the information input area is used to indicate the input of the information indicated by the risk reminder video;

The display unit 1022 is configured to verify the input information in the information input area in response to the triggering operation of the confirmation control; after the verification of the input information is passed, redisplay the resource transfer interface.

In another possible implementation manner, the risk reminder video includes multiple video clips, as shown in FIG. 11 , the playing module 1002 includes:

Playing unit 1021, configured to play the first video clip in the risk reminder interface, and display a first confirmation control, where the first confirmation control is used to confirm viewing of the video content in the first video clip;

The playing unit 1021 is further configured to play the second video clip in the risk reminder interface in response to the triggering operation on the first confirmation control;

The first video clip is any video clip in the risk warning video, and the second video clip is a video clip associated with the first video clip.

In another possible implementation, the playing unit 1021 is configured to play the first video clip in the risk reminder interface, and display the first risk reminder information and the first confirmation control, where the first risk reminder information is used to describe the first video The video content in the clip.

In another possible implementation manner, the playing unit 1021 is configured to play the first video clip in the risk reminder interface, and display the first risk reminder information, the first confirmation control and the first selection control, and the first selection control is used for Confirm the first risk warning information;

The playing unit 1021 is further configured to play the second video clip in the risk reminder interface in response to the triggering operation of the first confirmation control in the state where the first selection control is selected.

In another possible implementation manner, the playing unit 1021 is configured to play the first video clip on the risk reminder interface, and display a first confirmation control and a first information input area, where the first information input area is used to indicate the input of the first video clip. the information indicated by the video clip;

The playing unit 1021 is further configured to verify the input information in the first information input area in response to the triggering operation of the first confirmation control; after the verification of the input information is passed, play the second video clip in the risk reminder interface, and the The second video clip is a video clip associated with the first video clip and used for playing when the verification is passed.

In another possible implementation, the playing module 1002 is further configured to verify the input information fails, and play a third video clip in the risk reminder interface, where the third video clip is associated with the first video clip and is used for verification failure video clips that are played.

In another possible implementation manner, the display module 1001 is further configured to redisplay the resource transfer interface in response to the triggering operation of the confirmation control corresponding to the target video clip in the risk reminder video.

In another possible implementation manner, the playing unit 1021 is further configured to, in response to the triggering operation on the first confirmation control, play in the risk reminder interface according to the start time point of the second video clip associated with the first confirmation control Second video clip.

In another possible implementation manner, the sending module 1003 is configured to send a first resource transfer request carrying resource transfer data and a risk confirmation message to the server in response to the re-confirmation operation in the redisplayed resource transfer interface, and the server uses In the case that the first resource transfer request carries a risk confirmation message, the resource transfer is performed according to the resource transfer data.

In another possible implementation, the risk reminder message includes a video playback entry, and the playback module 1002 is configured to play the risk reminder video in the risk reminder interface in response to a triggering operation on the video playback entry.

In another possible implementation manner, the resource transfer interface includes resource transfer data, and the risk reminder message is used to remind the risk type corresponding to the resource transfer data. A risk reminder video that matches the risk type corresponding to the resource transfer data is played in the reminder interface.

In another possible implementation manner, as shown in FIG. 11 , the playback module 1002 includes:

The sending unit 1023 is used to send a video acquisition request to the server in response to the viewing operation of the risk reminder message, the video acquisition request carries the risk type, and the server is used to query the risk reminder video matching the risk type, and return the risk reminder video;

The receiving unit 1024 is configured to receive the risk reminder video sent by the server, and play the risk reminder video in the risk reminder interface.

In another possible implementation manner, the risk reminder message includes a video playback entry, the video playback entry is associated with a video identifier of the risk reminder video, and the playback module 1002 is configured to send the video to the server in response to a triggering operation on the video playback entry Acquisition request, the video acquisition request carries the video ID associated with the video playback entry, the server is used to query the risk reminder video corresponding to the video ID, and return the risk reminder video; receive the risk reminder video sent by the server, and play the risk reminder video in the risk reminder interface .

In another possible implementation manner, the resource transfer interface includes resource transfer data, and the display module 1001 is further configured to, in response to the confirmation operation in the resource transfer interface, send a second resource transfer request carrying the resource transfer data to the server, and the server It is used to perform risk detection on the resource transfer data without resource transfer, obtain the risk type, and return the risk reminder message matching the risk type; receive the risk reminder message sent by the server, and display the risk reminder message.

It should be noted that: the risk reminder device provided by the above embodiments is only illustrated by the division of the above functional modules. In practical applications, the above functions can be allocated to different functional modules according to needs. It is divided into different functional modules to complete all or part of the functions described above. In addition, the risk reminder device provided in the above embodiments and the risk reminder method embodiments belong to the same concept, and the specific implementation process thereof is detailed in the method embodiments, which will not be repeated here.

FIG. 12 is a schematic structural diagram of a risk reminder device provided by an embodiment of the present application. As shown in FIG. 12 , the device includes:

The receiving module 1201 is configured to receive a second resource transfer request sent by the terminal, where the second resource transfer request carries resource transfer data, and the second resource transfer request is sent by the terminal in response to a confirmation operation in the resource transfer interface. including resource transfer data, and the resource transfer interface is used to confirm the resource transfer according to the resource transfer data;

A detection module 1202, configured to perform risk detection on the resource transfer data when the resource transfer is not performed, and obtain the risk type corresponding to the resource transfer data;

The sending module 1203 is configured to send a risk reminder video matching the risk type to the terminal, and the terminal will play the risk reminder video in the risk reminder interface.

The embodiment of the present application provides a video-based risk reminder method. During resource transfer, the risk reminder is played by playing the risk reminder video, and there is no need to remind in the form of text, which reduces the need for ignoring reminder messages in the form of text. The resulting loss of resources enriches the reminder style, thereby improving the reminder effect.

In a possible implementation manner, the resource transfer data includes the identifier of the transferee; as shown in FIG. 13 , the detection module 1202 includes:

The query unit 1221 is used to query the historical operation record of the transfer-in party identification;

The detection unit 1222 is configured to perform risk detection on the resource transfer data according to the historical operation record identified by the transferee to obtain the risk type.

In another possible implementation manner, the detection unit 1222 is configured to invoke the risk detection model, and perform risk detection on the resource transfer data according to the historical operation record identified by the transferee to obtain the risk type.

In another possible implementation manner, as shown in FIG. 13 , the sending module 1203 includes:

The sending unit 1231 is configured to send a risk reminder message matching the risk type to the terminal, and the terminal will display the risk reminder message in the resource transfer interface;

The receiving unit 1232 is configured to receive a video acquisition request sent by the terminal, where the video acquisition request carries a risk type, and the video acquisition request is sent by the terminal in response to the viewing operation of the risk reminder message;

The sending unit 1231 is further configured to, in response to the video acquisition request, send a risk reminder video matching the risk type to the terminal, and the terminal will play the risk reminder video in the risk reminder interface.

In another possible implementation manner, the sending unit 1231 is further configured to update the risk reminder video according to the resource transfer data to obtain the updated risk reminder video; and send the updated risk reminder video to the terminal.

In another possible implementation, the sending unit 1231 is further configured to extract target keywords matching the risk reminder video from the resource transfer data; perform voice conversion on the target keywords to obtain voice information corresponding to the target keywords; Add the voice information to the risk reminder video to get the updated risk reminder video.

In another possible implementation manner, the sending unit 1231 is further configured to add the voice information to the voice filling position of the risk reminder video to obtain an updated risk reminder video.

In another possible implementation manner, the receiving module 1201 is further configured to receive a first resource transfer request sent by the terminal. The first resource transfer request is sent by the terminal in response to a re-confirmation operation in the resource transfer interface. The resource transfer request carries resource transfer data and a risk confirmation message;

The resource transfer module 1204 is configured to perform resource transfer according to the resource transfer data when the first resource transfer request carries a risk confirmation message.

It should be noted that: the risk reminder device provided by the above embodiment is only illustrated by the division of the above functional modules. In practical applications, the above functions can be allocated to different functional modules according to needs. It is divided into different functional modules to complete all or part of the functions described above. In addition, the risk reminder device provided in the above embodiments and the risk reminder method embodiments belong to the same concept, and the specific implementation process thereof is detailed in the method embodiments, which will not be repeated here.

An embodiment of the present application further provides a computer device, the computer device includes a processor and a memory, and at least one computer program is stored in the memory, and the at least one computer program is loaded and executed by the processor to implement the risk reminder method of the above embodiment operations performed in .

Optionally, the computer equipment is provided as a terminal. FIG. 14 shows a structural block diagram of a terminal 1400 provided by an exemplary embodiment of the present application. The terminal 1400 may be a portable mobile terminal, such as a smart phone, a tablet computer, an MP3 player (Moving Picture Experts Group Audio Layer III, the standard audio layer 3 of the moving picture experts compression), MP4 (Moving Picture Experts Group Audio Layer IV, dynamic Video Expert Compresses Standard Audio Layer 4) Player, Laptop or Desktop. Terminal 1400 may also be called user equipment, portable terminal, laptop terminal, desktop terminal, and the like by other names.

The terminal 1400 includes: a processor 1401 and a memory 1402 .

The processor 1401 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and the like. The processor 1401 may adopt at least one hardware form among DSP (Digital Signal Processing, digital signal processing), FPGA (Field-Programmable Gate Array, field programmable gate array), PLA (Programmable Logic Array, programmable logic array) accomplish. The processor 1401 may also include a main processor and a coprocessor. The main processor is a processor used to process data in a wake-up state, also called a CPU (Central Processing Unit, central processing unit); A low-power processor for processing data in a standby state. In some embodiments, the processor 1401 may be integrated with a GPU (Graphics Processing Unit, image processor), and the GPU is used for rendering and drawing the content that needs to be displayed on the display screen. In some embodiments, the processor 1401 may further include an AI (Artificial Intelligence, artificial intelligence) processor, where the AI processor is used to process computing operations related to machine learning.

Memory 1402 may include one or more computer-readable storage media, which may be non-transitory. Memory 1402 may also include high-speed random access memory, as well as non-volatile memory, such as one or more disk storage devices, flash storage devices. In some embodiments, the non-transitory computer-readable storage medium in the memory 1402 is used to store at least one computer program, and the at least one computer program is used to be executed by the processor 1401 to implement the methods provided by the method embodiments in this application. Risk reminder method.

In some embodiments, the terminal 1400 may optionally further include: a peripheral device interface 1403 and at least one peripheral device. The processor 1401, the memory 1402 and the peripheral device interface 1403 may be connected through a bus or a signal line. Each peripheral device can be connected to the peripheral device interface 1403 through a bus, a signal line or a circuit board. Specifically, the peripheral device includes: at least one of a radio frequency circuit 1404 , a display screen 1405 , a camera assembly 1406 , an audio circuit 1407 , a positioning assembly 1408 and a power supply 1409 .

The peripheral device interface 1403 may be used to connect at least one peripheral device related to I/O (Input/Output) to the processor 1401 and the memory 1402 . In some embodiments, processor 1401, memory 1402, and peripherals interface 1403 are integrated on the same chip or circuit board; in some other embodiments, any one of processor 1401, memory 1402, and peripherals interface 1403 or The two can be implemented on a separate chip or circuit board, which is not limited in this embodiment.

The radio frequency circuit 1404 is used for receiving and transmitting RF (Radio Frequency, radio frequency) signals, also called electromagnetic signals. The radio frequency circuit 1404 communicates with communication networks and other communication devices via electromagnetic signals. The radio frequency circuit 1404 converts electrical signals into electromagnetic signals for transmission, or converts received electromagnetic signals into electrical signals. Optionally, the radio frequency circuit 1404 includes an antenna system, an RF transceiver, one or more amplifiers, a tuner, an oscillator, a digital signal processor, a codec chipset, a subscriber identity module card, and the like. The radio frequency circuit 1404 may communicate with other terminals through at least one wireless communication protocol. The wireless communication protocol includes but is not limited to: World Wide Web, Metropolitan Area Network, Intranet, various generations of mobile communication networks (2G, 3G, 4G and 5G), wireless local area network and/or WiFi (Wireless Fidelity, Wireless Fidelity) network. In some embodiments, the radio frequency circuit 1404 may further include a circuit related to NFC (Near Field Communication, short-range wireless communication), which is not limited in this application.

The display screen 1405 is used for displaying UI (User Interface, user interface). The UI can include graphics, text, icons, video, and any combination thereof. When the display screen 1405 is a touch display screen, the display screen 1405 also has the ability to acquire touch signals on or above the surface of the display screen 1405 . The touch signal may be input to the processor 1401 as a control signal for processing. At this time, the display screen 1405 may also be used to provide virtual buttons and/or virtual keyboards, also referred to as soft buttons and/or soft keyboards. In some embodiments, there may be one display screen 1405, which is arranged on the front panel of the terminal 1400; in other embodiments, there may be at least two display screens 1405, which are respectively arranged on different surfaces of the terminal 1400 or in a folded design; In other embodiments, the display screen 1405 may be a flexible display screen, which is disposed on a curved surface or a folding surface of the terminal 1400 . Even, the display screen 1405 can also be set as a non-rectangular irregular figure, that is, a special-shaped screen. The display screen 1405 can be made of materials such as LCD (Liquid Crystal Display, liquid crystal display), OLED (Organic Light-Emitting Diode, organic light emitting diode).

The camera assembly 1406 is used to capture images or video. Optionally, the camera assembly 1406 includes a front camera and a rear camera. The front camera is arranged on the front panel of the terminal, and the rear camera is arranged on the back of the terminal. In some embodiments, there are at least two rear cameras, which are any one of a main camera, a depth-of-field camera, a wide-angle camera, and a telephoto camera, so as to realize the fusion of the main camera and the depth-of-field camera to realize the background blur function, the main camera It is integrated with the wide-angle camera to achieve panoramic shooting and VR (Virtual Reality, virtual reality) shooting functions or other integrated shooting functions. In some embodiments, the camera assembly 1406 may also include a flash. The flash can be a single color temperature flash or a dual color temperature flash. Dual color temperature flash refers to the combination of warm light flash and cold light flash, which can be used for light compensation under different color temperatures.

Audio circuitry 1407 may include a microphone and speakers. The microphone is used to collect the sound waves of the user and the environment, convert the sound waves into electrical signals, and input them to the processor 1401 for processing, or to the radio frequency circuit 1404 to realize voice communication. For the purpose of stereo collection or noise reduction, there may be multiple microphones, which are respectively disposed in different parts of the terminal 1400 . The microphone may also be an array microphone or an omnidirectional collection microphone. The speaker is used to convert the electrical signal from the processor 1401 or the radio frequency circuit 1404 into sound waves. The loudspeaker can be a traditional thin-film loudspeaker or a piezoelectric ceramic loudspeaker. When the speaker is a piezoelectric ceramic speaker, it can not only convert electrical signals into sound waves audible to humans, but also convert electrical signals into sound waves inaudible to humans for distance measurement and other purposes. In some embodiments, the audio circuit 1407 may also include a headphone jack.

The positioning component 1408 is used to locate the current geographic location of the terminal 1400 to implement navigation or LBS (Location Based Service, location-based service). The positioning component 1408 may be a positioning component based on the GPS (Global Positioning System, global positioning system) of the United States, the Beidou system of China or the Galileo system of Russia.

Power supply 1409 is used to power various components in terminal 1400 . The power source 1409 may be alternating current, direct current, disposable batteries or rechargeable batteries. When the power source 1409 includes a rechargeable battery, the rechargeable battery may be a wired rechargeable battery or a wireless rechargeable battery. Wired rechargeable batteries are batteries that are charged through wired lines, and wireless rechargeable batteries are batteries that are charged through wireless coils. The rechargeable battery can also be used to support fast charging technology.

In some embodiments, the terminal 1400 also includes one or more sensors 1410 . The one or more sensors 1410 include, but are not limited to, an acceleration sensor 1411 , a gyro sensor 1412 , a pressure sensor 1413 , a fingerprint sensor 1414 , an optical sensor 1415 , and a proximity sensor 1416 .

The acceleration sensor 1411 can detect the magnitude of acceleration on the three coordinate axes of the coordinate system established by the terminal 1400 . For example, the acceleration sensor 1411 can be used to detect the components of the gravitational acceleration on the three coordinate axes. The processor 1401 can control the display screen 1405 to display the user interface in a landscape view or a portrait view according to the gravitational acceleration signal collected by the acceleration sensor 1411 . The acceleration sensor 1411 can also be used for game or user movement data collection.

The gyroscope sensor 1412 can detect the body direction and rotation angle of the terminal 1400 , and the gyroscope sensor 1412 can cooperate with the acceleration sensor 1411 to collect 3D actions of the user on the terminal 1400 . The processor 1401 can implement the following functions according to the data collected by the gyro sensor 1412 : motion sensing (such as changing the UI according to the user's tilt operation), image stabilization during shooting, game control, and inertial navigation.

The pressure sensor 1413 may be disposed on the side frame of the terminal 1400 and/or the lower layer of the display screen 1405 . When the pressure sensor 1413 is disposed on the side frame of the terminal 1400, the user's holding signal of the terminal 1400 can be detected, and the processor 1401 can perform left and right hand identification or quick operation according to the holding signal collected by the pressure sensor 1413. When the pressure sensor 1413 is disposed on the lower layer of the display screen 1405, the processor 1401 controls the operability controls on the UI interface according to the user's pressure operation on the display screen 1405. The operability controls include at least one of button controls, scroll bar controls, icon controls, and menu controls.

The fingerprint sensor 1414 is used to collect the user's fingerprint, and the processor 1401 identifies the user's identity according to the fingerprint collected by the fingerprint sensor 1414, or the fingerprint sensor 1414 identifies the user's identity according to the collected fingerprint. When the user's identity is identified as a trusted identity, the processor 1401 authorizes the user to perform relevant sensitive operations, including unlocking the screen, viewing encrypted information, downloading software, making payments, and changing settings. The fingerprint sensor 1414 may be disposed on the front, back or side of the terminal 1400 . When the terminal 1400 is provided with physical buttons or a manufacturer's logo, the fingerprint sensor 1414 can be integrated with the physical buttons or the manufacturer's logo.

Optical sensor 1415 is used to collect ambient light intensity. In one embodiment, the processor 1401 may control the display brightness of the display screen 1405 according to the ambient light intensity collected by the optical sensor 1415 . Specifically, when the ambient light intensity is high, the display brightness of the display screen 1405 is increased; when the ambient light intensity is low, the display brightness of the display screen 1405 is decreased. In another embodiment, the processor 1401 may also dynamically adjust the shooting parameters of the camera assembly 1406 according to the ambient light intensity collected by the optical sensor 1415 .

A proximity sensor 1416 , also called a distance sensor, is provided on the front panel of the terminal 1400 . The proximity sensor 1416 is used to collect the distance between the user and the front of the terminal 1400 . In one embodiment, when the proximity sensor 1416 detects that the distance between the user and the front of the terminal 1400 is gradually decreasing, the processor 1401 controls the display screen 1405 to switch from the bright screen state to the off screen state; when the proximity sensor 1416 detects When the distance between the user and the front of the terminal 1400 gradually increases, the processor 1401 controls the display screen 1405 to switch from the screen-off state to the screen-on state.

Those skilled in the art can understand that the structure shown in FIG. 14 does not constitute a limitation on the terminal 1400, and may include more or less components than the one shown, or combine some components, or adopt different component arrangements.

Optionally, the computer device is provided as a server. FIG. 15 is a schematic structural diagram of a server provided by an embodiment of the present application. The server 1500 may vary greatly due to different configurations or performance, and may include one or more processors (Central Processing Units, CPU) 1501 and a Or more than one memory 1502, wherein, at least one computer program is stored in the memory 1502, and the at least one computer program is loaded and executed by the processor 1501 to implement the methods provided by the above method embodiments. Of course, the server may also have components such as a wired or wireless network interface, a keyboard, and an input/output interface for input and output, and the server may also include other components for implementing device functions, which will not be described here.

Embodiments of the present application further provide a computer-readable storage medium, where at least one computer program is stored in the computer-readable storage medium, and the at least one computer program is loaded and executed by a processor to implement the risk alerting method in the foregoing embodiment. the operation performed.

Embodiments of the present application also provide a computer program product or computer program, where the computer program product or computer program includes computer program code, and the computer program code is stored in a computer-readable storage medium. The processor of the computer device reads the computer program code from the computer-readable storage medium, and the processor executes the computer program code, so that the computer device implements the operations performed in the risk alert method of the above-mentioned embodiment.

Those of ordinary skill in the art can understand that all or part of the steps for implementing the above embodiments can be completed by hardware, or can be completed by instructing relevant hardware through a program, and the program can be stored in a computer-readable storage medium. The storage medium can be read-only memory, magnetic disk or optical disk, etc.

The above descriptions are only optional embodiments of the embodiments of the present application, and are not intended to limit the embodiments of the present application. Any modification, equivalent replacement, improvement, etc. made within the spirit and principles of the embodiments of the present application shall be Included within the scope of protection of this application.

Claims (18)

1. A risk reminding method is characterized by comprising the following steps:

displaying a resource transfer interface, wherein the resource transfer interface comprises resource transfer data and is used for confirming resource transfer according to the resource transfer data;

responding to the confirmation operation in the resource transfer interface, and displaying a risk reminding message under the condition that the resource transfer is not carried out;

responding to the viewing operation of the risk reminding message, and playing a risk reminding video in a risk reminding interface;

and responding to the re-confirmation operation in the redisplayed resource transfer interface after the risk reminding video is played, and transferring resources according to the resource transfer data.

2. The method of claim 1, wherein playing a risk alert video in a risk alert interface comprises:

playing the risk reminding video in the risk reminding interface, and displaying a confirmation control, wherein the confirmation control is used for confirming that the video content in the risk reminding video is watched;

and responding to the trigger operation of the confirmation control, and redisplaying the resource transfer interface.

3. The method of claim 2, wherein the playing the risk reminder video and displaying a confirmation control in the risk reminder interface comprises:

and playing the risk reminding video in the risk reminding interface, and displaying risk reminding information and the confirmation control, wherein the risk reminding information is used for describing video content in the risk reminding video.

4. The method of claim 3, wherein the playing the risk reminder video and displaying risk reminder information and the confirmation control in the risk reminder interface comprises:

the risk reminding video is played in the risk reminding interface, and the risk reminding information, the confirmation control and the selection control are displayed, wherein the selection control is used for confirming the risk reminding information;

the redisplaying the resource transfer interface in response to the triggering operation of the confirmation control comprises:

and responding to the triggering operation of the confirmation control in the state that the selection control is selected, and redisplaying the resource transfer interface.

5. The method of claim 2, wherein the playing the risk reminder video and displaying a confirmation control in the risk reminder interface comprises:

the risk reminding video is played in the risk reminding interface, and the confirmation control and the information input area are displayed, wherein the information input area is used for indicating and inputting the information indicated by the risk reminding video;

the redisplaying the resource transfer interface in response to the triggering operation of the confirmation control comprises:

responding to the trigger operation of the confirmation control, and verifying the input information in the information input area;

and after the input information is verified, the resource transfer interface is displayed again.

6. The method of claim 1, wherein the risk alert video comprises a plurality of video clips, and wherein playing the risk alert video in the risk alert interface comprises:

playing a first video clip in the risk reminding interface, and displaying a first confirmation control, wherein the first confirmation control is used for confirming that video content in the first video clip is watched;

responding to the triggering operation of the first confirmation control, and playing a second video clip in the risk reminding interface;

the first video clip is any one of the risk reminding videos, and the second video clip is a video clip associated with the first video clip.

7. The method of claim 6, wherein playing the first video clip and displaying the first confirmation control in the risk alert interface comprises:

and playing the first video clip in the risk reminding interface, and displaying first risk prompt information and the first confirmation control, wherein the first risk prompt information is used for describing video content in the first video clip.

8. The method of claim 7, wherein said playing the first video clip in the risk alert interface and displaying a first risk reminder information and the first confirmation control comprises:

playing the first video clip in the risk reminding interface, and displaying the first risk prompt information, the first confirmation control and a first selection control, wherein the first selection control is used for confirming the first risk prompt information;

the playing a second video clip in the risk alert interface in response to the triggering operation of the first confirmation control includes:

and responding to the triggering operation of the first confirmation control under the condition that the first selection control is selected, and playing a second video clip in the risk reminding interface.

9. The method of claim 6, wherein playing the first video clip and displaying the first confirmation control in the risk alert interface comprises:

playing the first video clip on the risk reminding interface, and displaying the first confirmation control and a first information input area, wherein the first information input area is used for indicating to input information indicated by the first video clip;

the playing a second video segment in the risk alert interface in response to the triggering operation of the first confirmation control comprises:

verifying the input information in the first information input area in response to a triggering operation of the first confirmation control;

and after the input information is verified, playing the second video clip in the risk reminding interface, wherein the second video clip is a video clip which is associated with the first video clip and is used for playing when the verification is passed.

10. The method of claim 9, wherein after verifying the input information in the first information input area in response to the triggering of the first confirmation control, the method further comprises:

and if the input information fails to be verified, playing a third video clip in the risk reminding interface, wherein the third video clip is a video clip which is associated with the first video clip and is used for playing when the verification fails.

11. The method of claim 6, further comprising:

and responding to the trigger operation of the confirmation control corresponding to the target video clip in the risk reminding video, and redisplaying the resource transfer interface.

12. The method of claim 6, wherein the playing a second video segment in the risk alert interface in response to the triggering of the first confirmation control comprises:

and responding to the triggering operation of the first confirmation control, and playing the second video clip in the risk reminding interface according to the starting time point of the second video clip associated with the first confirmation control.

13. The method according to any one of claims 1-12, wherein said performing a resource transfer according to said resource transfer data in response to a reconfirmation operation in said redisplayed resource transfer interface comprises:

and responding to the reconfirmation operation, and sending a first resource transfer request carrying the resource transfer data and a risk confirmation message to a server, wherein the server is used for carrying out resource transfer according to the resource transfer data under the condition that the first resource transfer request carries the risk confirmation message.

14. A risk reminding method is characterized by comprising the following steps:

receiving a second resource transfer request sent by a terminal, wherein the second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in a resource transfer interface, the resource transfer interface comprises the resource transfer data, and the resource transfer interface is used for confirming resource transfer according to the resource transfer data;

under the condition that resource transfer is not carried out, carrying out risk detection on the resource transfer data to obtain a risk type corresponding to the resource transfer data;

and sending a risk reminding video matched with the risk type to the terminal, and playing the risk reminding video in a risk reminding interface by the terminal.

15. A risk reminder device, the device comprising:

the resource transfer interface comprises resource transfer data and is used for confirming resource transfer according to the resource transfer data;

the display module is further used for responding to the confirmation operation in the resource transfer interface and displaying a risk reminding message under the condition that the resource transfer is not carried out;

the playing module is used for responding to the viewing operation of the risk reminding message and playing a risk reminding video in a risk reminding interface;

and the sending module is used for responding to the re-confirmation operation in the re-displayed resource transfer interface after the risk reminding video is played, and transferring the resources according to the resource transfer data.

16. A risk reminder device, the device comprising:

a receiving module, configured to receive a second resource transfer request sent by a terminal, where the second resource transfer request carries resource transfer data, the second resource transfer request is sent by the terminal in response to a confirmation operation in a resource transfer interface, the resource transfer interface includes the resource transfer data, and the resource transfer interface is used to confirm resource transfer according to the resource transfer data;

the detection module is used for carrying out risk detection on the resource transfer data under the condition that the resource transfer is not carried out, so as to obtain a risk type corresponding to the resource transfer data;

and the sending module is used for sending the risk reminding video matched with the risk type to the terminal, and the terminal plays the risk reminding video in a risk reminding interface.

17. A computer device, characterized in that the computer device comprises a processor and a memory, wherein at least one computer program is stored in the memory, and the at least one computer program is loaded by the processor and executed to implement the operations executed in the risk reminding method according to any claim from 1 to 13; or to implement the operations performed in the risk reminder method of claim 14.

18. A computer-readable storage medium, having at least one computer program stored therein, the at least one computer program being loaded and executed by a processor to perform the operations of the risk alert method of any one of claims 1 to 13; or to implement the operations performed in the risk alert method of claim 14.

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