CN102842082B - Based on the method for payment of radio-frequency (RF) identification - Google Patents
Based on the method for payment of radio-frequency (RF) identification Download PDFInfo
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- CN102842082B CN102842082B CN201210255323.6A CN201210255323A CN102842082B CN 102842082 B CN102842082 B CN 102842082B CN 201210255323 A CN201210255323 A CN 201210255323A CN 102842082 B CN102842082 B CN 102842082B
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Abstract
The invention provides a kind of method of payment based on radio-frequency (RF) identification, should comprise based on the method for payment of radio-frequency (RF) identification: step 1, radio-frequency card and radio frequency identification equipment carry out after radio frequency is connected, and user profile and consumption information are sent on certification Identification platform by this radio frequency identification equipment; Step 2, when described certification Identification platform finds subscriber data according to described user profile and described consumption information and judges that the amount of money in user account is enough from database, described certification recognition system converts the amount of money of user's request in described consumption information to E-consumer code according to the mode that user requires and is sent on user mobile phone; And step 3, user relies on described E-consumer code to carry out customer consumption in the businessman of protocols having.Method of payment based on radio-frequency (RF) identification of the present invention makes the mode diversification more of payment, makes the application of REID more extensive, allows the more convenient intelligence of the consumption of consumer.
Description
Technical field
The present invention relates to Data transmitting and receiving technical field, particularly relate to a kind of method of payment based on radio-frequency (RF) identification.
Background technology
Along with the development of science and technology, existing modes of payments kind is also more and more various, except traditional paying in cash, has also occurred bank card payment, and purchase card pays, the multiple Payment Methods such as Web bank's payment.The existing modes of payments, has the limitation that it is certain.Such as, purchase card pays and has generally been limited in specific consumption place, and Web bank pays and can only pay the bill in a network, can not be applied to solid shop, bank card pays then generally will collect service charge to businessman, and makes cannot use in some little businessmans.Be in the Chinese patent application of CN200910238592.X at application number, propose a kind of new method of payment, system and device, its main technical schemes comprises: payment client terminal receives user's ordering information that network side sends; Pay according to described user's ordering information prompting user, and read the user profile in the rfid card that user carries by radio frequency discrimination RFID equipment; According to the payment that described user profile and described user's ordering information are carried, charging process is carried out to the disbursement account corresponding with described user profile.But the method that application this application is used, maximum shortcoming is exactly the place of carrying out in this way consuming will be made to set up equipment at each needs, the method could be used to consume, increase the selling cost of businessman.Meanwhile, because the function of every equipment used is all similar, so each businessman carries out installing, and wastes beyond doubt to the one of resource.We have invented a kind of method of payment based on radio-frequency (RF) identification newly for this reason, solve above technical matters.
Summary of the invention
The object of this invention is to provide a kind of by setting up radio frequency identification equipment with low cost, allowing people can the method for payment based on radio-frequency (RF) identification that pays of the carrying out of more convenient intelligence.
Object of the present invention realizes by following technical measures: based on the method for payment of radio-frequency (RF) identification, should comprise based on the method for payment of radio-frequency (RF) identification: step 1, radio-frequency card and radio frequency identification equipment carry out after radio frequency is connected, and user profile and consumption information are sent on certification Identification platform by this radio frequency identification equipment; Step 2, when described certification Identification platform finds subscriber data according to described user profile and described consumption information and judges that the amount of money in user account is enough from database, described certification recognition system converts the amount of money of user's request in described consumption information to E-consumer code according to the mode that user requires and is sent on user mobile phone; And step 3, user relies on described E-consumer code to carry out customer consumption in the businessman of protocols having.
Object of the present invention also realizes by following technical measures:
Described radio-frequency card is all-purpose card or the mobile phone containing radio-frequency module.
Preferably, the mode that the described user comprised in described consumption information requires is for being converted to E-consumer code described in one or more by the amount of money of described user's request.
Preferably, the described method of payment based on radio-frequency (RF) identification also comprises before step 1, and user inputs described consumption information on described radio frequency identification equipment.
Preferably, in step 2, when described certification Identification platform judges the insufficient in amount in described user account according to described user profile and described consumption information, the shut-down operation of described certification payment platform, and carry out miscue to described user mobile phone transmission information.
Preferably, described E-consumer code is the password of Quick Response Code, numerical ciphers or other form.
Preferably, in step 2, described E-consumer code is sent to described user mobile phone by note or multimedia message.
Preferably, the described method of payment based on radio-frequency (RF) identification also comprises after step 3, and the businessman of described protocols having is connected with described authentication platform, feeds back described customer consumption; And
After described certification payment platform receives the described customer consumption of feedback, used described E-consumer code is carried out except power, and spending amount is deducted from described user account, transfer accounts in Merchant Account.
Preferably, the businessman of described protocols having is by phone, and the client on note or computer is connected with described authentication platform.
Preferably, described radio frequency identification equipment has the place compared with multi-protocols businessman near being built up in.
Technician is not difficult to find out, the scheme that the combination in any of above-mentioned each preferred version is formed is all a part of the present invention.
The method of payment based on radio-frequency (RF) identification in the present invention sets up special radio frequency identification equipment (being generally have the place compared with multi-protocols businessman nearby) in the place that some need, seller oneself is not needed to have radio-frequency apparatus, consumer obtains consumption code by public radio-frequency apparatus to consume to businessman afterwards, and the cost reducing businessman decreases the waste of resource simultaneously.And it is simple to operate for radio frequency identification equipment, and user can be allowed to carry out simple amount of money conversion operations, equipment of its application only need with the all-in-one of screen, with low cost.The method of payment based on radio-frequency (RF) identification in the present invention makes the mode diversification more of payment, makes the application of REID more extensive, allows the more convenient intelligence of the consumption of consumer.
Accompanying drawing explanation
Fig. 1 is the process flow diagram of method of payment one preferred embodiment based on radio-frequency (RF) identification of the present invention.
Embodiment
For making above and other object of the present invention, feature and advantage can become apparent, cited below particularly go out preferred embodiment, and coordinate institute's accompanying drawings, be described in detail below.
In step 101, user inputs consumption information on radio frequency identification equipment, the amount of money of conversion and mode is such as needed (such as to change 10 yuan, 1 10 yuan can be selected to consume code, or 25 yuan consumption codes, or 10 1 yuan consumption code, facilitate customer consumption), radio-frequency card (all-purpose card, the mobile phone etc. containing radio-frequency module) by carrying after confirmation is connected with radio frequency identification equipment, and this radio frequency identification equipment has the place compared with multi-protocols businessman near being generally built up in.Flow process enters into step 102.
In step 102, radio frequency identification equipment is after being connected with radio-frequency card, and by user profile and consumption information, the amount of money number such as transformed, is sent to certification payment platform and carries out certification and conversion.Flow process enters into step 103.
In step 103, certification payment platform is after receiving the information that radio frequency identification equipment sends, first can search subscriber data (all-purpose card number or user mobile phone number etc.) from database, user profile is searched and checks certification, then confirm that whether the amount of money in user account is enough, as insufficient in amount, flow process enters into step 104.When the amount of money is sufficient, flow process enters into step 105.
In step 104, the shut-down operation of certification payment platform, and carry out miscue to user mobile phone transmission information, flow process terminates.
In step 105, certification payment platform is converted the amount of money number of user's request in consumption information to E-consumer code (may be Quick Response Code, numerical ciphers or other forms of password) according to the mode that user requires and is sent on user mobile phone by note or multimedia message.Flow process enters into step 106.
In step 106, user just can carry out customer consumption with the consumption code in note in the businessman of protocols having after receiving note.Flow process enters into step 107.
In step 107, after user consumes, businessman can pass through phone, and the client on note or computer is connected with certification payment platform, after the label power of certification payment platform and certification, and feedback user consumption information.Flow process enters into step 108.
In step 108, after certification payment platform receives the customer consumption information of merchant feedback, can carry out making it not reuse except power to used consumption code, and spending amount is deducted from user account, transfer accounts in Merchant Account.Flow process terminates.
Those skilled in the art are understood that after having read this instructions, method of payment based on radio-frequency (RF) identification of the present invention is combined by prior art and forms, although these prior aries all do not describe to all matters, big and small one by one, after having read this instructions, those skilled in the art can know its cloud.Describe the combination of above-mentioned prior art in this instructions and form each scheme of the present invention, it will be appreciated by those skilled in the art that, the various combinations of these schemes, and the combination of the various piece and/or feature that form these schemes all belongs to the category of the solution of the present invention.Those skilled in the art are obviously understandable that, above-mentioned prior art is combined formation the present invention, and this needs a large amount of creative work to pay, and are the crystallizations of theoretical research for many years and great many of experiments.
Claims (7)
1. based on the method for payment of radio-frequency (RF) identification, it is characterized in that, should comprise based on the method for payment of radio-frequency (RF) identification:
Step 1, radio-frequency card and radio frequency identification equipment carry out after radio frequency is connected, and user profile and consumption information are sent on certification Identification platform by this radio frequency identification equipment;
Step 2, when described certification Identification platform finds subscriber data according to described user profile and described consumption information and judges that the amount of money in user account is enough from database, described certification Identification platform converts the amount of money of user's request in described consumption information to E-consumer code according to the mode that user requires and is sent on user mobile phone; And
Step 3, user relies on described E-consumer code to carry out customer consumption in the businessman of protocols having;
Before step 1, user inputs described consumption information on described radio frequency identification equipment, and the mode that the described user comprised in described consumption information requires is for being converted to E-consumer code described in one or more by the amount of money of described user's request;
The businessman of described protocols having is connected with described certification Identification platform, feeds back described customer consumption; And
After described certification Identification platform receives the described customer consumption of feedback, used described E-consumer code is carried out except power, and spending amount is deducted from described user account, transfer accounts in Merchant Account.
2. method according to claim 1, is characterized in that, described radio-frequency card is all-purpose card or the mobile phone containing radio-frequency module.
3. method according to claim 1, it is characterized in that, in step 2, when described certification Identification platform judges the insufficient in amount in described user account according to described user profile and described consumption information, the shut-down operation of described certification Identification platform, and carry out miscue to described user mobile phone transmission information.
4. method according to claim 1, is characterized in that, described E-consumer code is the password of Quick Response Code, numerical ciphers or other form.
5. method according to claim 1, is characterized in that, in step 2, described E-consumer code is sent to described user mobile phone by note or multimedia message.
6. method according to claim 1, is characterized in that, the businessman of described protocols having is by phone, and the client on note or computer is connected with described certification Identification platform.
7. method according to claim 1, is characterized in that, has the place compared with multi-protocols businessman near described radio frequency identification equipment is built up in.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201210255323.6A CN102842082B (en) | 2012-07-23 | 2012-07-23 | Based on the method for payment of radio-frequency (RF) identification |
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| CN201210255323.6A CN102842082B (en) | 2012-07-23 | 2012-07-23 | Based on the method for payment of radio-frequency (RF) identification |
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| CN102842082A CN102842082A (en) | 2012-12-26 |
| CN102842082B true CN102842082B (en) | 2016-03-16 |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108241973A (en) * | 2016-12-27 | 2018-07-03 | 王四春 | A payment method based on radio frequency identification for cross-border e-commerce |
| CN108921547A (en) * | 2018-08-04 | 2018-11-30 | 韶关市英诺维科技设备有限公司 | A kind of payment application of the wearable device based on radio-frequency technique |
| CN110428251A (en) * | 2019-08-13 | 2019-11-08 | 中国联合网络通信集团有限公司 | A kind of method of mobile payment and system |
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| CN1635527A (en) * | 2003-12-29 | 2005-07-06 | 中华电信股份有限公司 | Ticket service system using matrix barcode as electronic ticket |
| CN1998032A (en) * | 2004-04-08 | 2007-07-11 | 拍奇私人有限公司 | Apparatus for identification, authorisation and/or notification |
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| CN102523554A (en) * | 2011-11-28 | 2012-06-27 | 苏州英福迈升信息技术有限公司 | Virtual community application system based on radio-frequency identification (RFID) |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| DE4437277A1 (en) * | 1994-03-11 | 1995-09-14 | Walker Asset Management Ltd | Improved remote gaming system |
| US5799087A (en) * | 1994-04-28 | 1998-08-25 | Citibank, N.A. | Electronic-monetary system |
| CN100426323C (en) * | 2005-05-25 | 2008-10-15 | 旭德数位股份有限公司 | Electronic transaction system capable of improving transaction security and electronic transaction method thereof |
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Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1635527A (en) * | 2003-12-29 | 2005-07-06 | 中华电信股份有限公司 | Ticket service system using matrix barcode as electronic ticket |
| CN1998032A (en) * | 2004-04-08 | 2007-07-11 | 拍奇私人有限公司 | Apparatus for identification, authorisation and/or notification |
| CN101739640A (en) * | 2008-11-05 | 2010-06-16 | 李嘉辉 | Method to order goods by terminals |
| CN101833792A (en) * | 2009-03-11 | 2010-09-15 | 李劭轩 | Electronic ticket sales verification system |
| CN101895722A (en) * | 2009-05-22 | 2010-11-24 | 北京西阁万投资咨询有限公司 | Method and system for acquiring two-dimensional code electronic ticket by using set-top box |
| CN102523554A (en) * | 2011-11-28 | 2012-06-27 | 苏州英福迈升信息技术有限公司 | Virtual community application system based on radio-frequency identification (RFID) |
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Address after: 350001, No. 58, barracks, Gulou District, Fujian, Fuzhou Patentee after: Fujian Wulian World Information Technology Co.,Ltd. Address before: 350001, No. 431, building 1, Xinhua Plaza, No. 54, 162 East drum street, Drum Tower, Gulou District, Fujian, Fuzhou Patentee before: FUJIAN WULIAN WORLD INFORMATION TECHNOLOGY Co.,Ltd. |
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