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CN102402746B - A kind of methods, devices and systems of mobile payment security checking - Google Patents

A kind of methods, devices and systems of mobile payment security checking Download PDF

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Publication number
CN102402746B
CN102402746B CN201010280433.9A CN201010280433A CN102402746B CN 102402746 B CN102402746 B CN 102402746B CN 201010280433 A CN201010280433 A CN 201010280433A CN 102402746 B CN102402746 B CN 102402746B
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payment
password
mobile terminal
checking
time
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CN102402746A (en
Inventor
黄志辉
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Tenpay Payment Technology Co Ltd
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Tenpay Payment Technology Co Ltd
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Priority to CN201010280433.9A priority Critical patent/CN102402746B/en
Priority to PCT/CN2011/079374 priority patent/WO2012031549A1/en
Publication of CN102402746A publication Critical patent/CN102402746A/en
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses the methods, devices and systems of a kind of mobile payment security checking, belong to communication technical field.Described method includes: obtain payment accounts, one-time payment password and mobile terminal number that mobile terminal sends;Judge whether this locality there are described payment accounts and described mobile terminal number;If this locality there are described payment accounts and described mobile terminal number, then judge a group corresponding with described payment accounts to verify in password whether to there are corresponding with described one-time payment password disposably to verify password;Corresponding with described one-time payment password password is disposably verified, it is determined that to described one-time payment password authentification success if corresponding with described payment accounts one group of checking password there are.Described device includes: the first acquisition module, the first judge module, the second judge module and payment module.Described system includes: mobile terminal and payment verification server.Invention increases the safety of payment.

Description

A kind of methods, devices and systems of mobile payment security checking
Technical field
The present invention relates to communication technical field, a kind of verify particularly to mobile payment security method, device And system.
Background technology
Along with mobile communication turns to digital service, various mobile value-added service to emerge in an endless stream from voice service, and Mobile payment is exactly one of them.So-called mobile payment, refers to that both parties are for certain goods or industry Business, uses mobile terminal wirelessly to pay.The mobile terminal that mobile payment is used can be Mobile phone, PDA (Personal Digital Assistant, personal digital assistant) etc..
At present when being paid by mobile terminal, for the safety guaranteed payment, user can be by mobile Terminal input payment cipher, then payment cipher is transferred to carrier server, operator by mobile terminal again Payment cipher is transferred to payment verification server by server again, and payment cipher is carried out by payment verification server After being verified, then pay.
But, during realizing the present invention, inventor finds that prior art at least there is problems in that
By base station, payment cipher being transferred to carrier server at mobile terminal, carrier server is again During payment cipher is transferred to payment verification server, payment cipher may be captured by illegal user, Make illegal user that this payment cipher can be utilized to be paid by the checking of payment verification server, existing Method of payment is the most dangerous.
Summary of the invention
In order to strengthen the safety in utilizing mobile terminal to pay, embodiments provide one The methods, devices and systems of mobile payment security checking.Described technical scheme is as follows:
A kind of method of mobile payment security checking, described method includes:
Obtain payment accounts, one-time payment password and mobile terminal number that mobile terminal sends;
Judge whether this locality there are described payment account and described mobile terminal number;
If this locality there are described payment account and described mobile terminal number, then judge to pay a bill with described Whether one group of number corresponding checking password there are and described corresponding disposably the testing of one-time payment password Card password;
If corresponding with described payment accounts one group of checking password there are and described one-time payment password Corresponding disposably verifies password, it is determined that to described one-time payment password authentification success;
Corresponding with described one-time payment password disposable checking password is set to unavailable or by described Disposable checking password is deleted from described one group of checking password;
Described obtain mobile terminal send payment account, one-time payment password and mobile terminal number it Before, described method also includes:
Obtain corresponding with the described payment account group checking password that user sets, described one group of checking password In at least include two disposable checking passwords.
Further, described in the payment account, one-time payment password and the movement that obtain mobile terminal transmission Before termination number, described method also includes:
Obtain the mobile payment checking information that user sets, and described mobile payment checking information is stored in this Ground, wherein, described mobile payment checking information include: described mobile terminal number and with described mobile terminal The payment accounts that number is corresponding.
A kind of device of mobile payment security checking, described device includes:
First acquisition module, for obtaining payment accounts, one-time payment password and the shifting that mobile terminal sends Dynamic termination number;
First judge module, for described first acquisition module get mobile terminal send payment accounts, After one-time payment password and mobile terminal number, it is judged that whether described device there are described payment account With described mobile terminal number;
Second judge module, is used for when the judged result of described first judge module is to there are in described device When described payment account and described mobile terminal number, it is judged that the one group checking corresponding with described payment accounts is close Whether there are in Ma and corresponding with described one-time payment password disposably verify password;
Payment module, is used for when the judged result of described second judge module is corresponding with described payment accounts When one group of checking password there are the disposable checking password corresponding with described one-time payment password, really Fixed to described one-time payment password authentification success;
Module is set, after determining described one-time payment password authentification success in described payment module, Corresponding with described one-time payment password disposable checking password is set to unavailable or by described once Property checking password from described one group checking password delete;
Described device also includes:
Second acquisition module, for described first acquisition module obtain mobile terminal send payment accounts, Before one-time payment password and mobile terminal number, obtain the corresponding with described payment account of user's setting One group of checking password, at least includes two disposable checking passwords in described one group of checking password.
Further, described device also includes:
Described second acquisition module, pays a bill for obtaining propping up of mobile terminal transmission at described first acquisition module Number, before one-time payment password and mobile terminal number, obtain the mobile payment checking information that user sets, And described mobile payment checking information is stored in said device, wherein, described mobile payment checking information Including: described mobile terminal number and the payment accounts corresponding with described mobile terminal number.
The system of a kind of mobile payment security checking, described system includes: mobile terminal and payment verification service Device;
Described mobile terminal, for obtaining the payment accounts of user's input, one-time payment password, by described Payment accounts, one-time payment password and mobile terminal number are sent to payment verification server;
Described payment verification server includes:
First acquisition module, for obtaining payment accounts, the one-time payment password that described mobile terminal sends And mobile terminal number;
First judge module, for described first acquisition module get mobile terminal send payment accounts, After one-time payment password and mobile terminal number, it is judged that whether described payment verification server exists State payment account and described mobile terminal number;
Second judge module, is used for when the judged result of described first judge module is described payment verification service When device there are described payment account and described mobile terminal number, it is judged that corresponding with described payment accounts Whether one group of checking password there are and corresponding with described one-time payment password disposably verify password;
Payment module, is used for when the judged result of described second judge module is corresponding with described payment accounts When one group of checking password there are the disposable checking password corresponding with described one-time payment password, really Fixed to described one-time payment password authentification success;
Module is set, after determining described one-time payment password authentification success in described payment module, Corresponding with described one-time payment password disposable checking password is set to unavailable or by described once Property checking password from described one group checking password delete;
Described payment verification server also includes:
Second acquisition module, for described first acquisition module obtain mobile terminal send payment accounts, Before one-time payment password and mobile terminal number, obtain the corresponding with described payment account of user's setting One group of checking password, at least includes two disposable checking passwords in described one group of checking password.
Further, described payment verification server also includes:
Described second acquisition module, pays a bill for obtaining propping up of mobile terminal transmission at described first acquisition module Number, before one-time payment password and mobile terminal number, obtain the mobile payment checking information that user sets, And described mobile payment checking information is stored in described payment verification server, wherein, described movement is propped up Pay checking information to include: described mobile terminal number and the payment accounts corresponding with described mobile terminal number.
The technical scheme that the embodiment of the present invention provides provides the benefit that:
May only verify with disposable checking password by expendable one-time payment password by using, Even if making one-time payment password in payment process be captured by illegal user, illegal user also can not be in order to Paid by checking with this one-time payment password, add the safety of payment.
Accompanying drawing explanation
Fig. 1 is the method flow diagram of a kind of mobile payment security checking that the embodiment of the present invention 1 provides;
Fig. 2 is the method flow diagram of a kind of mobile payment security checking that the embodiment of the present invention 2 provides;
Fig. 3 is the apparatus structure schematic diagram of the first mobile payment security checking that the embodiment of the present invention 3 provides;
Fig. 4 is the apparatus structure schematic diagram of the second mobile payment security checking that the embodiment of the present invention 3 provides;
Fig. 5 is the apparatus structure schematic diagram of the third mobile payment security checking that the embodiment of the present invention 3 provides;
Fig. 6 is the apparatus structure schematic diagram of the 4th kind of mobile payment security checking that the embodiment of the present invention 3 provides;
Fig. 7 is the system structure schematic diagram of a kind of mobile payment security checking that the embodiment of the present invention 4 provides.
Detailed description of the invention
For making the object, technical solutions and advantages of the present invention clearer, below in conjunction with accompanying drawing to the present invention Embodiment is described in further detail.
Embodiment 1
See Fig. 1, the method embodiments providing the checking of a kind of mobile payment security, including:
101: obtain payment accounts, one-time payment password and mobile terminal number that mobile terminal sends.
102: judge whether this locality there are this payment account and this mobile terminal number.
103: if this locality there are this payment account and this mobile terminal number, then judge and this payment accounts Whether one group of corresponding checking password there are the disposable checking corresponding with this one-time payment password close Code.
104: if corresponding with this payment accounts one group of checking password there are and this one-time payment password Corresponding disposably verifies password, it is determined that to this one-time payment password authentification success.
Further, payment account, one-time payment password and the mobile terminal that mobile terminal sends is being obtained Before number, the method also includes:
Obtain the mobile payment checking information that user sets, and this mobile payment checking information be stored in this locality, Wherein, this mobile payment checking information includes: this mobile terminal number, corresponding with this mobile terminal number Payment accounts, and the one group checking password corresponding with this payment accounts.
Further, it is determined that after to this one-time payment password authentification success, the method also includes:
Corresponding with this one-time payment password disposable checking password is set to unavailable maybe by this once Property checking password from this group checking password delete.
The method of the mobile payment security checking described in the embodiment of the present invention, may only use once by using One-time payment password and disposable checking password verify so that even if disposable in payment process Payment cipher is captured by illegal user, and illegal user also cannot utilize this one-time payment password by checking Pay, add the safety of payment.Further, specifically can pass through will be with this one-time payment password Corresponding disposable checking password is set to unavailable maybe by close from this group checking for this disposable checking password The mode deleted in Ma, it is achieved one-time payment password and disposable checking password may only use once.
Embodiment 2
See Fig. 2, the method embodiments providing the checking of a kind of mobile payment security, including:
201: payment verification server obtains mobile payment checking information, and this mobile payment checking information is deposited Storage is in payment verification server, and wherein, this mobile payment checking information includes: this mobile terminal number, The payment accounts corresponding with this mobile terminal number, and the one group checking password corresponding with this payment accounts. Wherein, one group of checking password at least includes two disposable checking passwords.
Wherein, mobile terminal number is the number that can identify this mobile terminal, such as the phone number etc. of mobile phone. Payment accounts can be that bank's card number, credit number, Q coin account, Wealth tong account etc. can support mobile The account paid.And the payment accounts corresponding with this mobile terminal number, can arrange one or more, Can be configured according to actual application feature, this is not limited.Additionally, due in embodiment of the present invention institute In the method stated, checking password is used only once, and is therefore properly termed as disposably verifying password.
Specifically, user is setting the payment accounts that mobile terminal number is corresponding with mobile terminal number, with And during corresponding with payment accounts one group of checking password, can directly arrive at the provider of payment verification server It is configured, it is also possible to the provider remotely being connected payment verification server by computer etc. is configured, This is not specifically limited.Wherein, one group of checking password at least includes two disposable checking passwords, example As: the embodiment of the present invention set one group of checking password include 5 disposable checking passwords be respectively as follows: 0123, X456, abc, 3789 and 8888.
Specifically, payment verification server is by payment corresponding with mobile terminal number for mobile terminal number Account, and when the one group checking password corresponding with payment accounts stores, can deposit in the way of list Storage is in payment verification server, it is also possible to otherwise store, and storage mode does not do concrete limit Fixed.
202: when user is paid by mobile terminal, mobile terminal request user input payment account and One-time payment password.
Owing to, in the method described in the embodiment of the present invention, payment cipher is used only once, therefore can claim For one-time payment password.
203: acquisition for mobile terminal user input payment account and one-time payment password, by payment account, One-time payment password and mobile terminal number are sent to payment verification service by base station and carrier server Device.
204: payment verification server receives payment account, one-time payment password and the shifting that mobile terminal sends Dynamic termination number, it is judged that whether there are this payment account and this mobile terminal number in payment verification server, If it has, then perform 205;Otherwise, terminate.
205: payment verification server judges whether there are in one group of checking password corresponding with this payment accounts Corresponding with the one-time payment password of this input of user disposably verifies password, if it has, then perform 206;Otherwise, 207 are performed.
206: payment verification server determines this one-time payment password authentification success, will with mobile terminal originally The disposable checking password that the one-time payment password of secondary transmission is corresponding is set to unavailable or it is right from it The one group of checking password answered is deleted, then terminates.
After payment verification server is to this one-time payment password authentification success, it is possible to use this to pay a bill Family pays.
It addition, after payment verification server is to this one-time payment password authentification success, payment verification service Device can send one-time payment password authentification by carrier server and base station to mobile terminal and successfully disappear Breath, informs mobile terminal one-time payment password authentification success.
By disposable checking password of this input of user is set to unavailable or by it from this group checking Password is deleted so that one-time payment password and disposable checking password may only use once so that i.e. Make one-time payment password in payment process be captured by illegal user, illegal user also cannot utilize this one Secondary property payment cipher pays, and adds the safety of payment.
And, however it is not limited to by disposable checking password of this input of user is set to unavailable or incites somebody to action It is deleted from this group checking password so that one-time payment password and disposable checking password only so that With once, reality can be in the way of using any other feasible in applying.
207: payment verification server judges whether the number of times inputting one-time payment password in mobile terminal exceedes The number of times preset, if it does, then terminate;Otherwise, 208 are performed.
Wherein, the number of times preset can be 3 times, 5 inferior, can set flexibly according to actual application feature Put, this is not limited.
208: payment verification server request mobile terminal re-enters one-time payment password, and mobile terminal connects After receiving the request of payment verification server, request user re-enters one-time payment password, then performs 203。
The method of the mobile payment security checking described in the embodiment of the present invention, may only use once by using One-time payment password and disposable checking password verify so that even if disposable in payment process Payment cipher is captured by illegal user, and illegal user also cannot utilize this one-time payment password by checking Pay, add the safety of payment.Further, specifically can pass through will be with this one-time payment password Corresponding disposable checking password is set to unavailable maybe by close from this group checking for this disposable checking password The mode deleted in Ma, it is achieved one-time payment password and disposable checking password may only use once.
Embodiment 3
Seeing Fig. 3, embodiments provide the device of a kind of mobile payment security checking, this device includes:
First acquisition module 301, for obtain mobile terminal send payment accounts, one-time payment password and Mobile terminal number.
First judge module 302, pays a bill for getting propping up of mobile terminal transmission at the first acquisition module 301 Number, after one-time payment password and mobile terminal number, it is judged that whether this device there are this payment account The payment account corresponding with this mobile terminal number.
Second judge module 303, is to there are in this device for the judged result when the first judge module 302 When this payment account and this mobile terminal number, it is judged that the one group checking password corresponding with this payment accounts is No there are corresponding with this one-time payment password disposably verifies password.
Payment module 304, corresponding with this payment accounts for the judged result when the second judge module 303 When one group of checking password there are the disposable checking password corresponding with this one-time payment password, determine To this one-time payment password authentification success.
Further, seeing Fig. 4, this device also includes:
Second acquisition module 305, for the first acquisition module 301 obtain mobile terminal send payment accounts, Before one-time payment password and mobile terminal number, obtain the mobile payment checking information that user sets, and This mobile payment checking information being stored in the apparatus, wherein, this mobile payment checking information includes: should Mobile terminal number, the payment accounts corresponding with this mobile terminal number, and corresponding with this payment accounts One group of checking password.
Further, seeing Fig. 5 or Fig. 6, this device also includes:
Module 306 is set, after determining this one-time payment password authentification success in payment module 304, It is set to corresponding with this one-time payment password disposable checking password unavailable maybe this disposably be tested Card password is deleted from this group checking password.
The device of the mobile payment security checking described in the embodiment of the present invention, may only use once by using One-time payment password and disposable checking password verify so that even if disposable in payment process Payment cipher is captured by illegal user, and illegal user also cannot utilize this one-time payment password by checking Pay, add the safety of payment.Further, specifically can pass through will be with this one-time payment password Corresponding disposable checking password is set to unavailable maybe by close from this group checking for this disposable checking password The mode deleted in Ma, it is achieved one-time payment password and disposable checking password may only use once.
Embodiment 4
Seeing Fig. 7, embodiments provide the system of a kind of mobile payment security checking, this system includes: Mobile terminal 401 and payment verification server 402.
Mobile terminal 401, for obtaining the payment accounts of user's input, one-time payment password, by this payment Account, this one-time payment password and this mobile terminal number are sent to payment verification server.
Payment verification server 402 includes:
First acquisition module, for obtaining payment accounts, the one-time payment password that mobile terminal 401 sends And mobile terminal number;
First judge module, for the first acquisition module get mobile terminal send payment accounts, one After secondary property payment cipher and mobile terminal number, it is judged that whether payment verification service 402 there are this payment Account and this mobile terminal number;
Second judge module, deposits in being payment verification service 402 when the judged result of the first judge module When having this payment account and this mobile terminal number, it is judged that the one group checking password corresponding with this payment accounts In whether there are and corresponding with this one-time payment password disposably verify password;
Payment module, is that corresponding with this payment accounts group tests for the judged result when the second judge module When card password there are corresponding with this one-time payment password disposable checking password, determine to this one Secondary property payment cipher is proved to be successful.
Further, payment verification server 402 also includes:
Second acquisition module, for obtaining, at the first acquisition module, the one-time payment password that mobile terminal sends Before mobile terminal number, obtain the mobile payment checking information that user sets, and this mobile payment is tested Card information is stored in payment verification server 402, and wherein, this mobile payment checking information includes: mobile Termination number, the payment accounts corresponding with mobile terminal number, and a group corresponding with this payment accounts are tested Card password.
Further, payment verification server 402 also includes:
Module is set, after determining this one-time payment password authentification success in payment module, will be with this The corresponding disposable checking password of one-time payment password is set to unavailable this maybe disposably verify password Delete from this group checking password.
The system of the mobile payment security checking described in the embodiment of the present invention, may only use once by using One-time payment password and disposable checking password verify so that even if disposable in payment process Payment cipher is captured by illegal user, and illegal user also cannot utilize this one-time payment password by checking Pay, add the safety of payment.Further, specifically can pass through will be with this one-time payment password Corresponding disposable checking password is set to unavailable maybe by close from this group checking for this disposable checking password The mode deleted in Ma, it is achieved one-time payment password and disposable checking password may only use once.
All or part of content in the technical scheme that above example provides can be realized by software programming, Its software program is stored in the storage medium that can read, storage medium such as: the hard disk in computer, light Dish or floppy disk.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all the present invention's Within spirit and principle, any modification, equivalent substitution and improvement etc. made, should be included in the present invention's Within protection domain.

Claims (6)

1. the method for a mobile payment security checking, it is characterised in that described method includes:
Obtain payment account, one-time payment password and mobile terminal number that mobile terminal sends;
Judge whether this locality there are described payment account and described mobile terminal number;
If this locality there are described payment account and described mobile terminal number, then judge to pay a bill with described Whether one group of checking password that family is corresponding there are and described corresponding disposably the testing of one-time payment password Card password;
If corresponding with described payment account one group of checking password there are and described one-time payment password Corresponding disposably verifies password, it is determined that to described one-time payment password authentification success;
Corresponding with described one-time payment password disposable checking password is set to unavailable or by described Disposable checking password is deleted from described one group of checking password;
Described acquisition mobile terminal send payment account, one-time payment password and mobile terminal number it Before, described method also includes:
Obtain corresponding with the described payment account group checking password that user sets, described one group of checking password In at least include two disposable checking passwords.
The method of mobile payment security the most according to claim 1 checking, it is characterised in that described Before obtaining payment account, one-time payment password and the mobile terminal number that mobile terminal sends, described side Method also includes:
Obtain the mobile payment checking information that user sets, and described mobile payment checking information is stored in this Ground, wherein, described mobile payment checking information include: described mobile terminal number and with described mobile terminal The payment account that number is corresponding.
3. the device of a mobile payment security checking, it is characterised in that described device includes:
First acquisition module, for obtaining payment account, one-time payment password and the shifting that mobile terminal sends Dynamic termination number;
First judge module, for described first acquisition module get mobile terminal send payment account, After one-time payment password and mobile terminal number, it is judged that whether described device there are described payment account With described mobile terminal number;
Second judge module, is used for when the judged result of described first judge module is to there are in described device When described payment account and described mobile terminal number, it is judged that the one group checking corresponding with described payment account is close Whether there are in Ma and corresponding with described one-time payment password disposably verify password;
Payment module, is used for when the judged result of described second judge module is corresponding with described payment account When one group of checking password there are the disposable checking password corresponding with described one-time payment password, really Fixed to described one-time payment password authentification success;
Module is set, after determining described one-time payment password authentification success in described payment module, Corresponding with described one-time payment password disposable checking password is set to unavailable or by described once Property checking password from described one group checking password delete;
Described device also includes:
Second acquisition module, for described first acquisition module obtain mobile terminal send payment account, Before one-time payment password and mobile terminal number, obtain the corresponding with described payment account of user's setting One group of checking password, at least includes two disposable checking passwords in described one group of checking password.
The device of mobile payment security the most according to claim 3 checking, it is characterised in that described dress Put and also include:
Described second acquisition module, pays a bill for obtaining propping up of mobile terminal transmission at described first acquisition module Before family, one-time payment password and mobile terminal number, obtain the mobile payment checking information that user sets, And described mobile payment checking information is stored in said device, wherein, described mobile payment checking information Including: described mobile terminal number and the payment account corresponding with described mobile terminal number.
5. the system of a mobile payment security checking, it is characterised in that described system includes: mobile terminal With payment verification server;
Described mobile terminal, for obtaining the payment account of user's input, one-time payment password, by described Payment account, one-time payment password and mobile terminal number are sent to payment verification server;
Described payment verification server includes:
First acquisition module, for obtaining payment account, the one-time payment password that described mobile terminal sends And mobile terminal number;
First judge module, for described first acquisition module get mobile terminal send payment account, After one-time payment password and mobile terminal number, it is judged that whether described payment verification server exists State payment account and described mobile terminal number;
Second judge module, is used for when the judged result of described first judge module is described payment verification service When device there are described payment account and described mobile terminal number, it is judged that corresponding with described payment account Whether one group of checking password there are and corresponding with described one-time payment password disposably verify password;
Payment module, is used for when the judged result of described second judge module is corresponding with described payment account When one group of checking password there are the disposable checking password corresponding with described one-time payment password, really Fixed to described one-time payment password authentification success;
Module is set, after determining described one-time payment password authentification success in described payment module, Corresponding with described one-time payment password disposable checking password is set to unavailable or by described once Property checking password from described one group checking password delete;
Described payment verification server also includes:
Second acquisition module, for described first acquisition module obtain mobile terminal send payment account, Before one-time payment password and mobile terminal number, obtain the corresponding with described payment account of user's setting One group of checking password, at least includes two disposable checking passwords in described one group of checking password.
The system of mobile payment security the most according to claim 5 checking, it is characterised in that described Pay authentication server also to include:
Described second acquisition module, pays a bill for obtaining propping up of mobile terminal transmission at described first acquisition module Before family, one-time payment password and mobile terminal number, obtain the mobile payment checking information that user sets, And described mobile payment checking information is stored in described payment verification server, wherein, described movement is propped up Pay checking information to include: described mobile terminal number and the payment account corresponding with described mobile terminal number.
CN201010280433.9A 2010-09-09 2010-09-09 A kind of methods, devices and systems of mobile payment security checking Active CN102402746B (en)

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PCT/CN2011/079374 WO2012031549A1 (en) 2010-09-09 2011-09-06 Method, apparatus, and system for security authentication in mobile payment

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