CN101083792A - PHS non-contact card small amount payment system for public transport system - Google Patents
PHS non-contact card small amount payment system for public transport system Download PDFInfo
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- CN101083792A CN101083792A CNA2007100697612A CN200710069761A CN101083792A CN 101083792 A CN101083792 A CN 101083792A CN A2007100697612 A CNA2007100697612 A CN A2007100697612A CN 200710069761 A CN200710069761 A CN 200710069761A CN 101083792 A CN101083792 A CN 101083792A
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Abstract
The present invention involves the application of a PHS non-contact card micro-payment system on public traffic system. The technical problem this invention has to solve is to provide a PHS non-contact card micro-payment system for public traffic system. This system can be adopted so that the built-in RFID readers can proceed to read and write the basic operation to the non-contact cards in the built-in module through the SIM card in PHS Phone, and it allows users to achieve non-contact card balance inquiries and online recharge more easily. The Technical Solution for this problem is the PHS non-contact card micro-payment system for public traffic system. The characteristics of this system is that it includes the PHS terminals, SMS Gateway, telecommunications business management platform, telecommunications payments platform, public traffic card business Gateway, public traffic business management system, bank gateway, bank payment systems. This invention can be used for value-added services of PHS, such as: public traffic system, campus network, shopping malls, hotels, supermarket chains and other public consumption places.
Description
Technical field
The present invention relates to a kind of system that is applied to the Personal Handyphone System non-contact card small amount payment of public transit system.Be applicable to the value-added service of Personal Handyphone System, for example: in the public consumption places such as public transit system, campus network, market, hotel, chain supermarket.
Background technology
Along with the progress and the development of the Personal Handyphone System communication technology, the value-added service function of Personal Handyphone System is more and more, and it is more and more convenient to use.Wherein, it is also very universal to utilize the technology of the short-range communication small amount payment that built-in RFID chip (module for reading and writing) realized to use, and particularly in some specific places, the convenience of short-range communication small amount payment obtains bigger performance.As in public transit system, the payment of can on the vehicle-mounted card reader of public transit system, closely swiping the card of its Personal Handyphone System mass transit card, the user can supplement with money and queries the balance the Personal Handyphone System mass transit card is online; In campus network, the payment such as have dinner on can the card reader in the campus of its Personal Handyphone System campus card, the user can supplement with money and queries the balance the Personal Handyphone System campus card is online; In public consumption places such as market, hotel, chain supermarket, the Personal Handyphone System bank card can be realized small amount payment in above public place, and the user can supplement with money and queries the balance the Personal Handyphone System bank card is online.But in the prior art, all can't on Personal Handyphone System, realize above-mentioned functions owing to be subjected to existing PAS terminal technical limitations.
Summary of the invention
The technical problem to be solved in the present invention is: a kind of system that is applied to the Personal Handyphone System non-contact card small amount payment of public transit system is provided, this system can make the built-in RFID module for reading and writing of Personal Handyphone System carry out basic read-write operation to built-in contactless card by the Personal Handyphone System SIM card, allows the user more easily contactless card be realized inquiry into balance and online supplementing with money.
The technical solution adopted in the present invention is: a kind of Personal Handyphone System non-contact card small amount payment system that is applied to public transit system, it is characterized in that this system comprises PAS terminal, Short Message Service Gateway, telecommunications service management platform, telecommunications payment platform, mass transit card Service Gateway, public transport business management system, bank's gateway, bank payment system, wherein:
PAS terminal comprises again:
1) non-contact card is used to store card number and essential information,
2) RF module for reading and writing is used for carrying out communication with non-contact card, and finish with the authentication and the data write of Personal Handyphone System SIM card and operate,
3) Personal Handyphone System SIM card, all service application orders all are loaded in the SIM card, be used for and the RF module for reading and writing between the two-way authentication verification,
4) mobile phone MCU is used for the bridge of SIM card and RF module for reading and writing, explains order and data that SIM card is brought by the ISO7816 interface, drives RF module for reading and writing and non-contact card and carries out communication;
The telecommunications service management platform is used for telecommunication service registration and cancellation, online supplementing with money and the inquiry into balance service management;
The public transport business management system is used for the Service Management of public transport key, comprises query key and the Service Management of supplementing key with money;
Utilize Personal Handyphone System data SMS passage and Personal Handyphone System OTA host-host protocol and security mechanism to carry out communication between PAS terminal and the telecommunications service management platform;
Utilize Leased line or VPN (virtual private network) VPN passage to carry out communication between telecommunications service management platform and the public transport business management system according to ICP/IP protocol.
The STK protocol extension of Personal Handyphone System SIM card has an active order NFC_Device_Control.
The invention has the beneficial effects as follows: RFID module for reading and writing and contactless card and Personal Handyphone System SIM card technology are organically blended is applied to closely small amount payment application first, can onlinely supplement with money and query the balance based on what Personal Handyphone System was realized contactless card, made things convenient for the user contactless card carry and supplement with money inquiry, save supplementing with money the time of user, helped the up-to-date information that the user in time grasps contactless card.
Description of drawings
Fig. 1 is a system construction drawing of the present invention.
Fig. 2 is security system figure of the present invention.
Fig. 3 is the two-way check plot of RF module for reading and writing of the present invention and SIM card.
Fig. 4 is an online recharging service flow chart of the present invention.
Fig. 5 is an online inquiry into balance business process map of the present invention.
Embodiment
As shown in Figure 1 and Figure 2, the Personal Handyphone System non-contact card small amount payment system that the present invention is applied to public transit system has comprised PAS terminal, Short Message Service Gateway 5, telecommunications service management platform 6, telecommunications payment platform 7, mass transit card Service Gateway 8, public transport business management system 9, bank's gateway 10, bank payment system 11, wherein:
PAS terminal comprises again:
1) non-contact card 1, is used to store card number and essential information.
2) the RF module for reading and writing 2, are used for carrying out communication with non-contact card, finish authentication and data write operation with the Personal Handyphone System SIM card.
3) the Personal Handyphone System SIM card 3, and all service application orders all are loaded in the SIM card, be used for and the RF module for reading and writing between the two-way authentication verification.Since do not have in the Personal Handyphone System SIM-ME standard interface can direct control RF module for reading and writing order, so the present invention expands the STK agreement of SIM card, increases an active order NFC_Device_Control.Utilize the mechanism of active order, SIM card is sent out 91xxH and is given mobile phone, and mobile phone is sent out the NFC_Device_Control order that SIM card is got in the Fetch order, after explanation and the execution, orders to SIM card return data or executing state by Terminal Response.
In order to finish the data communication with telecommunications service management platform 6, the SIM-ME interface need be supported SMS_PP Download mode.
4) mobile phone MCU4 is used for the bridge of SIM card and RF module for reading and writing, explains order and data that SIM card sends over by the ISO7816 interface, drives RF module for reading and writing and non-contact card and carries out communication.
Interface relationship between the PAS terminal is as follows:
1) adopts Personal Handyphone System STK Extended Protocol NFC_Device_Control between Personal Handyphone System SIM card 3 and the mobile phone MCU 4.
2) adopt UART universal serial port communications protocol between mobile phone MCU 4 and the RF module for reading and writing 2.
3) adopt Philip contactless card application protocol Mirefare1 between RF module for reading and writing 2 and the mass transit card non-contact card 1.
4) adopt two-way authentication verification (following will describing in detail) between Personal Handyphone System SIM card 3 and the RF module for reading and writing 2.
Telecommunications service management platform 6 among the present invention is used for telecommunication service registration and cancellation, online supplementing with money and the inquiry into balance service management.Public transport business management system 9 is used for the Service Management of public transport key, comprises query key and the Service Management of supplementing key with money.
Utilize Personal Handyphone System data SMS passage and Personal Handyphone System OTA host-host protocol and security mechanism to carry out communication between PAS terminal and the telecommunications service management platform 6.Aerial download technology (OTA for Personal Handyphone System (PHS) network, be Over The Air), the applicant has applied for Chinese invention patent, application number on August 4th, 2006: 200610052857.3, and denomination of invention is " based on the implementation method of the aerial download technology of developing from pas network ".
Utilize Leased line or VPN (virtual private network) VPN passage to carry out communication between telecommunications service management platform 6 and the public transport business management system 9 according to ICP/IP protocol.
Personal Handyphone System SIM card 3 adopts the two-way authentication technology with RF module for reading and writing 2 among the present invention, as shown in Figure 3, is verified by the order data that module for reading and writing is sent SIM card, has guaranteed that the order data that has only legal SIM card to send just is performed response; The checking of the order data of module for reading and writing being sent by SIM card has then guaranteed to enter the legitimacy of the data of SIM card, avoids the invasion of malicious code to user's SIM card effectively; In addition, two-way authentication technology also is used to guarantee the integrality and the correctness of order data mutual between SIM card and module for reading and writing.When the user enters Personal Handyphone System mass transit card application menu, automatically perform " opening NFC equipment " request instruction, after wait RF module for reading and writing is confirmed to open, will start identifying procedure:
1) band key quick unidirectional HASH hash function H (M, K), wherein (M is a message, and K is a key), (M K) is used by RF module for reading and writing and SIM card H simultaneously.
2) initialization data of SIM card is as follows:
The unique identification Nc of SIM card (adopting integrated circuit card sign ICCID or Personal Handy-phone System number PSNM), Nc has uniqueness;
16 keys of wildcard group (identical with the RF module for reading and writing) write during by the SIM card hair fastener;
The initialization ciphertext C0 of card
3) initialization data of RF module for reading and writing is as follows:
16 keys of wildcard group are identical with the set of cipher key of SIM card;
Random number is Q0.
Access short message gateway 5 between Personal Handyphone System SIM card 3 and telecommunications service management platform 6 is divided into the uplink and downlink note according to data flow.By the Personal Handyphone System SIM card be sent to platform for up note, be sent to the downlink short message that is of Personal Handyphone System SIM card by platform.Data communication between Platform Server and Short Message Service Gateway adopts Short Message Service Gateway SMGP agreement.Key and coincidence counter service regeulations are as follows:
1, upstream data and downlink data all have encrypted authentication CC verification,
CC calculates, and does encryption with reference to the GSM03.48 standard.Just subparameter is " 00 ", and algorithm is the CBC encryption mode of DES.Should comprise following data when calculating CC:
Data in the uplink packet have: card vendor's code and protocol version, ICCID, KeySet, coincidence counter, command type, order length, command parameter.
Data in the downstream packets have: order packet length, order packet header length, private data indication, KIC, KID, application type, coincidence counter, PCNTR, command type, order length, command parameter, the required padding data of encryption.
If data are not 8 multiples, then fill (PCNTR is zero) with 0x00.Result of calculation is got high four.
2, up-downgoing key difference, each preserves three group keys,
The numbering of up key was 1～3 (every group key comprises a KID), and descending key uses Keyset4～6 (every group key comprises a KID and a KIC).Select to use any group key at random by transmit leg.Include only KID in the up set of cipher key, eight bytes.Comprise KIC and KID in the descending set of cipher key, KIC is 16 bytes, and KID is eight bytes (KeySet of KIC and KID numbering should be consistent in the data).
Up key K ID is that distribution is come out and write direct in the card with the first eight byte computations of primary account number PSNM by up master key (eight bytes) card the time, and cryptographic algorithm is DES CBC.Directly use when calculating OTA command checksum value, need not further dispersion.
Descending key K IC is that distribution is come out and write direct in the card with the first eight byte computations of primary account number PSNM by descending master key (16 bytes) card the time, cipher mode adopts the financial IC card standard PBOC of People's Bank of China, and cryptographic algorithm is the 3DES ecb mode; KID is the first eight byte of KIC.Directly use when calculating MAC check value or enciphered data, need not further dispersion.
3, the management of coincidence counter
The Counter Value of up-downgoing data maintenance oneself.The corresponding counter of every group key.
The counter initial value of card upstream data is 1, and the counter initial value of server upstream data is 0.
The counter initial value of card downlink data is 0, and the counter initial value of server downlink data is 1.
In the upstream data if high four of Keyset be 1, then expression requires to check counter, server just receives data when having only counter in the data greater than the counter of storage itself, and server is updated to counter in the forward data with the counter of being stored.
Downlink data is with reference to the GSM03.48 standard, if private data is designated as 0x1XXX, card just receives data when having only counter in the data greater than the counter of storage itself, and card is updated to counter in the forward data with the counter of being stored.
One batch data are used same cipher key number, have only the last item data demand to check counter, and remainder data is not checked counter (card judges whether to check counter according to the private data indicating bit).
High four of the Keyset of upstream data is 0, and private data is designated as 0x0XXX in the downlink data, and then counter is not checked in expression.
Disaster recovery: server issues maximum counter value to card, and card receives and counter is reverted to initial value.
Illustrate that below by specific embodiment the present invention is applied to public transit system contactless card is realized inquiry into balance and online flow process of supplementing with money.
At S401, the online function of supplementing with money of SIM card 3 is triggered, and sends to mobile phone MCU 4 and reads non-contact card No. 1.
At S402, mobile phone MCU4 forwards the request to RF module for reading and writing 2.
At S403, RF module for reading and writing 2 reads the card number and the essential information of non-contact card 1.
At S404, non-contact card 1 returns card number and essential information to RF module for reading and writing 2.
At S405,2 of RF read-write moulds are given mobile phone MCU 4 with above feedback information again.
At S406, mobile phone MCU 4 prompting users input recharge amount and supplement password with money, wait the user to finish feedback card number essential information after the correct input, and recharge amount is given SIM card 3.
At S407, SIM card 3 is carried out passage and is encrypted, and with card number, recharge amount, supplement card number and essential information thereof that password, transportation card are encrypted with money, initiates charging request to mobile phone MCU 4.
At S408, mobile phone MCU 4 transmits charging request to Short Message Service Gateway 5.
At S409, Short Message Service Gateway 5 is transmitted charging request to telecommunications service management platform 6.
At S410, telecommunications service management platform 6 carries out passage deciphering, and with authentication card number and SIM binding, request payment information (SIM card number, recharge amount, supplement password with money) sends to telecommunications payment platform 7.
At S411, telecommunications payment platform 7 will ask payment information (SIM card number, recharge amount, supplement password with money) to send to bank card gateway 10.
At S412, bank card gateway 10 returns the payment success or failure information arrives telecommunications payment platform 7.
At S413, telecommunications payment platform 7 returns payment affirmation to telecommunications service management platform 6.
At S414, telecommunications service management platform 6 will ask charging information (the enciphered message card number and the essential information of recharge amount, mass transit card) to send to mass transit card Service Gateway 8.
At S415,8 deciphering of mass transit card Service Gateway, the legitimacy of card authentication is calculated and is supplemented key with money, encrypts and supplements key with money; That returns then that mass transit card encrypts supplements key and recharge amount, card number and recharge amount with money to telecommunications service management platform 6.
At S416, telecommunications service management platform 6 carries out passage once more and encrypts Short Message Service Gateway 5.
At S417, Short Message Service Gateway 5 is forwarded to SIM card 3.
At S418, SIM card 3 is accepted the back deciphering, takes out and supplements key with money, begins to supplement with money by 2 pairs of non-contact cards 1 of RF module for reading and writing.
At S419, SIM card 3 returns recharging result and recharging payment records mass transit card Service Gateway 8.
At S501, the online inquiry into balance function of SIM card 3 is triggered, and sends to mobile phone MCU 4 and reads non-contact card No. 1.
At S502, mobile phone MCU 4 forwards the request to RF module for reading and writing 2.
At S503, RF module for reading and writing 2 reads the card number and the essential information of non-contact card 1.
At S504, non-contact card 1 returns card number and essential information to RF module for reading and writing 2.
At S505, RF module for reading and writing 2 is given mobile phone MCU 4 with above feedback information again.
At S506, mobile phone MCU 4 gives SIM card 3 with above-mentioned feedback information.
At S507, SIM card 3 is carried out the passage encryption, with card number and the essential information thereof that card number, transportation card are encrypted, initiates online inquiry into balance request to mobile phone MCU 4.
At S508, mobile phone MCU 4 transmits online inquiry into balance request to Short Message Service Gateway 5.
At S509, Short Message Service Gateway 5 is transmitted online inquiry into balance request to telecommunications service management platform 6.
At S510, telecommunications service management platform 6 carries out the passage deciphering, authentication card number and SIM binding, and will ask online inquiry into balance information (the enciphered message card number and the essential information of mass transit card) to send to mass transit card Service Gateway 8.
At S511,8 deciphering of mass transit card Service Gateway, the legitimacy of card authentication is calculated online inquiry into balance key, encrypts online inquiry into balance key; Return online inquiry into balance key that mass transit card encrypts, card number then to telecommunications service management platform 6.
At S512, telecommunications service management platform 6 carries out passage once more and encrypts Short Message Service Gateway 5.
At S513, Short Message Service Gateway 5 is forwarded to SIM card 3.
At S514, SIM card 3 is accepted the back deciphering, takes out online inquiry into balance key, begins to carry out inquiry into balance by RF module for reading and writing 2.
At S515, RF module for reading and writing 2 returns remaining sum to SIM card 3.
At S516, SIM card 3 shows remaining sums by mobile phone MCU 4, and returns online inquiry into balance result and online inquiry into balance transaction record thereof to mass transit card Service Gateway 8.
Claims (2)
1, a kind of Personal Handyphone System non-contact card small amount payment system that is applied to public transit system, it is characterized in that this system comprises PAS terminal, Short Message Service Gateway (5), telecommunications service management platform (6), telecommunications payment platform (7), mass transit card Service Gateway (8), public transport business management system (9), bank's gateway (10), bank payment system (11), wherein:
PAS terminal comprises again:
1) non-contact card (1) is used to store card number and essential information,
2) RF module for reading and writing (2) is used for carrying out communication with non-contact card, and finish with the authentication and the data write of Personal Handyphone System SIM card and operate,
3) Personal Handyphone System SIM card (3), all service application orders all are loaded in the SIM card, be used for and the RF module for reading and writing between the two-way authentication verification,
4) mobile phone MCU (4) is used for the bridge of SIM card and RF module for reading and writing, explains order and data that SIM card sends over by the ISO7816 interface, drives RF module for reading and writing and non-contact card and carries out communication;
Telecommunications service management platform (6) is used for telecommunication service registration and cancellation, online supplementing with money and the inquiry into balance service management;
Public transport business management system (9) is used for the Service Management of public transport key, comprises query key and the Service Management of supplementing key with money;
Utilize Personal Handyphone System data SMS passage and Personal Handyphone System OTA host-host protocol and security mechanism to carry out communication between PAS terminal and the telecommunications service management platform (6);
Utilize Leased line or VPN (virtual private network) VPN passage to carry out communication between telecommunications service management platform (6) and the public transport business management system (9) according to ICP/IP protocol.
2, the Personal Handyphone System non-contact card small amount payment system that is applied to public transit system according to claim 1 is characterized in that: the STK protocol extension of Personal Handyphone System SIM card (3) has an active order NFC Device Control.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007100697612A CN101083792A (en) | 2007-06-27 | 2007-06-27 | PHS non-contact card small amount payment system for public transport system |
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| Application Number | Priority Date | Filing Date | Title |
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| CNA2007100697612A CN101083792A (en) | 2007-06-27 | 2007-06-27 | PHS non-contact card small amount payment system for public transport system |
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| WO2010051714A1 (en) * | 2008-11-10 | 2010-05-14 | 中兴通讯股份有限公司 | Method, system and mobile terminal for updating and distributing the subordinate security domain key of a smart card |
| CN101719312A (en) * | 2008-10-10 | 2010-06-02 | 福建大兆电子科技有限公司 | Wireless electronic media public safety monitoring system |
| CN101853544A (en) * | 2010-04-28 | 2010-10-06 | 钱袋网（北京）信息技术有限公司 | Mobile terminal and consumption information processing method |
| WO2010149119A1 (en) * | 2009-06-26 | 2010-12-29 | Wang Senlin | Method and equipment for communication between mobile terminal and its built-in ic card |
| WO2010149041A1 (en) * | 2009-06-23 | 2010-12-29 | 北京易恒信认证科技有限公司 | Radio frequency system, radio frequency device and security processing method |
| CN102110233A (en) * | 2009-12-24 | 2011-06-29 | 上海华虹集成电路有限责任公司 | Implementation method of non-contact IC card reader |
| CN102402744A (en) * | 2011-11-08 | 2012-04-04 | 北京数码视讯软件技术发展有限公司 | Data processing method and system of mobile equipment and mobile equipment |
| CN102521745A (en) * | 2011-12-05 | 2012-06-27 | 天津市通卡公用网络系统有限公司 | Online card selling method for cross-platform smart card |
| CN102682333A (en) * | 2012-02-28 | 2012-09-19 | 南相浩 | RFID system and method based on bidirectional authentication |
| CN101827155B (en) * | 2009-03-06 | 2013-06-26 | 深圳市数智国兴信息科技有限公司 | Multi-application realization method and system of intelligent cards based on mobile communication |
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| CN105303377A (en) * | 2008-11-10 | 2016-02-03 | 中兴通讯股份有限公司 | Smart card slave security domain key updating method and electronic payment system |
| CN107609855A (en) * | 2010-06-02 | 2018-01-19 | 维萨国际服务协会 | Credible internal interface |
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| CN101393672B (en) * | 2008-10-28 | 2013-08-28 | 侯万春 | Space self-help transference system and method for mobile phone electronic purse customer |
| WO2010051714A1 (en) * | 2008-11-10 | 2010-05-14 | 中兴通讯股份有限公司 | Method, system and mobile terminal for updating and distributing the subordinate security domain key of a smart card |
| CN105303377A (en) * | 2008-11-10 | 2016-02-03 | 中兴通讯股份有限公司 | Smart card slave security domain key updating method and electronic payment system |
| CN105303377B (en) * | 2008-11-10 | 2019-10-29 | 中兴通讯股份有限公司 | A kind of key of slave security domain of intelligent card update method and electronic fare payment system |
| CN101827155B (en) * | 2009-03-06 | 2013-06-26 | 深圳市数智国兴信息科技有限公司 | Multi-application realization method and system of intelligent cards based on mobile communication |
| WO2010149041A1 (en) * | 2009-06-23 | 2010-12-29 | 北京易恒信认证科技有限公司 | Radio frequency system, radio frequency device and security processing method |
| WO2010149119A1 (en) * | 2009-06-26 | 2010-12-29 | Wang Senlin | Method and equipment for communication between mobile terminal and its built-in ic card |
| CN102110233A (en) * | 2009-12-24 | 2011-06-29 | 上海华虹集成电路有限责任公司 | Implementation method of non-contact IC card reader |
| CN101853544A (en) * | 2010-04-28 | 2010-10-06 | 钱袋网（北京）信息技术有限公司 | Mobile terminal and consumption information processing method |
| CN107609855B (en) * | 2010-06-02 | 2021-08-13 | 维萨国际服务协会 | Trusted internal interface |
| CN107609855A (en) * | 2010-06-02 | 2018-01-19 | 维萨国际服务协会 | Credible internal interface |
| CN102402744A (en) * | 2011-11-08 | 2012-04-04 | 北京数码视讯软件技术发展有限公司 | Data processing method and system of mobile equipment and mobile equipment |
| CN102521745A (en) * | 2011-12-05 | 2012-06-27 | 天津市通卡公用网络系统有限公司 | Online card selling method for cross-platform smart card |
| CN102682333A (en) * | 2012-02-28 | 2012-09-19 | 南相浩 | RFID system and method based on bidirectional authentication |
| CN102682333B (en) * | 2012-02-28 | 2015-01-14 | 南相浩 | RFID system and method based on bidirectional authentication |
| CN103839340A (en) * | 2012-11-27 | 2014-06-04 | 中国电信股份有限公司 | Method and system for synchronizing electronic purse information and over-the-air earmarking service platform |
| CN110503758A (en) * | 2019-08-23 | 2019-11-26 | 上海元城汽车技术有限公司 | Control method, device, electronic equipment and the computer-readable medium of vehicle |
| CN114846495A (en) * | 2019-12-23 | 2022-08-02 | 第一资本服务有限责任公司 | Card issuance with restricted virtual numbers |
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