CN109918176B - Account checking method and device, storage medium and electronic equipment - Google Patents
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Abstract
The invention provides a reconciliation method, a reconciliation device, a storage medium and electronic equipment. The account checking method provided by the invention comprises the following steps: the method comprises the steps of obtaining first transaction running data in the internet banking data, and initiating a first transaction process, wherein the first transaction process comprises the steps of conducting account checking operation on the first transaction running data and notification files in a first type of notification files in sequence, if the first transaction running data and the first notification files in a first type of notification file set are successfully checked, the account checking is successful, and the first transaction process is ended, or if the first transaction running data and all the notification files in the first type of notification file set are failed to be checked, the first transaction process is ended, and a second transaction process is initiated, and the second transaction process comprises the steps of conducting account checking operation on the first transaction running data and the notification files in a second type of notification file set in sequence. The reconciliation method provided by the invention can greatly shorten the time consumption of each transaction process and effectively avoid the blocking condition caused by pressure on the system.
Description
Technical Field
The present invention relates to the field of data processing technologies, and in particular, to a reconciliation method, an apparatus, a storage medium, and an electronic device.
Background
With the advent of the electronic information age, transactions completed via the internet have increased, wherein network transactions refer to transactions which occur between businesses in an information network (Business to Business, abbreviated as B2B), between businesses and consumers (Business to Consumer, abbreviated as B2C), and between individuals (Consumer to Consumer, abbreviated as C2C) and are concluded through network communication means. In network transaction, payment is usually made by using a third party payment method, and for payment information, a subsequent reconciliation operation is required.
In the prior art, the type of the instruction involved in the automatic reconciliation process is more than 20, such as payment collection instruction, investment allocation instruction, tax payment instruction, withdrawal instruction, refund instruction, etc. The magnitude of the online bank data imported every day is also large, and the payment service may reach the 1000 magnitude level.
Due to the fact that the data magnitude is large, the time consumption of automatic processing is long, the system is often jammed, and normal operation of workers is interrupted due to the jamming, so that service operation is affected.
Disclosure of Invention
The invention provides a reconciliation method, a reconciliation device, a storage medium and electronic equipment, which are used for relieving the pressure of a reconciliation system and preventing the reconciliation system from being stuck when the reconciliation system processes the reconciliation.
In a first aspect, the present invention provides a reconciliation method, including:
acquiring online banking data, wherein the online banking data comprises first transaction flow data;
initiating a first transaction process, wherein the first transaction process comprises the step of carrying out account checking operation on the first transaction flow data and notification files in a first class of notification files in sequence;
if the first transaction flow data and all notification files in the first type of notification file set fail to account, ending the first transaction process and initiating a second transaction process, wherein the second transaction process comprises the step of sequentially performing account-checking operation on the first transaction flow data and the notification files in the second type of notification file set;
wherein the notification file database comprises the first type of notification file set and the second type of notification file set.
In one possible design, if reconciliation of the first transaction flow data with all notification files in the notification file database fails, the reconciliation operation is ended.
In one possible design, before the acquiring the internet banking data, the method further includes:
acquiring current time;
and judging whether the current time belongs to a preset account checking time range or not, wherein the judgment result is yes, and the preset account checking time range is determined according to the service operation condition of an account checking system.
In one possible design, before the acquiring the internet banking data, the method further includes:
classifying all notification file sets in the notification file database according to a preset notification file priority list, wherein the priority comprises a first priority and a second priority, and the first priority is higher than the second priority;
acquiring the number of notification files in the current notification file database;
judging whether the number of the notification files is larger than a preset first file number threshold value or not;
and if so, selecting a notification file set belonging to the first priority in the notification file database to participate in reconciliation operation, wherein the first type notification file set and the second type notification file set are both the first priority.
In a possible design, if the number of the notification files is less than or equal to the preset file number threshold, selecting a notification file set belonging to the first priority and the second priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set belong to the first priority or the second priority.
In a possible design, if the number of notification files is less than or equal to the preset first file number threshold, determining whether the number of notification files is greater than a preset second file number threshold, where the preset first file number threshold is greater than the preset second file number threshold;
if the judgment result is yes, selecting a notification file set belonging to the first priority and the second priority in the notification file database to participate in reconciliation operation, wherein the first type notification file set and the second type notification file set belong to the first priority or the second priority, the priorities further comprise a third priority, and the second priority is higher than the third priority.
In one possible design, before the acquiring the internet banking data, the method further includes:
and screening the notification file set belonging to a preset time range in the notification file database to participate in account checking operation.
In a second aspect, the present invention further provides a reconciliation apparatus, including:
the online banking system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring online banking data which comprises first transaction running data;
the account checking module is used for initiating a first transaction process, and the first transaction process comprises the step of carrying out account checking operation on the first transaction flow data and notification files in a first class of notification files in sequence;
if the first transaction flow data and all notification files in the first type of notification file set fail to account, ending the first transaction process and initiating a second transaction process, wherein the second transaction process comprises the step of sequentially performing account-checking operation on the first transaction flow data and the notification files in the second type of notification file set;
wherein the notification file database comprises the first type of notification file set and the second type of notification file set.
In one possible design, if reconciliation of the first transaction flow data with all notification files in the notification file database fails, the reconciliation operation is ended.
In a possible design, the obtaining module is further configured to obtain a current time;
the reconciliation device further comprises:
and the judging module is used for judging whether the current time belongs to a preset reconciliation time range, wherein the preset reconciliation time range is determined according to the service operation condition of the reconciliation system.
In one possible design, the reconciliation apparatus further includes:
the classification module is used for classifying the priority of all notification file sets in the notification file database according to a preset notification file priority list, wherein the priority comprises a first priority and a second priority, and the first priority is higher than the second priority;
the obtaining module is further configured to obtain the number of notification files in the notification file database;
the judging module is used for judging whether the number of the notification files is larger than a preset first file number threshold value or not;
the reconciliation module is configured to select a notification file set belonging to the first priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set are both the first priority.
In a possible design, if the number of the notification files is less than or equal to the preset file number threshold, selecting a notification file set belonging to the first priority and the second priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set belong to the first priority or the second priority.
In a possible design, if the number of notification files is less than or equal to the preset first file number threshold, the determining module is further configured to determine whether the number of notification files is greater than a preset second file number threshold, where the preset first file number threshold is greater than the preset second file number threshold;
the reconciliation module is further configured to select a notification file set belonging to the first priority and the second priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set belong to the first priority or the second priority, the priorities further include a third priority, and the second priority is higher than the third priority.
In one possible design, the reconciliation apparatus further includes:
and the screening module is used for screening the notification file set belonging to the preset time range in the notification file database to participate in account checking operation.
In a third aspect, the present invention also provides a storage medium having a computer program stored thereon, wherein the program is configured to implement any one of the possible reconciliation methods of the first aspect when executed by a processor.
In a fourth aspect, the present invention further provides an electronic device, including:
a processor; and the number of the first and second groups,
a memory for storing executable instructions of the processor;
wherein the processor is configured to perform any one of the possible reconciliation methods of the first aspect via execution of the executable instructions.
According to the account checking method, the account checking device, the storage medium and the electronic equipment, the internet banking data are obtained firstly, and the first transaction process is initiated, wherein the first transaction process comprises the step of sequentially performing account checking operation on the first transaction running data and the notification files in the first class of notification files, when the account checking failure of the first transaction running data and all the notification files in the first class of notification file set occurs, the first transaction process is ended, and the second transaction process is initiated, and the second transaction process comprises the step of sequentially performing account checking operation on the first transaction running data and the notification files in the second class of notification file set, so that the time consumption of each transaction process is greatly shortened, and the condition that the system is jammed due to pressure is effectively avoided.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts.
FIG. 1 is a schematic flow chart of a reconciliation step in a reconciliation method in the prior art;
FIG. 2 is another flow chart illustrating the reconciliation step in the reconciliation method of the prior art;
FIG. 3 is a diagram illustrating an application scenario of a reconciliation method in accordance with an exemplary embodiment;
FIG. 4 is a flow diagram illustrating a reconciliation method in accordance with an exemplary embodiment;
FIG. 5 is a flow chart illustrating the reconciliation step in the embodiment of FIG. 4;
FIG. 6 is a flow diagram illustrating a reconciliation apparatus in accordance with an exemplary embodiment;
FIG. 7 is a flow diagram illustrating a reconciliation apparatus in accordance with another exemplary embodiment;
fig. 8 is a schematic structural diagram of an electronic device shown in accordance with an example embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In the prior art, fig. 1 is a schematic flowchart of an account checking step in an account checking method in the prior art, and fig. 2 is another schematic flowchart of an account checking step in an account checking method in the prior art. As shown in fig. 1-2, in the prior art, generally, when a worker imports transaction running water, an account checking function is triggered, and for an account checking step, a transaction is usually initiated, a transaction bank performs account checking in sequence according to account checking notification file types, when a notification type is completed, but the account checking is unsuccessful, the transaction continues to be performed with a file of a next notification type in the same code transaction, and the running transaction is terminated until the running transaction is terminated with a notification file, or all types of notification files are traversed, and the account checking is still unsuccessful, it is seen that in the account checking method in the prior art, the account checking step only initiates a transaction, and the transaction needs to run to the termination condition to be terminated, otherwise, the transaction is always in a running state, when the number of notification files is large, a single transaction consumes a long time, and easily causes system pressure, and a stuck condition occurs.
In view of the above existing problems, an embodiment of the present invention provides an account checking method, where an online banking data is obtained first, and a first transaction process is initiated, where the first transaction process includes performing an account checking operation on the first transaction flow data and notification files in a first type of notification file in sequence, and when the account checking operation on the first transaction flow data and all notification files in a first type of notification file set fails, the first transaction process is ended and a second transaction process is initiated, where the second transaction process includes performing an account checking operation on the first transaction flow data and notification files in a second type of notification file set in sequence, so that time consumed by each transaction process is greatly shortened, and a deadlock situation caused by pressure on a system is effectively avoided.
Fig. 3 is a diagram illustrating an application scenario of the reconciliation method according to an exemplary embodiment. As shown in fig. 3, the reconciliation method provided by the present embodiment is applied to a reconciliation system, which may include a transaction server 1 and a reconciliation server 2, wherein the transaction server 1 stores transaction flow data, and the reconciliation server 2 stores a notification file. And as the notification file, a money transfer notification file, an assignment notification file, a personal tax notification file, a refund notification file, and the like may be mentioned. In the account checking system, the system provides an automatic account checking function, namely, the system checks the account checking conditions one by one according to the set account checking conditions, and checks the records meeting the account checking standard, wherein the records which are not checked are the unachieved accounts. The conditions for the automatic account checking of the system generally comprise that the date of the occurrence of the business, the settlement formula, the settlement ticket number and the occurrence amount are the same. The same occurrence amount is a basic condition of the account, and for other conditions, the user can select the conditions in a self-defined manner according to the requirement.
Fig. 4 is a flow diagram illustrating a reconciliation method in accordance with an exemplary embodiment. As shown in fig. 4, the reconciliation method provided in this embodiment includes:
Specifically, the reconciliation server may obtain the online banking data from the transaction server, and the online banking data includes first transaction flow data, where the first transaction flow data may be tax payment data, money transfer data, and the like.
And because it is when the staff imports the trade pipeline at present, the reconciliation function is triggered automatically, this operation depends on the staff operation time, and most of them are in the working day, and parallel with the operation business, resulting in too large system pressure, and performance problem, in this embodiment, in order to further improve the subsequent reconciliation efficiency, before obtaining the online banking data, the current time can be obtained first, then, whether the current time belongs to the preset reconciliation time range is judged, if the judgment result is yes, the reconciliation operation is started, wherein, the preset reconciliation time range is determined according to the reconciliation system business operation condition. For example, the preset reconciliation time range can be set to be non-business hours, a fixed time point is adopted, the notification file and the transaction flow are triggered to be automatically reconciled, the system can be selected to be around early morning, no business operation exists at the moment, the system pressure is low, and the system pressure is relieved to a certain extent.
In addition, because the current account checking system relates to more than 20 types of notification files, all the notification files which are retained historically during automatic account checking are large in number grade, so that the system pressure is overlarge to a certain extent, and the notification files which are subjected to account checking preferentially can be determined by a method of classifying the priority of the notification files in advance. The priority classification is carried out on all notification file sets in the notification file database according to a preset notification file priority list, the priority comprises a first priority and a second priority, the first priority is higher than the second priority, for example, the payment collection notification file and the payment collection notification file can be set as the first priority, and the personal income tax payment notification file which has small influence on business operation even though automatic reconciliation is not completed is set as the second priority.
Before the online banking data is obtained, the number of notification files in a current notification file database is obtained, whether the number of the notification files is larger than a preset first file number threshold value or not is judged, if yes, a notification file set belonging to a first priority level in the notification file database is selected to participate in reconciliation operation, wherein the first type of notification file set and the second type of notification file set are both of the first priority level. And if the number of the notification files is smaller than or equal to the preset file number threshold, selecting a notification file set belonging to a first priority and a second priority in the notification file database to participate in reconciliation operation, wherein the first type notification file set and the second type notification file set belong to the first priority or the second priority. It can be seen that the reconciliation operation of the notification file with higher priority is determined to be preferentially performed by setting the first file quantity threshold, that is, the notification file with higher priority is preferentially added into the automatic reconciliation sequence, such as the payment collection notification file and the payment collection notification file. At this time, the notification file database participating in account checking, namely, the notification files in the automatic account checking pool, is reduced, so that the system pressure can be reduced.
In addition, when the number of the notification files is smaller than or equal to a preset first file number threshold, continuously judging whether the number of the notification files is larger than a preset second file number threshold, wherein the preset first file number threshold is larger than the preset second file number threshold, if so, selecting a notification file set belonging to a first priority and a second priority in a notification file database to participate in reconciliation operation, wherein the first-class notification file set and the second-class notification file set belong to the first priority or the second priority, the priorities further comprise a third priority, and the second priority is higher than the third priority.
In an actual reconciliation system, when automatic reconciliation is started, all the online banking data which are not successfully reconciled in the history and automatic reconciliation of notification files are processed, and for some systems, the running time is longer, for example, some systems are currently running for 10 years, the historical retained data is more, but the running significance of the automatic reconciliation service of data before many years is smaller. Therefore, the time interval of automatic account checking can be set, for example, only business operation data of the last 1 year, notification files of the last 1 year and transaction running water of the last 1 year can be automatically checked, the time interval is greatly shortened, and the system stress is reduced. Therefore, before the internet banking data is acquired, the notification file sets belonging to the preset time range in the notification file database can be screened to participate in the account checking operation.
Specifically, after the internet banking data is acquired, a first transaction process is initiated, where the first transaction process includes performing reconciliation operation on the first transaction flow data and the notification files in the first class of notification files in sequence. The first type of notification file may be a money transfer notification, an allocation notification, a personal tax notification, and the like, and is not particularly limited in this embodiment.
And 103, judging whether the first transaction flow data is successfully reconciled with the first notification file in the first type of notification file set. If yes, go to step 104, and if no, go to step 105.
Fig. 5 is a schematic flow chart of the reconciliation step in the embodiment shown in fig. 4, as shown in fig. 5, the first type notification file may be a transfer notification, the first transaction flow data is sequentially subjected to a reconciliation operation with the transfer notifications in the first type notification file, and if no transfer notification in the first type notification file can be successfully reconciled with the first transaction flow data and all the transfer notifications in the first type notification file have been traversed at this time, the first transaction process is ended, and the second transaction process is started.
And step 104, the account checking is successful, and the first transaction process is ended.
And if the first transaction flow data and the first notification file in the first type notification file set are successfully checked, the checking is successful and the first transaction process is ended.
Specifically, if reconciliation of the first transaction flow data and all notification files in the first type of notification file set fails, the first transaction process is ended and a second transaction process is initiated, wherein the second transaction process comprises reconciliation of the first transaction flow data and the notification files in the second type of notification file set in sequence. The notification file database comprises a first type notification file set and a second type notification file set.
It is worth understanding that the transaction internet bank checks accounts in sequence according to the account checking notification file types, and when one notification type is traversed and completed, the account checking is successful or unsuccessful, the transaction is ended. And re-initiating the transaction, processing the account checking of the second type notification file set and the transaction flow, and finishing the transaction when the account checking is successful or unsuccessful. The circulation reduces the time consumption of a single transaction relatively, reduces the system pressure and avoids the system breakdown.
In addition, if the reconciliation of the first transaction flow data and all the notification files in the notification file database fails, the reconciliation operation is finished.
In this embodiment, the online banking data is obtained first, and a first transaction process is initiated, where the first transaction process includes performing reconciliation operation on the first transaction flow data and the notification files in the first type of notification file in sequence, and when the reconciliation of the first transaction flow data and all the notification files in the first type of notification file set fails, the first transaction process is ended and a second transaction process is initiated, and the second transaction process includes performing reconciliation operation on the first transaction flow data and the notification files in the second type of notification file set in sequence, so that the time consumption of each transaction process is greatly reduced, and the occurrence of a deadlock situation caused by pressure on a system is effectively avoided.
Fig. 6 is a flow diagram illustrating a reconciliation apparatus in accordance with an exemplary embodiment. As shown in fig. 6, the reconciliation apparatus provided in this embodiment includes:
the acquiring module 201 is configured to acquire online banking data, where the online banking data includes first transaction flow data;
the reconciliation module 202 is configured to initiate a first transaction process, where the first transaction process includes performing reconciliation operation on the first transaction flow data and notification files in a first class of notification files in sequence;
if the first transaction flow data and a first notification file in the first type of notification file set are successfully checked, the checking is successful and the first transaction process is ended; or
If the first transaction flow data and all notification files in the first type of notification file set fail to account, ending the first transaction process and initiating a second transaction process, wherein the second transaction process comprises the step of sequentially performing account-checking operation on the first transaction flow data and the notification files in the second type of notification file set;
wherein the notification file database comprises the first type of notification file set and the second type of notification file set.
In one possible design, if reconciliation of the first transaction flow data with all notification files in the notification file database fails, the reconciliation operation is ended.
On the basis of the embodiment shown in fig. 6, fig. 7 is a flowchart showing a reconciliation apparatus according to another exemplary embodiment. As shown in fig. 7, in the reconciliation apparatus provided in this embodiment, the obtaining module 201 is further configured to obtain the current time;
the reconciliation device further comprises:
the judging module 203 is configured to judge whether the current time belongs to a preset reconciliation time range, where the preset reconciliation time range is determined according to a service operation status of a reconciliation system.
In one possible design, the reconciliation apparatus further includes:
the classification module 204 is configured to perform priority classification on all notification file sets in the notification file database according to a preset notification file priority list, where the priority includes a first priority and a second priority, and the first priority is higher than the second priority;
the obtaining module 201 is further configured to obtain the number of notification files in the notification file database;
the judging module 203 is configured to judge whether the number of the notification files is greater than a preset first file number threshold;
the reconciliation module 202 is configured to select a notification file set belonging to the first priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set are both the first priority.
In a possible design, if the number of the notification files is less than or equal to the preset file number threshold, selecting a notification file set belonging to the first priority and the second priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set belong to the first priority or the second priority.
In a possible design, if the number of notification files is less than or equal to the preset first file number threshold, the determining module 203 is further configured to determine whether the number of notification files is greater than a preset second file number threshold, where the preset first file number threshold is greater than the preset second file number threshold;
the reconciliation module 202 is further configured to select a notification file set belonging to the first priority and the second priority in the notification file database to participate in a reconciliation operation, where the first type of notification file set and the second type of notification file set belong to the first priority or the second priority, the priorities further include a third priority, and the second priority is higher than the third priority.
In one possible design, the reconciliation apparatus further includes:
and the screening module 205 is configured to screen a notification file set belonging to a preset time range in the notification file database to participate in reconciliation operation.
It should be noted that the reconciliation apparatus in the embodiments shown in fig. 6 to 7 can be used for executing the method in the embodiment shown in fig. 4, where specific implementation and technical effects are similar and are not described again here.
The present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the technical solutions of any of the foregoing method embodiments, and the implementation principles and technical effects are similar, and are not described herein again.
Fig. 8 is a schematic structural diagram of an electronic device shown in accordance with an example embodiment. As shown in fig. 8, the electronic device provided in this embodiment includes:
a processor 301 and a memory 302; wherein:
a memory 302 for storing a computer program, which may also be a flash memory.
A processor 301 for executing the execution instructions stored by the memory to implement the various steps in the above-described method. Reference may be made in particular to the description relating to the preceding method embodiment.
Alternatively, the memory 302 may be separate or integrated with the processor 301.
When the memory 302 is a device independent of the processor 301, the electronic apparatus may further include:
a bus 303 for connecting the memory 302 and the processor 301.
The present embodiment also provides a program product comprising a computer program stored in a readable storage medium. The computer program can be read from a readable storage medium by at least one processor of the electronic device, and the execution of the computer program by the at least one processor causes the electronic device to implement the methods provided by the various embodiments described above.
Those of ordinary skill in the art will understand that: all or a portion of the steps of implementing the above-described method embodiments may be performed by hardware associated with program instructions. The program may be stored in a computer-readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.
Claims (10)
1. A reconciliation method, comprising:
acquiring online banking data, wherein the online banking data comprises first transaction flow data;
initiating a first transaction process, wherein the first transaction process comprises the step of carrying out reconciliation operation on the first transaction flow data and notification files in a first type of notification file set in sequence;
if the first transaction flow data and all notification files in the first type of notification file set fail to account, ending the first transaction process and initiating a second transaction process, wherein the second transaction process comprises the step of sequentially performing account-checking operation on the first transaction flow data and the notification files in the second type of notification file set;
wherein the notification file database comprises the first type of notification file set and the second type of notification file set;
the first type notification file set and the second type notification file set are notification file sets of different notification types.
2. The reconciliation method of claim 1, wherein the reconciliation operation is ended if the reconciliation of the first transaction stream data with all the notification files in the notification file database fails.
3. The reconciliation method of claim 1, further comprising, prior to the acquiring the cyber-banking data:
acquiring current time;
and judging whether the current time belongs to a preset reconciliation time range, if so, acquiring the online banking data, wherein the preset reconciliation time range is determined according to the service operation condition of a reconciliation system.
4. The reconciliation method of claim 1, further comprising, prior to the acquiring the cyber-banking data:
classifying all notification file sets in the notification file database according to a preset notification file priority list, wherein the priority comprises a first priority and a second priority, and the first priority is higher than the second priority;
acquiring the number of notification files in the current notification file database;
judging whether the number of the notification files is larger than a preset first file number threshold value or not;
and if so, selecting a notification file set belonging to the first priority in the notification file database to participate in reconciliation operation, wherein the first type notification file set and the second type notification file set are both the first priority.
5. The reconciliation method of claim 4, wherein if the number of notification files is less than or equal to the preset first file number threshold, a notification file set in the notification file database belonging to the first priority and the second priority is selected to participate in a reconciliation operation, wherein the notification file set of the first type and the notification file set of the second type belong to the first priority or the second priority.
6. The reconciliation method according to claim 4, wherein if the number of notification files is less than or equal to the preset first file number threshold, determining whether the number of notification files is greater than a preset second file number threshold, wherein the preset first file number threshold is greater than the preset second file number threshold;
if the judgment result is yes, selecting a notification file set belonging to the first priority and the second priority in the notification file database to participate in reconciliation operation, wherein the first type notification file set and the second type notification file set belong to the first priority or the second priority, the priorities further comprise a third priority, and the second priority is higher than the third priority.
7. The reconciliation method according to any one of claims 1 to 6, further comprising, before the acquiring the cyber-banking data:
and screening the notification file set belonging to a preset time range in the notification file database to participate in account checking operation.
8. A reconciliation apparatus, comprising:
the online banking system comprises an acquisition module, a processing module and a processing module, wherein the acquisition module is used for acquiring online banking data which comprises first transaction running data;
the account checking module is used for initiating a first transaction process, and the first transaction process comprises the step of carrying out account checking operation on the first transaction flow data and notification files in a first type of notification file set in sequence;
if the first transaction flow data and all notification files in the first type of notification file set fail to account, ending the first transaction process and initiating a second transaction process, wherein the second transaction process comprises the step of sequentially performing account-checking operation on the first transaction flow data and the notification files in the second type of notification file set;
wherein the notification file database comprises the first type of notification file set and the second type of notification file set;
the first type notification file set and the second type notification file set are notification file sets of different notification types.
9. A storage medium on which a computer program is stored, which program, when being executed by a processor, is adapted to carry out the reconciliation method of any one of claims 1 to 7.
10. An electronic device, comprising:
a processor; and the number of the first and second groups,
a memory for storing executable instructions of the processor;
wherein the processor is configured to perform the reconciliation method of any of claims 1-7 via execution of the executable instructions.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201910097584.1A CN109918176B (en) | 2019-01-31 | 2019-01-31 | Account checking method and device, storage medium and electronic equipment |
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| CN201910097584.1A CN109918176B (en) | 2019-01-31 | 2019-01-31 | Account checking method and device, storage medium and electronic equipment |
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| CN109918176A CN109918176A (en) | 2019-06-21 |
| CN109918176B true CN109918176B (en) | 2020-10-16 |
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