CN109816395A - Method of payment, system and the equipment of constrained devices - Google Patents

Abstract

The invention discloses a payment method, system and device for limited equipment. The method includes: receiving a payment information identifier scanned by an image acquisition device, where the payment information identifier includes third-party payment platform information; and generating request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and the payment information identifier. Limit device identity information; send request payment information to the cloud platform. According to the payment method, system and device provided by the embodiments of the present invention, the understanding and control of the payment behavior of the restricted device can be realized.

Description

Payment methods, systems and devices for restricted devices

technical field

The present invention relates to the field of mobile payment, and in particular, to a payment method, system and device for restricted devices.

Background technique

Children's watches are wearable smart hardware that has been highly sought after by parents in recent years. The basic functions of calling, positioning, making friends, and step counting have established a rigid market demand and are suitable for children's safety, communication, health management, and social requirements in modern society. , but also a certain amount of entertainment. In addition to the above-mentioned basic functions, mobile payment is also one of the function points that is getting more and more attention.

In the prior art, children's watches have been equipped with hardware modules to realize near-field payment. For example, a children's watch needs to have a hardware module for payment. The payment module uses a radio frequency card, which is in short-distance contact with the bus card machine or other card machine terminals. The card machine uses radio frequency technology to obtain the amount information and other information in the payment module. After the operation of reducing the amount, store the information back to the payment module to complete the payment function; if you need to recharge, use the recharge machine to increase the amount and recharge the payment module. However, this payment method requires hardware modules to be installed on the children's watch, and is only suitable for certain occasions such as taking a bus, and the payment behavior cannot be controlled by parents.

SUMMARY OF THE INVENTION

Embodiments of the present invention provide a payment method, system and device for restricted devices, which can implement various occasions. On the basis of not installing hardware modules, the control device can control the payment behavior of restricted devices.

An embodiment of the present invention provides a payment method for a restricted device, and the payment method includes:

The restricted device receives the payment information identifier scanned by the image acquisition device, and generates request payment information according to the payment information identifier, where the payment information identifier includes third-party payment platform information, and the requested payment information includes the payment information identifier and restricted device identity information;

The restricted device sends the requested payment information to the cloud platform;

The cloud platform determines a control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device;

The control device receives the requested payment information, and invokes the third-party payment platform for payment according to the third-party payment platform information in the requested payment information.

According to an aspect of the embodiments of the present invention, the payment information identifier includes: a two-dimensional code and/or a barcode.

According to an aspect of the embodiments of the present invention, the cloud platform determines a control device corresponding to the restricted device according to the received payment request information, and sends the payment request information to the control device, including:

The cloud platform extracts the restricted device identity information in the requested payment information;

The cloud platform determines the control device corresponding to the restricted device according to the restricted device identity information and the pre-stored mapping relationship in the cloud platform, and the pre-stored mapping relationship in the cloud platform is the restricted device and the control device. Correspondence between.

According to another aspect of the embodiment of the present invention, the request payment information further includes control device identity information,

The cloud platform determines the control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, including:

The cloud platform determines the control device corresponding to the restricted device according to the control device identity information;

The cloud platform sends the requested payment information to the control device.

According to an aspect of the embodiments of the present invention, the restricted device is a children's watch or a children's mobile phone;

The control device is a parent's mobile phone with a function of managing the restricted device, a parent's computer with a function of managing the restricted device, or a parent's smart watch with a function of managing the restricted device.

An embodiment of the present invention provides a payment system for a limited device, the system comprising:

A restricted device, configured to receive the payment information identifier scanned by the image acquisition device, generate request payment information according to the payment information identifier, and send the requested payment information to the cloud platform, the payment information identifier Including third-party payment platform information, the requested payment information includes the payment information identifier and restricted device identity information;

the cloud platform, configured to determine a control device corresponding to the restricted device according to the received request payment information, and send the request payment information to the control device;

The control device is configured to receive the requested payment information, and call a third-party payment platform for payment according to the third-party payment platform information in the requested payment information.

An embodiment of the present invention provides a payment method for a restricted device, and the payment method includes:

receiving a payment information identifier scanned by the image capture device, where the payment information identifier includes third-party payment platform information;

generating request payment information according to the payment information identifier, the requested payment information including the payment information identifier and restricted device identity information;

Send the requested payment information to the cloud platform.

According to an aspect of the embodiments of the present invention, the payment information identifier includes: a two-dimensional code and/or a barcode.

According to an aspect of the embodiments of the present invention, the restricted device is a children's watch or a children's mobile phone.

An embodiment of the present invention provides a payment device for a limited device, and the payment device includes:

an image acquisition module for scanning a payment information identifier, where the payment information identifier includes third-party payment platform information;

an information generation module, configured to generate request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and restricted device identity information;

an information sending module, configured to send the requested payment information to the cloud platform.

According to an aspect of the embodiments of the present invention, the device further includes:

memory for storing programs;

a processor, configured to run the program stored in the memory to execute the above-mentioned payment method for the limited device.

An embodiment of the present invention provides a payment method for a restricted device, and the payment method includes:

receiving request payment information sent by the cloud platform, where the requested payment information includes a payment information identifier and restricted device identity information, and the payment information identifier includes third-party payment platform information;

According to the third-party payment platform information in the requested payment information, the third-party payment platform is called to scan the payment information identifier for payment.

According to an aspect of the embodiments of the present invention, the payment information identifier includes: a two-dimensional code and/or a barcode.

According to an aspect of the embodiments of the present invention, the control device is a parent's mobile phone with a function of managing the restricted device, a parent's smart watch with a function of managing the restricted device, or a parent computer with a function of managing the restricted device .

An embodiment of the present invention provides a payment device for a limited device, and the payment device includes:

an information receiving module, configured to receive payment request information sent by the cloud platform, where the requested payment information includes a payment information identifier and restricted device identity information, and the payment information identifier includes third-party payment platform information;

The payment module is invoked, configured to invoke the third-party payment platform to scan the payment information identifier to perform payment according to the third-party payment platform information in the payment information identifier.

According to an aspect of the embodiments of the present invention, the device further includes:

memory for storing programs;

a processor, configured to run the program stored in the memory to execute the above-mentioned payment method for the limited device.

An embodiment of the present invention provides a payment method for a restricted device, the method comprising:

The restricted device generates transaction information, generates request payment information according to the transaction information, and sends the requested payment information to the cloud platform, where the transaction information includes transaction commodity name information and transaction amount information, and the requested payment information includes all the transaction information and restricted device identity information;

The cloud platform determines a control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device;

The control device calls the payment information identifier of the third-party payment platform according to the received request payment information, generates confirmation payment information according to the payment information identifier and the request payment information, and sends the confirmation payment information to the cloud platform, the payment information identifier includes third-party payment platform information, and the confirmed payment information includes the payment information identifier and restricted device identity information;

The cloud platform receives the confirmation payment information, determines the restricted device according to the restricted device identity information in the confirmation payment information, and sends the confirmation payment information to the restricted device;

The restricted device receives the confirmation payment information and displays the payment information identifier through a display device.

According to an aspect of the embodiments of the present invention, the payment information identifier includes: a two-dimensional code and/or a barcode.

According to an aspect of the embodiments of the present invention, the cloud platform determines a control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, including:

The cloud platform extracts the restricted device identity information in the requested payment information;

The cloud platform determines the control device corresponding to the restricted device according to the restricted device identity information and the pre-stored mapping relationship in the cloud platform, and the pre-stored mapping relationship in the cloud platform is the restricted device and the control device. Correspondence between.

According to another aspect of the embodiment of the present invention, the request payment information further includes control device identity information,

The cloud platform determines a control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, including:

The cloud platform determines the control device corresponding to the restricted device according to the control device identity information;

The cloud platform sends the requested payment information to the control device.

According to an aspect of the embodiments of the present invention, the restricted device is a children's watch or a children's mobile phone;

The control device is a parent's mobile phone with a function of managing the restricted device, a parent's computer with a function of managing the restricted device, or a parent's smart watch with a function of managing the restricted device.

An embodiment of the present invention provides a payment system for a limited device, the system comprising:

The restricted device is used to generate transaction information, generate request payment information according to the transaction information, send the requested payment information to the cloud platform, receive the confirmation payment information, and display the payment information identifier through the display device, so that the The transaction information includes transaction commodity name information and transaction amount information, the requested payment information includes the transaction information and restricted device identity information, and the confirmed payment information includes the payment information identifier and restricted device identification information, so The payment information identifier includes third-party payment platform information;

The cloud platform is configured to determine the control device corresponding to the restricted device according to the received request payment information, send the request payment information to the control device, receive the confirmation payment information, and determine the control device according to the received payment request information. Determine the restricted device according to the restricted device identity information in the confirmation payment information, and send the confirmation payment information to the restricted device;

The control device is configured to call the payment information identifier of the third-party payment platform according to the received request payment information, generate the confirmation payment information according to the payment information identifier and the requested payment information, and Sending the confirmation payment information to the cloud platform.

An embodiment of the present invention provides a payment method for a restricted device, and the payment method includes:

generating transaction information, the transaction information includes transaction commodity name information and transaction amount information;

generating request payment information according to the transaction information, the request payment information including the transaction information and restricted device identity information;

sending the requested payment information to the cloud platform;

receiving confirmation payment information sent by the cloud platform, the confirmation payment information including payment information identifier and restricted device identity information;

The payment information identifier is displayed.

According to an aspect of the embodiments of the present invention, the payment information identifier includes: a two-dimensional code and/or a barcode.

According to an aspect of the embodiments of the present invention, the restricted device is a children's watch or a children's mobile phone.

An embodiment of the present invention provides a payment device for a limited device, and the payment device includes:

a first information generation module, configured to generate transaction information, the transaction information includes transaction commodity name information and transaction amount information;

a second information generation module, configured to generate request payment information according to the transaction information, where the requested payment information includes the transaction information and restricted device identity information;

an information sending module, configured to send the requested payment information to the cloud platform;

an information receiving module, configured to receive confirmation payment information sent by the cloud platform, where the confirmation payment information includes a payment information identifier;

The display module is used for displaying the payment information identifier.

According to an aspect of the embodiments of the present invention, the device further includes:

memory for storing programs;

a processor, configured to run the program stored in the memory to execute the above-mentioned payment method for the limited device.

An embodiment of the present invention provides a payment method for a restricted device, and the payment method includes:

receiving request payment information sent by the cloud platform, where the requested payment information includes transaction information and restricted device identity information, and the transaction information includes transaction commodity name information and transaction amount information;

Call the payment information identifier of the third-party payment platform according to the requested payment information;

generating confirmed payment information based on the payment information identifier and the requested payment information, the confirmed payment information including the payment information identifier and restricted device identity information;

Sending the confirmation payment information to the cloud platform.

According to an aspect of the embodiments of the present invention, the payment information identifier includes: a two-dimensional code and/or a barcode.

According to an aspect of the embodiments of the present invention, the control device is a parent's mobile phone with a function of managing the restricted device, a parent's smart watch with a function of managing the restricted device, or a parent computer with a function of managing the restricted device .

An embodiment of the present invention provides a payment device for a limited device, and the payment device includes:

an information receiving module, configured to receive payment request information sent by the cloud platform, where the requested payment information includes transaction information and restricted device identity information, and the transaction information includes transaction commodity name information and transaction amount information;

Invoking the payment module for invoking the payment information identifier of the third-party payment platform according to the requested payment information

an information generation module, configured to generate confirmation payment information according to the payment information identifier, where the confirmed payment information includes a payment information identifier and restricted device identity information;

an information sending module, configured to send the confirmation payment information to the cloud platform.

According to an aspect of the embodiments of the present invention, the device further includes:

memory for storing programs;

a processor, configured to run the program stored in the memory to execute the above-mentioned payment method for the limited device.

According to the payment method, system and device for restricted devices in the embodiments of the present invention, a variety of payment methods for children's watches are provided, so that children's watches can realize passive scan code payment or active scan code payment in multiple occasions; children's watches do not Hardware modules need to be installed; the payment behavior of children's watches can be known and controlled by parents.

Description of drawings

In order to illustrate the technical solutions of the embodiments of the present invention more clearly, the accompanying drawings required in the embodiments of the present invention will be briefly introduced below. For those of ordinary skill in the art, under the premise of no creative work, the Additional drawings can be obtained from these drawings.

FIG. 1 is a schematic diagram illustrating the interaction of parties in the payment method, system and device for a restricted device according to the present invention;

FIG. 2 is a flow chart illustrating a payment method for a restricted device provided by the first embodiment of the present invention;

FIG. 3 is a flowchart illustrating a payment method for a restricted device provided by the second embodiment of the present invention;

FIG. 4 is a flowchart illustrating a payment method for a restricted device provided by a third embodiment of the present invention;

FIG. 5 is a flowchart illustrating a payment method for a restricted device provided by a fourth embodiment of the present invention;

6 is a flowchart illustrating a payment method for a restricted device provided by a fifth embodiment of the present invention;

FIG. 7 is a flowchart illustrating a payment method for a restricted device provided by a sixth embodiment of the present invention;

FIG. 8 is a flowchart illustrating a payment method for a restricted device provided by a seventh embodiment of the present invention;

FIG. 9 is a flowchart illustrating a payment method for a restricted device provided by an eighth embodiment of the present invention;

10 is a schematic structural diagram of a payment device for a restricted device according to a ninth embodiment of the present invention;

11 is a schematic structural diagram of a payment device for a limited device according to a tenth embodiment of the present invention;

12 is a schematic structural diagram of a payment system for a restricted device according to an eleventh embodiment of the present invention;

FIG. 13 is a schematic structural diagram of a payment device for a restricted device according to a twelfth embodiment of the present invention;

FIG. 14 is a schematic structural diagram of a payment device of a limited device according to a thirteenth embodiment of the present invention;

15 is a schematic structural diagram of a payment system for a restricted device according to a fourteenth embodiment of the present invention;

16 is a structural diagram illustrating an exemplary hardware architecture of a payment device of a limited device according to a fifteenth embodiment of the present invention;

17 is a structural diagram showing an exemplary hardware architecture of a payment device of a limited device according to a sixteenth embodiment of the present invention;

18 is a structural diagram illustrating an exemplary hardware architecture of a payment device of a limited device according to a seventeenth embodiment of the present invention;

FIG. 19 is a structural diagram showing an exemplary hardware architecture of the payment device of the limited device according to the eighteenth embodiment of the present invention.

Detailed ways

The features and exemplary embodiments of various aspects of the present invention will be described in detail below. In order to make the objectives, technical solutions and advantages of the present invention more clear, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only configured to explain the present invention, and are not configured to limit the present invention. It will be apparent to those skilled in the art that the present invention may be practiced without some of these specific details. The following description of the embodiments is only intended to provide a better understanding of the present invention by illustrating examples of the invention.

It should be noted that, in this document, relational terms such as first and second are only used to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any relationship between these entities or operations. any such actual relationship or sequence exists. Moreover, the terms "comprising", "comprising" or any other variation thereof are intended to encompass a non-exclusive inclusion such that a process, method, article or device that includes a list of elements includes not only those elements, but also includes not explicitly listed or other elements inherent to such a process, method, article or apparatus. Without further limitation, an element defined by the phrase "comprises" does not preclude the presence of additional identical elements in a process, method, article, or device that includes the element.

For a better understanding of the present invention, the following will describe in detail the payment method, system and device for limited devices according to embodiments of the present invention with reference to the accompanying drawings. It should be noted that these embodiments are not intended to limit the scope of the present disclosure.

In the embodiment of the present invention, the restricted device may be a children's watch or a children's mobile phone, and the control device may be a parent's mobile phone, a parent's smart watch, or a parent's computer, etc., which have the function of managing the restricted device. For the convenience of understanding, the parent mobile phone with the function of managing restricted devices is used as the parent mobile phone in the present invention, and the payment method, system and device for the limited device in the technical solution of the present invention are illustrated by taking the children's watch and the parent mobile phone as examples.

FIG. 1 is a schematic diagram illustrating the interaction of various parties in the payment method, system and device for a restricted device according to the present invention. As shown in Figure 1, the interaction process mainly occurs among five devices: merchants, children's watches, cloud platforms, parents' mobile phones, and third-party payment platforms.

In some embodiments of the present invention, the merchant may post a payment information identifier such as a QR code or barcode provided by a third-party payment platform that does not contain payment amount information, and the user of the children's watch scans the payment information through the children's watch Identifier and input the transaction amount information on the children's watch through voice, text, pictures and other related methods, the payment information identifier and transaction amount information are sent to the designated parent's mobile phone through the cloud platform, and the parent's mobile phone calls the relevant third-party payment platform and input The amount received is paid.

In some embodiments of the present invention, the merchant can display the real-time payment information identifier including the transaction amount information through a display device such as a computer display screen or a mobile phone display device, and the children's watch scans the payment information identifier, and collects the payment through the cloud platform. The information identifier is sent to the designated parent's mobile phone, and the parent's mobile phone can call the relevant third-party payment platform to directly complete the payment.

In some embodiments of the present invention, the children's watch can send transaction information such as the name information of the commodity to be purchased, the transaction amount information, the third-party payment platform information supported by the merchant to the cloud platform through voice, text or pictures, etc., and the cloud platform Forward transaction information to the designated parent's mobile phone. The parent learns the relevant information about the product the child wants to buy according to the transaction information received by the parent's mobile phone, and calls the third-party payment platform through the parent's mobile phone to generate the payment information identifier. The parent's mobile phone sends the payment information identifier to the child's watch, and the merchant scans the child's watch Complete the payment using the payment information identifier shown on the .

FIG. 2 is a flow chart illustrating a payment method for a restricted device provided by the first embodiment of the present invention. As shown in FIG. 2 , the payment method 200 for a restricted device in this embodiment includes the following steps:

S210: Receive a payment information identifier scanned by the image acquisition device, where the payment information identifier includes third-party payment platform information.

S220: Generate request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and restricted device identity information.

S230, sending request payment information to the cloud platform.

In S210, the payment information identifier may be a two-dimensional code and/or a barcode. For the convenience of understanding, the present invention will take the payment information identifier as the payment two-dimensional code as an example for illustrative description.

According to the payment method for a limited device provided by the embodiment of the present invention, according to the needs of the transaction scenario, the QR code for payment may be a QR code for payment provided by the merchant in advance that lacks transaction information such as transaction amount information, or The payment QR code is generated by the merchant in real time according to the transaction amount information, payee information, third-party payment platform information and other transaction information. In some embodiments, the payment QR code can be used as a carrier of various transaction information such as payee information, third-party payment platform information, or transaction amount information in the payment process, so as to facilitate payment in various transaction scenarios. The user learns the transaction information from the payment QR code.

In S220, in some scenarios, the payment QR code provided by the merchant is a payment QR code generated in real time by a smart device such as a computer or a mobile phone for a single transaction of a single payer. Transaction amount information. The user of the control device can obtain transaction information such as transaction amount information, payee information and third-party payment platform information by scanning the payment QR code. Therefore, the requested payment information may not contain other transaction information except the payment QR code. .

In other scenarios, the payment QR code provided by the merchant is for multiple payers with different transaction amounts to scan and pay, and does not contain transaction amount information. The user cannot know the amount to be paid by scanning the payment QR code. At this time, you need to know the transaction amount through other methods.

In some embodiments, the user of the children's watch needs to generate transaction amount information on the children's watch in at least one form such as voice, text, pictures, etc., and the children's watch generates the transaction amount information, the identity information of the children's watch, the QR code for payment, etc. Request payment information.

In S220, in some specific scenarios, a family may have multiple parents such as father, mother, grandfather and grandmother, who monitor multiple children at the same time, so there are situations where multiple children's watches are bound to multiple parents' mobile phones at the same time . In the process of requesting payment for the children's watch, the parent's mobile phone needs to determine which children's watch initiated the request for payment information. Therefore, the request payment information generated by the children's watch needs to include the identity information of the children's watch, so that the subsequent cloud platform can confirm the parent's mobile phone and the parent who receive the requested payment information to determine whether to pay according to the identity information of the children's watch.

The identity information of the children's watch is in a one-to-one correspondence with the children's watch. As an example, the identity information of the children's watch may include the information of the manufacturer of the children's watch, the model information of the children's watch, the information of the communication operator, and the like. Each children's watch identity information corresponds to a unique children's watch.

According to the above embodiment, according to whether the payment QR code provided by the merchant contains the transaction amount information, the user of the children's watch can send the transaction information to the parent's mobile phone by means of the payment information identifier, or the payment QR code and The combination of information such as voice information, text information or picture information sends the transaction information to the parent's mobile phone, so that the payment method for the limited device in the embodiment of the present invention is suitable for active scanning code payment for different types of payment QR codes, It is also convenient for users of parents' mobile phones to understand the transaction information of children's watches.

In S230, the restricted device may send request payment information to the cloud platform through a wireless signal of a wireless communication technology. In some embodiments, the wireless communication technology may be Bluetooth, Wireless-Fidelity (Wi-Fi), 2.5th generation mobile communication technology (GPRS), 3rd generation mobile communication technology (3G), 4th generation mobile communication technology Communication technology (4G), etc.

According to the payment method for a restricted device according to the embodiment of the present invention, the children's watch scans the two-dimensional code for payment by using its own image scanning device, and sends the two-dimensional code for payment to the cloud platform. The payment method for a limited device according to the embodiment of the present invention does not require any hardware modules to be installed on the children's watch, and is suitable for any occasions where you can actively scan a code for payment, such as purchasing breakfast, stationery, and books.

FIG. 3 is a flow chart illustrating a payment method for a restricted device provided by the second embodiment of the present invention. As shown in FIG. 3 , the payment method 300 for a restricted device in this embodiment includes the following steps:

S310: Receive request payment information sent by the cloud platform, where the requested payment information includes a payment information identifier and restricted device identity information, and the payment information identifier includes third-party payment platform information.

S320, according to the third-party payment platform information in the requested payment information, call the third-party payment platform to scan the payment information identifier for payment.

In S310, the payment information identifier may include transaction amount information, or may lack transaction amount information. In some embodiments, when the payment QR code includes transaction amount information, the requested payment information may not include other transaction information except the payment QR code.

In other embodiments, the payment QR code lacks transaction amount information, and in this case, the requested payment information needs to include transaction amount information in addition to the payment QR code. As an example, after the parent's mobile phone scans the payment information identifier, the user of the parent's mobile phone is required to input the transaction amount. Therefore, in addition to the payment QR code, transaction amount information is required in the requested payment information.

In some application scenarios, the cloud platform may receive payment request information sent by multiple children's watches at the same time. The cloud platform can determine the children's watch that initiates each request for payment information based on the identity information of the children's watches. At the same time, the cloud platform also needs to determine the payment request received. Information for parents on mobile phones.

As an optional embodiment, in some scenarios, the user of the child watch does not input the parent's mobile phone identity information in the process of generating the request payment information, and the request payment information generated by the child's watch lacks the parent's mobile phone identity information. After the child watch sends the requested payment information to the cloud platform, the cloud platform cannot directly determine the corresponding parent's mobile phone identity information based on the requested payment information. Therefore, the cloud platform needs to determine the parent's mobile phone bound to the child's watch according to the identity information of the child's watch and the pre-stored mapping relationship, and send request payment information to the parent's mobile phone.

In S320, in some embodiments, the calling method may be that the user of the parent's mobile phone manually calls a third-party payment platform to scan the QR code for payment after receiving the requested payment information. In other embodiments, the calling method may also be that after receiving the requested payment information, the children's watch actively calls the corresponding third-party payment platform according to the third-party payment platform information in the requested payment information. According to the payment method for a limited device according to the embodiment of the present invention, the parent's mobile phone can obtain transaction information of the child's watch according to the requested payment information, and control the transaction payment behavior of the child's watch, and the user of the child's watch can freely select the parent's mobile phone as the child's watch. Provides users with more freedom of choice and operation space.

In the following, in conjunction with FIG. 4 , the restricted device payment method 200 provided according to the first embodiment and the restricted device payment method 300 provided by the second embodiment will be described in detail for the limited interaction between the restricted device, the cloud platform and the control device. The payment method for the device.

FIG. 4 is a flowchart illustrating a payment method for a restricted device provided by a third embodiment of the present invention. As shown in FIG. 4 , the payment method 400 for a restricted device in this embodiment includes the following steps:

S410, the restricted device receives the payment information identifier scanned by the image acquisition device, and generates request payment information according to the payment information identifier, where the payment information identifier includes third-party payment platform information, and the requested payment information includes the payment information identifier character and restricted device identity information.

S420, the restricted device sends the payment request information to the cloud platform.

S430, the cloud platform determines the control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device.

In some embodiments, S430 may specifically include:

S431, the cloud platform extracts the restricted device identity information in the requested payment information;

S432, the cloud platform determines the control device corresponding to the restricted device according to the restricted device identity information and the mapping relationship pre-stored in the cloud platform, and the pre-stored mapping relationship in the cloud platform is the corresponding relationship between the restricted device and the control device.

In S432, the mapping relationship can be bound by the user of the control device logging in to the cloud platform. As an example, one children's watch can be bound to the same account with at least one parent's mobile phone, multiple children's watches can be bound to the same account with one parent's mobile phone, and multiple children's watches can be bound with multiple parents' mobile phones to the same account. the same account.

As an optional embodiment, after scanning the QR code for payment, the user of the children's watch selects the parent's mobile phone that receives the payment request information in the children's watch. At this time, the requested payment information generated by the child's watch includes the parent's mobile phone identity information, the payment QR code and the child's watch identity information. Therefore, after the cloud platform receives the requested payment information, it only needs to determine the recipient of the requested payment information according to the parent's mobile phone identity information. Parent cell phone.

At this time, in S430, S430 may specifically include:

S431', the cloud platform determines the control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, including:

S432', the cloud platform determines the control device corresponding to the restricted device according to the control device identity information;

S433', the cloud platform sends request payment information to the control device.

As a specific example, take a user's family of a children's watch as an example, the son's children's watch is bound to the father's mobile phone and the mother's mobile phone at the same time. After the son scans the merchant's QR code for payment, the son can choose to send the payment request information to his father's mobile phone or his mother's mobile phone in the payment application of the children's watch. The request payment information generated by the watch also includes the identity information of the mother's mobile phone.

S440, the control device receives the requested payment information, and invokes the third-party payment platform for payment according to the third-party payment platform information in the requested payment information.

FIG. 5 is a flow chart illustrating a payment method for a restricted device provided by a fourth embodiment of the present invention. As shown in FIG. 5 , the payment method for the restricted device in this embodiment includes the following steps:

S510, the merchant generates a QR code for payment based on a third-party payment platform.

S520, the children's watch scans the payment QR code of the merchant and generates request payment information.

S530, the children's watch uploads the requested payment information to the cloud platform.

S540, the cloud platform sends the requested payment information to the parent's mobile phone.

S550, the parent's mobile phone calls a third-party payment platform according to the requested payment information.

S560, the third-party payment platform pays the transaction amount to the merchant.

As an example, in a family, the father's mobile phone and the mother's mobile phone are bound to the son's children's watch and the daughter's children's watch at the same time. In this example, the merchant in Figure 5 is a stationery store owner, the children's watch in Figure 5 is a son's children's watch, a daughter's children's watch, and the parent's mobile phone in Figure 5 is the father's mobile phone and the mother's mobile phone.

In the specific scenario where the son buys stationery, in S510, the stationery store owner generates a real-time payment QR code on the payment computer based on the third-party payment platform according to the payment amount information of the stationery purchased by the son during the payment process.

In S520, the son scans the payment QR code through the camera of the child's watch.

In S530, after scanning the payment QR code successfully, the child watch generates an option for the son to choose to pay by the father's mobile phone or the mother's mobile phone on the child's watch through the pre-stored binding information, and the son chooses the mother's mobile phone to pay. Afterwards, the children's watch generates request payment information according to the payment QR code, the son's identity information of the children's watch and the mother's mobile phone identity information, and uploads the requested payment information to the cloud platform.

In S540, the cloud platform determines to send the requested payment information uploaded by the child to the mother's mobile phone according to the received identity information of the mother's mobile phone.

In S550, after the mother's mobile phone receives the requested payment information, the mother can know that the transaction is initiated by the son through the identity information of the child's watch. The mother scans the payment QR code with the application that manages the children's watch. The application generates text information such as the name of the merchant where the son purchased stationery, the amount to be paid, the third-party payment platform and other text information according to the payment QR code, and asks the mother whether to agree to the payment . After the mother browses the payment information and agrees to pay, the application on the mother's mobile phone automatically calls the relevant third-party payment platform for payment.

In S560, after the mother's mobile phone completes the payment, the third-party payment platform pays the transaction amount to the stationery store owner.

In some payment scenarios, it is inconvenient or impossible for merchants to provide payment QR codes for children’s watches to scan and to request payment from parents’ mobile phones. Therefore, restricted devices are required to provide payment information identifiers for merchants to scan and collect payments. The following description will be given in conjunction with an application scenario that requires a restricted device to provide a payment information identifier for the merchant to scan for payment.

FIG. 6 is a flowchart illustrating a payment method for a restricted device provided by a fifth embodiment of the present invention. As shown in FIG. 6 , the payment method 600 for a restricted device in this embodiment includes the following steps:

S610: Generate transaction information, where the transaction information includes transaction commodity name information and transaction amount information.

S620: Generate request payment information according to the transaction information, where the requested payment information includes transaction information and restricted device identity information.

S630, send the request payment information to the cloud platform.

S640: Receive confirmation payment information sent by the cloud platform, where the confirmation payment information includes a payment information identifier and restricted device identity information.

S650, displaying the payment information identifier.

In S610, the transaction information is used for the user of the control device to know the transaction information of the restricted device through the control device, and to provide a basis for the user of the control device to determine whether to agree to the transaction according to the transaction information. In some embodiments, the transaction information may include commodity name information, transaction amount information, and the like. As an example, the form of the transaction information may be at least one of text information, voice information, picture information, and the like.

In S630, the restricted device may send request payment information to the cloud platform through a wireless signal of a wireless communication technology.

In S640, the restricted device may receive the confirmation payment information sent by the cloud platform through the wireless signal of the wireless communication technology.

According to the payment method for a restricted device according to the embodiment of the present invention, the restricted device can display the payment information identifier for the merchant to scan, thereby providing more payment methods for the restricted device.

FIG. 7 is a flowchart illustrating a payment method for a restricted device provided by the sixth embodiment of the present invention. As shown in FIG. 7 , the payment method 700 for a restricted device in this embodiment includes the following steps:

S710: Receive request payment information sent by the cloud platform, where the requested payment information includes transaction information and restricted device identity information, and the transaction information includes transaction commodity name information and transaction amount information.

S720, calling the payment information identifier of the third-party payment platform according to the requested payment information.

S730: Generate confirmation payment information according to the payment information identifier and the requested payment information, where the confirmation payment information includes the payment information identifier and the restricted device identity information.

S740, send confirmation payment information to the cloud platform.

In S720, the payment information identifier is generated by the third-party payment platform, and includes the payment method information of the payer. As one example, the payment information identifier may be a two-dimensional code and/or a barcode. For ease of understanding, in the following embodiments, the payment information identifier is described by taking the payment two-dimensional code as an example.

In some embodiments, the payment method may be: bank savings card payment, bank credit card payment, or third-party payment platform balance payment.

In some embodiments, the calling method may be that the user of the parent's mobile phone manually calls a third-party payment platform to generate a payment QR code after receiving the requested payment information. In other embodiments, the calling method may also be that after receiving the requested payment information, the restricted device actively calls a third-party payment platform to generate a payment QR code according to the requested payment information.

In S730, the restricted device identity information in the confirmation payment information is used for the cloud platform to determine the receiving restricted device of different confirmation payment information.

In S740, the control device may send request payment information to the cloud platform through a wireless signal of a wireless communication technology.

According to the payment method for the restricted device according to the embodiment of the present invention, the control device can learn the transaction information of the restricted device in more detail through various forms of information.

In the following, in conjunction with FIG. 8 , the restricted device payment method 600 provided according to the fifth embodiment and the restricted device payment method 700 provided by the sixth embodiment will be described in detail for the limited interaction between the restricted device, the cloud platform, and the control device. The payment method for the device.

FIG. 8 is a flowchart illustrating a payment method for a restricted device provided by a third embodiment of the present invention. As shown in FIG. 8 , the payment method 800 for a restricted device in this embodiment includes the following steps:

S810, the restricted device generates transaction information, generates requested payment information according to the transaction information, and sends the requested payment information to the cloud platform, where the transaction information includes transaction commodity name information and transaction amount information, and the requested payment information includes transaction information and restricted device identity information.

S820, the cloud platform determines a control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device.

In S820, the cloud platform determines the control device corresponding to the restricted device according to the received request payment information, and sends the request payment information to the control device, and in S430, the cloud platform determines the control device corresponding to the restricted device according to the received request payment information , and the method of sending request payment information to the control device is the same.

S830, the control device invokes the payment information identifier of the third-party payment platform according to the received request payment information, generates confirmation payment information according to the payment information identifier and the request payment information, and sends the confirmation payment information to the cloud platform, the payment information identifier Include third-party payment platform information, and confirm that payment information includes payment information identifiers and restricted device identity information.

S840, the cloud platform receives the confirmation payment information, determines the restricted device according to the restricted device identity information in the confirmation payment information, and sends the confirmation payment information to the restricted device.

S850, the limited device receives the confirmation payment information, and displays the payment information identifier through the display device.

FIG. 9 is a flowchart illustrating a payment method for a restricted device provided by the eighth embodiment of the present invention. As shown in Figure 9, the payment method for the restricted device in this embodiment includes the following steps:

S910, the children's watch generates request payment information and sends it to the cloud platform.

S920, the cloud platform sends the requested payment information to the parent's mobile phone.

S930, the parent's mobile phone receives the requested payment information, and confirms the payment.

S940, the parent's mobile phone generates confirmation payment information based on the payment QR code of the third-party payment platform.

S950, the parent's mobile phone will upload the confirmation payment information to the cloud platform.

S960, the cloud platform will send the confirmation payment information to the children's watch.

S970, the children's watch displays the payment QR code for the merchant to scan.

S980, the third-party payment platform pays the transaction amount to the merchant.

As an example, the child watch of a child in the family is bound to the mother's mobile phone and the father's mobile phone. The mother's mobile phone is used as the management device of the children's watch to manage the behaviors such as the payment behavior of the children's watch, and the father's mobile phone is used as the participating device. Check the basic functions such as the positioning of the children's watch (daddy's mobile phone is a mobile phone that does not have the function of managing children's watches). In this example, the merchant in FIG. 9 is specifically a bookstore owner, the children’s watch in FIG. 9 is specifically a child’s watch, and the parent’s mobile phone in FIG. 9 is specifically a mother’s mobile phone.

In S910, when a child needs to buy a fairy tale book in a bookstore, the child enters the bookstore's name, the name of the fairy tale book and the price of the fairy tale book and other transaction information through voice, and the children's watch generates request payment information based on the transaction information and the identity information of the children's watch. And upload the requested payment information to the cloud platform through the 4G network.

In S920, the cloud platform determines that the management device corresponding to the children's watch is the mother's mobile phone according to the identity information of the children's watch in the requested payment information and the mapping table pre-stored in the cloud platform. The cloud platform sends the transaction information and the identity information of the child's watch to the mother's mobile phone.

In S930, the mother's mobile phone receives the request payment information sent by the cloud platform. The mother listens to the language information through the corresponding mobile application on the mother's mobile phone, and clicks on the mobile application to confirm the payment option.

In S940, the mobile phone application of the mother's mobile phone automatically generates the payment QR code of the third-party payment platform, and generates confirmation payment information according to the payment QR code and the identity information of the child's watch in the requested payment information.

In the S950, the mother's mobile phone will upload the confirmation payment information to the cloud platform.

In S960, the cloud platform determines the corresponding children's watch by confirming the identity information of the children's watch in the payment information, and sends the payment QR code to the children's watch.

In S970, after receiving the payment QR code, the children's watch displays the payment QR code on the display screen of the watch for the bookstore owner to scan and deduct the payment.

In S980, after the bookstore owner successfully deducts the money, the third-party payment platform pays the transaction amount to the bookstore owner.

10-15, a payment device for a restricted device and a payment system for a restricted device according to an embodiment of the present invention will be described in detail below.

FIG. 10 shows a schematic structural diagram of a payment device of a limited device according to a ninth embodiment of the present invention. As shown in FIG. 10, the payment device 1000 of the restricted device includes:

The image acquisition module 1010 is configured to scan the payment information identifier, where the payment information identifier includes third-party payment platform information.

The information generation module 1020 is configured to generate request payment information according to the payment information identifier, where the requested payment information includes the payment information identifier and the restricted device identity information.

The information sending module 1030 is configured to send the request payment information to the cloud platform.

FIG. 11 shows a schematic structural diagram of a payment device of a limited device according to an eighth embodiment of the present invention. As shown in FIG. 11, the payment device 1100 of the restricted device includes:

The information receiving module 1110 is configured to receive payment request information sent by the cloud platform, where the requested payment information includes a payment information identifier and restricted device identity information, and the payment information identifier includes third-party payment platform information.

The payment module 1120 is invoked, configured to invoke the third-party payment platform to scan the payment information identifier to perform payment according to the third-party payment platform information in the payment information identifier.

In the following, in conjunction with FIG. 12, the restricted device between the restricted device payment device 1000 provided according to the ninth embodiment and the restricted device payment device 1100 provided by the tenth embodiment, the cloud platform and the control device will be described in detail. payment system.

FIG. 12 shows a schematic structural diagram of a payment device of a limited device according to an eleventh embodiment of the present invention. As shown in Figure 12, a payment system 1200 for restricted devices includes:

The restricted device 1210 is configured to receive the payment information identifier scanned by the image acquisition device, generate request payment information according to the payment information identifier, and send the requested payment information to the cloud platform, where the payment information identifier includes a third-party payment platform information, request payment information including payment information identifier and restricted device identity information.

The cloud platform 1220 is configured to determine the control device corresponding to the restricted device according to the received request payment information, and send the request payment information to the control device.

The control device 1230 is configured to receive the requested payment information, and call the third-party payment platform for payment according to the third-party payment platform information in the requested payment information.

FIG. 13 shows a schematic structural diagram of a payment device of a limited device according to a twelfth embodiment of the present invention. As shown in FIG. 13, the payment device 1300 of the restricted device includes:

The first information generating module 1310 is configured to generate transaction information, where the transaction information includes transaction commodity name information and transaction amount information.

The second information generation module 1320 is configured to generate request payment information according to the transaction information, where the requested payment information includes transaction information and restricted device identity information.

The information sending module 1330 is configured to send the request payment information to the cloud platform.

The information receiving module 1340 is configured to receive confirmation payment information sent by the cloud platform, where the confirmation payment information includes a payment information identifier.

The display module 1350 is used to display the payment information identifier.

FIG. 14 shows a schematic structural diagram of a payment device of a limited device according to the thirteenth embodiment of the present invention. As shown in FIG. 14, the payment device 1400 of the restricted device includes:

The information receiving module 1410 is configured to receive payment request information sent by the cloud platform, where the requested payment information includes transaction information and restricted device identity information, and the transaction information includes transaction commodity name information and transaction amount information.

The invoking payment module 1420 is configured to invoke the payment information identifier of the third-party payment platform according to the requested payment information.

The information generation module 1430 is configured to generate confirmation payment information according to the payment information identifier, where the confirmation payment information includes the payment information identifier and the restricted device identity information.

The information sending module 1440 is used for sending confirmation payment information to the cloud platform.

15, the following describes in detail the connection between the restricted device, the cloud platform and the control device of the restricted device payment device 1300 provided according to the twelfth embodiment and the restricted device payment device 1400 provided by the thirteenth embodiment. Device-only payment system.

FIG. 15 shows a schematic structural diagram of a payment system for a limited device according to a fourteenth embodiment of the present invention. As shown in Figure 15, a payment system 1500 for restricted devices includes:

The restricted device 1510 is used to generate transaction information, generate request payment information according to the transaction information, send the requested payment information to the cloud platform, receive confirmation payment information, and display the payment information identifier through the display device, and the transaction information includes the transaction commodity name Information and transaction amount information, request payment information includes transaction information and restricted device identity information, confirmed payment information includes payment information identifier and restricted device identification information, and payment information identifier includes third-party payment platform information.

The cloud platform 1520 is configured to determine the control device corresponding to the restricted device according to the received request payment information, send the request payment information to the control device, receive the confirmation payment information, and determine the restricted device according to the restricted device identity information in the confirmation payment information device and send confirmation of payment to the restricted device.

The control device 1530 is configured to call the payment information identifier of the third-party payment platform according to the received request payment information, generate confirmation payment information according to the payment information identifier and the request payment information, and send the confirmation payment information to the cloud platform.

The payment method, system and device for a restricted device according to embodiments of the present invention described in conjunction with FIGS. 1 to 15 may be implemented by an exemplary hardware architecture of the payment device for a restricted device.

FIG. 16 is a structural diagram showing an exemplary hardware architecture of the payment device of the limited device according to the fifteenth embodiment of the present invention.

As shown in FIG. 16 , the payment device 1600 of the restricted device includes an input device 1601 , an input interface 1602 , a processor 1603 , a memory 1604 , an output interface 1605 , and an output device 1606 . Among them, the input interface 1602, the processor 1603, the memory 1604, and the output interface 1605 are connected to each other through the bus 1610, and the input device 1601 and the output device 1606 are respectively connected to the bus 1610 through the input interface 1602 and the output interface 1605, and then to the computing device 1600. other components are connected. Specifically, input device 1601 receives input information from the outside (eg, a merchant's payment information identifier), and transmits the input information to processor 1603 through input interface 1602; processor 1603 is based on computer-executable instructions stored in memory 1604 Process the input information to generate output information, store the output information temporarily or permanently in the memory 1604, and then transmit the output information to the output device 1606 through the output interface 1605; the output device 1606 outputs the output information to the outside of the computing device 1600 for users to use.

In one embodiment, the payment device 1600 of the limited device shown in FIG. 16 may be implemented to include: a memory 1604 configured to store programs; a receiving unit 1601 configured to receive port traffic information of each network device, simple The network management protocol traps alarm information and port description information; the processor 1603 is configured to run the program stored in the memory to execute the payment method for the limited device provided by the first embodiment of the present invention.

Through the payment device of the restricted device in the embodiment of the present invention, the active scanning code payment of the restricted device can be realized without installing a hardware module.

FIG. 17 is a structural diagram showing an exemplary hardware architecture of the payment device of the limited device according to the sixteenth embodiment of the present invention.

As shown in FIG. 17 , the payment device 1700 of the restricted device includes an input device 1701 , an input interface 1702 , a processor 1703 , a memory 1704 , an output interface 1705 , and an output device 1706 . The input interface 1702, the processor 1703, the memory 1704, and the output interface 1705 are connected to each other through the bus 1710, and the input device 1701 and the output device 1706 are connected to the bus 1710 through the input interface 1702 and the output interface 1705, respectively, and then to the computing device 1700. other components are connected. Specifically, the input device 1701 receives input information from the outside (for example, the information sending module of the cloud platform), and transmits the input information to the processor 1703 through the input interface 1702; the processor 1703 is based on the computer-executable instructions stored in the memory 1704. The input information is processed to generate output information, the output information is temporarily or permanently stored in the memory 1704, and then the output information is transmitted to the output device 1706 through the output interface 1705; the output device 1706 outputs the output information to the outside of the computing device 1700 for users to use.

In one embodiment, the payment device 1700 of the limited device shown in FIG. 17 may be implemented to include: a memory 1704 configured to store programs; a receiving unit 1701 configured to receive port traffic information of each network device, simple The network management protocol traps alarm information and port description information; the processor 1703 is configured to run the program stored in the memory to execute the payment method for the restricted device provided by the second embodiment of the present invention.

Through the payment device of the restricted device in the embodiment of the present invention, the restricted device can actively scan the code to pay on the basis that the control device can know the transaction information of the restricted device.

FIG. 18 is a structural diagram showing an exemplary hardware architecture of the payment device of the limited device according to the seventeenth embodiment of the present invention.

As shown in FIG. 18 , the payment device 1800 of the restricted device includes an input device 1801 , an input interface 1802 , a processor 1803 , a memory 1804 , an output interface 1805 , and an output device 1806 . The input interface 1802, the processor 1803, the memory 1804, and the output interface 1805 are connected to each other through the bus 1810, and the input device 1801 and the output device 1806 are connected to the bus 1810 through the input interface 1802 and the output interface 1805, respectively, and then to the computing device 1800. other components are connected. Specifically, the input device 1801 receives input information from the outside (for example, the user of the children's watch or the information sending module of the cloud platform), and transmits the input information to the processor 1803 through the input interface 1802; Computer-executable instructions process input information to generate output information, store the output information temporarily or permanently in memory 1804, and then transmit the output information through output interface 1805 to output device 1806; output device 1806 outputs the output information to a computing The exterior of device 1800 is for user use.

In one embodiment, the payment device 1800 of the limited device shown in FIG. 18 may be implemented to include: a memory 1804 configured to store programs; a receiving unit 1801 configured to receive port traffic information of each network device, simple The network management protocol traps alarm information and port description information; the processor 1803 is configured to run a program stored in the memory to execute the payment method for a restricted device provided by the fifth embodiment of the present invention.

Through the payment device of the limited device in the embodiment of the present invention, passive scan code payment in which the limited device can generate a payment information identifier for the merchant to scan can be realized.

FIG. 19 is a structural diagram showing an exemplary hardware architecture of the payment device of the limited device according to the eighteenth embodiment of the present invention.

As shown in FIG. 19 , the payment device 1900 of the restricted device includes an input device 1901 , an input interface 1902 , a processor 1903 , a memory 1904 , an output interface 1905 , and an output device 1906 . The input interface 1902, the processor 1903, the memory 1904, and the output interface 1905 are connected to each other through the bus 1910, and the input device 1901 and the output device 1906 are connected to the bus 1910 through the input interface 1902 and the output interface 1905, respectively, and then to the computing device 1900. other components are connected. Specifically, the input device 1901 receives input information from the outside (for example, the information sending module of the cloud platform), and transmits the input information to the processor 1903 through the input interface 1902; the processor 1903 is based on the computer-executable instructions stored in the memory 1904. The input information is processed to generate output information, the output information is temporarily or permanently stored in the memory 1904, and then the output information is transmitted to the output device 1906 through the output interface 1905; the output device 1906 outputs the output information to the outside of the computing device 1900 for users to use.

In one embodiment, the payment device 1900 of the limited device shown in FIG. 19 may be implemented to include: a memory 1904 configured to store programs; a receiving unit 1901 configured to receive port traffic information of each network device, simple The network management protocol traps alarm information and port description information; the processor 1903 is configured to run a program stored in the memory to execute the payment method for a restricted device provided by the sixth embodiment of the present invention.

Through the payment device of the restricted device according to the embodiment of the present invention, the passive scan code payment in which the control device can understand and control the transaction of the restricted device can be realized.

It is to be understood that the present invention is not limited to the specific arrangements and processes described above and shown in the figures. For the sake of brevity, detailed descriptions of known methods are omitted here. In the above-described embodiments, several specific steps are described and shown as examples. However, the method process of the present invention is not limited to the specific steps described and shown, and those skilled in the art can make various changes, modifications and additions, or change the sequence of steps after comprehending the spirit of the present invention.

The functional blocks shown in the above-described structural block diagrams may be implemented as hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an application specific integrated circuit (ASIC), suitable firmware, a plug-in, a function card, or the like. When implemented in software, elements of the invention are programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine-readable medium or transmitted over a transmission medium or communication link by a data signal carried in a carrier wave. A "machine-readable medium" may include any medium that can store or transmit information. Examples of machine-readable media include electronic circuits, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio frequency (RF) links, and the like. The code segments may be downloaded via a computer network such as the Internet, an intranet, or the like.

It should also be noted that the exemplary embodiments mentioned in the present invention describe some methods or systems based on a series of steps or devices. However, the present invention is not limited to the order of the above steps, that is, the steps may be performed in the order mentioned in the embodiments, or may be different from the order in the embodiments, or several steps may be performed simultaneously.

The above are only specific implementations of the present invention. Those skilled in the art can clearly understand that, for the convenience and simplicity of the description, the specific working process of the above-described systems, modules and units may refer to the foregoing method embodiments. The corresponding process in , will not be repeated here. It should be understood that the protection scope of the present invention is not limited to this. Any person skilled in the art can easily think of various equivalent modifications or replacements within the technical scope disclosed by the present invention, and these modifications or replacements should all cover within the protection scope of the present invention.

Claims (32)

1. a kind of method of payment of constrained devices, which is characterized in that the described method includes:

Constrained devices receive the Receiving information identifier scanned by image collecting device, and raw according to the Receiving information identifier At request payment information, the Receiving information identifier includes Third-party payment platform information, and the request payment information includes The Receiving information identifier and constrained devices identity information；

The constrained devices send the request payment information to cloud platform；

The request payment information determines control equipment corresponding with the constrained devices to the cloud platform based on the received, and to The control equipment sends the request payment information；

The control equipment receives the request payment information, and is believed according to Third-party payment platform in the request payment information Breath calls Third-party payment platform to be paid.

2. the method for payment of constrained devices according to claim 1, which is characterized in that the Receiving information identifier packet It includes: two dimensional code and/or bar code.

3. the method for payment of constrained devices according to claim 1, which is characterized in that cloud platform institute based on the received It states request payment information and determines control equipment corresponding with the constrained devices, and send the request branch to the control equipment Pay information, comprising:

The cloud platform extracts the constrained devices identity information in the request payment information；

The cloud platform according to the mapping relations that are prestored in the constrained devices identity information and the cloud platform it is determining with it is described The corresponding control equipment of constrained devices, the mapping relations prestored in the cloud platform are pairs between constrained devices and control equipment It should be related to.

4. the method for payment of constrained devices according to claim 1, which is characterized in that the request payment information further includes Equipment identity information is controlled,

The request payment information determines control equipment corresponding with the constrained devices to the cloud platform based on the received, and to The control equipment sends the request payment information, comprising:

The cloud platform determines control equipment corresponding with the constrained devices according to the control equipment identity information；

The cloud platform sends the request payment information to the control equipment.

5. the method for payment of constrained devices described in -4 any claims according to claim 1, which is characterized in that described limited Equipment is children's wrist-watch or child mobile phone；

The control equipment is with managing parent's mobile phone of the constrained devices function, have the function of to manage the constrained devices Parent computer or with the parent's smartwatch for managing the constrained devices function.

6. a kind of payment system of constrained devices, which is characterized in that the system comprises:

Constrained devices, for receiving the Receiving information identifier scanned by image collecting device, and according to the Receiving information mark Know symbol and generate request payment information, sends the request payment information to cloud platform, the Receiving information identifier includes third Square payment platform information, the request payment information include the Receiving information identifier and constrained devices identity information；

The cloud platform determines that control corresponding with the constrained devices is set for the request payment information based on the received It is standby, and the request payment information is sent to the control equipment；

The control equipment, for receiving the request payment information, and according to Third-party payment in the request payment information Platform information calls Third-party payment platform to be paid.

7. a kind of method of payment of constrained devices, which is characterized in that the described method includes:

The Receiving information identifier of image collecting device scanning is received, the Receiving information identifier includes Third-party payment platform Information；

Request payment information is generated according to the Receiving information identifier, the request payment information includes the Receiving information mark Know symbol and constrained devices identity information；

The request payment information is sent to cloud platform.

8. the method for payment of constrained devices according to claim 7, which is characterized in that the Receiving information identifier packet It includes: two dimensional code and/or bar code.

9. the method for payment of constrained devices according to claim 7 or 8, which is characterized in that the constrained devices are children Wrist-watch or child mobile phone.

10. a kind of payment devices of constrained devices, which is characterized in that the equipment includes:

Image capture module, for scanning Receiving information identifier, the Receiving information identifier includes Third-party payment platform Information；

Information generating module, for generating request payment information, the request payment information according to the Receiving information identifier Including the Receiving information identifier and constrained devices identity information；

Information sending module, for the request payment information to be sent to cloud platform.

11. the payment devices of constrained devices according to claim 10, which is characterized in that the equipment further include:

Memory, for storing program；

Processor, for running the described program stored in the memory, to execute such as claim 7-9 any claim The method.

12. a kind of method of payment of constrained devices, which is characterized in that the described method includes:

The request payment information sent by cloud platform is received, the request payment information includes that Receiving information identifier is set with limited Standby identity information, the Receiving information identifier includes Third-party payment platform information；

According to Third-party payment platform information in the request payment information, Third-party payment platform is called to scan the gathering letter Breath identifier is paid.

13. the method for payment of constrained devices according to claim 12, which is characterized in that

The Receiving information identifier includes: two dimensional code and/or bar code.

14. the method for payment of constrained devices according to claim 12 or 13, which is characterized in that

The control equipment is with managing parent's mobile phone of the constrained devices function, have the function of to manage the constrained devices Parent's smartwatch or with the parent computer for managing the constrained devices function.

15. a kind of payment devices of constrained devices, which is characterized in that the equipment includes:

Information receiving module, for receiving the request payment information of cloud platform transmission, the request payment information includes gathering letter It ceases identifier and constrained devices identity information, the Receiving information identifier includes Third-party payment platform information；

Payment module is called, for calling Third-party payment according to Third-party payment platform information in the Receiving information identifier Receiving information identifier described in platform scanner is paid.

16. the payment devices of constrained devices according to claim 15, which is characterized in that the equipment further include:

Memory, for storing program；

Processor, for running the described program stored in the memory, to execute as any right of claim 12-14 is wanted Seek the method.

17. a kind of method of payment of constrained devices, which is characterized in that the described method includes:

Constrained devices generate Transaction Information, generate request payment information according to the Transaction Information, and by the request disbursement letter Breath is sent to cloud platform, and the Transaction Information includes tradable commodity name information and transaction amount information, the request disbursement letter Breath includes the Transaction Information and constrained devices identity information；

The request payment information determines control equipment corresponding with the constrained devices to the cloud platform based on the received, and will The request payment information is sent to the control equipment；

The control equipment calls the payment information of Third-party payment platform to identify according to the request payment information received Symbol generates payment confirming information according to the payment information identifier and the request payment information, and the confirmation is paid Information is sent to the cloud platform, and the payment information identifier includes Third-party payment platform information, the confirmation disbursement letter Breath includes the payment information identifier and constrained devices identity information；

The cloud platform receives the payment confirming information, according to constrained devices identity information determination in payment confirming information Constrained devices, and the payment confirming information is sent to the constrained devices；

The constrained devices receive the payment confirming information, and show the payment information identifier by display device.

18. the method for payment of constrained devices according to claim 17, which is characterized in that the payment information identifier packet It includes: two dimensional code and/or bar code.

19. the method for payment of constrained devices according to claim 17, which is characterized in that the cloud platform is based on the received The request payment information determines control equipment corresponding with the constrained devices, and the request payment information is sent to institute State control equipment, comprising:

The cloud platform extracts the constrained devices identity information in the request payment information；

The cloud platform according to the mapping relations that are prestored in the constrained devices identity information and the cloud platform it is determining with it is described The corresponding control equipment of constrained devices, the mapping relations prestored in the cloud platform are pairs between constrained devices and control equipment It should be related to.

20. the method for payment of constrained devices according to claim 17, which is characterized in that the request payment information also wraps Control equipment identity information is included,

The request payment information determines control equipment corresponding with the constrained devices to the cloud platform based on the received, and will The request payment information is sent to the control equipment, comprising:

The cloud platform determines control equipment corresponding with the constrained devices according to the control equipment identity information；

The cloud platform sends the request payment information to the control equipment.

21. the method for payment of constrained devices described in 7-20 any claim according to claim 1, which is characterized in that

The constrained devices are children's wrist-watch or child mobile phone；

The control equipment is with managing parent's mobile phone of the constrained devices function, have the function of to manage the constrained devices Parent computer or with the parent's smartwatch for managing the constrained devices function.

22. a kind of payment system of constrained devices, which is characterized in that the system comprises:

Constrained devices generate request payment information according to the Transaction Information, and the request is propped up for generating Transaction Information It pays information and is sent to cloud platform, receive the payment confirming information, and payment information identifier is shown by display device, it is described Transaction Information includes tradable commodity name information and transaction amount information, the request payment information include the Transaction Information and Constrained devices identity information, the payment confirming information include the payment information identifier and constrained devices identity information, institute Stating payment information identifier includes Third-party payment platform information；

The cloud platform determines that control corresponding with the constrained devices is set for the request payment information based on the received It is standby, and the request payment information is sent to the control equipment, the payment confirming information is received, according to confirmation branch It pays constrained devices identity information in information and determines the constrained devices, and send the confirmation disbursement letter to the constrained devices Breath；

The control equipment, for calling the payment of Third-party payment platform according to the request payment information received Information identifier generates the payment confirming information according to the payment information identifier and the request payment information, and will The payment confirming information is sent to the cloud platform.

23. a kind of method of payment of constrained devices, which is characterized in that the described method includes:

Transaction Information is generated, the Transaction Information includes tradable commodity name information and transaction amount information；

Request payment information is generated according to the Transaction Information, the request payment information includes that the Transaction Information is set with limited Standby identity information；

The request payment information is sent to cloud platform；

Receive the payment confirming information that is sent by the cloud platform, the payment confirming information include payment information identifier and by Limit equipment identity information；

Show the payment information identifier.

24. the method for payment of constrained devices according to claim 23, which is characterized in that

The payment information identifier includes: two dimensional code and/or bar code.

25. the method for payment of the constrained devices according to claim 23 or 24, which is characterized in that

The constrained devices are children's wrist-watch or child mobile phone.

26. a kind of payment devices of constrained devices, which is characterized in that the equipment includes:

First information generation module, for generating Transaction Information, the Transaction Information includes tradable commodity name information and transaction Amount information；

Second information generating module, for generating request payment information, the request payment information packet according to the Transaction Information Include the Transaction Information and constrained devices identity information；

Information sending module, for the request payment information to be sent to cloud platform；

Information receiving module, for receiving the payment confirming information sent by the cloud platform, the payment confirming information includes Payment information identifier；

Display module, for showing the payment information identifier.

27. the payment devices of constrained devices according to claim 26, which is characterized in that the equipment further include:

Memory, for storing program；

Processor, for running the described program stored in the memory, to execute as any right of claim 23-25 is wanted Seek the method.

28. a kind of method of payment of constrained devices, which is characterized in that the described method includes:

The request payment information sent by cloud platform is received, the request payment information includes Transaction Information and constrained devices identity Information, the Transaction Information include tradable commodity name information and transaction amount information；

The payment information identifier of Third-party payment platform is called according to the request payment information；

Payment confirming information, the payment confirming information are generated according to the payment information identifier and the request payment information Including payment information identifier and constrained devices identity information；

The payment confirming information is sent to the cloud platform.

29. the method for payment of constrained devices according to claim 28, which is characterized in that

The payment information identifier includes: two dimensional code and/or bar code.

30. the method for payment of the constrained devices according to claim 28 or 29, which is characterized in that

The control equipment is with managing parent's mobile phone of the constrained devices function, have the function of to manage the constrained devices Parent's smartwatch or with the parent computer for managing the constrained devices function.

31. a kind of payment devices of constrained devices, which is characterized in that the equipment includes:

Information receiving module, for receiving the request payment information of cloud platform transmission, the request payment information includes transaction letter Breath and constrained devices identity information, the Transaction Information includes tradable commodity name information and transaction amount information；

Payment module is called, for calling the payment information identifier of Third-party payment platform according to the request payment information

Information generating module, for generating payment confirming information, the payment confirming information according to the payment information identifier Including payment information identifier and constrained devices identity information；

Information sending module, for the payment confirming information to be sent to the cloud platform.

32. the payment devices of constrained devices according to claim 31, which is characterized in that the equipment further include:

Memory, for storing program；

Processor, for running the described program stored in the memory, to execute as any right of claim 28-30 is wanted Seek the method.