CN109801158A - Finance based on block chain borrows or lends money responsible relief confirmation method and system - Google Patents
Finance based on block chain borrows or lends money responsible relief confirmation method and system Download PDFInfo
- Publication number
- CN109801158A CN109801158A CN201910003096.XA CN201910003096A CN109801158A CN 109801158 A CN109801158 A CN 109801158A CN 201910003096 A CN201910003096 A CN 201910003096A CN 109801158 A CN109801158 A CN 109801158A
- Authority
- CN
- China
- Prior art keywords
- responsible
- block chain
- data
- original
- information fingerprint
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 33
- 238000012790 confirmation Methods 0.000 title claims abstract description 27
- 238000011835 investigation Methods 0.000 claims abstract description 122
- 239000000463 material Substances 0.000 claims abstract description 43
- 238000012550 audit Methods 0.000 claims abstract description 21
- 238000004519 manufacturing process Methods 0.000 claims abstract description 11
- 238000005516 engineering process Methods 0.000 claims abstract description 8
- 238000003860 storage Methods 0.000 claims description 15
- 238000004364 calculation method Methods 0.000 claims description 9
- 230000007246 mechanism Effects 0.000 claims description 5
- 230000008569 process Effects 0.000 description 8
- 238000004422 calculation algorithm Methods 0.000 description 4
- 238000010586 diagram Methods 0.000 description 4
- 238000011161 development Methods 0.000 description 3
- 239000012925 reference material Substances 0.000 description 3
- 230000005540 biological transmission Effects 0.000 description 2
- 238000005520 cutting process Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 230000007812 deficiency Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000014759 maintenance of location Effects 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004083 survival effect Effects 0.000 description 1
Landscapes
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses the finance based on block chain to borrow or lend money responsible relief confirmation method and system, and method includes responsible material upload step and responsible material audit step；The responsible material upload step includes: that responsible relief policy document is uploaded to block chain network；By original responsible investigation material upload to block chain network；Obtain and store the information fingerprint production template of original responsible investigation data；The responsible material audit step includes: to make template according to information fingerprint, calculates the information fingerprint of responsible investigation data；The information fingerprint being calculated is compared with the information fingerprint of original responsible investigation data；According to comparison result, responsible investigation result is confirmed.The present invention by block chain technology realize data can not distort and dates back function, reduce misconduct, can be widely applied to block chain technical field.
Description
Technical field
The present invention relates to block chain technical field, be based especially on block chain finance borrow or lend money responsible relief confirmation method with
System.
Background technique
Loan is the loan platform etc. such as bank or other financial institutions by certain interest rate and the conditions such as must give back and lend
A kind of credit activity form of money-capital, i.e. financial institution are thrown the currency concentrated and money-capital by way of loan
It runs out, to meet social enlarged reproduction to the needs of replenishment of funds, promotes the development of economy.
Medium-sized and small enterprises are huge to expanding economy contribution, while medium-sized and small enterprises risk resistivity is weak, to financial institution
Dependence is strong, and obtaining loan financing in time is the key that medium-sized and small enterprises survival and development are grown.Medium-sized and small enterprises, which are faced with always, " to be melted
Money is difficult, financing is expensive " problem, the assets deficiency that is primarily due to medium-sized and small enterprises credit and can mortgage.Financial institution loan officer goes out
It in considering for air control, can make loans with caution, or even refusal is made loans to medium-sized and small enterprises.Because once made loans can not returned money, then the letter
Loan person can be registered to blacklist, influence its subsequent career development.
And it oneself fulfils the duty and has not been distorted to the greatest extent when making loans if loan officer when loan cannot recycle, is able to demonstrate that
Duty survey data, then without carrying on a shoulder pole duty.
In the prior art, loan officer can not prove that responsible investigation data oneself has been fulfiled the duty and do not distorted when making loans,
No matter responsible material is stored using which kind of technological means, all it is unable to ensure it and is not tampered with or deletes.
Block chain is the novel of the computer technologies such as Distributed Storage, point-to-point transmission, common recognition mechanism, Encryption Algorithm
Application model is substantially the architecture of a decentralization.For narrow sense, block chain is that one kind will count sequentially in time
According to block in such a way that sequence is connected a kind of linked data structure for being combined into, and can not distorting of being guaranteed in a manner of cryptography and
The distributed account book that can not be forged.Broadly, block chain technology be verified using block linked data structure with storing data,
Algorithm is known together using distributed node to generate the peace for guaranteeing data transmission and access with more new data, in the way of cryptography
Entirely, it is programmed using the intelligent contract being made of automatized script code and distributed basis frame that one kind of operation data is completely new
Structure and calculation paradigm.
As it can be seen that block catenary system have the characteristics that data can not distort with it is retrospective.
Currently, relevant report is by block chain technical application into responsible relief confirmation method not yet.
Summary of the invention
In order to solve the above technical problems, it is an object of the invention to: providing one kind can guarantee what data were not tampered, base
Responsible relief confirmation method and system are borrowed or lent money in the finance of block chain.
The technical solution that one aspect of the present invention is taken are as follows:
Finance based on block chain borrows or lends money responsible relief confirmation method, including responsible material upload step and responsible data
Audit steps；
The responsible material upload step, comprising the following steps:
Responsible relief policy document is uploaded to block chain network；
By original responsible investigation material upload to block chain network；
Obtain and store the information fingerprint production template of original responsible investigation data；
The responsible material audit step, comprising the following steps:
Template is made according to information fingerprint, calculates the information fingerprint of responsible investigation data；
The information fingerprint being calculated is compared with the information fingerprint of original responsible investigation data；
According to comparison result, responsible investigation result is confirmed.
Further, described the step for responsible relief policy document is uploaded to block chain network, comprising the following steps:
Responsible relief policy document is stored in database；
Calculate the first information fingerprint of responsible relief policy document；
Fingerprint constructs the first transaction message according to the first information；
First transaction message is broadcasted to block chain network；
The first transaction message is confirmed by block catenary system.
Further, it is described by original responsible investigation material upload to block chain network the step for, comprising the following steps:
Original responsible investigation data is stored in database；
Calculate the second information fingerprint of original responsible investigation data；
The second transaction message is constructed according to the second information fingerprint；
Second transaction message is broadcasted to block chain network；
The second transaction message is confirmed by block catenary system.
Further, the step for second information fingerprint for calculating original responsible investigation data, specifically:
The second information fingerprint of original responsible investigation data is calculated by Hash operation；
The step for second information fingerprint that original responsible investigation data is calculated by Hash operation comprising following
Step:
Calculate the digest value of original responsible investigation data；
Hash calculation is carried out to the digest value, obtains the second information fingerprint.
Further, the step for the digest value for calculating original responsible investigation data, comprising the following steps:
Original responsible investigation data is subjected to equivalent division, obtains several pieces data；
Xor operation is carried out with second part of data to first part of data in several pieces data, obtains current exclusive or value；
Next part of data in current exclusive or value and several pieces data are subjected to xor operation, to carry out to current exclusive or value
It updates, until completing the xor operation of the several pieces data after dividing to equivalent；
Using finally obtained exclusive or value as the digest value of original responsible investigation data.
Further, described the step for original responsible investigation data is stored in database, comprising the following steps:
Original responsible investigation data is divided into several pieces data；
Data after division are stored in disparate databases respectively；
The storage address of every part of data is stored.
Further, it is described by original responsible investigation material upload to block chain network the step for, it is further comprising the steps of:
It is signed using asymmetric key mechanisms to original responsible investigation data, obtains digital signature；
Digital signature is uploaded to block chain network.
Further, described the step for broadcasting the second transaction message to block chain network, specifically:
Using the point-to-point broadcast technology of P2P, the second transaction message is broadcasted to block chain network.
Another aspect of the present invention is adopted the technical scheme that:
Finance based on block chain borrows or lends money responsible relief and confirms system, including responsible material upload module and responsible data
Audit Module；
The responsible material upload module includes:
First uploading unit, for responsible relief policy document to be uploaded to block chain network；
Second uploading unit is used for original responsible investigation material upload to block chain network；
Storage unit, the information fingerprint for obtaining and storing original responsible investigation data make template；
The responsible material audit module includes:
Computing unit calculates the information fingerprint of responsible investigation data for making template according to information fingerprint；
Comparing unit, for comparing the information fingerprint being calculated and the information fingerprint of original responsible investigation data
It is right；
Confirmation unit, for confirming responsible investigation result according to comparison result.
Another aspect of the present invention is adopted the technical scheme that:
Finance based on block chain borrows or lends money responsible relief and confirms system, comprising:
At least one processor；
At least one processor, for storing at least one program；
When at least one described program is executed by least one described processor, so that at least one described processor is realized
The finance based on block chain borrows or lends money responsible relief confirmation method.
The beneficial effects of the present invention are: the present invention is by block chain technology to responsible relief policy document and original responsible tune
It consults reference materials and is stored, corresponding finger print information is then obtained by information fingerprint calculation method, finally according to information fingerprint
Comparison result obtains responsible investigation result；The present invention by block chain technology realize data can not distort and dates back
Function reduces misconduct.
Detailed description of the invention
Fig. 1 is the step flow chart of the embodiment of the present invention；
Fig. 2 is the schematic diagram of the responsible relief policy document upload procedure of the embodiment of the present invention；
Fig. 3 is the schematic diagram of the responsible investigation material upload process of the embodiment of the present invention；
Fig. 4 is the schematic diagram of the information fingerprint calculating process of the embodiment of the present invention；
Fig. 5 is the schematic diagram of the inquiry responsible investigation data information fingerprinting process of the embodiment of the present invention.
Specific embodiment
The present invention is further explained and is illustrated with specific embodiment with reference to the accompanying drawings of the specification.For of the invention real
The step number in example is applied, is arranged only for the purposes of illustrating explanation, any restriction is not done to the sequence between step, is implemented
The execution sequence of each step in example can be adaptively adjusted according to the understanding of those skilled in the art.
Referring to Fig.1, the embodiment of the invention provides a kind of, and the finance based on block chain borrows or lends money responsible relief confirmation method, packet
Include responsible material upload step and responsible material audit step；
The responsible material upload step, comprising the following steps:
Responsible relief policy document is uploaded to block chain network；
By original responsible investigation material upload to block chain network；
Obtain and store the information fingerprint production template of original responsible investigation data；
The responsible material audit step, comprising the following steps:
Template is made according to information fingerprint, calculates the information fingerprint of responsible investigation data；
The information fingerprint being calculated is compared with the information fingerprint of original responsible investigation data；
According to comparison result, responsible investigation result is confirmed.
It is further used as preferred embodiment, it is described that responsible relief policy document is uploaded to this step of block chain network
Suddenly, comprising the following steps:
Responsible relief policy document is stored in database；
Calculate the first information fingerprint of responsible relief policy document；
Fingerprint constructs the first transaction message according to the first information；
First transaction message is broadcasted to block chain network；
The first transaction message is confirmed by block catenary system.
It is further used as preferred embodiment, it is described by original responsible investigation material upload to this step of block chain network
Suddenly, comprising the following steps:
Original responsible investigation data is stored in database；
Calculate the second information fingerprint of original responsible investigation data；
The second transaction message is constructed according to the second information fingerprint；
Second transaction message is broadcasted to block chain network；
The second transaction message is confirmed by block catenary system.
It is further used as preferred embodiment, this step of the second information fingerprint of the original responsible investigation data of calculating
Suddenly, specifically:
The second information fingerprint of original responsible investigation data is calculated by Hash operation；
The step for second information fingerprint that original responsible investigation data is calculated by Hash operation comprising following
Step:
Calculate the digest value of original responsible investigation data；
Hash calculation is carried out to the digest value, obtains the second information fingerprint.
It is further used as preferred embodiment, the step for the digest value for calculating original responsible investigation data, packet
Include following steps:
Original responsible investigation data is subjected to equivalent division, obtains several pieces data；
Xor operation is carried out with second part of data to first part of data in several pieces data, obtains current exclusive or value；
Next part of data in current exclusive or value and several pieces data are subjected to xor operation, to carry out to current exclusive or value
It updates, until completing the xor operation of the several pieces data after dividing to equivalent；
Using finally obtained exclusive or value as the digest value of original responsible investigation data.
It is further used as preferred embodiment, described the step for original responsible investigation data is stored in database, packet
Include following steps:
Original responsible investigation data is divided into several pieces data；
Data after division are stored in disparate databases respectively；
The storage address of every part of data is stored.
It is further used as preferred embodiment, it is described by original responsible investigation material upload to this step of block chain network
Suddenly, further comprising the steps of:
It is signed using asymmetric key mechanisms to original responsible investigation data, obtains digital signature；
Digital signature is uploaded to block chain network.
It is further used as preferred embodiment, described the step for broadcasting the second transaction message to block chain network,
Its specifically:
Using the point-to-point broadcast technology of P2P, the second transaction message is broadcasted to block chain network.
Corresponding with the method for Fig. 1, the finance debt-credit based on block chain that the embodiment of the invention also provides a kind of, which is fulfiled the duty, exempts from
Blame confirmation system, including responsible material upload module and responsible material audit module；
The responsible material upload module includes:
First uploading unit, for responsible relief policy document to be uploaded to block chain network；
Second uploading unit is used for original responsible investigation material upload to block chain network；
Storage unit, the information fingerprint for obtaining and storing original responsible investigation data make template；
The responsible material audit module includes:
Computing unit calculates the information fingerprint of responsible investigation data for making template according to information fingerprint；
Comparing unit, for comparing the information fingerprint being calculated and the information fingerprint of original responsible investigation data
It is right；
Confirmation unit, for confirming responsible investigation result according to comparison result.
Corresponding with the method for Fig. 1, the finance debt-credit based on block chain that the embodiment of the invention also provides a kind of, which is fulfiled the duty, exempts from
Blame confirmation system, comprising:
At least one processor；
At least one processor, for storing at least one program；
When at least one described program is executed by least one described processor, so that at least one described processor is realized
The finance based on block chain borrows or lends money responsible relief confirmation method.
The specific work process of the responsible relief confirmation method of finance debt-credit the present invention is based on block chain is described below in detail:
S1: policy document is uploaded.
Loan officer uploads to " responsible relief " relevant policies file in system, specifically, by " responsible relief " related political affairs
The storage of plan file is calculated into database, while to this document, obtains an information fingerprint, and then according to the information fingerprint
Construct a transaction message；The transaction message is broadcast in entire block chain network again；Then the transaction message is by block chain
System confirmation, becoming one of them can not distort and retrospective record.
By step S1, since information fingerprint can not be distorted and delete, so related to " the responsible relief " in database
Policy document changes and will all unmatch with information fingerprint, and then is found by auditor.
Preferably, the information fingerprint, which refers to, carries out obtain after certain computations one to " responsible relief " policy document
A value, such as Hash operation.
Preferably, to reduce the calculation amount for calculating " responsible relief " policy document information fingerprint, simple algorithm is first used
This document calculate and obtains digest value.For example file is equally divided into n (n is a positive integer greater than 2) part data,
1st part of data and the 2nd part of data are subjected to xor operation, obtain a value, which is successively carried out with subsequent every part of data
Xor operation, every execution once-through operation all update a revaluate, and the value obtained after being finished is digest value.Finally to plucking
It is worth carry out Hash calculation, information fingerprint can be obtained.
Preferably, the broadcast, mode can be the point-to-point broadcast of P2P.
S2: responsible investigation data is uploaded.
Complete loan responsible investigation after, loan officer by responsible investigation material upload into system, specifically, by responsible tune
The information fingerprint that it is calculated then is saved in block chain transaction message by all storages that consults reference materials into database；Again
The transaction message is broadcast in entire block chain network；The transaction message finally confirms by block catenary system, becomes wherein one
It is a to distort and retrospective record.
By this step, since information fingerprint can not be distorted and delete, so making to the responsible investigation data in database
Any modification will all be unmatched with information fingerprint, and then be found by auditor.
Preferably, the information fingerprint refers to the value obtained after responsible investigation data carries out certain computations, than
Such as Hash operation.
Preferably, to reduce the calculation amount for calculating responsible investigation data information fingerprint, first using simple algorithm to this article
Part, which calculate, obtains digest value.For example file is equally divided into n (n is a positive integer greater than 2) part data, by the 1st
Part data carry out xor operation with the 2nd part of data, obtain a value, which is successively carried out exclusive or behaviour with subsequent every part of data
Make, every execution once-through operation all updates a revaluate, and the value obtained after being finished is digest value.Finally to digest value into
Row Hash calculation, can be obtained information fingerprint.
Preferably, to realize to the distributed storage of responsible investigation data, this document is first subjected to cutting.Such as by file
It is divided into n (n is no less than 1 positive integer) part data, each database purchase m (m is the positive integer for being less than or equal to n) part cutting
Data afterwards, while storing the storage address of each part data.
It preferably, is to realize the non-repudiation for uploading responsible investigation data, when loan officer's uplink data, it is necessary to be counted
Word is signed to be uploaded together as a part of content of responsible investigation data.Digital signature can be using asymmetric key mechanisms pair
Firsthand information is signed and is obtained.
Preferably, the broadcast, mode can be the point-to-point broadcast of P2P.
S3: storage information fingerprint makes template.
Loan officer stores the information fingerprint production template of responsible investigation data into database.
Preferably, the responsible investigation data information fingerprint production template refer to responsible investigation data calculated with
When obtaining information fingerprint, need to carry out arranging order according to certain rules to responsible investigation data, which is exactly that information refers to
Line makes template.
S4: responsible investigation data information fingerprint is calculated.
When audit, firstly, loan officer inquires responsible investigation data from database and the information of responsible investigation data refers to
Line makes template；Then, responsible investigation data is carried out arranging order according to information fingerprint production template by loan officer；Finally, letter
Loan person calculates the responsible investigation data after arranging order, obtains responsible investigation data information fingerprint.
S5: original responsible investigation data information fingerprint is inquired.
Auditor inquires the responsible investigation data information fingerprint stored when lending from block catenary system.
S6: comparison information fingerprint.
The information fingerprint that auditor will be obtained by step S4, the information fingerprint with being obtained by step S5 are compared,
Comparison result is obtained, to judge whether two information fingerprints are consistent.
S7: confirm responsible result.
If S6 return the result is that two fingerprints are completely the same, illustrate that responsible investigation data is not tampered with, loan officer
Complete responsible responsibility；
If two fingerprints are inconsistent, illustrate that responsible investigation data has a possibility that being tampered, needs further to audit,
To confirm whether loan officer completes responsible responsibility.
In some embodiments, it includes 5 moulds that the finance of the invention based on block chain, which borrows or lends money responsible relief confirmation system,
Block:
(1) service operation module: the module includes following functions.
Loan officer is allowed to upload " responsible relief " relevant policies file, letter will be calculated by processor module in this document
Fingerprint is ceased, and then " responsible relief " relevant policies file is stored to database module, its corresponding information fingerprint storage is arrived
Block catenary system module；
Loan officer is allowed to upload responsible investigation data, fingerprint will be calculated in this document by processor module, and then will
Original document storage is to database module, by its corresponding information fingerprint storage to block catenary system module；
Allow loan officer that the information fingerprint of responsible investigation data is made template to store to database module；
Allow user that inquiry instruction is passed to processor module by this module, and then from database module and block chain
Original document and its corresponding finger print information are inquired in system module.
(2) audit operation module: allowing user that inquiry instruction is passed to processor module by this module, and then from area
The responsible investigation data finger print information stored when loan officer makes loans is inquired in block catenary system module.
(3) processor module: the module includes following functions.
It receives service operation module and uploads " responsible relief " the relevant policies file to come, and the information for calculating this document refers to
" responsible relief " relevant policies file and information fingerprint store instruction are finally sent respectively to database module and block chain by line
System module.
It receives service operation module and uploads the responsible investigation information paper to come, and calculate the information fingerprint of this document, most
Responsible investigation information paper and information fingerprint store instruction are sent respectively to database module and block catenary system module afterwards.
The information fingerprint production template that service operation module uploads the responsible investigation data to come is received, which is stored
Instruction is sent to database module.
It receives service operation module and uploads the information fingerprint inquiry instruction to come, responsible tune will be inquired from database module
It consults reference materials and makes template with information fingerprint, then arrange responsible investigation data according to information fingerprint production template, finally
An information fingerprint is calculated, and calculated result is returned into service operation module.
The inquiry instruction that audit operation module passes over is received, block catenary system module is transmitted to, gets return
Information fingerprint, and pass to audit operation module.
(4) block catenary system module: the distributed system includes following functions.
It receives the information fingerprint that processor module passes over and (is included in transaction message) store instruction, information is referred to
Line stores.
The inquiry instruction that processor module passes over is received, return information fingerprint is to processor module.
(5) database module:
Database module can be distributed data base, including following functions.
The file store instruction that processor module passes over is received, file is stored.
The inquiry instruction that processor module passes over is received, returns to file to processor module.
Specifically, as shown in Fig. 2, the process for uploading " responsible relief " relevant policies file is as follows:
User uploads policy document by business operation platform, and this document is calculated an information in processor module and refers to
Line, then original document store instruction is sent to database module by processor module, and information fingerprint is sent to block linkwork
System, is stored by database module and block catenary system module respectively.
As shown in figure 3, the process for uploading responsible investigation data is as follows:
User uploads responsible investigation data by business operation platform, which is calculated a letter in processor module
Fingerprint is ceased, then the instruction of responsible investigation data storage is sent to database module by processor module, by corresponding information fingerprint
It is sent to block catenary system, is stored respectively by database module and block catenary system module.
As shown in figure 4, the process for calculating acquisition responsible investigation data information fingerprint is as follows:
User issues fingerprint queries instruction by business operation platform, and fingerprint queries instruction is split in processor module
It is instructed for two, obtains original responsible investigation data and information fingerprint production template respectively from database module, then processor
Original responsible investigation data is ranked up arrangement according to information production template by module, and an information fingerprint is calculated and returns
To service operation module.
As shown in figure 5, the process of inquiry responsible investigation data information fingerprint is as follows:
User issues fingerprint queries instruction by audit operation platform, and fingerprint queries instruction is passed in processor module
Block catenary system module is given, the information fingerprint inquired is returned to processor module, processor module by block catenary system module
Audit operation module is passed to again.
In conclusion the present invention allows loan officer that responsible investigation material upload into block catenary system, is utilized block chain
Data, which can not be distorted, in system proves that responsible investigation data is not tampered with retrospective feature, help loan officer, thus from
It demonstrate,proves pure；Secondly, by means of the present invention with system, since responsible investigation data can not distort, thus it requires loan officer exists
Responsible investigation work must be completed before loan, any misconduct can all leave the trace that can not be distorted, therefore the present invention can
Reduce misconduct.
It is to be illustrated to preferable implementation of the invention, but the present invention is not limited to the embodiment above, it is ripe
Various equivalent deformation or replacement can also be made on the premise of without prejudice to spirit of the invention by knowing those skilled in the art, this
Equivalent deformation or replacement are all included in the scope defined by the claims of the present application a bit.
Claims (10)
1. the finance based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: including responsible material upload step with
And responsible material audit step；
The responsible material upload step, comprising the following steps:
Responsible relief policy document is uploaded to block chain network；
By original responsible investigation material upload to block chain network；
Obtain and store the information fingerprint production template of original responsible investigation data；
The responsible material audit step, comprising the following steps:
Template is made according to information fingerprint, calculates the information fingerprint of responsible investigation data；
The information fingerprint being calculated is compared with the information fingerprint of original responsible investigation data；
According to comparison result, responsible investigation result is confirmed.
2. the finance according to claim 1 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
The step for responsible relief policy document is uploaded to block chain network, comprising the following steps:
Responsible relief policy document is stored in database；
Calculate the first information fingerprint of responsible relief policy document；
Fingerprint constructs the first transaction message according to the first information；
First transaction message is broadcasted to block chain network；
The first transaction message is confirmed by block catenary system.
3. the finance according to claim 1 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
The step for by original responsible investigation material upload to block chain network, comprising the following steps:
Original responsible investigation data is stored in database；
Calculate the second information fingerprint of original responsible investigation data；
The second transaction message is constructed according to the second information fingerprint；
Second transaction message is broadcasted to block chain network；
The second transaction message is confirmed by block catenary system.
4. the finance according to claim 3 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
The step for calculating the second information fingerprint of original responsible investigation data, specifically:
The second information fingerprint of original responsible investigation data is calculated by Hash operation；
The step for second information fingerprint that original responsible investigation data is calculated by Hash operation comprising following step
It is rapid:
Calculate the digest value of original responsible investigation data；
Hash calculation is carried out to the digest value, obtains the second information fingerprint.
5. the finance according to claim 4 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
The step for calculating the digest value of original responsible investigation data, comprising the following steps:
Original responsible investigation data is subjected to equivalent division, obtains several pieces data；
Xor operation is carried out with second part of data to first part of data in several pieces data, obtains current exclusive or value；
Next part of data in current exclusive or value and several pieces data are subjected to xor operation, to carry out more to current exclusive or value
Newly, until completing the xor operation of the several pieces data after dividing to equivalent；
Using finally obtained exclusive or value as the digest value of original responsible investigation data.
6. the finance according to claim 3 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
The step for original responsible investigation data is stored in database, comprising the following steps:
Original responsible investigation data is divided into several pieces data；
Data after division are stored in disparate databases respectively；
The storage address of every part of data is stored.
7. the finance according to claim 3 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
It is the step for by original responsible investigation material upload to block chain network, further comprising the steps of:
It is signed using asymmetric key mechanisms to original responsible investigation data, obtains digital signature；
Digital signature is uploaded to block chain network.
8. the finance according to claim 3 based on block chain borrows or lends money responsible relief confirmation method, it is characterised in that: described
The step for second transaction message is broadcasted to block chain network, specifically:
Using the point-to-point broadcast technology of P2P, the second transaction message is broadcasted to block chain network.
9. the finance based on block chain, which borrows or lends money responsible relief, confirms system, it is characterised in that: including responsible material upload module with
And responsible material audit module；
The responsible material upload module includes:
First uploading unit, for responsible relief policy document to be uploaded to block chain network；
Second uploading unit is used for original responsible investigation material upload to block chain network；
Storage unit, the information fingerprint for obtaining and storing original responsible investigation data make template；
The responsible material audit module includes:
Computing unit calculates the information fingerprint of responsible investigation data for making template according to information fingerprint；
Comparing unit, for the information fingerprint being calculated to be compared with the information fingerprint of original responsible investigation data；
Confirmation unit, for confirming responsible investigation result according to comparison result.
10. the finance based on block chain, which borrows or lends money responsible relief, confirms system, it is characterised in that: include:
At least one processor；
At least one processor, for storing at least one program；
When at least one described program is executed by least one described processor, so that at least one described processor is realized as weighed
Benefit requires the finance described in any one of 1-8 based on block chain to borrow or lend money responsible relief confirmation method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910003096.XA CN109801158A (en) | 2019-01-03 | 2019-01-03 | Finance based on block chain borrows or lends money responsible relief confirmation method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910003096.XA CN109801158A (en) | 2019-01-03 | 2019-01-03 | Finance based on block chain borrows or lends money responsible relief confirmation method and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109801158A true CN109801158A (en) | 2019-05-24 |
Family
ID=66558521
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910003096.XA Pending CN109801158A (en) | 2019-01-03 | 2019-01-03 | Finance based on block chain borrows or lends money responsible relief confirmation method and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109801158A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112767104A (en) * | 2021-01-08 | 2021-05-07 | 河海大学 | Block chain-based due diligence file management system and method |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104184740A (en) * | 2014-09-04 | 2014-12-03 | 中电长城网际系统应用有限公司 | Credible transmission method, credible third party and credible transmission system |
| US20180075527A1 (en) * | 2016-09-14 | 2018-03-15 | Royal Bank Of Canada | Credit score platform |
| CN109118355A (en) * | 2018-08-09 | 2019-01-01 | 南京安链数据科技有限公司 | A kind of credit data based on block chain, model guarantor is solid and method of calibration |
-
2019
- 2019-01-03 CN CN201910003096.XA patent/CN109801158A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104184740A (en) * | 2014-09-04 | 2014-12-03 | 中电长城网际系统应用有限公司 | Credible transmission method, credible third party and credible transmission system |
| US20180075527A1 (en) * | 2016-09-14 | 2018-03-15 | Royal Bank Of Canada | Credit score platform |
| CN109118355A (en) * | 2018-08-09 | 2019-01-01 | 南京安链数据科技有限公司 | A kind of credit data based on block chain, model guarantor is solid and method of calibration |
Non-Patent Citations (1)
| Title |
|---|
| 刘显荣 等: "《微机原理与嵌入式接口技术》", 31 August 2016, 西安电子科技大学出版社 * |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112767104A (en) * | 2021-01-08 | 2021-05-07 | 河海大学 | Block chain-based due diligence file management system and method |
| CN112767104B (en) * | 2021-01-08 | 2022-09-02 | 河海大学 | Block chain-based due diligence file management system and method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| O'Leary | Configuring blockchain architectures for transaction information in blockchain consortiums: The case of accounting and supply chain systems | |
| US20250055715A1 (en) | Systems and methods for processing blockchain transactions | |
| US10783116B2 (en) | Systems and methods for managing data | |
| US20200184448A1 (en) | Cognitive blockchain for customized interchange determination | |
| US20200005410A1 (en) | System and Method for Facilitating Legal Review for Commercial Loan Transactions | |
| US20220309479A1 (en) | Computer System and Method for Programmatic Collateralization Services | |
| AU2022420862A1 (en) | Deduplication of accounts using account data collision detected by machine learning models | |
| US12355886B2 (en) | Securely transitioning purpose of a contingent action token | |
| US20230049791A1 (en) | Federated data room server and method for use in blockchain environments | |
| US20230316403A1 (en) | System and method for assessment of crypto and digital assests | |
| CN113919938A (en) | Domestic buyer's warranty financing method, device, equipment and medium based on block chain | |
| US11532054B2 (en) | Path of funds blockchain system | |
| Guo | Cns: interactive intelligent analysis of financial management software based on apriori data mining algorithm | |
| US12355904B2 (en) | Securely processing a contingent action token | |
| US20260019258A1 (en) | Processing a contingent action token securely | |
| CN109801158A (en) | Finance based on block chain borrows or lends money responsible relief confirmation method and system | |
| CN113643032B (en) | Information processing method, device and data management system based on block chain | |
| CN110599329B (en) | Credit evaluation method, credit evaluation device and electronic equipment | |
| KR102591165B1 (en) | System for providing investment portal platform service | |
| Bitjoka et al. | Blockchain in the Implementation of VAT Collection | |
| Wang et al. | A composite blockchain associated event traceability method for financial activities | |
| US20200364735A1 (en) | Method to provide direct incentivization for data accuracy for distributed ledger-based reconciliation processes | |
| CN113407734A (en) | Construction method of knowledge map system based on real-time big data | |
| US12549369B2 (en) | Establishing a contingent action token | |
| US12511351B2 (en) | Processing a contingent action token securely |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20190524 |
|
| RJ01 | Rejection of invention patent application after publication |