CN109670963A - Assets information screening technique, device, equipment and storage medium - Google Patents
Assets information screening technique, device, equipment and storage medium Download PDFInfo
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Abstract
The present invention discloses a kind of assets information screening technique, device, equipment and storage medium, which comprises obtains corresponding asset data packet in response to the data screening instruction received；The original asset information in asset data packet is read, and detects whether that there are invalid assets informations；Then invalid assets information is marked if it exists and is sent to default audit terminal and is audited；When receiving the confirmation instruction of default audit terminal feedback, labeled invalid assets information is removed from original asset information, obtain efficient portfolio information, due to being first to obtain corresponding asset data packet according to the data screening instruction received, then the invalid assets information in asset data packet is detected, and the invalid assets information that will test is sent to default audit terminal and is audited, invalid assets information is removed from asset data packet when audit passes through, the troublesome operation of manual screening is carried out to assets packet so as to avoid administrative staff, improve screening efficiency.
Description
Technical field
The present invention relates to internet financial technology field more particularly to a kind of assets information screening technique, device, equipment and
Storage medium.
Background technique
Assets backed security (Asset-Backed Security, ABS) is by authority releases of being commissioned, represents specific mesh
Trust trust be benefited power share.ABS product generally requires (to include a plurality of assets information to ABS assets packet before publication
Or the data packet of record) screened and audited.Original ABS assets packet is generally mentioned by original Equity Investors (i.e. assets provider)
For planning management person carries out pipe to the assets information for including in assets packet after getting the assets packet that original Equity Investors provide
Reason and screening, then transfer to original Equity Investors to audit the assets packet after screening.
It is existing to ABS assets packet carry out information sifting mode be it is by planning management person that assets packet is locally downloading,
Then the assets information that condition is unsatisfactory in assets packet is deleted manually, it is cumbersome, it takes a long time.
Above content is only used to facilitate the understanding of the technical scheme, and is not represented and is recognized that above content is existing skill
Art.
Summary of the invention
The main purpose of the present invention is to provide a kind of assets information screening technique, device, equipment and storage medium, purports
It is cumbersome when the solution prior art screens ABS assets information, the technical issues of taking a long time.
To achieve the above object, it the present invention provides a kind of assets information screening technique, the described method comprises the following steps:
In response to the data screening instruction received, obtains the data screening and instruct corresponding asset data packet；
The original asset information in the asset data packet is read, and is detected in the original asset information with the presence or absence of nothing
Imitate assets information；
If it exists, then the invalid assets information is marked, and labeled invalid assets information is sent to pre-
If audit terminal carries out assets audit；
When receiving confirmation instruction of the default audit terminal based on the invalid assets information feedback, by the quilt
The invalid assets information of label is removed from the original asset information, obtains efficient portfolio information.
Preferably, the data screening in response to receiving instructs, and obtains the data screening and instructs corresponding assets
The step of data packet, comprising:
In response to the data screening instruction received, the target packet mark for including in the data screening instruction is extracted
Know；
The target packet is searched in the mapping relations constructed in advance identifies corresponding data packet storage address, according to
The data packet storage address found obtains corresponding asset data packet, and storage has package identification sum number in the mapping relations
According to the corresponding relationship between packet storage address.
Preferably, the original asset information read in the asset data packet, and detect the original asset information
In whether there is invalid assets information the step of, comprising:
The original asset information in the asset data packet is read, the single money for including in the original asset information is obtained
Corresponding assets information is produced, the assets information includes Asset State and loan status；
Detect the Asset State whether meet it is default list condition and/or the loan status whether meet it is pre-
If listing condition；
If the Asset State be unsatisfactory for it is described it is default list condition and/or the loan status be unsatisfactory for it is described
Default condition of listing, then determine that there are invalid assets informations in the original asset information.
Preferably, whether the detection Asset State meets default list condition and/or the loan status
Whether satisfaction presets the step of listing condition, comprising:
Detect whether the Asset State is frozen state, when the Asset State is frozen state, determines the money
Occurrence state is unsatisfactory for the default condition of listing；
And/or detect whether the loan status is default loan status, it is default loan status in the loan status
When, the corresponding target refund frequency of the default loan status is inquired in the preset database；
It detects the corresponding refund frequency of the loan status and whether the target refund frequency is consistent, if inconsistent,
Determine that the Asset State is unsatisfactory for the default condition of listing.
Preferably, described that then the invalid assets information is marked if it exists, and labeled invalid assets are believed
Breath was sent to after the step of default audit terminal carries out assets audit, the method also includes:
When receiving rejection instruction of the default audit terminal based on the invalid assets information feedback, described in extraction
Reject the asset number for including in instruction；
Assets to be verified are determined from the invalid assets information according to the asset number, obtain the assets to be verified
Corresponding assets detail information；
The assets detail information is verified, verification by when cancel it is corresponding to the assets to be verified invalid
The label of assets information.
Preferably, described to determine assets to be verified from the invalid assets information according to the asset number, obtain institute
The step of stating assets to be verified corresponding assets detail information, comprising:
The asset number is matched with the invalid assets information, the invalid assets information of successful match is corresponding
Assets be used as assets to be verified；
The corresponding assets details of the assets to be verified are inquired in the presetting database according to the asset number.
Preferably, described to receive confirmation instruction of the default audit terminal based on the invalid assets information feedback
When, the step of the labeled invalid assets information is removed from the original asset information, obtains efficient portfolio information
Later, the method also includes:
The corresponding assets information of the single assets for including in the efficient portfolio information is carried out by default displayed page
It shows；
When receiving submission instruction of the administrative staff based on the default displayed page input, the efficient portfolio is believed
Breath carries out being packaged compression acquisition assets packet, and the assets are wrapped and reach server.
In addition, to achieve the above object, the present invention also proposes a kind of assets information screening plant, described device includes: number
According to acquisition module, information detecting module, information flag module and information removing module；
Wherein, the data acquisition module obtains the data screening for instructing in response to the data screening received
Instruct corresponding asset data packet；
The information detecting module for reading the original asset information in the asset data packet, and detects the original
It whether there is invalid assets information in beginning assets information；
The information flag module, in the original asset information there are when invalid assets information, to the nothing
Effect assets information is marked, and labeled invalid assets information is sent to default audit terminal and carries out assets audit；
The information removing module, for receiving the default audit terminal based on the invalid assets information feedback
Confirmation instruction when, the labeled invalid assets information is removed from the original asset information, obtain efficient portfolio
Information.
In addition, to achieve the above object, the present invention also proposes a kind of assets information screening installation, the equipment includes: to deposit
Reservoir, processor and it is stored in the assets information screening sequence that can be run on the memory and on the processor, it is described
Assets information screening sequence is arranged for carrying out the step of assets information screening technique as described above.
In addition, to achieve the above object, the present invention also proposes a kind of storage medium, assets are stored on the storage medium
Information sifting program, the assets information screening sequence realize assets information screening side as described above when being executed by processor
The step of method.
The present invention obtains data screening and instructs corresponding asset data by instructing in response to the data screening received
Packet；The original asset information in asset data packet is read, and is detected in original asset information with the presence or absence of invalid assets information；If
In the presence of then invalid assets information is marked, and labeled invalid assets information is sent to default audit terminal and is provided
Produce audit；When receiving the confirmation instruction that default audit terminal is fed back based on invalid assets information, by labeled invalid money
It produces information to remove from original asset information, obtains efficient portfolio information, by being instructed first thus according to the data screening received
Corresponding asset data packet is obtained, then detecting whether there is invalid assets information in asset data packet, if then will test
Invalid assets information be sent to default audit terminal and audited, when audit passes through by invalid assets information from asset data
It is removed in packet, realizes the automatically screening to assets information invalid in asset data packet, avoid administrative staff's manual screening
Troublesome operation, improve screening efficiency.
Detailed description of the invention
Fig. 1 is the structural representation of the assets information screening installation for the hardware running environment that the embodiment of the present invention is related to
Figure；
Fig. 2 is the flow diagram of assets information screening technique first embodiment of the present invention；
Fig. 3 is the flow diagram of assets information screening technique second embodiment of the present invention；
Fig. 4 is the flow diagram of assets information screening technique 3rd embodiment of the present invention；
Fig. 5 is the structural block diagram of assets information screening plant first embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that described herein, specific examples are only used to explain the present invention, is not intended to limit the present invention.
Referring to Fig.1, Fig. 1 is the assets information screening installation structure for the hardware running environment that the embodiment of the present invention is related to
Schematic diagram.
As shown in Figure 1, the assets information screening installation may include: processor 1001, such as central processing unit
(Central Processing Unit, CPU), communication bus 1002, user interface 1003, network interface 1004, memory
1005.Wherein, communication bus 1002 is for realizing the connection communication between these components.User interface 1003 may include display
Shield (Display), input unit such as keyboard (Keyboard), optional user interface 1003 can also include that the wired of standard connects
Mouth, wireless interface.Network interface 1004 optionally may include standard wireline interface and wireless interface (such as Wireless Fidelity
(WIreless-FIdelity, WI-FI) interface).Memory 1005 can be the random access memory (Random of high speed
Access Memory, RAM) memory, be also possible to stable nonvolatile memory (Non-Volatile Memory,
), such as magnetic disk storage NVM.Memory 1005 optionally can also be the storage device independently of aforementioned processor 1001.
It will be understood by those skilled in the art that structure shown in Fig. 1 does not constitute the limit to assets information screening installation
It is fixed, it may include perhaps combining certain components or different component layouts than illustrating more or fewer components.
As shown in Figure 1, as may include operating system, data storage mould in a kind of memory 1005 of storage medium
Block, network communication module, Subscriber Interface Module SIM and assets information screening sequence.
In assets information screening installation shown in Fig. 1, network interface 1004 is mainly used for being counted with network server
According to communication；User interface 1003 is mainly used for carrying out data interaction with user；Processing in assets information screening installation of the present invention
Device 1001, memory 1005 can be set in assets information screening installation, and the assets information screening installation passes through processor
The assets information screening sequence stored in 1001 calling memories 1005, and execute assets information sieve provided in an embodiment of the present invention
Choosing method.
The embodiment of the invention provides a kind of assets information screening techniques, are assets information of the present invention sieve referring to Fig. 2, Fig. 2
The flow diagram of choosing method first embodiment.
In the present embodiment, the assets information screening technique the following steps are included:
Step S10: instructing in response to the data screening received, obtains the data screening and instructs corresponding asset data
Packet；
It should be noted that the executing subject of the present embodiment method can have network communication, data processing and program
The calculating service equipment of operation function, such as (hereinafter referred to as user is whole for mobile phone, tablet computer, laptop, PC
End).
It should be understood that the ABS assets packet that the asset data packet, that is, original Equity Investors provide, wrapped in the ABS assets packet
Contain a plurality of financial asset information or asset inventory.
In the concrete realization, it is defeated by the human-computer interaction interface integrated on user terminal to receive administrative staff for user terminal
When the data screening instruction entered, the data screening is obtained in response to data screening instruction and instructs corresponding asset data packet.
Further, in order to realize user terminal to the quick obtaining of asset data packet, can in advance in subscriber terminal side or
Corresponding server side is mapping end source with the corresponding package identification of assets data packet, with the corresponding data of assets data packet
Packet storage address is target side source, establishes the mapping relations between a package identification and data packet storage address, in order to
User terminal rapidly and accurately obtains corresponding data packet storage address, then according to the number when getting package identification
Corresponding asset data packet is obtained according to packet storage address.Specifically, user terminal is in response to the data that receive in the present embodiment
The target packet mark for including in the data screening instruction is extracted in screening instruction；It is looked into the mapping relations constructed in advance
It looks for the target packet to identify corresponding data packet storage address, is obtained according to the data packet storage address found corresponding
Asset data packet, storage has the corresponding relationship between package identification and data packet storage address, and institute in the mapping relations
User terminal can be deposited in by stating mapping relations, can also deposit in server.
It should be noted that the package identification, which can be, to believe the mark that different asset data packets distinguish
It ceases (such as title, number etc.), the data packet storage address can be the corresponding file store path of asset data packet, can also
To be the corresponding same Resource Locator (Uniform Resource Locator, URL) of asset data packet.
Step S20: reading the original asset information in the asset data packet, and detects in the original asset information and be
It is no that there are invalid assets informations；
It should be noted that using the assets information in the asset data packet that original Equity Investors provide as original in the present embodiment
Beginning assets information.
It should be understood that many asset inventory/information are generally comprised in the asset data packet that original Equity Investors provide, but
In the asset data packet that actually original Equity Investors provide, not each original asset information all meets the listed requirement of product,
Namely the asset data packet that provides of original Equity Investors may exist and not meet product and list the assets of requirement, it is therefore desirable to
To original Equity Investors provide assets packet carry out screening operation, and screen foundation then be listed according to every family place for
The requirement of bottom assets retains satisfactory assets, rejects undesirable assets.
In the concrete realization, user terminal reads the original asset information in the asset data packet that original Equity Investors provide,
Then it detects and whether there is the invalid assets information for not meeting the condition of listing in original asset information, such as past due assets,
Frozen assets etc..
Step S30: if it exists, being then marked the invalid assets information, and the invalid assets information that will be labeled
It is sent to default audit terminal and carries out assets audit；
It is used to audit the invalid assets information it should be noted that the default audit terminal can be original Equity Investors
User equipment, such as mobile phone, tablet computer, laptop.
In the concrete realization, there are invalid assets in detecting the asset data packet that original Equity Investors provide for user terminal
When information, the invalid assets information can be marked, labeled invalid assets information is then sent to default audit
Terminal is shown, and carries out assets audit to labeled invalid assets information in default audit terminal by original Equity Investors,
To verify the assets information with the presence or absence of erroneous judgement.
Step S40: when receiving confirmation instruction of the default audit terminal based on the invalid assets information feedback,
The labeled invalid assets information is removed from the original asset information, obtains efficient portfolio information.
In the concrete realization, user terminal is receiving original Equity Investors by default audit terminal feedback about invalid
When the confirmation instruction of assets information, show that original Equity Investors are without demur to the invalid assets information filtered out, at this time user terminal
Labeled invalid assets information can be removed from original asset information, and retain effective assets information, realized to assets
The automatically screening of data packet.
The present embodiment obtains data screening and instructs corresponding asset data by instructing in response to the data screening received
Packet；The original asset information in asset data packet is read, and is detected in original asset information with the presence or absence of invalid assets information；If
In the presence of then invalid assets information is marked, and labeled invalid assets information is sent to default audit terminal and is provided
Produce audit；When receiving the confirmation instruction that default audit terminal is fed back based on invalid assets information, by labeled invalid money
It produces information to remove from original asset information, obtains efficient portfolio information, by being instructed first thus according to the data screening received
Corresponding asset data packet is obtained, then detecting whether there is invalid assets information in asset data packet, if then will test
Invalid assets information be sent to default audit terminal and audited, when audit passes through by invalid assets information from asset data
It is removed in packet, avoids the troublesome operation that administrative staff carry out manual screening to assets packet, improve screening efficiency.
With reference to Fig. 3, Fig. 3 is the flow diagram of assets information screening technique second embodiment of the present invention.
Based on above-mentioned first embodiment, in the present embodiment, the step S20 includes:
Step S201: reading the original asset information in the asset data packet, obtains and wraps in the original asset information
The corresponding assets information of single assets contained, the assets information include Asset State and loan status；
It should be understood that can include several singles in the original asset information that original Equity Investors provide under normal conditions
The corresponding assets information of assets, the assets information include but is not limited to value date, the Expiration Date, mode of repayment, refund frequency, hold
Row interest rate, loan balance, loan status and Asset State etc..
In the concrete realization, it after user terminal gets asset data packet, can be read original in the asset data packet
Assets information obtains the corresponding assets information of each single assets for including in original asset information.
Step S202: it detects the Asset State and whether meets and default list condition and/or the loan status is
It is no to meet default condition of listing；
It should be noted that the default condition i.e. difference of listing lists place for the enterprise that lists in advance
Or the bottom asset request of product, such as Asset State cannot for frozen state, loan balance no more than a certain predetermined threshold,
There cannot be past due assets contract etc., this embodiment is not specifically limited for the setting for condition of specifically listing.
In the concrete realization, user terminal first detects assets letter after getting the corresponding assets information of each single assets
Whether the Asset State in breath, which meets, default is listed condition and/or whether loan status meets default condition of listing.
Specifically, user terminal first detects whether the Asset State is frozen state, it is to freeze in the Asset State
When state, determine that the Asset State is unsatisfactory for the default condition of listing；And/or whether detect the loan status
To preset loan status, when the loan status is default loan status, the default loan is inquired in the preset database
The corresponding target refund frequency of state；Detect the corresponding refund frequency of the loan status and the target refund frequency whether one
It causes, if inconsistent, determines that the Asset State is unsatisfactory for the default condition of listing, wherein the default loan shape
State, that is, loan status is in refunding.
Step S203: if the Asset State is unsatisfactory for described default listing condition and/or the loan status not
Meet the default condition of listing, then determines that there are invalid assets informations in the original asset information.
In the concrete realization, when user terminal detects that the Asset State is unsatisfactory for the default condition of listing,
And/or the loan status be unsatisfactory for it is described it is default list condition when, that is, can determine that in original asset information exist it is invalid
Assets information, and this partial invalidity assets information needs are removed.
The present embodiment obtains the list for including in original asset information by reading the original asset information in asset data packet
The corresponding assets information of assets, the assets information includes Asset State and loan status；Whether full detect Asset State
Foot presets condition of listing and/or whether loan status meets default condition of listing；If Asset State is unsatisfactory for presetting
Condition of listing and/or loan status are unsatisfactory for default condition of listing, then it is invalid to determine to exist in original asset information
Assets information realizes the accurate judgement of invalid assets information in the asset data packet provided original Equity Investors.
With reference to Fig. 4, Fig. 4 is the flow diagram of assets information screening technique 3rd embodiment of the present invention.
Based on the various embodiments described above, in the present embodiment, after the step S30, the method also includes:
Step S40 ': rejection instruction of the default audit terminal based on the invalid assets information feedback is being received
When, extract the asset number for including in the rejection instruction；
It should be noted that the rejection instruction can be the invalid money that original Equity Investors detect user terminal and send
Producing information, there are the rejection requests sent when objection by the default audit terminal.In view of data are updated, there may be certain
Hysteresis quality, the assets information of part erroneous judgement is also likely to be present in the invalid assets information detected so as to cause user terminal,
Therefore if original Equity Investors are verified into invalid assets information in the presence of mistake, it can be chosen by default audit terminal and there is mistake
The corresponding asset number of assets information accidentally, so that the default audit terminal is fed back according to the asset number to user terminal
Carry the rejection instruction of the asset number.
In the concrete realization, user terminal refers to receiving the rejection that default audit terminal is fed back based on invalid assets information
When enabling, the asset number rejected and include in instruction is extracted.
Step S41 ': assets to be verified are determined from the invalid assets information according to the asset number, described in acquisition
The corresponding assets detail information of assets to be verified；
It should be understood that user terminal refers to the rejection when receiving the rejection instruction of default audit terminal feedback
It enables and carries out parsing and obtain to reject the entrained asset number of instruction, then according to the asset number from the invalid assets information
Middle determination assets to be verified obtain the corresponding assets detail information of the assets to be verified.
Specifically, user terminal can match the asset number with the invalid assets information, by successful match
The corresponding assets of invalid assets information be used as assets to be verified；It is inquired in the presetting database according to the asset number
The corresponding assets details of the assets to be verified.
Step S42 ': verifying the assets detail information, verification by when cancel to the assets to be verified
The label of corresponding invalid assets information；
In the concrete realization, user terminal can verify the assets details after getting assets details, again
Whether the assets information for detecting the corresponding assets to be verified of the assets details all meets default condition of listing, if being all satisfied
Then determine to verify and pass through, and cancels the label to the corresponding invalid assets information of the assets to be verified.
Further, after the step S40 described in assets information screening technique provided in this embodiment, the method is also
Include:
Step: by default displayed page to the corresponding assets information of single assets for including in the efficient portfolio information
It is shown；
It should be noted that the default displayed page can be the corresponding human-computer interaction interface of the user terminal, i.e.,
Display interface, user terminal can show in efficient portfolio information in corresponding display interface after filtering out efficient portfolio information and wrap
The corresponding assets information of single assets contained, so that administrative staff check again and audit.
Step: when receiving submission instruction of the administrative staff based on the default displayed page input, to described effective
Assets information carries out being packaged compression acquisition assets packet, and the assets are wrapped and reach server.
In the concrete realization, administrative staff can show by clicking to preset after the approval to the assets information of displaying
Preset submission key submits instruction to generate on the page, and to be based on default displayed page defeated receiving administrative staff for user terminal
When the submission instruction entered, efficient portfolio information is carried out to be packaged compression acquisition assets packet, and assets are wrapped and reach server.
The present embodiment is extracted and is rejected when receiving the rejection instruction that default audit terminal is fed back based on invalid assets information
The asset number for including in instruction；Assets to be verified are determined from invalid assets information according to asset number, are obtained wait verify money
Produce corresponding assets detail information；Assets detail information is verified, verification by when cancel and treat that verify assets corresponding
Invalid assets information label, to ensure that the accuracy and reliability for the efficient portfolio information that finishing screen is selected.
In addition, the embodiment of the present invention also proposes a kind of storage medium, assets information screening is stored on the storage medium
Program, the assets information screening sequence realize the step of assets information screening technique as described above when being executed by processor
Suddenly.
It is the structural block diagram of assets information screening plant first embodiment of the present invention referring to Fig. 5, Fig. 5.
As shown in figure 5, the assets information screening plant that the embodiment of the present invention proposes includes: data acquisition module 501, information
Detection module 502, information flag module 503 and information removing module 504；
Wherein, the data acquisition module 501 obtains the data for instructing in response to the data screening received
Screening instructs corresponding asset data packet；
It should be understood that the ABS assets packet that the asset data packet, that is, original Equity Investors provide, wrapped in the ABS assets packet
Contain a plurality of financial asset information or asset inventory.
In the concrete realization, assets information screening plant receives administrative staff by integrating on assets information screening plant
Human-computer interaction interface input data screening instruction when, obtain data screening instruction pair in response to data screening instruction
The asset data packet answered.
Further, in order to realize that assets information screening plant, can be in advance in assets to the quick obtaining of asset data packet
Information sifting device or corresponding server are mapping end source with the corresponding package identification of assets data packet, with asset data
Wrapping corresponding data packet storage address is target side source, establishes the mapping between a package identification and data packet storage address
Relationship rapidly and accurately obtains corresponding data packet storage in order to which data acquisition module 501 is when getting package identification
Then address obtains corresponding asset data packet according to the data packet storage address.Specifically, data acquisition mould in the present embodiment
Block 501 is also used to respond the data screening instruction received, extracts the target packet mark for including in the data screening instruction
Know；The target packet is searched in the mapping relations constructed in advance and identifies corresponding data packet storage address, according to lookup
The data packet storage address arrived obtains corresponding asset data packet, and storage has package identification and data packet in the mapping relations
Corresponding relationship between storage address, and the mapping relations can deposit in assets information screening plant, can also deposit in service
Device.
It should be noted that the package identification, which can be, to believe the mark that different asset data packets distinguish
It ceases (such as title, number etc.), the data packet storage address can be the corresponding file store path of asset data packet, can also
To be the corresponding same Resource Locator (Uniform Resource Locator, URL) of asset data packet.
The information detecting module 502, for reading the original asset information in the asset data packet, and described in detection
It whether there is invalid assets information in original asset information；
It should be noted that using the assets information in the asset data packet that original Equity Investors provide as original in the present embodiment
Beginning assets information.
It should be understood that many asset inventory/information are generally comprised in the asset data packet that original Equity Investors provide, but
In the asset data packet that actually original Equity Investors provide, not each original asset information all meets the listed requirement of product,
Namely the asset data packet that provides of original Equity Investors may exist and not meet product and list the assets of requirement, it is therefore desirable to
To original Equity Investors provide assets packet carry out screening operation, and screen foundation then be listed according to every family place for
The requirement of bottom assets retains satisfactory assets, rejects undesirable assets.
In the concrete realization, information detecting module 502 reads the original money in the asset data packet that original Equity Investors provide
Information is produced, then detecting whether there is the invalid assets information for not meeting the condition of listing in original asset information, such as exceed
Phase assets, frozen assets etc..
The information flag module 503, in the original asset information there are when invalid assets information, to described
Invalid assets information is marked, and labeled invalid assets information is sent to default audit terminal and carries out assets audit；
It is used to audit the invalid assets information it should be noted that the default audit terminal can be original Equity Investors
User equipment, such as mobile phone, tablet computer, laptop.
In the concrete realization, there is in the asset data packet that original Equity Investors provide invalid money in information flag module 503
When producing information, the invalid assets information can be marked, labeled invalid assets information is then sent to default examine
Core terminal is shown, and is carried out assets to labeled invalid assets information in default audit terminal by original Equity Investors and is examined
Core, to verify the assets information with the presence or absence of erroneous judgement.
The information removing module 504, for receiving the default audit terminal based on the invalid assets information
When the confirmation instruction of feedback, the labeled invalid assets information is removed from the original asset information, is obtained effective
Assets information.
In the concrete realization, information removing module 504 is receiving original Equity Investors by presetting audit terminal feedback
When confirmation about invalid assets information instructs, show that original Equity Investors are without demur to the invalid assets information filtered out, at this time
Information removing module 504 can remove labeled invalid assets information from original asset information, and retain efficient portfolio
Information realizes the automatically screening to asset data packet.
The present embodiment obtains data screening and instructs corresponding asset data by instructing in response to the data screening received
Packet；The original asset information in asset data packet is read, and is detected in original asset information with the presence or absence of invalid assets information；If
In the presence of then invalid assets information is marked, and labeled invalid assets information is sent to default audit terminal and is provided
Produce audit；When receiving the confirmation instruction that default audit terminal is fed back based on invalid assets information, by labeled invalid money
It produces information to remove from original asset information, obtains efficient portfolio information, by being instructed first thus according to the data screening received
Corresponding asset data packet is obtained, then detecting whether there is invalid assets information in asset data packet, if then will test
Invalid assets information be sent to default audit terminal and audited, when audit passes through by invalid assets information from asset data
It is removed in packet, avoids the troublesome operation that administrative staff carry out manual screening to assets packet, improve screening efficiency.
Based on the above-mentioned assets information screening plant first embodiment of the present invention, assets information screening plant of the present invention is proposed
Second embodiment.
Further, the information detecting module 502 is also used to read the original asset letter in the asset data packet
Breath, obtains the corresponding assets information of single assets for including in the original asset information, the assets information includes assets shape
State and loan status；Detect the Asset State whether meet it is default list condition and/or the loan status whether
Meet default condition of listing；If the Asset State is unsatisfactory for default list condition and/or the loan shape
State is unsatisfactory for the default condition of listing, then determines that there are invalid assets informations in the original asset information.
Further, the information detecting module 502 is also used to detect whether the Asset State is frozen state,
When the Asset State is frozen state, determine that the Asset State is unsatisfactory for the default condition of listing；And/or inspection
Survey whether the loan status is default loan status, when the loan status is default loan status, in presetting database
It is middle to inquire the corresponding target refund frequency of the default loan status；Detect the corresponding refund frequency of the loan status with it is described
Whether target refund frequency is consistent, if inconsistent, determines that the Asset State is unsatisfactory for the default condition of listing.
Further, the information flag module 503 is also used to receiving the default audit terminal based on the nothing
When imitating the rejection instruction of assets information feedback, the asset number for including in the rejection instruction is extracted；According to the asset number
Assets to be verified are determined from the invalid assets information, obtain the corresponding assets detail information of the assets to be verified；To institute
Assets detail information is stated to be verified, verify by when cancel mark to the corresponding invalid assets information of the assets to be verified
Note.
Further, the information flag module 503, be also used to by the asset number and the invalid assets information into
Row matching, using the corresponding assets of invalid assets information of successful match as assets to be verified；According to the asset number in institute
It states and inquires the corresponding assets details of the assets to be verified in presetting database.
Further, assets information screening plant provided in this embodiment further includes data uploading module, in the data
Transmission module be used for by default displayed page to the corresponding assets information of single assets for including in the efficient portfolio information into
Row is shown；When receiving submission instruction of the administrative staff based on the default displayed page input, the efficient portfolio is believed
Breath carries out being packaged compression acquisition assets packet, and the assets are wrapped and reach server.
The other embodiments or specific implementation of assets information screening plant of the present invention can refer to above-mentioned each method and implement
Example, details are not described herein again.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as read-only memory/random access memory, magnetic disk, CD), including some instructions are used so that a terminal device (can
To be mobile phone, computer, server, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of assets information screening technique, which is characterized in that the described method includes:
In response to the data screening instruction received, obtains the data screening and instruct corresponding asset data packet；
The original asset information in the asset data packet is read, and is detected in the original asset information with the presence or absence of invalid money
Produce information；
If it exists, then the invalid assets information is marked, and labeled invalid assets information is sent to default examine
Core terminal carries out assets audit；
It, will be described labeled when receiving confirmation instruction of the default audit terminal based on the invalid assets information feedback
Invalid assets information removed from the original asset information, obtain efficient portfolio information.
2. the method as described in claim 1, which is characterized in that the data screening in response to receiving instructs, and obtains institute
State the step of data screening instructs corresponding asset data packet, comprising:
In response to the data screening instruction received, the target packet mark for including in the data screening instruction is extracted；
The target packet is searched in the mapping relations constructed in advance and identifies corresponding data packet storage address, according to lookup
The data packet storage address arrived obtains corresponding asset data packet, and storage has package identification and data packet in the mapping relations
Corresponding relationship between storage address.
3. method according to claim 2, which is characterized in that the original asset letter read in the asset data packet
Breath, and the step of detecting in the original asset information with the presence or absence of invalid assets information, comprising:
The original asset information in the asset data packet is read, the single assets pair for including in the original asset information are obtained
The assets information answered, the assets information include Asset State and loan status；
It detects the Asset State and whether meets and default list condition and/or whether the loan status meets default extension
Board terms of trade；
If the Asset State be unsatisfactory for it is described it is default list condition and/or the loan status be unsatisfactory for it is described default
It lists condition, then determines that there are invalid assets informations in the original asset information.
4. method as claimed in claim 3, which is characterized in that whether the detection Asset State meets default listed friendship
Whether easy condition and/or the loan status, which meet, is preset the step of listing condition, comprising:
Detect whether the Asset State is frozen state, when the Asset State is frozen state, determines the assets shape
State is unsatisfactory for the default condition of listing；
And/or detect whether the loan status is default loan status, when the loan status is default loan status,
The corresponding target refund frequency of the default loan status is inquired in the preset database；
It detects the corresponding refund frequency of the loan status and whether the target refund frequency is consistent, if inconsistent, determine
The Asset State is unsatisfactory for the default condition of listing.
5. the method as described in claim 1, which is characterized in that it is described if it exists, then the invalid assets information is marked
Note, and after the step of labeled invalid assets information is sent to default audit terminal progress assets audit, the method
Further include:
When receiving rejection instruction of the default audit terminal based on the invalid assets information feedback, the rejection is extracted
The asset number for including in instruction；
Assets to be verified are determined from the invalid assets information according to the asset number, and it is corresponding to obtain the assets to be verified
Assets detail information；
The assets detail information is verified, verification by when cancel to the corresponding invalid assets of the assets to be verified
The label of information.
6. method as claimed in claim 5, which is characterized in that it is described according to the asset number from the invalid assets information
Middle determination assets to be verified, the step of obtaining the assets to be verified corresponding assets detail information, comprising:
The asset number is matched with the invalid assets information, by the corresponding money of invalid assets information of successful match
It produces and is used as assets to be verified；
The corresponding assets details of the assets to be verified are inquired in the presetting database according to the asset number.
7. method as claimed in claim 6, which is characterized in that described to receive the default audit terminal based on the nothing
When imitating the confirmation instruction of assets information feedback, the labeled invalid assets information is moved from the original asset information
After the step of removing, obtaining efficient portfolio information, the method also includes:
The corresponding assets information of single assets for including in the efficient portfolio information is shown by default displayed page；
When receiving submission instruction of the administrative staff based on the default displayed page input, to the efficient portfolio information into
Row is packaged compression and obtains assets packet, and the assets are wrapped and reach server.
8. a kind of assets information screening plant, which is characterized in that described device include: data acquisition module, information detecting module,
Information flag module and information removing module；
Wherein, the data acquisition module obtains the data screening instruction for instructing in response to the data screening received
Corresponding asset data packet；
The information detecting module for reading the original asset information in the asset data packet, and detects the original money
It produces and whether there is invalid assets information in information；
The information flag module, in the original asset information there are when invalid assets information, to the invalid money
It produces information to be marked, and labeled invalid assets information is sent to default audit terminal and carries out assets audit；
The information removing module, for being based on the invalid assets information feedback really receiving the default audit terminal
When recognizing instruction, the labeled invalid assets information is removed from the original asset information, obtains efficient portfolio information.
9. a kind of assets information screening installation, which is characterized in that the equipment includes: memory, processor and is stored in described
On memory and the assets information screening sequence that can run on the processor, the assets information screening sequence are configured to reality
Now the step of assets information screening technique as described in any one of claims 1 to 7.
10. a kind of storage medium, which is characterized in that be stored with assets information screening sequence, the assets on the storage medium
Information sifting program realizes the step of assets information screening technique as described in any one of claim 1 to 7 when being executed by processor
Suddenly.
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| CN201811129181.2A CN109670963A (en) | 2018-09-26 | 2018-09-26 | Assets information screening technique, device, equipment and storage medium |
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| CN201811129181.2A CN109670963A (en) | 2018-09-26 | 2018-09-26 | Assets information screening technique, device, equipment and storage medium |
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