CN109544185A - Based on the guarantee contract generation method for ensureing transaction - Google Patents
Based on the guarantee contract generation method for ensureing transaction Download PDFInfo
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- CN109544185A CN109544185A CN201811424762.9A CN201811424762A CN109544185A CN 109544185 A CN109544185 A CN 109544185A CN 201811424762 A CN201811424762 A CN 201811424762A CN 109544185 A CN109544185 A CN 109544185A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
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Abstract
The invention discloses a kind of based on the guarantee contract generation method for ensureing transaction, comprising: the screening parameter that server is sent according to client, it will be fed back on the display page of client with the matched trading item information of screening parameter, wherein, trading item information includes trading item parameter and the corresponding guarantee type for ensureing service of offer；When server receives confirmation message of the client to trading item information, generates guarantee contract and feed back to client；When server receives confirmation message of the client to the contract of guarantee, authentication order is sent to client, authentication order includes that ID card verification and biological characteristic extract；Client is according to the instruction of authentication order, typing ID card information and biological characteristic and is sent to server；ID card information, biological characteristic and guarantee contract are mutually bound and are stored by server, and generate the guarantee contract with identity information label.The safety signed a contract can be improved in the present invention.
Description
Technical field
The present invention relates to internet business technical field more particularly to a kind of guarantee contract generation sides based on guarantee transaction
Method.
Background technique
With the rapid development of internet and universal, e-commerce (electric business) has obtained quick development in the whole world, well-known
Large enterprises and middle-size and small-size trade company introduce electric business, and electric business mode also becomes more and more diversified.Transaction content on internet
Also with the development trend of diversification, such as: physical commodity, virtual goods, various services, project for bidding, various commercial project
And its sub- items in commerce of each stage can become the object of transaction, as long as both parties reach demand relation.
But internet shopping haves the defects that certain again, for example the trading item bought do not have service guarantee.Although one
A little electric business platforms, such as Jingdone district have Insurance riders service, but the insurance is the insurance service that third party insurance company provides,
The insurance service is similar to an independent trading item, and equity could be obtained by needing to buy, and this insurance service is general
In All Activity project.In addition, there are also common trading item guarantees, the quality three guarantees write on inside the description of product are only included,
This is as defined in law compulsion.Currently, none guarantee service based on trading item ontology, so that buyer can not be obtained from
The guarantee service of body demand can not also trust purchase-transaction project for buyer, this makes, and some effects are slow, consume high transaction item
Mesh cannot get the favor of buyer.
A kind of online trade platform is now provided, transaction has the commodity of the service of guarantee thereon.In order to improve buyer to guarantee
The conviction power of equity, buyer and the seller/third-party institution (such as transaction platform) can sign electronic contract.Electronic contract at present
Signing more commonly used mode is, parties of contract first passes through the modes such as electronic data interchange or electronic mail reply and determines jointly most
Then whole electronic contract content document prints papery contract and stamped signature, eventually by being scanned into electronic document or fax
Mode send other side to.This method operate it is comparatively laborious, due to electronic contract its confirmation and transmission process in
It is not encrypted, electronic contract is easy illegally to be intercepted or modified, to contract parties's business secret and transaction security
It constitutes a threat to, and safety control is also lacked to the signing process of electronic contract.
Summary of the invention
Technical problem solved by the invention is to provide a kind of guarantee contract generation method based on guarantee transaction, is carrying out
When with the commodity transaction for ensureing service, the safety signed a contract is improved by verification ID card information and biological characteristic.
In order to solve the above technical problems, the present invention uses following scheme:
A kind of guarantee contract generation method based on guarantee transaction comprising following steps:
The screening parameter that server is sent according to client obtains and the matched transaction item of the screening parameter from database
Mesh information, and the trading item information is fed back on the display page of client, wherein the trading item information includes
Trading item parameter and the corresponding guarantee type for ensureing service of offer；
When server receives confirmation message of the client to the trading item information, generates guarantee contract and feed back to
Client；
When server receives confirmation message of the client to the contract of guarantee, authentication order is sent to client,
The authentication order includes that ID card verification and biological characteristic extract；
Client is according to the instruction of the authentication order, typing ID card information and biological characteristic and is sent to service
Device；
Server is after verifying the ID card information and the biological characteristic and passing through, by the ID card information, described
Biological characteristic is mutually bound and is stored with the guarantee contract, and generates with the buyer for holding client and upload the friendship
The guarantee contract of seller/third-party institution identity information label of easy project information.
Preferably, the biological characteristic includes at least one of fingerprint, sound and dynamic video.
Preferably, the identity information label includes signing electronically or stabbing chapter.
Preferably, described when server receives confirmation message of the client to the contract of guarantee, body is sent to client
The step of part verification command includes:
When server receives the confirmation message of guarantee contract, according to the guarantee amount of money that is related in guarantee contract and/
Or the right-safeguarding ratio of involved trading item determines the risk class of the guarantee contract, and according to the risk class to client
Send corresponding authentication order.
Preferably, the risk class includes chopped-off head, secondary and final stage；
When the risk class is final stage, the authentication order is the ID card No. obtained on ID card information
After benchmark portrait, dynamic video is obtained to extract real-time portrait, the ID card information that client corresponds to typing is identification card number
Code and benchmark portrait, biological characteristic is dynamic video；
When the risk class is secondary, the authentication order is in the corresponding authentication order of final stage risk
It obtains under feedback, according to server particular statement providing with the machine, obtains the sound sequence of the particular statement, or according to clothes
The typing sequence of business device different fingerprints providing with the machine obtains fingerprint sequence, and the biological characteristic that client corresponds to typing is sound
Sequence or fingerprint sequence；
When the risk class is chopped-off head, the authentication order is in the corresponding authentication order of final stage risk
It obtains under feedback, according to server particular statement providing with the machine, obtains the sound sequence of the particular statement, and according to clothes
The typing sequence of business device different fingerprints providing with the machine obtains fingerprint sequence, and the biological characteristic that client corresponds to typing is sound
Sequence and fingerprint sequence.
Preferably, the guarantee contract generation method further include:
The typing sequence of the particular statement and the different fingerprint, with the ID card information, the biological characteristic,
Guarantee contract binding, and encrypt and be stored in another server, only when client initiates to ensure right-safeguarding by server from
It decrypts and calls in another server.
Preferably, the server is after the verification ID card information and the biological characteristic pass through, by the identity
Card information, the biological characteristic are mutually bound and are stored with the guarantee contract, and generate with the buyer for holding client
It is also wrapped after the step of guarantee contract marked with the seller/third-party institution identity information for uploading the trading item information
It includes:
When client checks the instruction of guarantee contract to server transmission by private key, server passes through public key decryptions institute
Instruction is stated, to confirm the legal identity of client, when being identified through, the contract of guarantee is shown into the display page in client
On.
Preferably, the ID card information passes through the identity card reader typing of client, or passes through identification client
The identity card picture of shooting carries out typing；Fingerprint passes through the finger print acquisition module typing of client；The wheat that sound passes through client
Gram wind module typing；Dynamic video passes through the camera typing of client.
Preferably, the client includes any one of smart phone, VTM automatic teller machine, tablet computer.
Preferably, after the step of generation guarantee contract feeds back to client further include:
Long-distance video call is connected between client and server.
In technical solution proposed by the present invention, buyer has the trading item of the service of guarantee in confirmation purchase, and protects really
When the clause of barrier contract, authentication order will receive.After ID card information and biological characteristic by verifying buyer, by these
Information and guarantee contract binding, can be improved the safety of guarantee contract.
Detailed description of the invention
Fig. 1 is that the present invention is based on the flow diagrams for the guarantee contract generation method first embodiment for ensureing transaction；
Fig. 2 is that the present invention is based on the flow diagrams for the guarantee contract generation method second embodiment for ensureing transaction；
Fig. 3 is that the present invention is based on the flow diagrams for the guarantee contract generation method 3rd embodiment for ensureing transaction.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that described herein, specific examples are only used to explain the present invention, is not intended to limit the present invention.
Fig. 1 is please referred to, Fig. 1 is the guarantee contract generation method based on guarantee transaction that first embodiment of the invention proposes.
In this embodiment, the guarantee contract generation method based on guarantee transaction includes:
Step S100, the screening parameter that server is sent according to client obtain and the screening parameter from database
The trading item information matched, and the trading item information is fed back on the display page of client, wherein the transaction item
Mesh information includes trading item parameter and the corresponding guarantee type for ensureing service of offer.
Specifically, user ensures in transaction and does shopping on platform, provides on the visualization interface of transaction guarantee platform
There is trading item information, trading item information includes trading item parameter and the guarantor for ensureing service corresponding with the trading item
Hinder type, wherein there are corresponding relationships between trading item parameter and guarantee type.
Trading item can be with physical commodity, virtual goods, various services, project for bidding, various commercial project and its each
Interim sub- items in commerce can become the object of transaction, as long as both parties reach demand relation.Trading item
Information from it is following any one or more, businessman enters input when current platform, alternatively, other other than current platform are flat
The data injection of platform or the data grabber to other platforms.Trading item parameter includes trading item attribute, trading item picture
With trading item price.Ensure type include protect effect, protect reimbursement, break even gold and protect return goods.
For user when doing shopping, server ensures the search inputted on platform in the transaction where client based on user
The control being clicked in field or interface shows that the trading item collection with guarantee service, search field can be to client
Specific trading item title or rough trading item keyword or information relevant to guarantee.Where trading item collection
Each trading item on the page can be shown in the form of trading item picture, or be shown in the form of a list.The client
End includes any one of smart phone, VTM automatic teller machine, tablet computer.
Step S200 is generated and is ensured when server receives confirmation message of the client to the trading item information
Contract feeds back to client.
Specifically, when buyer confirms trading item information, such as to third parties' finance account branch such as Alipay
It pays the bill, it is believed that both parties tentatively conclude the transaction, and then, need to only sign a contract.When signing a contract, first according to transaction
Project information generates guarantee contract, and it is specific interior in guarantee contract so that buyer checks that the guarantee contract is then fed back to buyer
Hold, during this period, client can be flat come guarantee of realizing and trade based on the operation ensured on platform to video control in transaction
Long-distance video call between the staff or seller of platform, to obtain the explanation of guarantee contract.It is carrying out remotely
When video calling, recording operation can also be carried out simultaneously, using as one of evidence material when subsequent initiation right-safeguarding.
Step S300 sends identity to client when server receives confirmation message of the client to the contract of guarantee
Verification command, the authentication order include that ID card verification and biological characteristic extract.
Specifically, when buyer to ensure contract without doubt when, server to client send authentication order, with determination
The legal identity of buyer avoids the occurrence of and goes beyond one's commission or pretend to be a possibility that signing electronic contract.In order to improve right-safeguarding stage identity
The accuracy of verifying, not only verifies identity card, also extracts simultaneously to biological characteristic, and the biological characteristic includes referring to
At least one of line, sound and dynamic video.
Further, when server is not received by confirmation message of the client to the contract of guarantee within a preset time,
It is sent to client and closes Notice Of Transactions, and the time point referred in closing Notice Of Transactions judges whether to have been received by client pair
The confirmation message of guarantee contract trades if it is not, then closing if so, thening follow the steps S300 and returns fund to former account.
Step S400, client is according to the instruction of the authentication order, and typing ID card information and biological characteristic are simultaneously
It is sent to server.
Specifically, the ID card information passes through the identity card reader typing of client, or passes through identification client
The identity card picture of shooting carries out typing；Fingerprint passes through the finger print acquisition module typing of client；The wheat that sound passes through client
Gram wind module typing；Dynamic video passes through the camera typing of client.
Step S500, server is after the verification ID card information and the biological characteristic pass through, by the identity card
Information, the biological characteristic and the guarantee contract are mutually bound and are stored, and generate with hold client buyer and
Upload the guarantee contract of seller/third-party institution identity information label of the trading item information.
Specifically, server is inputted according to client ID card No., name are obtained to verify by identification identity card
Information.When ID card information verification passes through, continue to verify whether biological characteristic extracts success, for example whether fingerprint has obtained
Whole, whether audio, dynamic video are clear and accurate, when biological characteristic extraction is unsuccessful, can not re-type to client transmission
The information of the biological characteristic of function part thens follow the steps S500 when biological characteristic extracts successfully.When ID card information verification is obstructed
It crosses, then sends the instruction of typing ID card information again to client, when the ID card information of continuous several times verification typing is obstructed
It is out-of-date, then it closes and trades and return fund to former account.
Server is after verifying the ID card information and the biological characteristic and passing through, by the ID card information, described
Biological characteristic is mutually bound and is stored with the guarantee contract, for being transferred in the right-safeguarding stage to verify the body of right-safeguarding people
Part.It should be noted that ID card information, biological characteristic, guarantee contract are stored respectively in different places, to reduce identity
A possibility that card information, biological characteristic, guarantee contract are stolen together, wherein ID card information, ensures contract at biological characteristic
It can be bound by ID, ID includes the account for logging in transaction guarantee platform, ID card No., contract number or divides at random
Any one of coding matched.
After ID card information, biological characteristic, guarantee contract are mutually bound and stored, illustrates that the guarantee contract can authenticate and buy
Family, at this point, the identity information of seller or third-party institution's (for example transaction ensures platform) are also marked on guarantee contract, so that
It is legal to obtain guarantee contract conjunction rule, the identity information label is including electronic signature or stabs chapter.Guarantor with parties of contract's label
After barrier contract generates, client's preview can be issued, which can not download, to improve the confidentiality of guarantee contract.
In the technical solution that the present embodiment proposes, buyer has the trading item of the service of guarantee in confirmation purchase, and really
When the clause of guarantee contract, authentication order will receive.After ID card information and biological characteristic by verifying buyer, by this
A little information and guarantee contract binding, can be improved the safety of guarantee contract.
Referring to figure 2., for the present invention is based on the second embodiments for the guarantee contract generation method for ensureing transaction, based on this hair
The bright first embodiment based on the guarantee contract generation method for ensureing transaction, it is described that guarantee is closed when server receives client
With confirmation message when, to client send authentication order the step of include:
Step S600, when server receives the confirmation message of guarantee contract, according to the guarantor being related in guarantee contract
The right-safeguarding ratio of the barrier amount of money and/or involved trading item determines the risk class of the guarantee contract, and according to described risk etc.
Grade sends corresponding authentication order to client.
When the guarantee amount of money being related to is higher, trading item right-safeguarding ratio is higher, risk class is higher, the right-safeguarding stage pair
The certification of buyer is even more important, then corresponding authentication needs are stringenter.For example, ensure that type is guarantor's effect, then
Ensure the amount of money may the amount of money in full for product or other agreements, right-safeguarding ratio be the order number and that payment ensures the amount of money
The total orders purpose ratio of completion, wherein completed blanket order, which refers to, have been paid the order for ensureing the amount of money and guarantee is already expired
Time limit does not initiate the order of right-safeguarding.
Specifically, the risk class includes chopped-off head, secondary and final stage, and chopped-off head is highest level, and secondary is taken second place, and final stage is
The lowest class.
When the risk class is final stage, the authentication order is the ID card No. obtained on ID card information
After benchmark portrait, dynamic video is obtained to extract real-time portrait, the ID card information that client corresponds to typing is identification card number
Code and benchmark portrait, biological characteristic is dynamic video.After server gets ID card No., benchmark portrait and dynamic video,
ID card No. is checked come the number inputted with client, after verification passes through, the portrait in dynamic video is extracted, by this
Portrait is compared with benchmark portrait, thus to determine buyer.
When the risk class is secondary, the authentication order is in the corresponding authentication order of final stage risk
It obtains under feedback, according to server particular statement providing with the machine, obtains the sound sequence of the particular statement, or according to clothes
The typing sequence of business device different fingerprints providing with the machine obtains fingerprint sequence, and the biological characteristic that client corresponds to typing is sound
Sequence or fingerprint sequence.For example, the particular statement that server provides is " today, weather was very good ", then buyer is according on display screen
The sentence provided is recorded, in step S500, to verify the whether clear and accurate judge mark passed through for verification of the sentence
It is quasi-.When the typing sequence that server provides is the left hand middle finger little finger right hand index finger third finger, buyer is according to instruction typing one by one
Fingerprint, in step S500, to verify the judgment criteria whether fingerprint clearly passes through for verification.It should be noted that in risk
When grade is secondary, buyer can choose typing sound sequence or fingerprint sequence, be in order to avoid part physical disabilities can not
Realize a certain verifying, for example, deaf-mute can not typing sound sequence, then it can choose typing fingerprint sequence, for example limbs are residual
Shortage of staff scholar can not typing fingerprint, then it can choose typing sound sequence.
When the risk class is chopped-off head, the authentication order is in the corresponding authentication order of final stage risk
It obtains under feedback, according to server particular statement providing with the machine, obtains the sound sequence of the particular statement, and according to clothes
The typing sequence of business device different fingerprints providing with the machine obtains fingerprint sequence, and the biological characteristic that client corresponds to typing is sound
Sequence and fingerprint sequence.Since chopped-off head risk class is high, then corresponding authentication is most stringent, part buyer is possibly can not
It realizes.
By the biological characteristic under typing Stochastic Conditions, the authenticity that client signs a contract can be enhanced, can also increase
The difficulty of biological characteristic is stolen, to ensure the safety of the contract, guarantees being normally carried out for right-safeguarding stage.
Wherein, the particular statement and the typing sequence of the different fingerprints, with the ID card information, the biology
Feature, guarantee contract binding, and encrypt and be stored in another server, only serviced when client is initiated and ensures right-safeguarding
Device decrypts calling from another server.It should be noted that the typing sequence of particular statement and different fingerprints, with identity card
Information, biological characteristic, guarantee contract are stored respectively in different places, so that it is suitable to reduce particular statement, the typing of different fingerprint
A possibility that sequence, ID card information, biological characteristic, guarantee contract are stolen together, greatly improves the safety of guarantee contract
Property.
Referring to figure 3., for the present invention is based on the 3rd embodiments for the guarantee contract generation method for ensureing transaction, based on this hair
The bright first or second embodiments based on the guarantee contract generation method for ensureing transaction, the server are verifying the identity card
After information and the biological characteristic pass through, the ID card information, the biological characteristic and the guarantee contract are mutually bound
And it stores, and generate with the buyer for holding client and upload seller/third-party institution of the trading item information
After the step of guarantee contract of identity information label further include:
Step S700, when client checks the instruction of guarantee contract to server transmission by private key, server passes through
Public key decryptions described instruction, when being identified through, the contract of guarantee is shown in client with confirming the legal identity of client
It shows on the page.
In the present embodiment, when buyer some time point after placing an order think to check again ensure the particulars of a contract when, can
Guarantee contract is obtained in a manner of by sending the instruction with key to server.In this way, it can further mention
The confidentiality of high contract of guarantee.
Specifically, private key can be after step S500, namely after the guarantee contract generation with parties of contract's label, issues
It is obtained in the page of the guarantee contract of client's preview.
In the description of this specification, reference term " embodiment ", " another embodiment ", " other embodiments " or "
The description of one embodiment~X embodiment " etc. mean specific features described in conjunction with this embodiment or example, structure, material or
Person's feature is included at least one embodiment or example of the invention.In the present specification, to the schematic table of above-mentioned term
Stating may not refer to the same embodiment or example.Moreover, specific features, structure, material, method and step or the spy of description
Point can be combined in any suitable manner in any one or more of the embodiments or examples.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the device that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or device.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited to above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form, all of these belong to the protection of the present invention.
Claims (10)
1. a kind of based on the guarantee contract generation method for ensureing transaction, which comprises the following steps:
The screening parameter that server is sent according to client obtains from database and believes with the matched trading item of the screening parameter
Breath, and the trading item information is fed back on the display page of client, wherein the trading item information includes transaction
Item argument and the corresponding guarantee type for ensureing service of offer；
When server receives confirmation message of the client to the trading item information, generates guarantee contract and feed back to client
End；
When server receives confirmation message of the client to the contract of guarantee, authentication order is sent to client, it is described
Authentication order includes that ID card verification and biological characteristic extract；
Client is according to the instruction of the authentication order, typing ID card information and biological characteristic and is sent to server；
Server is after the verification ID card information and the biological characteristic pass through, by the ID card information, the biology
Feature is mutually bound and is stored with the guarantee contract, and generates with the buyer for holding client and upload the transaction item
The guarantee contract of seller/third-party institution identity information label of mesh information.
2. as described in claim 1 based on the guarantee contract generation method for ensureing transaction, which is characterized in that the biological characteristic
At least one including fingerprint, sound and dynamic video.
3. as described in claim 1 based on the guarantee contract generation method for ensureing transaction, which is characterized in that the identity information
Label includes signing electronically or stabbing chapter.
4. as claimed in claim 2 based on the guarantee contract generation method for ensureing transaction, which is characterized in that described to work as server
When receiving confirmation message of the client to the contract of guarantee, include: to the step of client transmission authentication order
When server receives the confirmation message of guarantee contract, according to the guarantee amount of money and/or institute being related in guarantee contract
The right-safeguarding ratio for being related to trading item determines the risk class of the guarantee contract, and is sent according to the risk class to client
Corresponding authentication order.
5. as claimed in claim 4 based on the guarantee contract generation method for ensureing transaction, which is characterized in that the risk class
Including chopped-off head, secondary and final stage；
When the risk class is final stage, the authentication order is the ID card No. and base obtained on ID card information
After quasi- portrait, obtain dynamic video to extract real-time portrait, client correspond to the ID card information of typing be ID card No. with
Benchmark portrait, biological characteristic are dynamic video；
When the risk class is secondary, the authentication order is to obtain in the corresponding authentication order of final stage risk
Under feedback, according to server particular statement providing with the machine, the sound sequence of the particular statement is obtained, or according to server
The typing sequence of difference fingerprint providing with the machine obtains fingerprint sequence, and the biological characteristic that client corresponds to typing is sound sequence
Or fingerprint sequence；
When the risk class is chopped-off head, the authentication order is to obtain in the corresponding authentication order of final stage risk
Under feedback, according to server particular statement providing with the machine, the sound sequence of the particular statement is obtained, and according to server
The typing sequence of difference fingerprint providing with the machine obtains fingerprint sequence, and the biological characteristic that client corresponds to typing is sound sequence
And fingerprint sequence.
6. as claimed in claim 5 based on the guarantee contract generation method for ensureing transaction, which is characterized in that the guarantee contract
Generation method further include:
The typing sequence of the particular statement and the different fingerprint, with the ID card information, biological characteristic, described
Guarantee contract binding, and encrypt and be stored in another server, only when client initiates to ensure right-safeguarding by server from another
It decrypts and calls in server.
7. as claimed in claim 5 based on the guarantee contract generation method for ensureing transaction, which is characterized in that the server exists
The ID card information is verified and after the biological characteristic passes through, by the ID card information, the biological characteristic and the guarantor
Barrier contract is mutually bound and is stored, and generates with the buyer for holding client and upload selling for the trading item information
After the step of guarantee contract of the identity information label of the family/third-party institution further include:
When client checks the instruction of guarantee contract to server transmission by private key, server described in public key decryptions by referring to
It enables, to confirm the legal identity of client, when being identified through, the contract of guarantee is shown on the display page of client.
8. as claim 2-7 is described in any item based on the guarantee contract generation method for ensureing transaction, which is characterized in that described
ID card information passes through the identity card reader typing of client, or is carried out by the identity card picture of identification client shooting
Typing；Fingerprint passes through the finger print acquisition module typing of client；Sound passes through the microphone module typing of client；Dynamic video
Pass through the camera typing of client.
9. as claim 2-7 is described in any item based on the guarantee contract generation method for ensureing transaction, which is characterized in that described
Client includes any one of smart phone, VTM automatic teller machine, tablet computer.
10. as described in claim 1 based on the guarantee contract generation method for ensureing transaction, which is characterized in that the generation is protected
After the step of barrier contract feeds back to client further include:
Long-distance video call is connected between client and server.
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| CN201811424762.9A CN109544185A (en) | 2018-11-27 | 2018-11-27 | Based on the guarantee contract generation method for ensureing transaction |
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