CN109102622A - A kind of multi-functional auto-teller - Google Patents
A kind of multi-functional auto-teller Download PDFInfo
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- CN109102622A CN109102622A CN201811327597.5A CN201811327597A CN109102622A CN 109102622 A CN109102622 A CN 109102622A CN 201811327597 A CN201811327597 A CN 201811327597A CN 109102622 A CN109102622 A CN 109102622A
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- banknote
- stacked
- coin
- banknotes
- tray
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/009—Depositing devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
本发明涉及一种多功能自动出纳机，其包括：机柜、第一显示屏、第二显示屏、输入设备、读卡器、工控机、存取款一体机构、凭证打印设备、日志打印设备和成叠纸币出钞机等。工控机、存取款一体机构、凭证打印设备、日志打印设备和成叠纸币出钞机等均设置机柜体内，且机柜上设有存取款口和成叠纸币出钞口，存取款口与存取款一体机构连通，成叠纸币出钞口与成叠纸币出钞机连通；成叠纸币出钞机构用于每百张为一叠的成叠纸币的出钞。本发明提供的多功能自动出纳机，通过成叠纸币出钞机，能够取出每百张的成叠纸币，也能够通过存取款一体机构进行万元级以下的散状纸币存取。
The present invention relates to a multifunctional automatic teller machine, which includes: a cabinet, a first display screen, a second display screen, an input device, a card reader, an industrial computer, an integrated deposit and withdrawal mechanism, a voucher printing device, a log printing device and Stacked banknote dispenser, etc. The industrial computer, deposit and withdrawal integrated mechanism, voucher printing equipment, log printing equipment and stacked banknote cash dispenser are all installed in the cabinet body, and the cabinet is equipped with a deposit and withdrawal port and a stack of banknotes. It is connected with the integrated deposit and withdrawal mechanism, and the stacked banknote outlet is connected with the stacked banknote dispenser; the stacked banknote dispenser is used for dispensing stacked banknotes every hundred sheets. The multifunctional automatic teller machine provided by the present invention can take out every hundred stacked banknotes through the stacked banknote dispensing machine, and can also deposit and withdraw loose banknotes below 10,000 yuan through the integrated deposit and withdrawal mechanism.
Description
Technical field
The present invention relates to bank self-aid apparatus fields, more particularly to by light mechanical and electrical integration, recognition of face and language
The multi-functional auto-teller that identification technology combines.
Background technique
Alipay, wechat payment are changing and are overturning the service mode of banking, the self-help bank based on ATM machine
Increasingly atrophy.All banks industry possesses ten thousand employee more than 170, and the bank service site of 220,000 Attended modes, which is faced with, to be simplified and turn
Type.To reduce manpower expenditure, more preferable better service the bank circle is provided and is inquiring into the intelligent self-service bank of construction.At present
There is bank to set up first self-service bank in Shanghai.Since conventional ATM machine (i.e. automatic teller machine), the self-service bank pair can only be selected
Corporate client, which cannot provide, extracts the whole stacker coin of ten thousand yuan of grades with check, and cannot provide the withdrawal more than 20,000 yuan to individual client needs
It asks.The self-service bank does not have to corporate finance's Counter service, to the function of personal finance Counter service.For this two kinds of sales counters
Client can only arrive Attended mode bank outlets and obtain service.
Summary of the invention
The present invention will become a kind of multi-functional auto-teller in self-service bank, intelligently sentence in recognition of face and human-computer dialogue
Disconnected, under intelligent Service guidance, guidance client realizes required financial service automatically.
Used technical solution is: a kind of multi-functional auto-teller comprising: cabinet, the first display screen, second show
Display screen, recognition of face device, speech talkback device, bank's card reader, check reader, industrial personal computer, cash recycling system structure, voucher
Printing device, log printing device and stacked bank note cash-out machine.First display screen, second display screen, recognition of face device, language
Sound intercom, check reader, bank's card reader are all set in cabinet front.The industrial personal computer, cash recycling system structure, with
Card printing device, log printing device and stacked bank note cash-out machine etc. are all set in cabinet, and the cabinet is equipped with access
Money mouth and stacked bank note cash dispensing port, the banknote deposit/withdrawal port are connected to the cash recycling system structure, the stacked bank note cash dispensing port
It is connected to the stacked bank note cash-out machine；
The stacked bank note cash-out machine is for every hundred note outputs for a folded stacked bank note.
Technical essential is that the stacked bank note cash-out machine includes: stacked bank note storage component, takes coin component and note output group
Part, the stacked bank note storage component is used to store every hundred multiple stacked bank note folded for one, described to take coin component for pressing from both sides
The stacked bank note is taken, and the stacked bank note is transported on the note output component, the note output component is used for stacked sheet
Coin is transported to stacked bank note cash dispensing port, and described coin component is taken to be set to above the stacked bank note storage component.
Technical essential is, the stacked bank note storage component includes: save storehouse, the first pallet and the first actuator, described
First pallet is set in save storehouse, and for carrying multiple stacked bank note, first actuator is connected with the first pallet
It connects, for driving first pallet to move up and down.
Technical essential is that the note output component is equipped with the locating part for limiting the first pallet lift height.
Technical essential is, described to take coin component include: to take coin manipulator and the second actuator, described that coin manipulator is taken to be arranged
In on the second actuator, second actuator described takes coin manipulator along perpendicular to first pallet side of movement for driving
It is moved to note output component direction.
Technical essential is that described that coin manipulator is taken to include two L-type claws, one end of two L-type claws is set to
In one shaft, and two L-type claws rotate round about under the driving of third actuator.
Technical essential is that the card slot for blocking stacked bank note is equipped on the inside of the other end of the L-type claw.
Technical essential is the note output component mass: the second pallet, fourth drive member and door unit, second support
Disk is used to accept the stacked bank note for taking coin manipulator to grab, and the door unit is set under second pallet
Side, the fourth drive member is connected with the second pallet, for driving second pallet to move up and down.
Technical essential is that the left front unit is set at the relative position of the stacked bank note cash dispensing port, and the door
Flap unit include: two be arranged oppositely in the two door opposite directions foldings of door and driving the 5th actuator.
Technical essential is that recognition of face component and phonetic order recognizer component are additionally provided on the cabinet, and described second is aobvious
Display screen, recognition of face component and phonetic order recognizer component are connected with the industrial personal computer.And by screen on image and client
Human-computer dialogue guides guest operation.
The beneficial effects of the present invention are:
The multi-functional auto-teller provided has unique Multifunctional design, guides in recognition of face plus speech talkback
Lower client holds bank card or check automatically extracts ten thousand yuan of stacked bank note of grade, or accesses non-whole folded, non-ten thousand yuan of grade bank note.Make unmanned silver
Row can realize the all-around service to corporate finance's services client and to private financial service customer comprehensively, and then promote self-service bank
Construction.
Present invention will be further explained below with reference to the attached drawings and examples.
Fig. 1 is multi-functional auto-teller side profile view；
Fig. 2 is multi-functional auto-teller elevation figure；
Fig. 3 is outline drawing in multi-functional auto-teller；
Fig. 4 is stacked bank note cash-out machine structure general assembly drawing；
Fig. 5 is stacked bank note cash-out machine structure chart；
Fig. 6 is stacked bank note storage assembly assumption diagram；
Fig. 7 is to take coin mechanical arm assembly structure chart；
Fig. 8 is to take coin component side topology view；
Fig. 9 is note output assembly assumption diagram；
Figure 10 is note output component overlooking structure figure；
Figure 11 is left front cellular construction figure.
Specific embodiment
In conjunction with attached drawing, the present invention is described in further detail.These attached drawings are simplified schematic diagram, only with signal
Mode illustrates basic structure of the invention, only shows composition related to the present invention.
In the description of invention, it is to be understood that term " center ", " longitudinal direction ", " transverse direction ", " length ", " width ",
" thickness ", "upper", "lower", "front", "rear", "left", "right", "vertical", "horizontal", "top", "bottom" "inner", "outside", " up time
The orientation or positional relationship of the instructions such as needle ", " counterclockwise " is to be based on the orientation or positional relationship shown in the drawings, and is merely for convenience of
Description invention and simplified description, rather than the device or element of indication or suggestion meaning must have a particular orientation, with specific
Orientation construction and operation, therefore should not be understood as the limitation to invention.
In addition, term " first ", " second " are used for descriptive purposes only and cannot be understood as indicating or suggesting relative importance
Or implicitly indicate the quantity of indicated technical characteristic.Define " first " as a result, the feature of " second " can be expressed or
Implicitly include one or more of the features.In the description of invention, the meaning of " plurality " is two or more, remove
It is non-separately to have clearly specific restriction.
In invention unless specifically defined or limited otherwise, the arts such as term " installation ", " connected ", " connection ", " fixation "
Language shall be understood in a broad sense, for example, it may be being fixedly connected, may be a detachable connection, or be integrally connected；It can be machinery
Connection, is also possible to be electrically connected；It can be directly connected, two elements can also be can be indirectly connected through an intermediary
Internal connection.For the ordinary skill in the art, it can understand above-mentioned term in invention as the case may be
Concrete meaning.
Embodiment one
As shown in Figure 1 to Figure 3, the present invention provides a kind of multi-functional auto-tellers comprising: cabinet 100, first is aobvious
Display screen 1, second display screen 103, keyboard input devices 2, recognition of face device 104, bank's card reader 3, check reader 301,
Industrial personal computer 4, cash recycling system structure 5, voucher printing device 6, log printing device 7 and stacked bank note cash-out machine 8 etc..Described
One display screen 1, keyboard input devices 2, second display screen 103, recognition of face device 104, speech talkback device 105, bank card card reading
Device 3, check reader 301 are all set on the front position of cabinet 100, and are connect with industrial personal computer 4.The industrial personal computer 4, access
Money integral mechanism 5, voucher printing device 6, log printing device 7 and stacked bank note cash dispenser 8 are all set in cabinet 100,
And the cabinet 100 is equipped with banknote deposit/withdrawal port 101 and stacked bank note cash dispensing port 102, the banknote deposit/withdrawal port 101 and the withdrawal
Integral mechanism 5 is connected to, and the stacked bank note cash dispensing port 102 is connected to the stacked bank note cash-out machine 8, and the industrial personal computer 4 is simultaneously
It is connected with cash recycling system structure 5, voucher printing device 6, log printing device 7 and stacked bank note cash-out machine 8, wherein described
Cash recycling system structure 5 selects the withdrawal integrated equipment in conventional ATM machine.
The stacked bank note cash-out machine 8 is for every hundred note outputs for a folded stacked bank note.
By this auto-teller withdraw the money when, if client's withdrawal amount be lower than 10,000 yuan, industrial personal computer according to user instructions,
It controls cash recycling system structure 5 and completes operation of withdrawing the money；If withdrawal amount is greater than 10,000 yuan, industrial personal computer according to user instructions, will
Ten thousand yuan of grade amount of money are completed to withdraw the money accordingly by stacked bank note cash-out machine 8 in withdrawal total value, and lower than ten thousand yuan in withdrawal total value
The amount of money is completed accordingly to withdraw the money by cash recycling system structure 5.
As shown in Figure 4 and Figure 5, technical essential is, the stacked bank note cash-out machine 8 include: stacked bank note storage component 81,
Coin component 82 and note output component 83 are taken, the stacked bank note storage component 81 is used to store every hundred as a folded multiple stacked sheets
Coin 200, it is described to take coin component 82 for clamping the stacked bank note 200, and the stacked bank note 200 is transported to the note output
On component 83, the note output component 83 is used to stacked bank note 200 being transported to stacked bank note cash dispensing port 102, and described takes coin group
Part 82 is set to stacked 81 top of bank note storage component.
As shown in fig. 6, technical essential is, the stacked bank note storage component 81 includes: save storehouse 811, the first pallet 812
With the first actuator 813, the save storehouse 811 is vertically arranged in cabinet, and first pallet 812 is set to save storehouse 811
Interior, for carrying multiple stacked bank note 200, every stacker coin is placed horizontally in save storehouse 811, more vertical laminations of stacker coin
It deposits in save storehouse 811, and 811 top of save storehouse is equipped with notch with the side wall of 821 relative position of coin manipulator is taken, and is convenient for
Coin manipulator 821 is taken to clamp stacked bank note, first actuator 813 is connected with the first pallet 812, for driving described
One pallet 812 moves up and down, wherein first actuator 813 includes driving motor and screw rod, and first pallet 812 is logical
It crosses a connection piece to be connected on screw rod, driving motor drives screw turns, and then the first pallet 812 moves up and down.
Technical essential is that the note output component 83 is equipped with the locating part 9 for limiting 812 adjustable height of the first pallet,
The locating part 9 is connected with industrial personal computer 4.When the first pallet 812 rises, the stacked bank note of top layer is touched on the first pallet
To locating part 9, and then industrial personal computer controls the first actuator and stops working, when take the clamping of coin manipulator 821 to top layer's stacked sheet
After coin, industrial personal computer control the first actuator work, drive the first pallet move down 10mm so that the stacked bank note being booked with
The stacked bank note of lower layer separates.
As shown in Figure 7 and Figure 8, technical essential is, described to take coin component 82 include: that coin manipulator 821 and second is taken to drive
Part 822, described that coin manipulator 821 is taken to be set on the second actuator 822, second actuator 822 is for driving described take
Coin manipulator 821 is moved along perpendicular to 812 moving direction of the first pallet to 83 direction of note output component, the second actuator
822 include driving motor and screw rod, and described that coin manipulator 821 is taken to be socketed on screw rod by fixedly connected part, driving motor drives
Dynamic screw rod rotation, in turn, takes coin manipulator to move back and forth along screw rod extending direction.When take coin manipulator 821 from the first pallet
After clamping stacked bank note, under the driving of the second actuator 822, coin manipulator 821 is taken to be moved to 831 top of the second pallet.
Technical essential is, described to take coin manipulator 821 include two L-type claws 8211, two L-type claws 8211
One end is set in a shaft 823, and two L-type claws 8211 rotate round about under the driving of third actuator.
When not taking coin, two L-type claws are open configuration, when carrying out taking coin, under the driving of third actuator, and two L-type cards
Pawl turns to the inside, and clamps bank note.
Technical essential is that the card slot 8212 for blocking stacked bank note is equipped on the inside of the other end of the L-type claw 8211.
It can be preferably by the stacked bank note of top layer and lower layer's stacked sheet when L-type claw clamps stacked bank note by the card slot 8212
Coin separates, while also can preferably fix the stacked bank note clamped.
As shown in Figure 9 and Figure 10, technical essential is 83 component of note output component: the second pallet 831, fourth drive member
832 and folded coin note output left front unit 833, when taking mobile second 831 top of pallet of coin manipulator 821, the second pallet 831 with take
Coin manipulator the lowest distance is not less than 5mm, and the stacked bank note for taking coin manipulator to clamp is enable to be placed on the second support without barrier
On disk, second pallet 831 is used to accept the stacked bank note 200 for taking coin manipulator 821 to grab, the left front list
Member 833 is set to 831 lower section of the second pallet, and the fourth drive member 832 is connected with the second pallet 831, for driving
Second pallet 831 moves up and down.Wherein, the fourth drive member 832 includes driving motor or screw rod, second pallet
It is connect by connector with screw rod, the driving motor drives screw turns, and then the second pallet moves up and down.When stacked sheet coin
After being taken coin machinery to be manually placed on the second pallet, industrial personal computer controls fourth drive member work, and the second pallet is moved to left front
At unit 833.
As shown in figure 11, technical essential is that the left front unit 833 is set to the phase of the stacked bank note cash dispensing port 102
At position, and the left front unit 833 includes: two left fronts pair of door 8331 and driving of about two opposite arrangements
To the 5th actuator 8332 of folding.After the second pallet is moved down at left front unit, industrial personal computer according to user instructions, is beaten
The enabling flap, after user takes out stacked bank note, left front is closed.
Moreover, being provided with infrared sensor, vibrating sensor and temperature sensor in left front.If there is outer masterpiece destructiveness to attack
It hits, sensor issues signal, and industrial personal computer can the concurrent alarm song of automatic alarm.
According to bank client demand, in order to improve wholesale withdrawal efficiency, two stacked bank note note outputs can be set in cabinet
Machine, two stacked bank note cash dispensers can share a note output component.
Meanwhile ups power supply 300 is additionally provided in this cash register.
Embodiment two
As shown in Fig. 2, on the basis of example 1, being to be additionally provided with second display screen on the cabinet 100 at innovation
103, recognition of face component 104 and speech talkback component 105, the second display screen 103, recognition of face component 104 and voice
Intercommunication component 105 is connected with the industrial personal computer 4, realizes human-computer dialogue by screen picture and client, guides guest operation.Its
In, recognition of face component 104 is recognition of face camera, and in operation, recognition of face camera takes pictures to customer to customer,
Then industrial personal computer by the customer image prestored in photo and banking system carry out identification compare, and with the bank account of the customer into
Row compares, and transfers the bank account information of the customer, by auto-teller to serve.Meanwhile speech talkback group
Part is combined into human-computer dialogue by the sound bank of the instruction of identification customer voice and computer, and guidance client completes corresponding operation.
This multi-functional auto-teller structure front uses double-display screen, and display screen acquisition in right side carrys out the work of bank's transacting business
Personnel's image is linked up by recognition of face and speech talkback and determines customer demand, and left side display screen provides input access for client
The necessary information of money.
When bank client front faces this cash register, the identity of recognition of face camera automatic identification client, second is aobvious
The image of bank service person in display screen can be friendly sending " you are good by Mr. XX (Ms)！May I ask what service of needs ".If a
I needs 35,000 yuan of enchashment gold to people client's sounding, and the image sounding on second display screen " woulds you please be inserted into bank card and on a left side
The amount of money is extracted needed for inputting on side touch screen (the first display screen) ".Human-computer dialogue image (the bank service person on second display screen
Image) " you need to extract the XX amount of money to sounding, please reaffirm and input password." client's input password, networking confirmation has enough
After remaining sum can withdraw the money, industrial personal computer issues a command to stacked bank note cash dispenser, and stacked bank note is transported to by stacked bank note cash dispenser
Stacked bank note cash dispensing port, after extracting stacked sheet coin needed for cash dispensing port conveying is completed, left front cash dispensing port is automatically opened.Screen picture
" Mr. XX (Ms) please extracts ten thousand yuan of X i.e. X in coin taking mouth and folds RMB sounding." at the same time left side storage money all-in-one machine also
Get out client's scattered coin to be extracted lower than ten thousand yuan automatically." Mr. XX (Ms) asks waiter's automatic sounding on screen
In left side, cash dispensing port extracts thousand yuan of cashes of X ".After client withdraws the money, " Mr. XX (Ms) please takes in strip mouth screen service person's sounding
Go withdrawal strip "." Mr. XX (Ms), thank you for coming, and Hope you'll come again for screen service person's sounding after transaction！"
If corporate client, " you are good by XX company Mr. XX (Ms), may I ask and what is needed for waiter's sounding on right screen
Service ".If check is needed to withdraw deposit.Screen service person's sounding " please by the check inserter in your company's check insertion left side ".Through electricity
Brain networking, confirmation check is legal, and after there is drawing remaining sum in corporation account, " your company will extract XX cash to screen service person's sounding, ask
Confirm in left screen." identified again by facial image, confirmation is this confirmed rear type of customer image that company retains in advance
The RMB that equipment is extracted needed for exporting automatically.
If client forgets to extract cash, this cash register sounding feelings client can extract repeatedly, and be more than predetermined time period
Afterwards, automatic recycling, and put on record in computer.
If client needs to remit money, transfer accounts, paying service, screen service person understand sounding " Mr. XX (Ms) you need it is non-
Cash automation services, please in current row automation services terminal, my guild is that you service automatically."
Be embodied as enlightening with aforementioned present invention, through the above description, relevant staff can without departing from
In the range of this invention technical idea, various changes and amendments are carried out.The power of technology range of this invention not office
The content being limited on specification should be defined by scope of the claims.
Claims (10)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201811327597.5A CN109102622A (en) | 2018-11-08 | 2018-11-08 | A kind of multi-functional auto-teller |
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| CN201811327597.5A CN109102622A (en) | 2018-11-08 | 2018-11-08 | A kind of multi-functional auto-teller |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111080926A (en) * | 2019-12-09 | 2020-04-28 | 神思电子技术股份有限公司 | Auxiliary interaction method and device for self-service equipment |
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| CN102013126A (en) * | 2010-04-23 | 2011-04-13 | 肖遂宁 | Paper money separating mechanism, large-amount paper money dispensing module and automatic teller machine |
| CN209044738U (en) * | 2018-11-08 | 2019-06-28 | 苏州市罗孚特电子科技有限公司 | A kind of multi-functional auto-teller |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111080926A (en) * | 2019-12-09 | 2020-04-28 | 神思电子技术股份有限公司 | Auxiliary interaction method and device for self-service equipment |
| CN111080926B (en) * | 2019-12-09 | 2022-04-12 | 神思电子技术股份有限公司 | Auxiliary interaction method and device for self-service equipment |
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