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CN109034812A - Payment method and device based on automobile leasing - Google Patents

Payment method and device based on automobile leasing Download PDF

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Publication number
CN109034812A
CN109034812A CN201811027729.2A CN201811027729A CN109034812A CN 109034812 A CN109034812 A CN 109034812A CN 201811027729 A CN201811027729 A CN 201811027729A CN 109034812 A CN109034812 A CN 109034812A
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China
Prior art keywords
user
fund
block chain
credit
node
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CN201811027729.2A
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Chinese (zh)
Inventor
黄卫平
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Baibaolang Jewelry Co ltd
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Shenzhen Baibaolang Jewelry Co ltd
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Priority to CN201811027729.2A priority Critical patent/CN109034812A/en
Publication of CN109034812A publication Critical patent/CN109034812A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0645Rental transactions; Leasing transactions

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention provides a payment method and a payment device based on automobile leasing, wherein the method comprises the following steps: acquiring a request of a user for renting a car; searching whether a fund account and/or a credit record of the user exists in each node according to the user information and the leasing contract; counting the sum of user funds and/or credit records in all nodes; evaluating whether the user funds and/or credit points meet minimum guarantees in all nodes of the blockchain according to the total amount of the funds and/or the sum of the credit records; if yes, responding to the request of the user for renting the automobile; and when the fact that the user rents the automobile for payment is detected, deducting corresponding rent from the fund account of the user. The invention can realize the deposit-free rental of the automobile and the payment from the cloud, and avoids the manpower for checking the rental qualification and the risk of the paid end.

Description

A kind of method of payment and device based on automobile leasing
Technical field
The present invention relates to payment technology field more particularly to a kind of methods of payment and device based on automobile leasing.
Background technique
With the fast development of automobile industry, private car using petroleum as fuel more more and more universal to common family Front yard, the following traffic congestion, atmosphere pollution and problems of energy consumption have become increasingly severe.
The appearance of automobile rental corporation reduces the growth of private car quantity to a certain extent, and is people's trip band Convenience is carried out.However, the operation way of orthodox car leasing company is: build fixed garage, introduce car rental, hire a car user Formality of hiring a car is done to leasing company, vehicle is mentioned from garage, user returns the car.There are inconveniences for traditional operation way, for example, user is only Fixed location can be arrived to hire a car and return the car, hire a car and return the car that formality is complicated, leasing company needs to put into a large amount of manpower and handles and hires a car also The problems such as vehicle business, the not flexible utilization rate of check-out are low and difficult to customer information management.
Summary of the invention
The present invention is directed to the shortcomings that existing way, a kind of method of payment and device based on automobile leasing is proposed, to solve The above problem certainly of the existing technology.
According to the first aspect of the invention, a kind of method of payment based on automobile leasing is provided, is included the following steps:
The request of user's rent-a-car is obtained, the request of the rent-a-car includes user information and rental agreement, described User information includes the name and ID card No. of user, and the rental agreement includes user's fund and/or credit score in area Minimum guarantee in all nodes of block chain;
According to the fund account for whether having user in each node of the user information and rental agreement search block chain And/or credit record;
Count the total value and/or credit record summation of user's fund in all nodes;
Whether met according to the total value of the fund and/or credit record summation evaluation user's fund and/or credit score Minimum guarantee in all nodes of block chain;
If satisfied, then responding the request of user's rent-a-car;When detecting that user's rent-a-car is paid, from Corresponding rent is deducted in the fund account of user.
Further, whether searched for according to the user information and rental agreement in each node of block chain has user's Fund account and/or credit record, further includes:
Whether the fund account of user and/or the datagram of credit record are had in each node of verification search block chain Text.
It further, further include whether having the fund account and/or letter of user in each node of verification search block chain After the data message of record, if the data message is errorless, according to the user information and pass through data transmit-receive agreement The fund account and/or credit record of user are inquired in each node of block chain.
It further, further include being looked into each node of block chain according to the user information and by data transmit-receive agreement After the fund account and/or credit record of asking user,
The letter of the fund account and/or credit record is called according to data-interface involved in the data transmit-receive agreement Breath.
Further, after deducting corresponding rent in the fund account from user, payment information is generated, by the branch Pay each node of the synchronizing information into block chain.
On the other hand, the present invention provides a kind of payment mechanisms based on automobile leasing, comprising:
Obtain module, for obtaining the request of user's rent-a-car, the request of the rent-a-car include user information and Rental agreement, the user information include the name and ID card No. of user, the rental agreement include user's fund and/or Minimum guarantee of the credit score in all nodes of block chain;
Search module, for according to whether useful in each node of the user information and rental agreement search block chain The fund account and/or credit record at family;
Statistical module, for counting the total value and/or credit record summation of user's fund in all nodes;
Evaluation module, for evaluating user's fund and/or credit according to the total value and/or credit record summation of the fund Whether integral meets the minimum guarantee in all nodes of block chain;
Respond module, total value and/or credit record summation for the fund evaluate user's fund and/or credit score When meeting the minimum guarantee in all nodes of block chain, then the request of user's rent-a-car is responded;
Payment module is handled, for being detained from the fund account of user when detecting that user's rent-a-car is paid Except corresponding rent.
Further, described search module includes authentication unit:
Whether the authentication unit is for having the fund account and/or letter of user in each node of verification search block chain With the data message of record.
Further, whether there is the fund account of user in each node of the authentication unit verification search block chain And/or after the data message of credit record, if the data message is errorless, search module is according to the user information and leads to Cross fund account and/or credit record that data transmit-receive agreement inquires user in each node of block chain.
Further, described search module further includes call unit, and described search module is according to the user information and leads to Data transmit-receive agreement is crossed to inquire in each node of block chain after the fund account and/or credit record of user,
Call unit data-interface according to involved in the data transmit-receive agreement call the fund account and/or The information of credit record.
Further, further include synchronized update module:
For the payment processing module after deducting corresponding rent in the fund account of user, the payment processing module is raw At payment information, the payment information is synchronized to each node in block chain by the synchronized update module.
Compared with prior art, the beneficial effects of the present invention are:
The present invention passes through the request of user's rent-a-car, searches for the account of the exchequer for whether having user in each node of block chain Family and/or credit record, thus by the minimum guarantee of fund account and/or credit record, and the fund account for passing through user It is middle to deduct corresponding rent, it may be implemented to exempt from cash pledge rent-a-car and complete to pay from cloud, eliminate the people of audit lease qualification Power and the risk for being paid for end.
The additional aspect of the present invention and advantage will be set forth in part in the description, these will become from the following description Obviously, or practice through the invention is recognized.
Detailed description of the invention
Above-mentioned and/or additional aspect and advantage of the invention will become from the following description of the accompanying drawings of embodiments Obviously and it is readily appreciated that, in which:
Fig. 1 is the flow chart of method of payment of one of the embodiment of the present invention one based on automobile leasing;
Fig. 2 is payment mechanism structural block diagram of one of the embodiment of the present invention two based on automobile leasing;
Fig. 3 is the part-structure block diagram of mobile phone when leasing end and being mobile phone in the embodiment of the present invention two.
Specific embodiment
In order to enable those skilled in the art to better understand the solution of the present invention, below in conjunction in the embodiment of the present invention Attached drawing, technical scheme in the embodiment of the invention is clearly and completely described.
In some processes of the description in description and claims of this specification and above-mentioned attached drawing, contain according to Multiple operations that particular order occurs, but it should be clearly understood that these operations can not be what appears in this article suitable according to its Sequence is executed or is executed parallel, and serial number of operation such as 101,102 etc. is only used for distinguishing each different operation, serial number It itself does not represent and any executes sequence.In addition, these processes may include more or fewer operations, and these operations can To execute or execute parallel in order.It should be noted that the description such as " first " herein, " second ", is for distinguishing not Same message, equipment, module etc., does not represent sequencing, does not also limit " first " and " second " and be different type.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiment is only a part of example of the present invention, is implemented instead of all the embodiments.It is based on Embodiment in the present invention, those skilled in the art's every other implementation obtained without creative efforts Example, shall fall within the protection scope of the present invention.
Those skilled in the art of the present technique are appreciated that unless otherwise defined, all terms used herein (including technology art Language and scientific term), there is meaning identical with the general understanding of those of ordinary skill in fields of the present invention.Should also Understand, those terms such as defined in the general dictionary, it should be understood that have in the context of the prior art The consistent meaning of meaning, and unless idealization or meaning too formal otherwise will not be used by specific definitions as here To explain.
Embodiment one
As shown in Figure 1, providing a kind of method of payment based on automobile leasing of one embodiment of the invention, including as follows Step:
S101 obtains the request of user's rent-a-car, and the request of rent-a-car includes user information and rental agreement, user Information includes the name and ID card No. of user, and rental agreement includes that user's fund and/or credit score are all in block chain Minimum guarantee in node;
Node includes lease end, payment terminals, receipt on account end and clearance end.
S102 is according to the fund account for whether having user in each node of user information and rental agreement search block chain And/or credit record;
According to user information and rental agreement search block chain each node in whether have user fund account and/or Credit record, further includes:
Whether there are the fund account of user and/or the number of credit record in each node of S1021 verification search block chain According to message.
If S1022 data message is errorless, according to user information and by data transmit-receive agreement in each node of block chain Inquire the fund account and/or credit record of user.
S1023 data-interface according to involved in data transmit-receive agreement calls the information of fund account and/or credit record.
S103 counts the total value of user's fund and/or credit record summation in all nodes;
S104 evaluates user's fund according to the total value and/or credit record summation of fund and/or whether credit score meets Minimum guarantee in all nodes of block chain;
S105 is if satisfied, then respond the request of user's rent-a-car;
S106 deducts corresponding rent when detecting that user's rent-a-car is paid from the fund account of user.
S107 generates payment information, payment information is synchronized to after deducting corresponding rent in the fund account of user Each node in block chain.
Embodiment two
As shown in Fig. 2, providing a kind of payment mechanism based on automobile leasing of another embodiment of the present invention, comprising:
Obtain modules A 201, for obtaining the request of user's rent-a-car, the request of rent-a-car include user information and Rental agreement, user information include the name and ID card No. of user, and rental agreement includes user's fund and/or credit score Minimum guarantee in all nodes of block chain;
Search module A202, for searching in each node the fund for whether having user according to user information and rental agreement Account and/or credit record;
Search module A202 includes authentication unit A2021:
Authentication unit A2021 for verification search block chain each node in whether have user fund account and/or The data message of credit record.
Whether the fund account and/or credit of user are had in each node of authentication unit A2021 verification search block chain After the data message of record, if data message is errorless, search module A202 is assisted according to user information and by data transmit-receive Discuss the fund account and/or credit record that user is inquired in each node of block chain.
Search module A202 further includes call unit A2022, and search module A202 is received according to user information and by data Hair agreement is inquired in each node of block chain after the fund account and/or credit record of user,
Call unit A2022 data-interface according to involved in data transmit-receive agreement calls fund account and/or credit note The information of record.
Statistical module A203, for counting the total value of user's fund and/or credit record summation in all nodes;
Evaluation module A204, for evaluating user's fund and/or credit according to the total value and/or credit record summation of fund Whether integral meets the minimum guarantee in all nodes of block chain;
Respond module A205, total value and/or credit record summation for fund evaluate user's fund and/or credit score When meeting the minimum guarantee in all nodes of block chain, then the request of user's rent-a-car is responded;
Payment module A206 is handled, for when detecting that user's rent-a-car is paid, from the fund account of user It is middle to deduct corresponding rent.
Synchronized update modules A 207: payment processing modules A 206 after deducting corresponding rent in the fund account of user, Payment processing modules A 206 generates payment information, and payment information is synchronized to each section in block chain by synchronized update modules A 207 Point.
The lease end may be provided at be include mobile phone, tablet computer, PDA (Personal Digital Assistant, it is a Personal digital assistant), POS (Point of Sales, point-of-sale terminal), any terminal device such as vehicle-mounted computer, using terminal as mobile phone For:
With reference to Fig. 3, the block diagram of the part-structure of mobile phone, mobile phone includes: radio frequency (Radio Frequency, RF) circuit 1510, memory 1520, input unit 1530, display unit 1540, sensor 1550, voicefrequency circuit 1560, Wireless Fidelity The components such as (wireless fidelity, WiFi) module 1570, processor 1580 and power supply 1590.Those skilled in the art It is appreciated that handset structure shown in Fig. 3 does not constitute the restriction to mobile phone, it may include than illustrating more or fewer portions Part perhaps combines certain components or different component layouts.
It is specifically introduced below with reference to each component parts of the Fig. 3 to mobile phone:
RF circuit 1510 can be used for receiving and sending messages or communication process in, signal sends and receivees, particularly, by base station After downlink information receives, handled to processor 1580;In addition, the data for designing uplink are sent to base station.In general, RF circuit 1510 include but is not limited to antenna, at least one amplifier, transceiver, coupler, low-noise amplifier (Low Noise Amplifier, LNA), duplexer etc..In addition, RF circuit 1510 can also be logical with network and other equipment by wireless communication Letter.Any communication standard or agreement, including but not limited to global system for mobile communications (Global can be used in above-mentioned wireless communication System of Mobile communication, GSM), general packet radio service (General Packet Radio Service, GPRS), CDMA (Code Division Multiple Access, CDMA), wideband code division multiple access (Wideband Code Division Multiple Access, WCDMA), long term evolution (Long Term Evolution, LTE), Email, short message service (Short Messaging Service, SMS) etc..
Memory 1520 can be used for storing software program and module, and processor 1580 is stored in memory by operation 1520 software program and module, thereby executing the various function application and data processing of mobile phone.Memory 1520 can be led It to include storing program area and storage data area, wherein storing program area can be needed for storage program area, at least one function Application program (such as sound-playing function, image player function etc.) etc.;Storage data area, which can be stored, uses institute according to mobile phone Data (such as audio data, phone directory etc.) of creation etc..In addition, memory 1520 may include high random access storage Device, can also include nonvolatile memory, and a for example, at least disk memory, flush memory device or other volatibility are solid State memory device.
Input unit 1530 can be used for receiving the number or character information of input, and generate with the user setting of mobile phone with And the related key signals input of function control.Specifically, input unit 1530 may include touch panel 1531 and other inputs Equipment 1532.Touch panel 1531, also referred to as touch screen collect touch operation (such as the user of user on it or nearby Use the behaviour of any suitable object or attachment such as finger, stylus on touch panel 1531 or near touch panel 1531 Make), and corresponding attachment device is driven according to preset formula.Optionally, touch panel 1531 may include touch detection Two parts of device and touch controller.Wherein, the touch orientation of touch detecting apparatus detection user, and detect touch operation band The signal come, transmits a signal to touch controller;Touch controller receives touch information from touch detecting apparatus, and by it It is converted into contact coordinate, then gives processor 1580, and order that processor 1580 is sent can be received and executed.In addition, Touch panel 1531 can be realized using multiple types such as resistance-type, condenser type, infrared ray and surface acoustic waves.In addition to touch surface Plate 1531, input unit 1530 can also include other input equipments 1532.Specifically, other input equipments 1532 may include But in being not limited to physical keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, operating stick etc. It is one or more.
Display unit 1540 can be used for showing information input by user or be supplied to user information and mobile phone it is each Kind menu.Display unit 1540 may include display panel 1541, optionally, can use liquid crystal display (Liquid Crystal Display, LCD), the forms such as Organic Light Emitting Diode (Organic Light-Emitting Diode, OLED) To configure display panel 1541.Further, touch panel 1531 can cover display panel 1541, when touch panel 1531 detects After arriving touch operation on it or nearby, processor 1580 is sent to determine the type of touch event, is followed by subsequent processing device 1580 provide corresponding visual output according to the type of touch event on display panel 1541.Although in Fig. 3, touch panel 1531 and display panel 1541 are the input and input function for realizing mobile phone as two independent components, but in certain realities Apply in example, can be integrated by touch panel 1531 and display panel 1541 and that realizes mobile phone output and input function.
Mobile phone may also include at least one sensor 1550, such as optical sensor, motion sensor and other sensors. Specifically, optical sensor may include ambient light sensor and proximity sensor, wherein ambient light sensor can be according to ambient light Light and shade adjust the brightness of display panel 1541, proximity sensor can close display panel when mobile phone is moved in one's ear 1541 and/or backlight.As a kind of motion sensor, accelerometer sensor can detect in all directions (generally three axis) and add The size of speed can detect that size and the direction of gravity when static, can be used to identify application (such as the horizontal/vertical screen of mobile phone posture Switching, dependent game, magnetometer pose calibrating), Vibration identification correlation function (such as pedometer, tap) etc.;Also as mobile phone The other sensors such as configurable gyroscope, barometer, hygrometer, thermometer, infrared sensor, details are not described herein.
Voicefrequency circuit 1560, loudspeaker 1561, microphone 1562 can provide the audio interface between user and mobile phone.Audio Electric signal after the audio data received conversion can be transferred to loudspeaker 1561, be converted by loudspeaker 1561 by circuit 1560 For voice signal output;On the other hand, the voice signal of collection is converted to electric signal by microphone 1562, by voicefrequency circuit 1560 Audio data is converted to after reception, then by after the processing of audio data output processor 1580, through RF circuit 1510 to be sent to ratio Such as another mobile phone, or audio data is exported to memory 1520 to be further processed.
WiFi belongs to short range wireless transmission technology, and mobile phone can help user's transceiver electronics postal by WiFi module 1570 Part, browsing webpage and access streaming video etc., it provides wireless broadband internet access for user.Although Fig. 3 is shown WiFi module 1570, but it is understood that, and it is not belonging to must be configured into for mobile phone, it can according to need do not changing completely Become in the range of the essence of invention and omits.
Processor 1580 is the control centre of mobile phone, using the various pieces of various interfaces and connection whole mobile phone, By running or execute the software program and/or module that are stored in memory 1520, and calls and be stored in memory 1520 Interior data execute the various functions and processing data of mobile phone, to carry out integral monitoring to mobile phone.Optionally, processor 1580 may include one or more processing units;Preferably, processor 1580 can integrate application processor and modulation /demodulation processing Device, wherein the main processing operation system of application processor, user interface and application program etc., modem processor is mainly located Reason wireless communication.It is understood that above-mentioned modem processor can not also be integrated into processor 1580.
Mobile phone further includes the power supply 1590 (such as battery) powered to all parts, it is preferred that power supply can pass through power supply Management system and processor 1580 are logically contiguous, to realize management charging, electric discharge and power consumption pipe by power-supply management system The functions such as reason.
Although being not shown, mobile phone can also include camera, bluetooth module etc., and details are not described herein.
It is apparent to those skilled in the art that for convenience and simplicity of description, the module of foregoing description, The specific work process of related work unit and device, can refer to corresponding processes in the foregoing method embodiment, herein no longer It repeats.
In 2 embodiments provided herein, it should be understood that disclosed method, system, device, module and/ Or unit, it may be implemented in other ways.For example, embodiment of the method described above is only schematical, for example, The division of the module, only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple Module or component can be combined or can be integrated into another system, or some features can be ignored or not executed.The work It may or may not be physically separated for the unit of separate part description, component shown as a unit can be Or it may not be physical unit, it can it is in one place, or may be distributed over multiple network units.It can be with Some or all of the units may be selected to achieve the purpose of the solution of this embodiment according to the actual needs.
The above is only some embodiments of the invention, it is noted that for the ordinary skill people of the art For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications are also answered It is considered as protection scope of the present invention.

Claims (10)

1. a kind of method of payment based on automobile leasing, which comprises the steps of:
The request of user's rent-a-car is obtained, the request of the rent-a-car includes user information and rental agreement, the user Information includes the name and ID card No. of user, and the rental agreement includes user's fund and/or credit score in block chain Minimum guarantee in all nodes;
According to the user information and rental agreement search block chain each node in whether have user fund account and/or Credit record;
Count the total value and/or credit record summation of user's fund in all nodes;
Whether met in area according to the total value of the fund and/or credit record summation evaluation user's fund and/or credit score Minimum guarantee in all nodes of block chain;
If satisfied, then responding the request of user's rent-a-car;When detecting that user's rent-a-car is paid, from user Fund account in deduct corresponding rent.
2. the method according to claim 1, wherein searching for block chain according to the user information and rental agreement Each node in whether have the fund account and/or credit record of user, further includes:
Whether the fund account of user and/or the data message of credit record are had in each node of verification search block chain.
3. according to the method described in claim 2, it is characterized in that, further including being in each node of verification search block chain After the data message of the no fund account for having user and/or credit record, if the data message is errorless, according to the use Family information and the fund account and/or credit record for inquiring user in each node of block chain by data transmit-receive agreement.
4. according to the method described in claim 3, it is characterized in that, further including being received according to the user information and by data Hair agreement is inquired in each node of block chain after the fund account and/or credit record of user,
The information of the fund account and/or credit record is called according to data-interface involved in the data transmit-receive agreement.
5. method according to any of claims 1-4, which is characterized in that deducted in the fund account from user After corresponding rent, payment information, each node payment information being synchronized in block chain are generated.
6. a kind of payment mechanism based on automobile leasing characterized by comprising
Module is obtained, for obtaining the request of user's rent-a-car, the request of the rent-a-car includes user information and lease Contract, the user information include the name and ID card No. of user, and the rental agreement includes user's fund and/or credit Integrate the minimum guarantee in all nodes of block chain;
Search module, for according to the user information and rental agreement search block chain each node in whether have user's Fund account and/or credit record;
Statistical module, for counting the total value and/or credit record summation of user's fund in all nodes;
Evaluation module, for evaluating user's fund and/or credit score according to the total value and/or credit record summation of the fund Whether minimum guarantee in block chain all nodes is met;
Respond module, total value and/or credit record summation for the fund evaluate user's fund and/or credit score meets When minimum guarantee in all nodes of block chain, then the request of user's rent-a-car is responded;
Payment module is handled, for deducting phase from the fund account of user when detecting that user's rent-a-car is paid Answer rent.
7. device according to claim 6, which is characterized in that described search module includes authentication unit:
Whether the authentication unit is for having the fund account of user and/or credit note in each node of verification search block chain The data message of record.
8. device according to claim 7, which is characterized in that each node of the authentication unit verification search block chain In whether have the fund account of user and/or the data message of credit record after, if the data message is errorless, search for mould Root tuber inquires the fund account and/or letter of user according to the user information and by data transmit-receive agreement in each node of block chain With record.
9. device according to claim 8, which is characterized in that described search module further includes call unit, described search Module according to the user information and by data transmit-receive agreement inquired in each node of block chain user fund account and/or After credit record,
Call unit data-interface according to involved in the data transmit-receive agreement calls the fund account and/or credit The information of record.
10. according to device described in claim 6-9 any one, which is characterized in that further include synchronized update module:
For the payment processing module after deducting corresponding rent in the fund account of user, the payment processing module generates branch Information is paid, the payment information is synchronized to each node in block chain by the synchronized update module.
CN201811027729.2A 2018-09-04 2018-09-04 Payment method and device based on automobile leasing Pending CN109034812A (en)

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CN110555704A (en) * 2019-07-31 2019-12-10 阿里巴巴集团控股有限公司 Credit contract processing method and device based on credit guarantee
CN111523138A (en) * 2020-04-20 2020-08-11 支付宝(杭州)信息技术有限公司 Method, device and system for protecting private data and electronic equipment
RU2755837C1 (en) * 2020-09-23 2021-09-22 Александр Валерьевич Шалденок Method and apparatus for providing access to control of a vehicle

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