CN108932668A - A kind of online setting loss and Claims Resolution system based on image and video - Google Patents
A kind of online setting loss and Claims Resolution system based on image and video Download PDFInfo
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- CN108932668A CN108932668A CN201810753690.6A CN201810753690A CN108932668A CN 108932668 A CN108932668 A CN 108932668A CN 201810753690 A CN201810753690 A CN 201810753690A CN 108932668 A CN108932668 A CN 108932668A
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Abstract
The present invention is a kind of online setting loss based on image and video and system of settling a claim, and mainly includes mobile terminal system, background system and third party system；The mobile terminal system is used to obtain the instruction of the background system and carries out specified operation, carries out video acquisition；The background system includes video online processing task management system and remote server, the video online processing task management system is used to receive and decode the video flowing of mobile terminal system transmission, the remote server is responsible for the video acquired to mobile terminal system and carries out on-line analysis, then the result of video analysis is sent to client, damaged vehicle is surveyed online, setting loss；The third party system is used for surveying, the vehicle after setting loss and settle a claim to insured personnel；The present invention is effectively guaranteed the accuracy of setting loss, and can effectively accomplish supervision, control in subsequent Claims Resolution, and safety is higher.
Description
Technical field
The present invention relates to assurance technology fields, and in particular to a kind of online setting loss and Claims Resolution system based on image and video
System.
Background technique
Settlement of insurance claim refers to and insurance risk occurs in insurance subject and insurant's property is made to incur loss or personal life
When being damaged or when other insurance risks of declaration form agreement are in danger and need to pay insurance money, based on contract insurance company advises
It is fixed, it fulfils reparation or pays the behavior of responsibility, be the direct work for embodying insurance function and fulfiling insurance responsibility.Briefly,
Settlement of insurance claim is the insurer after insurance subject occurrence risk accident, the row handled the claim requests that insurant proposes
For.In Insurance Management, settlement of insurance claim is the concrete embodiment of insurance compensation function.
Current settlement of insurance claim has formed relatively-stationary operation flow: putting on record to survey and appraises and decides insurance responsibility, audit proof
With data, fulfil compensation obligation；Insurance subject is undertaken to insurance company, the prison for carrying out reparation situation after insurance risk loses occurs
Superintend and direct inspection.After the insurer fulfils the obligation of reparation or payment insurance money according to legal procedure, settlement of insurance claim just comes to an end.
The main contents checked: check that whether complete Claims Resolution archives are complete；Whether there is or not loos advice list, insurant's accident reports
It accuses claim statement, survey report, go out to verify bright, scene photograph, declaration form duplicate, adjustment of claims etc.；Whether check the verdict assessment of loss
Accurately, responsibility determines whether to meet clause regulation；Whether calculated case of paying an indemnity correctly closes rule；Whether examination and approval procedures are complete；It checks
The phenomenon that whether reason for repudiation of liarbility of claims rejected case is abundant, or not whether there is or not the compensation；It checks and is whether pursued private ends with paying for.
Conventional Claims Resolution process has the drawback that time-consuming, Claims Resolution risk is big at present；And it is when carrying out and surveying setting loss
It is surveyed, is surveyed completely in accordance with experience, setting loss using personnel on site is surveyed, such process can cause pole to the management of scheduling
Big inconvenience, and also will appear the phenomenon that doing wrong to serve one's friends or relatives once in a while, therefore establish a suitable tune in order to solve these problems
Degree management and to survey management system imperative.
Summary of the invention
In view of the above problems, the present invention provides a kind of online setting loss based on image and video and Claims Resolution systems
System.
The technical solution of the present invention is as follows: a kind of online setting loss and Claims Resolution system based on image and video, main includes moving
Dynamic terminal system, background system and third party system；
The mobile terminal system is used to obtain the instruction of the background system and carries out specified operation, carries out video and adopts
Collection；
The background system includes video online processing task management system and remote server, the video online processing
Task management system is used to receive and decode the video flowing of mobile terminal system transmission, and the remote server is responsible for mobile whole
The video of end system acquisition carries out on-line analysis, and the result of video analysis is then sent to client, carries out to damaged vehicle
It surveys online, setting loss；
The third party system is used for surveying, the vehicle after setting loss and settle a claim to insured personnel.
Further, mobile terminal system includes login module, system management module, video online processing module, GPS pipe
Manage module, interface module；The login module is used for secure log and authentication, and the system management module connects for task
It receives, check, is to be processed, the video online processing module is used to carry out Online Video with video online processing task management system
It surveys, setting loss and settle a claim with third party system, the GPS management module is monitored for track and position enquiring, described to connect
Mouth mold block with background system, third party system for being attached.
Further, interface module includes 4G communication network module and wireless communication networks module；Support 4G communication network module and
Wireless communication networks module can satisfy the connection of more network datas, and limitation is smaller.
Further, mobile terminal is mobile phone handheld terminal；Surveyed, setting loss when it is more convenient.
Further, video online processing task management system includes video analysis algorithm management module, cloud resource management
Module, cloud computing physical resource module, the video analysis that the video analysis algorithm management module is used to manage mobile terminal are appointed
Business, the relevant information of preservation and management remote server, deployment, monitor remote server, the cloud resource management module at starting
For dynamically being created, being deleted to remote server in cloud computing physical resource module on demand, check operation, the cloud
It calculates physical resource module and is used for deployment services device virtualized environment, have the cloud computing physical resource for generating remote server.
Further, third party system includes that vehicle maintenance system, personal medical system and bank compensate system；The vehicle
Maintenance system includes data transmission module, divisions of responsibility preprocessing module, solution formulation module and maintenance feedback module, described
Data transmission module is used to carry out damaged vehicle the transmission of accessory information, and the divisions of responsibility preprocessing module is used for and traffic police
Team's divisions of responsibility protocol carries out information exchange, and the solution formulation module is for making optimal maintenance side to damaged vehicle
Case, the maintenance feedback module is for feeding back to remote server to the data information in maintenance process；The person medical department
System includes paying for medical supervision and examination module, module of reporting a case to the security authorities and module of winding up the case, the medical treatment supervision and examination module be used to exercise supervision to case and
Control, for carrying out information exchange with civil Claims Resolution, the module of winding up the case is used for personal medical treatment Claims Resolution the module of reporting a case to the security authorities
Data information feeds back to remote server；The bank compensates system for compensating to insurer.
Further, it includes identity information verifying/registration unit, tracking cell, unit of transferring accounts that bank, which compensates system, described
Identity information verifying/registration unit is used for for identity information verifying/registration to insurer and beneficiary, the tracking cell
Record insurer and beneficiary get fund whereabouts, described to transfer accounts unit for realizing Claims Resolution of insuring, and cash and bank is supported to turn
Account.
Compared with prior art, the invention has the benefit that the present invention greatly improve survey, setting loss, Claims Resolution
Speed accelerates the efficiency of settlement of insurance claim, has saved a large amount of time for client, enable client equity timely by
It ensures；Meanwhile the online setting loss of video improves management efficiency and implementation capacity, more rationalizes, avoids the phenomenon that doing wrong to serve one's friends or relatives,
It is effectively guaranteed the accuracy of setting loss, and can effectively accomplish supervision, control in subsequent Claims Resolution, safety is more
It is high.
Detailed description of the invention
Fig. 1 is function structure chart of the invention；
Specific embodiment
Embodiment: a kind of online setting loss and Claims Resolution system based on image and video as shown in Figure 1, main includes movement
Terminal system, background system and third party system；
Mobile terminal system is used to obtain the instruction of background system and carries out specified operation, carries out video acquisition；It is mobile
Terminal system includes login module, system management module, video online processing module, GPS management module, interface module；It logs in
Module is used for secure log and authentication, and system management module is received, checked, is to be processed for task, video online processing
Module is used to carry out Online Video with video online processing task management system and surveys, setting loss and managed with third party system
It pays for, GPS management module is monitored for track and position enquiring, and interface module with background system, third party system for being connected
It connects；Wherein, interface module includes 4G communication network module and wireless communication networks module；Support 4G communication network module and wireless communication networks
Module can satisfy the connection of more network datas, and limitation is smaller；Mobile terminal is mobile phone handheld terminal；It is being looked into
Survey, setting loss when it is more convenient；Video online processing task management system includes video analysis algorithm management module, cloud resource management
Module, cloud computing physical resource module, video analysis algorithm management module are used to manage the video analytic tasks of mobile terminal, protect
The relevant information of remote server is deposited and manages, remote server is monitored in deployment, starting, and cloud resource management module is for on-demand
Dynamically remote server is created in cloud computing physical resource module, is deleted, checks operation, cloud computing physical resource
Module is used for deployment services device virtualized environment, has the cloud computing physical resource for generating remote server；
Background system includes video online processing task management system and remote server, video online processing task management
System is used to receive and decode the video flowing of mobile terminal system transmission, and remote server is responsible for acquiring mobile terminal system
Video carries out on-line analysis, and the result of video analysis is then sent to client, is surveyed online damaged vehicle, is fixed
Damage；
Third party system is used for surveying, the vehicle after setting loss and settle a claim to insured personnel；Third party system packet
It includes vehicle maintenance system, personal medical system and bank and compensates system；Vehicle maintenance system includes data transmission module, responsibility stroke
Divide preprocessing module, solution formulation module and maintenance feedback module, data transmission module is used to damaged vehicle carrying out accessory letter
The transmission of breath, divisions of responsibility preprocessing module are used for and traffic police team divisions of responsibility protocol progress information exchange, solution formulation mould
Block is used to make damaged vehicle optimal maintenance program, and maintenance feedback module is for anti-to the data information in maintenance process
It is fed to remote server；Personal medical system includes paying for medical supervision and examination module, module of reporting a case to the security authorities and module of winding up the case, medical supervision and examination module
For exercising supervision and controlling to case, module of reporting a case to the security authorities is used to carry out information exchange with civil Claims Resolution, and module of winding up the case is used for people
The data information of body medical treatment Claims Resolution feeds back to remote server；Bank compensate system include identity information verifying/registration unit, with
Track unit, unit of transferring accounts, identity information verifying/registration unit are used for identity information verifying/registration to insurer and beneficiary,
Tracking cell is used to record insurer and beneficiary gets fund whereabouts, transfers accounts unit for realizing Claims Resolution of insuring, supports cash
And bank transfer.
Finally, it should be noted that the above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；Although
Present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that: it still may be used
To modify to technical solution documented by previous embodiment or equivalent replacement of some of the technical features；And
These are modified or replaceed, the spirit and model of technical solution of the embodiment of the present invention that it does not separate the essence of the corresponding technical solution
It encloses.
Claims (7)
1. a kind of online setting loss based on image and video and Claims Resolution system, which is characterized in that mainly include mobile terminal system,
Background system and third party system；
The mobile terminal system is used to obtain the instruction of the background system and carries out specified operation, carries out video acquisition；
The background system includes video online processing task management system and remote server, the video online processing task
Management system is used to receive and decode the video flowing of mobile terminal system transmission, and the remote server is responsible for mobile terminal system
The video of system acquisition carries out on-line analysis, and the result of video analysis is then sent to client, carries out to damaged vehicle online
It surveys, setting loss；
The third party system is used for surveying, the vehicle after setting loss and settle a claim to insured personnel.
2. a kind of online setting loss and Claims Resolution system based on image and video according to claim 1, which is characterized in that institute
Stating mobile terminal system includes login module, system management module, video online processing module, GPS management module, interface mould
Block；The login module is used for secure log and authentication, and the system management module is received, checked, wait locate for task
Reason, the video online processing module be used for video online processing task management system carry out Online Video survey, setting loss and
Settle a claim with third party system, the GPS management module for track monitor and position enquiring, the interface module be used for
Background system, third party system are attached.
3. a kind of online setting loss and Claims Resolution system based on image and video according to claim 2, which is characterized in that institute
Stating interface module includes 4G communication network module and wireless communication networks module.
4. a kind of online setting loss and Claims Resolution system based on image and video according to claim 2, which is characterized in that institute
Stating mobile terminal is mobile phone handheld terminal.
5. a kind of online setting loss and Claims Resolution system based on image and video according to claim 1, which is characterized in that institute
Stating video online processing task management system includes video analysis algorithm management module, cloud resource management module, cloud computing physics
Resource module, the video analysis algorithm management module are used to manage the video analytic tasks of mobile terminal, and preservation and management are remote
Remote server is monitored in the relevant information of journey server, deployment, starting, and the cloud resource management module is used on demand dynamically
Remote server is created in cloud computing physical resource module, is deleted, checks operation, the cloud computing physical resource mould
Block is used for deployment services device virtualized environment, has the cloud computing physical resource for generating remote server.
6. a kind of online setting loss and Claims Resolution system based on image and video according to claim 5, which is characterized in that institute
The video analysis algorithm management module service is stated in monitoring remote server.
7. a kind of online setting loss and Claims Resolution system based on image and video according to claim 1, which is characterized in that institute
Stating third party system includes that vehicle maintenance system, personal medical system and bank compensate system；The vehicle maintenance system includes
Data transmission module, divisions of responsibility preprocessing module, solution formulation module and maintenance feedback module, the data transmission module are used
In the transmission that damaged vehicle is carried out to accessory information, the divisions of responsibility preprocessing module is used for and the divisions of responsibility identification of traffic police team
Book carries out information exchange, and the solution formulation module is used to make damaged vehicle optimal maintenance program, and the maintenance is anti-
Feedback module is for feeding back to remote server to the data information in maintenance process；The person medical system includes paying for medical treatment prison
Module, module of reporting a case to the security authorities and module of winding up the case are examined, the medical treatment supervision and examination module is for exercising supervision and controlling to case, the mould of reporting a case to the security authorities
Block is used to carry out information exchange with civil Claims Resolution, and the module of winding up the case is for feeding back to far the data information of personal medical treatment Claims Resolution
Journey server；The bank compensates system for compensating to insurer.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810753690.6A CN108932668A (en) | 2018-07-10 | 2018-07-10 | A kind of online setting loss and Claims Resolution system based on image and video |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810753690.6A CN108932668A (en) | 2018-07-10 | 2018-07-10 | A kind of online setting loss and Claims Resolution system based on image and video |
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| CN108932668A true CN108932668A (en) | 2018-12-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201810753690.6A Pending CN108932668A (en) | 2018-07-10 | 2018-07-10 | A kind of online setting loss and Claims Resolution system based on image and video |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112132527A (en) * | 2020-08-07 | 2020-12-25 | 精英数智科技股份有限公司 | Claims investigation method and device based on enterprise monitoring data |
| CN112669164A (en) * | 2020-12-26 | 2021-04-16 | 厦门茂辉康科技有限公司 | Vehicle insurance claim settlement management system and method |
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| CN1303068A (en) * | 2001-02-27 | 2001-07-11 | 易保网络技术(上海)有限公司 | Claims settlement system over vehicle insurance network |
| CN106780048A (en) * | 2016-11-28 | 2017-05-31 | 中国平安财产保险股份有限公司 | A kind of self-service Claims Resolution method of intelligent vehicle insurance, self-service Claims Resolution apparatus and system |
| US20170221283A1 (en) * | 2015-08-20 | 2017-08-03 | Zendrive, Inc. | Method for smartphone-based accident detection |
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2018
- 2018-07-10 CN CN201810753690.6A patent/CN108932668A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1303068A (en) * | 2001-02-27 | 2001-07-11 | 易保网络技术(上海)有限公司 | Claims settlement system over vehicle insurance network |
| US20170221283A1 (en) * | 2015-08-20 | 2017-08-03 | Zendrive, Inc. | Method for smartphone-based accident detection |
| CN106780048A (en) * | 2016-11-28 | 2017-05-31 | 中国平安财产保险股份有限公司 | A kind of self-service Claims Resolution method of intelligent vehicle insurance, self-service Claims Resolution apparatus and system |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112132527A (en) * | 2020-08-07 | 2020-12-25 | 精英数智科技股份有限公司 | Claims investigation method and device based on enterprise monitoring data |
| CN112669164A (en) * | 2020-12-26 | 2021-04-16 | 厦门茂辉康科技有限公司 | Vehicle insurance claim settlement management system and method |
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Application publication date: 20181204 |
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