CN108776658A - Bank service integration method based on location-based service and system - Google Patents
Bank service integration method based on location-based service and system Download PDFInfo
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- CN108776658A CN108776658A CN201510284275.7A CN201510284275A CN108776658A CN 108776658 A CN108776658 A CN 108776658A CN 201510284275 A CN201510284275 A CN 201510284275A CN 108776658 A CN108776658 A CN 108776658A
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Abstract
A kind of bank service integration method based on location-based service is suitable for data processing equipment, which is equipped with positioning device, and the method comprising the steps of:The location information of data processing equipment is obtained from the positioning device;The information of all bank outlets in pre-determined distance is searched for according to the location information;According to the information search bank client installation kit of the bank outlets, and show the information and bank client installation kit of the bank outlets;Bank client is installed on the data processing equipment by the bank client installation kit, passes through the bank client handling bank business.The present invention also provides a kind of bank service integration system based on location-based service.User can be reduced through the invention must install the number of multiple bank clients in advance, and the time that can be effectively reduced user's selection, search corresponding bank client, improve service efficiency, reduce the burden of user's thinking.
Description
Technical field
The present invention relates to a kind of technologies based on geo-location service, more particularly to a kind of to be based on location-based service
Bank service integration method and system.
Background technology
With mobile Internet, internet finance greatly develop, the distance between bank and user sense gets over
Come shorter.More and more users possess the debit card or credit card of more banks, and are mounted with more
Mobile banking's client of bank of family.It goes to install thus, both waste a large amount of mobile phone EMS memory of user
Multiple bank clients, and bring the difficulty of selection to user.
Invention content
In view of the foregoing, it is necessary to a kind of bank service integration method based on location-based service is provided,
It can recommend the bank outlets in pre-determined distance for user, and push in real time according to the geographical location of user
The corresponding bank client installation kit of bank outlets, thus, reduce user must install in advance it is multiple
The number of bank client, and the time that user's selection can be effectively reduced, search corresponding bank client,
Service efficiency is improved, the burden of user's thinking is reduced.
A kind of bank service integration system based on location-based service is provided in addition, there is a need to, it can be real
When according to the geographical location of user, recommend the bank outlets in pre-determined distance for user, and push bank's net
The corresponding bank client installation kit of point, thus, which multiple bank visitors must be installed in advance by reducing user
The number at family end, and the time that can be effectively reduced user's selection, search corresponding bank client, raising make
With efficiency, the burden of user's thinking is reduced.
A kind of bank service integration method based on location-based service is suitable for data processing equipment, the data
Processing equipment is equipped with positioning device, and the method comprising the steps of:It is obtained from data from the positioning device
Manage the location information of equipment;The information of all bank outlets in pre-determined distance is searched for according to the location information;
According to the information search bank client installation kit of the bank outlets, and show the letter of the bank outlets
Breath and bank client installation kit;By the bank client installation kit on the data processing equipment
Bank client is installed, the bank client handling bank business is passed through.
Further, the information of the bank outlets includes the service of the title of bank outlets, bank outlets
Phone, the address of bank outlets, the business hours of bank outlets, the banking, described that can handle
Digital processing device is to the distance of bank outlets and the queueing message of bank outlets.
Further, the mode according to the information search bank client installation kit of the bank outlets is as follows:
Keyword is extracted from the information of the bank outlets, is searched out later from far-end server according to keyword
Bank client installation kit.
Further, as follows by way of the bank client handling bank business:According to described fixed
Position information, filters out apart from nearest bank outlets;This is searched corresponding to the nearest bank outlets
Bank client;This is linked into apart from nearest bank outlets according to the bank client searched;At this
Bank service is remotely handled apart from nearest bank outlets.
Further, as follows by way of the bank client handling bank business:According to the silver
The queueing message of row site filters out the minimum bank outlets of queue number;Find out the queue number most
Bank client corresponding to few bank outlets;It is linked into the queuing according to the bank client searched
The minimum bank outlets of number;In the queue number, minimum bank outlets remotely handle bank service.
A kind of bank service integration system based on location-based service is applied to data processing equipment, the data
Processing equipment is equipped with positioning device, which includes:Acquisition module, for from the positioning device
Obtain the location information of data processing equipment;Search module, it is default for being searched for according to the location information
Information apart from interior all bank outlets;Display module, for the information search according to the bank outlets
Bank client installation kit, and show the information and bank client installation kit of the bank outlets;Installation
Module installs bank client for passing through the bank client installation kit on the data processing equipment
End, passes through the bank client handling bank business.
Further, the information of the bank outlets includes the service of the title of bank outlets, bank outlets
Phone, the address of bank outlets, the business hours of bank outlets, the banking, described that can handle
Digital processing device is to the distance of bank outlets and the queueing message of bank outlets.
Further, described search module extracts keyword, Zhi Hougen from the information of the bank outlets
According to keyword bank client installation kit is searched out from far-end server.
Further, as follows by way of the bank client handling bank business:According to described fixed
Position information, filters out apart from nearest bank outlets;This is searched corresponding to the nearest bank outlets
Bank client;This is linked into apart from nearest bank outlets according to the bank client searched;At this
Bank service is remotely handled apart from nearest bank outlets.
Further, as follows by way of the bank client handling bank business:According to the silver
The queueing message of row site filters out the minimum bank outlets of queue number;Find out the queue number most
Bank client corresponding to few bank outlets;It is linked into the queuing according to the bank client searched
The minimum bank outlets of number;In the queue number, minimum bank outlets remotely handle bank service.
Compared with the prior art, the present invention can recommend default in real time according to the geographical location of user for user
Bank outlets in distance, and the corresponding bank client installation kit of bank outlets is pushed, thus,
The number of multiple bank clients must be installed in advance by reducing user, and can be effectively reduced user's selection, be looked into
It looks for the time of corresponding bank client, improves service efficiency, reduce the burden of user's thinking.
Description of the drawings
Fig. 1 is that the present invention is based on the application environments of the bank service integration system preferred embodiment of location-based service
Figure.
Fig. 2 is the functional block diagram of the bank service integration system based on location-based service in Fig. 1.
Fig. 3 is that the present invention is based on the specific implementations of the bank service integration method preferred embodiment of location-based service
Flow chart.
Fig. 4 is the surface chart for the information preferred embodiment that the present invention shows bank outlets.
Fig. 5 is the surface chart that the present invention shows bank client installation kit preferred embodiment.
Fig. 6 is information and the bank client installation kit preferred embodiment that the present invention shows bank outlets simultaneously
Surface chart.
The realization, the function and the advantages of the object of the present invention will be done further with reference to attached drawing in conjunction with the embodiments
Explanation.
Specific implementation mode
It is of the invention to reach the technological means and effect that predetermined goal of the invention is taken further to illustrate,
Below in conjunction with attached drawing and preferred embodiment, to specific implementation mode, structure, feature and its work(of the present invention
Effect, detailed description are as follows.It should be appreciated that specific embodiment described herein is only used to explain this hair
It is bright, it is not intended to limit the present invention.
As shown in Figure 1, for the present invention is based on the bank service integration system preferred embodiments of location-based service
System architecture diagram.The bank service that should be based on location-based service (Location based service, LBS) is integrated
System 10 is run in data processing equipment 1.The data processing equipment 1 can be mobile phone, computer,
Tablet computer, personal digital assistant (Personal Digital Assistant, PDA) or any other
Applicable electronic equipment.The data processing equipment 1 includes that the bank service based on location-based service integrates system
System 10, positioning device 11, I/O unit 12, processing unit 13 and storage unit 14.
The positioning device 11 for obtaining positioning signal from position location satellite in real time, and is believed according to the positioning
Number calculate the location information of the data processing equipment 1.The positioning device 1 can be, but unlimited
In global positioning system apparatus (Global Positioning System, GPS device).The positioning dress
The principle for setting the 11 calculating location information is the prior art, is not described herein.
The I/O unit 12, for providing human-computer interaction interface, so that user inputs search instruction,
And export response data of the display data processing equipment 1 to search instruction.
The processing unit 13, for calling and executing the bank service integration system 10 based on location-based service,
To search for the information of bank outlets based on location information, and corresponding bank service is provided based on location information
(for example, the information of display bank outlets, downloading bank client, handling and open an account, sell number, transferring accounts
With the relevant service of bank).
The storage unit 14, for storing the bank service integration system 10 based on location-based service, and this
The operation data of bank service integration system 10 based on location-based service.
As shown in Fig. 2, for the functional block diagram of the bank service integration system based on location-based service in Fig. 1.
The bank service integration system 10 based on location-based service includes acquisition module 110, and search module 111 is shown
Show module 112, and installation module 113.The so-called module of the present invention is to complete the calculating of a specific function
Machine program segment, the implementation procedure than program more suitable for description software in a computer, therefore this hair
Software description is all described with module below bright.
Illustrate the function of the bank service integration system 10 based on location-based service with reference to embodiments.
The acquisition module 110, the positioning for obtaining data processing equipment 1 from the positioning device 11
Information.
The search module 111, for searching for all bank outlets in pre-determined distance according to the location information
Information.The information of the bank outlets includes, but are not limited to, the titles of bank outlets, bank outlets
Service Phone, the address of bank outlets, bank outlets business hours, can handle banking,
The digital processing device 1 is to the distances of bank outlets, the queueing message etc. of bank outlets.Such as Fig. 4 institutes
Show, described search module 111, which searches out one kilometer of information apart from interior all bank outlets, there are two.Institute
Show that pre-determined distance can be set according to user demand, for example, the pre-determined distance be 500 meters, 1,000
Rice or two kms etc..User be may be used and be manually entered (for example, being inputted in search box in Fig. 4 pre-
If distance) mode or voice input mode pre-determined distance is set.
The display module 112 is used for the information search bank client installation kit according to the bank outlets,
And show the information and bank client installation kit of the bank outlets.In the present embodiment, the display mould
Block 112 extracts keyword (for example, using Bank Name as keyword) from the information of the bank outlets,
Bank client installation kit is searched out from far-end server according to keyword later.For example, such as Fig. 4
Shown, the interface 100 includes the information of Liang Tiao bank outlets, extraction keyword " safety bank "
Or " XX banks ", safety bank client is searched for according to keyword " safety bank ", according to keyword
" XX banks " searches for XX bank clients, by all bank client installation kits searched with list
Form show.In other embodiments, user can also be manually entered or voice inputs keyword,
To search for bank client installation kit.
It should be noted that the information of the bank outlets can be shown separately with bank client installation kit
In different interfaces, for example, the presentation of information of bank outlets is in interface 100 as shown in Figure 4, bank visitor
Family end installation kit is shown in interface 101 as shown in Figure 5.The information and bank client of the bank outlets
Installation kit can also be shown in the same interface, for example, the information and bank client of the bank outlets
Installation kit can be shown in interface 102 as shown in FIG. 6 simultaneously, facilitate user installation or opening.In addition,
When showing the information of the bank outlets, the letter of each bank outlets can be shown successively according to distance
Breath, as shown in Fig. 4 and Fig. 6.
The installation module 113, for passing through the bank client installation kit in the data processing equipment 1
Upper installation bank client passes through the bank client handling bank business.
Before installing bank client, the installation module 113 is additionally operable to whether judge bank client
It has been installed that, if having installed bank client, at the interface of display bank client program installation kit
Middle display open button, user start bank client by clicking open button.Citing and
Speech, if safety bank client has been installed on data processing equipment 1, as in Fig. 5 or Fig. 6 " download "
Button becomes open button, clicks open button, starts safety bank client, and long-range
It is linked into the service system of bank of Shenzhen Ping'an safety mansion subbranch, to realize long-range handling bank business.
The installation module 113 by way of the bank client handling bank business there are two types of.
First way:
The installation module 113 is filtered out according to the location information apart from nearest bank outlets, and
The bank client corresponding to the nearest bank outlets is searched, according to the bank client searched
This is linked into apart from nearest bank outlets, and this apart from nearest bank outlets remotely handle bank clothes
Business (opens an account, sells number, transferring accounts etc. and the relevant service of bank for example, handling).For example, if safety
Bank client and XX bank clients can be screened according to the location information after installation is complete
It is bank of Shenzhen Ping'an safety mansion subbranch to go out apart from nearest bank outlets, then installs module 113 and pass through
Safety bank client is linked into bank of Shenzhen Ping'an safety mansion subbranch, and in bank of Shenzhen Ping'an safety
Mansion subbranch remotely handles bank service (for example, handling the business of opening an account).
The second way:
The installation module 113 filters out queuing according to the queueing message in the information of the bank outlets
The minimum bank outlets of number find out the bank client corresponding to the minimum bank outlets of the queue number
End, is linked into the minimum bank outlets of the queue number, and in the row according to the bank client searched
The minimum bank outlets of number of team remotely handle bank service and (open an account, sell number, transferring accounts for example, handling
With the relevant service of bank).For example, if safety bank client and XX bank clients install
At later, according to the queueing message in the information of the bank outlets, the minimum silver of queue number is filtered out
Row site is Shenzhen Ni Gang subbranches of XX banks, then installs module 113 and be linked by XX bank clients
The service system of Shenzhen Ni Gang subbranches of XX banks, and remotely handle bank in Shenzhen Ni Gang subbranches of XX banks
It services (for example, handling pin business).
For user and bank, information security is most important, in order to improve the safety of bank client
Property, it can sign to bank client installation kit, i.e., verification is added in bank client installation kit
Information (e.g., enciphering and deciphering algorithm information and certificate) is believed when installing bank client by Encryption Algorithm
Breath and the certification authentication bank client installation kit, thus, improve the safety of bank client.
Further, it is also possible to which bank client installation kit is detached with verification information, verification information is installed on data
In the peripheral device of processing equipment 1 (for example, in blue-tooth device, march into the arena address card or USB flash disk), work as peace
When filling bank client, verification information is obtained from the peripheral device to verify the bank client peace
Dress packet.
As shown in figure 3, for the specific reality of the bank service integration method preferred embodiment based on location-based service
Apply flow chart.
It is emphasized that:Flow chart shown in Fig. 3 is only a preferred embodiment, those skilled in the art
When knowing, any embodiment around inventive concept structure should not be all detached to be covered member in following technical solution
Range:
Obtain the location information of data processing equipment 1;Institute in pre-determined distance is searched for according to the location information
There is the information of bank outlets;According to the information search bank client installation kit of the bank outlets, and show
Show the information and bank client installation kit of the bank outlets;Bank client is installed, the silver is passed through
Row client handling bank business.
It is that the bank service integration method based on location-based service is done step-by-step in conjunction with the present embodiment below.
Step S10, the acquisition module 110 obtain data processing equipment 1 from the positioning device 11
Location information.
Step S11, the search module 111 search for all bank's nets in pre-determined distance according to the location information
The information of point.The information of the bank outlets includes, but are not limited to, the title of bank outlets, bank's net
The address of the Service Phone, bank outlets put, the business hours of bank outlets, the banking that can be handled
It is engaged in, the digital processing device 1 arrives the distance of bank outlets, the queueing message etc. of bank outlets.Such as Fig. 4
Shown, described search module 111, which searches out one kilometer of information apart from interior all bank outlets, two.
Shown pre-determined distance can be set according to user demand, for example, the pre-determined distance be 500 meters, one
Km or two kms etc..User be may be used and be manually entered (for example, being inputted in search box in Fig. 4
Pre-determined distance) mode or voice input mode pre-determined distance is set.
Step S12, the display module 112 are installed according to the information search bank client of the bank outlets
Packet, and show the information and bank client installation kit of the bank outlets.In the present embodiment, this is aobvious
Show that module 112 extracts keyword (for example, using Bank Name as pass from the information of the bank outlets
Key word), bank client installation kit is searched out from far-end server according to keyword later.For example,
As shown in figure 4, the interface 100 includes the information of Liang Tiao bank outlets, keyword " safety is extracted
Safety bank client is searched for according to keyword " safety bank " by bank " or " XX banks ", according to
Keyword " XX banks " searches for XX bank clients, by all bank client installation kits searched
It shows in the form of a list.In other embodiments, user can also be manually entered or voice inputs
Keyword, to search for bank client installation kit.
It should be noted that the information of the bank outlets can be shown separately with bank client installation kit
In different interfaces, for example, the presentation of information of bank outlets is in interface 100 as shown in Figure 4, bank visitor
Family end installation kit is shown in interface 101 as shown in Figure 5.The information and bank client of the bank outlets
Installation kit can also be shown in the same interface, for example, the information and bank client of the bank outlets
Installation kit can be shown in interface 102 as shown in FIG. 6 simultaneously, facilitate user installation or opening.In addition,
When showing the information of the bank outlets, the letter of each bank outlets can be shown successively according to distance
Breath, as shown in Fig. 4 and Fig. 6.
Step S13, the installation module 113 are used for through the bank client installation kit in the data
Bank client is installed in processing equipment 1, passes through the bank client handling bank business.
Before installing bank client, the installation module 113 is additionally operable to whether judge bank client
It has been installed that, if having installed bank client, at the interface of display bank client program installation kit
Middle display open button, user start bank client by clicking open button.Citing and
Speech, if safety bank client has been installed on data processing equipment 1, as in Fig. 5 or Fig. 6 " download "
Button becomes open button, clicks open button, starts safety bank client, and long-range
It is linked into the service system of bank of Shenzhen Ping'an safety mansion subbranch, to realize long-range handling bank business.
The installation module 113 by way of the bank client handling bank business there are two types of.
First way:
The installation module 113 is filtered out according to the location information apart from nearest bank outlets, and
The bank client corresponding to the nearest bank outlets is searched, according to the bank client searched
This is linked into apart from nearest bank outlets, and this apart from nearest bank outlets remotely handle bank clothes
Business (opens an account, sells number, transferring accounts etc. and the relevant service of bank for example, handling).For example, if safety
Bank client and XX bank clients can be screened according to the location information after installation is complete
It is bank of Shenzhen Ping'an safety mansion subbranch to go out apart from nearest bank outlets, then installs module 113 and pass through
Safety bank client is linked into bank of Shenzhen Ping'an safety mansion subbranch, and in bank of Shenzhen Ping'an safety
Mansion subbranch remotely handles bank service (for example, handling the business of opening an account).
The second way:
It is minimum to filter out queue number according to the queueing message of the bank outlets for the installation module 113
Bank outlets, find out the bank client corresponding to the minimum bank outlets of the queue number, according to
The bank client searched is linked into the minimum bank outlets of the queue number, and the queue number most
Few bank outlets remotely handle bank service and (open an account, sell number, transferring accounts etc. and bank's phase for example, handling
The service of pass).For example, if safety bank client and XX bank clients are after installation is complete,
According to the queueing message in the information of the bank outlets, filtering out the minimum bank outlets of queue number is
Shenzhen Ni Gang subbranches of XX banks, then install module 113 and be linked into Shenzhen XX by XX bank clients
The service system of Ni Gang subbranches of bank, and remotely handle bank service (example in Shenzhen Ni Gang subbranches of XX banks
Such as, pin business is handled).
For user and bank, information security is most important, in order to improve the safety of bank client
Property, it can sign to bank client installation kit, i.e., verification is added in bank client installation kit
Information (e.g., enciphering and deciphering algorithm information and certificate) is believed when installing bank client by Encryption Algorithm
Breath and the certification authentication bank client installation kit, thus, improve the safety of bank client.
Further, it is also possible to which bank client installation kit is detached with verification information, verification information is installed on data
In the peripheral device of processing equipment 1 (for example, in blue-tooth device, march into the arena address card or USB flash disk), work as peace
When filling bank client, verification information is obtained from the peripheral device to verify the bank client peace
Dress packet.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every
Using equivalent structure or equivalent flow shift made by description of the invention and accompanying drawing content, or directly or
It connects and is used in other relevant technical fields, be included within the scope of the present invention.
Claims (10)
1. a kind of bank service integration method based on location-based service is suitable for data processing equipment, the number
Positioning device is installed according to processing equipment, which is characterized in that the method comprising the steps of:
The location information of data processing equipment is obtained from the positioning device;
The information of all bank outlets in pre-determined distance is searched for according to the location information;
According to the information search bank client installation kit of the bank outlets, and show the bank outlets
Information and bank client installation kit;And
Bank client is installed on the data processing equipment by the bank client installation kit, is led to
Cross the bank client handling bank business.
2. the bank service integration method based on location-based service as described in claim 1, which is characterized in that
The information of the bank outlets includes the title of bank outlets, the Service Phone of bank outlets, bank outlets
Address, the business hours of bank outlets, the banking that can be handled, the digital processing device arrive
The distance of bank outlets and the queueing message of bank outlets.
3. the bank service integration method based on location-based service as described in claim 1, which is characterized in that
Mode according to the information search bank client installation kit of the bank outlets is as follows:
Keyword is extracted from the information of the bank outlets, is searched later from far-end server according to keyword
Rope goes out bank client installation kit.
4. the bank service integration method based on location-based service as described in claim 1, which is characterized in that
It is as follows by way of the bank client handling bank business:
According to the location information, filter out apart from nearest bank outlets;
Search the bank client corresponding to the nearest bank outlets;
This is linked into apart from nearest bank outlets according to the bank client searched;And
Bank service is remotely handled apart from nearest bank outlets at this.
5. the bank service integration method based on location-based service as described in claim 1, which is characterized in that
It is as follows by way of the bank client handling bank business:
According to the queueing message of the bank outlets, the minimum bank outlets of queue number are filtered out;
Find out the bank client corresponding to the minimum bank outlets of the queue number;
It is linked into the minimum bank outlets of the queue number according to the bank client searched;And
In the queue number, minimum bank outlets remotely handle bank service.
6. a kind of bank service integration system based on location-based service is applied to data processing equipment, the number
Positioning device is installed according to processing equipment, which is characterized in that the system includes:
Acquisition module, the location information for obtaining data processing equipment from the positioning device;
Search module, the information for searching for all bank outlets in pre-determined distance according to the location information;
Display module for the information search bank client installation kit according to the bank outlets, and is shown
Show the information and bank client installation kit of the bank outlets;And
Module is installed, is installed on the data processing equipment for passing through the bank client installation kit
Bank client passes through the bank client handling bank business.
7. the bank service integration system based on location-based service as claimed in claim 6, which is characterized in that
The information of the bank outlets includes the title of bank outlets, the Service Phone of bank outlets, bank outlets
Address, the business hours of bank outlets, the banking that can be handled, the digital processing device arrive
The distance of bank outlets and the queueing message of bank outlets.
8. the bank service integration system based on location-based service as claimed in claim 6, which is characterized in that
The display module extracts keyword from the information of the bank outlets, later according to keyword from distally
Server search goes out bank client installation kit.
9. the bank service integration system based on location-based service as claimed in claims 6 or 7, feature
It is, it is as follows by way of the bank client handling bank business:
According to the location information, filter out apart from nearest bank outlets;
Search the bank client corresponding to the nearest bank outlets;
This is linked into apart from nearest bank outlets according to the bank client searched;And
Bank service is remotely handled apart from nearest bank outlets at this.
10. the bank service integration system based on location-based service as claimed in claims 6 or 7, special
Sign is, as follows by way of the bank client handling bank business:
According to the queueing message of the bank outlets, the minimum bank outlets of queue number are filtered out;
Find out the bank client corresponding to the minimum bank outlets of the queue number;
It is linked into the minimum bank outlets of the queue number according to the bank client searched;And
In the queue number, minimum bank outlets remotely handle bank service.
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
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CN110825984A (en) * | 2019-10-21 | 2020-02-21 | 广东优世联合控股集团股份有限公司 | Project management APP automatic downloading method and system |
CN111737602A (en) * | 2020-06-19 | 2020-10-02 | 中国银行股份有限公司 | Bank outlet information push method and device |
CN114051072A (en) * | 2021-11-11 | 2022-02-15 | 中国银行股份有限公司 | Bank outlet information display method and device, storage medium and electronic equipment |
CN114077928A (en) * | 2021-11-22 | 2022-02-22 | 中国银行股份有限公司 | Bank service guide method and device, storage medium and electronic equipment |
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