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CN108665368A - Especially agreement configuration method and system - Google Patents

Especially agreement configuration method and system Download PDF

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Publication number
CN108665368A
CN108665368A CN201710204412.0A CN201710204412A CN108665368A CN 108665368 A CN108665368 A CN 108665368A CN 201710204412 A CN201710204412 A CN 201710204412A CN 108665368 A CN108665368 A CN 108665368A
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China
Prior art keywords
quotation
inquiry
agreement
dimension
parameter
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CN201710204412.0A
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Chinese (zh)
Inventor
凌剑
姜云鹏
吴海波
马向东
丁杰
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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Priority to CN201710204412.0A priority Critical patent/CN108665368A/en
Priority to PCT/CN2018/076154 priority patent/WO2018177034A1/en
Publication of CN108665368A publication Critical patent/CN108665368A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of especially agreement configuration method, this method includes:When instruction is offered in the inquiry for receiving input, is offered to instruct to obtain according to the inquiry and ask quotation parameter;Configuration price list is corresponded to according to inquiry quotation parameter;The corresponding special agreement of the inquiry quotation parameter is obtained according to preconfigured appointed information, the special agreement is configured in the price list.The invention also discloses a kind of especially agreement configuration systems.That especially arranges in the realized price list of the present invention takes out of automatically, improves the allocative efficiency especially arranged.

Description

Especially agreement configuration method and system
Technical field
The present invention relates to assurance technology fields, more particularly to a kind of especially agreement configuration method and system.
Background technology
Special agreement in insurance business is arranged jointly with insurance company through insurer, additional particular protocol or item Money.At present when providing price list, the information such as the insurance kind typically insured according to warrantee by staff, the mechanism insured, Whether inquiry has especially agreement etc., and then the special agreement found is added in the price list of warrantee.
Since each price list is required for the configuration that labor costs are especially arranged a large amount of time, heavy workload, Efficiency is low, the serious waste time and efforts of staff.Moreover, human configuration especially arranges the feelings that may be omitted Condition causes damages to insurance company.
Invention content
The main purpose of the present invention is to provide a kind of especially agreement configuration method and systems, it is intended to solve human configuration spy Do not arrange ineffective technical problem.
To achieve the above object, the present invention provides a kind of especially agreement configuration method, the special agreement configuration method packet Include following steps:
When instruction is offered in the inquiry for receiving input, is offered to instruct to obtain according to the inquiry and ask quotation parameter;
Configuration price list is corresponded to according to inquiry quotation parameter;
The corresponding special agreement of the inquiry quotation parameter is obtained according to preconfigured appointed information, by the special agreement It is configured in the price list.
Preferably, described that the corresponding step especially arranged of the inquiry quotation parameter is obtained according to preconfigured appointed information Suddenly include:
The corresponding dimension of inquiry quotation parameter is obtained, according to the preconfigured appointed information of the dimension, described in acquisition Ask the corresponding special agreement of quotation parameter.
Preferably, the inquiry quotation parameter includes quotation mechanism, and corresponding dimension is mechanism dimension, described according to the dimension Spend preconfigured appointed information, obtain inquirys offer parameter corresponding special agreement the step of include:
Obtain the mechanism characteristics of the quotation mechanism;
In the preconfigured appointed information of mechanism dimension, the corresponding special agreement of the mechanism characteristics is searched, is made For the corresponding special agreement of the quotation mechanism.
Preferably, the inquiry quotation parameter includes insurance products, and corresponding dimension is insurance kind dimension, described according to the dimension Spend preconfigured appointed information, obtain inquirys offer parameter corresponding special agreement the step of include:
Obtain the insurance kind of the insurance products;
In the preconfigured appointed information of insurance kind dimension, the corresponding special agreement of the insurance kind is inquired, as institute State the corresponding special agreement of insurance products.
Preferably, the special agreement configuration method further includes:
Whether inquiry has preconfigured general special agreement;
If being provided with general special agreement in advance, the general special agreement is configured in the price list.
In addition, to achieve the above object, the present invention also provides a kind of especially agreement configuration system, the special agreement configuration System includes:
Parameter module askes quotation ginseng for when instruction is offered in the inquiry for receiving input, offering to instruct to obtain according to the inquiry Number;
Quote module, for corresponding to configuration price list according to inquiry quotation parameter;
Provisioning modules, for obtaining the corresponding special agreement of the inquiry quotation parameter according to preconfigured appointed information, The special agreement is configured in the price list.
Preferably, the provisioning modules are additionally operable to,
The corresponding dimension of inquiry quotation parameter is obtained, according to the preconfigured appointed information of the dimension, described in acquisition Ask the corresponding special agreement of quotation parameter.
Preferably, the inquiry quotation parameter includes quotation mechanism, and corresponding dimension is mechanism dimension, and the provisioning modules are also For,
Obtain the mechanism characteristics of the quotation mechanism;In the preconfigured appointed information of mechanism dimension, institute is searched The corresponding special agreement of mechanism characteristics is stated, as the corresponding special agreement of the quotation mechanism.
Preferably, the inquiry quotation parameter includes insurance products, and corresponding dimension is insurance kind dimension, and the provisioning modules are also For,
Obtain the insurance kind of the insurance products;In the preconfigured appointed information of insurance kind dimension, the danger is inquired The corresponding special agreement of kind, as the corresponding special agreement of the insurance products.
Preferably, the provisioning modules are additionally operable to,
Whether inquiry has preconfigured general special agreement;It, will be described logical if being provided with general special agreement in advance It is configured in the price list with special agreement.
One kind that the embodiment of the present invention proposes especially agreement configuration method and system, by referring in the inquiry quotation for receiving input When enabling, inquiry quotation parameter is obtained according to instruction of offering is ask, to determine that this askes the key message of quotation;Then, it is offered according to inquiry Parameter corresponds to configuration price list, to customer quote;It is corresponding that inquiry quotation parameter is obtained according to preconfigured appointed information Special agreement is configured in price list by especially agreement, to inform the special agreement of insurance business in this inquiry sheet of user, In price list especially arrange automatic is realized to take out of.Since the insurance clause of customary risks business is configured for masses, Proprietary demand can not possibly be met, and especially arrange to be the supplement to insurance clause, the present invention askes quotation parameter by extracting, The key factor of this inquiry insurance business of warrantee is obtained, to match in inquiry sheet automatically according to these key factors correspondence Special agreement is set, without artificial addition, greatly reduces the workload of staff, and will not spy be caused due to artificial carelessness It Yue Ding not omit or imperfect, improve the allocative efficiency especially arranged so that warrantee can be straight when taking price list That sees recognizes the special agreement of its insurance business of inquiring the price, and the user experience is improved.
Description of the drawings
Fig. 1 is the flow diagram of the present invention especially agreement configuration method first embodiment;
Fig. 2 is in the present invention especially agreement configuration method second embodiment according to described in the acquisition of preconfigured appointed information Ask the corresponding refinement flow diagram especially arranged of quotation parameter;
Fig. 3 is that it is corresponding especially to obtain the inquiry quotation parameter according to the preconfigured appointed information of the dimension in Fig. 2 The refinement flow diagram of the step of agreement;
Fig. 4 is that it is corresponding especially to obtain the inquiry quotation parameter according to the preconfigured appointed information of the dimension in Fig. 2 The refinement flow diagram of the step of agreement;
Fig. 5 is the flow diagram of the present invention especially agreement configuration method 3rd embodiment;
Fig. 6 is the present invention especially agreement configuration system first embodiment, second embodiment, the function module of 3rd embodiment Schematic diagram.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
Referring to Fig.1, the present invention especially arranges a kind of especially agreement configuration method of configuration method first embodiment offer, described Especially arranging configuration method includes:
Step S10, it when instruction is offered in the inquiry for receiving input, is offered to instruct to obtain according to the inquiry and askes quotation parameter.
The present invention searches matched special agreement, takes out of on price list automatically when applied to quotation is ask.Due to existing Especially arranged by manually being individually entered according to each price list in technology, therefore, present invention saves a large amount of manpowers Resource, while avoiding artificially omitting the special agreement of declaration form, it causes damages to client or enterprise.
Specifically, as an implementation, asking quotation system and carrying the inquiry quotation page, it includes for defeated to ask the quotation page Enter every column for asking quotation parameter or interface, such as Sex preference frame, age frame, insurance products choice box or to hooking frame Deng.It is, of course, also possible to be identified to every column for asking quotation parameter or interface, prompting user, which is must to fill out parameter, which It is that parameter is filled out in choosing.
Warrantee or business personnel can input the year of warrantee in the inquiry quotation page for asking quotation system according to demand The identity informations such as age, the insurance products insured, the starting of insurance products, date of expiry carry out the operations such as the selection of quotation mechanism, The inquiry bid button in the page is clicked after confirmation, quotation instruction is ask in input.It should be noted that quotation mechanism namely warrantee's choosing The mechanism of insuring selected can be general headquarters of insurance company, the insurance branch company of various regions or agency etc..
Quotation system is ask when instruction is offered in the inquiry for receiving input, obtains the inquiry quotation parameter ask and carried in quotation instruction, The identity informations such as the age including insurer, the insurance products insured, protection amount, the parameters such as mechanism insured.
Step S20, configuration price list is corresponded to according to inquiry quotation parameter.
After obtaining asking quotation parameter, quotation system is ask according to quotation parameter is ask and corresponds to configuration price list.
Specifically, ask quotation system according to identity informations such as the ages of warrantee, and insure insurance products, protection amount, The information such as the quotation mechanism for the mechanism insured configure price list.The relevant information that warrantee insures has been recorded in price list, and Corresponding premium.
Wherein, the quotation mechanism of different mechanisms of insuring may be different, moreover, different warrantee's ages, insurance products, guarantor Volume, duration of insuring etc. may all influence whether specifically to offer.For example, in same quotation mechanism, identical insured amount medical treatment is protected Danger, may be higher than the quotation of 20 years old insurer to the quotation of 50 years old insurer.
Step S30, the corresponding special agreement of the inquiry quotation parameter is obtained according to preconfigured appointed information, it will be described Especially agreement is configured in the price list.
After obtaining asking quotation parameter, askes quotation system and also need to especially be arranged according to inquiry quotation parameter configuration.Especially about Surely include the clauses such as discount, expense release, the insurance responsibility criteria for classifying.
Specifically, as an implementation, asking quotation system and being provided with appointed information in advance, items are described especially about Determine, and the inquiry quotation parameter that every especially agreement is corresponding.
Inquiry quotation parameter of the quotation system according to this inquiry quotation is ask, corresponding special agreement is searched in appointed information. If this, which askes quotation, there are multiple inquiry quotation parameters, it is corresponding especially about that each inquiry quotation parameter is searched in appointed information respectively It is fixed.
If the corresponding special agreement of inquiry quotation parameter is found in success in appointed information, the special agreement found is configured Into price list;If not finding the corresponding special agreement of inquiry quotation parameter in appointed information, judge this ask quotation parameter without Especially agreement.
When finding the corresponding especially about timing of multiple inquiries quotation parameters, ask quotation system can according to preset priority or Each special agreement is added in price list by number successively.
Automatically configuring of especially arranging in price list is completed as a result,.
Then, inquiry user stopped offers page jump to quotation single-page, shows the price list configured;Or It askes in the quotation page and pops up the price list configured;Or refresh the current inquiry quotation page automatically, show the quotation configured It is single.It, can flexible configuration according to actual needs it is, of course, also possible to show price list in several ways.
Further, what the present embodiment applied also for especially arranging in the similar document such as declaration form automatically configures.
In the present embodiment, when instruction is offered in the inquiry for receiving input, quotation parameter is ask according to asking to offer to instruct to obtain, with Determine that this askes the key message of quotation;Then, configuration price list is corresponded to according to asking quotation parameter, to customer quote;Root It is obtained according to preconfigured appointed information and askes the corresponding special agreement of quotation parameter, special agreement is configured in price list, is used To inform the special agreement of insurance business in this inquiry sheet of user, realizes especially arrange in price list automatic and take out of.By In customary risks business insurance clause for masses configure, it is impossible to meet proprietary demand, and especially arrange be To the supplement of insurance clause, the present embodiment askes quotation parameter by extracting, and obtains the key of this inquiry insurance business of warrantee Factor configures especially agreement to be corresponded to according to these key factors in inquiry sheet, without artificial addition, greatly reduces automatically The workload of staff, and will not cause especially to arrange to omit due to artificial carelessness or imperfect, it improves especially The allocative efficiency of agreement so that warrantee can be got information about when taking price list its inquire the price insurance business especially about Fixed, the user experience is improved.
Further, with reference to Fig. 2, the present invention especially arranges configuration method second embodiment and provides a kind of especially agreement configuration Method especially arranges configuration method first embodiment based on aforementioned present invention, and the step S30 includes:
Step S31, inquirys is obtained to offer the corresponding dimension of parameter, according to the preconfigured appointed information of the dimension, Obtain the corresponding special agreement of the inquiry quotation parameter.
When ask quotation parameter it is more when, if all searching corresponding special agreement according to a appointed information, it is required into Capable retrieval amount is very big, to improve the recall precision especially arranged, " obtains the inquiry according to preconfigured appointed information to report The step of corresponding special agreement of valence parameter " can be further refined as " inquirys is obtained to offer the corresponding dimension of parameter, according to The preconfigured appointed information of dimension obtains the corresponding special agreement of the inquiry quotation parameter ".
Therefore, the present embodiment obtains ask the corresponding dimension of quotation parameter first, will ask after obtaining asking quotation parameter Quotation parameter is classified, is distinguished.Then, then respectively carry out retrieval and respectively ask the corresponding special agreement of quotation parameter, Improve the recall precision especially arranged.That is, the different classes of corresponding dimension of inquiry quotation parameter is different.
As a kind of specific application scenarios, askes the age that quotation parameter includes warrantee of asking in quotation instruction and it is thought The insurance products A to be bought.
Then after obtaining asking quotation parameter, it is age dimension, the corresponding dimensions of insurance products A to obtain age corresponding dimension For insurance kind dimension.
Then, warrantee's age corresponding special agreement is searched in age dimension respectively, searches and protects in insurance kind dimension The corresponding special agreement of dangerous product A.
Then, by obtained warrantee's age it is corresponding it is special agreement it is corresponding with insurance products A it is special arrange be configured to In price list.
Further, different with the possible numerical value of inquiry quotation parameter or feature of dimension in different price lists, for example, The numerical value at age may be different, and the insurance products of warrantee's selection may be different.And the numerical value of the inquiry quotation parameter with dimension Or feature is different, and corresponding special agreement may also be different, such as accident insurance, vehicle insurance and the special of life insurance are about established a capital not Together.
Therefore, may include in the preconfigured appointed information of each dimension it is a plurality of for different numerical value or feature especially about It is fixed.
After acquisition askes and offers the corresponding dimension of parameter, askes quotation system and need to ask the inquiry quotation parameter of quotation according to this Concrete numerical value or feature search this in asking the corresponding preconfigured appointed information of dimension of quotation parameter and ask quotation parameter Corresponding special agreement.
When there are multiple inquiries quotation parameters, believed respectively according to the corresponding preconfigured agreement of dimension of each inquiry quotation parameter Breath searches each concrete numerical value for asking quotation parameter or the special agreement corresponding to feature.
Further, with reference to Fig. 3, the inquiry quotation parameter includes quotation mechanism, and corresponding dimension is mechanism dimension, described Step S31 includes:
Step S311, the mechanism characteristics of the quotation mechanism are obtained;
Step S312, in the preconfigured appointed information of mechanism dimension, the corresponding spy of the mechanism characteristics is searched Do not arrange, as the corresponding special agreement of the quotation mechanism.
When it includes quotation mechanism to ask quotation parameter, the mechanism characteristics of quotation system firm offer mechanism first are ask.
It should be noted that quotation mechanism can be understood as providing the insurance company of quotation, including it is general headquarters of insurance company, each The insurance branch company on ground or agency etc., the mechanism characteristics for the mechanism that offers can be the titles of quotation mechanism, such as certain Insurance company, or number, the code etc. of quotation mechanism can be different to distinguish with the information of this quotation mode of unique mark Offer mechanism.
After the mechanism characteristics for obtaining quotation mechanism, quotation system is ask in the preconfigured appointed information of mechanism dimension, Search the special agreement corresponding to the mechanism characteristics of this quotation mechanism.Wherein, the preconfigured appointed information of mechanism dimension includes Special agreement corresponding to preconfigured each mechanism characteristics.
If asking quotation system is successfully found the corresponding special agreement of mechanism characteristics, by this, especially agreement is used as this ticker The corresponding special agreement of structure, is configured in price list.
As a kind of specific application scenarios, if quotation mechanism is company A, first in each machine described in mechanism dimension Company A is found in inquiry in structure/company;Then, the corresponding special agreement of company A is configured in price list.
Further, with reference to Fig. 4, the inquiry quotation parameter includes insurance products, and corresponding dimension is insurance kind dimension, described Step S31 includes:
Step S313, the insurance kind of the insurance products is obtained;
Step S314, in the preconfigured appointed information of insurance kind dimension, it is corresponding especially about to inquire the insurance kind It is fixed, as the corresponding special agreement of the insurance products.
When it includes insurance products to ask quotation parameter, the insurance kind that quotation system determines insurance products first is ask, insurance is produced Feature of the insurance kind of product as insurance products.
After obtaining the insurance kind of insurance products, in the preconfigured appointed information of insurance kind dimension, this insurance products is searched Insurance kind corresponding to special agreement.Wherein, the preconfigured appointed information of insurance kind dimension includes preconfigured each insurance kind Corresponding special agreement.
If asking quotation system is successfully found the corresponding special agreement of insurance kind, by this, especially agreement is used as this insurance products pair The special agreement answered, is configured in price list.
Further, as an implementation, after the insurance kind for obtaining insurance products, judge that the insurance kind of insurance products is No is special insurance kind;If special insurance kind, then in special insurance kind dimension search insurance products insurance kind corresponding to especially about It is fixed;If not special insurance kind, then search the special agreement corresponding to the insurance kind of insurance products in common insurance kind dimension.
It should be noted that if not finding the corresponding special agreement of inquiry quotation parameter, then judge that this askes quotation parameter without spy Do not arrange.
In the present embodiment, it in configuration especially about timing, obtains and askes the corresponding dimension of quotation parameter, it is advance according to this dimension The appointed information of configuration obtains this and askes the corresponding special agreement of quotation parameter.There may be multiple, same class due to asking quotation parameter Other quotation parameter of asking is since numerical value or the different of feature are corresponding with multiple special agreements again, if being carried out using a appointed information The information content that the lookup especially arranged can result in the need for retrieval is very big, therefore, is reflected in the present embodiment by that will ask quotation parameter It is mapped to dimension, then respectively to searching the corresponding special agreement of each inquiry quotation parameter in the preconfigured appointed information of each dimension, To improve the efficiency that configuration is especially arranged.Also, the accuracy rate especially arranged is improved, the insurance of quotation is more in line with The demand of business.
Further, with reference to Fig. 5, the present invention especially arranges configuration method 3rd embodiment and provides a kind of especially agreement configuration Method especially arranges configuration method the first embodiment or the second embodiment, the special agreement configuration side based on aforementioned present invention Method further includes:
Step S40, whether inquiry has preconfigured general special agreement;
If step S50, being provided with general special agreement in advance, the general special agreement is configured to the price list In.
In configuration especially about timing, askes quotation system and also need to search whether preconfigured general special agreement.It needs It is noted that general special agreement is, special agreement that each price list be all suitable for unrelated with quotation parameter is ask, such as insure Contact method, automatic reinstatement treaty of company etc..
If being provided with general special agreement in advance, be successfully found it is preconfigured by especially arranging after, will be general Especially agreement is configured in price list.
In the present embodiment, it is also necessary to which whether inquiry has preconfigured general special agreement;If being provided in advance general General special agreement is then configured in price list, improves the integrality especially arranged in price list by especially agreement.
With reference to Fig. 6, the present invention especially arranges configuration system first embodiment and provides a kind of especially agreement configuration system, described Especially arranging configuration system includes:
Parameter module 10, for when instruction is offered in the inquiry for receiving input, being offered to instruct to obtain according to the inquiry and asking quotation Parameter.
The present invention searches matched special agreement, takes out of on price list automatically when applied to quotation is ask.Due to existing Especially arranged by manually being individually entered according to each price list in technology, therefore, present invention saves a large amount of manpowers Resource, while avoiding artificially omitting the special agreement of declaration form, it causes damages to client or enterprise.Especially agreement configuration system can match It sets in automatic quotation system etc. needs to configure the system especially arranged.
Specifically, as an implementation, asking quotation system and carrying the inquiry quotation page, it includes for defeated to ask the quotation page Enter every column for asking quotation parameter or interface, such as Sex preference frame, age frame, insurance products choice box or to hooking frame Deng.It is, of course, also possible to be identified to every column for asking quotation parameter or interface, prompting user, which is must to fill out parameter, which It is that parameter is filled out in choosing.
Warrantee or business personnel can input the year of warrantee in the inquiry quotation page for asking quotation system according to demand The identity informations such as age, the insurance products insured, the starting of insurance products, date of expiry carry out the operations such as the selection of quotation mechanism, The inquiry bid button in the page is clicked after confirmation, quotation instruction is ask in input.It should be noted that quotation mechanism namely warrantee's choosing The mechanism of insuring selected can be general headquarters of insurance company, the insurance branch company of various regions or agency etc..
Parameter module 10 obtains the inquiry quotation parameter ask and carried in quotation instruction when instruction is offered in the inquiry for receiving input, The identity informations such as the age including insurer, the insurance products insured, protection amount, the parameters such as mechanism insured.
Quote module 20, for corresponding to configuration price list according to inquiry quotation parameter.
After obtaining asking quotation parameter, quote module 20 corresponds to configuration price list according to quotation parameter is ask.
Specifically, quote module 20 is according to identity informations such as the ages of warrantee, and insure insurance products, protection amount, The information such as the quotation mechanism for the mechanism insured configure price list.The relevant information that warrantee insures has been recorded in price list, and Corresponding premium.
Wherein, the quotation mechanism of different mechanisms of insuring may be different, moreover, different warrantee's ages, insurance products, guarantor Volume, duration of insuring etc. may all influence whether specifically to offer.For example, in same quotation mechanism, identical insured amount medical treatment is protected Danger, may be higher than the quotation of 20 years old insurer to the quotation of 50 years old insurer.
Provisioning modules 30, it is corresponding especially about for obtaining the inquiry quotation parameter according to preconfigured appointed information It is fixed, the special agreement is configured in the price list.
After obtaining asking quotation parameter, provisioning modules 30 also need to especially be arranged according to inquiry quotation parameter configuration.Especially about Surely include the clauses such as discount, expense release, the insurance responsibility criteria for classifying.
Specifically, as an implementation, provisioning modules 30 are provided with appointed information in advance, items are described especially about Determine, and the inquiry quotation parameter that every especially agreement is corresponding.
Provisioning modules 30 search corresponding special agreement according to the inquiry quotation parameter of this inquiry quotation in appointed information. If this, which askes quotation, there are multiple inquiry quotation parameters, it is corresponding especially about that each inquiry quotation parameter is searched in appointed information respectively It is fixed.
If the corresponding special agreement of inquiry quotation parameter, the spy that provisioning modules 30 will be found are found in success in appointed information It Yue Ding not be configured in price list;If not finding the corresponding special agreement of inquiry quotation parameter, provisioning modules in appointed information This inquiry quotation parameter of 30 judgements is without special agreement.
When finding the corresponding especially about timing of multiple inquiries quotation parameters, provisioning modules 30 can according to preset priority or Each special agreement is added in price list by number successively.
Automatically configuring of especially arranging in price list is completed as a result,.
Then, inquiry user stopped offers page jump to quotation single-page, shows the price list configured;Or It askes in the quotation page and pops up the price list configured;Or refresh the current inquiry quotation page automatically, show the quotation configured It is single.It, can flexible configuration according to actual needs it is, of course, also possible to show price list in several ways.
Further, what the present embodiment applied also for especially arranging in the similar document such as declaration form automatically configures.
In the present embodiment, parameter mould fast 10 is ask when instruction is offered in the inquiry for receiving input according to asking to offer to instruct to obtain Quotation parameter, to determine that this askes the key message of quotation;Then, quote module 20 corresponds to configuration quotation according to quotation parameter is ask It is single, to customer quote;Provisioning modules 30 are corresponding especially about according to preconfigured appointed information acquisition inquiry quotation parameter It is fixed, special agreement is configured in price list, to inform the special agreement of insurance business in this inquiry sheet of user, is realized That especially arranges in price list takes out of automatically.Since the insurance clause of customary risks business is configured for masses, it is impossible to Meet proprietary demand, and especially arrange to be the supplement to insurance clause, the present embodiment askes quotation parameter by extracting, and obtains The key factor of this inquiry insurance business of warrantee, spy is configured to be corresponded to according to these key factors in inquiry sheet automatically Do not arrange, without artificial addition, greatly reduce the workload of staff, and will not be caused due to artificial carelessness especially about It omits calmly or imperfect, improves the allocative efficiency especially arranged so that warrantee can be intuitive when taking price list Recognize the special agreement of its insurance business of inquiring the price, the user experience is improved.
Further, with reference to Fig. 6, the present invention especially arranges configuration system second embodiment and provides a kind of especially agreement configuration System especially arranges configuration system first embodiment based on aforementioned present invention, and the provisioning modules 30 are additionally operable to,
The corresponding dimension of inquiry quotation parameter is obtained, according to the preconfigured appointed information of the dimension, described in acquisition Ask the corresponding special agreement of quotation parameter;The special agreement is configured in the price list.
When ask quotation parameter it is more when, if all searching corresponding special agreement according to a appointed information, it is required into Capable retrieval amount is very big, to improve the recall precision especially arranged, " obtains the inquiry according to preconfigured appointed information to report The corresponding special agreement of valence parameter " can be further refined as " the corresponding dimension of the inquiry quotation parameter being obtained, according to the dimension Preconfigured appointed information is spent, the corresponding special agreement of the inquiry quotation parameter is obtained ".
Therefore, for the present embodiment after obtaining asking quotation parameter, provisioning modules 30 obtain the corresponding dimension of inquiry quotation parameter first Degree is classified will ask quotation parameter, is distinguished.Then, then respectively carry out retrieval and respectively ask quotation parameter correspondence Special agreement, improve the recall precision especially arranged.That is, the different classes of corresponding dimension of inquiry quotation parameter is not Together.
As a kind of specific application scenarios, askes the age that quotation parameter includes warrantee of asking in quotation instruction and it is thought The insurance products A to be bought.
Then after obtaining asking quotation parameter, it is age dimension, insurance products A that provisioning modules 30, which obtain age corresponding dimension, Corresponding dimension is insurance kind dimension.
Then, provisioning modules 30 search warrantee's age corresponding special agreement in age dimension respectively, are tieed up in insurance kind The corresponding special agreements of insurance products A are searched in degree.
Then, provisioning modules 30 are corresponding with insurance products A especially by obtained warrantee's age corresponding special agreement Agreement is configured in price list.
Further, different with the possible numerical value of inquiry quotation parameter or feature of dimension in different price lists, for example, The numerical value at age may be different, and the insurance products of warrantee's selection may be different.And the numerical value of the inquiry quotation parameter with dimension Or feature is different, and corresponding special agreement may also be different, such as accident insurance, vehicle insurance and the special of life insurance are about established a capital not Together.
Therefore, may include in the preconfigured appointed information of each dimension it is a plurality of for different numerical value or feature especially about It is fixed.
After obtaining the corresponding dimension of inquiry quotation parameter, provisioning modules 30 need the inquiry quotation parameter according to this inquiry quotation Concrete numerical value or feature search this in asking the corresponding preconfigured appointed information of dimension of quotation parameter and ask quotation parameter Corresponding special agreement.
When there is multiple inquiries quotation parameters, provisioning modules 30 are pre-configured with according to the corresponding dimension of each inquiry quotation parameter respectively Appointed information, search it is each ask quotation parameter concrete numerical value or the special agreement corresponding to feature.
Further, the inquiry quotation parameter includes quotation mechanism, and corresponding dimension is mechanism dimension, the provisioning modules 30 are additionally operable to,
Obtain the mechanism characteristics of the quotation mechanism;In the preconfigured appointed information of mechanism dimension, institute is searched The corresponding special agreement of mechanism characteristics is stated, as the corresponding special agreement of the quotation mechanism.
When it includes quotation mechanism to ask quotation parameter, the mechanism characteristics of the firm offer mechanism first of provisioning modules 30.
It should be noted that quotation mechanism can be understood as providing the insurance company of quotation, including it is general headquarters of insurance company, each The insurance branch company on ground or agency etc., the mechanism characteristics for the mechanism that offers can be the titles of quotation mechanism, such as certain Insurance company, or number, the code etc. of quotation mechanism can be different to distinguish with the information of this quotation mode of unique mark Offer mechanism.
Obtain quotation mechanism mechanism characteristics after, provisioning modules 30 in the preconfigured appointed information of mechanism dimension, Search the special agreement corresponding to the mechanism characteristics of this quotation mechanism.Wherein, the preconfigured appointed information of mechanism dimension includes Special agreement corresponding to preconfigured each mechanism characteristics.
If provisioning modules 30 are successfully found the corresponding special agreement of mechanism characteristics, by this, especially agreement is used as this ticker The corresponding special agreement of structure, is configured in price list.
As a kind of specific application scenarios, if quotation mechanism is company A, provisioning modules 30 are first remembered in mechanism dimension Company A is found in inquiry in each mechanism/company carried;Then, the corresponding special agreement of company A is configured in price list.
Further, the inquiry quotation parameter includes insurance products, and corresponding dimension is insurance kind dimension, the provisioning modules 30 are additionally operable to,
Obtain the insurance kind of the insurance products;In the preconfigured appointed information of insurance kind dimension, the danger is inquired The corresponding special agreement of kind, as the corresponding special agreement of the insurance products.
When it includes insurance products to ask quotation parameter, provisioning modules 30 determine the insurance kind of insurance products first, and insurance is produced Feature of the insurance kind of product as insurance products.
After obtaining the insurance kind of insurance products, provisioning modules 30 are searched in the preconfigured appointed information of insurance kind dimension Special agreement corresponding to the insurance kind of this insurance products.Wherein, the preconfigured appointed information of insurance kind dimension includes to match in advance The special agreement corresponding to each insurance kind set.
If provisioning modules 30 are successfully found the corresponding special agreement of insurance kind, by this, especially agreement is used as this insurance products pair The special agreement answered, is configured in price list.
Further, as an implementation, provisioning modules 30 judge insurance production after the insurance kind for obtaining insurance products Whether the insurance kind of product is special insurance kind;If special insurance kind, then the insurance kind institute that insurance products are searched in special insurance kind dimension is right The special agreement answered;If not special insurance kind, then search special corresponding to the insurance kind of insurance products in common insurance kind dimension Agreement.
It should be noted that if provisioning modules 30 do not find the corresponding special agreement of inquiry quotation parameter, then judge that this askes report Valence parameter is without special agreement.
In the present embodiment, provisioning modules 30 obtain in configuration especially about timing and ask the corresponding dimension of quotation parameter, according to The preconfigured appointed information of this dimension obtains this and askes the corresponding special agreement of quotation parameter.May have due to asking quotation parameter Multiple, same category of quotation parameter of asking is since numerical value or the different of feature are corresponding with multiple special agreements again, if using a The lookup that appointed information is especially arranged can result in the need for retrieval information content it is very big, therefore, in the present embodiment pass through by It askes quotation parameter and is mapped to dimension, then respectively to searching each inquirys quotation parameter correspondence in the preconfigured appointed information of each dimension Special agreement, to improve the efficiency especially arranged of configuration.Also, the accuracy rate especially arranged is improved, is more in line with The demand of the insurance business of quotation.
Further, with reference to Fig. 6, the present invention especially arranges configuration system 3rd embodiment and provides a kind of especially agreement configuration System especially arranges configuration system the first embodiment or the second embodiment based on aforementioned present invention, and the provisioning modules 30 are also used In,
Whether inquiry has preconfigured general special agreement;It, will be described logical if being provided with general special agreement in advance It is configured in the price list with special agreement.
In configuration, especially about timing, provisioning modules 30 also need to search whether preconfigured general special agreement.It needs It is noted that general special agreement is, special agreement that each price list be all suitable for unrelated with quotation parameter is ask, such as insure Contact method, automatic reinstatement treaty of company etc..
If being provided with general special agreement in advance, provisioning modules 30 be successfully found it is preconfigured by especially arranging Afterwards, general special agreement is configured in price list.
In the present embodiment, provisioning modules 30 also need to whether inquiry has preconfigured general special agreement;If in advance Configured with general special agreement, then by it is general it is special agreement be configured in price list, improve especially arrange in price list it is complete Whole property.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be mobile phone, computer, cloud Hold server or the network equipment etc.) method that executes each embodiment of the present invention.
The alternative embodiment that these are only the present invention, is not intended to limit the scope of the invention, every to utilize this hair Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills Art field, is included within the scope of the present invention.

Claims (10)

1. a kind of especially agreement configuration method, which is characterized in that the special agreement configuration method includes the following steps:
When instruction is offered in the inquiry for receiving input, is offered to instruct to obtain according to the inquiry and ask quotation parameter;
Configuration price list is corresponded to according to inquiry quotation parameter;
The corresponding special agreement of the inquiry quotation parameter is obtained according to preconfigured appointed information, the special agreement is configured Into the price list.
2. especially agreement configuration method as described in claim 1, which is characterized in that described according to preconfigured appointed information The step of obtaining inquiry quotation parameter corresponding special agreement include:
The corresponding dimension of the inquiry quotation parameter is obtained, according to the preconfigured appointed information of the dimension, obtains the inquiry report The corresponding special agreement of valence parameter.
3. especially agreement configuration method as claimed in claim 2, which is characterized in that the inquiry quotation parameter includes ticker Structure, corresponding dimension are mechanism dimension, described according to the preconfigured appointed information of the dimension, obtain the inquiry quotation parameter The step of corresponding special agreement includes:
Obtain the mechanism characteristics of the quotation mechanism;
In the preconfigured appointed information of mechanism dimension, the corresponding special agreement of the mechanism characteristics is searched, as institute State the corresponding special agreement of quotation mechanism.
4. especially agreement configuration method as claimed in claim 2, which is characterized in that the inquiry quotation parameter includes that insurance is produced Product, corresponding dimension are insurance kind dimension, described according to the preconfigured appointed information of the dimension, obtain the inquiry quotation parameter The step of corresponding special agreement includes:
Obtain the insurance kind of the insurance products;
In the preconfigured appointed information of insurance kind dimension, the corresponding special agreement of the insurance kind is inquired, as the guarantor The corresponding special agreement of dangerous product.
5. special agreement configuration method according to any one of claims 1-4, which is characterized in that the special agreement configuration side Method further includes:
Whether inquiry has preconfigured general special agreement;
If being provided with general special agreement in advance, the general special agreement is configured in the price list.
6. a kind of especially agreement configuration system, which is characterized in that the special agreement configuration system includes:
Parameter module askes quotation parameter for when instruction is offered in the inquiry for receiving input, offering to instruct to obtain according to the inquiry;
Quote module, for corresponding to configuration price list according to inquiry quotation parameter;
Provisioning modules, for obtaining the corresponding special agreement of the inquiry quotation parameter according to preconfigured appointed information, by institute Especially agreement is stated to be configured in the price list.
7. especially agreement configuration system as claimed in claim 6, which is characterized in that the provisioning modules are additionally operable to,
The corresponding dimension of the inquiry quotation parameter is obtained, according to the preconfigured appointed information of the dimension, obtains the inquiry report The corresponding special agreement of valence parameter.
8. especially agreement configuration system as claimed in claim 7, which is characterized in that the inquiry quotation parameter includes ticker Structure, corresponding dimension are mechanism dimension, and the provisioning modules are additionally operable to,
Obtain the mechanism characteristics of the quotation mechanism;In the preconfigured appointed information of mechanism dimension, the machine is searched The corresponding special agreement of structure feature, as the corresponding special agreement of the quotation mechanism.
9. especially agreement configuration system as claimed in claim 7, which is characterized in that the inquiry quotation parameter includes that insurance is produced Product, corresponding dimension are insurance kind dimension, and the provisioning modules are additionally operable to,
Obtain the insurance kind of the insurance products;In the preconfigured appointed information of insurance kind dimension, the insurance kind pair is inquired The special agreement answered, as the corresponding special agreement of the insurance products.
10. as claim 6-9 any one of them especially arranges configuration system, which is characterized in that the provisioning modules are also used In,
Whether inquiry has preconfigured general special agreement;If being provided with general special agreement in advance, by the general spy It Yue Ding not be configured in the price list.
CN201710204412.0A 2017-03-30 2017-03-30 Especially agreement configuration method and system Pending CN108665368A (en)

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CN109409993A (en) * 2018-10-12 2019-03-01 平安科技(深圳)有限公司 Quotation acquisition methods, device, computer installation and the storage medium of computer resource
CN113837888B (en) * 2021-10-12 2023-09-12 北京鲸鹳科技有限公司 Method, device, equipment and storage medium for processing claim data

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